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2024-03-31-accounts

CHARITY REGISTRATION NUMBER: 230143 OSCR No: SC048259

The Community of All Hallows Financial statements

31 March 2024

The Community of All Hallows

Financial statements

Year ended 31 March 2024

Page
Trustee Board’s annual report 1
Independent auditor's report to the Trustee Board 10
Statement of financial activities 14
Balance sheet 15
Statement of cash flows 16
Notes to the financial statements 17

The Community of All Hallows

Trustee Board’s annual report (continued)

Year ended 31 March 2024

The Trustee Board presents his report and the financial statements of the charity for the year ended 31 March 2024.

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity's governing document, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published in October 2019.

Reference and administrative details

Registered charity name The Community of All Hallows
Charity registration number Charity Commission 230143
OSCR SC048259
Principal office 23 Trinity Street
Bungay
Norfolk
NR35 1EH
Visitor Rt Revd Timothy Stevens CBE
Trustee CAH Trustee Limited (Sole Corporate Trustee)
Directors of CAH Trustee Rev Canon Andrew Bryant
Limited (Trustee Board) Sister Sheila Margaret Day
Stuart Jones (nominated by the Bishop of Norwich)
Sister Susan Elizabeth Oldman
Sister Carolyn Rachel Beckett (appointed 10 July 2023)
Revd Michael Kingston
Christopher Dicker
Alan Cole
Senior Staff Beccy Gosling Administrator
Bankers National Westminster Bank PLC
53 London Road North
Lowestoft
Suffolk
NR32 1BJ
COIF
One Angel Lane
London
EC4R 3AB
Investment Advisors Barratt & Cooke
5 Opie Street
Norwich
Norfolk
NR1 3DW
Auditor Lovewell Blake LLP
Chartered accountants & statutory auditor
Bankside 300
Peachman Way
Broadland Business Park
Norwich
NR7 0LB

- 1 -

The Community of All Hallows

Trustee Board’s annual report (continued)

Year ended 31 March 2024

Solicitors

Birketts LLP Providence House 141-145 Princes Street Ipswich IP1 1QJ

- 2 -

The Community of All Hallows

Trustee's annual report (continued)

Year ended 31 March 2024

Objectives and activities

The objects of the Community and its members are the service of God in the faith of their Lord and Master Jesus Christ by prayer and worship, by humility and charity and by using their gifts in charitable works such as the following:

At the heart of All Hallows are the Sisters in Final Vows that now live as a dispersed Community. These Sisters form the core structure; observing a regular routine of prayer and dedication to God Oblates, Associates and Contact members form part of the Community's extended family. Participation at any level of involvement is voluntary and is marked by differing levels of formal commitment and obligation. The commitment to worship is expressed through the praying of a four-fold Office, celebration of the Eucharist whenever possible and regular periods of meditation. A Novice was clothed in May. There are five professed Sisters and two Novices in the Order.

Welcome and inclusion remain strong elements of the Community's ethos and is at the core of its activities. Sisters remain directly involved in offering hospitality to guests, spiritual direction, pastoral work and leading retreats and quiet days. They remain involved ecumenically with the churches on the Ross of Mull, in Bungay and at the Norwich Cathedral. A weekly shift in a local charity shop and volunteering at the food bank continues, as does stewarding at the Cathedral. Sisters have embraced social media platforms to reach out to and provide support for those in need. The website offers a prayer request function, and a weekly blog is posted. Monthly guides are prepared for the daily office to make prayer accessible to all. These are the outward and visible signs of a shared inward and spiritual common life.

The Board continues to commercially let the medical service properties within the Bungay/Ditchingham area and are grateful that a provision of care has continued for local residents after the closure of All Hallows Healthcare Trust in 2019. The Nursing Home remains let to NorseCare Ltd, the Hospital to the Oakleaf Group and the Day Care Centre to Empanda Care and Support CIC. The funds received from the commercial rents enabled further financial support to be given to charities and individuals by way of grant making.

Public benefit

The Community of All Hallows carries out a wide range of activities in pursuance of its charitable aims.

The Board supports the charitable work of Emmaus Norfolk and Waveney and The Julian of Norwich Partnership by making available the properties they occupy at below-market rates.

The Board welcomes grant applications to enable the Community to make grants to other organisations and individuals whose activities further the Community's own objects.

The Sisters provide hospitality, retreats and spiritual direction at their properties in Bungay and Mull at subsidised rates to ensure the services remain accessible to all.

The Board consider that these aims provide public benefit both to those who visit and worship with the Sisters, and to the wider public.

The Board have referred to the information contained in the Charity Commission's guidance on public benefit and consider this when reviewing the aims and objectives and in planning the Community's future activities.

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The Community of All Hallows

Trustee's annual report (continued)

Year ended 31 March 2024

Achievements and performance

Hospitality :

The Community continues to offer retreat accommodation at its properties: All Hallows House, Bungay and at Roan Cottage, Bunessan on the Isle of Mull. It has welcomed groups, individuals, and members of the wider family within the year. People come for space, acceptance, time to be listened to and support during difficult patches. Others are searching for a quiet place for prayer, reflection; seeking God in the silence of beautiful surroundings. Peace is the principal experience. Guests that come are not charged for their stay; the Community welcome donations if guests feel themselves to be in a position to contribute.

Quiet Days :

The Advent and Lent Quiet Days were well attended, with Addresses and a Eucharist in the chapel and freedom to use the rest of the house for praying, reading etc. The Associates and Oblates enjoyed their Quiet Days held in Spring and Autumn. This year, both groups heard stories of a member’s visit to the Holy Land, and the Associates have also spent time sharing parables, either one that spoke to them or one that they found difficult. It is good to spend time and share in life together.

Spiritual direction and accompaniment :

Sisters have maintained links with individuals, supporting them in their spiritual journey and the way they embody this in their daily lives. These relationships are sometimes formalised under the title of 'spiritual direction' and more commonly are informal, proceeding at the pace and in the style that suits the people concerned. More people have asked for Spiritual Direction since the pandemic and that accounts for much of the Sisters' time.

Grant giving :

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The Community of All Hallows

Trustee's annual report (continued)

Year ended 31 March 2024

Achievements and performance (continued)

Former convent site

New tenants have been secured for the buildings left empty following WITH’s departure. The leases are being finalised and the Board expect the properties to be occupied by mid-summer.

Conference centre

The lease with The Christian Conference Trust was terminated in August 2023 and the conference centre reverted back to the care of the Community.

Financial review

The Statement of Financial Activities is summarised as follows for this and the preceding year:

Donations and legacies income
Investment income
Other income
Expenditure on charitable activities
Net income before gains/(losses) on investments
Net gains/(losses) on investments and revaluations
Net movement in funds
2024
£
108,816
570,115
2,040
(554,726)
126,245
427,774
554,019
2023
£
148,402
508,455
159,915
(466,055)
2023
£
148,402
508,455
159,915
(466,055)
350,717
(438,692)
(87,975)

Principal funding sources

The principal funding sources during the year was investment income from both the investment portfolio and properties owned by the Community. Income has decreased against last year largely due to the payment of the dilapidation claim from Church Army received in 2022/23. Expenditure is higher than the previous period mainly due to an increase in grants awarded and property costs. These are mitigated by a reduction in Sister care home costs.

Fundraising

The Board understands its duty to protect the public, including vulnerable people, from unreasonably intrusive or persistent fundraising approaches and undue pressure to donate, and does not currently fundraise from the public or use any internal fundraisers or external fundraising agencies for either telephone or face-to-face campaigns and received no fundraising complaints during the year.

Reserves policy

It is the Board’s intention to maintain free reserves equivalent to approximately 6 month's expenditure including £100k for potential property repairs (£200k). The Board consider that this level will provide sufficient to support the charity's objectives until the investments held are liquidated or alternative provisions for the activities are found. This policy is reviewed annually.

As at 31 March 2024 unrestricted free reserves were £662,419 (represented by unrestricted net current assets) (2023: £512,318).

The Community also holds investments within unrestricted funds having a value of £8,265,443 (2023: £7,839,946) at the year end. This is considered to be a capital fund which generates dividend income to support the activities of the charity.

Total funds held were £17,813,416 (2023: £17,259,397).

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The Community of All Hallows

Trustee Board’s annual report (continued)

Year ended 31 March 2024

Financial review (continued)

Investment policy and performance

The Board has adopted an ESG (environmental, social and governance) investment strategy in order that the underlying investments are better aligned with their ethical views. The investment strategy has three key pillars:

  1. Exclusions – avoiding investment into companies for which their core business falls into sectors or industries which are at odds with an ethical investment policy.

  2. Positive tilt – seeking investment into companies which are performing strongly (and avoid companies performing poorly) on key ESG credentials such as environmental impact and social and governance factors.

  3. Impact – investing into companies which are actively contributing to a sustainable society, primarily with their products/services helping to address the UN’s sustainable developments goals (SDGs).

Alongside portfolio reporting, the investment manager provides periodic updates on how investee companies are performing against such criteria.

The portfolio is managed by Barratt & Cooke with a cautious policy to produce a balance between income and capital growth over the longer term by ethical investment in a range of equities, collective interests and fixed interest stocks.

The investment objective of the Board is to produce a balanced return between capital growth and income. The income requirement should not erode the potential to maintain the capital value of the portfolio in real terms. The investment strategy is one of medium risk. In normal times funds are invested with a large bias towards equity investments for potential growth in capital and income. The equity element may consist of managed funds, direct shareholdings and up to 10% of higher risk equities, creating a diversified equity allocation.

The balance of the portfolio will provide exposure to gilt, fixed interest and preference shares which will have a minimum weighting of approximately 15%. The Board appointed a professional firm of investment advisors to ensure that the investment objective is achieved and the strategy is fully implemented. They monitor the portfolio on a daily basis and report regularly to the Board.

During the year the performance of the portfolio achieved £233,916 (2023: £218,799) of income. The Community resolved to reduce the income requirement of the portfolio to £225,000. The investment portfolio increased in value by £427,774 (2023: losses of £438,692). No funds were withdrawn from the portfolio during the year (2023: £450,000).

Social investments and investment properties

The gradual period of transition from when the Sisters were actively present in reasonable numbers at Ditchingham to a more dispersed community has led to many of the Community’s charitable activities being taken over by third parties, many of them charities themselves. Some of the properties are rented on a commercial basis and are classified as investment properties generating income and with the potential for capital growth.

Other properties are not suitable for letting on a fully commercial basis and the Trustee Board has taken decisions to lease these to other charities at a peppercorn rent in return for the buildings being maintained to a good standard and on the basis that the activities are closely aligned with the charitable objectives of The Community of All Hallows. These come under the definition of Social Investments, previously referred to by the Charity Commission as Programme-Related Investments. The Trustee Board considers that it has fulfilled its responsibility, in accordance with Charity Commission guidance, to ensure that the properties are let on bases which are in the best interests of the Charity.

In addition, the Community owns a number of investment properties which are occupied by individuals.

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The Community of All Hallows

Trustee Board’s annual report (continued)

Year ended 31 March 2024

Plans for future periods

The priority for the Board is to return the buildings to good order on the former convent site and secure a future use for the conference centre site.

There are plans to repair the roof at All Hallows Chapel.

As a dispersed Community the Sisters will continue with hospitality, vocation and charitable works. At present two Sisters live in a Community house in Bungay, one occupies a Community property on the Isle of Mull and one resides in a Community flat in Norwich. One Sister lives in a care home in Bungay.

The Community will continue, where possible, to use funds from the rental to pursue an active policy of making grants to other bodies and individuals who are able to further the charity’s objects.

Structure, governance and management

Introduction

The Community of All Hallows is a society of women who have come together at the call of God to share a corporate life. Its members, each of whom is referred to as 'Sister', intend to stay in the Community for life, having vowed to live according to its Rule and Constitution. The Rule is concerned with the ideals of the Christian life as shown in the Gospels and the Constitution with the government and the administration of the Community.

Governing Documents

The governing documents of the Community are the Rule and Constitution of the Community of 1898 as amended on 2 December 1981 and on 17 March 2018 and the Trust Deed dated 3 April 1946. Substantial amendments to the Constitution were made on 17 March 2018 to take account of the Community's changed circumstances and current practices and took effect on 30 July 2018 when the Charity Commission made a Scheme to appoint CAH Trustee Board Limited as the sole corporate Trustee Board of the charity. This company limited by guarantee was promoted by the Community for the purpose of acting as sole Trustee Board and all land belonging to the charity in now vested in the company, which can continue indefinitely.

Trustee Board

Until 30 July 2018 the Trustee Board were the professed members of Chapter. The sole corporate Trustee is now CAH Trustee Board Limited. The present directors of the company are listed on page 1.

Organisational Structure

The central seat of government of the Community is the Chapter, through which the corporate will of the Community is expressed. The Chapter consists of all Sisters who have made their final Profession. The day to day direction and governance of the Community may be shared among all its professed members who are in a position to exercise it, with due regard for such business affairs as already form the remit of CAH Trustees Limited. Should the need arise, the Community shall elect from among themselves one or more members who can be entrusted with this governance. In the event of there being no obvious candidate(s), the responsibility for the well-being of the Community will pass to CAH Trustees Limited, who shall call upon such expertise and advice as is necessary in their discharge of it.

In spiritual matters the Community is advised by the Visitor, the Rt. Revd. Timothy Stevens who, until his retirement, was the Bishop of Leicester and formerly Bishop of Dunwich.

All administrative matters, particularly those relating to the finances and property of the Community, are now the responsibility of CAH Trustee Board Limited. The salaries of key management personnel are reviewed and agreed by the Board of Directors of CAH Trustee Limited on an annual basis and takes into consideration national pay percentage increases.

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The Community of All Hallows

Trustee's annual report (continued)

Year ended 31 March 2024

Structure, governance and management (continued)

Related parties

The Community transacted in the year with the following connected entities:

Risk management

The Board have a risk management strategy which comprises of:

The review has identified the key risks and considered the actions required to mitigate those risks.

The principal risk for the charity would be a significant downturn in rental and dividend income from its investments. Whilst this is a risk, the charity has sufficient reserves to be able to maintain the financial position during a period of downturn.

A further risk would be the surrender of lease by any party inhabiting the Ditchingham site and the buildings reverting back to the custody of All Hallows. The Board recognises the need for communication with the leaseholders. The Board will keep this under review.

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The Community of All Hallows

Trustee Board’s annual report (continued)

Year ended 31 March 2024

Trustee Board’s responsibilities statement

The Trustee Board is responsible for preparing the Trustee Board’s annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England, Wales and Scotland requires the Trustee Board to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period.

In preparing these financial statements, the Trustee Board is required to:

The Trustee Board is responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

True and fair override

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair view'. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The Trustee Board’s annual report was approved on 1 July 2024 and signed on behalf of the Trustee Board by:

Revd Canon Andrew Bryant On behalf of CAH Trustee Limited

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The Community of All Hallows

Independent auditor's report to the trustees of The Community of All Hallows

Year ended 31 March 2024

Opinion

We have audited the financial statements of The Community of All Hallows (the 'charity') for the year ended 31 March 2024 which comprise the statement of financial activities, balance sheet, statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustee Board’s use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustee Board with respect to going concern are described in the relevant sections of this report.

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The Community of All Hallows

Independent auditor's report to the trustees of The Community of All Hallows (continued)

Year ended 31 March 2024

Other information

The other information comprises the information included in the Trustee Board annual report, other than the financial statements and our auditor’s report thereon. The Trustee Board is responsible for the other information. Our opinion on the financial statements does not cover the other information and we do not express any form of assurance conclusion thereon.

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 and the Charities Accounts (Scotland) Regulations 2006 require us to report to you if, in our opinion:

Responsibilities of the Trustee Board

As explained more fully in the Trustee Board’s responsibilities statement set out on page 9, the Trustee Board is responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustee Board determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustee Board is responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustee Board either intends to liquidate the charity or to cease operations, or has no realistic alternative but to do so.

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The Community of All Hallows

Independent auditor's report to the trustees of The Community of All Hallows (continued)

Year ended 31 March 2024

Auditor responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and under section 44(1)(c) of the Charities and Trustee Investment (Scotland) Act 2005 and report in accordance with the Acts and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

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The Community of All Hallows

Independent auditor's report to the trustees of The Community of All Hallows (continued)

Year ended 31 March 2024

Use of our report

This report is made solely to the charity’s Trustee Board, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008 and Regulation 10 of the Charities Accounts (Scotland) Regulations 2006. Our audit work has been undertaken so that we might state to the charity’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s Trustee Board as a body, for our audit work, for this report, or for the opinions we have formed.

Lovewell Blake LLP Chartered accountants & statutory auditor Bankside 300 Peachman Way Broadland Business Park Norwich NR7 0LB

5 July 2024

Lovewell Blake LLP is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

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The Community of All Hallows

Statement of financial activities

Year ended 31 March 2024

2024 2023
Unrestricted Endowment
funds funds Total funds Total funds
Note £ £ £ £
Income and endowments
Donations and legacies 4 108,816 108,816 148,402
Investment income 5 570,115 570,115 508,455
Other income 6 2,040 2,040 159,915
------------------------------- ------------- ------------------------------- -------------------------------
Total income 680,971 680,971 816,772
=============================== ============= =============================== ===============================
Expenditure
Investment management fees 11,193 11,193 11,715
Charitable activities 7 543,533 543,533 454,340
------------------------------- ------------- ------------------------------- -------------------------------
Total expenditure 554,726 554,726 466,055
=============================== ============= =============================== ===============================
Net income/(expenditure) and net
movements in funds before gains and
losses on investments 126,245 126,245 350,717
Net gains/(losses) on investments 9 427,774 427,774 (438,692)
------------------------------- ------------- ------------------------------- -------------------------------
Net income/(expenditure) and net
movement in funds 554,019 554,019 (87,975)
=============================== ============= =============================== ===============================
Reconciliation of funds
Total funds brought forward 15,373,132 1,886,265 17,259,397 17,347,372
-------------------------------------------- --------------------------------------- -------------------------------------------- --------------------------------------------
Total funds carried forward 15,927,151 1,886,265 17,813,416 17,259,397
============================================ ======================================= ============================================ ============================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 17 to 27 form part of these financial statements.

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The Community of All Hallows

Statement of financial position

31 March 2024

2024 2023
Note £ £ £ £
Fixed assets
Tangible fixed assets 13 902,839 916,418
Investments 14 16,256,158 15,830,661
-------------------------------------------- --------------------------------------------
17,158,997 16,747,079
Current assets
Debtors 15 41,581 165,011
Cash at bank and in hand 983,307 962,975
--------------------------------------- ---------------------------------------
1,024,888 1,127,986
Creditors: Amounts falling due within
one year 16 (362,469) (615,668)
--------------------------------------- ---------------------------------------
Net current assets 662,419 512,318
-------------------------------------------- --------------------------------------------
Total assets less current liabilities 17,821,416 17,259,397
Creditors: Amounts falling due after
more than one year 17 (8,000)
-------------------------------------------- --------------------------------------------
Net assets 17,813,416 17,259,397
============================================ ============================================
Funds of the charity
Endowment funds 1,886,265 1,886,265
Unrestricted funds:
Revaluation reserve 3,274,000 3,274,000
Other unrestricted income funds 12,653,151 12,099,132
-------------------------------------------- --------------------------------------------
Total unrestricted funds 15,927,151 15,373,132
-------------------------------------------- --------------------------------------------
Total charity funds 20 17,813,416 17,259,397
============================================ ============================================

These financial statements were approved by the Trustee Board and authorised for issue on 1 July 2024, and are signed on behalf of the board by:

Revd Canon Andrew Bryant On behalf of CAH Trustee Ltd

The notes on pages 17 to 27 form part of these financial statements.

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The Community of All Hallows

Statement of cash flows

Year ended 31 March 2024

2024 2023
£ £
Cash flows from operating activities
Net income/(expenditure) 554,019 (87,975)
Adjustments for:
Depreciation of tangible fixed assets 16,074 15,917
Net (gains)/losses on investments (427,774) 438,692
Dividends, interest and rents from investments (570,115) (508,455)
Cash added to / drawn down from investment portfolio (14,443) 41,813
Changes in:
Trade and other debtors 123,430 (75,691)
Trade and other creditors (245,199) (58,767)
------------------------------- -------------------------------
Cash generated from operations (564,008) (146,491)
------------------------------- -------------------------------
Net cash (used in) operating activities (564,008) (146,491)
=============================== ===============================
Cash flows from investing activities
Proceeds from sale of tangible assets (2,495)
Purchases of other investments (1,297,375) (601,550)
Proceeds from sale of other investments 1,314,095 1,027,653
Dividends, interest and rents from investments 570,115 508,455
--------------------------------------- -------------------------------
Net cash from investing activities 584,340 934,558
======================================= ===============================
Net increase in cash and cash equivalents 20,332 700,092
Cash and cash equivalents at beginning of year 962,975 262,883
--------------------------------------- -------------------------------
Cash and cash equivalents at end of year 983,307 962,975
======================================= ===============================

The notes on pages 17 to 27 form part of these financial statements.

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The Community of All Hallows

Notes to the financial statements

Year ended 31 March 2024

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and Scotland and is unincorporated. The address of the principal office is 23 Trinity Street, Bungay, Norfolk, NR35 1EH.

2. Statement of compliance

The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with the Charity’s governing document, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006, Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011 and UK Generally Accepted Accounting Practice.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair view'. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

The financial statements have been prepared on a going concern basis as the Trustee Board believe that no material uncertainties exist. The Trustee Board has considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

Fund accounting

Unrestricted funds are available to spend on activities that further any of the purposes of the charity.

Endowment funds are restricted funds, subject to specific trusts, where there is no power to convert the capital into income.

The Designated Medical Grant Fund relates to a legacy received for All Hallows Healthcare Trust and will be expended on grant making activities.

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The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

3. Accounting policies (continued)

Income

All income is included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Expenditure

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Freehold property - 50 years (land is not depreciated)
Fixtures and fittings - 10% straight line
Motor vehicles - 25% reducing balance
Equipment - 15% straight line

Investments

Listed investments are measured at fair value with changes in fair value being recognised in income or expenditure.

- 18 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

Investment Portfolio

Investments held in the charity’s investment portfolio are a form of basic financial instrument and are initially recognised at their transaction value and subsequently measured at their fair value as at the balance sheet date using the closing market price. The Statement of Financial Activities includes the net gains and losses arising on revaluation and disposals throughout the year.

All gains and losses are taken to the Statement of Financial Activities as they arise. Realised gains and losses on investments are calculated as the difference between sales proceeds and their opening carrying value or their purchase value if acquired subsequent to the first day of the financial year. Unrealised gains and losses are calculated as the difference between the fair value at the year end and their carrying value. Realised and unrealised investment gains and losses are combined in the Statement of Financial Activities.

The main form of financial risk faced by the charity is that of volatility in equity markets and investment markets due to wider economic conditions, the attitude of investors to investment risk, and changes in sentiment concerning equities and within particular sectors of sub sectors.

Property investments

Investment properties are included in the balance sheet at the directors of CAH Trustee Limited best estimate of open market value and updated by at the balance sheet date. It is the policy of the Trustee Board to have an external valuation of the properties every 5 years.

Social investments – properties

Properties rented to further the charitable objects of the charity are initially recognised at transitional cost or their net book value at date of transfer. Any impairment losses are immediately recognised in the Statement of Financial Activities.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Defined contribution plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.

Grants payable

Grants are issued in accordance with the requirements and objectives of the charity. A grant is recognised as a liability when the criteria for a constructive obligation is met, the grant has been communicated to a third party, it can be measured reliably and there are no conditions attaching to its payment that limit its recognition.

- 19 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

4. Donations and legacies

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Donations
Donations 7,902 7,902 7,401 7,401
Sisters pensions 42,489 42,489 57,034 57,034
Legacies
Legacies 58,425 58,425 83,967 83,967
------------------------------- ------------------------------- ------------------------------- -------------------------------
108,816 108,816 148,402 148,402
=============================== =============================== =============================== ===============================

5. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Bank interest 43,673 43,673 7,892 7,892
Rental income 292,526 292,526 281,764 281,764
Dividends and interest from investment
portfolio 233,916 233,916 218,799 218,799
------------------------------- ------------------------------- ------------------------------- -------------------------------
570,115 570,115 508,455 508,455
=============================== =============================== =============================== ===============================
Other income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Dilapidations income - - 159,664 159,664
Other income 2,040 2,040 251 251
------------------------------- ------------------------------- ------------------------------- -------------------------------
2,040 2,040 159,915 159,915
=============================== =============================== =============================== ===============================
Expenditure on charitable activities
Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Salaries 47,078 47,078 47,925 47,925
Property costs 212,048 212,048 115,966 115,966
Catering provisions 9,191 9,191 9,775 9,775
Sister care home costs 61,940 61,940 118,034 118,034
Sister living costs 16,812 16,812 18,254 18,254
Legal and professional 25,581 25,581 43,156 43,156
Office costs 8,289 8,289 6,457 6,457
Other costs 2,083 2,083 1,437 1,437
Donations 4,978 4,978 7,551 7,551
Depreciation 16,074 16,074 15,917 15,917
Grants (note 8) 128,500 128,500 55,400 55,400
Bank charges 317 317 408 408
Staff Training and Expenses 136 136 2,999 2,999
Governance costs 10,506 10,506 11,061 11,061
------------------------------- ------------------------------- ------------------------------- -------------------------------
543,533 543,533 454,340 454,340
=============================== =============================== =============================== ===============================

6. Other income

7. Expenditure on charitable activities

- 20 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

7. Expenditure on charitable activities ( continued)

Analysis of Governance costs

Analysis of Governance costs
2024 2023
£ £
Audit fee 10,506 11,061
-------------------------- ----------------------
Total 10,506 11,061
========================== ======================

8. Grant making activities

Grants to Grants to
Institutions Individuals Total
£ £ £
2024
Community of Sisters of the Church 16,000 16,000
Kings Lynn Winter Night shelter 5,000 5,000
Norwich Christian Resources 10,000 10,000
St Mary’s Church, Erpingham 10,000 10,000
The Norfolk Heart Trust 10,000 10,000
Together Norfolk 15,000 15,000
The Papillon Project 5,000 5,000
Home for Good, Suffolk 5,000 5,000
Priscilla Bacon Hospice 50,000 50,000
Aberlour 1,000 1,000
Tobermory Lifeboat 500 500
St Martin in the Fields 1,000 - 1,000
-------------------------- ------------- --------------------------
128,500 128,500
========================== ============= ==========================
2023
Discovering Prayer 5,000 5,000
The Norwich Samaritans 25,000 25,000
The Institute for Children Youth and Mission 5,400 5,400
Bungay Medical Centre Charitable Trust/Scott Charity
20,000
20,000
-------------------------- ------------- --------------------------
55,400 55,400
========================== ============= ==========================

See explanation of the purposes of the grants awarded during the year in the Trustee Board's annual report.

9. Net gains/(losses) on investments

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Gains/(losses) on listed investments 427,774
===============================
427,774
===============================
(438,692)
===============================
(438,692)
===============================

10. Net income/(expenditure)

Net income/(expenditure) is stated after charging/(crediting):

Depreciation of tangible fixed assets

2024 2023
£ £
16,074 15,917
========================== ==========================

- 21 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

11. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as follows:

2024 2023
£ £
Wages and salaries 41,273 43,470
Employer contributions to pension plans 5,805 4,455
-------------------------- --------------------------
47,078 47,925
========================== ==========================

The charity considers that the key management personnel comprise the senior management team and the directors of CAH Trustee Board Limited.

The total employee benefits of the key management personnel of the charity were £34,497 (2023: £29,355) comprising of one (2023: one) individual.

The average head count of employees during the year was 2 (2023: 3).

No employee received employee benefits of more than £60,000 during the year (2023: Nil).

12. Trustee Board remuneration and expenses

The living and personal expenses of the Sisters of the Community who are members of the Trustee Board were borne by the Community but the Sisters received no remuneration or expenses in connection with their duties as board members (2023: £Nil). No remuneration or expenses were received by the remaining members of the Trustee Board.

13. Tangible fixed assets

Freehold Fixtures Motor
property and fittings vehicles Equipment Total
£ £ £ £ £
Cost
At 1 April 2023 946,532 8,754 6,000 23,060 984,346
Additions 2,495 2,495
------------------------------- ---------------------- ---------------------- -------------------------- -------------------------------
At 31 March 2024 946,532 8,754 8,495 23,060 986,841
=============================== ====================== ====================== ========================== ===============================
Depreciation
At 1 April 2023 40,455 2,175 2,438 22,860 67,928
Charge for the year 13,485 875 1,514 200 16,074
------------------------------- ---------------------- ---------------------- -------------------------- -------------------------------
At 31 March 2024 53,940 3,050 3,952 23,060 84,002
=============================== ====================== ====================== ========================== ===============================
Carrying amount
At 31 March 2024 892,592 5,704 4,543 902,839
=============================== ====================== ====================== ========================== ===============================
At 31 March 2023 906,077 6,579 3,562 200 916,418
=============================== ====================== ====================== ========================== ===============================

Included in Freehold property is £272,305 of land which is not depreciated.

- 22 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

14. Investments

Cash or cash Cash or cash Listed Investment
equivalents investments properties Total
£ £ £ £
Cost or valuation
At 1 April 2023 86,302 7,753,644 7,990,715 15,830,661
Additions 1,297,375 1,297,375
Disposals (1,314,095) (1,314,095)
Fair value movements 427,774 427,774
Other movements 14,443 14,443
------------------------------- --------------------------------------- --------------------------------------- --------------------------------------------
At 31 March 2024 100,745 8,164,698 7,990,715 16,256,158
=============================== ======================================= ======================================= ============================================
Impairment
At 1 April 2023 and 31 March 2024
============================================
Carrying amount
At 31 March 2024 100,745 8,164,698 7,990,715 16,256,158
=============================== ======================================= ======================================= ============================================
At 31 March 2023 86,302 7,753,644 7,990,715 15,830,661
=============================== ======================================= ======================================= ============================================
Historical cost of investment portfolio was £6,957,775 (2023: £6,956,887).
Investment assets – Property
2024 2023
£ £
Value brought forward at 1 April 6,434,000 6,434,000
---------------------------------------- ----------------------------------------
Value carried forward at 31 March 6,434,000 6,434,000
======================================= ===================================
Social investments – Property
2024 2023
£ £
Value brought forward at 1 April 1,556,715 1,556,715
---------------------------------------- -------------------------------------------
Value carried forward at 31 March 1,556,715 1,556,715
======================================= ===================================

The historic cost of investment properties is £5,081,072 (2023: £5,081,072).

Investment properties

Property investments are included in the balance sheet at the Trustee Board’s best estimate of open market value. An updated external revaluation was provided by Savills in September 2021. It is the policy of the Trustee Board to have an external valuation of the properties every 5 years.

- 23 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

14. Investments (continued)

Financial assets held at fair value

All investments are carried at their fair value. Investment in equities and fixed interest securities are all traded in quoted public markets, primarily the London Stock Exchange. Holdings in common investment funds, unit trusts and open-ended investment companies are at the bid price. The basis of fair value for quoted investments in equivalent to the market value, using the bid price. Asset sales and purchases are recognised at the date of trade at cost (that is their transaction value).

The significance of financial instruments to the ongoing financial sustainability of the charity is considered in the financial review and investment policy and performance sections of the Trustee Boards' annual report.

The main risk to the charity from financial instruments lies in the combination of uncertain investment markets and volatility in yield.

The charity manages these investment risks by retaining expert advisors and operating an investment policy that provides for high degree of diversification of holdings within investment asset classes that are quoted on recognised stock exchanges. The charity does not make use of derivatives and similar complex financial instruments as it takes the view that investments are held for their longer term yield and historic studies of quoted financial instruments have shown that volatility in any particular five year period will normally be corrected.

15. Debtors

2024 2023
£ £
Trade debtors 5,207 9,360
Prepayments and accrued income 24,173 152,529
Other debtors 12,201 3,122
-------------------------- -------------------------------
41,581 165,011
========================== ===============================
Creditors: Amounts falling due within one year
2024 2023
£ £
Trade creditors 18,418 11,376
Accruals and deferred income 343,099 603,186
Social security and other taxes 463 735
Other creditors 489 371
------------------------------- -------------------------------
362,469 615,668
=============================== ===============================
Creditors: Amounts falling due after more than one year
2024 2023
£ £
Accruals for grants payable 8,000
====================== =============

16. Creditors: Amounts falling due within one year

17. Creditors: Amounts falling due after more than one year

- 24 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

18. Deferred income

2024 2023
£ £
At 1 April 2023 15,000 15,860
Amount released to income (15,000) (15,860)
Amount deferred in year 22,500 15,000
-------------------------- --------------------------
At 31 March 2024 22,500 15,000
========================== ==========================

Deferred income includes rental income received in advance of the period to which it relates.

19. Pensions and other post retirement benefits

Defined contribution plans

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £1,005 (2023: £855).

20. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At Gains and At
1 April 2023 Income Expenditure losses 31 March 2024
£ £ £ £ £
General funds 12,033,599 622,543 (494,726) 427,774 12,589,193
Revaluation reserve 3,274,000 3,274,000
Medical Grants Fund 65,533 58,425 (60,000) 63,958
-------------------------------------------- ------------------------------- ------------------------------- ------------------------------- --------------------------------------------
15,373,132 680,971 (554,726) 427,774 15,927,151
============================================ =============================== =============================== =============================== ============================================
At Gains and At
1 April 2022 Income Expenditure losses 31 March 2023
£ £ £ £ £
General funds 12,101,574 816,772 (446,055) (438,692) 12,033,599
Revaluation reserve 3,274,000 3,274,000
Medical Grants Fund 85,533 (20,000) 65,533
-------------------------------------------- ------------------------------- ------------------------------- ------------------------------- --------------------------------------------
15,461,107 816,772 (466,055) (438,692) 15,373,132
============================================ =============================== =============================== =============================== ============================================

The Medical Grants Fund relates to a legacy received for All Hallows Healthcare Trust which was dissolved and the remaining funds being paid over to CAH Trustee Limited as a donation.

- 25 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

20. Analysis of charitable funds (continued)

Endowment funds

Endowment funds
At Gains and At
1 April 2023 Income Expenditure losses 31 March 2024
£ £ £ £ £
Convent Freehold 336,265 336,265
All Hallows Hospital
Freehold 50,000 50,000
Revaluation reserve on
Hospital 1,500,000 1,500,000
--------------------------------------- ------------- ------------- ------------- ---------------------------------------
1,886,265 1,886,265
======================================= ============= ============= ============= =======================================
At Gains and At
1 April 2022 Income Expenditure losses 31 March 2023
£ £ £ £ £
Convent Freehold 336,265 336,265
All Hallows Hospital
Freehold 50,000 50,000
Revaluation reserve on
Hospital 1,500,000 1,500,000
--------------------------------------- ------------- ------------- ------------- ---------------------------------------
1,886,265 1,886,265
======================================= ============= ============= ============= =======================================

21. Analysis of net assets between funds

Unrestricted Endowment Total Funds
Funds Funds 2024
£ £ £
Tangible fixed assets 902,839 902,839
Investments 14,369,893 1,886,265 16,256,158
Current assets 1,024,888 1,024,888
Creditors less than 1 year (362,469) (362,469)
Creditors greater than 1 year (8,000) (8,000)
-------------------------------------------- --------------------------------------- --------------------------------------------
Net assets 15,927,151 1,886,265 17,813,416
============================================ ======================================= ============================================
Unrestricted Endowment Total Funds
Funds Funds 2023
£ £ £
Tangible fixed assets 916,418 916,418
Investments 13,944,396 1,886,265 15,830,661
Current assets 1,127,986 1,127,986
Creditors less than 1 year (615,668) (615,668)
Creditors greater than 1 year
-------------------------------------------- --------------------------------------- --------------------------------------------
Net assets 15,373,132 1,886,265 17,259,397
============================================ ======================================= ============================================

- 26 -

The Community of All Hallows

Notes to the financial statements (continued)

Year ended 31 March 2024

22. Analysis of changes in net debt

At At
1 April 2023 Cash flows 31 March 2024
£ £ £
Cash at bank and in hand 962,975 20,332 983,307
=============================== ========================== ===============================

23. Operating lease commitments

As lessor

The total future minimum lease payments receivable under non-cancellable operating leases are as follows:

follows:
2024 2023
£ £
Not later than 1 year 191,991 240,388
Later than 1 year and not later than 5 years 494,910 563,699
Later than 5 years 705,000 825,000
--------------------------------------- ---------------------------------------
1,391,901 1,629,087
======================================= =======================================

24. Contingencies

In August 2022 The Christian Conference Centre Trust gave CAH Trustee Limited one-years notice to terminate the lease of the conference centre. In December 2022 CAH Trustee Limited issued The Christian Conference Centre Trust with a claim for dilapidations in the region of £390k. There is uncertainty over the recovery of this claim therefore no accrual has been included within the financial statements.

25. Related parties

Revd Canon Andrew Bryant and Sister Carolyn Rachel Beckett who are both directors of CAH Trustee Limited are also Trustees of The Julian of Norwich Partnership. The Community have agreed to lease a property to The Julian of Norwich Partnership for Hazelnut rent (2023: Hazelnut rent £Nil). Insurance for the property is recharged to The Julian of Norwich Partnership, during the year £3,471 (2023: £3,153) was recharged, no balance was outstanding at the year-end (2023: £Nil). During the year ended 31 March 2022 the Charity approved a three year grant to the Julian of Norwich Partnership totalling £150,000. The final instalment of £50,000 was paid during the year with £Nil included in creditors at the year-end (2023: £50,000).

During the previous year a close family member of Beccy Gosling (a member of key management personnel) completed building works for the Community. The total invoiced during the previous year was £5,330, there was no balance outstanding as at 31 March 2023. There have been no transactions in the year ended 31 March 2024.

- 27 -