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2023-03-31-accounts

THE BECKENHAM PAROCHIAL CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2023

TRUSTEES

Chairman Mrs K Strachan Revd Father J Blunden

Nominated Members Mrs G Scales Mrs K Strachan R Mellor Cllr S Wells R Mitchell

Co-Opted Members D Jackson Rev Dr A Jones Mrs C Baker Mrs M Westropp Mrs M Ellio�

The Trustees are appointed in accordance with the Scheme for the regula�on of the Charity dated 24 January 1997 and approved by the Charity Commission in England and Wales.

Clerk to the Trustees Mrs J Fox Treasurer R Oliver Principal Bankers Na�onal Westminster Bank plc Beckenham, Kent

Independent Examiner A G Gooch FCCA

Charity Registra�on number 213912

1

THE BECKENHAM PAROCHIAL CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2023

The Trustees of the Beckenham Parochial Charity submit their annual report and accounts for the year ended 31 March 2023.

Organisa�on and aims

The Beckenham Parochial Charity is regulated by a Scheme dated 24 January 1997, approved by the Charity Commissioners of England and Wales. It is an amalgama�on of Chari�es, the

The primary purposes of the Charity are to:

  1. provide and maintain good housing for needy people resident in Beckenham and Penge who are able to live independently,

  2. provide grants of money for the relief in need, hardship or distress of residents of Beckenham and Penge, or to former almshouse residents, and

  3. provide grants of money for the promo�on of educa�on of young persons living in Beckenham and Penge.

Trustees

The names of the Trustees and other informa�on required to be disclosed are on page 1.

Review of the major ac�vi�es and achievements of the year

down during the year, one re�ring a�er many years’ service and the other resigning for personal reasons.

The maintenance charges for all proper�es have remained unchanged during the year. General maintenance has con�nued as it arises. In addi�on, cyclical internal repair and redecora�on at 5 Bromley Road and external redecora�on of the Ber�e Almshouses at 31-33 Bromley Road was undertaken. It also became necessary to carry out major repairs arising from wet rot in a par��on wall at 3 Bromley Road.

Our con�nued liaison with local schools has resulted in a number of educa�onal grants being awarded.

We liaise with other local chari�es in connec�on with Relief in Need grants and have been pleased to be able to assist an increasing number of individuals with such grants.

There are nine residents, in three groups of three, around the area, seven women and two men. They are visited by one or more of the Trustees and/or spoken to on the telephone regularly.

Some are able to be more ac�ve than others. All are s�ll independent, albeit one now has carers a�ending on daily. Most have addi�onal family support.

2

THE BECKENHAM PAROCHIAL CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2023

Review of the major ac�vi�es and achievements of the year (con�nued)

All say they are pleased to have their homes and are grateful for what the Charity does for them.

economic condi�ons and the a�er effects of lockdown, specifically the impact of reduced pupil socialisa�on and learning, were s�ll being experienced. Grants have been awarded for the provision of outdoor play equipment to improve the physical and developmental skills for recep�on class pupils who lacked opportuni�es during lockdown and a whole school wellness day focusing on the well-being of pupils and staff. Grants were also awarded for early years support for struggling readers in recep�on classes.

Extra-curricular ac�vi�es

struggling financially to par�cipate in a residen�al trip.

The Student Bursary Scheme that was introduced in January 2021 has been withdrawn as no applica�ons were forthcoming.

a�en�on to the BPC website where more informa�on is available. The Educa�onal Grants for the year totalled £12,815.

and include an applica�on from the office of a local MP. Other applica�ons have been from Living Well, Bromley Relief in Need and Ci�zens Advice Bureau.

machines,1 fridge/freezer, some curtains, flooring, furniture, vacuum cleaners, bedding and towels.

The Accounts detail a Deficit of Income over Expenditure of £11,756. This arises from a Surplus of £4,909 on the General Fund before transfers to Designated Funds, and a Deficit of £16,665 on the Designated Funds arising from cyclical and extraordinary repairs and maintenance of the properties.

Maintenance Contributions from Residents at £43,278 rose by £4.229 over those for the previous year reflecting a full year at the increase as from 1[st] January 2022. Income from Savings and Investments rose by £574 over the previous year.

3

THE BECKENHAM PAROCHIAL CHARITY

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST MARCH 2023

UNRESTRICTED FUNDS ENDOWMENT
Note
GENERAL
DESIGNATED
FUND
Incoming Resources
Investment Income
2
15,795
0
0
Maintenance Contributions
3
43,278
0
0
Other Income - Donations
3,172
0
0
Total- Incoming Resources
62,245
0
0
Resources Expended
Direct Charitable Expenditure:-
Almshouse Expenditure
General Fund
33,752
0
Cyclical Maintenance Fund
0
8,379
Exraordinary Repair Fund
0
8,286
3
33,752
16,665
Educational Grants
12,815
0
Relief In Need Grants
7,124
0
53,691
16,665
Administration Expenses
4
3,645
0
Total- Resources Expended
57,336
16,665
Net (Outgoing)Incoming Resources
before Transfers
4,909
(
-16,665 )
(
Transfers between Funds
(
-9,700 )
9,700
Net (Outgoing)Incoming Resources
(
-4,791 )
(
-6,965 )
(
Gains/(Losses) on Investments
Realised
0
0
0
Unrealised
(
-20,177 )
638
2,046
(
( -24,968 )
(
-6,327 )
2,046
(
Fund Balances brought forward 1st April 2022
648,556
50,751
971,374
Fund Balances carried forward 31st March 2023
623,588
44,424
973,420
TOTAL
2023
15,795
43,278
3,172
62,245
33,752
8,379
8,286
50,417
12,815
7,124
70,356
3,645
74,001
-11,756 )
0
-11,756 )
0
-17,493 )
-29,249 )
1,670,681
1,641,432
TOTAL
2022
15,221
39,049
375
54,645
32,751
0
0
32,751
9,750
9,146
51,647
2,035
53,682
963
0
963
0
151,833
152,796
1,517,885
1,670,681

6

Note 2023 2022
FixedAssets
TangibleAssets 5 0 0
Investments 6 1,607,998 1,623,750
1,607,998 1,623,750
CurrentAssets
NatWestBankAccounts 43,900 46,818
NationalSavingsInvestmentAccounts 1,619 1,617
COIFDepositAccount 2,615 2,570
SundryDebtors&Prepayments 572 1,288
48,706 52,293
deduct:-CurrentLiabilities
Amountsfallingduewithinoneyear:-
Accruals 15,272 5,362
33,434 46,931
Total-NetAssets 1,641,432 1,670,681
Representedby:-
UnrestrictedFunds 7
GeneralReserve 623,588 648,556
DesignatedFunds
CyclicalMaintenanceFunds 14,186 17,765
ExtraordinaryRepairFunds 30,238 32,986
44,424 50,751
EndowmentFund 8 973,420 971,374
1,641,432 1,670,681
ApprovedbytheTrusteeson18thOctober 2023
t(,
MrsKStrachan
RAOliver
Chairman Hon.Treasurer
7

THE BECKENHAM PAROCHIAL CHARITY NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2023

1 Accounting Policies

Basis of Accounting

The accounts are prepared under the historical convention, with the exception that investments are valued at mid-market prices as at the Balance Sheet date, and in accordance with The Charities Act 2011, applicable accounting standards and the requirements of the Statement of RecommendedPractice - Accounting and Reporting by Charities (SORP).

1 - Incoming Resources

All incoming resources are recognised in statement of financial activities when they are receivable by the charity.

2 - Resources Expended

Resources expended are recognised in the period in which they are incurred. Resources expended includes VAT which cannot be reclaimed

Direct charitable expenditure includes the cost of maintaining the properties of the Charity, and of all other applications of income approved by the Scheme for the regulation of the Charity dated 24 January 1997

Transfers

The trustees, in accordance with their powers, have approved the transfers of amounts of annual income to the designated funds, as disclosed in the accounts.

Tangible Fixed Assets

Due to the restrictions placed on the use of the Charity's properties, they have not been capitalised. They are, however, summarised and shown in note 5.

Investments

Investments listed on a recognised stock exchange, including investment and unit trusts, are stated at midmarket value.

Net Investment gains or losses for the year, both realised and unrealised, are disclosed in the Statement of Financial Activities.

**2 ** Investment Income
Dividends
M & G Multi Asset Shares
COIF Shares
Interest
National Savings Account
COIF Deposit Account
Bank Accounts
Total
£
£
477
15,061
15,538
2
53
202
257
15,795
2023
£
£
450
14,765
15,215
1
1
4
6
15,221
2022

8

THE BECKENHAM PAROCHIAL CHARITY NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2023

3
**4 **
Almshouse Revenue Accounts
Rawlins
£
Income
Maintenance contributions
13,297
Expenditure
Estate Management Charge
-
Electricity
6,882
Gas
-
Water
358
Insurance
635
Repairs - General
2,897
Repairs - Cyclical
3,189
Repairs - Extraordinary
8,286
Alarn Call Service
-
TV Licences
8
Gifts to Residents
74
22,329
Transfers to :
Cyclical Maintenance Fund
1,800
Extraordinary Repairs Fund
1,950
Leasehold Redemption Fund
-
3,750
Net Income(Expenditure) on
Almshouse Revenue
(12,782)
Administration Expenses
Office and Meetings
Clerk's Honorarium
Accountancy Fee
Pofessional Fees-Insurance Valuation
Subscription - NAA
Sundry Costs
Bertie
£
13,556
-
1,148
2,768
955
494
2,723
5,190
-
206
7
74
13,565
1,800
1,950
-
3,750
(3,759)
Glebe
£
16,425
6,909
6,422
-
498
-
620
-
-
-
-
74
14,523
1,200
1,000
-
2,200
(298)
2023
Total
£
43,278
6,909
14,452
2,768
1,811
1,129
6,240
8,379
8,286
206
15
222
50,417
4,800
4,900
-
9,700
(16,839)
2023
£
236
400
1,188
1,440
209
172
3,645
2022
Total
£
39,049
7,359
11,477
1,311
1,731
1,037
9,456
-
-
202
-
178
32,751
4,800
4,900
(48,390)
(38,690)
44,988
2022
£
185
400
1,128
-
203
119
2,035

9

THE BECKENHAM PAROCHIAL CHARITY NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2023

5 Tangible Fixed Assets

The Charity owns land and buildings which are used as Almshouses and to which restrictions on disposition are imposed by the Charities Act 1993. A summary of them and their insured values are as follows:

Freehold Property:
1,3 & 5 Bromley Road, Beckenham, Kent
31,31A & 33 Bromley Road, Beckenham, Kent
2023
£
771,774
600,266
1,372,040
2022
£
654,101
508,743
1,162,844

Leasehold Property

5,7 & 9 Atkins Drive, West Wickham, Kent. Insured by the Glebe Housing Association under a block policy covering all their properties. The Trustees consider that adequate cover is in place.

The Leasehold Property is comprised in a lease dated 11 December 1995, for a term of 60 years.

**6 ** Fixed Asset Investments
General
Designated
£
£
Valuation at 1st April 2022
597,011
55,366
Additions
600
1,140
Sale Proceeds
-
-
Transfers
-
-
Unrealised Gains (Losses)on valuation
-
-
at 31 March 2023
(20,177)
638
Valuation at 31 March 2023
577,434
57,144
The valuation at 31 March 2023
comprises
Investments listed on a recognised
stock exchange including
investments and unit trusts:
COIF Accumulation Shares
-
-
COIF Income Shares
517,959
-
M & G Charity Multi Asset-Acc Shares
47,302
57,144
M & G Charity Multi Asset-Inc Shares
12,173
-
577,434
57,144
Historical cost or value
The historical cost or value of the
investments dating from the scheme
establishing the charity, are
Value at 24 January 1997
220,784
14,927
Cost since
-
29,328
220,784
44,255
Unrestricted Funds
Endowment
Fund
971,374
-
-
-
-
2,046
973,420
435,191
-
538,229
-
973,420
149,307
-
149,307
2023
Total
Funds
£
1,623,751
1,740
-
-
-
(17,493)
1,607,998
435,191
517,959
642,675
12,173
1,607,998
385,018
29,328
414,346
2022
Total
Funds
£
1,470,178
1,740
-
-
-
151,833
1,623,751
439,102
538,330
633,798
12,521
1,623,751
385,018
40,848
425,866

10

THE BECKENHAM PAROCHIAL CHARITY NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2023

7 Unrestricted Funds

General Reserve
Balance at 1 April 2022
Net (Outgoing)Incoming Resources for the year
Transfers between Funds
Unrealised Gains(Losses) on Investments
Balance at 31 March 2023
£
648,556
4,909
(9,700)
(20,177)
623,588

The General Reserve represents the unrestricted funds which the Trustees are free to use in accordance with the charitable objects, and which are not designated for particular purposes.

Designated Funds
Cyclical Maintenance Funds
Balance at 1 April 2022
Transfers from Endowment Income Fund
Cyclical Maintenance Expenditure
Balance at 31 March 2023
Extraordinary Repairs Funds
Balance at 1 April 2022
Transfers from Endowment Income Fund
Extraordinary Repairs Expenditure
Unrealised Gains(Losses) on Investments
Balance at 31 March 2023
Total designated funds
Rawlins
£
3,351
1,800
(3,189)
1,962
16,588
1,950
(8,286)
505
10,757
12,719
Bertie
£
8,408
1,800
(5,190)
5,018
9,546
1,950
-
115
11,611
16,629
Glebe
£
6,006
1,200
-
7,206
6,852
1,000
-
18
7,870
15,076
Total
£
17,765
4,800
(8,379)
14,186
32,986
4,900
(8,286)
638
30,238
44,424

The Cyclical Maintenance Funds were established and are maintained as a reserve fund for the purpose of providing for those items of ordinary maintenance and repair of the Almshouses and other property of the Charity which recur at infrequent intervals.

The Extraordinary Repairs Funds were established and are maintained as a reserve fund for the purpose of providing for the extraordinary repair, improvement or rebuilding of the Almshouses and other buildings of the Charity.

11

THE BECKENHAM PAROCHIAL CHARITY NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2023

Endowment Fund
Balance at 1 April 2022
Unrealised Gain(Losses) on Investments
Balance at 31 March 2023
£
971,374
2,046
973,420

8 Endowment Fund

The Endowment Fund represents those Assets which must be held permanently by the Charity, which are all Investments in Accumulation Shares. Income arising on the Endowment Fund Investments is automatically re-invested, and is reflected in the Accumulation Share price. Any capital gains or losses arising on the Investments, both realised and unrealised, form part of the Fund, and the income is not shown separately. Investment management charges and legal advice relating to the fund are charged against it.

9 Analysis of Net Assets between Funds

Fund balances at 31 March 2023
are represented by:
Fixed Asset Investments
Current Assets
General
Designated
£
£
577,434
57,144
46,154
(12,720)
623,588
44,424
Unrestricted Funds
Endowment
Fund
£
973,420
-
973,420
Total
£
1,607,998
33,434
1,641,432

12