SOUTHPORT & BIRKDALE
PROVIDENT SOCIETY
ACCOUWS
FOR THE YEAR ENDED 31st DECEMBER 2024
Charles D. O'Hara
TRusfEE & HON. TREASURER

SOUTHPORT AND BIRKDALE
PROVIDENT SOCIETY
INDEX TO ACCOUNTS
Page
Legal & Administrative Details
Report of the Trustees
Reports of the Independent Examiner
Receipts & Payments Account
Statement of Assets & Liabilities
Notes on the Financial Statements

Page 1
SOUTHPORT & BIRKDALE PROVIDENT SOCIETY
LEGAL & ADMINISTRATIVE DETAILS
FOR THE YEAR ENDING 31S1 DECEMBER 2024
The Southport and Blrkdale Provldent Soclety Is a Registered Charity whlch was
set up under a s¢h•m• with tho Charity Commission on 7th March 1977
(Charity No. 224460)
Roglstered Addr•ss of th• Charfty: 84 L•xton Drfv•
Southport
PR9 8QW
Trustees .
Mr G McNlcol
(Chalrnian)
Ms A Hlgham
(Hon Secretary)
Mr QD. O'Hara
(Hon. Treasurer)
Mr D.S Roberts C.T.A (Trustee)
Ms. E.C. Crook
(Trustee Nominated by Riverside)
Ms S. Davies
(Trustee Nomlnated by Riverside)
Bankers .
Natwest
130 Lord Street
Southport
PR9 OAE
Accounts Examiner: Sefton Community Accountanry Servfice
Investment Managers
CCLA Investment Management Limited
COIF Charity Funds
One Angel lane
LONDON EC4R 3AB

Page 2.
SOUTHPORT AND BIRKDALE PROVIDENT SOCIETY
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31°, DECEMBER 2024
OBJECTS OF THE CHARITY
The objeetivrt of ihe Southport *rtd Birkdalt Prtsvidtnt Soe*ty #re to relieve hArdship• need #Ad diJ¢reJs
4mong the residents of ibe Metropoliixn Borough ol Sefiott.
RESPONSIBILITIES OF THE TRUSTEES
ORGANISATION:.
Decisionj of tbe Charity art m*de by the Tru$¢ees at b￿￿0￿¢blY Meetiny. The Charity ￿ Inde￿ndent of
other l)odies Ind in its 8overn*nf6 within its CowtitutwD. whicb r¢s¢rifts its •rtivities
geographic*lly.
ACCOUNTING:.
The Truitees Are required by St*tuie to prepre *etounts for exeh fmAAeiAI ye*r wbieh give a trut f*ir
view of the state of *ff*iry of the Charity and of the reJMIts of the CbArity for ih•t period. prep•ring ¢bos¢
A¢couniJ the Truyieej Are required io:
l. Select 5111table iccounling policies then appty them foniisltndy:
2. i¥l*k¢ judgernenty xnd eJtimatu th•t •re reawnable And prudtnt:
Prepare the accounts on ihe going contern b*iiJ ￿nIelS it 18 iNppropri*te to preyume that the
Ch*rity will Contin￿e in operAiion.
Tb¢ Try$i¢t$ 4re reJpottJibl¢ for k¢¢piDR prnper *¢¢ownlini re¢ord* which diselost wilh re￿on￿ble #ecurley
l aiiy t1￿C the financi41 position of th¢ Charity •nd to enable them to t115ure thai the #eeounis eomply Ivilh
r¢l¢vant legislation. They Are %150 responsible for s*f¢gu8rdin8 the *sstis of iht ChArity *rtd htmee f*kln8
reason*blt 51eps for ihe prtvethiion Ind dtie¢¢itiD of other Irre8ui*riiies.
COMMENTARY ON ACCOUNTS:_
Requests for Grants *re rtteived from ch#rities welf*re in¥titutioni and from employees of ihe l•¢al
Authority SociAI Servict5 Dtplrtmtnt. Tht Trtlsurtr vets the ApplicAtion$ from Soriil Services, with the
ssisiAnce of Sefion C.V.& And rtteives permission for p*ymtni8 from the Trustees.
During 2024 we reeeived 181 Personal applications. of whieh I I fan¢elled. 3 were deflined *nd 167 Iver¢
¥48reed #nd p*id. The cost of w*s £29,116.(4). induding £149 for *pplication iniliiied ITr 2023.
This compares with a total of 194 PerJoft*l Applic*tioM i• 2023. of whi¢b 22 wer¢ C*th¢elled. I Deditted,
And I wis pendsng tompletion at tht year tnd 170 wert agrttd l￿d PAid *1 * ¢o$i of £26343.
It Wag nece88•ry to further restrict the nomber of *pplit*tions reeeived, in order ¢0 Avoid def*i¢ of
income compAr¢d to expenditure. This IJ the r¢sult fjf • S year period of *lmtssi staiic income in the f*ct of
incre#$ing dem*nd and esc*lating prices of ihe goods Tve $￿pplY i• iht community. Wt strive lo maintain
re*li#tic rexeryt fund. in order to even oui c*sb flow wbieh would oiknerwiie be erritic. owing to income being
received qu#rterly. Any *nnu*l deficit reduces our ¥Jbility to do this. Only inereasu ID future iwcome will Jlo
the gradu41 dirni￿vIl￿Tr ofour ability io *ddr¢M iht risin8 poverty itt ottr commullity.
RISK ASSESSMENT:_
The Trustees hai'e assessed iht major risks ¢0 wbicb the Charity Could be eX￿￿ed. ID partiful*r thoat related
to tkne operation and finances of ihe Trusi. Ind Ire s*tisf*d that systems are in plafe to mitigate exposure ¢0
major risks. All C*pit#l investmthts *rt profts*iDnally m*n*ted by the Chlrities oifici*l InveJtmtDt
FuThd of CCLA.
Signed on ￿half of the Trustc¢s
..Geofftey McNicol

Page 3.
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
SOUTHPORT AND BIRKDALE PROVIDENT SOCIETY
ON THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2024
AS SET OUT ON PAGES 4 TO 6
I report lo the trustees on my examination of the accounts of Southport and Birkdale Providenl
Society for the y8ar ended 31st December 2024.
Re8POCtlvo rosponslbllftlos of trust•es and •xaminor
As the charity's trustees of Southport and Birkdale Provident Society, you are responsible for the
preparation of the accounts in accordance with the requirements of the Charities Act 20111.the
2011 Act'l. The charity's trust88s consider that an audit is not required for this year under
Section 144 of the Charitiès Act 2011 (the Charities Act) and that an independent examlnatlon Is
needed.
It is my responsibility to=
8xamine the accounts under section 145 of the Charities Act,
to follow the procedures laid down in the general Directions given by the Charity
Commission (under section 145(5Xb) of the Charities Act, and
to state whether particular matters have come to our attention.
B•818 of Ind•p•nd•nt •x4mln•rf• •t4t•m•nt
My examination was carried out in accordance V￿th general directions given by the Charity
Commission. An examination includes a review of the accounting records kept by the charity
and a comparison of the accounts presented with those records.11 also includes consideration
of any unusual items or disclosurès in the accounts. and seeking explanations from the Iruslees
concerning any such matters. The procedures undertaken do not provide all the evidence that
would be required in an audit, and consequently no opinion is given as to whether the accounts
present a '1￿￿ and fair, view and the report is limited to those matters set out in the Statement
below.
Indop•ndent •xamln•rfs statom•nt
In connection with my examination, no matter has come lo my attents'on
(al which gives me reasonable 12use to believe that in. any material respect, the
requirements..
to keep accounting records in accordance with section 130 of the Charities Act; and
to prepare accounts vthich accord with the a¢¢ounling records and comply with the
accounting requirements of the Charities Act
have not been met, or
{bl lo which, in my opinion, attention should be drawn in order to enable a proper
understanding of the a¢￿UnIS to be reached.
C4fJ- io
lan Wrfght F.C.A.
Community Accountant
Sefton Council for Voluntary Serwce
3￿ Floor. Suite 3b. North Wing, Burlington House.
Crosby Road North. Watedoo, Liverpool L22 OLG

Accounting Statement
Page 4.
Receipts and Payments Account for the year ending 31st December 2024
2024
2023
CAPITAL
Restrlcted
Unrestricted
TOTAL
TOTAL
Investment Income - Unrestrfct•d
- Restrlcted
27,287
27,287
2.516
26.575
2,481
2.516
TOTAL RECEIPTS
(A1)
2,516
27,287
29,803
29.056
Dlrnct Charltabl• Grants
29,116
26,243
Publlclty & Fund Ralslng
Management & Admln.
445
325
TOTAL PAYMENTS
(A2)
Net Payments
Net Recelpts
(A2-A1)
{A1- A2)
242
2,488
Cash Fund
31st December 2024
{A3)
43,292
Cash Fund
31st December 2023
(A3)
43,050
SECTION B . Endowed Funds
2024
2023
Pernianent Endowment . Receipts
Payment
2516
2516
NIL
2481
2481
NIL

Page 5
SOUTHPORT & BIRKDALE PROVIDENT SOCIErY
STATEMENT
YEAR ENDED 3tst December 2024
CASH FUNDS
2481
2023
COIF Dep￿tt Ac¢4yJnt
25
970
2024 ￿?7•
2BI8
y￿E£
(XXF Pr•wtyFwAI (1•00) 47*17A•
790
Il•
LIABILITIES
Outstsndlnl Ord•rn nat >et eompl•tsd. (ESUM8t￿ c
G McNk¥)I
C. D. O'HARA

Page 6.
SOUTHPORT AND BIRKDALE PROV'IDENT SOCIETY
NOTES ON THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31•t DECEMBER 2024
ACCOUNTING POUCIES..
Basls of Accounll
Resources arisi
nditure
Funds
Investments
Sncome
Reserves
Tbe accouDtS Y4re prepared In ac¢ordiDce wlth the Statement of Recommtndtd Pr*crfce
"Aceountlng by Chlrltles"
as *ppllt*ble to smaller Charltles. Accounts Are prepared on the
Recelpts And Payments b*s19.
Investment IDcome1g Included ID the accounts gross *6 recelved from C.O.l.F.
Admlnl$tr*tloD Expenses Include the neeessary colts ltteurr¢d ltt runlllDg the Charlty whlch do not
have TA dlrect tanglble effect OD the charhable obJe¢dves of ¢be Cbarlty.
The funds consl8t of one uDreitrl¢ted fvDd and one endowment fund.
Inveslments Y4re ID¢luded ID the a¢￿unIS Is valued by CCLA at year tnd. These conslst of CbarltSes
Offlclal Investment FuDd unl¢s. The original cost is alw shown.
DurlDg tbe year ending 31" December 2024 Incomt of £ 29.803 was recelve(L { £ 29,056 In 2023 > .
IDve5tments C•plt*l Value *t 31" Dettmber 2024 was £ 980.516 (31•t DK•mbw, 2023 £ W,043 )
Ruerves of *pproxlmatety U,000 Are nornially held io cushion the effert of v*rlable Interest rntes
nd income from iDves¢meDts and to allow Ilexibility in meeting grint requests. There contillue5 to
be * rlslng demand for the Society's suP￿rt ID ibe presenl un¢ertaill economie elSm*te. The cash
reserve5 will, tberefore, eontillue to be under pressure. The Trustees will continue to revlew the
sltuatioD at each Bi-monthly Meeting. Only sufficient exsh 1$ dr*wD dowD from the COIF Deposlt
account to cover GriDt piyments •Dd running expewe& in order to mathlst Interest earned.
The Truslees were not enifitled to, and received Do remyner•tion during the year. Rent of £150.(10
was paid to the S8lvatioD Army? £144.07 for Insurances £95.00 for Accounts Exomin•tlQD and
£56.31 for Treasurer's Expenses. No travelling expen$o have been ineurred this year.