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2022-12-31-accounts

PAGE
Trustees' annual report
Independent
examiner's
report to the trustees
Statement offinancial activities
Statement offinancial position 10
Notes to the financial statements
The following
pages do not form part ofthe financial statements
Detailed statement of financial activities 25
Notes to the detailed statement offinancial activities 27

YEAR E NDE D 31DECE MBER 2022
2022 2021
Unrestricted Endowment
funds funds Total funds Total funds
Note E
Income and endowments
Investment
income
4 195,497 33,207 228,704 223,045
Total income 195,497 33,207 228,704 223,045
Expenditure
Expenditure
on raising funds:
Investment
management
costs 5 2,900 9,115 12,015 12,277
Expenditure
on charitable
activities 6 170,469 170,469 211,149
Other expenditure 9 215
Total expenditure 173,369 9,115 182,484 223,641
Net (losses)/gains
on investments
10 (59,950) (96,997) (156J47) 338,426
Net (expenditure)/income and net
movement
in funds
(37,822) (72,905) (110,727) 337,830
Reconciliation
offunds
Total funds brought
forward
1,689,648 6,027,632 7,717480 7,379,450
Total funds carried forward 1,651,826 5,954,727 7,606,553 7,717,280

2022 2021
Note f.
FIXEDASSETS
Tangible fixed assets 15 201,548 200,717
Heritage assets 16 121,720 121,720
Investments 17 6,965,885 7,142,431
7489,153 7,464,868
CURRENT ASSETS
Debtors 18 16,793 41,905
Cash at bank and in hand 338/39 246,777
355,132 288,682
CREDITORS: Amounts falling due within
one year 19 37,732 36,270
NET CURRENT ASSETS 317,400 252,412
TOTAL ASSETSLESS CURRENT LIABILITIES 7,606,553 7,717,280
NET ASSETS 7,606,553 7,717480
FUNDS OF THE CHARITY
Endowment
funds
5J54,727 6,328,222
Unrestricted
funds
1,651,826 1,389,058
Total charity funds 21 7,606/53 7,717,280

INVESTMENT INCO ME
Unrestricted Endowment I'otal Funds
Funds Funds 2022
f.
Income &om investment properties 184,517 184,517
Income from listed investments 7,439 25,955 33494
Bank interest receivable 1,212 1412
Other interest receivable 2,329 7,252 9481
195,497 33407 228,704
Unrestricted Endowment Total Funds
Funds Funds 2021
f
Income &om investment properties 179,854 179,854
Income &om listed investments 6,407 28,651 35,058
Bank interest receivable 515 515
Other interest receivable 2,475 5,143 7,618
189,251 33,794 223,045

INVEST MENT MANAGEMENT COSTS
Unrestricted Endowment I'otal Funds
Funds Funds 2022
Portfolio management 2,900 9,115 12,015

Unrestricted Endowment Total Funds
Funds Funds 2021
Portfolio management 2,827 9,450 12,277
6. EXPENDITURE ON CHARITABLE ACTIVITIES BYFUND TYPE
Unrestricted I'otal Funds Unrestricted Total Funds
Funds 2022 Funds 2021
Investment rental properties 50,993 50J93 56,516 56,516
Public amenity expenditure 13,096 13,096 18,875 18,875
Rental subsidies for local interest
groups 18,325 18425 24,325 24,325
Grants to institutions and
individuals 47,534 47,534 46,307 46,307
Support costs 40,521 40,521 65,126 65,126
170,469 170,469 211,149 211,149
7. ANALYSIS OF SUPPORT COSTS
Investment
rental
properly Public
expenses Amenity Grants Total 2022 Total 2021
f.
Governance costs 20,261 10,130 10,130 40,521 65,126

2022 2021
GRANTS TO INSTITUTIONS
Looe Development Trust —Xmas Lights 501 500
StNicholas
Church
- Clock repair/ cleaning 60
Darby and Joan 600 600
Royal British Legion - Wreath 25 25
Looe Development Trust - Looe Community Meals 1,000
West Looe Playgroup 3,686
West Looe Live 4,500
Radio Looe 835
Looe Age Concern 500 600
Looe In Bloom 4,820
StNicholas
Church
—New Boiler 1,000
Looe Bowling Club —New Pavilion 5,167
South West Ambulance
-Defib
2,548
West Looe May Fair 1,000
Cornish Luggars 500
20,862 7,605
GRANTS TO INDIVIDUALS
Higher education
grants
23,627 35,880
Xmas vouchers 75 100
Support for resident due to illness 470 477
Royal Ballet School 2,000 2,245
Olympics
Trip
500
26,672 38,702
Total grants 47434 46,307
9. OTHER EXPENDITURE
Unrestricted I'otal Funds Unrestricted Total Funds
Funds 2022 Funds 2021
Loss on disposal of tangible fixed
assets held for charity's
own use
215 215

Unrestricted Endowment I'otal Funds I'otal Funds
Funds Funds 2022
f
Gains/(losses) on investment property 109,250 109450
Gains/(losses) on listed investments (59,950) (206,247) (266,197)
(59,950) (96,997) (156,947)
Unrestricted Endowment Total Funds
Funds Funds 2021
Gains/(losses) on investment property 127,336 127,336
Gains/(losses) on listed investments 62,180 148,910 211,090
62,180 276,246 338,426
11. NET (EXPENDITURE)/INCOME
Net (expenditure)/income is stated after charging/(crediting):
2022 2021
f,
Depreciation offungible
fixed assets
Loss on disposal oftangible
fixed assets
516 239
215
12. INDEPENDENT EXAMINATION FEES
2022 2021
Fees payable to the independent
examiner for:
Independent examination of the financial statements 2,800 2,640
Other financial services 2,800 2,640
5,600 5280

No trustee expenses have been incurred.
TANGIBLE FIXEDASSETS
Freehold
property Equipment Total
Cost
At 1 January 2022 200,000 13,089 213,089
Additions 1,347 1447
At 31December 2022 200,000 14,436 214,436
Depreciation
At 1 January 2022 12,372 12@72
Charge for the year 516 516
At 31December 2022 12,888 12,888
Carrying
amount
At 31December 2022 200,000 1,548 201,548
At 31December 2021 200,000 717 200,717
HERITAGE ASSETS
Heritage
asset 1
Cost or valuation
At 1January 2022 and 31December 2022 121,720
Accumulated
depreciation
At 1January 2022 and 31December 2022
Carrying
amount
At 31December 2022 121,720
At 31December 2021 121,720

YEAR
INVESTMENTS
ENDED 31DECE MBER2022
Cash or cash Listed Investment
equivalents investments properties Total
f.
Cost or valuation
At 1 January 2022 84,630 1,907,045 5,150,756 7,142,431
Additions 37,229 236,989 274418
Disposals (62,676) (145,581) (208457)
Fair value movements (351,757) 109,250 (242,507)
At 31December 2022 59,183 1,646,696 5260,006 6,965,885
Impairment
At 1January 2022 and
31December 2022
Carrying
amount
At 31December 2022 59,183 1,646,696 5,260,006 6,965,885
At 31December 2021 84,630 1,907,045 5,150,756 7,142,431

November 20
DEBTORS
21.
2022 2021
Prepayments and accrued income 19,778
Other debtors 16,793 22,127
16,793 41,905

CREDITORS: Amounts
falling due within
on
e year
2022 2021
f.
Trade creditors 7493 7,830
Accruals and deferred income 29,107 28,440
Other creditors 1@32
37732 36,270
DEFERRED INCOME
2022 2021
f.
At 1 January 2022 28,440 18,967
Amount
released to income
(28,440) (18,967)
Amount
deferred in year
29,107 28,440
At31December 2022 29,107 28,440

At At
1 January 20 Gains and 31Decembe
22 Income Expenditure losses r 2022
f.
General funds 1,689,648 195,497 (173,369) (59,950) 1,651,826
At At
1 January 20 Gains and 31Decembe
21 Income Expenditure losses r2021
g
General funds 1,351,818 189,251 (214,191) 62,180 1,389,058

Endowment funds
At At
1 January 20 Gains and 31 Decembe
22 Income Expenditure losses r2022
K
Permanent
Endowment Fund 6,027,632 33207 (9,115) (96,997) 5,954,727
At At
I January 20 Gains and 31 Decembe
21 Income Expenditure losses r 2021
f. f.
Permanent
Endowment Fund 6,027,632 33,794 (9,450) 276246 6,328,222

ANALYSIS OF N ET ASSETSBET WEEN FUNDS
Unrestricted Endowment I'otal Funds
Funds Funds 2022
Tangible fixed assets 201,548 201,548
Heritage assets 121,720 121,720
Investments 370,585 6,536,117 6806,702
Current assets 1,079,693 1,079,693
Creditors less than 1 year (703,110) (703,110)
Net assets 1,651,826 5,954,727 7,606053
Unrestricted Endowment Total Funds
Funds Funds 2021
6
Tangible fixed assets 200,717 200,717
Heritage assets 121,720 121,720
Investments 465,035 6,592,766 7,057,801
Current assets 723,306 723,306
Creditors less than 1year (386,264) (386,264)
Net assets 1,389,058 6,328,222 7,717480

YEAR ENDED 31DECEMB ER2022
2022 2021
Income and endowments
Investment
income
Income trom investment properties 184,517 179,854
Income I'rom listed investments 33494 35,058
Bank interest receivable 1412 515
Other interest receivable 9,581 7,618
228,704 223,045
Total income 228,704 223,045
Expenditure
Investment
management
costs
Portfolio management 12,015 12,277
Expenditure
on charitable
activities
Wages and salaries 16418 44,109
Rates and water 5459 6,447
Light and heat 6,048 2,028
Repairs and maintenance 38,859 60,705
Insurance 18,879 15,105
Legal and professional fees 15,687 8,431
Telephone 1,182 1,296
Other office costs 1,797 1,852
Depreciation 516 239
Other interest payable and similar charges 165 305
Grants to institutions 20,862 7,605
Grants to individuals 26,672 38,702
Rental subsidies
for local
interest groups 18425 24,325
170,469 211,149
Other expenditure
Loss on disposal oftangible fixed assets held for charity's own use 215
Total expenditure 182,484 223,641

Y EAR ENDED 31DECE MBER 2022
2022 2021
I,
Net (losses)/gains on investments
Gains/(losses) on investment property 109450 127,336
Gains/(losses) on listed investments 266,197 211,090
156,947 338,426
Net (expenditure)/income 110,727 337,830

2022 2021
Expenditure
on charitable
activities
Investment
rental properties
ActivMes undertaken
directly
Rental property
expenditure
-rates &water
4,892 6,275
Rental property
expenditure
-light &heat
2,131 177
Rental property
expenditure
-repairs &maintenance
26,085 42,028
Rental property
expenditure
-insurance
846$ 5,578
Rental property
expenditure
-legal and professional
fees 9,617 2,458
50,993 56,516
Public amenity
expenditure
ActivMes undertaken
directly
Public amenities - light &heat 2,686 1,020
Public amenities - repairs &maintenance 10,410 17,855
13,096 18,875
Rental subsidies for local interest groups
Activities undertaken
directly
Rental subsidies
for local interest clubs
18425 24,325
Grants to institutions
and individuals
Grant funding
activities
Grants to institutions 20,862 7,605
Grants to individuals 26,672 38,702
47034 46,307
Governance
costs
Governance
costs - wages/salaries
16418 44,109
Governance
costs - rates &water
367 172
Governance
costs - light &heat
1431 831

2022 2021
Brought forward 17,816 45,112
Governance costs -repairs &maintenance 2464 822
Governance costs - insurance 10,611 9,527
Governance costs - accountancy fees 6,044 5,829
Governance costs -costs oftrustees' meetings 26 144
Governance costs -telephone 1,182 1,296
Governance costs - stationery,
postage and general expenses
1,797 1,852
Governance costs -depreciation 516 239
Governance costs -bank charges 165 305
40421 65,126
Expenditure on charitable
activities
170,469 211,149