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2025-12-31-accounts

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

Gosling House

To: Hillier Hopkins LLP Radius House 51 Clarendon Road Watford Herts WD17 1HP

Dear Sirs

The following representations are made on the basis of enquiries of management and staff with relevant knowledge and experience such as we consider necessary in connection with your independent examination of the charity’s financial statements for the period ended 31 December 2025. These enquiries have included inspection of supporting documentation where appropriate. All representations are made to the best of our knowledge and belief.

General

Assets and liabilities

Accounting estimates

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

Legal claims

Laws and regulations

Related parties

Subsequent events

Going concern

Grants and donations

Yours faithfully

Nick Rayner

.............................................................................................................................. Signed on behalf of the board of trustees

09-06-2026

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

Charity number: 220417

GOSLING HOUSE

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

CONTENTS

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 14

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 DECEMBER 2025

Trustees Mr N Rayner
Mr R M Twydle
Mr D Dumbleton
Mrs E Williamson
Ms P Norman
Charity registered
number
220417
Principal office
54 Whielden Street
Amersham
Buckinghamshire
HP7 0HU
Principal operating
office
21-27 Cassio Road
Watford
Hertfordshire
WD18 0QP
Independent Examiners
Hillier Hopkins LLP
1st Floor, Radius House
51 Clarendon Road
Watford
Hertfordshire
WD17 1HP
Bankers
Lloyds TSB
67 High Street
Watford
Hertfordshire
Investment Advisors
M&G Securities Limited
PO Box 6108
Basildon
Essex

Page 1

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

TRUSTEES' REPORT FOR THE YEAR ENDED 31 DECEMBER 2025

The Trustees present their annual report together with the financial statements of the Charity (the charity) for the year 1 January 2025 to 31 December 2025. The financial statements comply with current statutory requirements and the requirements of the Charity's governing document.

The Charity also trades under the names Gosling's Homes for Aged Women.

Objectives and activities

a. Policies and objectives

To ensure a comfortable, safe and friendly home for the residents.

To maintain the premises to a high standard by working to an agreed programme of repairs, replacements and re-decoration.

To manage the affairs of the home in an efficient, successful manner.

Achievements and performance

a. Review of Activities

In the year, the trustees worked hard to achieve the objectives above.

b. Reserves policy

The Charity has a reserves policy which reflects the need to maintain current operations while providing for future commitments. Funds held at 31 December 2025 amounted to £467,812 (2024: £416,417). All funds are unrestricted.

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

Structure, governance and management

a. Constitution

Gosling House (registered as Gosling's Homes for Aged Women) is constituted by a Trust Deed dated 14th November 1933. The charity de-registered as a Housing Association on 25th February 1999.

The principal object of the charity is the provision of accomodation for spinsters and widows, who are not less than fifty years of age, the residents providing only a contribution to the running of the Home.

Page 2

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Structure, governance and management (continued)

b. Methods of appointment or election of Trustees

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust deed.

c. Financial risk management

The Trustees have assessed the major risks to which the Charity is exposed, in particular those related to the operations and finances of the Charity, and are satisfied that systems and procedures are in place to mitigate exposure to the major risks.

Public Benefit

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the charity's aims and objectives and in planning future activities.

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial which give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on their behalf by:

................................................ ................................................
Mr N Rayner Mrs E Williamson
Trustee Trustee
Date:
09-06-2026

Page 3

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 DECEMBER 2025

Independent examiner's report to the Trustees of Gosling House ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 31 December 2025.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

Signed: Dated: 22-06-2026 Louise Cherry ACA

Hillier Hopkins LLP

1st Floor, Radius House 51 Clarendon Road Watford Hertfordshire WD17 1HP

Page 4

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2025

Note
Income from:
Charitable activities
3
Investments
4
Total income
Expenditure on:
Charitable activities
Total expenditure
Net income/(expenditure) before net gains on
investments
Net gains on investments
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
29,520
190
29,710
27,610
27,610
2,100
49,295
51,395
416,417
51,395
467,812
Total
funds
2025
£
29,520
190
29,710
27,610
27,610
2,100
49,295
51,395
416,417
51,395
467,812
Total
funds
2024
£
28,341
181
28,522
31,478
31,478
(2,956)
22,235
19,279
397,138
19,279
416,417

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 7 to 14 form part of these financial statements.

Page 5

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

BALANCE SHEET AS AT 31 DECEMBER 2025

Note
Fixed assets
Tangible assets
8
Investments
9
Current assets
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one
year
10
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after more
than one year
11
Total net assets
Charity funds
Restricted funds
12
Unrestricted funds
12
Total funds
41,945
(2,760)
2025
£
260,448
351,108
611,556
39,185
650,741
(182,929)
467,812
-
467,812
467,812
41,640
(4,555)
2024
£
260,448
301,813
562,261
37,085
599,346
(182,929)
416,417
-
416,417
416,417

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

................................................ ................................................ Mr N Rayner Mrs E Williamson Trustee Trustee Date: 09-06-2026

The notes on pages 7 to 14 form part of these financial statements.

Page 6

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

1. General information

The Charity is an unincorporated charity registered in England and Wales. The registered office is listed on page 1.

2. Accounting policies

2.1 Basis of preparation of financial statements

The Financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) effective 1 January 2019, and Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and Charities Act 2011.

Gosling House constitues a public benefit entity as defined by FRS 102.

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

2.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

For legacies, entitlement is taken as the earlier of the date on which either: the charity is aware that probate has been granted, the estate has been finalised and notification has been made by the executor(s) to the Trust that a distribution is received from the estate. Receipt of a legacy, in whole or in part, is only considered probable when the amount can be measured reliably and the charity has been notified of the executor's intention to make a distribution. Where legacies have notified to the charity, or the charity is aware of the granting of probate, and the criteria for income recognition have not been met, then the legacy is treated as a contingent asset and disclosed if material.

2.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Page 7

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

2. Accounting policies (continued)

2.3 Expenditure (continued)

Charitable activities and Governance costs are costs incurred on the charity's educational operations, including support costs and costs relating to the governance of the charity apportioned to charitable activities.

2.4 Tangible fixed assets and depreciation

A review for impairment of a fixed asset is carried out if events or changes in circumstances indicate that the carrying value of any fixed asset may not be recoverable. Shortfalls between the carrying value of fixed assets and their recoverable amounts are recognised as impairments, Impairment losses are recognised in the Statement of financial activities.

The Trustees do not consider the Freehold Property needs to be depreciated as its current value is significantly greater than the original cost and the current policy of continuous maintenance.

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, on a reducing balance basis.

Depreciation is provided on the following bases:

Freehold property - Not depreciated
Fixtures and fittings - 25%

2.5 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the Bank.

2.6 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.7 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation.

2.8 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Page 8

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

2. Accounting policies (continued)

2.9 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Investment income, gains and losses are allocated to the appropriate fund.

3. Income from charitable activities

Unrestricted
funds
2025
£
Contributions from residents
25,320
Rent from House Manager
4,200
Total 2025
29,520
Total 2024
28,341
Total
funds
2025
£
25,320
4,200
29,520
28,341
Total
funds
2024
£
24,141
4,200
28,341

4. Investment income

Unrestricted Total Total
funds funds funds
2025 2025 2024
£ £ £
Dividend income 190 190 181

Page 9

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

5. Analysis of expenditure by activities

Charitable Activities
Total 2024
Analysis of support costs
Support
costs
2025
£
27,610
31,478
Total
funds
2025
£
27,610
31,478
Total
funds
2024
£
31,478
Gas
Electricity
Water Rates
Repairs - Premises
Telephone
Cleaning
Insurance
Gardening
Sundry Expenses
Governance
6.
Independent examiner's remuneration
Fees payable to the Charity's independent examiner for the independent
examination of the Charity's annual accounts
Total
funds
2025
£
7,854
1,579
1,397
7,001
(256)
1,108
1,685
3,781
348
3,113
27,610
2025
£
2,760
Total
funds
2024
£
9,180
1,385
1,071
9,334
859
1,151
1,617
4,060
181
2,640
31,478
2024
£
2,640

Page 10

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

7. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2024 - £NIL) .

During the year ended 31 December 2025, no Trustee expenses have been incurred (2024 - £NIL) .

8. Tangible fixed assets

Cost or valuation
At 1 January 2025
At 31 December 2025
Depreciation
At 1 January 2025
At 31 December 2025
Net book value
At 31 December 2025
At 31 December 2024
Freehold
property
£
260,448
260,448
-
-
260,448
260,448
Fixtures and
fittings
£
1,395
1,395
1,395
1,395
-
-
Total
£
261,843
261,843
1,395
1,395
260,448
260,448

Page 11

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

9. Fixed asset investments

Cost or valuation
At 1 January 2025
Revaluations
At 31 December 2025
Net book value
At 31 December 2025
At 31 December 2024
Listed
investments
£
301,813
49,295
351,108
351,108
301,813
10.
Creditors: Amounts falling due within one year
Accruals and deferred income
11.
Creditors: Amounts falling due after more than one year
Grants accrued - institutional
2025
£
2,760
2025
£
182,929
2024
£
4,555
2024
£
182,929

Page 12

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

12. Statement of funds

Statement of funds - current year

Balance at 1
January
2025
£
Unrestricted funds
General Funds
416,417
Statement of funds - prior year
Balance at
1 January
2024
£
Unrestricted funds
General Funds - all funds
397,138
Income
£
29,710
Income
£
28,522
Expenditure
£
(27,610)
Expenditure
£
(31,478)
Gains/
(Losses)
£
49,295
Gains/
(Losses)
£
22,235
Balance at
31
December
2025
£
467,812
Balance at
31
December
2024
£
416,417

13. Summary of funds

Summary of funds - current year

Balance at 1
January
2025
£
General funds
416,417
Summary of funds - prior year
Balance at
1 January
2024
£
General funds
397,138
Income
£
29,710
Income
£
28,522
Expenditure
£
(27,610)
Expenditure
£
(31,478)
Gains/
(Losses)
£
49,295
Gains/
(Losses)
£
22,235
Balance at
31
December
2025
£
467,812
Balance at
31
December
2024
£
416,417

Page 13

Docusign Envelope ID: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

GOSLING HOUSE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

14. Analysis of net assets between funds

Analysis of net assets between funds - current year

Unrestricted
funds
2025
£
Tangible fixed assets
260,448
Fixed asset investments
351,108
Current assets
41,945
Creditors due within one year
(2,760)
Creditors due in more than one year
(182,929)
Total
467,812
Total
funds
2025
£
260,448
351,108
41,945
(2,760)
(182,929)
467,812

15. Related party transactions

During the period, the charity was charged £684 (2024: £132) for maintenance services by Brian Dumbleton & Sons, a business connected to D Dumbleton, a trustee of the charity.

Page 14

Certificate Of Completion

Envelope Id: 3CB0F5AC-F27A-87B4-828E-EF7E9032A414

Status: Completed

Subject: Complete with Docusign: Independent examination letter of representation 2025.pdf, GOSLING 2025... Source Envelope: Document Pages: 18 Signatures: 6 Envelope Originator: Certificate Pages: 5 Initials: 0 Deanne Shumate AutoNav: Enabled Radius House EnvelopeId Stamping: Enabled 51 Clarendon Road Time Zone: (UTC) Dublin, Edinburgh, Lisbon, London Watford, Hertfordshire WD17 1HP deanne.Shumate@hhllp.co.uk IP Address: 82.71.42.225

Record Tracking Status: Original Holder: Deanne Shumate Location: DocuSign 09-06-26 | 14:20 deanne.Shumate@hhllp.co.uk Signer Events Signature Timestamp Nick Rayner Sent: 09-06-26 | 14:28 njr001@icloud.com Viewed: 09-06-26 | 16:08 Security Level: Email, Account Authentication Signed: 09-06-26 | 16:15 (None) Signature Adoption: Uploaded Signature Image Using IP Address: 2a00:23c5:4278:a801:6cdc:c33b:32f2:9d2 Electronic Record and Signature Disclosure: Accepted: 09-06-26 | 16:08 ID: 62996586-1381-43a2-b7ad-51afd1a3f6cd Edna J Williamson Sent: 09-06-26 | 16:15 john@petermagnusdesign.co.uk Viewed: 19-06-26 | 18:24 Security Level: Email, Account Authentication Signed: 19-06-26 | 18:29 (None) Signature Adoption: Pre-selected Style Using IP Address: 2a00:23c7:5b90:a101:4929:1b2d:5e34:90f0 Electronic Record and Signature Disclosure: Accepted: 19-06-26 | 18:24 ID: ef2db47c-4fec-47c9-aecf-66503c33d82f Louise Cherry Sent: 19-06-26 | 18:29 Louise.Cherry@hhllp.co.uk Viewed: 22-06-26 | 08:59 Security Level: Email, Account Authentication Signed: 22-06-26 | 09:00 (None) Signature Adoption: Pre-selected Style Using IP Address: 62.64.170.42

Electronic Record and Signature Disclosure: Not Offered via Docusign

In Person Signer Events Signature Timestamp
Editor Delivery Events Status Timestamp
Agent Delivery Events Status Timestamp
Intermediary Delivery Events Status Timestamp
Certified Delivery Events Status Timestamp
Carbon Copy Events Status Timestamp
Robert Twydle Sent: 22-06-26
roberttwydle@aol.com
Security Level: Email, Account Authentication
(None)
Electronic Record and Signature Disclosure:
Accepted: 06-11-24 10:52
ID: 2a1d546c-7654-43b0-87e4-aff6fcbc73c2
Witness Events Signature Timestamp
Notary Events Signature Timestamp
Envelope Summary Events Status Timestamps
Envelope Sent Hashed/Encrypted 09-06-26
Certified Delivered Security Checked 22-06-26
Signing Complete Security Checked 22-06-26
Completed Security Checked 22-06-26
Payment Events Status Timestamps
Electronic Record and Signature Disclosure

Electronic Record and Signature Disclosure created on: 19-10-21 | 20:16 Parties agreed to: Nick Rayner, Edna J Williamson, Robert Twydle

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To request delivery from us of paper copies of the notices and disclosures previously provided by us to you electronically, you must send us an email to barrie.cox@hhllp.co.uk and in the body of such request you must state your email address, full name, mailing address, and telephone number. We will bill you for any fees at that time, if any.

To withdraw your consent with Hillier Hopkins LLP

To inform us that you no longer wish to receive future notices and disclosures in electronic format you may:

i. decline to sign a document from within your signing session, and on the subsequent page, select the check-box indicating you wish to withdraw your consent, or you may;

ii. send us an email to barrie.cox@hhllp.co.uk and in the body of such request you must state your email, full name, mailing address, and telephone number. We do not need any other information from you to withdraw consent.. The consequences of your withdrawing consent for online documents will be that transactions may take a longer time to process..

Required hardware and software

The minimum system requirements for using the DocuSign system may change over time. The - - current system requirements are found here: https://support.docusign.com/guides/signer guide signing-system-requirements.

Acknowledging your access and consent to receive and sign documents electronically

To confirm to us that you can access this information electronically, which will be similar to other electronic notices and disclosures that we will provide to you, please confirm that you have read this ERSD, and (i) that you are able to print on paper or electronically save this ERSD for your future reference and access; or (ii) that you are able to email this ERSD to an email address where you will be able to print on paper or save it for your future reference and access. Further, if you consent to receiving notices and disclosures exclusively in electronic format as described herein, then select the check-box next to ‘I agree to use electronic records and signatures’ before clicking ‘CONTINUE’ within the DocuSign system.

By selecting the check-box next to ‘I agree to use electronic records and signatures’, you confirm that: