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2021-12-31-accounts

REGISTERED CHARITY NUMBER: 213558

Report of the Trustees and Unaudited Financial Statements for the Year Ended 31st December 2021 for Northwold Norman Almshouses

Northwold Norman Almshouses

Contents of the Financial Statements for the Year Ended 31st December 2021

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5-10
Detailed Statement of Financial Activities 11-12

Northwold Norman Almshouses

Report of the Trustees for the Year Ended 31st December 2021

The trustees present their report with the financial statements of the charity for the year ended 31st December 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1st January 2015)

OBJECTIVES AND ACTIVITIES

Objectives and Aims

The provision of Almshouses for poor persons who are residents in the Parish of Northwold.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing Document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity Number

213558

Principal Address

c/o Mrs H Wyett Pangle Cottage Church Road, Wretton Kings Lynn, Norfolk PE33 9QR

Trustees

Mrs R Crisp Mrs A Eglington Mr J Ayres Mr M Howarth Mrs D Eves Miss J Luckman Ms A Mitchell

Independent Examiner

MJC Accounting 9 Southlands Swaffham, Norfolk PE37 7PE

Approved by order of the board of trustees on …................................................. and signed on its behalf by:

…......................................................

Mrs R Crisp - Trustee

Page 1

Northwold Norman Almshouses

Independent Examiner's Report to the Trustees of Northwold Norman Almshouses for the Year Ended 31st December 2021

I report to the trustees on my examination of the accounts of Northwold Norman Almshouses ("the Trust") for the year ended 31st December 2021.

Responsibilities and basis of report

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").

I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Melissa Cooper MAAT MJC Accounting 9 Southlands Swaffham, Norfolk PE37 7PE

Date…...........................................

Page 2

Northwold Norman Almshouses

Statement of Financial Activities for the Year Ended 31st December 2021

Notes
INCOME AND ENDOWMENTS FROM
Charitable Activities
Grants
Other trading activities
2
Investment income
3
Other income
Total
EXPENDITURE ON
Charitable Activities
Rates and water
Insurance
Clerks fees
Sundries
Garden maintenance
Repairs
Grants
Light and heat
Governance Costs
Total
Net Gains/(Losses) on Investments
NET INCOME
Other Recognised Gains/(Losses)
Gains on revaluation of fixed assets
Net Movement in Funds
RECONCILIATION OF FUNDS
Total Funds Brought Forward
Total Funds Carried Forward
2021
2020
Unrestricted
Total
funds
funds
£
£
-
-
28,502
30,707
703
462
-
1,000
29,205
32,169
540
491
978
1,195
915
1,111
30
1,140
674
412
4,231
1,131
-
-
-
-
407
721
7,775
6,201
-
-
21,430
25,968
-
-
21,430
25,968
602,122
576,154
623,552
602,122

The notes form part of these financial statements

Page 3

Northwold Norman Almshouses

Balance Sheet

for the Year Ended 31st December 2021

Notes
FIXED ASSETS
Investment property
6
CURRENT ASSETS
Investments
7
Cash at bank
CREDITORS
Amounts falling due within one year
8
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
CREDITORS
Amounts falling due after more than one year
9
NET ASSETS
FUNDS
Unrestricted funds
12
TOTAL FUNDS
2021
Unrestricted
funds
£
560,668
45,012
35,372
80,384
-
80,384
641,052
17,500
-
623,552
623,552
623,552
2020
Total
funds
£
560,668
30,012
31,442
61,454
-
61,454
622,122
20,000
-
602,122
602,122
602,122

The financial statements were approved by the Board of Trustees on ….................................... and were signed on its behalf by:

….........................................................

Mrs R Crisp - Trustee

The notes form part of these financial statements

Page 4

Northwold Norman Almshouses

Notes to the Financial Statements for the Year Ended 31st December 2021

1 ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice' applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015)', Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income willl be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Investment Property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from tax on its charitable activities.

Fund Accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Page 5

Northwold Norman Almshouses

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

2 OTHER TRADING ACTIVITIES

Maintenance contributions
3
INVESTMENT INCOME
Bank interest
COIF dividends
2021
£
28,502
2021
£
-
703
703
2020
£
30,707
2020
£
-
462
462

4 TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31st December 2021 or for the year ended 31st December 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31st December 2021 or for the year ended 31st December 2020.

5 COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Charitable Activities
Grants
Other trading activities
Investment income
Other income
Total
EXPENDITURE ON
Charitable Activities
Rates and water
Insurance
Clerks fees
Sundries
Garden maintenance
Repairs
Unrestricted
funds
£
-
30,707
462
1,000
32,169
491
1,195
1,111
1,140
412
1,131

Page 6

Northwold Norman Almshouses

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

5 COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Grants
Light and heat
Governance Costs
Total
Net Gains/(Losses) on Investments
NET INCOME
Other Recognised Gains/(Losses)
Gains on revaluation of fixed assets
Net Movement in Funds
RECONCILIATION OF FUNDS
Total Funds Brought Forward
Total Funds Carried Forward
6
INVESTMENT PROPERTY
FAIR VALUE
At 1st January 2021
Additions
At 31st December 2021
NET BOOK VALUE
At 31st December 2021
At 31st December 2020
Unrestricted
funds
£
-
-
721
6,201
-
25,968
-
25,968
576,154
602,122
£
560,668
-
560,668
560,668
560,668

The almshouses were revalued by Mr B L Hawkins B.Sc (Hons) MRICS during 2018 where the deemed open market value was £520,000.

Page 7

Northwold Norman Almshouses

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

7 CURRENT ASSET INVESTMENTS

2021
£
Unlisted investments
45,012
The investments listed above are COIF Charities Investment Fund Income Units held by the
CCLA on behalf of the charity. During the year 73.36 units were acquired at a cost of £15,000.
At the balance sheet date the charity retained 1,465.98 units (2020: 1,392.62 units).
2020
£
30,012

8 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2021
£
Bank loans and overdrafts (see note 10)
-
9
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2021
£
Other loans (see note 10)
17,500
Other creditors represents a loan from QHT of £25,000. This loan is repayable over 10 years
with an interest rate of 10% per annum.
2020
£
-
2020
£
20,000

10 LOANS

An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank overdraft
Amounts falling due in more than five years:
Repayable by instalments:
Other loans more than 5 years instalments
2021
£
-
17,500
2020
£
-
20,000

11 SECURED DEBTS

Other loans represents a loan from QHT of £25,000. This loan is repayable over 10 years with an interest rate of 10% per annum.

Page 8

Northwold Norman Almshouses

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

12 MOVEMENT IN FUNDS
At
01.01.21
£
Unrestricted funds
General fund
602,122
TOTAL FUNDS
602,122
Net movement in funds, included in the above are as follows:
Incoming
Resources
£
Unrestricted funds
General fund
29,205
TOTAL FUNDS
29,205
Comparatives for movement in funds
At
01.01.20
£
Unrestricted funds
General fund
576,154
TOTAL FUNDS
576,154
Comparative net movement in funds, included in the above are as follows:
Incoming
Resources
£
Unrestricted funds
General fund
32,169
TOTAL FUNDS
32,169
Net
Movement
in Funds
£
21,430
21,430
Resources
Expended
£
7,775
-
7,775
-
Net
Movement
in Funds
£
25,968
25,968
Resources
Expended
£
6,201
-
6,201
-
At
31.12.21
£
623,552
623,552
Movement
in Funds
£
21,430
21,430
At
31.12.20
£
602,122
602,122
Movement
in Funds
£
25,968
25,968

Page 9

Northwold Norman Almshouses

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

12 MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At
01.01.20
£
576,154
576,154
Net
Movement
At
in Funds
31.12.21
£
£
47,398
623,552
47,398
623,552

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
Resources
£
61,374
61,374
Resources
Movement
Expended
in Funds
£
£
13,976
-
47,398
13,976
-
47,398

13 RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st December 2021.

Page 10

Northwold Norman Almshouses

Detailed Statement of Financial Activities for the Year Ended 31st December 2021

INCOME AND ENDOWMENTS
Other trading activities
Maintenance contributions
Investment income
Bank interest
COIF dividends
Charitable Activities
Grants
Other Income
Miscellaneous income
Total incoming resources
EXPENDITURE
Charitable Activities
Insurance
Light and heat
Rates and water
Garden maintenance
Repairs and renewals
Sundries
Clerk's fees and expenses
Grants to institutions
Support costs
Governance Costs
Accountancy
Almshouses Association
Total resources expended
Net income before gains and losses
2021
2020
£
£
28,502
30,707
-
-
703
462
703
462
-
-
-
1,000
29,205
32,169
978
1,195
-
-
540
491
674
412
4,231
1,131
30
1,140
915
1,111
-
-
7,368
5,480
175
492
232
229
407
721
7,775
6,201
21,430
25,968

Page 11

Northwold Norman Almshouses

Detailed Statement of Financial Activities for the Year Ended 31st December 2021

Realised recognised gains and losses
Carried forward
Realised recognised gains and losses
Brought forward
Realised gains/(losses) on fixed asset
Investments
Net income
2021
2020
£
£
21,430
25,968
21,430
25,968
-
-
21,430
25,968

Page 12