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2020-12-31-accounts

TRUSTEES IBenton
G Brown
D Gilbert
RHackett
D Walker (resigned 30.9.2020)
M Pierce (resigned 26.2.2020)
P Smith
G Wilkinson
IEdwards
PRINCIPAL ADDRESS The Almshouses
Lower Gungate
Tamworth
Staffordshire
B797AN
REGISTERED CHARITY 214737
NUMBER
INDEPENDENT EXAMINER Philip Barnes &Co Limited
Chartered Accountants
The Old Council Chambers
Halford Street
Tamworth
StatTordshire
B797RB
BANKERS Yorkshire Bank pic
3George Street
Tamworth
StatTordshire
8797LA

2020 2019
Unrestricted Restricted Endowment Total Total
funds fund fund funds funds
Notes
INCOME AND
ENDOWMENTS
FROM
Donations and legacies 3 5,078 5,078 115
Charitable activities 5
Residential accommodation 153,822 153,822 147,510
Investment income 4 13,978 1,215 15,193 15,696
Other income 6 5,984 5,984 5,739
Total 178,862 1,215 180,077 169,060
EXPENDITURE ON
Charitable activities 7
Residential accommodation 117,169 117,169 144,824
Payments
for benefit
ofresidents 838 838 1,020
Total 117,169 838 118,007 145,844
Net gains/(losses)
on
investments (12,295) (2,343) (13,816) (28,454) 45,400
NKT
INCOME/(EXPENDITURE) 49,398 (1,966) (13,816) 33,616 68,616
RECONCILIATION OF
FUNDS
Total funds brought forward 1,067,413 32,192 184,967 1,284,572 1,215,956
TOTAL FUNDS CARRIED
FORWARD 1,116,811 30,226 171,151 1,318,188 1,284,572

2020 2019
Notes
FIXEDASSETS
Tangible assets 12 509,334 509,334
Investments 13 352496 380,950
861,830 890,284
CURRENT ASSETS
Debtors 14 22,408 16,566
Cash at bank 441,623 385,302
464,031 401,868
CREDITORS
Amounts
falling due within one year
15 (7,673) (7,580)
NET CURRENT ASSETS 456,358 ~394288
TOTAL ASSETSLESSCURRENT
LIABILITIES 1,318,188 1,284,572
NET ASSETS 1,318,188 1,284,572
FUNDS 17
Unrestricted
funds:
General fund 297,477 283,079
Capital fund 509,334 509,334
Repair reserve fund 80,000 70,000
Extraordinary
repair fund
180,000 160,000
Cyclical maintenance fund 50,000 45,000
1,116,811 ~1067413
Restricted funds:
Elsie Westwood fund 30,226 32,192
Endowment
funds:
Permanent
endowment
fund 171,15i 184,967
TOTAL FUNDS 1,318,188 1,284,572

DONATIONS AND LEGACIES LEGACIES
2020 2019
Grants 4,963
Guy's Hospital 115 115
5,078 115
Grants received, included in the above, are as follows:
2020 2019
HMRC Coronavirus Job Retention Scheme 4,963
4. INVESTMENT INCOME
2020 2019
NAA Common Investment Fund dividend 14,754 14,754
COIF deposit interest 439 942
15,193 15,696

5. INCOME FROM CHARITABLE ACTIVITIES
2020 2019
Residents
contributions
120,471 117,094
Facilities 33,351 30,416
153,822 147,510
6. OTHER INCOME
2020 2019
Solar panel feed in tariff ~5984 ~5739
7. CHARITABLE ACTIVITIES COSTS
7. CHARIT A BLE ACTIVITIES COSTS
Direct costs Support costs
(see note 8) (see note 9) Totals
Residential accommodation 44,215 72,954 117,169
Payments for benefit ofresidents 838 838
44,215 73,792 118,007
8. DIRECT COSTSOFCHARITABLE ACTIVITIES
2020 2019
Water rates and council tax 8,235 8, 123
Insurance 3,694 3,562
Gas and electricity 24,922 21,522
Lifeline 7,364 7,312
44,215 40,519

Repairs and Residents Governance
Management Maintenance Welfare costs Totals
Residential accommodation 30,489 38,505 3,960 72,954
Payments for benefit of
residents 838 838
30,489 38,505 838 3,960 73,792

Management Management Management
2020 2019
f f
Wages 26,137 25,830
Pensions 412 373
Telephone 740 589
Stationery, postage's and sundries 829 1,750
Subscriptions 371 357
Bad debt 2,000
30,489 28,899
Repairs and maintenance
2020 2019
Wages 17,830 18,016
Pensions 83
General repairs and maintenance 15,479 34,346
Garden expenses 4,130 2,885
Cookers 383 1,408
Other property and grounds expenses 600 14,527
38,505 71,182
Residents welfare
2020 2019
f.
Residents social events 740 893
Heritage day 60
Miscellaneous expenses 98 67
838 1,020
Governance costs
2020 2019
Accountancy and independent examination 3,960 3,960
Professional fees 264
3,960 4,224

2020 2019
Wages and salaries 43,967 43,846
Other pension costs 495 373
44,462 44,219
The average monthly number ofemployees during the year was as follows:
2020 2019
Average number of staff during the year 3 4
Average number of full-time equivalent 2 2
No employees
received emoluments
in excess of660,000.

Additions
and improvements
2020 2019
I
COST
At 1 January 509,334 509,334
NET BOOK VALUE
At 31 December 509,334 509,334

National Association ofAlmshouses
Co
mmon
I
nvestment
F
und
2020 2019
Number Number
Income shares
-number ofshares held 421,545 421,545
Market value ofthese shares split between funds:
Elsie Permanent
General Westwood Endowment Total
f
Market value at I January 2020 164,605 31,378 184,967 380,950
Movement in market value (12,295) (2,343) (13,816) (28,454)
Market value at 31 December 2020 152,310 29,035 171,151 352,496

DEBTORS:AMOUNTS FALLING DUE WITHIN ONE YEAR
2020 2019
6
Residents
contributions
12,938 8,119
Other debtors 1,035 920
Social security and other taxes 934 846
Prepayments ~7501 ~6681
~22 408 16,566
CREDITORS: AMOUNTS FALLING DUK WITHIN ONE YEAR
2020 2019
Other creditors 1,031 194
Accrued expenses 6,642 7,386
7,673 7,580

2020 2019
Unrestricted Restricted Endowment Total Total
funds fund fund funds funds
f. f
Fixed assets 509,334 509,334 509,334
Investments 152,310 29,035 171,151 352,496 380,950
Current
Current
assets
liabilities
462,840
~7,673)
1,191 464,031
~7,673)
401,868
~7,580
1,116,811 30,226 171,151 1,318,188 1,284,572

Net Transfers
movement between At
At 1.1.20 in funds funds 31.12.20
Unrestricted
funds
General fund 283,079 87,903 (73,505) 297,477
Capital fund 509,334 509,334
Repair reserve fund 70,000 (29,468) 39,468 80,000
Extraordinary
repair fund
Cyclical maintenance
fund
160,000
45,000
(4,832)
~4,205
24,832
9,205
180,000
50,000
1,067,413 49,398 1,116,811
Restricted funds
Elsie Westwood
fund
32,192 (1,966) 30,226
Endowment
funds
Permanent
endowtnent
fund 184,967 (13,816) 171,151
TOTALII'UNDS 1,284,572 33,616 ~1318188

Net movement
in funds, included
Net movement
in funds, included
in the above are as follows:
Incoming Resources Gains and Movement
resources expended losses in funds
f.
Unrestricted
funds
General fund 178,862 (78,664) (12,295) 87,903
Repair reserve fund (29,468) (29,468)
Extraordinary
repair fund
Cyclical maintenance
fund
(4,832)
~4,205
(4,832)
~4,205
178,862 (117,169) (12,295) 49,398
Restricted funds
Elsie Westwood
fund
1,215 (838) (2,343) (1,966)
Endowment
funds
Permanent
endowment
fund (13,816) (13,816)
TOTAL FUNDS 180.077 ~1)8,007) ~28,454) 33,616

Net Transfers
movement between At
At 1.1.19 in funds funds 31.12.19
f
Unrestricted
funds
General fund 240,441 113,820 (71,182) 283,079
Capital fund 509,334 509,334
Repair reserve fund 70,000 (32,465) 32,465 70,000
Extraordinary
repair fund
Cyclical maintenance
fund
160,000
45,000
(23,360)
~15,357)
23,360
15,357
160,000
45,000
1,024,775 42,638 1,067,413
Restricted funds
Elsie Westwood
fund
28,258 3,934 32,192
Endowment
funds
Permanent
endowment
fund 162,923 22,044 184,967
TOTAL FUNDS 1,215,956 68,616 1,284,572

Incoming Resources Gains and Movement
resources expended
f
losses in funds
f
Unrestricted
funds
General fund 167,845 (73,642) 19,617 113,820
Repair reserve fund (32,465) (32,465)
Extraordinary
repair fund
(23,360) (23,360)
Cyclical maintenance fund ~15,357 ~15,357)
167,845 (144,824) 19,617 42,638
Restricted funds
Elsie Westwood
fund
1,215 (1,020) 3,739 3,934
Endowment
funds
Permanent
endowment
fund 22,044 22,044
TOTAL FUNDS ~169 060 ~145844) 45,400 68.616
Net Transfers
movement between At
At 1.1.19 in funds funds 31.12.20
Unrestricted
funds
General fund 240,441 201,723 (144,687) 297,477
Capital fund 509,334 509,334
Repair reserve fund 70,000 (61,933) 71,933 80,000
Extraordinary
repair fund
Cyclical maintenance
fund
160,000
45,000
(28.192)
~)9,562
48,192
24,562
180,000
50,000
1,024,775 92,036 1,116,811
Restricted funds
Elsie Westwood
fund
28,258 1,968 30,226
Endowment
funds
Pennnnent
endowment
fund 162,923 8,228 171,151
TOTAL FUNDS 1,215,956 102,232 1,318,188

Incoming Resources Gains and Movement
resources expended losses in funds
f.
Unrestricted
funds
General
fund
346,707 (152,306) 7,322 201,723
Repair reserve fund (61,933) (61,933)
Extraordinary
repair fund
(28,192) (28,192)
Cyclical maintenance fund ~19,562) ~19562)
346,707 (261,993) 7,322 92,036
Restricted
funds
Elsie Westwood
fund
2,430 (1,858) 1,396 1,968
Endowment
funds
Permanent
endowment
fund 8,228 8,228
TOTAL FUNDS 349,137 ~263 851 ~16 946 102,232