ST JQHN'S ALMSHOUSE CHARITIES
TRUSTEES REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
Charity Number: 230417
ur,
11
11
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11

ST JOHN'S ALMSHOUSE CHARITIES
Contents
Page
Legal & Administrativ8 Infom*tion
Trustees Annual Replyt
Independent Examln8fs ReFKKt
statement of Financial Activittes
Balance Sh•et
Notes to the Financial Slatemants
8-13

ST JOHN'S ALMSHOUSE CHARITIES
LEGAL AND ADMINISTRATIVE INFORMATION
Trustsos
Mr M G Baker MBE
co￿pted Trustee- Chaimian
Revd J A Randall
Ex-off￿10 Trustee- Rector of the Parish of Huntin￿￿on
Cllr A Blackwell
Trustee nominatad by Huntingdon Tovm Council
Cllr J L Taylor
Trustee nominaled by Huntingdon Town Council
Mr A Butler
CTropted Trustee
Mr L Button
Cfropted Trustee
Mr R R Deannan
Co-opted Tnjstee
Mrs E Irving
Ccpopled Tnjstee
Mr T P Johnson FCA Ccwiled Trustee & Treasurer
Mrs D Peacock
Cctropted Trustee
Mr C F Saunders
CTropted Trustee
Mr M P Westcott-Rudd Ctropted Tfustee
Charltablè Ststu$
st John's Amshouse Charities is an unincorporated tharity registered in England. number 230417
Prlnclplo Addr88•
The principl8 address of the Charity K$ 27 Hartford Road, Huntingdon, Cambridgeshiro, PE29 3RE
Bankers
National Westminster 8ank plc, 92 High Street, Huntingdon. Camt*vJg8shirn, PE29 3DT
Ind•pend•nt Examlner
Mr D G Croker
Retired Chartered Acc4yJntant
5 Willow Close. Brampton. Htsnt1ngdC￿. Cambridgeshire. PE28 4RJ
Sollcltor5
HCR Hewitsons. E￿in House, Billing Road. Norlhaiwon, NN15AU
Clerk to the Trustees
Mrs B Howells

ST JOHN'S ALMSHOUSE CHARITIES
TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2024
Oblectlves and actlvltl•s for tho publlc bènèfft
The prlnclpal object of the ¢harity is the provisk)n of almshouse a¢(xxnmodatton for singl8 women who by
force of circumstances and resources. are in need. Pri(ty is given to women reside in Huntingdon, and
tt is this group of people whith fomis the basis of the Publ￿ benefft provided by the ¢*￿tty.
The charity carries out its oty'ectNes by..
maintaining the external and intemal features of the eight residential h(MJses in George Streec
Huntingdon. in a secure and habitable state. and
advertising empty acc(xnmodation to relevant i￿1 a9encies. and
reviewing the condith)n of the properties. and carying ￿t capital work$ after sec#Jring approprlatts
Jnding.
The Trustoe$ confim that they have referred to the guidance o)ntained in the Charty Commlsslon's gènèral
guidance on publlc benefft when reviewing the Trust's aims and Obl￿tIves. and in planning iirture activities.
8tructur8, govornanc• and managorn•nt
The charity is an unincorporated chanty managed by our Trustee Goveming Framework Manual dated 12
November 2012. and re181ing back to the Charity Commission S¢heme D(￿M￿nt dated 28 Oclober 1969.
The trustees comprise 1 exvofficio trustee is the current incumbent of the Parish of Huntingdon. 2
nominee trustees from Huntingdon Town C￿nCil and a maximum of 9 other In￿tee5. and any now trustees
are appolnted by the existing Trustees.
Where there Is a c(xJpted trustee vacancy, the remaining trustees enijeavour to recruit a trustee wtth
relevant experience. skills and an empathy with the otlacts of the charity.
As part of thelr Induction, new trustees are provKled wilh a copy of the Trustee Govemlng Framework
Manual. the Residents Handbook. and various othor relevant doujrnents to anab￿ tham to gain a full
appreciation of thew duties and obligati¢Jns as a trustee. The Trustee Goveming Framework Manual contains
the charity's policies for trustee induction, risk managemenL investment policy and management of surplus
funds.
The trustees meet on a quarterly basis to review Ihe rM)sition and a stsndard agenda Is adopted to ensure
that all matters are covered.
The day to day administration of propety management and residents issues is delegated to the relevant
sub-committee, in conjunction with the to the Trustees. but all major decisions are either approved or
ratifi8d at a full trustees meeting. The sulFcommitlws are:
Residents. sutpcommittee.
Buildings svlFcommrttee'.
Finance SU￿0MMIttee.
Icontinued on pag8 3]

ST JOHN'S ALMSHOUSE CHARITIES
TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2024 (contlnued)
Strueturni governance and management (contlnued)
The charity is a member of tt)& Almshouses Association which offers assistance, advTh, guidance and
encouragement lo the numerous almshouse trustee bodies to enable them to provide sultable
accommodation for people in need. The Association also represents these charities wfth the Charty
Commission. Homes England. and th8 ReguLatcK of Social Housing, the Land Registy and other
Govemment departments.
Achl&v•rn8nts and porfomiance
Our residènts are thriving and happy. Having lost two residents duriry 2024, {no$ 5 and 8), we havè galned
two to take up residence in those houses. One lady at no 5 sadty died and the other at no 8 moved to a care
home. Durlng lh8 course of the year. we hav8 rtrd8ccKated and repaired, where n￿Sary for the fyvo new
ladies to take up residence.
All the Almshouses have h8d new front doors frtled. These doors are stronger and of a higher standard lo
the previous doors that did suffer in the heal. These are now a light green rather than bia¢k and the residents
Ihoroughly approved of lh8 change.
Furthermore, the building work started on the area behlnd the Almshcmjses dudng 2024 2nd the planners.
Vistry, h8ve begun the re-building of the externr bcmjndary walls lo the Ajmshouses. This is due for
compl&tion by the end of April 2025.
The Trustees Invllod Iho resldents. plus a gues( to the Sl George's tea paty at the Town Hall in May. The
few that were able to attend greatty enjoyed the event.
The Chalman and Clerk made regut8r vists to the residents. w¥)sty of a sodal nature but also when
assistance was required. The visits are to ensure their well-being as well as to remlnd them that we are
availab￿ to be called on rf necessary. Two of our Trustees also make regU￿r visits of a similar nature.
Residents receive cards and fiowers on Iheir birthjays and canls at malor festivals including a Sainsbury's
voucher at Christmas.
Al the end of 2024 there were 12 ex-off￿10, T￿Minated and cwted trustees, leawng no vacancies for new
trustees. The trustees are committed to haNllng a Board of T￿￿te8$ wth varied but complimentary skills to
benefit our residents and the Charity.
The trustees maintained their awareness of their own perf0m￿nCe frarnew￿ estsblished in 2015 as
follows..
To maintain a hyh level of attendance at trustee meetings and thks was not￿ at 80°
To ensure a minimum of 4 qu8rtety meelings and this was athieved in 2024
To confi￿￿ trustees compliance with its own Trustees Governance Framework Manual. any
requirements of the Almshouse Assock9tion. and regulators. The Charity Commission. This was brought up
to date, as required, and also through the nomial prrKess of management. There was no evidence of non-
comp1Mn￿.
I¢￿￿nU￿￿ Im p¥ 41

ST JOHN'S ALMSHOUSE CHARITIES
TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2024 (continuod)
Flnanclal revlew
The charity had 8 Suctessful year achieving a surplus before transfets of £7.947 (2023- surplus of £37.789)
and the outstsnding loans were reduced by £12.04012023 - £13.139).
The trustees prepare an annual trAJdget and the results were in line the expecled results. as the budget
figures included major expenses estimated at £19.000 for replacement doors and outside redecoration. The
budget for 2025 shows the surplus being increased back to eX[￿ded levels and gfves assurance to the
truste8s that the charity continues to be a going concem the next 12 months.
Durfng the year a new bank account was establlshed to retsin the restricted fijnds for whlch no separate
bank account had been held previousty. fIrS￿Y for the Extraordinary Maintenance Fund and secondly for the
Peman&nt Endowment Funds held as per note 13 all 8 properties in the years ahead. The ￿SpeCt￿8
balances held In these accounts at the year erKled were £9.137 and £2.084 respectivety and are shown at
note 9 to the accounts.
Ro8olVO8
The Injstees Frf)Iicy i8 to ensure that Ihe charity has suffiuent reserves to protact against reductions in
Income, unexpected Increases ￿ experKlitur•, and to takè advantage of new opportunit￿.
The reseNes will b8 used to support the Gharty's aims arKI obieclives. and any expenditure to ba drawn from
the reserves will require trustees approval. and the level of reserves be reviewed annualty by the
truste6S.
As regards specific reserves, the tharity wlll mainlain a minimum of £30,CMX) in s￿ffic reseN88 at 811 times.
Specific resetves held at 31 December 2024 ￿tre in excess of £55,(X)O.
As regards free reserves. the charity will maintain a minimum of £10.000 In free reserves and free reserves
are defingd as the amount of unrestncted funds that the charity holds above Tts operating costs and
designated funds. Free reseNes held at 31 December 2024 were in excess of £13,1))J..
Trustees, responslbllltlès In r•latlon to the flnanclal stat•m•nts:
The trustees declare that they have approved the above trustees. report.
Signed on behalf of the Trustees:
Mr M G Baker MBE
Chairman
22 September 2025

ST JOHN'S ALMSHOUSE CHARITIES
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE ST JOHN'S
ALMSHOUSE CHARITIES FOR THE YEAR ENDED 31 DECEMBER 2024
I report to the trustees on my examination of the charTVs accounts of the charity for the year ended 31
December 2024 which are set out on pages 6 to 13.
Responslbllhles and bas18 of report
As the charity's trustees, you are responsible for the prePara￿n of the accounts in accordance with the
requirements of the Charities Act 2011 {the Acti.
I rèport in respect of my examinatM)n of the charitys accounts carried out under section 145 of the 2011 Act
and in carying out my examinatson I have folh)wed all the applicable Directions given by the Charity
Commission undèr section 145(5)(b) of the Ad.
Indapond•nt •xamIn0￿$ statsmont
I have complèlod my examination. I confirm that no material matters hav8 come to my attention in
connection wlth th8 8xamin8tN)n. gNing me causo to believe that in any material respect..
accounting records wèr• not kept in respect of the thaiity as required by ￿tiOn 130 of the Act,. or
2. the accounts do not accord wrth those records: or
3. the accounts do not compty with the applicabl8 requ￿ements conceming the fcmi and content of
accounts set ￿￿t in the Charit￿$ {Ac¢>)unts and Rep(￿ts) Regulations 2008 other than any
requirement that the attounts give a 'lrue and f￿r view. whth is not a matter consHlered as part of
an independenl eXaMinat￿n.
I have no concems and have Come across no other mattets Ai o￿ne￿On with the oX8mination to which
attention should be drawn in this report to enable a prnper understanding of the accI￿nts lo be raach&d.
D G Croker
Retired Chartered Accountsnt
5 Willow Close
Brampton
Huntingdon
PE28 4RJ
Date:
22° fyl>o2J

ST JOHN'S ALMSHOUSE CHARITIES
STATEMENT OF FINANCIAL ACTIVTfiES FOR THE YEAR ENDED 31 DECEMBER 2024
2024
2023
Totsl
Funds
GÈn•rnl
Fund
Designated R•strict•d
Funds
Funds
Total
Funds
Incomlng resourc•s {Not• 2)
Incomo and and0￿•nts from:
Charitable aclivrties
Grants & donations
Bank interest receNable
51.222
10,000
737
51.222
10,OIJJ
3,244
46.573
12,500
1,957
2.209
Totsl
Re8ourc•$ exp￿d•d INot• 3)
Expgndltur• on:
Charitable activities
156.519)
156.5191 (23,241)
Tolal
N•t Incom• l•xp•ndltur•)
5.440
2.209
298
7.947
37,789
Tran8fors b•tween funds
(3.680)
Nel mov•ment In funds
1.760
5.209
978
7.947
37,789
Roconclllatlon of funds:
Total funds brought forward
889,117
49.240
10,244
948.601
910,812
Tolal funds carrled foThvard
890.877
54,449
11.222 956.548
948,601
The ststemenl of fir￿n￿al actNities includes all gains and k>sses recognised in the y&Y.
All income and expendfÉure derives from continuing actrvibes.

ST JOHN'S ALMSHOUSE CHARITIES
BALANCE SHEEf AT 31 DECEMBER 2024
2024
Total
2023
Total
G•noral Deslgnated Restrlctod
Note
Fund
Funds
Funds
Funds
Funds
Flxed asse1•
Tangible assets
872.040
872.040
876.480
Currnnt ass•ts
Debtors
Cash at bank
5.714
67.322
73,036
128
$4,321
54,449
5.842
132.865
138.707
t1.222
11.222
133,528
139,072
Cr￿ltOrs". amounts falling
due Wlthin on¢ year
(12,9)1)
I12..￿1) (12,795)
Net curr•nt 488•ts
60,135
11.222
125 806 126.277
Total assets1•88 cUrr￿t
Ilabllltles:
932.175
54.449
11,222
997.846 1.002,757
Credltors: amounts falling
due after one year
{41.298)
141.298> 154.1561
Total n•t a•set¥
890 877
956 548 948 601
The lunds ofth• charfty..
Unrestricted funds:
General fund
Designated funds
Reslricled funds
890,877
890,877
54,449
11.222
889,117
49.240
10.244
54,449
11,222
Total charlty funds
890,8n
11222 956 548
948,601
The notes on pages 8 to 13 fomi part of these aCco￿lS
roved by the Trustees on 22 September 2025
and slgned on their behalf by..
M G Baker
Chalmian of T￿￿te•S
T P Johnson
Trustae l Treasurer

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024
1 Accountlng pollcles
1.1 Basls of accountlng
These accounts have been prepared under the historical Cost c£￿ventIon wllh ilems recognw at
cost or Iransadion value. unless otherwise stated in the relevant notes to these accounts.
The 8ccthJnts have been prepared in ac(x)rrl8nce wth the Ststement of ReL￿rnmended Practi￿.
Accounting and Reporb'ng by Chartties preparing their accounts in accordance with the Financial
Reporting Standard applicable in the UK and Republic of Irela￿1 (FRS102) issued on 16 Juty 2014
and with the Charities Act 2011.
The chadty has taken advantage of the provisions in the SORP for charitbes applying FRS 102
Updatè bulletin 1 not to prepare a Slalement of Cash Fh)ws.
1.2 Funds structur•
Restricted funds are funds which are to b8 used in accordance wilh spectff￿ restrictions imposed by
the donor or trust d88d.
Unrestricted fvnds comprise those hjnds which the trustees are free lo use for any wrpose in
furthèrance of the charitable objects. Unrestricted funds comprise the general fund, and also the
designated fund where the trustees, at their discretion, have created a fvnd for a specrfic purpose.
1.3 Golng eonc•rn
The accounts have been prepared on a going t￿cern basis as the trust8&s believe that no material
uncertainty exists. The trustees have Considered the level of funds held, and the expected levels of
income and expendf(ure for 12 months from approving these accounts. The budgeled income and
expenditure is sufficienL logether wth the level of res8Nes hold for Ihe thanty to be abb to continue
as a going concem.
1.4 Accountlng •stlmats8
No changes to accounting estimates have occurred in the rewting period.
1.5 Incom•
Rocognltlon of Income
These are induded in the SLgtem8nt of Financial Activities when:
the charty becornes entitled to the resources.
rt is more likely than not that the trustees will receive the resources. and
the rTh)netary value can be measured with sufficient reliability.
Offsettlng
There has been no offsetting of assets and liabiltties, or inc(￿8 and expenses, unless required or
pemiitted by the FRS102 SORP or FRS102.

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024
1.5 Income (contlnu8d)
Grants and donatlons
Grants and donations are onty induded in the SOFA when the 98neral income reccyjniknon criteria
are met.
1.6 ExpendltuT• and Ilabllltl•s
Llablllty ro¢ognltlon
Liabilrties are recognised where it is rrK)r& likely than not that there is a legal or constructive
obligation committing the charty to pay out resourc8s and the amount of th8 obl￿alM)n can be
measurod wrth r8asonable certainty.
Gov•rnan¢o and support Costs
Govemance costs comprise all costs Involvlng public accountabilty of the charity and its compliance
with regulation and practice. There are no material support costs incurrad by the chanty.
Dofgrred Incom•
No materlal Item of deferred Income has been induded in Ihe aCc￿nts.
2 Analy81s of Incom•
2024
Total
Funds
2023
Total
Funds
Gonernl D••lgnat•d R•strlct•d
Fund8
Funds
Fund8
ChaTltable Actlvltle•
Weekty malntsnance Contributi￿1$
51.222
51,222
46.573
51.222
51,222
46.573
Grants & Donatlons
Grants
Total
10.0(K)
10.C
12,500
Bank Interest recelvabl•
Interest
Total
737
737
2,209
298
298
3,244
3,244
1.957
1,957

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024
3 Anatysls of expendlture
2024
Total
Fund•
2023
Total
Funds
Unrestrlcted
Fund$
Incom?
Funds
Endowmont
Funds
Expendlture on charllab
actlvltl•s
Property expènses:
Rapairs and maintenance
Gas boiler maintenance
Replacement Do)rs
Quinquennial repairs
Void propety repairs
Insurance
Depreciation
Legal & professional costs
2.925
2.554
16.250
11.840
6.144
1.499
4.440
2.180
2.925
2.554
16.250
11.840
6.144
1,499
4.440
2.180
6.645
1,154
1,428
4,440
822
Inter￿t and flnance costs:
Charity Bank
HlnGhingbrty)ke FOundat￿n
3.960
3.960
4,705
19
Rèsldents cosls:
Television licences
Residents support
38
378
52.208
38
378
52.208
37
401
19.651
Governance costs
Meeting expenses
Subscriptions
Posla9e and slatlonery
Training & ITavel expenses
Miscellaneous expenses
Clerk's fees
{80}
385
91
210
13
3,692
4.311
(801
385
91
210
13
3,692
40
231
115
66
18
3.120
Total charltabl• actMtI8s
10

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024
4 Tanglble fixed assets
Land and Equlpm•nt
Bulldlngs
Total
4.1 Cost
Al 1 January 2024
Additions
DisFwIs
Al 31 December 2024
912,000
4.960
916,960
912,000
4,960
916,960
4.2 D6pr•clallon and Impalmi•nts6
Basis
Straight
line
Rate 0.75%
Straight line
25%
At 1 January 2024
Charge for the year
At 31 December 2024
35.520
4,440
4.960
27,160
4,440
4.3 Net book valu•
310ecember 2024
31 December 2023
876,480
876.480
The freehold land and bulldlngs were valued al £912,000 on 11 January 2011 by Westley & Huff, Chartered
Surveyors. This value has been adopted as the deemed cost of the assets concemed on transition to
FRS102. There was no comparable cost or depreciation or net book value prior lo the capital development
costs incurred in 2010 and 2011. Land and buiklings includes land valued in 2011 at £320,000 on which
no depreciation ch8rge is made.
S Analysls of débtors
2024
2023
Weekty malntenance contributions due
Grants receivable
Prepayments and accnjed income
1.612
2,500
1.730
5.842
1.614
2,500
1,430
6 Cash at bank
2024
2023
General fund - current 2CCCAJnt
General fund- business reserve aCC￿nt
Designated fund (Income protection)- deposrt account
Designated fund (Boiler replacement) - desX)sit accwnt
Restricted fund - deposrt ac£ount
15.791
51530
45.936
8.386
11.222
132.865
33,602
50,794
44,036
5.096
133.528
11

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024
7 Analysls of credltors
Amounts falllng du•
within on• year
Amounts falllng after
more than on• y•ar
2024
2023
2024
2023
Creditors and accruals
Bank loan
755
12,040
12.857
4'1.299
54,156
The bank loan Is secured on the freehold property.
8 D•slgnated funds
Incomo
Protactlon
Bollor
R•pl
Total
Balance 1 January 2024
InleTest
Transfers during the year
8alance 31 December 2024
44,115
1.899
5,125
310
49.240
2,209
14
9 Ro8IrfGl•d fund8
Pernia.
Extra-
nenl
ordlnary
Endow-
Malntenanc• Mont
Total
Balance 1 January 2024
IDlerest receivab
Transfer during the year
Balance 31 December 2024
8.160
298
680
2,084 10,244
298
680
2 084 11 222
Further deLqils regarding these two funts are shown at Notes 10 & 11 respectNely

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024
10 Rostrlcted fund
The Exlraordlnary Maintenance Fund increases each year by £680 in accorrlance with the Trustee
Govemlng Framework Manual ol the tharity. to pYovKle a fund for major capital expenditure which may
become payable in the future.
11 Endowment funds
These relate to the remainder of fijnds vthen a number of tharities were consdrdated into this charfty many
years ago and comprise the following:
2024 2023
The charity consisting of part applicable for purposes not
educalional of the St John's Hospital and Grammar School Foundation
Richard FiSh￿uMa.$ Charity
John Bardolph's Charity
Robert Cook's Charty
Thomas King's Chartty
George Raltt's Chaity
750
130
750
130
180
300
180
180
300
180
12 Analys18 of net assots between funds
D•slgnal•d EThdts￿nt Total
funds
funds
2024
nd
Fixed assets
Current assets
Current liabilities
Creditors due in more than one year
876.480
79.588
112.795)
876,480
139,072
112,7951
49,240
10,244
49
13 Taxallon
The chanty is exempt from tsx on inccffne and gains and so no lax charges have arisen in the charity.
14 Related party transactlons
All trustees gNe of their time freety and no trustee remunernti(x) 1$ paid. In the year2024 a totsl of £11
was reimbursed to 1 trustee {2023 - £109 reimbur￿ to 2 trustees).