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2021-12-31-accounts

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SAU201-Charity accounts (final)-JR-
Filename:
20220308-140954-928[464932].PDF
Client of: Carter & Coley
Signature Details
Name: Terry Smith
Email: smithterence12@gmail.com
Date & Time: 19/04/2022 15:09:10 (BST)
IP Address: 188.223.233.42
W H Saunders Charity agrees and approves the contents of
Signing Statement:
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REGISTERED CHARITY NUMBER: 227364

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2021

FOR

W H SAUNDERS CHARITY

Carter & Coley Chartered Accountants 3 Durrant Road Bournemouth Dorset BH2 6NE

W H SAUNDERS CHARITY

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 12
Detailed Statement of Financial Activities 13 to 14

W H SAUNDERS CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2021

The trustees present their report with the financial statements of the charity for the year ended 31 December 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Charitable objectives are the provision of housing accommodation for people who are in hardship, distress and are resident in Hampshire and Dorset with a preference for those who are over 60 years of age and who are unable to maintain themselves by their own exertions.

Significant activities

The original premises have been extensively refurbished. New accommodation has been constructed adjacent to the original building and this is now providing additional housing accommodation.

FINANCIAL REVIEW

Financial position

The Trustees are satisfied with the financial state of the Charity.

Principal funding sources

The principal source of funds is rents and service charge income.

Reserves policy

The Trustees aim to maintain a working capital of £50,000 with any surplus being applied to reduce long term loans.

FUTURE PLANS

The Trustees plan to maintain the existing housing stock in good repair and to continue to offer accommodation to its residents.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by a scheme of the Charity Commissioners dated 3rd March 2006.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

227364

Principal address

3 Gordon Road South Branksome Poole Dorset BH12 1EF

Page 1

W H SAUNDERS CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2021

Trustees

T Smith J Richardson D Rixon

Independent Examiner

Carter & Coley Chartered Accountants 3 Durrant Road Bournemouth Dorset BH2 6NE

Approved by order of the board of trustees on 8 March 2022 and signed on its behalf by:

T Smith - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF W H SAUNDERS CHARITY

Independent examiner's report to the trustees of W H Saunders Charity

I report to the charity trustees on my examination of the accounts of W H Saunders Charity (the Trust) for the year ended 31 December 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A R Cooke FCA Carter & Coley Chartered Accountants 3 Durrant Road Bournemouth Dorset BH2 6NE

8 March 2022

Page 3

W H SAUNDERS CHARITY

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2021

2021
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Other trading activities
2
96,829
EXPENDITURE ON
Raising funds
30,684
Charitable activities
Support
48,726
Total
79,410
NET INCOME
17,419
RECONCILIATION OF FUNDS
Total funds brought forward
696,077
TOTAL FUNDS CARRIED FORWARD
713,496
2020
Total
funds
£
87,973
23,956
37,294
61,250
26,723
669,354
696,077

The notes form part of these financial statements

Page 4

W H SAUNDERS CHARITY

BALANCE SHEET 31 DECEMBER 2021

Notes
FIXED ASSETS
Tangible assets
5
CURRENT ASSETS
Debtors
6
Cash at bank
CREDITORS
Amounts falling due within one year
7
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one
year
8
NET ASSETS
2021
Unrestricted
fund
£
699,481
9,818
89,282
99,100
(5,591)
93,509
792,990
(79,494)
713,496
2020
Total
funds
£
705,881
26,068
85,200
111,268
(7,536)
103,732
809,613
(113,536)
696,077

The notes form part of these financial statements

Page 5

continued...

W H SAUNDERS CHARITY

BALANCE SHEET - continued 31 DECEMBER 2021

FUNDS
11
Unrestricted funds
TOTAL FUNDS
713,496
713,496
696,077
696,077

The financial statements were approved by the Board of Trustees and authorised for issue on 8 March 2022 and were signed on its behalf by:

T Smith - Trustee

J Richardson - Trustee

The notes form part of these financial statements

Page 6

W H SAUNDERS CHARITY

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property - 2% on cost

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 7

W H SAUNDERS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

2. OTHER TRADING ACTIVITIES

Property rents
Rent losses from voids and bad debts
Service charges
Management charge
2021
£
80,522
(625)
10,932
6,000
96,829
2020
£
79,101
(1,785)
10,657
-
87,973

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2021 nor for the year ended 31 December 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2021 nor for the year ended 31 December 2020.

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricte
fund
£
INCOME AND ENDOWMENTS FROM
Other trading activities 87,973
EXPENDITURE ON
Raising funds 23,956
Charitable activities
Support 37,294
Total 61,250
NET INCOME 26,723
RECONCILIATION OF FUNDS
Total funds brought forward 669,354

continued...

Page 8

W H SAUNDERS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricte
fund
£
TOTAL FUNDS CARRIED
FORWARD 696,077
5. TANGIBLE FIXED ASSETS
Freehold
property
£
COST
At 1 January 2021 and
31 December 2021 790,782
DEPRECIATION
At 1 January 2021 84,901
Charge for year 6,400
At 31 December 2021 91,301
NET BOOK VALUE
At 31 December 2021 699,481
At 31 December 2020 705,881
6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2021 2020
£ £
Other debtors 7,949 24,317
Prepayments and accrued income 1,869 1,751
9,818 26,068

continued...

Page 9

W H SAUNDERS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

7.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2021
£
Bank loans and overdrafts (see note 9)
3,603
Other creditors
1,988
5,591
8.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2021
£
Bank loans (see note 9)
79,494
9.
LOANS
An analysis of the maturity of loans is given below:
2021
£
Amounts falling due within one year on demand:
Bank loans
3,603
Amounts falling due between two and five years:
Bank loans - 2-5 years
14,413
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans due in more than 5 years by instalments
65,081
10.
SECURED DEBTS
The following secured debts are included within creditors:
2021
£
Bank loans
83,097
2020
£
4,380
3,156
7,536
2020
£
113,536
2020
£
4,380
3,156
7,536
2020
£
113,536
2020
£
4,380
3,156
7,536
2020
£
4,380
17,520
96,016
2020
£
117,916
2020
£
4,380
17,520

continued...

Page 10

W H SAUNDERS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

11.
MOVEMENT IN FUNDS
At 1/1/21
£
Unrestricted funds
General fund
696,077
TOTAL FUNDS
696,077
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
96,829
TOTAL FUNDS
96,829
Comparatives for movement in funds
At 1/1/20
£
Unrestricted funds
General fund
669,354
TOTAL FUNDS
669,354
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
87,973
TOTAL FUNDS
87,973
Net
movement
At
in funds
31/12/21
£
£
17,419
713,496
17,419
713,496
Resources
Movement
expended
in funds
£
£
(79,410)
17,419
(79,410)
17,419
Net
movement
At
in funds
31/12/20
£
£
26,723
696,077
26,723
696,077
Resources
Movement
expended
in funds
£
£
(61,250)
26,723
(61,250)
26,723

continued...

Page 11

W H SAUNDERS CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

11. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1/1/20
£
669,354
669,354
Net
movement
in funds
£
44,142
44,142
At
31/12/21
£
713,496
713,496

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 184,802 (140,660) 44,142
TOTAL FUNDS 184,802 (140,660) 44,142

12. RELATED PARTY DISCLOSURES

At the balance sheet date a charity with common Trustees owed this Charity £6,831 (2020 - £24,317). The balance is shown in other debtors and is repayable on demand.

Page 12

W H SAUNDERS CHARITY

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2021

INCOME AND ENDOWMENTS
Other trading activities
Property rents
Rent losses from voids and bad debts
Service charges
Management charge
Total incoming resources
EXPENDITURE
Raising donations and legacies
Rates and water
Insurance
Communial expenses
Sundries
Routine maintenance
Depreciation of tangible fixed assets
Support costs
Management
Postage and stationery
Management expenses
Support worker
Office rent
Finance
Bank charges
Bank loan interest
Governance costs
Accountancy and legal fees
2021
£
80,522
(625)
10,932
6,000
96,829
96,829
331
1,787
2,875
1,723
17,568
6,400
30,684
2,950
20,713
8,009
5,499
37,171
72
6,194
6,266
5,289
2020
£
79,101
(1,785)
10,657
-
87,973
87,973
-
1,726
3,023
618
12,189
6,400
23,956
1,911
12,936
12,055
1,041
27,943
124
8,465
8,589
762

This page does not form part of the statutory financial statements

Page 13

W H SAUNDERS CHARITY

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2021

Total resources expended
Net income
2021
£
79,410
17,419
2020
£
61,250
26,723

This page does not form part of the statutory financial statements

Page 14