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2025-03-31-accounts

DR BABINGTON'S ALMHOUSE CHARITY

ANNUAL REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025

The trustees present their report together with the financial statements for the year ended 31 March 2025. The financial statements comply with the charity's trust and applicable law.

Constitution and objects

The charity was established in the late 17th century by a Christian benefactor, and is a registered charity. The Charity number is 218754

The charity exists to provide accomodation in 7 bedsits for elderly, incapacitated or needy residents of the area.

Reserves policy

It is the policy of the charity to maintain unrestricted funds, which are the free reserves of the charity, at such a level to provide sufficient funds to cover the management and administration of the day-to-day running and to be able to respond to any emergency repairs that may arise.

Investment policy

The trustees have considered the most appropriate policy for investing funds and have found that specialised unit trusts, designed for the charity sector, meet their requirements to generate both income and capital growth.

Trustees' responsibilities in relation to the financial statements

Law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the charity's financial activities during the year and of its financial position at the year end. In preparing those financial statements, the trustees are required to:

The trustees are responsible for keeping accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the trustees on May 2026 and signed on their behalf by:

Mrs P Ranson

(Chairperson)

DR BABINGTON'S ALMSHOUSE CHARITY

Financial Statements for the Year Ended 31 March 2025

Charity No: 218754

DR BABINGTON'S ALMSHOUSE CHARITY Statement of Financial Activities for the Year Ended 31 March 2025

2024
£
INCOME
7,973 Dividendsand Interest Received
17,646 Rent and HeatingContribution
25,619 TotalIncomingResources
6,684 Lighting and Heating
1,161 Water Rates
12,785 Property Repairs andMaintenance
2,619 Insurance
0 ExtraordinaryRepairFund
4,264 Admin Services
782 Miscellaneous
28,295 TotalResourcesExpended
-2,676 Net Incoming/(Outgoing)Resourcesfor theyear
14,949 Surplus/(Deficit) on Revaluation of Investments
12,273 NetMovementinFunds
263,791 Fund balances at 1 April 2024
£276,064 Fund balances at 31 March 2025
Restricted
General
Fund
Fund
Total
£
£
£
7,825
7,825
18,393
18,393
0
26,218
26,218
7,908
7,908
885
885
6,250
4,353
10,603
2,653
2,653
0
0
5,126
5,126
1,747
1,747
6,250
22,672
28,922
-6,250
3,546
-2,704
-1,964
1,354
-610
-8,214
4,900
-3,314
61,443
214,621
276,064
£53,229
£219,521
£272,750

DR BABINGTON'S ALMSHOUSE CHARITY

Balance Sheet as at 31 March 2025

----- Start of picture text -----
2024
£ NOTES £ £
FIXED ASSETS
Property 6
266,008 Investments 7 265,398
266,008 265,398
CURRENT ASSETS
Debtors and Accrued Income
11,841 Cash at Bank - Business Reserve 8,223
250 - Current Account 250
22 Cash in Hand 22
12,113 8,495
CURRENT LIABILITIES
-2,057 Creditors and Accrued Charges 8 -1,143
10,056 NET CURRENT ASSETS 7,352
276,064 272,750
LESS:
Provisions for:
-566 Future cyclical repairs & maintenance 9 -566
-60,877 Extraordinary Repairs 9 -52,663
-61,443 -53,229
214,621 219,521
Represented by:-
ACCUMULATED FUND
117,546 Capital 10 116,243
97,075 Income 11 103,278
214,621 219,521
----- End of picture text -----

DR BABINGTON'S ALMSHOUSE CHARITY

Notes to the Accounts for the Year Ended 31 March 2025

1
DIVIDENDS & INTEREST RECEIVED
Charities Official InvestmentFundIncomeShares
Charifund IncomeShares
Multi AssetFund
2
BANK INTEREST
2A
Other-Bank Charges -Compensation
3
PROPERTY REPAIRS
Decking,clean drains
Various Plumbing and Heating
General Repairs
Garden furniture
New Shower room & damp issue repairs - Restricted Funds
4
CLEANING & GROUNDS MAINTENANCE
Cleaning
Garden Maintenance
5
MISCELLANEOUS
Laptop
Christmas Presents/gifts
Accountant
Sundry
TVLicences
Subscriptions
Stationery
2024
2025
£
£
1,483
1,513
4,016
4,225
1,867
1,939
7,366
7,677
£
£
205
148
402
0
£
£
1,650
3,250
1,837
1,412
80
108
6,312
2,025
4,000
6,250
£
£
1,783
1,833
690
495
2,473
2,328
£
£
432
181
236
205
492
23
30
30
343
353
204
782
1,747

DR BABINGTON'S ALMSHOUSE CHARITY

Notes to the Accounts for the Year Ended 31 March 2025

6 PROPERTY

The property was acquired by the Charity in the 17th Century with additions early in the 19[th] Century. It has not been possible to determine the original cost and the Trustees have not deemed it necessary to obtain a professional valuation, therefore no value is placed on the land and buildings controlled by the charity.

7 INVESTMENTS

INVESTMENTS
CAPITAL ACCOUNT
Charifund Income(400 Units)
CCLA COIFincomeShares (2,722 units)
M&G Charity MultiAsset Fund(47,866.521 units)
INCOMEACCOUNT
CharifundIncome( 1,093units)
Charifund Income (1,469.53units)
CharifundIncome(1,070 units)
CharifundIncome( 637.26 units)
EXTRAORDINARY REPAIR FUND
CCLA COIF Accumulation Fund ( 384.65 units)
CREDITORS ANDACCRUED CHARGES
Water
Gas
Accounts
Electric
Rents In-advance
Maintenance
£
£
31/03/2024
31/03/2025
Market
Value
Market
Value
£
£
5,824
6,073
55,617
53,026
43,515
44,554
104,956
103,653
15,915
16,595
21,398
22,312
15,580
16,246
9,279
9,676
62,172
64,829
98,880
96,916
266,008
265,398
£
£
500
748
205
492
60
424
651
120
2,057
1,143

8

DR BABINGTON'S ALMSHOUSE CHARITY

Notes to the Accounts for the Year Ended 31 March 2025

9
PROVISIONFOREXTRAORDINARYREPAIRS
Opening Balance
Transferto/(from) Revenue
Revaluation Surplus/(Deficit)
FUTURE CYCLICAL REPAIRS&MAINTENANCEFUND
Balance - opening and closing
10
ACCUMULATED FUND-CAPITAL ACCOUNT
Opening Balance
RevaluationSurplus/(Deficit)
11
ACCUMULATED FUND- INCOME ACCOUNT
Opening Balance
(Deficit)/Surplus of Income over Expenditure
RevaluationSurplus/(Deficit)
£
£
53,515
60,877
-3,475
-6,250
10,837
-1,964
60,877
52,663
£
£
566
566
112,277
117,546
5,269
-1,303
117,546
116,243
97,433
97,075
799
3,546
-1,157
2,657
97,075
103,278

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ members of Dr Babington’s Almshouse Charity

On accounts for the year 31[st] March 2025 Charity no 218754 ended (if any) Set out on pages (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/03/2025

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Signed:
Name:
Relevant professional
qualification(s) or body
(if any):
Address:
L S Turner
Date:
7 May 2026
Louise Turner
Association of Chartered Certified Accountants
LST Accountancy Limited
32 Quorn Close
Loughborough, LE11 2AW

1

October 2018

IER

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

2

October 2018

IER