THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2023
THE RELIGIOUS OF ST ANDREW
The Community in Lewisham, London
Trustees Annual Report and Accounts 2023
ST. ANDREW'S
Registered Charity No.. 227315

The Trustees present their annual report and financial statements for the year ended 31 December 2023
and confirm that they comply with the requirements of the Charities Act 2015 including updates No 1 & No
2, the Trust Deed and the Charities SORP [FRS 102].
THE CHARITY
The Truslees are responsible for the English charity of 'The Religious of St. Andrew., which is more
commonly known as the Sisters of St Andrew. The Trustees are all members of The Society of the
Religious of St Andrew which is an International Religious Order with communities in England, Belgium,
Br8ziI, Fran￿, the Democratic Republic of the Congo and South Korea. The Generalate of the Society is at
Ramegnies-chin in Belgium.
The Order was founded in 1231 in Tournai, which was then part of France and is now in Belgium.
Hospitality and a readiness to respond to the needs of the time - in the light of Ihe Gospel - and in
acGordance with the Society's Constitution has been part of the Congregation's history and tradition since
the 13th century.
THE CHARITY'S OBJECTSVES & ACTIVITIES
Objectives: What we aim to do.
The Trust Deed requires the charity to apply its resources lo "such ch8rit8ble puposes whKh advan￿ the
I￿￿uS and other chan'table work... carried out.. by or under the direction of the Society...
therefore the charty's mission to encourage and support the life and the ministries undertaken by the
Sisters of St Andrew in England.
According to the Conslilutions, in the spirst of the Order, priority in ils Choi￿ of Mission should be given lo
ministries that contribute lo a greater awareness of and a deepening of the spiritual experience of the
Christian Faith and belief, as well as accompanying people in their journeys of spiritual and human growth.
It is the mission of the Order to serve the Church (meaning to serve Christians of all traditions) and to be
available to accompany those who are searching for a deeper meaning in life, whether they are part of
faith community or not. It is also the mission of Ihe Order to accompany children and young people in their
human growth through education.
Activities: This is what we do.
The work of the Charily in the community of Lewisham cor¢sists irs providing a place of welcome and
hospitality for individual guests and for groups seeking spiritual resources, silence, rest and space. The
charity also responds to requests to facilitate and lead different groL¢PS.' in the house, in the local area, and
further afield. These include training days, spiritual formation, both day and residenlial retreats, as well as
weeks of guided prayer in parishes and participation in local or Diocesan Spiriluality Commissions.
The main ministry of the Community in StAndrew's in Lewisham is providing a house of welcome. It is the
place where the community lives, prays and works. and where it welcomes Ihose who are searching for a
space, where they can experien￿ silence, prayer, wmmunal worship, and if desired, one lo one
accompaniment in their spiritual journey.

Living together as a community with a certain pallern of daily life can inspire
others who wish lo experience a lifestyle where silence, prayer and solitude
have their place,. our guests can join us for a day or for a longer period of
time. Withdrawal from the rush of life and ils usual activities certainly helps
people lo return to the ordinariness of their life in a differenl way. Many
visitors write to thank the Sisters for their welcome and presence. They
convey their appreciation by sharing their stories about the value of taking
time and space in order lo be more effective or more open in their ministries
or jobs or family life, and their having a greater sense of well-being. This
leads a large number of visitors to come back to St Andrews on a regular
ba515, seeking refreshment and renewal.
The Charity's home in Lewisham, besides providing
accommodation for the Community, provides ample
space for such hospitality. The spacious house with a
purpose-built round chapel in the shape of an Oasl
House and surrounded by a large, attractive garden is
like a 'spirilual oasis, al the heart of a busy area close to
the centre of London. There are several meeting rooms
on the ground-floor, one of which is big enough to
welcome groups of up lo 25 participants. Eight to ten
bedrooms allow for a residential welcome on a self-
catering basis. There are several well-equipped
kitchenettes around the house.
The Sisters of the community co-ordinate and administer
all aspects of the ministry of hospitality.
As well as providing a p18ce of welcome and hospitality at
st Andrew's. each of the Sisters also carries responsibility for
her own mission through involvemenl in voluntary work or
voluntary organisations in the local community.
This enables a significant contribution lo people with various
needs in the locality. For example, through the provision of
counselling services, work with people with mental health
issues, those who are housebound. elders, refugees and
asylum seekers and people who speak English as a second
language.
The Sisters also seek to show care and respect for creation
and are engaged in local environmental a¢livilies and
Campaigns.
REVIEW OF ACHIEVEMENTS AND PERFORMANCE
The retreat house al St. Andrew's welcomed guests and visitors throughout 2023 for workshop days,
events, retreats, spiritual accompaniment and supervision. Retreats were either guided, with individual
accompaniment given by one of the sisters,. or private, where guests have no daily accompaniment or are
guided remotely online. The length of the relreals was varied. from those who stayed for one day, an

overnighl 24 hours, up to 8 days, and even 30 days for those undertaking The Spintual Exercises. following
the Spirilualty of St. Ignatius, which can also be taken in three parts of ten days each.
Events held in 2023 included themed workshop days, guided quiet days lollowing the liturgical year, prayer
or reflection days held by one of the sisters and meditative prayer evenings open to all comers held in the
chapel. Some partsh or faith groups ran their own programmes with or without involvement by the sisters.
Spiritual accompaniment, personal meetings held between one of the sisters or another spiritua5 director,
and an individual in accompaniment, have continued lo be held regularly Ihroughoul the year, for the most
part in person, in one of the meeting rooms on the ground floor, bul also occasional]y online.
The programme of events this year was similar to that of previous years.. fvjo week-end individually guided
retreats offered for beginners, a retreat in daily life given over four weeks during Lent, where individual
accompaniment is offered once a week, and a week's individually guided retreat during the summer.
Workshop days offered this year covered Ignatian themes, such as "A taste of Ign8tian Spiritualitrf, and
°Looking into the Art of Ignalian Prayel,, and also more creative themes such as "Praying with crafty hands.
or days with a focus on wellbeing, such as"Do we have the right to be happy.
'.0 u
.14
h*wh

We also Continued to offer a monthly workshop, a quiet ￿flecIl0n morning for carers in the local area,
facilitated by one of sisters.
Most retreats and events were well attended. Demand for the ground floor rooms lo hosl parish or faith
groups for a day visit ha5 been on the increase. Private retreats and quiet days especialty have remained a
popular option for guests, as well as space for individual spiritual accompaniment.
Number of
eo
Private retreats
Individuall
uided retreats
Individual Quiet Da
Grou
residential retreats
iritual Direction
le welcomed 2023
not Includin
da
rou
80
55
80
35
55
Evenls held and led by Ihe sisters and by visiting leaders have been well received. The sisters have
received regular positive feedback during the year from guests and visitors. They have commented on the
peaceful atmosphere, the tranquility of the house and gardens and the help that Ihis has given them in their
search for a calm place and for maintaining a physical and symbolic distance from the demands of their
everyday lives.
Comments from our guests included..
"This p18ce gave me space forprayer, it was
So helpful"
'Thank you for 8 lovely st8y with you once
again.
"l appreciat8d every aspect of my stay, even
though it rained every day."
"Loved being able to join you forprayerf
'Very happy and contented, and I much
appreciated the lovely chapel.
"Thank you for the thoughtful guidance and
input. I really needed it."
The Welcome Finance
The Welcome does not charge a fee for participatson in its activities bul seeks donations towards its
overhead costs. From this source donations of £56,969 were received, in addition to which £7.405 of lax
was recovered under the Grft Aid scheme.
VOLUNTEERS
The Sisters are fortunate to have friends- volunteers.
who come and help occasionally with various tasks.
They include some who are willing to help with
mainlenance, gardening, decorating
. and some
who are willing lo help with retreats and facilitation.
This contributes to making the property and the
hospitality offered ever more welcoming for guests.
The volunteer work is g￿alty appreciated. however it is
not possible to quantify the value in financial terms.

COMMUNITY
The currenl community comprises of five Sisters in Lewisham. coming from Switzerland, France. Gemiany
and England. 11 is part of the Sisters common life, in all Iheir communities, to live together with Sisters from
different countries, creating a rich cultural mix. All the Sisters in Lewisham are actively involved in various
aspects of Ihe ministry of welcome and hospitality in our house in Lewisham, and in activities in the local
area as well as further afield. They offer their service to the charity on a voluntary basis. Likewise, it is not
possible to quantify the value of this Servi￿ in ftnancial lemis. Their contribution is essential for the delivery
of all the activities offered and undertaken by the charity.
The Charity is responsible for the care of ils elderly members, when health care is required the Sisters
move to the motherhouse in Belgium, Ramegnies-chin {Tournai), where there are appropriate care facilities.
The cost of ongoing care for one Sister remains the financial responsibilty of the Charity.
The Community's Finance
The Community's members received £28,174 from both personal and professional retirement
pensions.
The Sisters, living costs for the year were £34,697 an increase on last year's £27,400
Outreach
As well as work delivered at St Andrews retreal Centre, the sisters ¢ontributed to delivery of other special
events during the year..
Leading the worship al the two day Conference
2023 of Ihe Catholic Spirituality Network
ICSNI.. "Ordinary lives, extraordinary hope.
Opening spaces for conversation and encounter."
(March, Swanwick)
Facilitating a week end retreat on the theme of
the Generosty of God. (June, Douai Abbey)
Giving a 6-Day retreat in the Jesuit Centre of La
Pairelle. (June, Namur Belgium)
Supporting the work of the sisters in Taizé.
(July & August, France)
Taking part in the World YoLrth Day, giving
workshops to young people on 'Making decisions
in Life,. (August, Lisbon, Portugall
Facilitating a 'Cinema retreat. using movies to
explore new ways to do the Spiritual Exercises
and enter into prayer. (February, Spiritual Centre
of Hautmont, France)
Giving a workshop on decision making named
'Lost in Decision. How to learn to make choices
and a talk atKTrut the challenges of the Church
Today,. al the International World Youth Day.
{O¢tober, Belgium)
Profiling St Andrew's Retreat centre at the
Church fair Sl Saviours. (October, Lewishaml
Giving the St Ignatius, 30-Day retreat to an international group of Ursuline sisters during their
Tertianship. a year of formation and deepening of their personal and community lives.
IRome, November-Decemberl

The sisters also continued their ongoing commitments. being part of
several groups the area and beyond..
Teaching English as a second language to adults in a local
charity.
Member of the Soulhwark Diocesan Spirituality Commission,
working especialty in a subgroup reflecting on Spiritual
Accompaniment.
Member of the Justice and Pea￿ group of the parish of Our
Lady Help of Christians in Blackheath.
Volunteering al Third Thursday Time ITrr)= a mental
wellbeing monthly drop in based in Holy Crosg Parish Hall
C8ttord.
One of the sisters provides a professional counselling service for those seeking counselling help. She works
from a private practice in the Gatehouse which is independent of the main St Andrews building. This service
is open lo all people, regardless of whether they have a faith background or not. Due to the cost of living
crisis the numbers of clients has reduced in comparison to pre-pandemi¢ numbers. Although in 2023 there
has been a slight increase. During 2023, five clients have been in ongoing counselling and there have been
several new enquiries. All income from counselling is donated to the Charity.
-4W

Outreach Finance:
A small amount of income was received by way of donations for the provision of outreach servsces. No
separate record was kept of expenses incurred in the provision of these facil*ties although these would
have been limited to travel Gosts.
SUPPORT FOR THE ST ANDREWS COMMUNITIES
IN THE DEMOCRATIC REPUBLIC OF CONGO IRDC)
The Sisters of St Andrew arrived in the DRC in 1932 and have conlinued lo have a presen¢e there working
in very challenging circumstances. On a socio-political level. the country is marked by an upsurge of violence
and a degradation of the security situation espeGially in the East, which causes a lol of population
displacement. This led the National Conference of Bishops in Ihe Congo ICENCO) to issue. a couple of years
ago, a declaration with Ihe evo¢ative lille. The hour is serious. Our country is in dangerl (Neh 2-17)
Since their arrival, the communities have been involved in education, healthcare and religious and spiritual
formation. The sisters seek lo be close to the population, being alongside to give hope for a better future.
Amid the constraints of daily life in the Congo, day after day, the sisters pay attention to basic human
needs.. promoting food and water security, ensuring a constant electricity supply, making sure living spaces
and their environment are clean and healthy, sustaining inner growth, so as to become builders of peace
and justice.
In March-April 2023. the Superior General made her annual visit to the Congo Region. "The harvest is
plentiful, but the workers are few" In fact, in a country in pemianent crisis and a society undergoing major
changes, vocations to join the sisters community seem to be fewer and most young women have not been
able to persevere in their commitment. This means that the sisters are few in number and need to work
more closely with others.
2023 saw Presidential elections lake place al the end of December. The climate of insecurity and
corruption in the country made preparalions very difficult and as yel it is unclear what impact the outcome
of the election will have.
The sisters live in three communities as outlined below.. in Lubumbashi, in Klkwit and in Kinshasa. Since
2015, the English Ch8rity has provided financial support for their mission in all three locations via its
Generalale in Belgium. Below are some updates on the supported projeds-.
The Collège saInt-And￿ in Lubumbashi {in the province of Haul-Kalanga) had 1,200 pupils in the 2022-
2023 school year. A new technical section lelectricityl was opened. Once again this year, the final exam
results were hugely successful, which is a great encouragement for the educational team. There is a need
to extend the buildings to accommodate the technical workshops. A neighbouring plot of land is up for sale.
The sisters in the DR Congo region are considering the possibility of selling one of their plots of land to
free up funds.

During the Covid pandemic the teaching staff al the College
managed the Tshamalele farm however this has now
been handed over to the 'Remote Sensing Research La-
boratory. sel up by one of our sisters. Several of the slu-
dents teach at the Faculty of Agronomy and the farm will
become a work placement site for some of the students.
The year 2023-2024 should see the operation of this plot of
land not only as an educational tool but also become
profrtable.
The Siama s¢hool In Klkwit (Kwilu province)
continues to attract large numbers of pupils
from the region and from Kinshasa. The living
Conditions, far from the noise of the city, alt-
hough still precarious, are proving to be con-
ducive to le8rning.
This year too, the school achieved an excel-
lent pass rate. The regulations requiring free
education mean that the school has to operate
on a very small budget. Alongside the most
re￿ntlY constrLtcted buildings, the dilapidated
state of the others is a cause for concern, as
are the boarding school dormitories.
The satellite connection. supported by Ihe
Generalale and a number of donors. has
enabled the school's IT section to operate
smoothly. as has the Lycée's adminislralive
management.
The Centre ht)spitalier de Kikwil Sacré- C￿ur and its annex on the Muvuma sile are still awaiting the arrival
of the ASBL electrabel for the solar electrification of the two sites (scheduled for April 2024).
A national strike is currently causing problems for the Cenlre. The centre has an agreement with the Slate,
which should provide the salaries for its workers. This is not happening al present, which means the centre
is deprived of the resources il needs to
pay workers and buy medicines This
makes the work very challenging.
In Kinshasa, the Righini house. the
construction of which was supported by
the Charity, is first and foremost a com-
munily space for the sisters, who have
a wide variety of missions, and a space
lor the administration of the DR Congo
region.

This Spa￿ preserves an island of greenery in thi5 very noisy and polluted cty and provides a vegetable
garden for the community.
The welcome in the house is offered to visitors according to demand.. space for spiritual retreats. reflection
days for groups, welcome of occasional visitors elc.
The sisters Continue their mission of serviGe to the Diocese and the lo¢al Church, of education and of
hospitality. Two of the sisters are leaching at university level. one sisters is involved in youth ministry and
another sister teaches in a primary school of the Jesuits.
In October 2023, one of the sisters took part in the Synod on Synodality in Rome.
In April 2023, all the professed sisters of the DRCongo region gathered In Kinshasa for a meeting, at the
occasion of the visit of the Superior General.
There is a reading ¢entre for children who are failing at
school and a small library operated throughout the year
from Righini House. Given the success and enthusiasm of
the melhod used, tt was decided to entrust its continuation
to the Foi el joie" association (in association with the Jes-
uitsl when the sister who was responsible returned lo Eu-
rope. Two people have been trained in the method, the
premises have been refurbished and a new group is due to
start in 2024.

The farm on the Batek¢ plateau.. the land acquired on this
very fertile plateau, on the heights of Kinshasa. is a sour
of inwne for the community.
The mango. avocado and banana plantalions slK)uld pro-
duce good harvests in a few years, lime. Production of
sweet potatoes, groundnuts and manioc has been abun-
dant.
Improvements to the house, for the family living the￿, have
been completed,. this provides work and accommodation
for the family.
A lÉving Spa￿ is currently being r￿ed out for the sisters.
This vision for Ihe future is being tested by a very worrying climate of
insecurity on the plateau as a result of ethnic conflicts that are largely
manipulated by the country's current political situalion. Our sisters must
show courage and prudence, without giving in to the dictatorship of
violence.
SUPPORT FOR THE ST ANDREW'S COMMUNITY IN AMEUGNY (FRANCE)
The 'Pear Tree, cottage.. since 1976 Pear Tree coltage has served the mission and ministrie5 of the
community in Ameugny, near the Taizé community. The Charity funded the development of the cottage in
2019. It is used lo welcome sisters, friends, families and people seeking a calm place for silen￿, reflection
and rest.
The house has been well used for residential visits and for ￿treats. Also, the local parishes and di0￿Se have
asked for day programmes - with members of the community facilitating days of reflection.
During the pandemic the sisters discovered that the collage is also a useful and private space for zoom
meetings and webinars, and il continues to be used in this way.
The sisters in Ameugny continue to welcome groups of young women for tlmes of sharing and inter-cultural
meetings. This provides the Spa￿ to reflect on today's challenges and on the spiritual dimension of life.
In Ma￿h 2023. a reflection week was held
for volunteers on the theme. Inner life and Solidarit￿,.
11 was an occasion to explore and deepen reflection on
this question..
where can we find the source of a universal brother- and
sislerhood, both at the h8art of our human family and with
the whole of cre8tion?

During Ihe year 2023, several meetings took part between the brothers of Taizé, the sisters of Saint Andrew
and several collaborators lo prepare Ihe meeting entitled Together gathering of the people of God" held in
Rome.
On 30 September 2023, an
ecumenical prayer vigil look
place in Rome in Ihe presence of
Pope
Fran¢is
and
represenlalives
of different
Churches, to unite us in praise
and silence, in listening to the
Word.
Young people aged between 18
and 35 from across Europe, and
from all denominations, were
invited to be involved from Friday
evening to Sunday aftemoon. All
were welcomed for a weekend of
sharing, to journey together as
the people ol God.
FUTURE PLANS
INTRODUCTION:
The plans and orientations for the mission of the Society of the Sisters of St Andrew are detemined al a
meeting called the 'General Congregation, (sometimes also called 'General Chapter,), which is held every six
years. The last such meeting was held in January 2023.
The sisters review their ministries in the light of the priorities and guidelines set by the latest General
Congregation as soon as they have been communicated to all the Sisters of St Andrew in the various
countries where they are present. In the lalesl General Congregalion the delegates, reflections led to the
writing of four "roadmaps" which set out the directions for the coming years. The sisters are very aware of
the need lo adapl to these changing times, in order to be faithful to our charism and remair¢ alive and al the
Service of the world and the Church of today.
Roadmap 1: strengthening the sense of belonging to the Apostolic Body of Saint Andrew
Roadmap 2.. renewing the way we welcome people into Oltr communities
Roadmap 3.. reviewing our way of training those who want lo become sisters of Saint Andrew
Roadmap 4.. living out a fom) of governance that is more conducive lo Ihe participation
and responsibilty of all
As in this latest General Congregation the focus was MO￿ on adapting our structures and way of living to the
changing times thal we are in, than new orientations for our mission and ministries. The tsvo challenges
discerned during the 'General Congregation 2017 The Call to an ecological converrion" and 'The Invitation
to embrace the digital culture of our time integrating it into the way we off8r our ministries" continue to
influence our plans and decisions.
The Sisters continue to identify emerging needs in the local area, as well as in the wider church and society.
This prO￿sS serves lo determine how the Charity can respond lo these needs through its particular ministries
and how best to use the Charity's premises for the greater benefit of those who seek space for Silen￿ and
reflectign.

.rH
SHORT TERM..
Following an evaluation of the programme of events for 2023 and based upon what the Sisters have
discerned as people's needs in the current time, a program has been prepared in response to needs, with
various new fealures planned for 2024. This is lo be implemented over the coming year.
As new requesls for hospitality and outreach (for both individuals and groups} 8rrive daily, the Sisters meel
weekly in order lo discuss these requests and discem how to respond in line with the charity's mission whilst
bearing in mind what is of greatest benefit to the public.
In terms of the call lo an 'ecological conversion, the sisters seek conslan15y how to live more sustainably in
their daily lives and in the way they offer hospitality. In addition lo switching to sustainable Gas and Electricity
providers some years ago, and divesting from fossil fuels in 2022, the sisters have installed solar panels in
June 2023. They now plan to increase insulation of the attic in order to decrease heat loss through the roof.
In terms of embracing and integrating the digital culture in Iheir ministries. the Sisters ¢onlinue to offer a
Mixtu￿ of in person and online meetings. Also, event bookings and donations are increasingly processed
online. However, other ways of booking remain possible for those who do not have access to the internet, as
the sister5 are aware of the risk of digital exclusion of parts of Ihe population.
With regard to the good maintenance of the property. the charity has updated their 'Planned Maintenance
Schedule, over 5 - 1 Oyears in 2022. Work is ongoing to implement the schedule. with a number of extensive
repairs and maintenance works planned that will enable the Sisters to develop their work and ministry of
welcome. The revised schedule enables the works lo be planned and managed within budgets, to this end
a designated Property maintenan￿ and Development fund is now established.
MEDIUM TERM..
In addition to the above short-term plans and in
order lo plan for the future, the Sisters will meet
in the early summer of 2024 to review and
evaluate the activities and the hospitality offered
over the pasl year and the impact on
the beneficiaries. This review will include the
impact of the cost-of-living crisis, the
ecological emergency, persistence of ra¢ism and
the increase in violence and war facing people irb
our world loday. This will form the backdrop
for planning the programme of ever¢ls and
hospitality for 2025.
The Sisters will continue to implement
maintenance, repair and development works
in the medium term in the light of the
above mentioned 'Planned Maintenance
Schedule, and ensure an appropriate budget is
available to achieve this.

LONG TERM..
The present propety in Lewisham is an ideal asset for the mission of the Charity and the Sisters do not
anticipate any major changes. The Congregation of the Sisters of St Andrew plans to maintain their
community in Lewisham. London. and rts ministries for the long term.
To this end, the Charity endeavours to develop Ihe hospitality offered to people coming from many different
backgrounds and lo respond appropriately to the identified and evolving needs of the suiiounding
population. The longer-lerm plans will be informed by the priorities identified at any future General
Congregation. To this end a Mission and Ministry fund is now in place to support the longer temi
development plans for the Charity.
In terms of maintenance and development of the property. the above-mentioned report broadly identifies
the maintenance works required in the next 10 years and the Sislers will progress various developments in
order lo improve their ministry of welcome and hospitality into the future.
FUTURE PLANS OF THE CONGREGATION OF THE
SISTERS OF ST ANDREW HAVING AN IMPACT ON THE
ENGLISH CHARITY:
During the General Congregation in January 2017.
the congregation of the Sisters of St Andrew made
the decision lo leave their propety in Ramegnies-chin.
Ramegnies-chin is silualed near the place of foundation of
the congregation (Tournai, Belgium). For the lasl 70 years it
has been the 'Mother House, and the seat of the Generalale.
Dwindling numbers and a large and costty building have led
the Sisters to decide lo leave this place for a new foundalion
in Brussels. This will enable them to respond to the calls of
the Church and the World, taking into account the make-up
of the congregation today.. more intemalional, smaller in
number, open to new forms of apostolic commilmenls. The
building in Ramegnies-chin will be sold. The Diocese of
Tournai and the CIVCSVA (Rome) have agreed to this
process.
'<>
This project plan lo leave Ramegnies-chin for Brussels is progressing at a slower pace than originally
planned,. this is due to constraints linked lo the pandemic and administrative delays. However, the first
stage of the move was completed in 2023, and some of the older Sisters have now moved to Brussels. The
second stage is delayed due lo problems with the construction of the new building in Brussels.
The relocation of the sisters Mother House. is supported by the trustees of the English charity- It will enable
greater efficiency, better coordination, support and administration of the Religious of St Andrew worldwide,
including in England.
RISK ASSESSMENT AND MANAGEMENT
The Trustees undertake an annual review of the risks and uncertainties that the charity faces with regard to
the govemance, rnanagement. operation, finance and the reputation of the charity as well as risks due to
changes in government policy, laws and regulations. A revised 'Risk Monitoring, framework was agreed in
2022 and updated in 2023.
The key risks are described below together with the principal ways in which they are being mitigated.
RISK No 1
The trustee board does not have all of the necessary competencies with regard to governance,
administration and accounting in the charity.

The trustees have. therefore. contracted for the provision of these services to assist them in the execution
of these tasks. In addition, the Sisters participate in ongoing training to keep up to date with charity law,
administration and financial accounting for charities.
RISK No 2
The trustees are aware of the need to ensure that guests who come to St Andrews, or those who receive a
service from the Sisters are protected approprialely.
To this end the Charity has a number of policies and procedures with regard lo Heallh and Safety, Fire
Safety, Safeguarding, Confidentiality, Data Protection, Risk Assessments etc. and these are reviewed
regularly to ensure safe practi￿ in service delivery.
RISK No 3
The charity has donated a significant amount of funding in support of the Congregation of The Sisters of St
Andrew in the Democratic Republic of the Congo. It is accepled that political instability in that country may
expose the amount spent to ￿ at risk.
The Superior General of the Sisters of St Andrew visits the communities and the projects supported by the
Charity in the DRC at least On￿ a year. The Iruslees have received assurances that the properties on
which money has been spent are properly registered in the name of the Congregation and full written
reports, supported by photographs, of how the monies have been utilised are submitted annually to the
trustees.
RISK No 4
The trustees are aware of their moral and legal obligation to care for their older members. While the
Congregation has decided that its elderly members should be housed and cared for by the Communty at
Ramegnies-chin in Belgium the Trust retains financial responsibility for their care.
Because none of the Sisters have any fin8nci81 resources of their own the Irustees are aware of the need
for them to secure a reliable income from the assets available to the trust. A key element of the
management of this risk is to ensure that the charity has the available resources to contribute to the Sisters,
care, should it be needed, both now and in the years to come, by setting aside some assets in a designated
fund.
RISK No 5
The trustees are aware of the need to adequately insure their assets, particularly the property at Lewisham.
Aw)rdingly, they maintain a professional assessment of the rebuilding costs which was updated in 2022
(next assessment is due in 20271. A full review of insurance requirements was completed in 2022 in order
to ensure appropriate levels of ¢over in the evenl of a major incident.
RISK No 6
Whilst Covid -19 risks are now reduced, there continues lo be awareness of the risk to provision of 8n i
person ministry of welcome at St Andrews particularly as some of those attending are in the vulnerable
group. The capacity to provide a physical welcome was prevented for long periods in 2020 and 2021.
Society adapted by embracing digital technology and as a result the trustees have reconsidered ways in
which the ministry can be delivered both online and in person. New ways of working have been embedded
both al the centre and in terms of outreach and digital work. This enables the Sisters to be flexible in
responding to the needs of the community into the future.

FINANCIAL REVIEW
ACCOUNTING POLICIES
Details of the accounting policies are sel out in the
notes lo the Accounts.
ADMINISTRATION FINANCE
The costs incurred in administering the charity were modest, amounting to £26,219 for accountancy,
administrative support. legal and professional services, all of which are provided under contract.
TRUSTEE & STAFF REMUNERATION
All trustees are members of the Congregation and whilst their living and personal expenses are borne
by the charity they receive no remuneration or reimbursement of expenses in connection with their duties
as trustees. The Trust does not employ any staff.
CUSTODIAN TRUSTEE
The trust does not act as a custodian for any other organisation.
THE LEWISHAM COMMUNITY 2023
INCOMING RESOURCES
Incoming resour￿ during the year were £104.41912022 £105,7081- a decrease of £1,289 due primarily
lo a decrease in pensions received due to changes in personnel.
EXPENDITURE
Resources expended were £207,899 which, after allowing for Ihe investment gain of £150,949 resutted in a
surplus for the year of £47,469
INVESTMENTS
In 2022 the Iruslees undertook a review of investment5 resulting in a decision to divest from fossil fvel and
move all funds to one provider CCLA in an Ethical Investment fund. During 2023 the Trust's investment
portfolio - increased by £150,949.
ALLOCATION OF COSTS BY ACTIVITY
Please refer to the separate notes under each activity.
FINANCIAL RISKS
Please refer to the section on Risk Assessment & Management.
LOAN TO GENERALATE
Following the sale of the Eden Hall estate in 2014 the English charty granted a loan of £2,400,000 to the
Generalate of the Congregation to further the inlernalional activities of the Congregation. The trustees, after
seeking professional advi￿, sought and obtained confirmation frorn the General Council with regard to the
compatibility of the respective trust deeds and the missions of bolh organisalions. Having received the
appropriate a$suran￿S and given due consideration to the request the trustees decided to grant the loan
on an interest free basi5 for a period of 10 years, subject to earlier repayment should the need arise.
During the year reductions in the loan balan￿ were authorised to enable the Trust to retain the cash and
avoid currency exchange and bank transmission costs. These reductions related to payment of the funeral
costs for one of the English Sisters £1,727, the return of Restricted funds of £6,814 to the Generalate and
Ihe settlement of a debt of £11,900 to the European RegionlGeneralate being the net difference be￿een
what was due both to and from the Region. The balance of the loan at the year-end wa$ £800,315.
GIFTS
There were no giftslgrants to support the work of the Sisters overseas during 2023.

RESERVES POLICY
FREE RESERVES
The Iruslees reviewed their reserves policy during the year and decided
that the appropriate level of reserves lo be maintained should remain al
the amount required lo cover the Irust's normal expenditure for a period
of six lo ￿e1ve months.
With annual operational expenditure Igross expenditure less gifts and
depreciationl in 2023 of £161,898 the level of free reserves required was
circa £80,949 to £161,898. This level is adequately covered by the value
of cash in the bank and the deposit account.
MEMBERS. MAINTENANCE RESERVE
During 2017 the Congregation decided that any member whose care
needs warranted special support would, with her agreement, move lo
Belgium to the community al Ramegnies-chin. where both suitable
8￿0Mm0dat10n and care support facilities are available. The Generalate
undertakes to provide for Ihe care and support needs for the future
Maintenan￿ of their elderly members. As the average age of the English
community increases, the trustees recognise their responsibility lo make
some provision for a contribution to future care and support of those
Currently WOTking in the English charity. To this end a Members,
Maintenance Reserve is maintained.
The Members, Maintenance Reserve was revalued at 31 December 2023. The liability stands at
£755,980. This is due lo be reviewed again in December 2024.
PROPERTY MAINTENANCE RESERVE
The trustees have determined that a separate propety maintenance reserve is required in order to ensure
the good order of the propety so that it can support the charities mission. The reserve is to cover the cost
of required rePla￿mentS, new developments, additions to the property, lechnical reviews and major reno-
vations. The amount of £523,953 is lo be held as detemiined through a 10-year propety survey and plan
{less the small annual maintenance charges).
MISSION & MINISTRY RESERVE
This reserve fund is for the Trust to support the development of projects both here in England and abroad
in accordance with the charities mission. In 202314 this comprises a reserve of £800,000 currently on inter-
est free loan to the Generalate to support the wider mission of Sl Andrews across the world.
GOING CONCERN
The trustees are confident, supported by the level of net current assets av8i18ble to them and the decision
by the Congregation to maintain a presence in England, that they have adequate resources lo ensure their
medium-tefm continuity.
Reserves will be reviewed on an annual basis lo ensure that the charity is in a position to fusfil its mission.
POST BALANCE SHEET DATE EVENTS
The only post balan￿ sheet dale event of significance is the continuing turbulen￿ in the economy caused
by war and the post pandemic cost of living crisis. Some comfort is available to the trustees by virtue of
their substantial cash holdings which will protect *heir investment portfolios from the need to sell units in
the short term.
PUBLIC BENEFIT
The trustees are aware of the applicable principles of public benefit as set out in guidall￿ from the Charity
Commission. The trustees are also aware of the need to demonstrate that the public derives benefit from
the use of the Trust's facilities and the activities initiated by the Trust. This benefil is mainly provided by the
Sisters and their volunteer helpers to those members of the public who wish to participate in retreats held
at Lewisham and elsewhere.

The welcome of retrealants caters for the spiritual and material needs of individuals and groups of both
medium and small size. The trust aims to recover the additional costs it incurs in running retreats by
seeking donations from the participants. It is, however. the Irusl's policy that those who cannot afford the
suggested donation should be accepted al a reduced, or even a nil, rate. The availability of concessions
is publicised in the trust's literature and on its website.
The website of The Welcome has also contributed to a grealer awareness ofthe activities of the Communty
and of its benefit to the public. This has resulted in reaching out to local schools, a wider public and a
catchment area outside the Lewisham locality.
Details of the public benefit provided are also included under the achievements paragraphs relating lo The
Welcome and Spiritual Accompaniment. In addition to running retreats the trust also makes the facilities at
Lewisham available to visrting groups and for special events and the Sisters undertake voluntary work in a
variety of settings in the local community.
STRUCTURE, GOVERNANCE & MANAGEMENT
STRUCTURE
The trustee board comprises of six members, all of whom are members of the Community.
In November 2021 Sr Regula Hug agreed to continue as Chair for an additional period {having been elecled
for a period of three years in September 2018). This position rfjmains under review as the roles and
responsibilities of the Charity and its trustees are reviewed.
GOVERNANCE
The administration of the Trust is the responsibility of all of the trustees, who meet regularly. The trust
secretary monitors governance issues and is the trust's interface with ils professional advisers.
TRUST MANAGEMENT
Sr Regula, Ihe Trust's Chair, is in charge of Ihe day to day administration in consultation with the Superior
and the other trustees. Support with some book keeping and trust secretarial duties are Outsour￿d. Ms
Trudy Kilcullen MBE acts as Trust Secretary in order to achieve good governance, administration and
financial accounting for the charity, as slated in the risk assessment.
TRAINING OF TRUSTEES
Newly appointed trustees are provided with an induction and an information pack. All trustees are
encouraged to undertake conlinuation training, including allendance on relevant courses, cOnferen￿S and
seminars. During 2023 trustees participated in online and in person Iraining opportunities and were
represented at the Annual conference of the Association of Provincial Bursars. Where not all of the trustees
are able to attend a relevant event those unable to attend are provided with notes of the meeling and they
are briefed on the major topics that have been discussed. Copies of relevant press, magazine articles,
professional reports and webinars are circulated to ensure that the trustees are kept informed about relevant
current events.
TRUSTEES
The power lo appoint new trustees is vested in the Superior General, who is the head of the Congregation.
The Superior recommends the names of Sisters suitable lo become trustees to the Superior General based
upon their personal skills and the needs of the trustee board. The trustees may also co-opt either general or
specialist advisers to provide advice to the trustee board.
The Superior General has the power to remove any trustee and to request the resignation of a Iruslee rf she
considers it appropriate for the good government and benefrt ot the charity. She also appoints the Local
Superiors of each Community.
GENERAL DATA PROTECTION REGULATIONS
The trustees are aware of the requirements of GDPR and they have adapted their administrative procedures
to ensure that they are compliant with the regulations.

BREXIT
The trustees continue lo maintain an interest in impact of Brexit. The situation is of particular importance to
them because most of the Sisters resident al Lewisham are nationals of EU Countries or Switzerland. All
Sisters have registered as either Settled or Pre-settled. Measures have been taken to ensure the Charity is
ready to apply for the necessary permissions should any Sisters from overseas be appointed in the fulure.
LEGAL STATUS OF CHARITY
The legal slalus of the charity is that of 8 Charitable Trust established by a Twst Deed executed on 15th
February 1963 and amended by Scheme dated 2fh August 1996
TRU8TEE8' BIOGRAPHIES
The current trustees are..
Sister Regula Hug
Sr. Regula arrived in England from one of the communities of the
Sisters of Sl Andrew in Fran￿ in 1998. She was part of the
communrty in London for 10 years (first in Vauxhall and then in
Tooling Bec} until she moved lo Edenbridge in September 2008. She
worked as a Prison Chaplain until 2004 and as a Mental Health
Chaplain with the South West London and St George's Menlal
Health NHS Trust until her retirement in September 2013. She is
involved in administration, management, retreat work and spiritual
accompanimenl. Being trained in Ignatian Spirituality, she is also
interested in Creation and Ecological Spirituality. In May 2021 she
Ifained as a 'Laudato Si Animator,. She is a trustee since 2008 and
has been the Chair of truslees since 2015.
Slster Sigrun Gross
Sister Sigrun was part of the community of the Sisters of SaintAndrew
in Ameugny, France. from 1983 until 2002, taking part in the ministry of the
Sisters with the Taizé community and in the formation of the young Sisters.
She then spent three years in the community in Lubumbashi, Congo. also
working for the formation of the young Sisters there. After years in Ihe
community in Edenbridge, Kent, from 2006 to 2008, where she was
involved in the Sisters, Retreat Centre, she was sent to Belgium. In the
communtties of Charleroi and then in La Pairelle, where the Sisters
collaborate with the Jesuits in their Retreat Centre, she was involved in
Spiritual d1￿ctiOn and in giving retreats. as well as in a voluntary work in
the catechumenate of the diocese of Toumai. Since April 2018 she has
been in the community in Lewisham, where she is superior of the
community and involved in retreat work and spiritual accompanimenl.
Slster Christiano Lehairwas partofthe London community from 1996
until September 2008, first in Vauxhall {1996 to 2004) and then in
Tooling Be¢12004 -2008). In 1996 she worked in a voluntary capacity
in Trinity Hospi￿ 8nd as a nurse in a nursing home. she volunteered al
the Melhodisl Vauxhall Youth Club 8nd the Day Cerrtre of the Refugee
Council. She worked at Guy's and St Thomas. NHS Trust for 12 years,
first as an assistant chaplain, then as a chaplain and later as a Palliative
and Supportive Care Senior Chaplain. She was part of the Edenbridge
community from 2008 until 2013 when it closed {acting as superior of
the community from 2008 to 20111. She trained as a Psychosynlhesis
counsellor and now runs a small priv8te counselling practi￿. She is
involved in administration, retreat work, spiritual accompanimenl,
maintenance work, keeping the garden and drives lidy as well as being
8 Fire Marshall. She has been a trustee Sin￿ 2002. In 2019 she Irained
in Eco-therapy and in 2021 she trained as a Laudato Si animator.

Sr Lorglla Ceruttl
Since September 2020 sister Lorella has been the Delegate of the
General Superior for the Sl Andrew's Communities in the European
Region lin England, Belgium and France). She visits and is allenlive to
the local needs of each community. She encourages Ihe sisters to live
their religious lives and undertake their commitments in accordance with
the values of the Gospel, both within the St Andrew's Order and in our
contemporary world's cultural, social and political contexts.
She lived for several years in the communty of Ameugny {Francel - the
neighbouring village to the Eucumenical community of Taize- where she
was involved in the welcome of Ihe young people, including spirilual
accompaniment and developing the different proposals for visitors and
volunteers. She now lives in Bruxelles, where she is accompanying Ihe
new project of the Congregation. She collaborates with the Jesuits in the
young adult ministry called Magis. Their aim is lo help young adults (18-
35 year old) through reflection and prayer to pul their faith into action in
today's society. She also regularly visits the relenlion ￿ntre for illegal
immigrants in Bruges with the JRS (Jesuits Refugees Service).
Sister Marie-christine Berg
Sister Marie-chrisline Berg lived in the ￿MMunity of Ameugny (Fran￿)
taking part in the ministry of the Sisters with the Taizé Community. She then
worked with Jesuits in Lyon (France) to accompany the formation of medical
students. Since 2010. she has been involved full lime at StAndrew's, giving
spiritual direction and supervision, leading retreats and quiet days.
She is part of Ihe administration team and welcomes guests in the house.
Sister Fiona Maguire
Sisler Fiona spent over 20 years in our communities in France and
Belgium. During that time, she worked with the Taizé communty in France
as part of a chaplaincy team, working with young adult volunteers, giving
ret￿alS and spiritual accompaniment to visitors, and heading up biblical
theatre workshops. She also spent several years working at the Ignatian
Retreal Centre La Pairelle in Belgium. She moved to the community in
Lewish8m in 2020, where she now works as a spiritual director and as parl
of the welcome team. She also works in London as an English language
teacher and literacy tutor.

LEGALAND ADMINISTRATIVE INFORMATION
TRUSTEES
The trustees during the year were Sister Regula Hug Ichairl, Sister Sigrun Gross, Sister Christiane
Lehair, Sister Marie-chrisline Berg, Sr Fiona Maguire (appointed November 2021), Sr Lorella Cerutti
(appointed November 2021).
CHAIR OF TRUSTEES
Sister Regula Hug
SUPERIOR, LEWISHAM COMMUNITY
Sister Sigrun Gross
SECRETARY
Ms Trudy Kilcullen MBE
REGISTERED ADDRESS
The Sisters of St Andrew
99 Belmont Hill
Lewisham
SE13 5DY
Tel.. 0208 852 1662
E-mail.. regula.hug@sisters-of-st-andrew.com
Website: www.sislers-of-$t-andrew.¢om
CHARITY NUMBER
227315
GOVERNING INSTRUMENT
Trust Deed dated 15 February 1963 Scheme LISI 227315 sealed 27 August 1996
PROFESSIONAL ADVISERS
INDEPENDENT EXAMINER
Adam Halsey
Haysmacintyre LLP
10 Queen Street Place
London
SOLICITOR
stone King
13 Queen Square
Bath BA12HJ
BANKERS
Royal Bank of Scotland
Drummonds
49 Charing Cross
London SW1A 2DX
Metro Bank
Unit 4. Nugent Retail Park.
Cray Ave.,
Orpington,
BR5 3RP

SURVEYOR
Landers & Associates
67 Riefield Road
London SE9 2RA
INVESTMENT POWER
Under the Society's Trust Deed dated 15 February 1963 and supplemenled by a Section 26 authority
CDrr] 227315 sealed by the Charity Commission 12 January 1995.
STATEMENT OF TRUSTEES, RESPONSIBILITIES
The Trustees are responsible for preparing the Trustees. Annual Report and the financial statements in
accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally
Accepted Accounting Practice).
The law applicable lo charities in England and Wales requires the Truslees ol the charity to prepare
financial slalemenls for each financial year which give a true and fair view of the slate of affairs of the
charity and of the incoming resources and application of resources of the charity for Ihal period. In
preparing those financial statements, the trustees are required to..
Select suitable accounting F)olicies and then apply them consistently.
Observe the methods and principles of the Charities SORP
Make judgements and estimates thal are reasonable and prudent.
Slate whether applicable accounting standards have been followed, subject to any malerial
departures disclosed and explained in the financial statements.
Prepare the financial ststements on the going concern basis unless it is inappropriate to presume
that this basis appli8s.
The Iruslees are responsible for keeping proper accounling records which disclose with reasonable
accuracy al any time the financial position of the Charity and to enable them to ensure that the financial
statements comply with the Charities Act 2011, the Charity (Accounts and reports) Regulations 2008 and
with the constilulion. They are also responsible for safeguarding the assets of the Charity and hence for
taking reasonable steps for the prevention and detection of fraud and other irregularities.
The Trustee's Report was approved by the Board and signed on its behalf by-
Sis
r Regula Hug
Chair and Trustee
Sister Lorella Cerutti
Trustee
22nd April 2024

INDEPENDENT EXAMINERS. REPORT TO THE MEMBERS OF THE
RELIGIOUS OF ST ANDREW
I report on the accounts of the charity for the year ended 31 December 2023.
Respective responsibilities of trustees and examlner
The charity's trustees are responsible for the preparation of the accounts. The charity's trustees
consider that an audit Is not required for this year under section 144 (21 of the Charities Act 2011
(the 2011 Act) and that an independent examination is needed.
Having satisfied myself that the charity is eligible for independent examination, it is my responsibility
to:
examine the accounts under section 145 of the 2011 Act;
follow the procedures laid down in the general Directions given by the Charity Commission
under 5ettion 145(5){b) of the 2011 Act,. and
state whether particular matters have come to my attention.
Basis of independent examiner's report
My examination was carried out in accordance with the general Direction5 given by the Charity
Commission. An examination include5 a review of the accounting records kept by the charity and a
comparison of the accounts presented with those records. It 8150 includes consideration of any unusual
items or disclosures in the accounts, and seeking explanations from you a5 trustees concerning any
such matters. The procedures undertaken do not provide all the evidence that would be required in
an audit and consequently no opinion is given as to whether the accounts present a'true and fair view"
and the report is limited to those Matters set OLFt in the statement below.
Independent examiner's statement
In connettion with my examination, no matter has come to my attention..
which gives me reasonable cause to believe that, in any material respect, the requirements:
to keep accounting records in accordance with section 130 of the Charities Att 2011; and
to prepare accounts which accord with the accounting records, comply with the accounting
requirements of the Charities Act 2011 and which are consistent with the methods and
principles of the Statement of Recommended Prartice: Accounting and Reporting by
Charities have not been met; or
to whlch, In my opinion, attention should be drawn in order to enable a proper understanding
of the accounts to be reached.
Adam Halsey FCA
Haysmacintyre LLP
10 Queen Street Place
London
EC4R IAG
Date: 22 April 2024
23

RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
STATEMENT OF FINANCIAL ACTIVITIES
YEAR ENDED 31 DECEMBER 2023
2023
Total
2022
Total
Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacies."
Income from Sisters salaries and pensions
Income from other donations and legades
28,174
66,451
41,977
60,973
Income from Investments
9,793
2,758
Total Income and Endowments
104,419
105,708
EXPENDITURE ON:
Expenditure on Charitable Activities
207,899
206,185
Total Resources Expenditure
207,899
206,185
OTHER RECOGNISED GAINS/{LOSSES):
Gain/(Loss) on investment
150,949
(103,653)
NET MOVEMENT IN FUNDS
47,469
1204,130)
RECONCILIATION OF FUNDS:
Total funds brought forward at l January
4,670,186
4.874,316
Total funds carried forward at 31 December
4,717,655
4,670,186
The accompanying notes form part of these accounts.

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
BALANCE SHEET
AS AT 31 DECEMBER 2023
2023
2022
Notes
FIXED ASSETS
2,414,314
2,414,206
INVESTMENTS
1,297,552
1,146,602
3,711.866
3,560,808
CURRENT ASSETS
Debtor5
Cash at bank and in hand
801,771
211,506
823,858
303,013
1,013,277
1,126,871
CREDITORS: Amounts due
within one year
(6,488)
{9,677)
NET CURRENT ASSETS
1,006,789
1,117,194
CREDITORS: Amounts due
after one year
(1,000)
(7,814)
NET ASSETS
4,717,655
4,670,189
FUNDS:
Unrestricted funds
223,410
4,494,245
loo,000
4.570,189
Designated Funds
TOTAL FUNDS
4,717,655
4,670.189
The financial statements were approved and authorlsed for issue by the Trustees on
and were signed below on its behalf by:
Sister
egula Hug
Chair and Trustee
Sister Lorella Cerutti
Trustee
2024

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
BALANCE SHEET
AS AT 31 DECEMBER 2023
The accompanying notes form part of these accounts.

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOLINTS
YEAR ENDED 31 DECEMBER 2023
ACCOUNTING POLICIES
The principal accountlng policies adopted, judgements and key SoUr￿S of estimation Un￿rtainty in
the preparation of the financial statements are as follow5..
Basis of Accountlng
The financial statement5 have been prepared in accordance with Accountlng and
Reporting by Charities.. Statement of Recommended prattl￿ applicable to charities
preparing theSr accounts in accordance wlth the Flnanclal Reporting Standard
pplicable in the UK and Republlc of Ireland {FRS 102) (Charities SORP IFRS1021),
the financial Reportin9 Standard appllcable in the UK and Republlc of Ireland (FRS
102).
The Religlous of St Andrew meets to deflnltion of a publ￿( entity under FRS 102. Assets
and liabillties are Inltlally recognised at historical cost or transattion value unless
otherwise stated in the relevant accounting policy notes.
bl
Going contem
The Board of Trustees is of the oplnlon that the charity has adequate resources to
continue in operational existence for the foreseeable future and there are no materlal
uncertaintles regardlng the Trust's ability to do so.
Tanglble flxed Assets
Depreciation is provided to write off the cost of all fixed assets except freehold land
over their expected useful live5. It is calculated at the following annual rates.
Freehold Buildlngs
Solar Panels
Motor Vehlcles
Fixtures and fittings
offi￿ eqLSipment
2%
4010
25%
20Wo
200/0
The Charity capitalises all capltal expenditure totalling £2,000 or more.
dl
Taxatlon
The Religious of St Andrew is a registered charlty and accordlngly Is not liable to
Unlted Kingdom taxation.
Income
Income comprise of pension5, salariesi glfts, donations, and investment Income. The
income in recognlsed when it is probable to be received can be measured reliably and
charity is entitled to It.

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2023
ACCOUNTING POLICIES CONTINUED
Expenditure
Charitable expenditure consists of all expenditure relating to the objects of the Charity.
All costs are direttiy attributable to the activi￿eS under whlch they have been analysed.
Governance costs Include expenditu￿ on the governance of the Cha￿tY and Its assets and
are primarily associated with constitutlonal and statutory requlrements.
Irrecoverable VAT is included with the category of expense to which it relates.
b)
Funds
All funds are unrest￿Cted and are available for use by the charlty in accordance with its
objects. The trustees have deslgnated all unrestrlcted funds as set out In note 7 to the
financial statements.
Cash and Cash Equivalent5
Cash and cash eoulvalents includes cash and short tem hl9hly Ilquld Investments wlth
short term maturity of three months or less from the date of acquisition or opening of the
deposit or similar account.
d)
Credltors and provislons
Creditors and provisions are recognised where the charSty has a present obligation
resulting from a past event that wlll probably result In the transfer of funds to a third
party and the amount due to settle the obligation can be measured or estimated reliably.
Creditors and provisions are normally recognised at their settlement amount after
allowing for any trade discounts due.
Estlmates and Judgements
Estimate5 and judgements are continually evaluated and are based on historlcal
experience and other factors, including expectatlons of future events that are believed to
be reasonable under the circumstances. Although these estimates are based on the
trustee's best knowledge of the amount, events or actions, actual results ultlmately differ
from these estimates. The trustees do not consider there to be any estimates and
Judgements.
Finandal Instruments
The charity Only has financial assets and financial liabilities of a klnd that quallfy as basic
flnanclal Instruments. Baslc financlal Instnjments, 6ncludlng trade and other debtors and
creditors are initially recognised at transaction value and subsequently measured at their
setttement value.

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2023
ANALYSIS OF TOTAL INCOME AND ENDOWMENTS
TataI
2023
Zncome from investments Indudes
Gain on investment portfolio Lnvestment Income
150,949
ANALYSIS OF TOTAL EXPENDITURE
Depreciation
other
Dlrect costs
Total
2023
Charitable ArtiViTties."
Support of members
and theSr mSnlstry
62,323
127,027
189,350
Support and Governance
costs
8,624
8,624
Total Expenditure
62,323
135,651
197,974
Accountancy
Independent Exarnination Fees
9,925
207,899
other
Dlrect costs
Total
2022
Depreclation
Charitable Art•vitles.'
Support of members
and their ministry
60,885
127,098
187,983
Support and Governance
costs
7,919
7,919
Total Expenditu
60,885
135,017
195,902
Accountancy
Independent Examination Fees
8,411
1,800
206,185
As members of the Society the Trustees. living expen5e5 {including travell during the year were
borne by the Charity but the Trustees received no remuneration or other benefits In connettion
wlth thelr dutles as Trustees during the year.

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2023
Total
2023
INVESTMENT
Market value of Ilsted Investments
Balance at l January 2023
Deductions
Unrealised Losses
Revaluation
1,146,602
150,950
Balance at 31 December 2023
1,297,552
Hlstorical cast at 31 December 2023
1.250,255
Valued by referen￿ to a UK stock exchange:
COIF Charities Ethical Investment fund
577,329
672,926
TANGIBLE FIXED ASSETS
Freehold
Land and
Buildings
Solar
Panels
Fixturas
Flttings
and
Equipment
Motor
Vehlcles
Total
Cost or valuatlon
At l January 2023
Addltlons In year
3,016.927
34,712
1,060
19,104
3,070,743
62,432
61,372
At 31 December
2023
3,016,927
61,372
35,772
19,104
3,133,175
DepreciatTron
At l January 2023
Charge for the year
603,339
60,339
34.OM
19,104
656,537
1,227
758
62,324
At 31 December
2023
663,678
1,227
34,802
19,104
718,861
Net Book Value
At 31 December
2023
2,353,199
60,145
970
2,414,314
At 31 December
2022
2,413,539
668
2,414,207
The charity's current property at Lewisham has been valued at cost plus improvements. This
property Ss In functional use and therefore the cost of a full valuation would be an unnecessary
use of the assets of the charity.

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2023
DEBTORS: Amounts due within one year
2023
2022
Prepayments and accrued income
other debtors
Loans
1,456
3,102
800,315
820,756
801,771
823,858
In 2014 the charsty approved a request from its General Council in Belgiurn that it be granted an interest free loan
of £2,400,000. These funds arose from the sale of the Eden Hall estate. The loan temi is for 10 years but Is Included
in short term debtors as It is repayable on demand.
CREDrroRS: Amounts due within ona year
2023
2022
Trade cred5tors
Accruals
2,253
4,235
4,966
4,711
6,488
9,677
CREDITORS: Amounts due after one year
2023
2022
Amounts held on behalf of members
1,000
7,814

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2023
Unrestrictèd
Funds
Deslgnated funds:
9 FUNDS.
English
Communities
Flxed
Assets
Members,
Maint. Res
Property Mlsslonary
Maint. & Ministry
Fund
Fund
Total
Funds
Funds as at l January
2023
100,000 2,414,206
755,980
600,OOD
800,000
4,670,186
Income
Expenditure
Gain on Investments
Transfer between funds
104,419
(130,9001
150,949
11,0601
104,419
1207,899)
150,949
{62,3231
{14.676)
62,431
{61,371)
Funds at JL )e￿mber
2023
223,408 2,414,314
755.980
523.953
800.000 4.717.655
Unrestrlcted
Funds
Engllsh
Communities
Designated funds:
FUNDS.
Flxed
Assets
Members,
Malnt. Res
Property Mlsslonary
Maint.
& Mlnlstry
Fund
Fund
Total
Futtds
Funds a5 at l January 2022
73,469
2.475.091
2.325.757
4,874,317
Income
Expenditrjre
Purchas& of fixed assets
Loss on Investments
Transfer between funds
105,707
(145.3001
105,707
{206,1851
160,8851
{103,6531
169.777
{103,6531
11.569,777) 600,000
800,000
Funds at 31 December 2022
100,000 2,414.206
755.980 600.000
800.000
4.670.186
English Communities
The activities refletted in the accounts of the Engllsh Communlty are primarily those that relate to the
control and management of the Trust and Its assets.
Members, Maintenance Fund
This reserve was created to acknowledge the Trust's responsSblllty for the future malntenance of its elderly
members. The level of the reserve is revTewed annually to ensure there are sufficient funds available to
sustain mernbers. In the event of Insufflcient reserves funding will be available from Ramagnies-chin.

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2023
9. FUNDS {¢ontrnued)
Property Malntenance Fund
Thi5 reserve ha5 been created to acknowledge the required replacements, new developments, additions,
technical reviews and major renovations to the freehold property. The level of reserve is based on a 10
year property plan less the annual malntenance charge, expensed as Incurred.
Mlssion and Ministry Fund
Thls reserve acknowledges the commltment to the prolerts both In England and abroad for the next 5
years. This reserve reflects the loan owing from RamagnSes-Chln and will be reviewed annually for
suitablllty.
All of the ¢harity's funds are unrestricted.
2023
2022
INCOME AND ENDOWMENTS FROM:
Rents
Donatlons and gifts
Salaries and Penglons
Miscellaneous income
G5ft Ald
Investment income
1,480
56,969
28,174
596
7,405
9,793
900
52,078
41,977
770
7,225
2,758
104,419
105,708
EXPENDITURE ON:
Living costs
Livlng costs of sSsters at Ramagnies-chin
Pension contributions payable in Belgi¢Jm
Property costs
Admin costs
Travel
Legal & professional
Gift
Depreciation
34,698
27,400
30,299
9,299
41,217
13,992
6,201
12,876
2,050
60,865
9,631
65,174
11,667
9,133
14,552
721
62,323
(207,899)
(206,185)
OTHER RECOGNISED
GAINS/(LOSSES)
GaSn/lLossl on Investment assets
150,949
(103,653)
NET MOVEMENT IN FUNDS
47,469
{204,130)

THE RELIGIOUS OF ST ANDREW
COMMUNITY IN ENGLAND
NOTES TO THE ACCOUNTS
YEAR ENDED 31 DECEMBER 2023