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2024-12-31-accounts

THE TRUSTEES OF PETER HANDCOCK’S CHARITY TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2024 Charity Commission Registered Number 213688

Trustees

Revd. H E Jeffery: Chairman Ex Officio Mrs. I P Hewitt – Co-optative Mr. G Laking - Co-optative Mrs. R Lane- Parish Council Mr. M G Taylor – Co-optative Mr. I Fleetwood – Parish Council Appointed January 2025

The Rector of Bardney is Ex Officio a Trustee but as the Parish Living is now suspended indefinitely and the Rectory is being sold the Revd. H E Jeffery as Assistant Parish Minister acts as Ex Officio. Two representative Trustees are appointed by the Parish Council, each serve for a period of four years. Three co-optative Trustees are appointed by Resolution of the Trustees. They shall be persons residing or carrying on business in the Parish of Bardney and each is appointed for a period of five years.

Clerk

Ms. Mary Corbould was Clerk throughout the year

The Trustees present their report and accounts for the year ended 31 December 2024

Trustees Responsibilities

Charity law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and its financial activities for the period. In preparing those financial statements, the trustees are required to:-

1) Select suitable accounting policies and then apply them consistently.

2) Make judgments and estimates that are reasonable and prudent.

3) State whether the policies adopted are in accordance with SORP - Accounting for Charities and with applicable accounting standards, subject to any material departures being disclosed and explained in the financial statements;

4) prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Charity will continue in business.

The trustees are responsible for keeping accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011.

They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Legal Status

The charity is constituted as an unincorporated charity under Registered Number 213688. It is regulated by a Scheme established by the High Court of Chancery on 23 January 1857 as varied by a Scheme of the Charity Commission of 25 July 1941 and 21 May 1957.

Object of the Charity

The object of the Charity is to hold and maintain the Almshouses belonging to the Charity for the residence of alms people in accordance with the Scheme approved by the Charity Commission.

Organization

The Trustees are responsible for formulating the strategies and policies of the Charity including the exercise of overall financial control. Responsibility for routine administration is delegated to the Clerk.

1

THE TRUSTEES OF PETER HANDCOCK’S CHARITY TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2024 (continued)

Review of Activities

It is the Trustees policy to maintain a regular program of repairs and maintenance to keep the building in good condition. The Trustees are always mindful of the need to maintain adequate resources in case emergency repairs are needed (see below). Only some maintenance and repair works have been undertaken in 2024 A number of continue to be delayed awaiting the contractor’s availability. It remains the Trustees intention to replace the external windows, some of which are rotting, with double glazed units to improve insulation. As the building is listed we are not permitted to automatically install modern double glazed windows and West Linsey District are being particularly uncooperative seemingly not to care about the welfare of our elderly residents. In view of the continuing high cost of electricity in 2024 and the sudden withdrawal of the Annual Heating Allowance the Trustees again made grants to residents towards the cost of their heating bills at a total cost of ££1,750

As a result of the limited expenditure on repairs in 2024 and interest earned on deposits there was a surplus of £17,404 (2023 Loss£20,540). There was also a gain in the Market Value of the Trustees Investments of £4,673 (2023 £7,023).

Investment Policy

The trustees seek to maintain a balance between holding sufficient cash reserves to meet unexpected repairs and any void rental periods and longer term equity based investments as a cushion against major repairs. The Trustees have traditionally had a target of cash deposits to equities of 60:40.

In 2023 and 2024 no transfers were made from Cash to Equities. With the growth in Stock Markets equity investments increased by £4,673 to £87,427 (£82,755 at 31.12.23) representing 37.5% of the Reserves (2023 39.21%). The Trustees continue to keep the matter under review.

Reserves Policy

The Trustees are mindful that it is prudent to maintain adequate financial reserves. The almshouses are an important asset for the village and people of Bardney but it is an old listed building that is costly to maintain. The Trustees believe that a significant level of reserves is essential to cover future maintenance costs and protect the long term future of the Almshouse at the heart of the village.

Under the original Trust document the trustees were required to make annual payments of £5 per annum to an extraordinary repair fund held by the Official Trustees of Charitable Funds. Although this provision is now obsolete the Trustees hold surplus funds in accounts with CCLA Investment Management for immediate access. At the end of 2024 the Trustees held £145,703 in cash deposits (2023 £128,299) representing 62.5% of total assets. The Trustees believe it appropriate at this time to maintain a higher level of cash reserves as the replacement windows referred to above are expected to cost in excess £50,000.

Professional Advisors

Independent Examiner Mr. D Hewitt Solicitors Wilkin Chapman Lincoln Bankers NatWest Lincoln

Approved by the Trustees and signed on their behalf:

.................................................................. Chairman

7[th] July 2025

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THE TRUSTEES OF PETER HANDCOCK'S CHARITY STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024 Charity Commission Registration Number 213688

31.12.24
Incoming Resources
Almshouses Rents
22,430
Rent Common Lane
565
Electricity Wayleave
85
Investment Income
6,329
Other Income
95
Gross Resources arising in the year
29,504
Resources Used
Charitable Expenditure
Rates & Water
1,367
Light & Heat
Repairs & Renewals
6,384
Garden Maintenance
348
Clerks Fees & Expenses
695
Insurance
890
Subscriptions
353
Heating Grants to Residents
1,750
Other Expenses
313
Total Resources Expended
12,100
Net Resources for the Year
17,404
Inc/Dec in Investments
4,673
Total Funds at 1 January 2024
211,053
Total Funds at 31 December 2024
£233,130
FUNDS AT 31 DECEMBER 2024
Natwest
23,943
COIF Deposit Fund
121,760
Deposits & Cash
145,703
Investments
Charishare Accumulation
59,773
Charishare Income
11,663
CBF Accumulation Units
15,991
87,427
Total Funds at 31 December 2024
£233,130
31.12.23
22,675
535
85
4,596
27,891
1,122
1,389
698
678
1,019
343
2,000
102
7,351
20,540
7,023
183,490
£211,053
12,473
115,826
128,299
56,191
11,346
15,217
82,754
£211,053
31.12.22
20,760
835
84
1,234
22,913
988
19,074
428
600
1,119
383
3,500
26,092
-3,179
-1,716
188,835
£183,940
16,152
91,607
107,759
51,455
10,753
13,523
75,731
£183,490

Accounting Policies

These accounts are prepared on a Receipts and Payments Basis Approved by the Trustees on 7th July 2025 Signed on their behalf

Revd. Harry E Jeffery 7th July 2025

Independent Examiner’s Report To the Trustees of Peter Hancock’s Charity

I report on the accounts of Peter Handcock’s Charity for the year ended 31 December 2024, which are attached.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to: Examine the accounts under section 145 of the 2011 Act;

To follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act; and

To state whether particular matters have come to my attention.

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) Which gives me reasonable cause to believe that in any material respect the requirements: To keep accounting records in accordance with section 130 of the 2011 Act; and To prepare accounts which accord with the accounting records and complies with the accounting requirements of the 2011 Act?

have not been met; or

(2) To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

David Hewitt

8[th] September 2025