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2023-12-31-accounts

REPORT OF THE INDEPENDENT AL￿rrORs TO THE MEMBERS OF ROBERT HIBBERT'S ALMSHOLISE CHARITY Audit resPO￿¥e to nsk ￿entified Our procedures to resEKJnd to risks identified included the following.. Reviewing the fjtwicial sthtemeni disclosures lo assess compliance with provisions of LElevant laws aod regulations described as bavtllg a darect effeci oll the financial ststements" Performing analytical proccdur¢5 to id¢ntify aThy unusual or unexpected relationship5 tha¢ may iDdi¢ate terial misstatement due to frau&. ltt addressing the risk of fraud thTougb managernent override of controls. the tesiing of the appropriateness of journal entries and otber adjusthients and ¢valuating the b￿Sl￿eSS rationale of any sigtlificant transactions that are unusual or outside the norn￿1 cout5e of b￿lineSs. We eornmunicated relevant identified laws and regulation5 and potelltthi ftaud risks to all engagement team member5 and remained alert to any indications of fraud or oon-wmplianee with laws and regulations throughout the audit. Becaus¢ of the itherent limitstions of an audit, there is a risk that we will not detect all irregularitie5, including those leading to a rnaterial mi55tatemeni in the fit)ancial slat¢m¢Thts or non40mpli8ll¢e with regulation. This risk increases the more that compliance with a law or regUl￿10n is r¢moved fro￿ the evellts and transaciions retlected in the fllwicial ststem¢nt& as we will be less likely to beu)me awar¢ of insta￿CeS of nott-compliallce. The risk is also greer regarding ￿lieS oecurrillg due io frdud rdther thall error. as fraud involves intentional concealmenL forgery. Collusio￿ omission or misrepieseotation. A fi￿ther deseription of our responsibilities for the audil of the fitwicial stste]nents is locad on the FIn8￿CIal Reporting Coulleil's website at thww.frc.org.uklauditorsr¢5ponsibilities. This description forn part of gur Report of tlLe Auditors. Use of our report This report is made solely to the charl￿S tsThstees. as a body, in a¢¢ordance with Part 4 of the Ch8Jities (Accounts alld Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the clwity's twstc¢s th05¢ matters w¢ are r¢quir¢d to State to them in an auditor's report and for otber pur￿Se. To th¢ fidle5t extent perniitt¢d by law, we do not aeeept or assume reS￿nSIbIlity to anyone other than the cljarity and the charity's trnst¢¢s as a body, foE our audit wo￿. for this repoffj or for th¢ gPiIiiOllS we have fornied. Miller & Co. Chartered Accountattts Statutory Audiknr 5 I￿perIal Court Laporte Way, Luton B¢dfor(L8bire LU4 8FE Dat¢: a Hdj go2AÈ Miller & Co is eligible for app)irttsneni as auditor of the charity by virtue of its eligibility for ￿poin￿￿ettt as auditor of a Company under section 1212 of th¢ coMpa￿eS Act 2006. Page 7

Charity registration number: 227358 ReEU]ator of sti¢1￿ HtsN5ing registration number: A2567 ROBERT HIBBERTS ALMSHOUSE CHARITY FINANCIAL STATEMENTS FOR THE YEAR EhT>ED 31 DECEMBER 2023 Miller & Co Ststt]tory Auditors Laporte Way Luto LU4 8FE

ROBERT HIBBERT'S ALMSHOUSE CHARITY CONTEKfs OF THE FINAfCL4L STATEIIENTS for tkne Year £￿ded 31 Deeember 2023 P#ge ResideDt SOCI￿ Hopsing Provfider lttformatioll Tr¥stees Report Report of the I￿lependent Auditon Slat¢mellt of Comprehensiye IDeom¢ Bal•nce Sheet Stt¢me4t of Changfs IM Reserves io Ststement of FIov4S li No¢es to the Fin￿(1%1 St*temeDts 12

ROBERT HIBBERT'S ALMSHOL'SE CHAIUTY RESIDEKf SOCIAL HOUSING PROVIDER ThFORMATION for the Year Ended 31 December 2023 STATUS: Unincoo)orated charity govaned by 4 S¢h¢rn¢ dated 16 August 1963 sealed by order of the CbArity Comtnission for England & Wales Charity regis1￿10￿ number227358 Regulator of Socitil Housing regi8tralion number A2567 TRUSTEES OTHER TRUSTEES: Mrs C Nulty Mr R Dalliells Mr A Colsoll Dr D Roberts Mrs J Hoar CLERK TO THE TRUSTEES: REGISTERED OFFICE: Conquest Ho 248 Ro&1 Luton Bedfordshire Lb4 9DZ AUDITORS: Miller& Co 5 Imperial Court tAwbrte Way ton LU4 8FE Metro Bank 10- 20 Caslle Str¢¢t ton LUI 3AJ INVESTMENT MANAGERS: M & G Ellvesin*nts PO Box 9039 Che]msford CM99 2XG Page I

ROBERT HIBBERT'S ALMSHOUSE CHARITY TRITSTEES REPORT for the Year Ended 31 December 2023 The Trustees presellt their report and the auditrd financial s￿ements of the charity for the ye4r ended 31 De¢¢mb¢r 2023. The fll]ancial staten￿llts have been prepared An accordance with applkcable aecounting st8ndard8 including Financial Reportillg Standard 102 The FinuncuTIReporting St&tyd0rdappl￿bk UnitalKipkgdom ￿p￿RepUbliC of Irelond (FRS 102) and the Statement of Recommended Practice for Registered Social Housing Providers 2018. The ch8rity 1$ managed on # day-ttFday basi5 by the clerk io the INstees. The Tn￿te¢S 8Te ￿spOnsible for the ov¢rnll ￿￿￿gement of the cbarity and meet on a Tegularbasi& New trnstees are approved and appointgj by the boar& Detsils of changes are reported on pag¢ l. Objectives activitie5 The object of tbe charity is to appropriate and use the 25 Almshouses belonging to the charity Èn conforniity with th¢ provisioDS of the Scheme mentioned alxive. The pr￿CIpal funding of the chaTh"ty is tberefoEe tbe contributions made by the teDaThts of the Almsknu5es. The Trnstecs have ensured thai the tena1￿ of the AItDshouses bavc been eontent aud that all repairs alld wants of reparatlOD bav¢ iK¢n d¢alt with as and wh¢D they ar05¢, and they will continue ty do 50 itL the future. A5 far as tbey are avare th¢ Tn￿le¢S hay¢ dealt with all re£oDJttKthons of th¢ Almshouse Association and the Regulator of Social Housillg. Achievements Thcr¢ W¢￿ no Un0¢￿1￿ flais at yeaT ¢nd. Thu¢ is a b￿lthY waiting li￿ for fiats ￿T￿ so void Iosscs Ate kept to a During the year there were no kitchen or bathr¢xTrm refu￿lsIllDcnts. however dwe were repair5 to eight r¢ar low pitched roofs and twetsty.four kitchell windows alld a bay Willdow were replaced. Ill line wtth prior years, there was distribution io ea¢b ressdent of a Box" gr8llL Revlew of business The total comprehensive income of tbe charity for the year was a swplus of £13.533 (2022.. deficit £1,551) which itieluded a gain iti the fair value of investments of £12.687 (2022.. loss £16.5781. The inveS￿entS aTe held specifieally to fimd ￿tr￿re extraord]nary tepatrs. The totsl reseNes ai tbe end of the year had increased to £753.151. The f]nancial aetivities of the cbarity are set out in detail ill the attached fillancial statemertts. The charity was in a 5atisfa¢tory fiThaD¢ial position at the year ¢n(L Fa¢tors likely to affect fullwe fiDan¢iai pcrformaTh¢¢ sr¢ thc fair valu¢ of th¢ investments and the Dwnber and extenl of flat refuthislllnents and any other unforeseen majorbuilding repairs. Code of Governallce The A&sociation complies with the principal TecoEDmendations of the NHF Code of GOvenw￿e 2015. S¢aternent of ¢ompll411ee In preparing this re￿rt a review of the Charity's governance pmcedures undert&en and the Charity complies witb tbe HCA Govemance and Financial viabth.ty Stath. Pag¢ 2

ROBERT HIBBERT'S ALMSHOUSE CHARITY TRUSTEES REPORT ror tbe Year Ellded 31 Deeember 2•23 Value for money Value for money is tti¢luded 85 one of the aims of the Chan"ty. All majoT Works undertaken are approved by the board not based pur¢ty on price but by the quaEity of the olltcon)¢. The warden 15 ill dally contaci with teDattts whose eomments on any issues and quality of WOTk is ￿P)rted back to the board. The board of maTMgement are voluntary and expenses claitned are minimal. Th¢ r¢suli is increases to rents which Ore kept &$ low as possibl¢ and no morc than inflation. Io 2018 the Re￿tor of Social Housing the Value for Money Standord setiitig out th¢ metri¢s to b¢ r¢￿rted. The following tsble sumtyarises tbt Yabje money [thrma￿e of Rolrt Hibb¢rt's A]n￿oUse Clwity (B￿Ac}. The Regultor ftsr Social Housing v￿lle for money Metries ReinvestmeDt •/• New Su New Su New Su Gearin EBtTDA hlRI Interest Covtr Y• Headline SotiAI Holl$i Cost Per u￿1¢ Per eratin M*r eratin in eratin Mar Rethrn On Cx RHAC 2023 RHAC 2022 SPBM, 20Z3 l Delivered l Delivered Social Hou51 Units on-so¢ial Hous Units otsA Oyo 2b 13.240/0 1680/0 £5,395 £5,195 £4.443 Social Housin Overall ital Em 21.11 21.11 2.93 5.81 5.81 0.79 13.34% 6b ' knlltyB¢nChrn￿￿.. 2023 Rqxrt Acuity2023. Py 15. The cl]arity's objeets ar¢ to appropriate and use the 25 Almsho￿ belonging to the Charity. thu8, no new suppty delivered. A]so, th¢ charity has no borrowing or loans. so the four metric5 are normally not applicable to the cI￿lty. The operattng margin and return on capithl ate [¢th￿ed this year mainly due to an irKrease in repairs and maititenallce cgsts. Th¢s¢ were higber due to £23.304 being speDi to replace vaTiOUS windows and £20,966 on Toof repairs. Also, the clwity charges lower than avernge contributions which are set tskng into account the clwity's particular ¢ircwAStances and requirements. Risk llw14gemeD¢ The Trnstecs hav¢ assessed the major risks io wbicb the Charity is ¢xp05¢& ID particular those related to the fjnallces of th¢ Trustand are satisfied that Sy5tellLS 8re in p]a¢¢ to lesw our ¢xp)gJre to the D￿JOr iisks. R¢4¢rves policy Th¢ Trust￿5 have agreed a level of res￿¢5 whith tsk¢s into account the requirements of tbe charitsble ¥tiviti¢s. Thi5 policy is reviewed regularly. tksignat¢d re5erve5 are no lon8ei required to be disclosd th¢ primary statements. As a resuli tbey hav¢ be¢n included in the illcome and expenditur¢ r¢5crve. FOI detsits of the designated r&serves see not¢ I l in th¢ attached fU￿la1 statements. Publle bellefit The Trnste¢s confirni that they have cotnplied with th¢ir dw. ￿ out ID the 2011 Charity Ac¢ to have due r¢gard to Charity Commission guidance oll public benefit. Pag¢ 3

ROBERT HIBBERfs AL.MSHOUSE CHARITY TRUSTEES REPORT ror the Year Ended 31 Deeernber 2023 STATEMENT OF TRUSTEES RESPONSIBILITIES The Trustees ue respoTh8ibl¢ for preparing the rwt and finaucial statemeThts in ac￿rdanCe with ￿pliCable law and regulations. Th¢ Charities A¢1 th¢ Registered Social Howing legislatioa require the Truste¢s to prepare fin9￿¢181 stam¢nts for ¢a¢h finau¢iil ye¥r which give a tru¢ and fair view of the statr of affoirs of th¢ IN5t and of the iti¢ome or ¢xp¢ndittJr¢ of th¢ trust for ¢bat period. In pr¢panng those fwtht]cial stat¢m¢nts, the Trustees are required to select sottable accounting poli¢i¢3 and then apply them eoDsist¢ntty- observe the methods and principles in the Housing SORP 2018,. make jud8em¢nts and ￿timat¢S that are r¢asonable atxl pnJdenL' slate wh¢th¢r 4pplicble aco)untin8 Standards bave been followed, subj¢ct to auy materiat depgrture8 disclosed and ¢xplained in th¢ financi￿ staterneots. aThd prepar¢ the finan¢i¥l statements on the 80iug concern buis it IA inapproprial¢ to Presume that dje tru will continue ill busille5S. The Trustees are Tesw)nsible for k¢¢ping adequ&ie a¢eoulltlDg r¢cords whic]L disclose with r¢astst)abl¢ a¢curacy at any time the financial position of the truyt and ro enable th¢m to ¢ttsuJe that the financial statern¢nts ¢ornply with the Charities ACL the Housing and R¢g¢neTation Act 2008 and th¢ Accounting Direction foi PriY&t¢ Regis¢¢Ted Prnviders of Social Housiti8 2022. The TN5ttts are th rcsw)nsible for safeguarding the 4ss¢ts of the ttust and he0¢¢ for takin8 r¢&gottable steps for th¢ prevelltiott and d¢r¢ctioD of fraud attd other iEregul8riti¢5. ON BEHALF OF THE TRUSTEES.. Truste¢ M Bailey Trustee C Nulty Date.. l May 2024 Pag¢ 4

REPORT OF THE INDEPEhTIENT AUDITORS TO THE MEMBERS OF ROBERT HIBBERT'S ALMSHOLISE CHAIUTY OpÉnion We b&ve audited the fitwieial statements of Robert Hibbert's A]rnSbOu￿ Charity (th¢'Charl￿ for the ycar ended 31 Decembtt 2023 wbich comprise th¢ StatetD¢nt of Compr¢hcnsiv¢ tDcomc, Ba]anc¢ Sh¢eL Statement of Change5 in Res¢rY¢s, Ststrmcn¢ of Cash Flows notes to the financial statements, in¢ludiJ>g summary of significant accouoting p)licies. The financi￿ reporting framewot that has been applied in their pr¢paration 15 applicable law and United Kingdom Accounting Standards, includillg Financial lieporting Standard 102 The Finallci￿ Reporting Standard applicable in the UK and Republic of Ireland, (United Kingdom Generally Aecepted Aeeountrng PractKee). In our opinion the fm2TJeial ststements.. give a tn￿ and fair vaew of the ttate of the ¢barity's affairs &8 ¥t 31 DK¢mb¢r 2023 and of its itieome and expendith for th¢ y¢ar th¢n ¢nd¢￿' have been properly pr¢par¢d in accordan￿ with United KiDgdom Generally Accept￿1 Accounting Praetice., alld bav¢ been prepared in ￿ordance Fith the rry4uirernents of the Charitie5 Act 2011, the Housing and R¢g¢ncration Act 2008 and the Accounttng DiTttiion for private registered providets of social housing in EDgland 2022. B4$is for opinion We conducted our audit in xcordance WAth International Standards on A￿liting (UK) USAS (UK)) and applicable law. Our respo]]siThilities under those $tandards ar¢ fvrth¢r describ￿ in th¢ Auditors, responsibilities for the audit of the finattcial ststemettts section of our r¢port. W¢ 3r¢ indcpeDdent of th¢ company in accordance with tbe etbical rquir¢mwts that 8r¢ relevant to our audit of the financial statrmellts ill the UK illeluding th¢ FRC5 Ethical Stsndrf and we bave fulfilled our other ethical r¢spoDsibiliti¢S in ￿cordAnCe witb these requirements. We believe that tbe audit ev&dence we have obtsilled is suffici￿1 aDd appropriat¢ to provide a basis for our opinion. CO￿¢1￿10￿S relathig to eoneern We bave nothing to report itt r¢sp¢¢t of th¢ following m4tt¢r5 in re￿Ion to which the ISAS (UK) wuire u5 to report to you wber¢'. th¢ ttu5t¢s' use of the going concern basis of accounting io the preparation of the fll]arkcial statements is noÉ appropriate. or the tNste¢s bav¢ not disclosed in the fin￿la1 ststemenL8 ally identified material Unce￿]￿tieS that ay cast significant doubt atM)ut the clwity's ability io continue ￿ adopt the going eoncerll b&sis of accounting for a of at le&8t twelve months frorn th¢ d wb¢n th¢ fitwi¢ial statrments are authoris¢d for i￿lle. Other InforniatloD The tDJstees responsible for the othtt infom￿10￿ The othtr iDform#tion ￿MpriseS the infomation in the Tnjstees Report but does not include the financial statements and our auditor's report thereon. Our opinion on the fjnaneial statements do¢s nol cov¢r th¢ othu infOrn￿ll atKI w¢ do not ￿presS any fo￿ of ranee eottclusion thereon. Itl cotsnedion with ow a￿lit of the fu￿¢la1 Sth*m￿ts, our res￿nSIbIlity is to tbe otI￿r iDfornution and, in doirlg so, wnsider wbether the other infom￿¢10￿ is ￿￿￿tIallY incoLsistent with tbe financial Stst¢rn￿ts or our knowledge obtsined in the audit or otherwise ap￿a￿s to be TnateTially rnisstated. If, b&8ed on the work we have perfomie4 we conclude that tbere is a Ethaterial rnisstatement of this inforn)atio we are required th report that fact. We bavc t￿th[￿g to W in this r¢gaT Matters on wbicb we are required to report by exception We have llothillg to report ill respect of the following matter5 wh¢r¢ thc Charities (Accounts and Reports) Resuiatiotts 2008 requir￿ us to report lo you if. in our opinion.. the information give￿ in the r]nanciaJ statements is inconsistent iti any nllteriai rtspect with th¢ trnstees, r¢po¢ or adequate aecounting r¢¢ords have not been kept" or the financial stat¢ments are not in agreement with the aceouDtiDg reeords" or we hRv¢ not r￿cIved all the inforn￿tion and expIanatiOn5 w¢ require for our audiL The DOt¢s fornL part of these F￿￿￿¢1￿1 statements Page 5

REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF ROBERT HIBBERT'S ALMSHOUSE CHARTrY ResponslbS1ities of trnstees As explained more ￿llY in tbe Statement of Tn￿(tes. Responsli )ilities set out on page four. the lrnst¢¢s ar¢ %pon$ible for the prepardtioll of the finaucial Statements alld for being satisfied that they gtve a tNe and fair vi¢w, and for such int¢rnal wntrol as th¢ trustees ddermine necek8ary to enable the preparation of finaocial 5tstements that aTe fr¢¢ from rnaterial mis5tat¢menL wbeth¢r to ftawl or error. In preparing the fitwicial $tst¢ments, the trustees atr respollsibie for wessing the c]jari￿S ability to continue as a going collcern. disclosing. as applicable, matters related to going conc¢rn and using the going concern basis of accounting unless the tsustees either intend to liquidate the cljarity OT to c¢as¢ operatioJ]s. or have no realistic altemative but to do so. Our respon$ibi]itio for the #udit Of the fi￿#￿￿21 statemettts We bave b¢ell appoillted as #uditor under seetioll 145 of the Cbatities Act 201 l and report in xcord8n¢¢ with the Act and T¢kvanl regulations uwle or having effect thereullts. Our objectives are to obtain rea50Dabl¢ aSsUrd￿¢ about whether the fllwkc1￿ statements as a whole are free from tnaterial misstatemenL whether to fraud or erwr, and tt> issue a Report of the Auditors tl itieludes our opinion. Reasonable as5uraDce is a high level of 3ssuran¢e but is not a guaralltee that an audit conducted in accordance with ISAS (LK) will always detect a Materi￿ misstatement when it exists. MRsstatements ean arise frojn fraud or em)r at]d ate cons&dered materÈai if. individually or in tbe aggregate, th¢y ￿Uld r¢asoRJsbly ts ¢xrcted to int1ll￿ the ecolmic decisio1￿ of users tsken on the b&sis of Ihese fmwcial stst¢m¢Trts. Irregularities. including frauÈL aff installees of non-cojnpliance witb laws and regulations. We design pro¢¢dur¢s in lin¢ witb our rwoD$fi)iliti&4, Outlined above, to detect n￿te￿I81 n)isstatements in respect of irregularities, including fraud The ext¢Dt to whith our pro¢¢dure5 ate eapable of detecting irregularities. I￿l￿dillg fraud is detailed below: Extent ¢0 which the audit wa5 considered c•p•ble of detedillg irreEuhriikne4 ittduditt¥ fraud We id¢ntify and as%ss the risks of ]Dat¢rial mi5Stathent of the fillanci￿ ststements. whether due to fraud oi etror, and then design and perforni audit procedures ￿5￿)nSiV¢ to th¢5¢ Ti5ks, I￿ludIng obta]Ditt8 audit evidenee that is sufficient and appropriate to provide a basis for our opinion. Identifying anda¥sessMgpolenlial ri¥kT relaied io irreguloritsets Identifyi￿ alld assessing risks of matrrial Mi￿￿tement in respect of irregularities. iwluding fraud aud non-¢ompliawe with ]aws andIe8u]ation% we considered the following: th¢ Datur¢ of the iDdu5ty, control envRroJJment and b￿lIne&S ￿rf0M￿l¢e', the results of our ¢nquir&¢s of JDanag¢m¢nt about their idelltificatiots assesstnents of the risks of irr¢gularities' any matt¢rs w¢ idcntificd having Obts]n￿ athd reviewed the eb2ritys p)licies and procedures relating to: i(kntifying, evaluating and complying with laws re￿￿tIOns and whetber they wue aware of any instances of non-compliance. detecting •]d responding to the risks of fraud aThd vknethet they Iwe kmowledge of any actual. suspected or alleg￿ ftaud. the mattets di￿uSSed among the audit engagement team regarding knw and where frajjd might occur In the financ￿1 ststements and anyp0￿￿tial indicators of fray￿. In comthon with audits ISAS (UK) w¢ also r¢qUIT￿ to pthrni spwific pro¢¢dur¢s ￿ r¢spond to the risk of rnaDa8ern￿ overrRde. W¢ Also obtsiued an undeTStanding of th¢ legal and r¢gulatory frnn¢work that th¢ ch8rity oper&tes ia, focu58ing ory provisions of th05¢ laws and r¢gulatioDs that had a direct ¢ff¢ct OD th¢ d¢t￿minatiOn of material amounts and dI￿105UreS in the ruW￿la1 sratemenW such &s the Charities Act 2011. In a(Idition, we consider¢d the provisions of other laws and regulatioLs that do not have a direct effect of the financial statements but compliance with which n]ay be f(￿daMents1 to the clwiry's ability to operate or to avoid a mate11￿ penalty. Page 6

REPORT OF THE INDEPEhTIEFrf AUDtTORS TO THE MEMBERS OF ROBERT HtBBERT'S ALMSHOLSE CHAJUTY Audit ruponge to nik identif￿d Rcvi¢wing th¢ f￿ancial 5tatetuent disclosures to compliance with provisions of Tel¢vaut laws and regulations described as having a dir¢ct effect on the fitwicial 5tatetneIits' Performing analytical procedures to identify any unusuai or un￿￿ClaI relationthips tbat Indicate aterial misstatement due to fraud: In addressing the risk of frdud through nw)a8eoMt override of contro]4 th¢ t¢5ting of the appropriateness of journal entries and other wjjustmethts aud evaluatitig the business ratiooak of aoy sigryificant transactions that arc or outside tbe tsornlll course of busine5S. We also communicated relevant identified laws and regulatioL8 alld potetttial ftaud risk5 to a]1 ¢ngagetneni team membm and re[nalli￿ alert to any indi¢atioths of fraud or noD-con4)Ibwe with laws and regu￿10￿5 throughout the audiL Because of the inherent limitstions of an audit. there is a risk tbat we will not detect all iTregularities, including those leading io a mat¢Tial misstatvncnt in the financial statements or non-compliance wtth ieglllation. This risk increases the D￿re that compliance with a law or regulation is removed from the ¢v¢nts and traDsactions reflected in the finallcial stste￿ellts. &$ we will be less likely to bccom¢ aware of it)stan¢¢s of non-wmplian¢£. The risk is a]so greater regardiug irregularities (tturrtng due to fraud rnther than ¢Tror. &s fraud vovolves iDtethtiotLai co￿t￿e￿Il forgery. collusio￿ omission or t)]isrepre5entstion. A fi￿￿er d¢%ription of our responsibilities foT the audit of the 6nancial stttements 15 I¢)￿ted on th¢ Financial Reporting Council's w¢bsit¢ at www.frc.org.uwauditotsres￿llSibl1lties. This description fornLS part of our Report of the Auditor5. Use of r¢port This report is ma(k solety to th¢ ¢bari￿S trustees, &$ & b￿, in aecord8nce wtth Part 4 of the Clwitie5 (Accounts gnd Retths) Regulations 2008. OUT audit work ]Jas b¢en und¢rtaken $0 that we migbt stste to the chariWs tntstees those matters we are required to state to them in an auditor's report and for llo otber purpose. To the fu]lest ex￿￿1 permit￿4 by law. we do not wi or assu(lle responsibility tt) anyone other than the elwrity and the chariry's thistees as a tr￿dy. for our awlit work. for this repor4 or for tbe OPiDiOllS w¢ have fonlled. Miller & Co. Chart¢red Accountants Statuiory Auditor 5 Imperial Court Laporte Way. Luton Bedford8hite LU4 8FE Date. 2 r44J /th2Afr Miller & Co is eligible for appointsnent as auditor of the ¢hallty by virtu¢ of its ¢ligibility for 8PPOiThtment as audttor of a comp&TLy Sectio￿ 1212 of th¢ Compallies Act 2006. Page 7

ROBERT HIBBERT'S ALMSHOUSE CHARITY srATEMEYT OF COMPREHENSIVE INCOME ror tb¢ Year Ended 31 Dettmber 2023 2011 2022 Note Turaover 108.189 106.059 Operndng expe*dlmre 031.03111 (112,221) Gros$ (d¢lklt) / $urylu {2L84A) (6.L62) Other illcotll¢ Operating Idtfieit) I surplu (22.8411 (6.162) tucom¢ frott) asset it)ve8tEnetkts 21,189 Movemerlt in fairvalu¢of fiA8n¢ial lltstrumettts IL687 16.578 Total coThprehenyw¢ In¢•rne for th¢ ye•r 13333 si ON BEHALF OF THE TRUSTEES: M Basl¢y- Trustee C Nulty- Trustee Dale.. l May 2024 Page 8

ROBERT HIBBERT'S ALMSHOUSE CHAIUTY BALANCE SHEET 31 Dettmber 2023 2023 2022 Not¢s FIXED AssErs: Freehold Housing Propertias lnvcs¢Ell￿ts 89.627 624 119,502 578.705 714.$82 698207 CURRENT ASSETS: Debtors Cash at bftnk andin ]Md 5,829 4,074 83,756 101.769 CREDITORS: Atrlounts faUiDg due withinolle y¢ar 17.776 19 IYET CURRE￿ ASSYfS 82.529 CREDTTORS: Amounts falling due after more thall one year 27.411 41,118 TOTAL NET ASSETS 753 I51 £739.6l8 R£SERV£S". UTWeStri¢ted fiknds.. Income and exp¢ndittw¢ r¢s¢rve Fair vlu¢ rt4eTve 586,902 16 586,056 153.562 12 753 151 £739.618 The financial sratements w¢respproved by the trfft¢s l May 2024 Sigtked on behalfof the Trustees.. M Bail¢y- Ttust¢e C Nulty- Truse Date.. I hlay 2024 The notes On￿g¢S 12 to 18 fornj pBrt of th¢s¢ attounts. Page 9

ROBERT HIBBERT'S ALMSHOLSE CHARITY STATEMENf OF CHAliGES IN RESERVES for tbe Year Ended 31 Deeember 2023 Ineome alld expendlture reserye Fa5r value Tots] At l January 2022 571.029 170.140 741,169 Deficit for the year (1.551) (1551) Total comprebenslve illeollLe 569,478 170,140 739.618 Tra￿lfer to value reserY¢ 16,578 (16,578) At 31 D¢¢¢mb¢r 2022 and l January 2023 586.056 153,562 739,618 sU￿]us forth¢ y¢wr 13.533 13,533 Tot41 ¢ompr¢heDSiV¢ income 599.589 153.562 753,15 TrdDsfer from fairvalue reserve {12,687) 12,687 At 31 December 2023 753.151 Page 10

ROBERT HtBBERT'S ALVISHOLSE CBARITY srATEMEiYf OF CASH FLOWS for tbe Y￿r Ended 31 December 21123 2023 2022 Net ¢L8b ntsiy from oper4ting aelivS¢ies 15 Net cash (low from investlng aeliviti Divtdends received Proceeds from sale of investmettts Payments to acquire investhients 23,687 21,189 33 63 Net f￿h flow frorn invegting (9170 Net increase ID cash cash eqthalents (19,768) 1,980 Cash casb equiv￿entS at beginni￿ of the year 97,695 95,715 Cash tash equfvthnts at end orth¢ ye*T 77927 97.695 Pag¢ll

ROBERT HIBBERT'S ALMSHOUSE CHAIUTY NOTES TO THE FINANCIAL STATEMENTS foT the Year Enifed 31 December 21123 ACCOt7NTING POLICIES IAgAI Sttlls Robert Hibbert's AIn￿Ou￿¢ Charity is an unincoTporat&l charity registered with the C&arity Commission for England and Wale5. 8 pnvate reg￿1￿￿ pxovider of sociaI kn￿lti8 in the United Kingdom. PriDcipai aceouD¢ing pollcley basts of aceountlng The fmancial statements bave ten prepared rn AecordaTJee with &pplicable aec4)ullting standards including Fknancial Reporting Stsndkrd 102 The FinancMt RePor1￿g Standard opplic4thle ur the United K￿gdOrn Repllb1￿ of Ireland (FRS 102), th¢ Stai¢rn¢nt of R￿0mMended Practice for R¢gist¢red So¢ial Housing Providfrs 2018 aDd with the Accowiting Di￿lOn for private regisrered Providers of social housing in En￿d 2022. A sllnll￿ of the more important accounting polici&s wbich have been applied consistently are sei out below. The financial statements have been p￿9￿1 on a going concern basis undtt the bistorical cost conventio except for investmetsts whicb are valued at fair value. The fillancial Stat¢￿ents are presented iti pounds sterlillg and rounded io the nearest pouttd. The regist￿ nutllber of the principal office call be found on the cl]arity inf0m￿10Th page. The registered provider of social hovsing constitutes 8 pUb￿"C benefit entity as definedby FBS 102. Tallglble fixed assets Tallgible fixed assets sncluding soeiAI housing properti¢s ar¢ st2L¢d at ¢ost kss a¢¢wnulated d¢preeiatiott impairTrent lo￿43. Cos¢ includes ¢05ts directly atln'butable to making the asset capable of operating a5 int¢nded swh as the cost of acquiring land and buildin&s. developments costs and interest charges on loans during th¢ development period. Expenditt￿e on inwrovements will only be capitalised when it results i iThcr¢mentsl futtwe beoefits. Deprexiation is provided on all tangible r￿ed assety at rates calculated to write off the cosl le￿ estimated residual value, of each asset on a systematic basis over Ats expttted usefiAI l]fe as follows: Not depr￿lated Over 10 years Housing prnperty improven￿ts Social bousillg Rrant Hibbert Street AlmshoT￿eS have been partty financed by a social housing ryit. The assets to vknicb the grant relate are accounted for on the cost model and therefore the SHG is llccoullted for on the acctual model. SHG is tecognised as a liabikn.ty and aTDorti5ed in income over th¢ ffmaining lif¢ of th¢ housing prop¢ty improvernerlts which h&5 b¢￿ ¢stEmat￿ to ￿ 10 y¢ars. Cyelieal repirg fund This desigDated r¢Krve wa8 cr￿t¢d to s¢t asidc fiuKls for th¢ ￿¢tiCal repairs and maint¢Dance of th¢ A]rnshouses. Extrnorditiary repairs futtd This designated res¢rYe h&5 b¢eu ¢r¢ad to ￿Ver llthjor r¢paiT& inwovemenl OT T¢building of the Almshous¢5 belonging to the Cbarity. Restricted fund R¢$tricted funds ar¢ those funds wh￿C the th>nor placed a restrict purw)se for wbicb the fjjnds can be U5eiL Expenditure which meets the terms of the fimd are allocated against these fimds. Accumu14ted fund Thi5 fiTnd is for the future general wjkeep and nllltti￿ costs of HiTrJb¢rt Street Almshous¢s. not¢5 forn part of these financial statements Pag¢ 12

ROBERT HLBBERT'S ALMSHOUSE CHARITY NOTES TO THE FINANCIAL STATEMENTS for the Year Ended 31 December 2023 Cash and bank balances and debtors and creditor5 with no stated int¢r¢5t rat¢ and receivable or payable within one year ate recorded at traDsadion pri¢¢. Any Ioss¢s arising from impairn]ent are rccogniscd in the Staten￿nt of con4ntbensive income. Fixed asset investrn¢Dts Investments are recognised Initi￿lY ￿ f&ir vahje wljicb is nornMIIy transaction priee excluding transaction ¢08ts. Subs¢qu¢ntty, they are measured at fair Yah￿ through ibe sratemellt of Comprehensive ineome if th¢ shares aTe publically traded or thetr fair value eau otherwise be mwured r¢liably. Th¢ surplus or d¢ficit on any disposals are caicu]Aied &$ the differe￿¢¢ b¢tW¢￿ th¢ opening valuation and di¥0581 proc¢a15 and are recogtsised itt the statrxtwit of ¢ompr¢hcDStv¢ incom¢. Significattt Judgemettts And estim&tes Preparation of the r]nancial ststetnellts T¢quir¢s maTthg¢m¢nt to m#k¢ $ignifi¢ani judge]nents in 8pplying the accounting polieies of the Charity #ryd estimate5 and as5umpiions tbat bave a significant effect on the recognition and w¢&¥ur¢m¢nt of assets, liabilitie5. income and expeLw. Actual results may be different to tbe8e e$titnates. Signifvanljudgements Ho]tsiD8 prop¢rti¢s applYi￿g th¢ ¢barity's accounting policie& the freehold ho￿81n8 proE*rties have been elwified &s property plant and ￿UIpMent and therefo￿ accounted for at Cost. However, the ￿1)bert Street Althsbous¢s w¢re ¢onstw¢ted io the late nineteenth cew alld there is no rttord of the original ¢osi 80 valu¢ ha$ b¢en attributed thereto. The imptovemellL8 to housing properties ¢arricd out sa￿¢ l January 1982 have been included at cosL The builditi8s are currendy insured for a sutn of £3.858.369. LfiRmation Nncertainty Useful liv¢s of depr￿lable assets Management reviews its estillllte of tbe useful lives of dwreciabl¢ asxts at ¢a¢h r¢porting dat¢ bas¢d on the expected utility of tbe assets. Revi510ns to th¢s¢ ¢stimat¢s ar¢ tecognised in the perÉcNI in which the revislon of the estimate occurr¢d wh¢r¢ it only aff¢cts that yeaT. or In the period of revisiott and periods where the revision affects both and futur¢ period5. Followitig a review of the estijllated usefvl life of the hous&Dg propety in)prov¢m¢Dts in 2017 the annual deP￿ClatiOn for this alld the ￿tt]re 3 years will be £29,875. The ¢ffxt of this on the associated SHG is an amorti5atioll ￿ income of £13,707 for this and the 3 future years. Th¢ Wrying value of Hous1￿8 Properties at the year<nd was £89,627 thai of the SHG £41,118. Turnover Turnover reprsents ¢ontnbu1ions and service charge income receivable iti the Y￿r. n¢t oflosses frotD voids nd ￿￿ort15￿tion of governm¢llt grants. MPLOYEES During the year there were llo employees paid by th¢ trusL Tr manwent of the trust is undertaken by Mts S Harrison, Clerk to the TnLStees. Management Charged ill the year amounted to £9,(W (2022 £9,(K)O). Page 13

ROBERT HIBBERVS ALMSHOLSE CHARITY NOTES TO THE FPiANCtAL sTATEmE[￿Ts for the Year EDded 31 Detember 2023 PARTICULAELS OF TLqiI¥OVER ADMthlSTRATIVE EXPENDTfuRE FROM SOCIAL HOUSING LE￿L￿Gs 2023 2022 Turnover Contributions receivable net of identifiabl¢ s¢rvi¢e thrges aDd voi Se￿1¢¢ charge Allcome Amortised governjnent grants 89J64 5,118 13,707 87,562 4,790 13,707 Turnov¢T from w¢ial Iwusill2 let¢illgs 108.189 106,059 Administrstive e4￿ndi￿re (llote 17) Managernent cos Service charge costs Repairs 2nd maintenance Grants to tetDllts Dq>reciation of housing propoli&s 16,252 18,788 64,965 1,151J 29,875 15,646 12,494 53,056 1,150 29,875 Admknlstrative eI￿dI￿re ott MKi41 housing letting5 131.11311 112,221 Grogs (deficit) Isurplus social housing Idli￿gS (22 6,162 Void losses 364 All bJrnovcr al￿ ¢xpayJitvr¢ is in tespect of housing for older people. TANGIBLE FIXED ASSETS Housing Property Imprni'emettts Cost At l January 2023 and 31 December 2023 Depreeiation At l January 2023 CELarge for year 183,775 At 31 Dec¢mb¢r 2023 Net I￿0k value At 31 December 2023 At 31 D￿ernber 2022 119,502 The llo￿ fonn part of th¢se ruw￿la] staten￿llts Page 14

ROBERT HIBBERT'S ALMSHOUSE CHAIUTY NOTES TO THE FINLNCIAL STATEMENTS ror the Year Ended 31 December 21123 Market Value Dividends Cost NatioD41 Association of Almsbousts Common Investment Fund Accumul8tio# L'nits - Extraordinary Repair Fund l M&G Charity Multi Asset F￿￿ 5.484 Balance brought foTward 92 Additions in year Sales iti year Accumulated Rtieome Change in market value 425,143 9,876 578.705 9,876 23,687 23,6&7 23,687 12,687 5,576 ￿all¢¢ Carried forward 45 624 955 At 31 Dwember 2023 458 706 624 955 At 31 D¢¢¢nib¢r 2022 425.143 578,705 The fair value of itivestmettts is deterniined by reference to the Middle mthet price at c105e of business at the balADc¢ sh¢¢t dat¢. The M&G NAACJF fimd is now called the M&G Clwity Multi Asset Fun(t DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR 2023 2022 Corttrbution atrears Other debto Pre￿yMellts 930 41 1,584 CREDfTORS: AMOUNTS FALLING DUE WITHIN YEAR 2023 2022 Contnl)utioDS paid in adv￿¢ Aeerued expenscs 2,381 3,152 13,707 3,235 Th¢ notes fillm part of th&se fill￿e￿al sr*rn¢nts Page 15

ROBERT HIBBERT'S ALMSHOUSE CHARITY NOTES TO THE FtYiL)CIAL STATEMENTS for the Ye*r Ended 31 Ik¢e￿be￿ 2023 cRED￿ORS. AmOU￿s FALLING DUE A￿ER MORE TH￿￿ OIYE YEAR 2023 2022 D¢fured income 41,118 TAXATIO The tr￿t has m•Jel ¢baritsbk tul¢s aDd its Surp1￿ gnd gains are ¢x¢mpt from taxation. 10. HOMES IN MANAGEMENI The trust had 24 flats tn management at both the be8i]miog and the eThl of th¢ aw)unting p¢rio¢L Th¢5¢ repr¢seDt ho￿1￿8 for older peopk. In alditioffj a k]at is provided to the ward¢n whith is 0￿upi¢d r¢nl INCOME AND EXPENDITURE RESERVE Th¢ in¢orn¢ and ¢Kpenditure Teserve represents cumulative surplus athd d¢fi¢its net of other zdjustmellts. Included within this reserve dre the following d￿]gnat¢d reserves: Future Cyclical Reserve £14,3(M)12022 £I4,31y)) and Extraordinary Repair5 Res¢rv¢ £458,706 (2022 £425.153). The movement on the Extraordinary Repaits Reserve repr¢sents thc D¢t movement tn the cost value of inv&%tTneThts whtch are specifically held to fund futyr¢ ¢xtraordinary repair& The income and expellditur¢ rH￿v¢ also iDchMles histori￿ unrestricted gifts made by E fj FASthion4 E C Smitty S C HAyn¢ snd L Lye of £11,774, £436, £1.51)8 attd £485 respectively. FreeR8serv The clkaTity has fr¢c r¢5erves of £663.524 (2022 £620,116} v/hieh are the r¢5¢rv¢s available to meet the ongoing corumittn¢nts of operdting the Cbarity. Free resetves are totsl rwrv¢s I¢ss Fr¢¢hold Housing Propety. 12. FAIR VALUE RESERVE 21)23 2022 Brougbt fon¥ard Transfer from l {to) in¢om¢ a￿1 expenditure ￿SerVe 153,562 12,687 170,140 16,578 Caffi¢d forward 153,562 Represented by: Unrealised gain on Extrwrdiw Rwir Fund investments 166,249 153,562 153,562 13. TRUSTEES REMUNERATION AND EXPENSFS Non¢ of thc tmStees received remunerntion or w¢r¢ r¢ittthursed exp￿Se$ during th¢ year (2022 Same). The notes fonn part of these finalleiai stAtem¢nts l¥g¢ 16

ROBERT HIBBERTS ALMSHOUSE CHARITY NOTES TO THE FtTraANCtAL STATEMEiYrs lor the Year Ettded 31 De¢tmbeT 2023 14. CAPITAL COMMrrMENTS There were no capital COTtu)JitsThents at the year en 15. CASH FLOW FROM OPERATIliG AcfIviTtES 2023 2022 Surplus l (deficit) for the year Amortis¢d housing 8rallt Depreciation of tangible fixed &8sets {Decrease) / Increase ill creditors Decrease l (Increase) ill debtors Dividends receivable Movement in fair value of fix￿ asset invutments 13,533 (13,707) 29,875 (1,404) (1,755) (23,08D {1,5511 {13.7071 29,875 1,497 353 (21.1891 At 31 Dccemb¢r 11,856 16. FINANCIAL INSTRUMENTS 2023 2022 The carryitig atnounts of the clwity's fmancial itistnmts ar¢ a5 folloiv5: Finandal assets Measured ai fatr valu¢ tbrough the statement of comprehensiv¢ illcome: - Fixed asset listed investments (notr 5) 624 955 578.705 The income, expetLse4 net gains and n¢t1055¢5 aUn￿￿table to the ciF2rity's f]naneial jtistnw￿ts #Tr as follows.. Jncome andexpeKfe Financial assets measured at fair value through the ststetDeryt of comprebensive income: Nelgoins aNd losses (incluthng ckngu Infa￿ Financiul assets measured at fair value thtDugh th statetn¢nl of comprehensive illcome". 16.578 The notes fonn part of these financial sta*m¢nts Page 17

ROBERT HIBBERfs ALMSHOLSE CHARtrY NOTES TO THE FINANCIAL ST.4TEMEI¥TS for the Year Ended 31 December 2023 17. OPERATING COSTS 2023 2022 Mallagement eosts 3,421 771 3,067 609 9,(KJO 1,602 Subscriplions ManagemeDi cl￿ge% Auditors, remulleration AuditOT5' r¢tnuneralion- rlon audit wo 1.650 S¢rvi¢e costs Water rdtes Sundry expen Lighting of comtnon areag Residents. heating Wardell's ligbt and heat Warden's telepholle Warden's council Warden's water ratrs W8rden's atristiD&s ￿)X and long xrvice gift 5,118 170 2,196 4,833 2,984 1,039 702 240 4.790 766 2,300 1.721 1.020 668 229 12,494 Day to day repairs LThSinten￿¢e Repairs al￿ s¢ryi¢ing to iKTrilers PlumbirLg r¢pairs Alarm tnooitortng Warden call maint¢Dan¢e Replaeement windows R(x)f repair Fir¢ extinguish¢r servicing and rep]acenMts Electrical r¢pairs Gard¢ning G¢n¢ruL r¢pairs 5,135 3,860 1154 1.209 1,797 32280 1,361 1,875 23J04 20,966 746 981 1,360 730 6.496 1.910 53,056 Page 18

MILLERf9 CO

CHARTERED ACCOUNTANTS

Our Ref: RAC/BC/CC

The Trustees Robert Hibbert's Almshouse Charity C/O Conquest House 248 Toddington Road Luton Bedfordshire LU4 9DZ

1 May 2024

PRIVATE & CONFIDENTIAL

Dear Sirs

AUDIT LETTER YEAR ENDED 31 DECEMBER 2023

In accordance with our normal practice, we are writing to draw your attention to various matters which arose during the course of our audit of the Robert Hibbert's Almshouse Charity's accounts for the year ended 31 December 2023.

a) Expected modifications to auditors' report

There are no expected modifications to the auditors' report.

b) Unadjusted misstatements

There are no unadjusted misstatements to the accounts

c) Material weaknesses in the accounting and internal control systems

As you are aware from our letter of engagement, our audit procedures were directed towards testing the accounting systems in operation upon which we have based our assessment of the accounts. Based on the size and structure of the charity there were no material weaknesses in the accounting and internal control systems identified in our work.

d) Qualitative aspects of the entity's accounting practices and financial reporting

We have no comments to make concerning the qualitative aspects of the entity's accounting practices and financial reporting.

e) Other matters required by Auditing Standards to be communicated

We have discussed with you the fact that we provide accounting services to the company in addition to acting as auditors. We wish to confirm to you that, in our opinion, the provision of such services does not affect our independence, as the additional services provide are of a routine compliance nature and the Committee of Management takes any decisions where judgement is required.

5 Imperial Court, Laporte Way, Luton, LU4 8FE

Continued........

tel 01582 400199 fax 01582 400205 web www.miller-luton.co.uk email admin@millerluton.co.uk ICAEW

Partners: Roger Cox FCA, Stephen Healy FCA Consultant: Paul Stevenson FCA Registered to carry on audit work in the United Kingdom and regulated for a range of investment business activities by the Institute of Chartered Accountants in England and Wales

CHARTERED ACCOUNTANTS

Page 2

f) Letter of representation

A copy of the letter of representation signed by the trustees is attached for information.

g) Other relevant matters relating to the audit

1. Contributions receivable

While these are still less than charged by the local authority or other local social landlords, a E2 per week increase was made in the year.

2. Void losses

During the year these have again been at a low level due to the efforts of trustees to appoint new residents with the minimum of delay.

3. Periods unavailable for letting

No flats were empty at the year-end. There were no major refurbishments to flats in the year. Consequently there was only E364 in lost contributions representing periods when the properties were unavailable for letting between a changeover of residents.

4. Maintenance

The major items of expenditure were the cost of replacing eight low pitch roofs and the replacement of twenty four kitchen windows and the warden's bay window, a total of €44,270.

5. Investments

During the year the trustees have continued making a monthly transfer of E823 to purchase investments in the M&G Charity Multi Asset Fund.

6. Audit report

The report is again unqualified and this reflects the hard work of the trustees and the clerk in the administration of the charity.

7. Documents of title

The trustees are responsible for safeguarding the assets of the charity and should check from time to time the existence and whereabouts of all property title deeds to confirm ownership.

Continued

Page 3

We would like to take this opportunity of expressing our thanks to your staff for their assistance during the course of our audit.

Please note that this report has been prepared for the sole use of Robert Hibbert's Almshouse Charity. It must not be disclosed to third parties, quoted or referred to without our prior written consent. No responsibility is assumed by us to any other person.

If we can be of any further assistance, please contact Roger Cox.

Yours faithfully

MILLER & CO