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2025-03-31-accounts

REGISTERED CHARITY NUMBER: 213298

Report of the Trustees and

Unaudited Financial Statements

for the Year Ended 31st March 2025

for

Chester Diocesan Moral Aid Charity

Chester Diocesan Moral Aid Charity

Contents of the Financial Statements for the year ended 31st March 2025

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5 to 8
Detailed Statement of Financial Activities 9

Chester Diocesan Moral Aid Charity

Report of the Trustees for the year ended 31st March 2025

The trustees present their report with the financial statements of the charity for the year ended 31st March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The aim of the charity is to apply its income in assisting or in promoting and carrying out welfare work among females who are in need of care or rehabilitation, particularly as a result of crime, deprivation, maltreatment or neglect or who are in danger of succumbing to moral corruption and where necessary, relieving the need, hardship or distress of the children of such females.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The work of the charity continues to be overseen by meetings of the Trustees.

The Trustees have maintained contact with the recipients of grants and have assured themselves that the charities to which grants have been made during the year are undertaking work that is of public benefit within the Dioceses of Chester and within the objectives of the Charity. All grant applications have been diligently considered in accordance with the Conflict of Interest policy and according to funds available from investments. As a consequence, grants have been made to seven charities during the year.

FINANCIAL REVIEW

Financial performance

The financial statements have been examined and a report prepared by an Independent Examiner.The financial position of the charity continues to be sound as detailed in the attached pages. The Independent examiner is Mr AE McGraa of 18 Poulton Green Close, Bebbington, Wirral, CH63 9FS.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

213298

Principal address

The Woodlands Calveley Hall Lane Tarporley Cheshire

Trustees

Rev K E Handley D R Price B Kanengoni K Pwaisiho Rev M Tanner Rev P Froggatt J Church

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.............................................................................. J Church - Trustee

Page 1

Independent Examiner's Report to the Trustees of Chester Diocesan Moral Aid Charity

Independent examiner's report to the trustees of Chester Diocesan Moral Aid Charity

I report to the charity trustees on my examination of the accounts of Chester Diocesan Moral Aid Charity (the Trust) for the year ended 31st March 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A E M McGraa

18 Poulton Green Close Bebington Wirral Merseyside CH63 9FS

Date: .............................................

Page 2

Chester Diocesan Moral Aid Charity

Statement of Financial Activities for the year ended 31st March 2025

2025
Unrestricted
funds
Notes
£
INCOME AND ENDOWMENTS FROM
Investment income
2
26,738
EXPENDITURE ON
Charitable activities
Grants
28,902
Other
100
Total
29,002
Net gains on investments
43,187
NET INCOME
40,923
RECONCILIATION OF FUNDS
Total funds brought forward
831,788
TOTAL FUNDS CARRIED FORWARD
872,711
2024
Total
funds
£
25,897
23,750
-
23,750
39,416
41,563
790,225
831,788

The notes form part of these financial statements

Page 3

Chester Diocesan Moral Aid Charity

Balance Sheet 31st March 2025

Notes
FIXED ASSETS
Investments
5
CURRENT ASSETS
Cash at bank
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
6
Unrestricted funds
TOTAL FUNDS
2025
Unrestricted
funds
£
862,235
10,476
10,476
872,711
872,711
872,711
872,711
2024
Total
funds
£
819,048
12,740
12,740
831,788
831,788
831,788
831,788

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. J Church - Trustee

The notes form part of these financial statements

Page 4

Chester Diocesan Moral Aid Charity

Notes to the Financial Statements for the year ended 31st March 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

Investment income
Deposit account interest
2025
£
26,091
647
26,738
2024
£
25,336
561
25,897

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31st March 2025 nor for the year ended 31st March 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31st March 2025 nor for the year ended 31st March 2024.

continued...

Page 5

Chester Diocesan Moral Aid Charity

Notes to the Financial Statements - continued for the year ended 31st March 2025

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Investment income
EXPENDITURE ON
Charitable activities
Grants
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
FIXED ASSET INVESTMENTS
MARKET VALUE
At 1st April 2024
Revaluations
At 31st March 2025
NET BOOK VALUE
At 31st March 2025
At 31st March 2024
There were no investment assets outside the UK.
Unrestricted
funds
£
25,897
23,750
39,416
41,563
790,225
831,788
Listed
investments
£
819,048
43,187
862,235
862,235
819,048
Unrestricted
funds
£
25,897
23,750
39,416
41,563
790,225
831,788
Listed
investments
£
819,048
43,187
862,235
862,235
819,048
The historic cost or book value of the holdings are
CBF Fixed interest Securities Fund
CBF Investment Fund
CBF Property Fund
40,039.55
283,862.82
60,000.00
MOVEMENT IN FUNDS
Unrestricted funds
Capital fund
Accumulated fund
TOTAL FUNDS
Net
movement
At 1.4.24
in funds
£
£
822,128
43,187
9,660
(2,264)
831,788
40,923
831,788
40,923
At
31.3.25
£
865,315
7,396
872,711
872,711

5. FIXED ASSET INVESTMENTS

6. MOVEMENT IN FUNDS

continued...

Page 6

Chester Diocesan Moral Aid Charity

Notes to the Financial Statements - continued for the year ended 31st March 2025

6. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
Capital fund - - 43,187 43,187
Accumulated fund 26,738 (29,002) - (2,264)
26,738 (29,002) 43,187 40,923
TOTAL FUNDS 26,738 (29,002) 43,187 40,923

Comparatives for movement in funds

Unrestricted funds
Capital fund
Accumulated fund
TOTAL FUNDS
Net
movement
At 1.4.23
in funds
£
£
782,712
39,416
7,513
2,147
790,225
41,563
790,225
41,563
At
31.3.24
£
822,128
9,660
831,788
831,788

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds Incoming
Resources
resources
expended
£
£
Gains and
Movement
losses
in funds
£
£
Capital fund -
-
39,416
39,416
Accumulated fund 25,897
(23,750)
-
2,147
25,897
(23,750)
39,416
41,563
TOTAL FUNDS 25,897
(23,750)
39,416
41,563

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
Capital fund
Accumulated fund
TOTAL FUNDS
Net
movement
At 1.4.23
in funds
£
£
782,712
82,603
7,513
(117)
790,225
82,486
790,225
82,486
At
31.3.25
£
865,315
7,396
872,711
872,711

continued...

Page 7

Chester Diocesan Moral Aid Charity

Notes to the Financial Statements - continued for the year ended 31st March 2025

6. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
Capital fund - - 82,603 82,603
Accumulated fund 52,635 (52,752) - (117)
52,635 (52,752) 82,603 82,486
TOTAL FUNDS 52,635 (52,752) 82,603 82,486

7. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st March 2025.

Page 8

Chester Diocesan Moral Aid Charity

Detailed Statement of Financial Activities for the year ended 31st March 2025

2025 2024
£ £
INCOME AND ENDOWMENTS
Investment income
Investment income 26,091 25,336
Deposit account interest 647 561
26,738 25,897
Total incoming resources 26,738 25,897
EXPENDITURE
Charitable activities
Grants to individuals 28,900 23,750
Support costs
Finance
Bank charges 2 -
Governance costs
Auditors' remuneration 100 -
Total resources expended 29,002 23,750
Net (expenditure)/income (2,264) 2,147

This page does not form part of the statutory financial statements

Page 9