UNITE THE UNION BENEVOLENT FUND
CHARITY1¥4UIVIBER: 228567
REPORT AND ACCOUNTS FOR THE YEAR ENDED
31 DECEMBER 2025

UNITE THE ur4101Y BENEVOLENT FUND
YEAR TO 31 DECEMBER 2025
INDEX
Page
Trustees, Annual Report for the Year Ended 31 December 2025
Receipts and Payments A￿oUnt
Statement of Assets and Liabilities
Independent Examiner's Report

UNITE THE UNION BENEVOLENT FUND
TRUSTEES, ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2025
Introduction
The Uiiite the Union 8en¢volenl Fund was formed from the UNtFJ Benevolent Fund in Noveinbcr 2(M17. The Fund
15 primarily for the benefit of members and staff of Unite the Union. The new Constitution and change of naine
were approved by th¢ Charity Commission.
The receipts and payments account on page 4 and the statement of assets and liabilities on page 5 have been
examined by the Independent Examiners, Francis Clark LLP.
R¢ftrence Yénd administration details
Charity name.. Unite the Union Benevolent Fund
Registered Charity nuinbeT'. 228567
Principal addre5S'.
Unite House
128 Theobald's Road
London
WCIX8TN
Banker5
Unily Trust Bank
Trustees
Tim Harper
Stephen Skinner
Jiilie Theobald
Kai'l DeiT]PStcr
Diane Hoyles
Jeinma Reavell
(Chair)
{Secretary)
(Joined 01 JLily 20251 resigned 06 March 2026}
{Joined 01 Deceinbei. 2025)
(Joined 01 Decembei. 2025)
(Joined 01 December 2025)
,Structure, Governance and Management
The Charity IS g7ovei.ned by tlie Constitution and regulations dated Deceinber 1964 as amended I l April 1979. 12
March 1991, 17 March 1998 and 15 November 2007.
Ti'iistees ar¢ appointed and reinoyed by the Joini ExecLltive Coinmittee (or any equivalent successor body). There
weie seven Ineetings of the Trustees sn 2025.
Objectives and aetivitles
The objects of the Chai'ily ar¢-.
A. To provide benefit5 to membeis or employees or ex-einployees of Unite the Union or any successor union
(hereinaftei. ieferred to as 'the Union,) or theii. dependents, who may b¢ in distressed circuii)stances.
B. To consider applications from the public whether members of the Union or not, at the discrction of the Fund.
C. To make monetary grants or donations or r¢nder oilier assistance to any insliliilion or association which can
algo render benefits of assistance to distressed persons as mol'e specifically Tcfcii'ed to in clauses A or B abov¢.
The main activity in r¢lalion to tliese objects is the payment of grants to beneficiaries.

UNITE THE UNIOP4 BENEVOLENT FUND
TRUSTEES• ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2025
Public benefi¢
The Trustees have given due regard to public benefit when planning the Charity'5 activities. in accordance with the
Charity Commission's Guidance on Public Benefil.
The Truslecs Annual Report scls out our ac11-￿Itie5, achievements and performance during the year, whicl) are
directly ielated to the objects and pui'poses for whi¢h the Charity exists. The Charity achieves its principal objects
and purposes through providing financial help for people connected to Unite the Union who may be in distressed
circumstances. These benefits are directly related to the aims of the Charity and are fully compliant with the Charity
Commission Guidance on Public B¢ncfit.
Applicants
The number of grant applications receiv¢d during thc year was 254 (2024- 247).
Financial review
Jncome to the Fund is derived froin the Union's Lotteiy and the Charity's investments siipplemented by a small
nuinber of ad hoc donations. Receipts for Ilie year totalled £149,299 (2024.. £183,911) including £43,345 (2024..
£50,102) in lottery donations.
Payments totalled £204,491 (2024.. £201,302) of which £102.700 (2024.. £99.175) was paid out in grants to
beneficiaries, in line with the Trustees, strategy to ensuir the Fund has 4 gi'eatei. positive iinpact on grant applicants.
£90,705 (2024.. £94,571) related to th¢ pur¢l)ase of Ossels retained for invesltnent purposes. Net payments were
£55,192 (2024.. £17,391).
R￿tricted ￿nd
The previously restricted fund of £54,657, in respect of the Ja¢k Laity bequest lo the UNIFI Branch Bi'istol & Avon
for the benefit of their members, is no longer reslri¢led to Ihc Bristol & Avon ai'ea. This was approved by the
Trusl¢es and siibs¢quenily sanctioned by the Charity Commission in May 2025. No restricted flind is therefore
shown in tlie 2025 accounts.
Current environment
The Trustees al'e monitoring closely the impa¢l that the current uncertain global economic and political environment
may have on the Cliai'ity's dividcnd income and believe any shoit to medium term impact on liquidity will not
materially affect the ability of the Charity to fulfil ils aims and cominitinents.
Future developments
To improve income in future years, enable the provision of liigher value grants and to reach out to Inore members
in need, a number of initiatives are planned foi. 2026.
In May 2026, communications were sent lo around 1,000 Unite Regional and Branch Secretaries, Inaking the case
for supporting the Benevoleni Fund and r¢qii¢sling on¢-off or regular donalioiis.
Additionally in May 2026. a flyer enticing Unite members to "Play our weekly Lottery" (all fijnds going to the
Benevolent Fund}, was posted out to all I million + members. Trustees are also planning a re-brand and IE-launch
of the lott¢ry in 2026, 10 improve the number of regular lottery players.

UNITE THE UNION BENEVOLENT FUND
TRUSTEES, ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 1025
Reserves
The Trustees are ofihe opinion that uncommitted I'eseryes should be kept to a minimum. Although the Benevolent
Fund is keen to fulfil this, it is still mindful to distribute all monies received only to th¢ m05t deserving applicants.
Declaration
Approved by the Trustees on 04 August 2026 and signed on their behalf by..
Tim Harper
Chair
Jemma Reavell
Trustee

UNITE THE UNION BENEVOLENT FUND
RECEivfs AND PAYMENTS ACCOUNT
FOR THE YEAR ENDED JI DECEMBER 2025
2025
Unrestrlcted Restrlcted
2024
Total
Total
RECEIPTS
Income Receipts
Sundry Donations lincludinE Lottery)
Bank Interest
Dividends
Investments Sold
Miscellaneous
44,023
44,023
50,582
19
51,893
81.304
113
47,423
57,759
88
47,423
57.759
88
TOTAL RECEIPTS
149,299
149,299
183,911
PAYMENTS
Direct Charltable Expenditure
Grants to Beneficiaries
Other Expenditure
Independent Examiner's Fees
Bankcharges
Trustees, Expenses
Additional Investment
Management Fees
Niscellaneous
102,700
102,700
99,175
2,460
44
1,718
90,705
6,776
88
2,460
44
1,718
90,705
6,776
88
23
881
94,571
6,630
22
TOTAL PAYMENTS
204,491
204,491
201.302
Net Payments before Transfers
155,1921
155,1921
117,3911
TRANSFER BETWEEN FUNDS
NET PAYMENTS FOR THEYEAR
155,192}
155,1921
117,3911
CASH FUNDS BROUGHTFORWARD
22,305
54,657
76,962
94,353
Restrioted fund now unrestrlcted
54,657
154,6571
CASH FUNDS CARRIED FORWARD
21,770
21.770
76,962

UNITE THE UNION BEf4EVOLENT FUND
STATEMENT OF ASSETS AND LIABILITIES
AS AT 31 DECEMBER 2025
2025
Total Funds
2024
Total Funds
MONETARY ASSETS
Bankand Cash Balances
Cash in Bank
Nation81 Savlngs deposit
Income Bond
19,770
73,962
3,000
3,000
22,770
76,962
LIABILITIES
Unitetheunion
11,0001
NETMONETARY ASSETS
21,770
76,962
NON-MONETARY ASSETS
Hold for Investment pulposes lin thejoint names of the Trustees)
Investments- Funds at market Value:
Redmayne Bentleymanaged Fund
M&Glnvestment Fund
Columbia Threadneedle Managed Funds
628,070
302,997
140,674
600.346
261,080
124.061
1,071,741
985,487
TOTAL NET ASSETS
1,093.511
1,062,449
The accounts on pages 4 to 5 were appioved by the Trustees on 04 ALigust 2026 and signed oli their behalf by..
Tim Harper
Chair
Jemml Reavell
Trustee

UNITE THE UNION BENEVOLENT FUND
INDEPEfqDEt+rr EXAMINER'S REPORT
YEAR ENDED 31 DECEMBER 2025
Independent Examlner's Report to the Trustees of Unite the Union Benevolent Fund
I report to the Trustees on my examination of the accounts of the Unite the Union Benevolent Fund (the Trust) foi.
the yeai. ended 31 December 2025.
Responsibilities #nd b#$i$ of report
As tlie charity Trustees of the Trust you are responsible for the preparntion of the accounts in accordance with the
requirements of the Chai'ities Act 2011 ('Ihe Act.).
I r¢port in respect of Jny cxaii)inalion of th¢ TIu5t'5 accounts cai'ricd out undei. section 145 of the 2011 Aet and in
Cai'i'ying out my exaininalion I have followed all the applicable Diiections given by the Charity coinmis5ion under
sectiork 145(5)(b) of the Act.
Independent e¥2miner s statement
I have cotnpleled my examination. I confirm Ihal no Inalerial matters have come to my attention in connection with
the examination giving Ine cause to believe that in any maleTial Itspect:
accounting records were not kept in respect of the Trust as required by section 130 of th¢ A¢l'
or
2. the accounts do not accord with those Kcords.
I have no concems and have come acN)ss no olliei. matters in connection with the examination lo which attention
should be drawn in this report in order to enable a proper understanding of the accounts lo be reached.
Adrian Way FCA FCCA (a Dire¢lor OD
Fr&ncis Clark LLP
Chartered AccoLintantS
Towngate House
2-8 Parkstone Road
Poole
Doi'set
BH15 2PW
Date.. 10 August 2026