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2023-12-31-accounts

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Summary of
achievements
the main
ofthe charity
All flats were occupied during 2023.There have been no changes
in
residents
since March 2022.
during the year During 2021 the trustees
received a report from the architects
on the
condition
ofthe windows. The front windows
were the originals
from 1900
with secondary
double glazing
and the trustees
decided to consider
complete replacement
as well as other options.
During 2022 the trustees
obtained quotes for wooden and PVC windows
and decided to proceed
with replacing
all the front windows
with new wooden windows.
A contract to make and install the windows
was signed
with a window
manufacture
in January 2023.The trustees
worked
closely with their
previous architects
and appointed
them as architect and quantity
surveyor for this project. This included
arranging
and administering
a
separate contract with a local building
firm to provide scaffolding
and
carry out redecoration
to make good the interior and exterior following
the
installation
ofthe windows.
Work on site took place between
May —July 2023.The quality ofthe
window frames and the windows
is very high. The design matches the
previous windows
and hence preserves
the look ofthe building.
By
replacing
all the front windows
at the same time we benefited
from
economies ofscale. We will also avoid maintenance
costs from
deterioration
ifthe existing windows
had remained
in place. The new
windows
are expected to last for 100years and maintenance
costs
should be low.
The trustees were concerned
to look after the welfare ofthe residents
before and during the work taking place. Opportunities
were provided
for
residents
to discuss the programme
as well as being given written
updates
on timing and how the work might impact them.
The residents
are pleased
with the ease ofopening
and closing the new
windows.
In the summer
this makes
it easier for them to ventilate
their
front room.
In winter the improved
insulation
will help to contain energy
bills. They gave feedback that both the fitters and the builders
were
always courteous
and considerate.
They are all proud oftheir new
windows
and the neat finish to the decoration
in that area.
The work was funded
from reserves and an additional
loan from The
Almshouse
Association
off55,000.The total cost ofthe project was
F180,000.
More information
on this project is available
on The Almshouse
Assocation website:
Association
loan case stud
St Mar 's House almshouses
The
Almshouse
Association
A new fire alarm system was installed
based on a fire risk assessment
by
a specialist
firm to ensure we comply with recent developments
in fire
safety.

YEAR ENDED 31 ST DEC EMBER 202 3
2023f 2022
Receipts
Contribution
from
residents 65,120 60,700
Income on investments 3,999 3,673
Interest on deposit accounts 1,445 558
Electricity generation (solar panels) 2,333 2,362
Loan received 55,000 0
127,897 67,293
Payments
Repairs &maintenance 15,089 18,844
Replacement
ofwindows
178,556 0
Architect surveys 0 6,936
Rates &insurance 7,223 6,868
Cleaning,
heating
& lighting 2,123 2,682
Garden maintenance 1,626 1,295
Gifts 1,007 2,636
Sundry expenses 280 298
Loan fees 500 500
Loan repayments 10,000 10,000
216,404 50,059
Surplus (Deficit) forthe year -88,507 17,234
Represented by:
Balance brought
forward
Current Account 35,109 57,875
COIF Charities Deposit Fund 70,000 30,000
105,109 87,875
Balance carried forward
Current Account 16,502 35,109
COIF Charities Deposit Fund 100 70,000
16,602 105,109
Increase (Decrease) in Accumulated Funds
-88587 17234

illustrative
value at 31
illustrative
value at 31
December 2016 5,000,000
(131-bedroom flats @5350,000, 1 2-bedroom flat EI 5450,000)
Endowment
funds
(Charity
normally
only entitled to income)
Number Value (p) Value
ofshares pershare E
JW Tidy Bequest Charities
Oflicial Investment
Fund Income Shares
104.68 1984.50 2,077
Gledstanes
Bequest
M&G Charity
Multi Asset
Income Shares
1,404 89.82 1,261
Taylor Bequest M&G Charily
Multi Asset
Income Shares
15,972 89.82 14,346
Jones Bequest M&G Charity
Multi Asset
Income Shares
4,332 89.82 3,891
Undesignated M&G Charity
Multi Asset
Income Shares
2,932 89.82 2,634
Browse Bequest M&G Charity
Multi Asset
Income Shares
79,096 89.82 71,044
95,253
Trustee investments
Repair Fund M&G Charity
Accumulation
Multi Asset
Shares
1 11208.26 112
112
Deposit Icurrent accounts
Nat West Current Account 16,502
COIF Charities Deposit Fund 100
16,602
Total assets 5,«48
Liabilities
Loans from Almshouse Association 85,000
Total liabilities 85,000

YEAR ENDED 31 ST DEC EMBER 202 3
2023f 2022
Receipts
Contribution
from
residents 65,120 60,700
Income on investments 3,999 3,673
Interest on deposit accounts 1,445 558
Electricity generation (solar panels) 2,333 2,362
Loan received 55,000 0
127,897 67,293
Payments
Repairs &maintenance 15,089 18,844
Replacement
ofwindows
178,556 0
Architect surveys 0 6,936
Rates &insurance 7,223 6,868
Cleaning,
heating
& lighting 2,123 2,682
Garden maintenance 1,626 1,295
Gifts 1,007 2,636
Sundry expenses 280 298
Loan fees 500 500
Loan repayments 10,000 10,000
216,404 50,059
Surplus (Deficit) forthe year -88,507 17,234
Represented by:
Balance brought
forward
Current Account 35,109 57,875
COIF Charities Deposit Fund 70,000 30,000
105,109 87,875
Balance carried forward
Current Account 16,502 35,109
COIF Charities Deposit Fund 100 70,000
16,602 105,109
Increase (Decrease) in Accumulated Funds
-88587 17234

illustrative
value at 31
illustrative
value at 31
December 2016 5,000,000
(131-bedroom flats @5350,000, 1 2-bedroom flat EI 5450,000)
Endowment
funds
(Charity
normally
only entitled to income)
Number Value (p) Value
ofshares pershare E
JW Tidy Bequest Charities
Oflicial Investment
Fund Income Shares
104.68 1984.50 2,077
Gledstanes
Bequest
M&G Charity
Multi Asset
Income Shares
1,404 89.82 1,261
Taylor Bequest M&G Charily
Multi Asset
Income Shares
15,972 89.82 14,346
Jones Bequest M&G Charity
Multi Asset
Income Shares
4,332 89.82 3,891
Undesignated M&G Charity
Multi Asset
Income Shares
2,932 89.82 2,634
Browse Bequest M&G Charity
Multi Asset
Income Shares
79,096 89.82 71,044
95,253
Trustee investments
Repair Fund M&G Charity
Accumulation
Multi Asset
Shares
1 11208.26 112
112
Deposit Icurrent accounts
Nat West Current Account 16,502
COIF Charities Deposit Fund 100
16,602
Total assets 5,«48
Liabilities
Loans from Almshouse Association 85,000
Total liabilities 85,000