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2020-12-31-accounts

REGISTERED CHARITY NUMBER: 229443

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2020

FOR

BISHOP HENRY ROWLANDS

Williams Denton Cyf Chartered Certified Accountants Glaslyn Ffordd Y Parc Parc Menai Bangor Gwynedd LL57 4FE

BISHOP HENRY ROWLANDS

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 13
Detailed Statement of Financial Activities 14

BISHOP HENRY ROWLANDS

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objective of the charity is to provide accommodation for the impoverished within the Diocese of Bangor.

The administration of the accounts is carried out in accordance with the general diocesan accounting practice. There is a clearly defined system of internal control to ensure that the finances of the Trust are administered with probity and clarity.

Public benefit

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the Charity's aims and objectives and in planning future activities.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The charity provides charitable accommodation in four flats in one building abutting the Cathedral Close in the centre of Bangor. A significant amount of the charity's day-to-day activities are focused on property maintenance and engagement with beneficiaries.

Investment performance

The value of the charity's investments increased increased during the year, reflecting the upward trend of the Stock Market.

FINANCIAL REVIEW

Financial position

Income received from rents and investments was £45,729 compared to £43,255 last year. Expenditure was £39,421 this year compared with £45,891 last year. This results in a net income before realised gains on investments of £6,308 compared with a net expenditure of £2,636 last year.

The balance sheet of the charity at 31 December 2020 shows cash at bank of £57,765 (2019 - £48,237) and market value of investment of £1,138,887 (2019 - £1,070,426). The trustees consider the financial position of the charity to be satisfactory.

Principal funding sources

Investment policy and objectives

The trustees seek a level of investment income that is able to support a range of important charitable activities at a time of change, recognising that achieving such a level of income may, in the case of some investments, pose some challenges to the secondary goal of maintaining capital value. The trustees work with their investment managers to assess the ethical dimensions of their investment portfolio, prioritising the use of shareholder rights to achieve the advancement of a progressive ethical agenda through the investment portfolio.

Reserves policy

The Trustees' objective is to maintain the equivalent of the value of Fixed Assets plus a year's expenditure as a general reserve.

Page 1

BISHOP HENRY ROWLANDS

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

FUTURE PLANS

A comprehensive review of the occupation arrangements of the Almshouses will be undertaken, to bring these arrangements up-to-date in line with the recommendations of the Almshouses Association. Work will also be undertaken to renovate and identify a suitable occupier for one of vacant properties.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Bishop Henry Rowlands Almshouse Charity was established by trust deed in 1616. It is a registered charity.

Recruitment and appointment of new trustees

The full complement of Trustees is not determinate. There are five on the board in this financial year.

Trustees are nominated to the Board at the Annual General Meeting and remain until they either retire voluntarily or fail to receive the support of the members at the Annual General Meeting.

Prospective nominees are invited to attend Executive Board meetings as guests during the period leading up to the Annual General Meeting at which they are appointed.

Organisational structure

The Board of Trustees meets, on average, three times a year to review progress and expenditure and to plan for the future.

Staff in the Diocesan Office undertake the administration of the charity.

Induction and training of new trustees

Prospective nominees to the Board receive an induction pack which includes an outline of the charity's activities and objectives, together with information from the Charity Commission website detailing the role and responsibilities of Trustees.

Related parties

Due to the nature of the charity's operations and the composition of the Board of Trustees it is inevitable that transactions will take place with organisations in which a member may have an interest. All transactions involving organisations in which a Trustee may have an interest are conducted at arm's length. The charity has a policy that all Trustees must declare an interest if a related party transaction occurs.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

229443

Principal address

Ty Deiniol Cathedral Close Bangor Gwynedd LL57 1RL

Page 2

BISHOP HENRY ROWLANDS

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

Trustees

The Right Reverend A T G John The Venerable M K R Stallard (appointed 12.10.20) The Venerable A F Herrick (appointed 12.10.20) The Very Reverend K Jones (appointed 12.10.20; resigned) The Venerable A C Jones (appointed 12.10.20)

Independent Examiner Mr Owain Ap Elfed FCCA Williams Denton Cyf Chartered Certified Accountants Glaslyn Ffordd Y Parc Parc Menai Bangor Gwynedd LL57 4FE

Investment Advisers CCLA Investment Management Ltd Senator House, 85 Queen Victoria Street, London, EC4V 4ET Bankers Lloyds Bank 268 High Street, Bangor, Gwynedd, LL57 1RT Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ The Right Reverend A T G John - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF BISHOP HENRY ROWLANDS

Independent examiner's report to the trustees of Bishop Henry Rowlands

I report to the charity trustees on my examination of the accounts of Bishop Henry Rowlands (the Trust) for the year ended 31 December 2020.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Owain Ap Elfed FCCA Williams Denton Cyf Chartered Certified Accountants Glaslyn Ffordd Y Parc Parc Menai Bangor Gwynedd LL57 4FE

Date: .............................................

Page 4

BISHOP HENRY ROWLANDS

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020

Notes
INCOME AND ENDOWMENTS FROM
Charitable activities
Providing accommodation
Investment income
2
Total
EXPENDITURE ON
Charitable activities
Providing accommodation
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
31.12.20
Unrestricted
funds
£
12,943
32,786
45,729
39,421
68,461
74,769
1,825,404
1,900,173
31.12.19
Total
funds
£
11,121
32,134
43,255
45,891
162,372
159,736
1,665,668
1,825,404

The notes form part of these financial statements

Page 5

BISHOP HENRY ROWLANDS

BALANCE SHEET 31 DECEMBER 2020

Notes
FIXED ASSETS
Tangible assets
6
Investments
Investments
7
Investment property
8
CURRENT ASSETS
Debtors
9
Cash at bank
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
11
Unrestricted funds
TOTAL FUNDS
31.12.20
Unrestricted
funds
£
350,000
1,138,887
375,000
1,863,887
2,579
57,765
60,344
(24,058)
36,286
1,900,173
1,900,173
1,900,173
1,900,173
31.12.19
Total
funds
£
350,000
1,070,426
375,000
1,795,426
5,590
48,237
53,827
(23,849)
29,978
1,825,404
1,825,404
1,825,404
1,825,404

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

.............................................

The Right Reverend A T G John - Trustee

The notes form part of these financial statements

Page 6

BISHOP HENRY ROWLANDS

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

No depreciation is charged on properties because they are maintained in a state of repair such that estimated residual value of the land and buildings at the date of the balance sheet is not less than their net book value.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the statement of financial activities. The investment property is professionally valued every 5 years. In the years were the investment property is not professionally valued, the trustees give their opinion on whether the investment property valuation is still appropriate.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

continued...

Page 7

BISHOP HENRY ROWLANDS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

2. INVESTMENT INCOME

INVESTMENT INCOME
31.12.20 31.12.19
£ £
Dividends 32,786 32,134

3. INDEPENDENT EXAMINER'S REMUNERATION

Remuneration of £1,620 (2019 - £1,560) was paid to the independent examiners for the independent examination of the charity's financial statements.

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for the year ended 31 December 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2020 nor for the year ended 31 December 2019.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Charitable activities
Providing accommodation
Investment income
Total
EXPENDITURE ON
Charitable activities
Providing accommodation
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
£
11,121
32,134
43,255
45,891
162,372
159,736
1,665,668
1,825,404

continued...

Page 8

BISHOP HENRY ROWLANDS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

6. TANGIBLE FIXED ASSETS

COST
At 1 January 2020 and 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
Freehold
land &
buildings
£
350,000
350,000
350,000

Current year valuation is represented by:

Freehold land &
buildings Total
Revaluation 175,394 175,394
Cost 174,606 174,606
---------------- ----------------
350,000 350,000
======== ========

Freehold land & buildings, consisting of the Almshouse, was valued at market value on 15 March 2017 by Dafydd Hardy Chartered Surveyors who are independent of the charity. The trustees believe this valuation is still appropriate at 31 December 2020.

7. FIXED ASSET INVESTMENTS

MARKET VALUE
At 1 January 2020
Movement in year
At 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
COIF
charities
investment
fund
£
1,070,426
68,461
1,138,887
1,138,887
1,070,426

There were no investment assets outside the UK.

continued...

Page 9

BISHOP HENRY ROWLANDS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

8. INVESTMENT PROPERTY

INVESTMENT PROPERTY
FAIR VALUE
At 1 January 2020
and 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
£
375,000
375,000
375,000

Current year valuation is represented by:

Current year valuation is represented by:
Investment
property Total
Revaluation 279,874 279,874
Cost 95,126 95,126
---------------- ----------------
375,000 375,000
======== ========

Investment property, consisting of Bryn Eryr Isaf Farm, was valued subject to existing tenancy on 28 March 2017 by Jones Peckover Estate Agents and Auctioneers who are independent of the Charity. The trustees believe this valuation is still appropriate at 31 December 2020.

9. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.12.20 31.12.19
£ £
Debtors 562 2,425
Other debtors 58 -
Prepayments 1,959 3,165
2,579 5,590

continued...

Page 10

BISHOP HENRY ROWLANDS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
11.
MOVEMENT IN FUNDS
At 1.1.20
£
Unrestricted funds
General fund
1,650,010
Property Revaluation Reserve
175,394
1,825,404
TOTAL FUNDS
1,825,404
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
45,729
(39,421)
TOTAL FUNDS
45,729
**(39,421) **
31.12.20
£
24,058
Net
movement
in funds
£
74,769
-
74,769
74,769
Gains and
losses
£
68,461
68,461
31.12.19
£
23,849
At
31.12.20
£
1,724,779
175,394
1,900,173
1,900,173
Movement
in funds
£
74,769
74,769

Comparatives for movement in funds

Unrestricted funds
General fund
Property Revaluation Reserve
TOTAL FUNDS
At 1.1.19
£
1,490,274
175,394
1,665,668
1,665,668
Net
movement
in funds
£
159,736
-
159,736
159,736
At
31.12.19
£
1,650,010
175,394
1,825,404
1,825,404

continued...

Page 11

BISHOP HENRY ROWLANDS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

11. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
43,255
43,255
Resources
expended
£
(45,891)
(45,891)
Gains and
Movement
losses
in funds
£
£
162,372
159,736
162,372
159,736

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Property Revaluation Reserve
TOTAL FUNDS
At 1.1.19
£
1,490,274
175,394
1,665,668
1,665,668
Net
movement
in funds
£
234,505
-
234,505
234,505
At
31.12.20
£
1,724,779
175,394
1,900,173
1,900,173

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
General fund 88,984 (85,312) 230,833 234,505
TOTAL FUNDS 88,984 (85,312) 230,833 234,505

continued...

Page 12

BISHOP HENRY ROWLANDS

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

12. RELATED PARTY DISCLOSURES

During the year, £22,438 (2019 - £21,977) was invoiced from Bangor Diocesan Board of Finance to cover shared administration costs. At the year end £22,438 (2019 - £21,977) was still outstanding.

Page 13

BISHOP HENRY ROWLANDS

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020

31.12.20 31.12.19
Unrestricted Total
funds funds
£ £
INCOME AND ENDOWMENTS
Investment income
Dividends 32,786 32,134
Charitable activities
Almshouses - contributions 1,687 1,687
Rent Bryn Eryr Isaf 10,100 9,400
Flat rent 1,122 -
Wayleave 34 34
12,943 11,121
Total incoming resources 45,729 43,255
EXPENDITURE
Charitable activities
Empty flats costs 5,094 6,668
Insurance 3,955 3,929
DBF - Office costs 22,438 21,977
Maintenance Almshouses 4,878 9,843
Professional fees 1,296 1,781
Subscriptions 140 133
37,801 44,331
Support costs
Governance costs
Independent examiners' remuneration 1,620 1,560
Total resources expended 39,421 45,891
Net income/(expenditure) 6,308 (2,636)

This page does not form part of the statutory financial statements

Page 14