ST JQHN'S ALMSHOUSE CHARITIES
TRUSTEES REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2023
Charlty Number: 230417
11
L'R
11
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ST JOHN'S ALMSHOUSE CHARITIES
Contents
Page
Legal & AdministratNe Infommtion
Trustees Annual Report
Independent Examinerfs ReFQrt
statement of Financ￿ Activibes
Balance Sheot
Notes to the Financial Statements
8-13

ST JOHN'S ALMSHOUSE CHARITIES
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Mr M G Bakei MBE
C(wted Trustee- Chaimian
Revd J A Randall
Ex•off￿10 Trustee- Rector of the Parish of Hunltngdon
Cllr A Blackwell
Trustee nominated by Hunlingdon Tcthn COU￿11
Cllr S Grfford
Trustee nominated by HuntirwJdon Trywn Council
Mr A Butler
c¢￿pted Trustee
Mr L Button
C(popled Trustee
Mrs E Irving
C¢>opted Trustee
Mr T P Johnson FCA Cs>opled Trustee & Treasurer
Mrs D Peacock
C¢>opled Tru51ee
Mr C Saunders
cL￿pIed Trustee
Charltable Status
St John's Almshouse Charities is an unincorporated charty register￿1 in EnglarKI. number 230417
Principle Address
The principle address of thé chanty is 27 Hartford Road. Huntingdon, C*nbridgeshire, PE29 3RE
8anker8
National Westrninster Bank pk, 92 High Street, Huntingdon. Cambridgeshire, PE29 3DT
Indopondent Examln•r
Mr D G Crc*er
Retired Chartered Accour)tant
5 Willlxi Closfj, 8r•mplon, Huntingdon, Cambr*eshiie, PE28 4RJ
Solicitors
HCR Hewitsons, Elgin House. Billing Ro•1. Northampton. NN1 SAU
Clerk to the Trust•es
Mrs B Hcmiells

ST JOHN'S ALMSHOUSE CHARITIES
TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2023
Objectivos and activities for the publ1¢ bonefft
The principal object of the chanty is the provision of almshouse aCcomm￿lation for single women who by
force of circumstances and resources. are in need. Priority is given to women who reside in Hunlingdon. and
it is this group of people which loms the basis of the public b8nerrt provided by the charity.
The charty carrie$ out its objectives by..
maintaining the extemal and intemal features of the ewht residential h¢)uses in George Street,
Hunlingdon, in a secure and habrtable slate. and
advertising empty acc(ynmc4Jati¢)n to the general publc, and
reviewing the condrtwjn ol Ihg propertb8S, and wing out cryital works after securing appropriate
funding.
The Trustees confimi that thoy have referred to the guidance contained in the Chanty Ccfflmission's general
guidance on publK benefit when rev*wing thè Tru$Ys aims and obJ'ectNes. and in p￿nnIng future adNitie$.
structurn. governanco and manag•m•nt
The charity is an unincorporated charity managed by our Trustee Goveming Framework Manual dated 12
November 2012, and relating beck to the Charty ccrfnMi￿i0n Scheme O¢xument dated 28 Octob•r 1969.
The Irusleès mmprise 1 ex-officio Irusleé who i8 the current incumbent of the Parish of Huntingdon, 2
nominee trustees from Hunlingdon Tthvn Council and a mwmum of 9 other trustees, and any new trustees
are appointed by the existing Trustees.
Where there 18 a cwted Iruslee vacancy. the remaining trustees ende8vour to recruit a new Iru8tee with
relevant experience, Jkills an¢J an empathy with the objects of the chanty.
A8 part of their Ind[￿tiOn, trusl¢e$ ar¢ ywded with a copy ol the Trustee Goveming Framw•VO
Manual, the Residents Handbook. and various other relevant dcKuments lo enable them to gain a full
appreciation of their duties and obligations as a trustee. The Truslee Goveming Framwwork Manual contains
the charity's policies for truslee induelion. risk management, investment P￿ICY and man•Jement of surplus
funds.
The trustees meet on a quartety basis to re¥￿ the posibon and a standard agenda ks adopted lo ensure
that all matters are covered.
The day to day administration of prc¢*ety management and residents issues is de*aled to the relevant
subwcommrttee. in conjunction with the Clerk to the Trustees, bul all major decisions are erther approved or
ratffied at a lull trustees meeting. The sutrpcommitt&s are:
Residents, sU￿COMmittee..
Buiklings sUb￿rnrtte8,'
Finance sukc*rtmittee.
I¢LYllinue¢l ￿ page 31

ST JOHN'S ALMSHOUSE CHARITIES
TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2023 (continued)
Strueturo. govèrnancg and managoment Icontlnued)
The charity is a member of the Almshouses Association wh￿h offers assistance. advice, guidance and
encouragement to the numerous almshouse trustee b￿lIeS lo enable them to provide surtable
accommodation for people in need. The Association also represents these charities with the Charty
Commission, Homes England, and the Regulator of Social HousiThJ, the Land Registry and other
Govefnmenl departments.
Achlevements and perfomiance
Our residents continue lo IhrNe. although one. at Number 5 is n(w housebound. She has ¢arers and the
other residents also support her. They ¢ontinue to Support each other, generally in emotional and practical
ways.
The Trustees invited the residents, plu3 a guest, to the St George's tea paty at the T¢ywn Han in May. This
was well attended and enjoyed by all COn￿med.
There were no changes to our r8svJency in 2023 and so occupancy rthnained at 100%.
The ChairTnan and Clerk made regular visits lo the residents. mostty of a social natu￿ bul also vthen
assi$lanc8 was required. The lo ensure their well4Jeing as well as to remind them th* we are
available lo be called on if necessary. Two of our Trustees also make regulgr visf(s of a simikgr nature.
Residents rèe8ivè cards and fl￿eT* on their birthday8 and cwds at m4or festrlah induding a Sain8bury'$
vouchor al Christmas.
At the erhj of 2023 there were 10 ex-officio, rK)minated and COwOPted tfustees, leaving vaca￿466 for new
trustees. The trustees are commffted to having a Board of Trustees with varied bul complimentary skills lo
benefit our residents and the charty. It is noted that Ihere is still a potential vacancy for somecffle with a lagal
background in propety and human resources.
The trustees maintained their awareness of their trwn performance framwwork establish￿ in 2015 as
follows..
To maintain a hvJh level of attendance at trustee me8ting8 and Ihi5 was noted * 80% (97% 20221
To ensur8 a minimum of4 quarterly meetings and thi% was achièved in 2023
To confinn truslees compliance wilh its Trustees Govemance FramvNork Manual, any
requirements of the Almshouse Associatk)n. and regulatorn. The Charty Commission. This was brought up
to date, as requwed, and also through the nom￿1 proces5 of management. There was no evidence of non-
compliance.
I￿ntIn(*d on page 41

ST JOHN'S ALMSHOUSE CHARITIES
TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2023 (continued)
Flnancial review
The charity had a successful year achieving a surplus b8fore transfers of £37.78912022- surplus of £5,867)
and the outstandlng loans were reduced by £13.13912022 - £15,307).
The trustees prepare an annu81 tHJdget and the results were not in line with the expected results, as major
expenses estimated al £19.c￿ for replacement doors and outside redecoralion, had to be deferred until
2024. so a higher than eXK)BCt8d surplus had been achieved. The bjdget for 2024 shows the sU￿lUS being
maintained and gives assurance to the trustees that the charity continues to be a going concem for the next
12 months.
During the year new designated accounts were eslablishad: ffirstty f¢X the provision of loss of in¢ome,
based on 12 months loss of income. and secondty for the replacement of l)ollers in a118 properties In the
years ahead. The respective balances held in these aco)unts at the year ended were £44,115 and £5125
respectively and are shown at note 8 to the accounls.
Res•rv89
The trustees policy is to ensura thal the charity has sufficient reserves to protect against reductions in
Incomè, unexpected increases in expenditure, and to tske advantage of new opp(xtunitlos.
The reserves wll be used to support tha charity's aims and obiects'ves. and any expenditure to be drawn from
the reserves will require trustaes approval, and Iwel of reserves will be ieviewed annually by the
trustees.
As ragards specffjc reserves. the charty will maintain a minimum of £30.000 in spe¢ific r6sorves at all tlmes.
Specific reserves held at 31 December 2023 were in excess of £55.000.
As regards free reserves. the charity will maintain a minimum of £10,000 in free reserves and free reserves
are defined as the amount of unrestricted funds that the chanty holds above its operating costs and
designated funds. Free reserves held al 31 DeCamt￿ 2023 were in excess of £13,000..
Trustees. ro8pon8lbllltl•s In relatlon to the financlal statèments:
The trustees declare that they have approved the above trustees. report.
Signed on beham of the Trustees..
Mr M G Baker MBE
Chaimian
23 October 2024

ST JOHN'S ALMSHOUSE CHARITIES
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE ST JOHN'S
ALMSHOUSE CHARITIES FOR THE YEAR ENDED 31 DECEMBER 2023
I report to the trustees on my examination of the charivs acc(NJnts of the charity for the year ended 31
December 2023 which are set out on pages 6 to 13.
R•8ponslbllltlés and bas1$ of r•port
As the charity's trustees. you are ie5ponsible for th8 preparation of the acc%wJnts in accordance with th&
requirements of the Charities Acl 2011 (the Act).
I report in respect of my examination of tho charity's accounts carri8d out under section 145 of the 2011 Act
and in carrying out my examinats'on I have followed all the applicable Directions given by the Charity
Commission under section 145{51(b) of the Act.
Independent examlner's statsmenl
I have completed my examination. I confimi that no material matters have come to my attention in
¢onnection with th8 8xamination, giwng me cause lo bolieve that in any materlal respact..
accounting records were not kept in respect of the charity as required by section 130 of the Act; or
2. the accounts do not accord vmh Ihose records., or
3. the accounts do not comply with the applicable requirements LX)ncemlng the form and content of
accounts set out in the Charities (Accounts and Rep￿) Regulth'ons 2008 other than any
requirement that the accounts give a .tn￿ and fair view. which is not a matter considered as part of
an independent examination.
I have no ¢oncems and have come across no other matters in connection with the examlnatlon to whlch
attention should be drawn in this report to enable a proper understanding of the accounts to be reached.
g4 g,2Lk
D G Croker
Retired Chartered Accountant
5 Willow Close
Brampton
Huntingdon
PE28 4RJ
Date..

ST JOHN'S ALMSHOUSE CHARITIES
STATEMENT OF FINANCIAL ACTivrriES FOR THE YEAR ENDED 31 DECEMBER 2023
2023
Total
Fund•
2022
Total
Ftsnds
GeMrnl
Fund
Deslgnated Restrict•(I
Funds
Funds
Incomlng resources (Note 2)
Incom• and andowments from:
Donations & legacies
Charitable activities
Bank int6rest receivabl8
12.500
46.573
12.500
46.573
1,957
s.000
47.339
665
1.671
Total
59.359
1.671
61,030
53,004
R•8ources exyndad (Not• 3)
Expendlturo on-
Chantable activities
123.241)
{23,241) {47.137}
Total
Nat Incom• l•xpendlturo)
36.118
1.671
37.789
5,867.
Transfèrs b•tw••n fund•
148.2491
47.569
680
Nel movement In funds
112.131}
49,240
37.789
5,867
Reconclllatlon of funds:
Total fijnds brought forward
9J1.248
910.812
905,945
Tolal funds carrled forward
889,117
49.240
10244 948,601
910.812
The statement of financial activities includes all gains and losses recogniwj in the year.
All income and expenditure derives from iJ)ntinuing activilies.

ST JOHN'S ALMSHOUSE CHARITIES
BALANCE SHEEf AT 31 DECEMBER 2023
2023
Total
Funds
2022
Total
Funds
Note
General
Fund
Deslgnated Restricted
Funds
Funds
Flxed assèts
Tangible assets
876.480
880.920
Current assets
Debtors
Cash at bank
5.436
74,152
79.588
3.424
105 989
114.425
10.244
10.244
133.528
139.072
49.240
Crèdltors: amounts falling
due within one year
(12.795)
(12,795) (13.233)
Nèt current assots
66.793
49.240
126.277
96,089
Total assetsloss curront
Ilabllltles:
943,273
49.240
10.244 1.(KI2.757
977.009
Credltors: amounts falling
du8 after one year
154,156)
(54.156) 166,1971
Total net assets
910 812
The funds of the ¢harlty.'
Unrestricted funds..
General fund
Deslgnaled funds
Restricted funds
889.117
889.117
49,240
10,244
901,248
49.240
10.244
10,244
Total charlty funds
910812
The notes on page$ 8 to 13 fom part of these accounts
Approved by Ihe Trustees on 23 2024
and signed on their behaff by:
M G Baker
Chalrnian of Trustees
Trustee l Treasurer

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023
1 Accountlng pollcles
1.1 Ba$ls of accounllng
These accounts have beon prepared under the historical cost convention with items recc>anised at
cost or Irans8etion value, unless 01￿￿￿1se stat&J in the relevant notes lo these accounts.
The accounts have been prepared in accordance the Statement of Recommended Practic&.'
Accounting and Reporting by Chanlies preparing their a¢￿￿ntS in accordance with the Financi
Reporting Standard appliCa￿e in the UK and RepublK of Ireland IFRS1021 issued on 18 July 2014
and with the ChaTrties Act 2011.
The charity ha$ taken a(fvantage of the provisions in the SORP for chatities applying FRS 102
Update bulletin 1 not to prepare a Statement d Cash Flrms.
1.2 Funds 8tructur•
Ra8tricled funds are funds wh￿h are to ￿ used in xcordanc8 with specffic reslricti¢)n8 imposgd by
the doncY or trust deed.
Unrestricted funds comprise those lunds which the tTu¥lees are free to use for any purpose in
furtherance of the eharitable objects. Unrestricted funds compnse the general fund. and also the
dasignated fund where th8 Irustees, at their discrelitin, have created a fund for a specrfic purpose.
1.3 Golng conc•m
The accounts have been prepared on a going ￿ncern basis as tho trustees b8lieve that no material
uncertainty exists. The trustees have consNJered the ￿Ve1 of funds held, and the expected lèvels of
income and expenditure for 12 months from approvirMJ these accounts. The budgeted income and
expenditure 18 SLtffi¢bgnt, t¢)9glher Wbth the level of re8e(ve8 held for the charity lo b8 able to continue
•$ a going concern.
1A Accountlng •stknates
No changes lo accounting estimate¥ have occurred in the reporting period.
1.5 Income
R•cognltlon of Income
These are included in the Statement of Finan¢o1 ACtNil￿ when:
the charity becomes entilled lo the resources..
it is more likely than not that the trustees will receNe the resources,. and
the monetary value can be measured wrth SUff￿lent reliabilrty.
Offs•tdng
There has been no offsetting of assets and Irab￿rtIeS, or income and expenses. unless required or
pemrtted by the FRS102 SORP or FRS102.

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023
1.5 Income (contlnued)
Grants and donatlons
Grants and donations are onty incI￿￿ed ￿ Ihe SOFA when the general income recognition criterfa
are mel.
1.6 Expendlturn and Ilabllltl•s
Llablllty recognltlon
Liabilities are recconised where it is more likety than not that there is alegal or constnjctive
obligation commrtting the chanty to pay out resources and the amount of the obl￿atIon can be
measured wth reasonable certainty.
Govemanc• and support costs
Governance costs comprise all costs invofving public accountabilty of the charity and its complian
with regulation and practice. There are no material support Costs incU￿ed by the charity.
D•f•rr•d Incom•
No material item of deferred in¢oma has be8n included ￿ the accounts.
2 Analysls of Incom•
2023
Total
Funds
2022
Total
Funds
G•n•ral
Funds
Deslgnatsd R•strlct•d
Funds
Funds
Donatlon$ & Legacles
Donations
Granls
Totsl
12.500
12.500
12.500
12,500
5,000
5,000
Charltsblo actlvltles
Weakly maintenance c¥)ntrlbutions
Tolal
46.573
46.573
46,573
46,573
47,339
47,339
Bank Interest rnc•lvabl
Interest
Total
1,671
1,671
1,957
1,957
665
665
286

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023
3 Analysls of axpenditur•
2023
Total
Funds
2022
Total
Funds
Unrestricted Income Endowmont
Funds
Funds
Funds
Expendlture on charltabla
actlvltles
Propeity expenseg:
Repairs and maintenance
Gas boiler mainlenance
Boiler replacements
Insurance
Depreciation
Legal & professional costs
Intèrest and flnanco costs:
Charity Bank
Hinchingbrooke Foundation
Rgsldgnts cosls:
Television licences
Residents support
6.645
1,154
6,645
1,154
3,730
3.325
22.400
1330
4,440
2.230
1.428
4.440
822
1,428
4,440
822
4,705
19
4,705
19
5,429
120
37
401
37
401
30
593
Gov?rnance cost•
Meeting expenses
Subscriptions
Postage and stationery
Training & travel expenses
Miscellaneous expenses
Clerk's fees
40
231
115
40
231
115
40
222
105
18
3.120
3,590
18
23
3.590
3.440
Total ¢harflable actlvltles
23.241
23241
47,137

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023
4 Tanglble flxed assets
Land and Equlpment
Bulldlngs
Total
4.1 Cost
At 1 January 2023
Addf(ions
Disposals
At 31 December 2023
912.000
4,960
916.960
912.000
916,960
4.2 Dèprnclatlon and Impalnnents
Basis
Straight
linè
Rate 0.75%
Straight line
25%
At 1 January 2023
Charge for the year
At 31 December 2023
31,080
4,440
4,960
27,160
4,440
4.3 Nèt book value
31 December 2023
31 D￿Mb￿r 2022
880,920
880,920
The freehold land and buildings were valued al £912.000 on 11 January 2011 by Westley & Huff. Chartered
Surveyors. This value has been adopted as the deemed cost of the assets concemed on transition to
FRS102. There was no comparable cost or depreciation or net book value prior to the capital development
costs incurred in 2010 and 2011. Land and buiklings indudes land valued in 2011 at £320.OC¥J on which
no depreciation charge is made.
5 Analysls of dobtors
2023
2022
Weekty maintenance contrI￿tiOnS due
Grants receivabla
Prepayments and accrued In￿Me
1,614
2.500
1,430
2.041
1,383
3,424
6 Cash at bank
2023
2022
General fund- current account
General fvnd- business reserve account
Designated fund (In￿me protects"on} deposit ac(xxJnt
Designated fund (Boiler replacement) deposit ac(￿nI
33,602
50.794
44.036
5.096
133.528
62,822
507
42,569
105,898
11

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023
7 Analysls of credltors
Amounts falling du•
within one year
Amounts falling aft•r
more than one year
2023
2022
2023
2022
Creditors and accruals
Bank loan
Other loans
755
12.040
95
11.294
54.'156
66,197
The bank loan is secured on th8 freehold property.
8 D•slgnat8d funds
Incom•
ProtO¢tlon
Boller
R•pl
Total
881ance 1 January 2023
Interest
Transfers during the year
Balance 310ecember 2023
1.545
125
000
1,670
9 R•strlctod fund•
Pernia-
nent
4)rdlnary
Endow-
Malnt•nanco Ment
Total
Balance 1 January 2023
Interest
Transfer during the year
Balance 31 December 2023
7.480
2.084
680
680
2 084 10 244
Further details regarding these Iwo funds are shown at Notes 13 & 14 respectively
12

ST JOHN'S ALMSHOUSE CHARITIES
NOTES TO THE FINANCIAL S7ATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023
10 Analysls of net assets betWOon funds
G•noral
nd
Designat￿ Endowm•nt Total
funds
funds
2023
Fixed assets
Current assets
Current liabilities
Credrtors duè In more than one year
876.480
79.588
(12,795}
876,480
139,072
(12.795}
49.240
10.244
948 601
11 Taxatlon
The charity is exempt from tax on income and gains and so no tax tharges have arisen in the charity.
12 Rolatad party transactlon8
All trustees give of their lime freely and no trustee remunerath)n is paid. In the year 2023 8 total of £109
was reimbursed lo 2 trust88512022 - £23 relmbur*J lo 1 trustee).
13 Endowment funds
These relate to the remainder of funds vthen a number of¢hariltes were consolidated into this charity many
years ago and comprise the following:
2023 2022
The charity consisting of part applicabte for purposes not
educational of the Sl John's Hospital and Gr8mmar School Foundat
Richard Fishboume's Chanty
John Bardolph's Chanty
Robert Cook's Charity
Thomas King's Charity
George Raitt's Charity
750
130
544
180
180
300
300
180
180
2084 2084
750
130
14 Reslvlcted fund
This exlraordinary maintenance lund incTea5es each year by £680 in accordance wth the Tnjslee
Goveming Framework Manual of the charity, to provwje a fund for major capital expenditllre which may
become payable in the ftrture.
13