2025-03-31-accounts

R¢glst•r•d numb•r: 00533714 Charity nuM￿r.. 214212 MOSAIC 1898 LTD (A company limlted by guarantee) TRUSTEES, REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

MOSAIC 1898 LTD IA Gompany Ilmlled by guaranlo•) CONTENTS Page Reforen¢• and admlnistratlve d•lail$ of the charltablè company. Its Trustses and advls•rs Chalrporson's $tatom¢nt Trustees. r•port 3-17 Indopendent audltors. report on the finan¢lo1 $tsternènts 18-21 Statement of Ilnan¢lal a¢tlvltlos 22 8alanc8 sheet 23-24 Statemgnt of cash flows 25 Notes t¢ th8 financl•l statomonts 26-50

MOSAIC 1898 LTD (A company Ilmlt•d by guarant991 REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITABLE COMPANY. ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 MARCH 2025 Twsl•e8 Steve Smith. Chair Warwid¢ Best, Vic8 Chair {reslgned 27 Jun6 2024) Josephine TaOor, Secretary sa￿1ndher Sidhu. Treasurer Bhavin Gohil lappolnled 7 January 20251 Nitesh Somani {appolnted 7 January 20251 Company r•gl$t•rod number 00533714 Charlty regl$tered numbor 214212 R•glst•r¢d offico 2 08k Spinney Parft Ralby Lane Leicosler Forest East Leicester LE3 3AW Company s•cretary Josephlne Ta￿Or Chlèf ex•eutlve officer Zoheb Shariff Independent audltors M8gma ALJdit LLP (part of the Dains Group) Chartered Accountants Unil 2, Chamwood Edge Business Pat* s￿tOn Road Leicester LE74UZ Bankors Bank of Scofjand The Mound Edlnburgh EH1 1YZ Investment athilsors Brewin Dolphin Waterfront House 35 Slalion R￿id Nottingham NG2 3DQ M&G Charity Departrnenl PO Box 9038 Chelmsford CM99 2XF Pag8 1

MOSAIC 1898 LTD (A company Ilmited by guarants•) CHAIRPERSON'S STATEMENT FOR THE YEAR ENDED 31 MARCH 2025 The chairperson presents thelr 8tstem8nt for the year. As I sit and reflect on our joumey over the past year, l am again overcome th a deep Sen￿ of approciation and admiration for tho fight we'v8 fought. the brave progress we've made, and the lives we'vo touched. This year has been one of both challenge and progress. The pressures of the cost-of-living crisis continue to stretch health 8nd so¢i81 care syBlems, and ongoing uncertainly around refomi have continued to affect disabled people, their families. and carers. Yel, in the face of these obslades and the turt)ulent world around us, Mosaic 1898 has stood restslute. We have continued lo grow our reach and deopen our impact. This past year, we exlgnded support to more than 4,000 disabled peopl8, and their families, ￿reg1Ver5, and care proMd8rs across Leicestfrr and L8ic&stershlre. We've been helpers, carers, supporters, companions, advocates, advisèrs, and we've been fiercely commltled to making a drfferenc6. l am immensely proud that at overy step. our charfty has remained anchored to its purpose= to listen lo, learn from, and be led by disablèd people. and to deliver compassh)nate, lile-enriching support soNices that challenge barrien and bulld 8 fairer, mor8 indusive workj. Our services hav8 flourished. The Direct Payments Support Service once again prov8d a lifeline, empowering disabled people lo make confident choices about IheSr Care. Our Creating Opportunitigs adult day services delive¥ed inclusive support, opening doors to new experiences and frtendships. Children's Services grew stronger than ever, providing vital r&spile lo families. Our much-loved wide-beam boat, Sunbeam 11. continued its proud tradition of accessible outings, while our hollday homes in N(irfolk welcomed holidaymakers to safe and joyful coa8ts1 breaks. Cokon Car& delivered frondine, p8rsonwcentrod support, while our representation and advocacy teams gave voice and protection lo thousands of disabled adults. ensudng rfghts weie uphdd and INod experience shaped serwcos and poliw. Our Bett8r Worfd initiatwe Insplr8d ngw partnershlps arKI projects, from inclusive ernployability opportunlti8s for young people to co-produang health and social care improvements with local authorities. This year also marked the beginning of a transformative now chapter with the development of thè Whetslone Hub - our vision for an indusive, community-led centre of care, belonging, and opportunity. From the first spade in the ground to the opening of its community centro and respite provision, the Hub ig already beginning to embody tt)e promise of what we can a¢hi8ve together. Financially. we have continued lo strengthen our foundations through eareful oversight and a long-term outlook. that giv8s us stabilty for the fvture. We hav• expandad our servic8s, advanced the way we work, and invested in improvements that make our care more responsive and personal. Al the heart of this progress is our unWave￿ng commitment to listen to and empower disabled P￿pIe. Despite the challenges and uncertainlles, we faced. our collgctive spirrt has remained strong. Thls resilionce has allowed our services to grow and thrfve, restOTing safety, rebuildlng confidènce, and bringing hope and reassurance ￿ many lives. Amidst th￿e Thilestones, we also prgpared to celebrate Mosaic 1898's remarkable 125-year heritage. Our story so far is a powerful ￿rn1nder that while the wortd has Changed, our mission and a historical promise lo forever stsnd alongside disablad people, has endured. None of this would have been possible wthout the extr80rdinory eommitsngnt of our peoplg. To our dgdicated teams. volunteers, and truslegs, l extend my heartfelt thanks. Your compa$$ion, resil1en￿, and delemiination are the hgart and soul of our work. To our Chief Ex8cutive, Zoheb Shariff, thank you for your carebjl stewardship through tyng limes, and your unrelenting pursult for a better wodd. And lo our partners. fundors, and supporters thank you for standing with us, sharlng In our vision, and helping us make a dlffarence. As I look lo tomorrow, I do so wth optimism and conviclion. TLN)8ther, we will bulld on the strength of our past, Ihg achievements of our pr8senL and the promise of our fulure. Stevo Smlth Chairporson Page 2

MOSAIC 1898 LTD {A¢ompany Ilmlt•d by guaranteg) TRUSTEES. REPORT FOR THE YEAR ENDED 31 MARCH 2025 The Trustses havg pleasure In presenting their annual report together ¥￿th tha aLKllted financial stalèmgnts of the charitatAe company for the 1 Aprll 2024 10 31 March 2025. The Annual report serves the purposes of both a Trustees, report and a dlrectors, wport under company law. The Trustees conflmi that the Annual report ar4d financial ststements of the charttable company comply th Ihg cijrrent statutory requirements. the requirements of the Cha￿table company's governlng document and the provisions of tho Stslement of Recommended Practice ISORPI applicable to Gharilies pieparing their aceounts in aeeL)rdanc8 with the Financial Reportsng Stan(J8rd applicable in the UK and Republic of Ireland IFRS1021 (effective 1 January 20191. Since the chorftsble comp8ry qualifies as small under section 382 of the Companles Act 2006. the Strategic report required of me(Ilum and larg8 companies under the Companies AGt 2006 Islrategic Report and DI￿¢tOrS, Report) Regulations 2013 has bean omitted. ObJ•ctlv•8 and a¢tivltl•s • Pollcles and obJe¢llve$ In setting plans and priorit18$ for areas of work, the Trustees of Mosaic 1898 Ltd have regards to the guidance frorn the Charity Commission on the provision of public benefit and Mosaic 1898 Ltd mg01s the d8finition of a public benefit entity under FRS102. In particular, the Truste8s consider how planned acuvities contribute lo meeting its objectives and how Mosaic 1898 Ltd delive￿ its prfncipal charitablo aclivilies as sel out in the Memorandum and Artlcles of AssoeiBlion. We continu9 to stsnd Ilmly by our charftable objects, deliv8riry compasslonate 5LlPPOrt and care to disabled adults, children, and their famllSes across Leicester, Lelcestershire, and boyond. At the heart of our work Is a ￿mMitment to li519n to, 18arn from. and bè led by dls8bled pewe thèmselves. Wg amplSfy their volces and oxperfences, wognising that they are best plaoed to shape the setvie88 and support that truly rne81 Ihoir needs. As set out in our Memorandurn and Arlicle5 of Assoclation. our purposo is lo identify and provide life4nhancing services for disabl8d people. We pursue this purpose with detemiin8lion, guidèd by the principles of inclusion. equalty, independence. choice. empowerment. resp9Ct, and dignity. We ackno%￿edgfr and challenge the prejudice, discrimination, and social iso181ion that many disabled people face throughout their lives. In response, we daslgn and delbver d￿8mle. cTaative, and person<entred support services. a￿ayS with dlsabl8d p8opl8 at the very heart of what we do. Focus of otsr work Our work is unresetvedly centre(J on en￿chIng the Ilves of disablad pgople, challenging ableism and all fornis of dIs￿lMInation, an(1 6quippirKJ them lo full meaningful lives where their value and worth a￿ fvl 18cognised. In recent years, the lives of dlsabled people, their lamllles, and our wider commijnllles have ¢ontinugd lo be shaped by economic instsbility, the cost-of4ivlng crisis, pressures on health and social Care sy8tems. and wider societal inequalities. These challenges have created new barriers to indepgndence. inclusion, and wellbalng for many of the peopl8 we support. Against this beckdrop. we have remainad resolute in our ¢ommilmenl to the wellbeing of disabled people. Over the past year, we have focus8d on holping people to maintain a stiong sense of belonglng, slabllity, and routine,. ènd above all, the safely, confidence. and opportunities lo live the everyday lives they want and deserve. Our priority has also been to extend (yjr reach, en8ur6ng that tnore disabled people and familles can access our support when they negd it most. Page 3

MOSAIC 1898 LTD IA company Ilmlt6d by guarantèèl TRUSTEES. REPORT ICONTINUEDI FOR THE YEAR ENDED 31 MARCH 2025 Objectives and a¢￿vItIeS Icontlnu•dl Thls year, we ach￿Ved this through the followng key provisions and projects- Dlrnct Payments Support Soyvlco Mosaic 1898 h88 provided a personalised Dired Payments Support Servlce IDPSS) to people in receipt of Direct Payrnents or a Personal H8alth Budget in Leicester and Leicestershire Sin￿ 2000. Our dedicated DPSS team once again tJemonslraled exceptional commilment in supporting disable￿ peoplg through thg ongoing challenges and un(*rtainti85 of Ihe past year. As of 31 March 2025, the service supported 1.374 disabled people, 887 personal asslstanls, and over 537 local care provlders. At a tirne of financial strain, particularfy acute for disabled peo￿e, carers, and carg providers, the team worked delemiinedly to ensure the timely and accurate payment of wages and invoices, providing reassurance and stability when it was needèd most. The tsam continues lo slrewthen ils reputslion as a trusted expert in Direct Payments support, empowering disabled people to manage the payments Ih8y receivo, access the caré Ih8y want in th& way they thoose, and meet their Gonlractual and18gal Obl￿allonS wrth confidence. Thi8 ￿ar, the service processed an extraordinary £42 million in Direct Pay7ments and Personal Health Budgets. In addition. the team remained committed to continuous improvèment. introducing ngw Systems and processes lo ensure the setvice is both eff8clive and high44ualty. while also adapting lo th6 increasing complexity of need among the people wo support. We are proud and grateful for a teom that consistenuy goes the exlra mile and plays a vitsl role in enhanGln9 the lives of disabled people every day. This service is comrnlsslonad through contracts with Leice8ler City Council, Leicestsrshire County Counc51, and the NHS. Aduli Day S•Tvlces Creallng Opportunlties Ss the charity's much-loved and widely valued socrdl indusion day service for adults living wrth Profound and Multiple Leaming Disabilities {PMLDI. leaming disabilities. physical disabilities. sensory impairments, dgmenlia, and other life4imiting health condttions. Throughout the year. our social inclusion community groups have continued to offer new experiences, meaningful fiiendships, evèryday opportunities. and lifeonhanclng advllles to disabled adults. The seNce has moved beyond supporting people lo find familiarity and ¢onffidence after long periods of disruptlon. Instead, this year, we have focwsed on personal growth, d&epenlng belonging, and making memorios, ensuring dl8abled adults can thrive within safe, welcoming, and slimulaling environments. Despite the contlnued pressures of local authority fundlng Cl￿. 88rvl¢o dosures elsewher&. workforce shortages, and the increasingly complex needs of the people wo support, our teams have not only maintsinad contlnuily but has also expanded provision. We hav8 reached moro disabled people. crgatod more opportunities for inclusi¢)n. and extended support lo more young 8dults transitioning into adullho<)d. Over the ye8r. our dedl¢ated frontlin8 team delivered more than 45,300 hours of care and support lo some of the most vulnerable people in our communities. From sensory play, arts and crafts, and a¢cesslble sporting activities, lo shopplng trips, boat rides. sightseeing excursions, museum visits, and outdoor pursuits such as ralbng, kats canoeing. and high ropes, our teams created opportunities that enriched lives every day. The ¢h8Tity continues lo be recognised for its specialism and knowhow in Gomplex disabilities arKI multipl8 need5, vAlh external inspections, audits. 8nd asse5srn9nts conslslèntly affimiing the quality and outcomes of the service. Thls recognition is a leslament to the dedication and skill of our team, who ensure inclusion, joy. and dignty are at the heart of Grealin9 Opportunlties. Page 4

MOSAIC 1898 LTD {A company Ilmltod by guarantefjl TRUSTEES. REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 ObJ•ctlves and acttviti8s {¢ontlnu•dl The seNi¢e is accessed through refe￿al$ under conlrocts wlh Leicestgr City Council. Leiceslershiro County Council, and the NHS, as well as by disabled people and familt8s who choose to sell-fund. Children's Soryl¢es Since its launch in 2021. Mosaic 1898's Children's Servi¢0 has grown steadSly, wlth domand for support bgcoming ever more evident. Thls year. we reached more disabled chiklrgn, young peop19. thelr famllles. artd careglvers than ever b8fsXe. Our comrnitrnent remains d&ar.' ¢Jisabled thildren and young people in Leicestershire should have access to the same meanlngful opportunities and exp8rien¢es as any other chSld. ThrO[￿h our programmes, we provide safe, stimulatlng spaces where children tyay, learn. and grow, while also offering famlli8s and ￿rerS the vital respite and support they need. Our weekty Saturday Club$ ￿ntInUed lo dellver tailored care. play, and support. With the clubs fully stsffad, par8nts and caregivars benefrted from more than 3.190 hours of much-ne8d8d respite, confident thgir children were safe, supported, and having lun. Aongside this, our popular SEND-friendly family events continued to croato inclusive and welcomlng spa￿$ where childr8n, friends, and families could enjoy enTiching experiences together. Each month, families told us how much they valued these events as treasured oprx)rtunities for bonding and Connection. Activities induded monthly cinema and lyjwling trips. circus shows, arts and theatre experiences. visits lo local cafés, museums. and parks. an¢J even a special visit from Santa C18us. In the year, we welcomed 384 disabled children 8nd 339 carègivers. High attendancg and heartfelt feedback demonstrated the positive impact of the seryice, not only in creab'ng Jo￿ul. èngaging experiences but also in 8trenglhening community inclu8lon and lamily well-being. The ¢harfty is commltted to playing Its part in reducing the financlal burden on f8milies with disabled children, wilh tha wor5enlng of Ihe coslofllwng crisis, we know disabled peoplo and their familiés are dlsproportionately aff9Cted. Thls y8als achievements were made possible funded through Mosaic 1898's own resourtxs. Canal Boat Mosaic 1898 has proudly offered disability-friendty day trips on the Grand Union Canal since 1972, creating unique opwrtunlties for disable¢Y people and their familie51o enjoy the outdoors in an aGcessible way. Our much- loved wid6vbeam boat, Sunbeam 11. returned to the water once again this year. Throughout Ihe Spring and Summer, our dedicated team of volunteer skn'ppers, crew, and stsff welcomed 211 passengers aboard, prowding $¢gnic, pleasing. and memorable canal voyages. AnOt￿r highlight of the year was Sunbeam Il'8 particApalion in the Lelc8ster Riverslde Festival, whlch Is fast bewmlng a cherished Iradits'on for Mosaic 1898. On the day, 242 festivalgoers were ablo lo exporfence short trips from Bede Park. •njo￿n9 the calm of the canal in the heart of the ryty. W8 are deeply grateful to the team of incrediblo volunteers arKI skippors. os well as our friends at Sileby Mill Boatyard. whose dedication. passion, and genorosity make th￿e lrf&enhancing experien￿S possible year after year. Holiday Hom•s Sel ￿￿thIn the grounds of Overslrand Hall near Cromer, Norfolk, our bright. vilxanl, 8nd fully equippeis dis8kn'1i friendly hcliday homes, Tho Fairn¥ay and The Links, once again offergd dl8abled people and thèir loved ones the chance lo enjoy a much-needed escape to tho Goast. Our self4ontained hollday homes welcomed 154 holldaymakers, who collectiv8ly enjoyed more than 1,000 nights on the North Norfolk coast. Repoat visits GonUnu8 lo d8monslrale the value of long-temi re18￿onShipS and the role the holiday hom88 play in creattng truslod and safe spaces for disabled peopl8. ThSs year, the team and Pago 5

MOSAIC 1898 LTD (A Company Ilmltod by guarant•o) TRUSTEES. REPORT ICONTINUEDI FOR THE YEAR ENDED 31 MARCH 2025 ObJectiv•s and actlvities IcontSnu•dl our new Caretaker, June, also welcomed 25 new guests to Overstrand Hall. In 2024, nol all visit8 Wore light-hearted. One impactful stay marked a mèaningful chapter for a family of six, who gathered for their final holiday together while th￿r mother was in hospice care. Th8 visit allowed them to ftslfll hor wish of seeing the beach ong last lime, an example of Ihg deeply personal impact our work can have. True to our cornmilmgnt to removing financial barriers and ensuring dISa￿ed pgopIB can a￿esS qualty breaks, we held pricos unchanged for the eighth consecutive year - despit¢ the rising costs of ￿ljItieS, rnaintenan￿. and rnanagemenl. We also welcomed Ash Field School back lo Cromer for a lully funded week-long residential stay by our Beller Worfd instiative. Colton Ca Colton Care is Mosaic 1898's person-centred frontline care servi(*, supporting disabled people to live independenlly and empowerfng them to live well through a combination of home Care, ￿Mmunity care, and supportad livin9 services. The sarvice provides outcome-focused, life-ènrlchbng cara that reaches adults Ilvlng with ￿aming disabi11118s, physical disabilitios, sensory impaimenls, dementia, and olhor Ilf8-limiting health conditions. Abovg all, Colton Care Is shaped by the voices and needs of the people we support, placing dignity, choice. and Independence at the hgart of everythSng we do. We are Indobled to our front-line care staff, whose commitment. compassion, and professSonalism ensure that people not only receive the ￿re they need bul also the companionshlp and Trassurance that add real value to thgir everyday lives. Over the past ye8r. the team has ￿ntInued to focus on helping dis8bled people reconnect wtih roulin¢s and r6discov@r the rhythms of everyday lrfe, r9inforcing a 8onsÈ of community and meaning for the pgopl8 we support. We delivergd 24,458 hours of care and support, en8bling people to ac￿SS their communities, maintain independ&nce, and cre8te cherfshed memories. W8 are honoured to do this WOTk and proud of the dTiferonce il makes. Cdton Car9 remains on the local wafling list lor a full CQC inspection. The Service continues lo be accessed through referrals and partnerships with Leicester City Counc51. Leiceslershlr& County Council. and the NHS. as well as by disabled people and families who self-fund. Repres•ntstlva Serv1¢• Mosaic 1898's representation service continues to ensure that people in care settings are treated with ¢ompassion, dignity, antl respect, and that their libety and freedom are never unne￿SsaN￿ restricted. The tèam's work is grounded in upholding the Mental Capacity Act 2005 and supporting Deprivation of Liberty Safeguards IOOLSI refeTrals. This year, pressures on cale estsblishments showed no slgn of easlng. Alongside workforce shortages. economic strain, and legislative change. health and social care provider5 faced signfficant Challenges. Against this backdTOP, our Relevant Persons, Representatives IRPRS) continugd with Ihgir in-person visits, ensuring thal somo of the most vulrierable adults In Leiceslershire received meaningful support in th& way that best safeguarded their rights and wellbeing. The team collectively supported 764 adults. making more than 5,299 r¢pre5entalion and protgction visits. Through this work, we provided vulnerable paople with a voice, advocated for their best interests, 8nd protected those who might otherwise be unaware of Iheir rights, unable to access channels of oppeal, and al risk of considerable harm. Despite ongoing uncertainty around servlee refom. Mosalc 1898 ramalns unwavering in ils commItm￿l lo stand for justic8 and to hold managing aulhoritl8s to aco)unt. ensuring care and support is delivered in ways that are a￿ayS in the best Interests of dls8bled and vulnorable people. Page 6

MOSAJC 1898 LTD (A con7pany Ilmllod by guarants•) TRUSTEES. REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Objectiv•$ and actlvities Icontlnu•d) Thls service Is commissioned through contracts ¥wth Lelcester City Council and Lei￿StershIrfr County Council. We beI￿ve soGiety has much to leam from dlsabled pgople and those who support them. We are commltted lo ensurfng that the authenlc voices of people with lived 8xperfen¢e arg not only heard but dgepty listgned to, because only then can society respond meanlngfvjlly and truly embraco disabillty. Our group athocacy service empowers people to speak for Ihemsefves. ensuring their voices are resp8Ct8d, their rights upheld, and their exp8riences valued. Through our advocacy groups for Leaming Disabllity. Autism, and Mental He81th. we provide spaces where people wSlh lived gxperience can share their storie$ and dirttly Influen￿ change. This year. our advocacy groups made 8 real impact on local services and poltcy. Working ah)ngside Le1￿$ter City Counctl, mambers c￿&s1gned accessible. easy-read health documents lo improvè understanding and engaggmenl for people with 18amlng disabilitios. They also c￿nI￿b(rted lo the Council's CQC re￿8W consultation, ensuring Ilv8d experience shaped the outcomes of tho review. We slrengthen8d partnerships by welcomlng guest speakers from health. soual care, policing. and olhgr local services, who shared knowledge on Is8ues such as publlc spaces. accesslbility and mental health provision. Members a150 took part in wider conversalons on mentsl health and wellbeing, including active involvement in the Mentsl Health & Social Isolation Conference. Colledively, our groups addressed key issues that affect disa1￿ed pfyople and their famllies across Leicester and Lgicestershlre. This work demonslralès the power of lived experience Its drive meaningful improvements. The team also played a vitsl roie in the CO*production and design of future commissioning opporbJniti8s for th9 50ryi¢e, ensuring il r8fl8¢ts the needs of the peopl8 it exists to supw. Mosalc 1898 rèmains commilled to working in partnership wllh Leicèster Clty Counol and the communities we represent lo develop a fft-for-futurg seNice spacification, keeping co-production and authen￿¢ Involvement at the heart of advocacy prowsion. Botter World Better Worfd is our C¢)mmilmenl to creating a more indusive. a￿eSSIble, and fairer society for di$abled people. Through thls commitment, we aim lo inspire, 8mpower, fiJnd. and support olhgrs lo open up their work. their prolects, and their businasses - ensuring they make a real difference lo the Iivgs of disabled people and those who support them. We know that lo98lher, we can achieve so much more. Now In h8 third y8ar, B8tter Worfd continued to building ngw partnerships and 8UPPOrting impactful projects, indudlng= Ash Field Academy For the Second year, we funded a w8ek4ong residential holldayfor 12 disabled students. Ihelr teachers, and Carers. Th& group 8nJoyed 8 memorable break al Mosaic 1898's fully 8ccesslble hollday homes on the North Norfolk coast, provlding new experlences anij lasting mernories in a safe and SUPPiylive enwronment. Wè also gifted Nvo Sunbeam 11 trips f￿ the school lo enjoy. 8irk8tt House Seniors x Access Rating We completed the employability hub, where post-18 students wrth complox additional needs tomplgted a work pla¢8menl with Mosaic 1898. Students expgrtenced the full joumey of applying for a job, attending an Interview, and working logethor on a lfve brief - bulldlng ¢onfidenc8, teamwork, and real-worfd skllls to prepare them for the future. Page 7

MOSAIC 1898 LTD (A c¢mpany Ilmltèd by guarantee) TRUSTEES. REPORT ICONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Obiectlves and actSvltlos Icontlnuod) Rotary Club District 1070 For the second y8ar wnning, we were proud to sponsor and support the Rotary Games. hosted in L8icesler 81 Ratcliffe Collège. The event brought together 190 disabled competitors, over 100 caregivers, and nearly 9) Rotarians and volunteers. Alhleles look part in a vAde rangg ol events, including archery. darts. bocci8. tsble tennis, swmming, wheèlchalr slalom, and wheelchalr dash, celebrating tslent, inclusion. and community spirit. Lelcesler City Council Wlth a commilm&nt lo collabordtion, we pL3yed a kèy rol8 as a communlty partner in Leicester City Council's Leading Better Lives programme. From the outset, We recognised the initsalive as 8 bold step towards 8 More inclusive, Pfeventslive, and community-driven approach to health and social care. Working alongside the Council, voluntsry organlsalions, and residents, we hav8 helped shape the vlsion that places lived experience at its heart. Our ¢onlribution has Included co4esigning and hosting accessible information events. providing insight from disabled people and carers, and ensuriThJ their voices influence the development of SerV￿S. We have also championed partnership wort(ing. brfnging together community groups, buslnesses. and professionals lo creat8 opportunities for grgal8r indusion and support. Through this collaboration, we have helped ensure that di88bled people and their families are seen. heard, and empowered and that Lei¢ester18ads the way in building better14ves. We are inspired by the cornmitment of our partners who share our vision of enhanung lives and cr6aling a better, fairer worfd for all. Better Worfd will continue to grow, empowering othetE to play their part and showing what is posslble when we come together lo mak8 a difference. Whetstone Hub Over the past year, our vision for th8 Whetston8 Hub advanced from plans lo progro&s, guided by our commltment to disabled communities. Wlth SKM Design shaping the a￿hiteCture, Scope Constnjclion leadlng the works, and 81aby Dislrrt Council granting plannlng approval. thè Hub has grown from conc8pI to construction- marked by a public groundbraaking ceremony led by Aberto Cosla MP in May 2024. Alongside technical expertise. the Ii)cal comrnunity have been contral to tho project, offering valuable contributions at 8v8ry slag8. In February 2025. CQC approved registration of The Manse al the Hub, a much-needed hom￿aWay.froM-h0m9, non-nursing short breaks respite provlsion ready to welcome in adults 1Sving with prtsfound multiple leaming disabilities 8nd complex needs. By March, the Community Contr¢ al the Hub launched with one of our adult day groups making il Ih8ir new home. Work extended lo th9 upkeep of lh9 chapel and plans to build a car park on th8 sil8. We continued to work dosgly with the local Council to Ovgrcome archaeological. design, and planning ¢h811ongas and meet our commitment to preserving the h8ritsge of the building. Th9re is much wod( to bo done, our s￿rItS are strengthened by the progfess so far, and th9 unwavering beligf of our vi$lon. More than a mllectiOTI of buildings. the Hub is becoming a place of inclusion and opportunity, designed to empower and support dISab￿d people to thrfve for generations to come. Pag8 8

MOSAIC 1898 LTD IA company Ilmlt•d by guarantso) TRUSTEES. REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025 Achlevements and portornianco • R•vhw of actlvltlos Reflectlng on the work of our people, thfj soNlces d8liv9red, and Itvas enhanced - we strongty belleve our organlsallon continues to produce lasting sodal Impact while being relevant and responsive lo lh8 needs of disabled people. Our y￿rk in the communlty today is as important as ever. We proudly continue to support the most wonder￿1 adults and children in our society to live w811 and access the support they choose, want. and need. We provided support. care, and opportunities lo over 3,000 people Ilving with disabilitfes In Lelcesler. Leicesl&rshire, and thousands more who are caregivers and care providers. It is our eommitment that our work and the support wa pwdè reaches more people year on year. Our hlghllghts The charity has conlinugd to embra(x thange and challenge with resilien￿ and optlmism. In defiant hopo, our pwple have navigated a way through a disrupted soclety and reached MO￿ disabled people than ever before. Tho work the charity gmbarked on this year led lo the following annual Impact and highlights.. 4,000+ disabled people, 1heir families. Caregivers. and caie providers reached wlh life enhan¢lng care and support in L8icestgr, Leic8818rshir8. and Rl￿and. 25,458 hours of fronlllne carè empowering disabled adults lo live well in their own homes and out In Ihelr community. 45.390 hours ol adult day groups, creating opportunitl8s and indu5ive en￿rOnments for disablod people to find friendship, fun, and meaningful aclivilies. 2,747 hours of children's weekond and holiday clubs. creating mor8 than 3,190 hours of respite for parents, families, and caregivars of disabled ehildr9n. 154 holidayThakers welcomed and aecommodaled for 1.078 nights 81 Mosaic 1898's dlsability frfendly and accessible hoiiday homgs on the North Norfolk Coast. 211 passengers welcomed onb)ard Sunbeam 11 for disability frfendly day boat trips on thg Grand Unlon Canal, and a fvrther 242 festival goèrs enjoyed accessible short voyages from Bede Park at the RNerside Fgslival. £42m In Direct Payment Budgets IDPS) and Personal Health Budgets IPHBS) processed to empowèr 1,374 disabled people a(t88s the Gare and support they need and want,. in the way they chose. 62 group advocacy opportunities which raised the vol￿S of disabled people to share their lived experience to influence and infomi lo¢al govemrnent and policy changes. 5,299 representation and protection vlsits mada to vulnerable dlsabl&d adults al risk of Institutional harm, unjust deprivabon of liberty, and abLtse. The charity remains relevant. resrx)nsive. caring, an¢J fiercely Qommilled to ènhancing INe$ and making a difference in the communities in which it works. Page 9

MOSAIC 1898 LTD IA Company limit•d by guarnnts&l TRUSTEES. REPORT (CONTINUED) FOR THE YEAR EMDED 31 MARCH 2025 A¢hlgv•mgnts and porlormance {continuod) • InfornHtlon on fundralslng practices This charity protects disabled people and the public, induding vulnerable people, from unreasonably intrusive or per51slent fundraising approaches and undue pressure lo donate by avoiding street and doorstep collections. l fijndraising undgrtaken during tha year was carrietj out directly by the charity, in Ilne vlth their objects and no complaints were raceivgd by the charity- The Charity is registerèd wtth the Fundraising Regulator, who are tha independgnl regulating body for charitable )lJndralslng In England. Page 10

MOSAIC 1898 LTD company Ilmltgd by guarantsel TRUSTEES. REPORT {CONTINUED} FOR THE YEAR ENDED 31 MARCH 2025 Achi•v•m•nts and porf¢rnianca <¢ontlnuedl Inv•stm•nt poll¢y The TNslees gov8m Mosaic 1898 Ltd's Inv8stmenl PolSryy In 8ccordarKe ¥￿th the CharKles Act 2011 And as amended Charities Act 2022, Ihg Trustee Act 2000, and charIt￿$ Artides of As80dallon. The tharlws Artidas of Asswalon grant Trustees p¢)wer to 'invest in the namo of the charrty such fvnds as they may see fll and to dlr8Ct the sale OT Iransposilion of eny such investments and to expend the proceods of any such salo in the furthgrance of the objects,. In executing these pDw8rs, the Trustees must at all lirn￿ strike the right balan¢e be￿88n the follo%￿n9 objectives.. Produco an Income lo support th8 ¢harity caffy Out ils purFQ$g8 effectively in the short term. 2. Maintwn and, if possible, enhancing the value of Ihg invested funds, so as to enabl& th8 charity to effectwely cary out Its purptsses in th& longgr lem. The Trustegs ￿11 adopt a prudent appn)ach lo the Investment of the funds. by roviowng and taking advlcg on Investm&nt options and perfomiance 81 least annually- and restrlot investments lo the following.. Shares in companles listad on recognlsad Stock Exchanges whi¢h are closely regulalgd, and whgre compensation schemès are in place,. Govemm8nl securities. company loan stock. deposits at banks and buil¢Jing societies: and Unts In collethe inveslrrent schemes. such as unit trusts, openwended investment companies or common investment funds. Investments will take 8 balanced and advèm approach to and protect agalnst capital loss other than gen8ral market trends. Tho charity will invest wthin a risk profile of 5 or less. whore 1 is low-risk and 10 is hig risk. The chaftty should seek lo have a diverse portlolio of inv&stmenls to reduce the risk of losses that result from Over￿oncentrating on any sector or investment type. The Trustees are not permitted lo make any direct investment in cryptocurrency. laTrJ, or propety {this does not however apply to the purch8se of land or propety for the use in the thancement or deiiv8ry of the charity's objects). The Trustees will seek to invest ethically. lo thg exduslon of weatx)ns, tobacco and alcohol companies, animal testing companies, gambling companies, and any other companies than causè harm or detriment lo the people we support. The TTustsos may dglegale tha da￿lo￿aY management of the Investments. This year the management of the charitys investmellts were delegalsd lo Brewin Dolphin and M&G Investments. Pag811

MOSAIC 1898 LTD IA Gompany limSt•d by guarnnte81 TRUSTEES. REPORT (CONTINUED FOR THE YEAR ENDED 31 MARCH 2025 Achl•v•monts and p9rforman¢• l¢ontlnu•dl Grant making poll¢y The Trustees adminlster all grants through Mo$aic 1898's Bettor Wortd and are govemed by its Grant Making Policy. All grants are made for projec15, programm@s, ar￿ in￿'all¥eS that bènelll dlsabled p80ple in Ilne wlth the Charl￿S charitsble objectlv8S. All projects fijnded are mnitored by Mosalc 1898 to 6nsur8 Outcomes are achievod in line with their application. Priority wll be given lo projects that are Innovative in their approach. can ev¥Jence need and have an ambition lo grow and sustain beyond tho term of the grant. The number ol projects which can be SUPPC•rted by the Charity is, of necessity, limited lo tho amount of funds available for distribution in any year. Tnjsfres will assess each application based on viability and impact. In owarding grants, th9 Trustees will apply the following principles.. Applications will only be acceple¢J from UK regisleied charities and not for profit org8nL8ations Ilhis includes charitable compar)i8s and L¢nSncorporated organisalionsl- Applications wdl be subject to organSsation5' specffic needs in relation lo thgir project idea and can be for purchaslng items or covaring direct costs r8laled to Ihg running ol thg project only. Al proi8Cts have to ewdence benefit for disabled people. Applicants will have lo evSd8nce the need for the spend as wg118s show that they have exhausted allematsve financial options. The Charity will not, save eX￿ptiOnal clrcumslances. make indi￿dUal awards for sum$ more than £10,000.00 Ilen-thousand pounds). Thg Charity will willingly work in partnarship wth other organisations lo fund projects beyond the financial scope of a slngle organisation g￿en that the project meets Mosalc 1898 Lld's charftsbl8 objectives. By Wdy of exclusion, th8 Trustees wll not nomially approve the use of thg tharity's funds for market research, postgraduate study. or purposes for wh￿h the govgrnmgnt has a ststulory responsibilty to provide. Trustees will not approve grants for any purchases that are not trviden￿￿ in the project plan and dglailed in the applicauon from the onset, no retrospective costs can be funded by the grant. Page 12

MOSAIC 1898 LTD (A ¢ompany Ilmll•d by guaranto01 TRUSTEES. REPORT (CONTINUEDI FOR THE YEAR ENDED 31 MARCH 2025 Flnanclal review • RovI•w Th8 net Incoming resources for the year before Investment gains and tran8fers b&￿en ftjnds for the ￿ar were £128.52912024 . £245,631). Thls is dividèd ba￿een the different fvnds- n81 incoming resourcès of £38.263 on unrestrlcted funds, net OLrtgoing resourc8s on designated funds of £1.260 and nel Incoming r&sources on restrlcted funds of £91.526. After adjusting for gains on investmfjnt assets of £10.183 the fvnd balances have +r￿￿ased by £138,712 to £2.305.079. Of the total funds held al 31 March 2025, £5(KJ.799 related to restricted funds, £412,716 related lo de$4gnated funds and £1.396,596 related lo unrestricted fvnds excluding the pension defKil of £5.032. The accounts show unrestricted resetves of £1,804,28D after deductKJn of the £5,032 pension provision which, after considering the charivs propety assèts of £1,342,294. equates to £461.986 of fro8 r&8erves. The Trustee8 are satisfied that adequate resourc85 are av8ilab16 on a fiJnd-b￿f￿nd basis to fulfil the obligations of th& charity. • Roserves pollcy Mosaic 1898 Ltd's Reserves Policy slates that the Truslges undertake.. to review annually the level of rose￿9S requlred and to rgcord thls reserve fund in tho Board Minutes.. to maintain the reserve fund in accordance with Mosaic 1898 Lld's Investmonl Policy, lo maintain the reserve fvnd inviolate except in an emergency. consequgnt use of the fijnd bèing at the express approval of th& Board of Trustees., an to make all funds outslde the reservo fund 8vailable for proper purposes and oblectlves of the charfty. The following Conditions wlll also appty.. the reseTh8 furmy will be Invested In accordance with lh& Investment Policy,. the amount to be held in the reseNe fund is to be established by the Board. agreed formalty by all the Trustees. and reviewed annually,. and the reserv8 fund cannot be expanded, reducod, or increased w6thout the express consent of the Trusloes. All Interest occruing to the fijnd wll b& transferred to the working account of the charfty. Mosaic 1898 Lld's Reserves Pollcy ststes that the appropriate leval of untsslricted reseNes should be approximately three months of expendlture costs being £500,000. This is to prowde a contingency rf the Current levels of revenue decreases and for unplann9d emergency Tepairs and other expenditure. The charity is working towards this gradually. Actu81 unrestricted reserves availabl8 as al 31 March 2025 of £461,986. b8ing unreslrictod ￿serVeS of £1,804,280 less the propety assets of £1,342,294 are above the tsrgel 1gvel.The Trustees are satisfiad Ihat adequat8 r8sources are availablo on a lundi)￿fund basls lo fulfil the obllgati¢)ns of the charfty for the comlng year. 2025 10 2026. The Truste8s are continually monitoring the charftys financi81 posillon and the current levgl of resoNes hgld. Page 13

MOSAIC 1898 LTD (A Company Ilmlt•d by guarantso} TRUSTEES. REPORT {CONTINUEDI FOR THE YEAR ENDED 31 MARCH 2025 • G¢lng ¢oncorn After making appropriote enquiries, the Trustees have 8 reasonable expectation that the charitable company has adequate resources lo continue in operational existence for the foreseeabl8 futu￿. For this reason. Ihay continug lo adopt the going concern basis in preparing th8 finBncial statsments. Further details r8garding tha adoption of tho going ¢oncem basis ean be found in the accounting policies. Principal rtsk$ •nd uncertalntles The Trust88s of Mosaic 1898 Ltd are responsible for th8 overseeing of the risks faced by Ihe charity. Risks are identified, assessed and controls estsblished throughout the period. A fomal review of the charitys Risk Management Policy is undertaken annually. The Trustees consider the key issues CU￿n11Y facing the organisation lo be that of on-going Inslabllity in the country's economy, the in¢onsist8ncy in the labour market, the worsening of the costd-living crisis in th& UK, th8 ambiguity around social care r81¢)mi. and ever dlrninishlng local govemm8nt funding. This remains a difficult and challenging tsme for many. People and communities ara unsettle(J and thelr needs deepenlng while they continue lo adapt lo a p8rmacrisls which is Impacting their evoryday life. There is s wid8ning gap botween Local Aulhority funding, their services. and the needs of disabled people in Leicostershire, leaving the ¢harity arKI Voluntsry sector exposed to evèr-growing demand on our services, toams. and reSoUr￿s. The Trustees malnlaln the response of the charity, its presence, and impact in th8 community Is 8 priority. Mosalc 1898 has taken strides towards this priority ever the last year by doing more in collaboration Local Authorilles, health partners, industy professionals, businesses, fellow charities, and most importantly with communitiès and disabled people. We know that only by standing together can we meet the challenges ahead and build a stronger, fairer ftjture lor disabled pe￿8. • Rlsk managoment Th8 Trustees have assessed the major risks to whSch the charity Is exposed, in particular those re¢8ted to the operations and finances of the charity and aro satisfied Ihal systems and procedures are in place to mitigate our exposure to major risks. Strudurel goveman¢e and management • Constitutlon Mosalc 1898 Ltd was established in 1954 as a charfty and company limlted by guarantse, registsrad company number 533714. The charity Is governed by Its Memorandum and Articles of Assodation incorporated on the 26th of May 1954 and last updated in February 2000 and has a registerod charity number of 214212. In the event the charlty being wound up the liaknlity of the membws is limited lo £1. The principal objects of the charity are to identify and provide lrfe enhancing seTvice5 for disabled people. Page 14

mOs￿c 1898 LTD (A ¢ompany Ilmltod by guaranto0} TRUSTEES. REPORT ICONTINUEDI FOR THE YEAR ENDED 31 MARCH 2025 stru¢turo, govem8n¢e and managemènt (conllnu•dl • M•thod$ ol appolntm•nt w •lèctlon ol Truste The management of th8 charity 1$ tho rasponslbilty of thg Trustees who are eleclfjd and COwOPt8d under the temis of thè Articles of Assodatlon. The method of appolntment remains the same., one thSrd of th6 Board stand down each September and, If thèy would Ilko, they put Ihoir namg fO￿ard for re-elecllon. There 1$ no lime Ilmit as to how long someone can bg a Trustee, nor is there a time limit for offKers. Eleclion of officers takes place al the first Board of Trustees Meeting after the Annual General Meeting. Al the first Board meetir¥J following the Annual General Meeting 2024, Steve Smith was elected Chair. Sahmndher SidhLt was elecl6d Vi¢e-Chair and Treasurer, and Josephine Ta￿or was elected as Company Secretsry. • Govornance While we describe memters of the Board of Trustees as Tnjstees, they are In rtsalty Trustee-Directors, all fulfilling their rol¢ in the organlsatson which is both a registsred charity ar>d a company limited by gu8ranlee. The fiJll Board of Trustees meet a minimum of 5 times a year induding the Annual General Meeting. There is on-going and ￿gUlar monlttifing of the finances with Mosaic 1898 Ltd's Financg Manager in attendance to present the management accounts at the Board of Trustees meètings. For another year, all sub¢ommitta8 responsibilities were absorbed by th6 Executive Team. The Execub've Team onsisls of the Chalrperson, Vicechalr, Treasurer, Secretsry. and the Chièf Executive Offic•r. The Trustees hav8 again rèafflm)ed the importanco of Mosalc 1898 Lld'8 splrft as an org8nisallon influenced by disabled p8oplg who drlv8 the 8gtnda on how the charity operates. As a charity supporting disabled people, we want to increase the number of disabi8d peopl& who work ¢y volunteer for Mosatc 1898 Ltd. As part of our Equality and Diversity Policy, we commit to adjusting to meet the needs of disabled job applicants, employees, and Volunte￿$. We aim to inlemew all disabled applicants that meet the minimum criteria forjob vacanaes, and we work wtth disablgd stsff lo make appropii8te adjustments lo ensure that they can stay in employment. The Trusteos continue lo review and improvg the way In whith th8 board work and govem lo ensure we are fit for the future. Page 15

MOSAIC 1898 LTD (A company Ilmlt•d by gu•ranteel TRUSTEES, REPORT (CONTINLIEDI FOR THE YEAR ENDED 31 MARCH 2025 Stru¢turo9 govemanco and manag•ment (continued) • Organlsational $tru¢turn and declslon making Tha chadty conllnu68 to evolve in impact and reach and therefore In structur8. The charitys op8rallon81 structuie for tho year was soparated into nine services and functions, 18d holistically by the Chi8f Executive OffiG9r, and supported by the respective Service and Funcbon Managers. 1. Strategy and Senior Leadership 2. Central Functions 3. Direct Payments Support Servic 4. Liberty, Advocacy and Voice S. Care Services 6. Leisure Services 7. Children's Service8 8. Betterworfd 9. Other SeNc&s The Directors, who are the challtys Trust88s, are rèsponslble for setting the pay ol key management personnel. l Trustees give of their lime freely and no Trustee recewed remuneration in year. DeLgils of Trustees, expenses and related party transactions are disclosed in the notes lo the accounts. The pay of executNe level staff is reviewed annually. Plans lor ftiture periods We remain fiercely committed to our mlssK)n and purposè,. to be a compassionate charity leading the way in 8nhancing Iiv8s and shaping disability carè and support s8rvices ￿}Ch promote inclusion. equality, independence, choice, emtioworment. dignlty, and respect. Our strategic priorfties continue to guide us.. 1. To reach more disabled people. 2. Support, develop, and grow our people. 3. Deliver operatlonal excellence and effectivengss. 4. Create a strong brand and a trusted voice. S. Be secure, sustainable, and socially responslble. We holtl f2sI to these priorilles and lead with hope, optimism, and delemiination. Our absolute focLts remains on enhancing lives and making a dtfference. In this pursuit, w8 are committed to being more responsiv8, more effective. more visible. and mor9 ralevant to tho ne8ds of disabled people and their famili8s. We will ￿ntinue to listen and be led by the voices of those who know best, shaping and adapting our provision of supp¢xt and cara in line what dlsabled p8ople, and their carer5 tell us they need. The year ahead marks another exciting phase, one Ihal will see us builtJ stronger strategic partnershlp and come together to celebrate our 12&yeaT heritage by sharing our story so far. We'll also open the door5 to our al encompassing hub for the local community in the he8rt of Blaby DistJicl In Whetstone, Leicestershire, lo narrow the gap for in41emand support services. while creating a space where disabled people thrive. Our 8UPPOrt 8nd work in the year ahead wll exlend to reach more caregivers and families of disabled p6opl8, becaus8 we know by ompowering and building up those who care, will enrich the lives of those they care for. We look to the future whh optimism, anticipation. and enwgy. knowlng that t¢geth8r with our partrers. comrnunikn'es. and th8 P8ople we supporL we can continue to build a Charity that truly enhances live8. Page 16

MOSAIC 1898 LTD (A company Ilmtt8d by guarantè•l TRUSTEES. REPORT {CONTINUED} FOR THE YEAR ENDED 31 MARCH 2025 ststement of Trust8•s' responsibiliti•s The Trusteès {who arg also the directors of the charitable company for the purposes of company law> are responsible for preparing the Twsl&es' r8POrt and the finanaal statements in atcord8n¢e with applicable law and Unhed Kingdom Ac¢ounlSng Standards {Unlt8(l Kingdom Generally Actepted Accounting Praclical. Companylow requlr88 tt)8 Tnjstees to prepare financial statements for each financial . Under company law, the Trustees musl not approve the financl81 stslements unless they are satisfled that Ihoy give a tru6 ond falr vlèw of the stat8 of affairs of thg charltablè company and of Its incoming resourees and application of resources. including its irKome and expenditurg, for that period. In preparing these )Inancial ststements, the Trustoes are required to.. $elect suitable accounting policies and then apply them c(Mslslenlly, observe the methods and prine4ples of the Charities SORP (FRS 1021- makg judgments and accounting estimates that are reasonabla and prudent,. stste whether applicable UK Accounting Standards IFRS 1021 have been followed. subject to any material departures disclosed and explained in the financial stslements., prepare the financial slalemants on the going concem b8$is unless it Is inappropriate to presum9 that the cha￿table wmpany I￿11 continue in buslness. The Trus18e8 are rg$kK)nsible for keeping adequate accounllng records that are suffidenl lo show and explain the charttable company's transactions and disclos& wlh reasonable accuTacy al any tlme the financlal posits'on of the charitable company and enable them lo en￿jr8 that the financial slalemenls wmply wlh the Companies Act 2006. They are also resp¢Jnsible for safeguarding the assets of the charitsble company and hence for taking reoson8bl8 Steps forthè preverrtion and detection of fraud and other Irregularitie5. Disclo$ur• of informatlon to audltors Each of the persons who aro Trustees al thè lime wh8n thls Trustges, r8POrt is approved ha8 confirmed that.. so far as that Trustee Is awar&, there is no rolevanl audit inforrrtation ol which the Charitys audFtors are unaware, and they have taken all the slops that ought lo have bèen taken as a Trustee in ordor to be aware of any rolgvant audit informatitsn and lo establish that the Charitys auditors are aware of that infonnalion. Audllors The audltor8, Magma Audlt LLP (part of the Dalns Group), have Indicated their willingness to u)nlinug in offtce. The designated Trust8es will propose a motlon reappointing the auditors al a meeting of the Trustees. Approved by the 8oard of Trustees ènd signed on Ihèlr behalf by. Stsvè Smlth Chairperson Dale.. 25 September 2025 Pag8 17

MOSAIC 1898 LTD (A company Ilmltsd by guarantèe) INDEPENDENT AUDITORS, REPORT TO THE MEMBERS OF MOSAIC 1898 LTD Oplnlon We have audited the financial statements of Mosai¢ 1898 Ltd {the 'charitable comp8nYI for the year ended 31 March 2025 which comprise the Slalem8nt of financial activities. th8 8alance she8t. the State*menl of cash flows and the related notes, including a summary of significant accounting policies. The fjnanaal reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, includlng Financial Reporting Standard 102 The Financial Reporbng Standard applicable in thè UK and Republic of Ireland. (United Kingdorn Generally AC￿pted Accounting Pracb"ce). In our opinion the financFal ststemenl8: gN8 a Iruo and falr vlew ol the state of the charitable companys affalrs as at 31 March 2025 and of Its ineomlng resouTces and 8pplicalion of resources, including its income and expendlture for the year then ended; have been proporly prepared In accordance with United Kingdom Generally Accepted Accounting Praclico., and have been prepared in accordance with the requiTemenls of the Companies Act 2006. Ba$1$ for opinlon We conducted our audit in accordanco With Intemalional Standards on Audttlng IUK) IISAS {UK)) and ap￿1¢able law. Our responslblllties under those standards are further described in the Auditors, r9sponsibilities for the audit of the flnanual statements section of our report. W& are independent of the charitable Company in accordance with the ethical requiiements that ar6 relevant to our audit of the financial statements in the United Kingdom, induding the Financi81 Reporting Council's Ethical Standard, and we have luyilled our other ethical responsibililies in accordanco wth these requirements. We believe ¢hal the au(lil evidence we have obtsined Is sufficient and appropTiate to provide a basi5 for our opinion. Conclusions relating to golng ¢oncem In auditing the fin8nclal statements, we have concluded that the Trustees, use of the gotng concgm basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have perfomied, we have not Identiffièd any matgrial uncertainties relallng to events or conditions that. indNidually or ￿lleCtivelY. may cast significant doubt on the charitsble companls ability lo onlinu8 as a g(Mng concem for a period of at least tw8lv8 months from when the financial statements are authorised for issue. Our responsibilities and the responsibilitie8 of thg Trustees wth respect lo going con¢em are described In the levant sections of this report. Pag8 18

MOSAC 1898 LTD (A company Ilmltod by guaranto01 INDEPENDENT AUDITORS. REPORT TO THE MEMBERS OF MOSAIC 1898 LTD {CONTINUED) Qth8r Infomiatlon The other infr)rmation (￿mpriSeS the infomiatMJn induded in the Annual report other than th6 financial statements and our Audllors, report Ihereon. The Trustee5 are responsible for the other infomi8llon containgd within the Annual report. Our opinion on the financial slalements does not cover tha other it)forrnation and, except lo the extent otherwse explicitly stated in our report, we do not express any forni of assurance conclusion thereon. Our responsibiltty is lo rgad the other information and, in doing so, consider whether the other information is materially inconsislent wth the financial stalemenls or our knowledge obtgined in the COLtr8e of the audit. or olherwse appears lo bè materially misslated. If we identify such material I￿OnSi$18n¢18S or apparent malerlal misststemanls, wè are required lo detèrmine wh8ther this gives ris6 to a material misstatement in the financial stslemanls themsalves. If, based on the work we have performed, we conclud8 that there is a material misslalemenl of thls olher infomalion. wg are required lo report that fact. We have nothing to roport in this regard. Oplnlon on othèr matters prgscrlbèd by the Companlu Act 2006 In our opinion, based on the w￿k undertaken in the ￿U￿se of the 8udit'. the inforrnolion given In the Truste88' rei)ort, whi¢h includes the diredors, report preparad for company law purposes, for Ihe financial year for which the flnancial $tslemenls are prepared is consistent with the financial statements,. and the directors, report Induded Mthin thè Trusl88s' report has been wepared in accordance with applScable legal requiremenls. Matttrs on whlch we ar• requlr•d to roport by èx¢•ptlon In the Ilght of our knowledge and understsnding of the charftsblo ¢ornpany and Its envlronmenl obtsined in the course of the audrt, w8 have ntst identified materfal misstatements In the Trusleos, report, Wg have nothing to report in respect of the following maltors in re￿lion to vthich Companies Act 2006 roquires us lo report to you if, in our opinion.. adequate accounting records have not been kept. or rolurns adequate for our audit have not been received from branches not visited by us,- or the financial statements are not in agreomont wf(h the accounting records and retums,. or ¢8rtain disdosures of Trusle88' remuneration specffied by law are not made: or we have not received all the infomalion and explanations we require for our 8udil'. or the Trustees ware not entitled to prepare the financial ststements in accordance with th8 small cL)mpanies raglm8 and lake advantage of the small compani8s' exempth'on$ in prepa￿ng th6 Trusle88' r8PQrt and from the requirement lo prepare a Strategic repc*ri. Responslbllltles ¢f tru8tses As explained more in th8 Trusle8s' responsibllllles stslemènl, the Twst888 Iwho are also the dlrectors of the charitsble company for the purposes of company lawl ale responsible for the preparation of the financial ststements and for bèlng satisfied that they give a tru& and fair vi¢w, and for such intemal control as the Trustees determin8 is necessary to 8nable the weparatK)n of finanTral slaternents that are free from malerlal misstslement, whelh8r due lo fraud or error. In preparing the financial statemen15, the Trustees are responsible for assessing the charitablè companys ability to continue as a going concem, disclosing, as applicabla. matter8 related to going concern and using the going concem basis of accounting unless the Trustees eTttier intsnd to liquidate thg charftable company or lo ce8s8 operations. or hovo no realistic allernalive but to do so. Page 19

MOSAIC 1898 LTD IA company Ilmlted by guarantoel INDEPENOENT AUDITORS. REPORT TO THE MEMBERS OF MOSAIC 1898 LTD (CONTINUED) Auditors. re$pon$lbllltles for the audlt of th• financlal stat$ments Our objectives are to obtain reasonable assurance about whether the financial ststemonts as a whole are free from material misslalemenL whether duo to fraud or 8rror, and to issue an Auditors, report that includes our opinion. Reasonable assurance is a high level of assurance, bul is not a guarantge that an audit conducted in 8¢¢ordance with ISAS IUKI will always delect a material rnisststement when il exists. Misststements can arise from fraud or error and are considered material il, indiwdualty or in the aggreg8te, they could reasonably be expected lo influence the economic decisions of users taken on the b88is of these fin8nci81 stalemgnls. Irrégularities, including fraud. a￿ Instan￿$ of non4ompliance with laws and regulations. We dasign Procedures in line with our responsibilltles, oullSn8d above, to dele¢l material misstslements in resp8ct of iryularitie8. including fraud. The extent to whlch our pro¢adures are capable of dèlecling irregLFlarltl8s, Induding fraud Is d8tsiled below.. Based on our undeTstsnding of the charlty and the sector, we have idenlrfied the principal risks of no compliance wth laws and regulations relatèd lo UK Tax and legislation and breaches with the Charity Commission. We have considered the extent to which nor54ompliance might have a material effect on the financial stalemenls. We a150 ¢on$idered those laws and regulations that have a diT8Ct impact on the preparatson of the financial stat8ments such as the Companies Act 2006. the Charitles Act 2011 and the provisions of the Charities SORP. We evaluated managem8nt's incentives and rjpportunities for ftaudulent manipulation of the financial stslemenls {including the risk of overrldg of controls) and determined th* the prindpal risks were felaled to posting inapproprlale joumal entries, and management bias in accounting estimates. Audll procedures performfjd induded: Enquiries wth management for consideration of known or su5P8Cted Instancos of non-compliance with laws and regulallons and fraud. Challenging assumptions made by management in their accounting estimat88, in particular in relation to depreciation charges, impaim)ent of debtors and the defined benefit pension liabillty. Idenlifyng and testing journal entries, in particular any journal entries posted wilh unusual account combinations, journal entrfes crediting revenue, joumal entries crediting cash and journ81 ontries with speafic defined descriptlons. There are inherent limitations in the audit prowlures described above. The more removed non-compliance laws and regulations Is, from the events and transaclion5 reflected in the financial statements, the less likely w6 would become aware of it. Also, the risk of not detecting a material misstatement due to fraud is hlgher than the rtsk of not detecting one resulting from error, as fraud may involve deliberate concealment by forgery or intentional mIs￿PresentatIon, for example, or through collusion. A further description of our responsibilities for the audit of Ihe fflnan¢i81 statements Is located on the Financial Reportlng Council's wabsite at.. www.frc.o .uklaudllorsres onsibilltSes, This description fornis part of our Auditors. f8POrt. Page 20

MOSAIC 1898 LTD (A ¢ompany Ilmltod by guarantee) INDEPENDENT AUDITORS. REPORT TO THE MEMBERS OF MOSAIC 1898 LTD (CONTINUED) of our rgport This report is made solely lo the charitable companys members, as a bc¥Jy. in accordance with Chapler 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might stale lo the charitable companls members those matters we are required to Stale to them in an Auditors, report and for no other purpose. To the fullest exlenl pemiitted by law. y￿ do not accept or assume responsibility lo anyone other than the charrtable company and its member8, as a body, for our audit work, for this rep)rt, or for the opinions we have forned. Luke Turner FCA FCCA IS•ni¢x ¥tstut¢ry audFtor) for and on beha￿ of Magma Audlt LLP (part of th8 DaSn$ Group) Chartered Accountants Statutory Auditor Unlt 2, Chamwood Edge Business Park Syston Road Leicester LE7 4UZ Pag821

MOSAIC 1898 LTD {A company limlt•d by guarantè•l STATEMENT OF FINANCIAL ACTivrriES {INCORPORATING INCOME AND EXPENDITURE ACCOUND FOR THE YEAR ENDED 31 MARCH 2025 ReStrIct￿ UnrestrScted funds fvnds 2025 2025 Total funds 2025 T¢*1 nds 2024 Note Income from: Donations and legacies Charitable activ41ies Othèr trading a¢tivS1ies Investments 147.727 60.425 70.341 1,911,982 1,688 3,593 218.068 1,972,407 1,688 3,593 335,365 1,936, 181 1,943 3,983 Totsl income 208.152 1.987.604 2,195.756 2,277,472 Exp•nditure on: Raising funds Charitabl8 activities 1.262 1,949,339 1.282 2.065,985 1,250 2.030,591 10 116,626 Total expondltur• 116.626 1.950.601 2,067.227 2,031,841 Nèt income bofore net galn$ on Investments Net gains on investments 91.S26 37.003 10,183 128,529 10.183 245.631 11.631 Nftl Income Transfors between funds 91.526 7.795 47.186 {7.795 138,712 257,262 19 Not movement In funds 99.321 39,391 138,712 257,262 R•conclllatlon of fund$: Totsl funds brought forsward Nel movemonl in funds 401,478 99.321 1.764.889 39.391 2.166,367 138.712 1,909. 105 257,262 Total funds carrled fonvard 500.799 1.804.280 2.305.079 2,166.367 The Ststemenl of finanaal activities includes all gains 8nd10ssgs recognised in tho year. The notes on pages 26 10 50 form part of these financial ststements. Page 22

MOSAIC 1898 LTD IA Company limlted by guarantso) REGISTERED NUMBER: 00533714 BALANCE SHEET AS AT 31 MARCH 2025 2025 2024 Nots Flx•d a$￿ts Tanglble assets Investrnanls 14 15 2,083.564 232,$47 1.490.922 223, 759 2 J16,111 1.714,681 Currnnt a*sets Debtors Cash at bank and in hand 16 216.110 406.549 216.981 830.693 622,659 1,047,674 Current Ilabllltles Credf(ors.' amounts falllng due within one y8ar 17 1187,7071 (145.t84) Net current assets 434,952 902,490 Total as$ots1oss current Ilabllltle$ 2,751.063 2.617, 171 Creditors.. amounts falling due after more than on¢ year 18 {440,9521 (448,284) Net assgts •xcludlng pgnslon Ilablllty Defined benefit pension scheme liability 2,310,111 {5,0321 2,168,881 {2.520J 24 Total ngt ass•ts 2.305,079 2,166,367 Charlty fund• Reslricled funds Unr8stri¢ted funds 19 19 500.799 1.804.280 401,478 1,764.889 T¢)tal funds 2.305,079 2,166,367 Th8 Trusteès acknowl8dge their responsibilllles for Complying with the rèquirements of the Act with ¥esp8ct lo ccounling records and prgparatlon of financlal statements. The flnanclal slalemenl$ have been p￿pared in accordance with the provisions applicable to entllles subjed to the small companies rggime. The financial statemtrnts were approved and 8uthori¥ed for issue by the Trusle88 and signed on their bghalf by.. Stsv• Smith Chairperson Pago 23

MOSAIC 1898 LTD {A company Ilmlted by guarantee) REGISTERED NUMBER., 00533714 BALANCE SHEET {CONTINUEDI AS AT 31 MARCH 2025 Dale: 25 September 2025 Page 24

MOSAIC 1898 LTD (A company Ilmltad by guarant80} STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2025 2025 2024 Cash flo￿ from oporatlng a¢tlvltles Nel cash used in operating activities 182,890 274,368 C￿h flows from Investlng actlvltles DI￿dends, intgr8sts and rents from investments Purchase of tangible fixed assets Proceed8 from sale of investments Purchase of investments Interest pa6d 3,593 {566,655) 32.352 (30,957) 139,479) 3,983 (48.2nJ 21,293 (20,182) (39,654J Net cash used In Invgsting actlvltlots {601,146 (82,837) Cash flows from Ilnanclng actlvltle8 Repayment of bank108n8 {5,888} (998) Net cash used in financing a¢tlvlties (5,888) 1998) Change In ca$h and ¢ash gqulvolonts In the year Cash and cash aquivalents at the beglnning of the yEar {424,1441 830,693 190,533 640. 160 Cash and cash equlvalents at the end of the y•ar 406,549 830,693 The notes on pages 26 10 50 form part of these Ilnancial ststements Page 25

MOSAIC 1898 LTD (A company Ilmltod by guarnnteel NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 G¢n8ral infom)atlon Mosaic 1898 Lt¢J is a private company limited by guarantee incorporated in England and Wales. The regkstsred ¢)ffrce is 2 Oak Siinney Park, Ratby Lane, Leicester Forest East, Leicesler. LE3 3AW. Accountlng pollcies 2.1 Ba81s of preparatlon of flnonoial statements The financial slalements have been prepared in 8¢cordance with the Charities SORP IFRS 1021- Accounting and Reporting by Charities.. Statament of Recornmended Practice app11￿ble to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 102} (affective 1 JanLsary 20191, the Financial Reporbng Slandard applicable in tho UK and Republic of Ireland IFRS 10218nd lh• Companiès Act 2006. Mosaic 1898 Ltd meets the dgfinitson of a public benefft 8nllty un(Jer FRS 102. Assets and Ilabililies are initially recognised at historical cost or transacl'on valu8 unless otherwise staled in tha relevant accounting policy. 2.2 Golng conc8rn After making appropriate etwuiries. the Trustees have a reasonable expectation that the charity has adequate resources lo continue in operational existence for the 12 months following the approv81 of Ihe financial Stalements. For this reason they continue to adopt the going concem basis in preparfng the financial statements. 2.3 In￿me I Income is recLxJnised oncg the cha￿table company has entiugment lo the income. r( is probable that the Income ￿11 be r￿5Ved and the amount of income receivable can be measured reliably. The rgcognilion of Ir￿Me from legacies is dependent on establishing entiuement, the probability of re￿Ipl and the ability lo estimate with sufficient accuracy the arnount receivable. Evidence of entitlement to a legacy exists when the charitable company has sufficient evidence that a gift has been left to them {through knOw￿dge of the existence of a valid will and the death of the benefactor) and the executor is satisfied that the property in question will not be required lo satisfy daims Sn the estate. Receipt of a legacy must be recognised when it is probable that il will be received and the fair value of the amount recebvable, which will generally ba lh8 expected ¢ash amount to bè distributed tr) th8 charitable company. can ￿ rellably measured. Grants arg IncludeL1 in th8 Statement of financial aclNibes on a recelvable basis. The balance of income receivgd for specrfic purposes but not expenijad during the period is shown in the relevant fvnds on the Balance sheet_ Where Income is received In advanc8 of entitlement of recelpl, its reu)gnition is defeThed and included in creditors as deferred income. Where entiuemenl occurs before income is Teceived. the income is accrued. Where tho donated good is a fixed asset, il is measured at fair v8lue. unless it is Impractical to measure this reliably, in which casè th8 Cost of the item to the d(Inor shoukl be used. Th8 gain is recognised as income from donations and a corrèsponding amount is included in the appropriate fixed asset class and depreoaled over the usgful eo)nomic life in accordance with the charitable compan(s accounting policies. On receipt, donated profesglonal $8rvites and facilities are recognised on the basls of tho valuè of the gift to the charitsb19 company which is the amount it would have bggn wlling lo pay to obtain servlces or facillties of equivalent economic benefit on thg open market., a correspondlng amount Is then rewgnised in expenditure in the period of r￿1P1. Page 26

MOSAIC 1898 LTD {A company limlt•d by guardnt••) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 202$ Accountlng pollcles (¢ontlnugdl 2.3 Income lcontlnued Income lax recoverable in relailon lo donations received under Gift Aid or deeds of covenant is recognised at the timfj of the donation. Income tsx recoverable in relatic￿ to inveslmont income is recognisod at the Ilme the investment income is recelvablè. 2.4 Expendliurg Expendiiure Is recognised once thèr• 15 a18gal or con$trLKlive otrfigalon lo transfer economic b8n8fi1 to a third paty, it is probable that a transfer of economlc benofils will bg required in settlement an the amount of the obligation can be measured reliably. Expgndilure is classffiod by activity. The costs of each aGlivity are rnade up of the lolal of direct costs and shared co$ls, including support costs involved in und8rtaking each activity. Dir8Ct costs attributable lo a single aCt￿ty are allocated diredly to that a¢tivlty. Shared costs which contribute lo more than one activity and support costs which are not attributable to 8 single activity are apportioned beiween those activili8s on a basis consistent with the use of resources. Central staff costs are allocated on the basis of lime spent. and depreciation chargeg all0￿1ed on Ihe portbn of the asset's use. Expenditure on raising fund8 Indudes all exp8ndlture incurr8d by the ¢haritabl8 company to raise fvrKls for ils charitable purposes and Indude8 costs of all fundraislng actNities events and non- cha￿tabl6 trading. Expgnditur8 on charttable actfvlfjes Is Incurred on diredy und8rtaking the activilies which further Ihg tharitsble CoMpan￿S objectives, as well as any assoclaled support costs. Grants payable are charged in the ￿#r when Ihe offer is made except In Ihose cases where the offer is conditional, such grants being recognised as exp8nditure when Ihe conditions attaching are fulfilled. Grants offered subject to condition5 whickn have not been mel 01 the year end are noted as a commitment. but not Accrued as expenditure. All expandhure is inclusive of Irrecoverable VAT. 2.5 Govérnmgnt grants Govemmenl grants ￿Iattng to tsrrfJible fixed assets are treated as deferred income and r8leas8d lo the Statement of financial activities uwn the Completion of the refevant performance-relaled conditions. Other grants that are not subject to performance-related conditions are credited lo the statement of financial activities as th8 grant proceeds ar8 rèceived. Grants received prlor to the revenue recognition criteria being satisfied are re￿gnISed as a liabllity. 2.6 Tangible flxod a￿•ts and dopr8¢latlon Tangibl8 ftxed assets ¢osting £500 or more ar6 capitalised and recognised when fLrtur8 8￿rK)rnic b8neflts are probable and the cost or value of the ass81 can be measured reliably. Tangible ffxed ass&ts are inttlally recognised al cost. After recognition, undgr Ihg cost model, tangible fixed 88sels are measured at cost less accumulated depreciallon and any aCcuM￿lated impairment losses. All costs incurred lo bring a tangible f￿e￿ asset Into its intended workn'ng ¢ondthon should be included in the measurement of cost. Page 27

MOSAIC 1898 LTD IA ¢t)M￿nY Ilmit¢d by guarante•l NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 A¢¢ounting pollcles (contlnued) 2.6 Tangible Ilx•d assets and depr•ciatlon Icontinuedl Deprgciation is Charged so as lo allocate the cost of tsngible fixed assets less their residual value over their estimated useful lives. Depreciation is provided on Ihtr follwng bases.. Fr8ehdd propgty L8asehold propety Narrowboat Flxlures and fiitings Computer equipment 2% straight line 20A straight line 3,33% straight line 1 OQA reducin9 balance SO% straight ￿lne 2.7 Invastments Fixed asset investments are a form of financial instrument and are Initially recojnised at Iheir transaclion cost and subsgquenlly measured at fair value at the Balance sheet dale. unless the value annot be meastjred reliably in which case11 Is measured 81 cost less impaim)ent. Investment gains and losses, whether Tealised or unrealised. are combined and presented as 'GainsJlLosses) on investments. in the Stslement of financial activille8. 2.8 Debtors Trade and other debtors are recogni8ed at the selll6m8nt amount after any tradg discount offered. Prèpayments are valued al the amount prepaid net of any trad& discounts due. 2.9 Cash at bank and In hand Cash al bank and in hand indudes cash and short4em hlghly liquid investments with a short maturity of three months or less from the dat6 of acquisition or openlng of the deposlt or similar account. 2.10 Llabllltl•s Liabil(ties and provisiDns are recognised when ther8 is an obligalSon at the Balancè sh88t dale as a result of a past event, it is probab18 that a transfer of oconornic benefii will be required in sgtdement. and the amount of the sgttlemenl can be estimated reliably. Liabilllies are Tecognised at th& amount that the charitable company anticipates it will pay to seltle the debt or the amount it has re¢8ivod as advanc6d payrnents forthe goods or serylces il rnust provide. Provisions are measured al th8 best eslimata of the amounts required to setlle the obligab'on. Where the effect of the Ume value of rnoney is material. the provision is based on the present valye of those amounts. discounted al tha prethtax discount rate that refleds the risks Specthc to the liability. Thg uminding of the disu)unt is recognised in the Statement of financial activities as a finan(* cosl. 2.11 Financlal Instruments The charitable company only has financial assets and fin8nclal Ilabilitses of a klnd that qualify as basSc financial inslrumonts. Basic finanryal instrumanls are inltially recognised at transaction value and subsequently measured at their $8tt1oment value with the exception of bank loans which are subsequently measured at amortised cost using the effo¢tive interest method. Page 28

MOSAFC 1898 LTD {A company Ilmlted by guar•ntsg1 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 A¢¢ountlng pollclos {¢ontlnu•dl 2.12 Operating laase$ Rentals paSd undèr operating leases are charged to the Slatemenl of financial adivities on a $lraight- line basis over the lease term. 2.13 P•nsionx The charitsble (￿MpanY operat88 a deffned ben8fits pension sth8me. The scheme is a mull employar scheme whare il Is not posslble. in the nom)al course of events, to identify on a consisl8nt and reasonablg basls, the share of UnderI￿n9 assets and Ilabllllles belonging to Indiwdual participating em ￿0YerS. Therefore as required FRS102, th& charity accounts for Ihls scheme ag If it was defined contribution schemo. The amount charged lo the Statement of Financial Ath'vilies Incorporating the Incomg and Expenditure a¢¢ount represents conlributitsns payable to the 8ch&me in respect of the accounting perlod. Und8r FRS 102 the tharitable company has recognised in the accour￿ a liabillty for the net pr8sont Value of the deficit reduction contributions payablg under the agreed deficit funding arrangement followlng an actuarial valuation datsd 30 September 2023. 2.14 Fund accountlng Goneral funds are unraslricted funds which are avallable for use at th8 dis¢￿tIOn of th8 Trustees in furtherance of tho generai obje¢livgs of th8 charitable ¢ompany and whlch have not been desynated for other purpo$8S. Designated fvnds comprise unrestricted funds that have been set asida by the Trustees for particular purposes. The aim and use of each designated fund is sel out in the notes to the financial stslemenls. Restricted funds are fvnds which arg lo be used in accordance with Speufic reslriclions imposed by donots or which have raised by the charitable company for partiGular purposes. The costs of raising and administering such funds are charged against the specific fiJnd. Th8 aim and use of each restricted fund is set out in the notes to the financial statemonts. Investment income, gains and losses are allocatsd to the appropriate fund. Page 29

MOSAIC 1898 LTD (A company Ilmitod by guaranteel NOTES TO THE FINANCIAL STATEMENTS FOR ThE YEAR ENDED 31 MARCH 2025 Critical accountlng estlmatss and arnas of Judgmont Eslimat8s and ludgments are continualty evaluated and are based on historical experience and other factors, including fjxpectstions of future everrts that are believed to be reasonab￿ under the ircumstances. Critical accountlng estimates and assumptions.. The charitable company makes estimates and assumptions Con￿mIng the future. The resulting accounting estimates and assumptions will, by definition, seldom equal the related actual results. The estimates and assumptiOnS that have a significant risk of causin9 a material adjustrnenl to the Carr￿ng amounts of assèts and liabllitles withln the noxt flnancial year are discussed bolow. Useful gconomlc Ilves of tanglbl¢ assets The annval doprecialion charge of tangible fixed assets is senslllve b changes In the eslimaled useful economic live$ and resldual values of the assets. The useful economic lives and residual value5 are reassessed 8nnually. They aro amended when necessary to reflgct current estimates, based on technological advancement, future inveslmenls, economic vlilisalion and physical condillon of the assets. See nol6 14 ￿ Ihe Carrying amount of the property plant and equipment. and note 2 for the useful economic livas for each Class of assets. Defined b•n•￿t pension 8chem• The present value of the TPT Retirgment Solutions - Growth Plan defin8d benefit liabilty depends ¢Jn a number of factors that are dalermingd on an S¢￿8nal basis using 8 variety of assumptions. The assumptions used in dotemiining the net cost for penslons include the discount rate. See note 24. Impalrnient of debtors The charitable company makes an estimate of the r￿erable valu8 of trade deblors. When asgessing any impaiment of trade debtors, management consider factors, the aging profile of the debtors and the individual clrcumstsnces ol each dobl. V•luatlon of l•a*ehold proporty The charitable company recognised the donated leasehold property at its fair value on the date of donation. The valuation was determined by the Board with referen¢e to histori¢ sales dats for comparable propèrties and other relevant markgt indicators available al that tim8. In¢ome from donatlons and 18gacios Restrictsd Unr¢¥trlctèd funds funds 2025 2025 Total funds 2025 Total funds 2024 Donations Legacies Other grants Government gran15 525 70,341 70,866 4.207 8. 101 T9,87T 243, 180 137,202 10,000 137,202 10,000 Total 2025 147.727 70,341 218,068 335,365 Tot812024 323.557 11,808 335,365 Pag8 30

MOSAIC 1898 LTD (A company Ilmlt•d by guaranto•) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 In¢¢m• from cfv•rltabh actlvhlos Re$trictod Unr•$tricted funds funds 2025 2025 Total lund$ 2025 rolal funds 2024 Libety. Advocacy and Voice Colton Care Creatlng Opportunibes Dlrecl Payrnonts Support Servic& 45,000 205,824 522.020 749.896 434.242 250,824 522.020 765,321 434242 255,477 592, 169 69T.607 390.928 15,42S Total 2025 60,425 1,911,982 1,972,407 1,936, 181 rotsl 2024 51,891 t,884.290 1.936, 181 Incom• from olhgr tradlng activltlos Incom* from fundraitsing ev•nts Unr•strl¢tsd tunds 2025 Total funds 2025 Total lunds 2024 Troining and other income 1,688 Totsl 2024 1,943 7,943 Investmont lThcom• Unr•slrlded fvnd8 2025 Total funds 2025 Total funds 2Q24 Lksted inveslmenls 3,593 3,593 3.983 Totsl 2024 3,983 3,983 Pag8 31

MOSAIC 1898 LTD IA company Ilmlted by guaY8nl•èl NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Analy81s of expendlturn by actlvltlos Grant Dlro¢t funding of Costs adlvltle$ 2025 2025 Supp¢>rt Total funds 2025 Total funds 2024 2025 Liberty, Advocacy and Voice Colton Care Creating Opportunities Oirgcl Payments Support Service Other &xpendilure Mosaic Better Worfd Whetstono Hub Heritage Lottery Wint8rton Chalet 145,326 418,670 766,259 28.140 102,067 165.499 173,466 520.737 931.758 t95,511 585, 148 829,049 281.941 125 57,506 10,275 339.44f 10.400 1,250 66,752 19,995 2,160 336, 739 304 3,852 78,581 3,407 1,250 3.151 19,995 2.160 63,601 Total 2025 1,637.627 1.250 427,088 2.065,965 2,030,591 Total 2024 1,574,587 3,852 452,152 2.030,591 Page 32

MOSAIC 1898 LTD IA company lirnlt•d by guarante•) NOTES TO THE FINANCIAL STATEhlENTS FOR THE YEAR ENDED 31 MARCH 2025 Analys1$ of •xpondlture by acllv1t1￿ (¢oftdnugd} Analy818 ot dlrect eost$ Dlrect Payments Support Servlco 2025 Llberty, Advoca¢y Croatlng and Vol¢e Cofton Carn Opportunitiès 2025 2025 2025 Other 2025 Stsff costs other dlrect wsts 129,726 15.600 403,872 14,798 656,376 109,883 254,701 27.240 125 Totsl 2025 145.326 418,670 766.259 281,941 125 Tot812024 156, 151 471,510 673.251 270.617 Whetstone Hub 2025 Hwltage Lottery 2025 Wlnterton Chalet 2025 Totsl funds 2025 Totsl funds 2024 Staff costs Other direct costs 3,151 11,626 8,369 1,459,452 178,175 1,397.651 176,936 2,160 Total 2025 3.151 19,995 2,160 1,637,627 1,574,587 Total 2024 3,052 t.574,587 Page 33

MOSAIC 1898 LTD (A company limlt•d ty guarant•e) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Analysls of expendlture by actlvttles Icontlnuodl alysls of support costs LI￿rty. Dir8Ct Advocacy Creating Paymgnts Othgr and Vole8 Colton Caro Opportunitles SS gxponditure 2025 2025 2025 2025 2025 Staff costs Dep￿cIall0ft Other support costs Legal and professional fees Other premises cogts Insurance 14,298 1,940 4.422 82 1,934 1,154 2.406 1.138 766 51,860 7,037 16,041 296 7,015 4,185 8,727 4,127 2.779 82,133 14,995 25,405 469 11,111 6,628 13,821 6,536 4,401 29,154 4.083 9,018 166 3,944 2,353 4.906 2.320 1,562 10,275 Equipment costs Irrecoverable VAT Govemanee Bank loan interest Total 2025 28,140 102,067 165,499 57,506 10.275 Total 2024 39,360 113,638 155,792 66, 122 304 Whetston• Hub 2025 Haritage Lottery 2025 Total funds 2025 Total funds 2024 Staff costs Depreciation Other support costs Legal and prof8s$ional fees Olhgr premises costs Insurance Equipment eosts Irrecoverable VAT Govemance Bank loan interest 1TI.445 38.330 56,289 3,006 32,382 25,547 30,238 14,864 9,508 39,479 184,437 27,443 72,763 1.075 50, 728 18,851 31,795 15,+549 9,757 39,654 1.403 1,993 8.378 11.227 378 743 39,479 Total 2025 63,601 427.088 452, 152 Tot812024 T6,581 355 452, 152 Page 34

MOSAIC 1898 LTD (A ¢ompany Ilmit•d by guarant￿) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Grant funding of aGtlvltlg$ 2025 2024 Grants pald tt> Instltutlon8 Bonsall View Reskite Home Leicester Chlldren's Hc4idays Mr S Smith Access Rating- Mobiloo Discovery Schools The Bodie Hodges Foundation Ash Field A¢8(Jemy Rotary Club L¢i¢o$ter othgr 679 143 250 1,000 350 500 1.500 180 1,250 3,852 Page 35

MOSAIC 1898 LTD IA company Ilmltod ty guarantee) NOTES TO THE FINANCIAL STATEMENTS FOR ThE YEAR ENDED 31 MARCH 2025 10. Analysls of expendlturn on charltable a¢tlvlUos Summary by fund type Ro$trldod Unrestrl¢tod funds fund8 2025 2025 Total 2025 Total 2Q24 Liberty, Advocacy and Voice Colton C8ro Creatsng Opportunities Dir6ct Payments Support Servie Other expenditure Mosaic Better Wodd Whetstone Hub Heritage Lottery Winterton Ch8l&t 43,166 130.300 520,737 901,512 339,447 125 1.250 53,808 173.466 520.737 931.758 339,447 10.400 1,250 66,752 19,995 2.160 195.511 585. 148 829,049 336. 739 304 3,852 76,581 3,407 30.246 10,275 12,944 19.995 2.160 Totsl 2025 116,626 1,Y49,339 2,085.965 2,030,591 Total 2024 139,898 1,890,693 2,030,591 Summary by eX￿ndit￿re type Staff ¢osts D•prociation Othor costs 2025 2Q25 2025 Total 2025 Total 2024 Lib8ty. Advo¢acy and Voir Colton Care Creating Opportunities Direct Payments Support Service other expenditure Mosaic Better Worfd Whetstone Hub Heritage Lottery Wlnterton Ch81et 144,024 455,732 738.509 1,940 7,037 14,995 27,502 57,968 178,254 173,466 520.737 931.758 195.511 585.148 829,049 283,855 4.083 10,275 51.509 125 339,447 10,400 1,250 66.752 19.995 2.160 336,739 304 3.852 76.581 3.407 1,250 63,601 8,369 2,160 3.151 11.626 Total 2025 1,636,897 38,330 390,738 2.065,965 2.030.591 Total 2024 1,582,088 27.443 427.C160 2,030.591 Page 36

MOSAIC 1898 LTD {A ¢ompany Ilmltsd by guaranto01 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 11. Audltors. rnmunoratlon 2025 2024 Fees payable lo the charitable compan￿$ audltor fLY the audlt of the tharitable companys 8nnual accounis Fees pay8ble to the charital￿e companrfs auditor in respect of.. All taxation advisory services not includeil al)ove All nOn*￿Ilt services not induded above 7,395 1.01)0 1,000 950 12. Staff costs 2025 2024 Wages and salaries Social security costs Pensicjn o)sls 1.496.862 96.307 43.728 1,454,887 90,318 36,883 1.636.897 1,582,088 The average number of persons $mpk)yed by th8 ¢hartlable company during the year was as follows.. 2025 2024 DOLS Leisure services Creating Opptsrtunlties Advocacy Self Directed Support Services Colton Caro Hèritage Lott8ry RecEption Management and administration 10 39 39 11 10 24 91 Page 37

MOSAIC 1898 LTD {A company limEt•d by guaTant8•) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 12. Staff costg {contlnuodl The number of employe9s whose employee benefits {oxduding employer penslon costs) exceedod £60,000 was: 2025 No. 2024 No. In th8 band £80,001- £90.000 Included in staff costs are temilnallon payments of £NIL12024- £NILI made during the year. The totsl employ88 benellts of tho key management personnel of the tharity were £141.962 12024 - £143.8881. 13. Tru8toos' remuneratlon and oxpens•$ During Ihg year. no Trustees received any remuneration or other beneflts (2024- £NIU. During the year ended 31 March 2025, expenses totalllng £183 were reimbursed or pald dir8dy lo one Iruslee (2024- £697). 14. Tangible flxod assets Freehold Leasehold Flxtur8s Comput•r property proporty Narrowboat and r￿IngS oquipm•nt T¢>tal Cost or valuation Al 1 Wil 2024 Additions Disposals 1,575,098 565.555 115.502 61.725 156,614 1.908,939 1,100 631,655 13,3071 1111,649) {114,956) 65.000 At 31 March 2025 2,140,653 65.000 115,502 58,418 46.065 2,425.638 Deprg¢latson Al 1 April 2024 Charga for the year On disposals 233,828 16,895 22,747 3.851 29.794 131.648 418,017 S,254 12.330 38,330 12,6241 (111,0491 {114,273) At 31 Marth 2025 250.723 26,598 32,424 32,329 342.074 Net book value At 31 March 2025 1.889,930 65.000 88.904 25,994 13.736 2,083,564 At JI March 2024 1.341,270 92,755 31,931 24,966 1.490,922 Page 38

MOSAIC 1898 LTD Company Ilmlt•d by guarant••} NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 14. Tanglble Ilxgd assets lcontlnuodl Leasehold property addllions during the year relate lo a property donated lo th& Charity. The property has been recognised at its fair value on the date of donation. Th¢ Boaid d8lemined a fair value of £65.000. based on historic sales data of comparable properties and other relevant market indicatr)rs. The tsngibfe fixgd assets are used In tha folk)wing depothients.. D•preclatlon charyo Net book value Croating Opportunlues LCC Capital Grant Management and Administration Direct Paymonts SLtpport Selvice 3,851 274 34,078 127 88,968 1,990,987 1,145 38,330 2.083,564 15. Flxod assot Investments Llst8d Invostments Market valtse At 1 Aprll 2024 Addlllons Dlsposals Revaluations 223.759 30,957 {32.352) 10.183 At 31 March 2025 232.$47 16. D•btors 2025 2024 Trade debtors Prepaymgnts and accrued incDmo 139,879 76,231 150.514 66.467 216,110 216,981 Pag& 39

MOSAIC 1898 LTD IA company limit•d by guaranteè) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 17. Credltors: Amounts falllng due wlthln on• ￿ar 2025 2024 8ank108ns Trade cr8d+tors Olher taxation and sooial wurity Other creditors Accruals and d￿erred Income 7,162 92,538 5,718 4T,142 39,7T2 10.610 42,753 43.948 187.707 145, 184 2025 2024 Def8rr8d income al 1 Aprll 2024 Resourcws deferred durtng the year Amounts releasod from pr8vious periods 18.706 20.029 118.706) 13,994 18,706 (13.994J 20.029 18.706 A r8tention of £13,152. which has not been provided in the acC￿nIS, is secured by a18gal charge over the freehold propety at 2 Oak Spinney Park. 18. Cr•ditorn: Amounts falling due after more than one year 2025 2024 Bank loan$ 440,952 448,284 Included within the abova are amounts falling due as follows.. 2025 2024 Between ona and Iwo years Bank loans 7,801 6.253 Bgtween two and flve years Bank loan8 27.402 22,387 Ovor flvo Y￿r$ Bank Ii)ans 405.749 419,644 The bank loan consists of a rnortgage fac11ity provlded by The Chaffty Bank Limited. The faclllly is secured by a fixed and lloating char9e over all assets of the charilablg company Idated 27 January 20231. The bank loan attracts intergsl at 3.75% per annum aljove the base rate from the Bank of England, and is repayable in installments over 25 yeats. The balance is fully repayable by 13 January 2048. Page 40

MOSAIC 1898 LTD (A company Ilmlted by guarant•ol NOTES TO THE FINANCIAL STATEMENTS FOR ThE YEAR ENDED 31 MARCH 2025 19. 8tat•ment ot funds Stat•m•nt of funds- curront y•ar 8•lance at 31 March 2025 Balan¢9 at 1 •rf12024 Transfers inlout Galnsl {Losse$) Incomg Exp•ndlture Unrestrf¢tod funds Do$lgnated funds Reserve fiJnd 350.QOO 44,573 19,403 350,000 44.573 18,143 Propety fund Sensory room fund (1,2601 413.976 (1.260) 412,716 Gèneral funds Unrestricted funds Propety assets Pension reserve 15,756} 1.922.604 11,934,966) 1,359.189 65,000 {16,895) 12.520) 2,520 12,763) 10.183 110.698} 1A07.294 (5,032) (S.032) 1,350.913 1.987.604 11,949,341) 17,7951 10.183 1,391,564 Total Unrn$triGted funds 1,764.889 1,987,604 11.950.601) 17,795) 10,183 1.804,280 Re$trl¢ted funds LCC Caprtal Grants LCC Server Grant LCC Group Advocacy Sunbeam11 Holiday Homes The Openwork Foundation Bgrnard Sunley Foundatlon Severn Trent Water Comrnunity Ownership Fund B&Q Foundation Scrowfix Heritage Lottery The Hobson Charity 2,738 12751 {10.000) 2.463 10,000 36,641 92.755 45,Ot 143.1661 13,8501 (23,220) 38,475 88,905 15,425 7.795 1,360 1.360 60,000 57.500 60,000 57.500 218,124 10,000 5.000 33.200 (12,944) 205,180 10,000 5.000 13,205 7.500 {19,995) 7.500 Page 41

MOSAIC 1898 LTD IA Company Ilmit•d by guarantee) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 19. Statemont of funds {contlnuod} Statemgnl of funds - current y•ar lcontinuedl Balance at 31 March 2025 Balance at 1 April 2024 Transf•rs inlout Gainsl ILos8•s) Income Exp•nditur• other restricted funds 1.660 11727 (3.1761 11.211 401,478 208,152 1116.6261 7,795 500.799 Total of funds 2.166.367 2,195.756 (2,067,22n 10,183 2.305.079 Page 42

MOSAIC 1898 LTD IA company Ilmltsd by guarant•g) NOTES TO THE FINANCIAL STATEMENTS FOR THE YE￿1 ENDED 31 MARCH 2025 19. Statsm•nt of funds (contlnu•dl Unrestricted fund Th8 Ros¢r¥e Fund The reserve fund has been set up in line wth the rSsk assessrnenl Carried out by the Trustees. This amount has been set aside lo cover the work of the organisation in the event that funding should cease. ThSs should cover approximately 3 months staff costs, the Charity Is working towa¥ds thi8 gradually. Thg Property Fund This fund is lo cover axpacted future propety maintenance eosts. Sensory Room Fund It has long been an ambition of the Charity to develop sensory fadllues for the people It supports. The sensory roorn offers a safe environment in which individuals with 18aming and dtsvelopmentsl disabilities can freely inlerdct with the worlj around them. The fund balance of £18,143, remaining ot 31 March 202S. is made up of Ihe asset value of £11,339 and cash held in the amount of £6,804. Property A88•ts The value of unreytricted funds fftpresented by the tsngiblo fixed assets owned and u8ed by the charfty on an ongoing basls. trl Th8 Lelcesler Crty Coun¢ll ILCCI Capital grant is tOW8rd$ the purchase of fvmilure and fft'ros for use by Mosalds groups at Oak Spinney Park. The balance remainlng represents the a￿t value at 31 March 2025. The Leicestsr Clty Cotsnal Group Advocacy grant is lo fund a seNice to help support Adult Social Car8. Mosaic 1898 raised funds towards the purchase of 8 new naTowboal to replace Sunbèarn after 38 years of serv￿e. Th8 narrowboal was pur¢hased in 20171?8 and the balance Carried forward iel8te8 to tho nel book value of Sunbearn 11 at the year and. The HolKlay Hom88 lund reP￿ents Cash to ￿ used for internal r8pair5, replac8mont furnlture and running costs for the hdiday homes. The holiday homes were completely refijrbished Sn 202412025 therefore were unavailable for rentsl for some of the year. Thls has resulted in a dellcit for the year which has been funded by a Iransf9r from unrestri¢lgd funds In the amount of £7.795. The Openwork Foundation grant Is lo support dlsabled children to acce5S tutorshlp and additlonal gducalional opportunities. The balance of £1.360 wlll be spent in 202512026. The National Lottery Heritage Fund grant enables us lo resear( and inve8llg8te our history, collat8 and deslgn our stories to ￿ale an accossible exhibition as a legacy to our strong roots and eonlinuing commitment to deliver reltrvant. disability supptsrt for Leicestershire communities. The balan￿ will be spent in 2025126. Funds received from th8 Cornmunity Ownership Foundation, Bemard Sunley Foundation, B&Q, Scf8wfix and other restricted Income of £5,052 have all been fully spent on the constructlon costs of the Whetstone Hub. The balance carried forward rgpresents the net book value of assets held amountlng lo £285,792 at 31 March 2025. The grants ro¢9ived from Severn Trent Water. The Hobson Charity and other restricted incomg of£4,500 will be spent on the ￿nstruction costs al the Whetstone Hub in 2025126. Page 43

MOSAIC 1898 LTD (A company Ilmlted by guaranteel NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 19. Statoment of funds l¢ontSnuodl ststomont ot funds - prlor yoar Balance at 31 Marth 2024 B81ance al l April 2023 Transfers inlout Gain (Losses) InGome Expenditure Unreslrf¢t¢d funds Designatod funds ReseNe fvnd Property fund Sensory room fund 350,000 45.240 350,000 44.573 f667J 20,803 (1,400) 19,403 416,043 (2,067) 413,976 Gen•ral funds Unrestrictsd funds Prop8rty assets Pension resèNe (5. 102) 1,902,024 f1,875,856J 1.355,503 (16.895) (5.395) 2.875 {38.453) 20,581 11.631 (5.756) 1,359, 789 (2,520) 1,345,OQ6 1,902,024 (1,889,876) (17,872) 11,631 1.350.913 Total Unrostrlcted funds 1.761,049 7,902.024 (7,891,943) (17,872) 11,631 1, 764.889 R•$trict•d fund$ LCC Capital Grants LCC Group Advocacy Sunbeam 11 Holmlay Homes The Openwork Foundation Community Ownership Fund B&Q Foundation Screwr 3,042 (304) 2. Z38 3T,228 96,605 81 39,322 500 12,569 (39,909) (4,350) (25,522) 36,641 92,755 12,872 10,000 (8,640) 1,360 243. 180 10,000 (25,056) 218, 124 10,000 5,000 Pag8 44

MOSAIC 1898 LTD (A Company Ilmlt•d by guarantw) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 19. Staloment of funds (¢ontlnu•d) Statsment of funds - prlor y•ar lcontlnuodl 8&lancg 0¢ 31Ma 2024 Balance al l April 2023 Tr8n$fers In/(￿( Gain (Lossesj Income Expgnthtur8 Heritag6 Lottery TheJJH Rausing Trust The Rix Thompson Rolhenberg Foundation Other restricted fijnds 36,607 (3,407) 33.200 20,000 (20,000) (6,600) 1, 100 6,6TO f6,t io) 1,660 148,056 375,448 (139,898) 17.872 401,4T8 Totsl of fi•nd8 7,909,105 2,277,472 (2,031,841) 11,631 2. 166,367 20. Analysi$ of not assets betW￿n funds Anatysis of not assets b•tw8•n funds . ¢urrnnt yfjar Restrlct•d Unrestrfcted funds funds 2025 2025 Total funds 2025 Tangible fixed assets Fixed asset Investments Cument assols Creditors dL¢e wilhln one year Creditors due in more th8n one year Provisions lor liabilities and charges 309,493 1.774,071 2,083,564 232.547 232,547 431,353 622,659 {187,7071 (187.7071 1440,9521 1440,9S21 15,0321 {5,032) 191.308 Totsl $1)0,799 1,804.280 2.305,079 Pag8 45

MOSAIC 1898 LTD IA ¢ompany limil•d by guarants•} NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Analysls of nèt assets b•tween funds {contlnu•d) Analysls of ngt assots betwggn funds - prlor y•ar Reslri¢tad Unrestrict•d funds funds 2024 2024 Tol81 funds 2024 Tangible fixed assets Fixed asset investments Currgnt a55ets Creditors due within on¢ year Cieditors due in mole than one year Provisions for liabilities and chargès 30,195 1,460.727 1,490,922 223,759 223,759 668,981 1,047,674 (137,774J (145, 184) {448,284J (448,284) (2,520) (2,520) 378,693 17,410) Total 401,478 1, 764,889 2,166,367 21. Rg¢on¢lllatlon of not movement In funds to net cash flow from op¢ratlng adlvitlgfj 2025 2024 Net Income for the year las por Stalemonl of Financial Aclvitsesl 138,712 257,262 Adjustment8 for. Oepreu8Uon charges Gains on Investments Dividends, inlefysls and rents from investments Loss on the sale of fixgd assets Donated fixed assets Decrease I lincrease} in d8bloTS Increase in creditors Pension movement Interest paid 38,330 110.183) {3,$93) 27,443 {f f,631) (3,983) 165,000 1871) 42.621 2,512 39,479 (50,712) 19,270 (2,875) 39,654 Not ¢ash provldad by operating a¢tivltl•s 182.890 274,368 Page 46

MOSAIC 1898 LTD {A company Ilmltod by guarante•) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 22. Anaty$l$ of ca$h and ￿$h equlvalents 2025 2024 Cash In hand 406.549 830.693 Total ¢ash and cash •qulval•nts 406,549 830,693 23. Anatysls of changes in not debt At 31 March 2025 2024 Ca*h flows C8sh al bank and In hand Debl due within 1 year Debt due after 1 830,693 {5.7181 {448,284) 1424,1441 406,549 17,162) 1440.952 7.332 376.691 1418,2561 (41,565) Page 47

MOSAIC 1898 LTD (A company Ilmlt•d by guarantso} NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Penslon commltments Mosaic 1898 Ltd is a member of TPT Retirement Solutions - The Growth Plan, a multi*mployer defined benefft scheme which is in deficit. As a member rt is not possible for the charity to identify its share of the underfying assets and liabilities thereforè il accounts for the schem& as a defined conlribution$ pgnsion scheme. Following an actuarial review of the scheme. TPT Relirtrment Solutions pul in plaGe a 'Recovery Plan, to eliminate the deficit over 8 len year peTiod commencing from 1 Apiil 2013. The Recovery Han contributions wll incroase by 31)/o in April of each year. Should the charity withdraw from the scheme whilst the scheme is in deficit il would be required by18W to pay ils share of the deficit. but this debt liatrility will not crystalllse as long as Mosaic continu8 to employ at least one active mèmber of the $¢hamg. Undèr FRS 102 the charity has recognised a liabi14ty for thg obligatoon to pay the deflclt funding over the rgcovery perlod with the amount recognised belng the net present walLte of the defiut reduction eonlribulions payable under the agr8em8nt. Present value of prowsion 31 March 2025 31 March 2024 Presgnt value of provision 5.032 2,520 Reconciliation of opening and closing provisions.. 31 March 2025 31 Mar 2024 Opening provlsion Unwinding of discount factor linteresl expense) Dgfi¢il contributions paid Change in assumptions Amendments to contributions schedule 2,520 06 {2,569) 32 4.983 5,395 206 (3,083) Closing provision 5.032 2.520 Pa￿ 48

MOSAIC 1898 LTD {A company Ilmltsd by guarantofrl NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 The amount recognised Sn the stslemenl of flnandal activities are as follows.. 31 March 2025 31 March 2024 Inte￿st expense Change in assumptions Amendments lo contributions schedule 32 4.983 Total 5,081 208 Princtpal acluarial assumpltons al the balance sheet dats.. 31 March 2025 % perannum 4.84 31 March 2024 % perannum 5.31 Rale of discouiit The discount ratès shown al￿0 arè the equivalent sing18 discount rates which, when used lo dlscount th8 recovery plan cOn1￿bUt10nS due, would giv& thè samè results as using a full AA corporate bond yi81d ¢aJNe to discount the same recovery plan contribthons. The charity expacts to contsfjbule £3,592 in respect of the [9￿Very plan contributions durfno 2025126. 25. Operatlng kase ￿mMItMents At 31 March 2025 the charitable company had cornrnilments lo make luture minlmum lease payments under non￿n￿lIable opeiating lea8e8 as foliow$'. 2025 2024 Within 1 year Bel￿een 1 and 5 years 2,164 1200 1,455 3,364 1.455 26. Related party transactions During the prlor year, a grant payThenl of £143 wos made lo Steve Smith, the Chairperson of th8 ¢harily. to cover the cost of 8 subscription for adaptive sofiware necessary for performing his dub'es. Thèr8 hav8 bggn no other related party transactions in Ihg reporting period that require disclosure. Page 49

MOSAIC 1898 LTD (A company Ilmited by guarant•ol NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 D5r•ct Payments Support Servlce The Chadty holds funds, in several separate bank accounts under the Direct Payments Support Service, which are receipts from Leicester City Council, Leicgstershire County Council and the NHS, to be paid onlo cwtsin individuals as specified by them and in accordance wth the terms of the Dir8Ct Paym8nls Support Service. This is commonly known as the Third P8rty S¢heme. The purpose of this scheme falls within the objectives of Mosaic 1898 Ltd. The income and exptrnditure 2nd tsalan￿s held at the year end are exduded from the charity's accounts. The amount held at the year end was £8.729.14112024- £8.460,7501. Pago 50