Charity registration number.. 213171
The Deptford St Paul Charity
nnual Report and Financlal Ststement5
for the Year Ended 31 March 2025
Field Sullivan Limited
9 Hare & 8sllet Road
Blatkheath
SE3 ORB

The Deptford St Paul Charity
Contents {continued)
Referente and Admini5tratNe Detatls
Tru5tees' Rep¢)rt
2to4
Independent Examiner's Report
Statement of Financial Artiviues
6t07
Balance Sheet
riotes to the Financial Statements
gto17

The Deptford St Paul Charity
Reference and Administrative Detalls
Trustees
Josephine Ashdown
Cllr Will Cooper
Rev Paul Butler B.A IHon51
Rev Grant William V Bolton.Debbage
Mrs Angela Peprah. aerk to the trustees
MrThomas Clarkson,Treasurer
213171
Otherolffters
Charfty R￿stratIOn Number
Princi￿1 Office
Financial Service5, London Borough of Lewisham
Lawrence House
Catford
London
SE6 4RU
Indeperhdent Emamlner
eld Sullivan Limited
9 Hare & Billet Road
Blackheath
SE3 ORB
Banke
TSB
6 Crescent Arcade
London
SEIO 9EJ
Barclays Bank UK PLC
I Churchill Pla¢e
London
E14 SHP
Page I

The Deptford St Paul Charlty
Trnstees, Report
The trustee5 present the annual report tO8ether with the financial statements of the charity for the year ended
31 March 2025.
PRINCIPAL AcllviTES
purposÈ of the charity is to provlde rellef In need resident In the area of benefi¢ being the Anelent Parish
of Deptford, St Paul. Currently one of the Charity's main activititie5 has been to make regular payments to
pensioners resident in the area of benefit who are in condltions of need. hardship or distress. Major dedslons
in this respect are taken by the trustees wlth due regard to the Charlty Commls5ion'$ 8uidènce on public
benefit.
There are two aspects to the public benefit requirement, the 'publi¢ aspe¢V and the 'benefit aspecv. The
charity meets the public aspett by providin8 benefit to a 5uffitient section of the public on the basis of where
people live, and with a particu13r charitable need as described above. It meets the benefit aspect by providing
benefits that are identifiable and measurable. such as pension and grant payments.
AcfMTIES DURING THE YEAR
Pensions continue to be administered byThe Deptford Pen5i0n Society on behalf of the Charity. In the financial
year pensions were paid amounting to the sum of £9,05012024'. £8,375).
It was also agreed to tontinue wlth the Christma5 distribution of Sain$￿￿5 supermarket vouchers, each with
a face value of £30. Actual distributed glft cards amounted to a gross value of £13,5001450 gift cards), at a
distounted price of £13,168 to the charity.
The chariws income derives mainly from rental receipts Irom properthes in its ownership. of which there are
urrently Seven. It has a conslderable investment with the Charitie5 Investment Fund, a fund designed to
provide capitsl growth and risin8 income over time with a bias to real assets in UK and overseas egUltie5.
Almost fifty percent of the chariws income in the financial year was derived from investment dividends. All
incorne received Is used to further the chariW5 princlpal actNitie5.
The Accounts comply with the Charitie5 Art 2011.
The tharity Ss tskin8 Steps in order to régain possession of two commeroal properties and one resldentlal
property forwhich it is not currently recerying any income. Thls action 15 ongoing.
During the year the charitls investment properties were revalued by an independent profession311y qualified
valuer. resulting In an Increase in fair value. The properties are held to generate renial Income and are not
used direcdy in the delivery of the charltys actyvities.
CWITABLE oiwfcoMES
The impact of the re8ular payments continues to provide a￿lstanCe to those in need within the area of benefit
wbth additional assistance at Christmas. traditionally a difficult time of year. It has also allowed an opportunitv
for social interaction and support when they collect their payments with the other pensioners. Thi5 h85
fostereil a spirit of supporting each othèr with a number of the more artive pens*oner5 helping older or
pensions with problems to access the services of the community centre from where they pick up their
payments. It Is also notable that if for some reason someone does not collert their payment, someone will
check to see rf there is a problem or that person requires help.
Pa8e 2

The Deptford St Paul Charity
Trustees, Report (eontlnued)
RISK ASSESSMEMT
In order to comply with the Statement of Recommended Practlce Pr3Ctite applicable to charities preparing
their accounts in attordance with the Charities SORP (FR5 1021. a review Df the major risks to whSth the chaiity
is exposed and the sy5tem5 that have to be established to mitigate those risks 5$ In the process of being tarried
out. The review will also consider exlernal factorn. Once Identified procedures will be put In place to rectify
those areas of potential vulnerability. This will be monitored on an o￿oIng basis.
RESERVES POLICY
A5 a reserves policy. the Trustees have aBreed that the aim should be to maintain an approximate average of
at least foux months runnlng costs1£12.0001 as sufficient free reserves to cover any unexpected contlngenoes.
Reserves are currently maintained at a hiBher level in anticipation ol tosts of repair works to the charity's
property portfolio, as part of a wider evaluatlon of the portfolio.
STRUCTURE OF THE CHARITY
The charity. govemed by a trust deed and constltuted a5 a charltable incorporated or8anisation hoh45 3 body
of trustees conslstins of 4 persons. one nominative trustees, appointed by Lewisham Council and three
co-operative tiU5tees, who must be persons thr¢vgh residence, occupatlon or otherwise with speclal
knowledge of the area of benefft.
Tn•stees and officers
The trustees and officers 5ervin8 during the year and SIn￿ the year end were as follows-.
Tnjstees:
losephlne Ashdown lappointed 25 April 20241
Cllr Will Cooper
Rev Owen Beament MBE Iresl8ned 16 Juty 20251
Rev Paul Butler B.A (Hon51
Rev Grant William V Bolton-Debba8e (appointed 16 July 20251
Other Officers..
Mrs Angela Peprah, Clerk tothe trustees
Mr Thomas Clarbon. Treasurer
Page 3

The Deptford St Paul Charity
Trustees, Report Icontinuedl
Statement of Responsitsilltles
The trustees are responsible for preparing the trustees, report and the financial statements in accordan￿ with
the Unlted KSredorn Accountin8 Standard5 Iunited Kin8dom Generally Accepted Aceountin8 Prarticel and
appli¢able law and regulations.
Thè law appllcable to charities requires the trustees to prepare financial statements for each fin8ncial year
which give a true and fair VI￿ of the state of affairs of the charity and of the incoming resources and
pplication of resour£e5 of the charity for that period. In preparin8 these financial statements. the trustees are
required to..
select suitable accounting polities and then apply them conslStently+
observe the method5 and principles in the Charities SORP-
make judgements and estlmates thatare re350nable and prudent,.
state whether applicable accounting standards have been followed, subject to any material departures
disclosed and explained in the financial statements,. and
prepare the financial Statements on the 8oin8 concern basis unless it is Inappropriate to presurne that the
charity wlll contlnue in busine5S.
The trustees are responsible for keepin8 proper accountinB records that disclose with reasonable ètturaty at
any time the financial position of the chzrlty and enable them to ensure that the financlal statements comply
wlth the Charities Act 2011, the Charities IAccounts and Reports) Regulations 2008. and the provisions of the
constitutiort. The trwtees are also responsible for safeguardin8 the assets of the charity and hence for taklng
reasonable steps for the prevention and detection of fraud and other irregularities.
The trustees are re5pon5ible lor the maintenance 3nd integrity of the corporate and financial Infomiation
included on the charltzble company's websile. Legislation 8overninB the preparation and dissemination of
finan¢ial statements may difFer from legislation in other jurisdictions.
The annual report was approved by the trustees of the tharity on 23 january 2026 and signed on its behalf by..
Cllr Will Cooper
Trustee
Page 4

The Deptford St Paul Charity
Independent Examlner's Report to the trustees of The Deptford St Paul Charity
l ￿pOrt to the charity trustees on my examination of the accounts of the charity for the year ended 31 March
2025 which comprise the Statement of Financi31 Activities, the Balance Sheet and related notes 3 to 14.
This report is made solety to the charity's trustees, as a body. in attordante wlth sectlon 145 of the Chadties
Act 2011. My work has beèn undertaken so that I might state to the chariW5 trustees those matter5 1 am
required to stste to them in this report and for no other purpose. To the fullest extent permitted by law, I do
not aC￿pt or assume responsibility to anyone other than the charity and the tharws trustees as a body, for
my work, for this report. or for the opinlons I have formed.
Responsibilitie5 •ry1 basls of report
As the charity trustees of The Deptlord St Paul Charlty you are responsible for the preparation of the accounts
in accordance with the requirements of the Charities Att 20111.the Art'l.
I report in ￿Spert of my examination of the The Deptford St Paul Charity's accounts carried out under sectlon
145 of the 2011 Aet and In carryin8 Out my exarnination I have followed all the applicable Directions 8iven by
the Charlty Commission under settien 14515llbl of the Aci.
An independent examination does not invofve gatherin8 all the evidence that would be requlred in an audlt
and consequently does not cover all the matters that an auditor tonsiders in giving their opinion on the
financial statements. The plannin8 and condurt of an audit goes beyond the limited assurantè that an
independent examination can provide. Consequently l express no opinion as to whether the financial
statements present 3 'true and fai¢ view and my report is Ilmited to those 5pecifit matters set out in the
independent examlnels statement.
IndèpÈndentexarninerfs statsmtnt
I have completed rny examlnation. I confirm that no material matters have come to my attention in ccffinertion
with the examination giving ME cause to believe that in any material respect..
l.accountin8 records were not kept in respett of The Deptford St Paul Charity as requlred by section 130 of
the Att,. or
2.the financial statements do not accord with those records; or
3.the financial statements do not comply with the xtounting requirements conteming the form and
content of accounts set out in the Charitte5 (Accounts and Reports) Itegulations 2(M18 other than any
requirement that the accounts give a 'true and fair view. which is not a matter considered as part of an
independent examination.
I have no concems and have come across no other matters In connection with the examlnation to which
attention should be drawn in this report In order to enable a proper understanding of the aecounts to be
reKhed.
rim Sullivan F¢J
Field Sullivan Limited
9 Hare & Billet Road
glackheath
5E3 ORB
Page 5

The Deptford St Paul Charity
Statement of Flnanclal Activities for the Year Ended 31 March 2025
Unrèstricted
funds
General
Endowment
fvnds
Expenthble
Total
2025
Note
Income and Endtx¥ments from:
Investment intome
62.292
62,292
Total Income
62,292
62.292
Empendbture on:
Charitable activities
158.5831
158.5831
Total Expenditure
158,5831
(58,5831
Net income
3,709
3,709
othèr reco8nSsed galns and losses
Other 8ainsO055e5
Gainsnosses on Investment assets
137.1011
137,1011
2,965,000
2,965.1]00
Net movement in funds
2.968,709
137.1011
2,931,608
Reconclllatlon ol funds
Totsl funds brou8ht forward
1,505.933
796,279
2.302,212
Totsl funds carried forward
13
4,474,642
759,178
5 233A20
The notes on p3Be5 9 to 17 form an integral part of these linancial statements.
Page 6

The Deptford St Paul Charity
Statemenl of Flnancial Artivitles for the Year Ended 31 March 2025 Icontinuedl
Unre5trided
nds
General
Endowrnent
funds
Expendable
Total
2024
Note
In¢ome and Endowrntnts fr4%n:
Investment income
45,619
45,619
Total Income
45.619
45,619
Expendlture on:
Charitable artlvlties
136.3401
136.3401
Total Expendilure
136.3401
136,3401
Net incorne
9,279
9,279
Other reco￿lsed galns and l+WS
Other gainslosses
66,095
66,095
Net movement in funds
9,279
66,095
75,374
Reconclllatlon ol tunds
Total funds brought forward
1,496,654
730,184
2,226,838
Total furTrd5 carried lo￿ard
13
1,505.933
796,279
2.302,212
All of the charity's acllvltyes derive frorn continuing operations during the above two periods.
The funds breakdown for 2024 is shown in note 13.
The notes on pa8es 9 to 17 fomi an inte8ral part of these financial staternents.
Page 7

The Deptford 5t Paul Charity
{Re8iStratlon number: 2131711
Balance Sheet as at 31 March 2025
2025
2024
Note
FIX￿ assèts
Investments
4,255,0
1,290,000
Current assets
Debtors
8.116
812,637
168,912
6,618
849,738
158.301
Investments
Cash at bank and in hand
io
989.665
1,014,657
Credltors: Amounts tslint due wiihon oneyear
li
110.8451
12.4451
Net euffent assets
978,820
1,012,212
Net assets
5,233,820
2.302.212
Funds of ihe charly.
Endowmentfubxls
759,178
796,279
Unrertrirted Income funds
Unrestricted funds
4,474,642
1505,933
Total funds
13
5,233,820
2.302.212
The financial statements on pages 6 to 17 were approved by the trustee5, and authorised for issue on 23
January 2026 and signed on their behalf by..
Cllr Will Cooper
Trustee
The notes on pages 9 to 17 form an integral part ol these finan¢ial statements.
Page 8

The Deptford St Paul Charity
Notes to the Financlal Statements for the Year Ended 31 March 2025
I Charity Status
The charfjty is domiciled in England and Wales.
The address of its registered office is:
Finandal SeNices, London Borough of Lewisham
Lawrence House
SE6 4RU
These financial statements were authorised for i55ue by the trustees on 23 January 2026.
2 Accounlln¥ pollcles
Stattment of compllance
The financial statements have been prepared in accordante wlth Accounting and Reportin8 by Charities:
Ststement of Recommended Practice applicable to charities preparing thelr accounts in attordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 (effective l January 20191-
(Charities SORP IFRS 1021- Second edition October 20191. the Financial Reporting Standard applicable in the
UK and Republlc of Ireland IFRS 1021. They also comply with the Companies Act 20C6 and Charitles Act 2011.
Bas1$ ot ￿eparatIO
The Deptford Si Paul Charity meet5 the definition of a publie benefit entity undèr FRS 102. The accounts
lftnancial 5tatementsl have been prepared under the historical cost convention with items recognised at cost
or transaction value unless otherwise ststed in the relevant notelsl to these accounts.
Goln8ton¢ern
The trustee5 tonsider that there are no material uncertainties about the charity's ability to continue as a going
concern.
Judgements and key sources of estlmatlon un¢ertalnty
In the applicatton of the charivs accounting pollaes, the trustees are required to make judgements, esdmates
and assumptions about the carrying amount of 3$5ets and liabilities that are not readlly apparent Irom other
sources. The estimates and associatèd assumptions are based on historical experientè and other factors that
are considered to be relevant. Actual rèsults may differ from these estimates.
The estimates and underlying assumptions are reviewed on an ongoing basis. Revlslons to accounting
estimètès are reco8nised in the periods in which the estrmate is revised where revisions affects only that
perlod, or in the period of the revision and future periods where the revislons affects both current and future
periods.
Page 9

The Deptford St Paul Charity
Notes to the Flnancial Statements for the Year Ended 31 March 2025 (continued)
Incom• and endowments
In¥*stmenr thcome
Investment Income Is reco8nised on an accruals basi5.
Empenditure
All expenditure is recognised once there is a le8al or constructive gbli8ation to that expendiwre, it is probable
settlement is required and the amount can be measured reliably. All costs are allocated to the applicaNe
expenditure heading that aEgregate similar costs to that ¢ate80ry. Where tosts cannot be directly attributed to
particular headin8S they have been allo¢ated on a basis consistent with the use of resources, with central staff
costs allocated on the basi5 of time spent, and depreciati¢n charges allocated on the portion of the asset's use.
Other suPp￿t costs are allocated b35ed on the Sp￿ad of staff costs.
hothble artlvltles
Charitable expenditure comprlses those costs incurred by the charity in the delivery of its actiwties and
setvices for its beneficiaries. It includes boih costs that can be allocated directly to such aCt￿ltIeS and those
osts of an indirect nature necessary to support them.
Grnnt expehdlture
Grants payable are payments rnade to third parries In the fvrtherance of the charitsble Objec￿ve5. Where the
charity gives a grant with condition5 for it5 payment being a specific level gf serwce or output to be provided,
such grants are only recognised in the SOFA once the recipient of the grant has provided the specifit setvlce or
oulput.
Grants payable without performance condition5 are only reeognlsed in the accounts when a commitment has
been made and there are no tonditions to be met relating tts the grant which remain in the control of the
charity.
Taxatlon
The charity is considered to pass the tests set out in Para8raph I Sehedule 6 of the Finance Act 2010 and
therefo￿ it meets the definition of a eharitable tompany for iIK torporation tsx purposes. Accordingly* the
harity 15 Potentially exempt from taxation ITh respect of income or ￿pital gains receSved within categorie5
covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Char8eable
Gains Aet 1992, to the extent that such incorne or 8ains arÈ appSied extluslvely to charitsble pvrp05ÈS.
In¥e5tment propertles
Investment property is carried at lair value, dèrived from thè tuirent market price5 for comparable real estate
determined annually by external valuers. Th@ valuers use observable market prices, adjusted if necessary for
any difference in the nature, location or condition of the specific assèt. Changes in lair value are recognised in
profit or loss.
Page 10

The Deptford St Paul Charfty
Notes to the Flnanclal Statements for the Year Ended 31 March 2025 (contlnued)
r￿td asset investments
Flxed asset investments are included at market value at the balance Sheet date.
Real￿ed 8ains and losse5 on investments are calculated as the difference be￿een sales proceeds and their
market value at the start of the year, or their subsequent cost. and are tharged or credited to the statement of
the financial artivitie5 in the period of di5POsal.
Unrealised galns and losses represent the movement in market vèlues during the year and are credited or
char8ed to the Statement of financial activities based on the market value at the year end.
Current asset Investments
Current asset investments a￿ in¢luded atthe lower of cost and net realisable value / market value.
Trade debtors
Trade debtors are amounts due from customers for merchandise sold or 5er¥ices perfom)ed In the ordinary
course of business.
Trad? debtors are recognised initially at the transaction price. They are subsequently measured at amortised
cost usin8 the effective interest method. les5 piovision for impairment. A provision for the impaimient of trade
debtors is established when there is objective evidence that the charity will not be able to collect all amounts
due according to the original terms ol the receivables.
Cash and Cash equlvalents
C85h and cash equivalents comprise cash on hand and call deposits. and other short-term hi8hly liquld
investments that are readily convertible to a known arnount of cash and are suty'ect to an insi8nifltant risk of
change in value.
Trade credltOTS
are Dbl&gations tts pay for goods or services that have been acquired in the ordinary tourse of business from
suppliers. Accounts payable are classified as current liabillties il the does not have an unconditional righ¢ at
the end of the reporting period, to defer settlernent of the creditor for at least •￿e1ve mgnths after the
reporting date. If there Ss an uncondltional right to defer settlement for at least twelve months after the
portin8 date, they are presented 35 non-current liabilities.
are reco8nised initially at the transaction price and subsequently measured at amortised cost Using the
effective interest method.
Fund structure
Unrestricted income funds are 8eneral funds that are available for use at the trustees discretion in furtherante
of the objectives of the charity.
Page 11

The Deptford St Paul Charlty
Notes to the Financial Statements for the Year Ended 31 March 2025 (contlnued)
anclal Instrurnents
Clossllkotlon
Flfiantlal assets and financial li3b¢lities are recoBnised when the tharity becomes a party to the contractual
provisions of the instwment.
Financial liabilities and equity Instnjments are classified accoriling tc• the substance of the contrartual
rrangements entered into. An equity Instrument 15 any contract that ￿IdenceS a re￿dual interest in the
assets of the charity after deductinB all of its liabilitiès.
Rec4Jgnltlon ond meosurement
All financial assets and liabilities are initially measured at transartion pdte (including transacti￿ costsl. except
for those financial assets dassified as at fair value through profit or Ios5. which are initially meawred at falr
value (which is normally the transartlon price excluding transadion costs), unles5 the arrangement constitutes
a financing transaction. If an arran6ement tonstitutes a financin8 transaction, the hnancial 355et or financial
liability Is measured at the present value of the future payments discounted at a market rate of intsre5t for a
slmllar debt instrument.
Financial assets and liabilities a￿ only offset in the Statement of financ+al position when, and only when there
exists a legally enforceable right to set off the recognised amounts and the charity inténds either to setde on a
nei basis, or to reali5e the a55et and setde the liability simultaneously.
Financial a55ets are deretognised when and only when al the contractual rights to the cash flow5 from the
financial asset expire or are settled, bl the charity transfers to another party substantially all of the risks and
r￿ardS of ownership of the financial asset, or cl the charity. despite having retained 50me. but not all,
slgnlficant risks and rewards of ownership, has transferred control of the a$5et to another party.
Financial Ilablllties are derecogrtrised only when the obli8ation spetified In the contrart is di5charBed, cancelled
or expires.
In¥estmeftts
Investments in non-converttble preference shares and non-puttable ordinary or preferen¢e sha￿S Iwhere
shares are publlcly traded or their fair value 15 reliably measurable) are measured at fair value through profit or
loss. Where fair value cannot be measured reliably. investments are measured at cost less impairment.
Investments In subsidiaries and assotiates are measured at cost less Impairment. For investments in
subsidsaries acquired for consideration intluding the issue of shares 4ualifyin8 for merger relief. cost is
measured by refe￿rn¢¢ to the nominal value of the shares issued plus fair value of other Consideration. Any
premium is igno￿d.
Folrvalue meo511remÈiit
The best evidence of falr value is a quoted price for an identical asset in an attive market. When quoted prlces
are unavailable. the price of a recent transaction for an identical asset provide5 evidence of fair value as long
as there has not been 3 $18nificant change in etonomic circumstantes or a sl8nificant lapse of time since the
transactton took plate. If tho market is not artive and recent transactions of an ideN￿eal asset on their own are
not a good estimate of fair valuè, the fair value is estimated by usin8 a valuation technlque.
Page 12

The Deptford St Paul Charity
Notes to the Flnantlal Statements lor the Year Ended 31 March 2025 Icontinuedl
3 Investrnent Incornè
UnrÈslrlttod
Totsl
2025
Toia
2024
General
Other investment income
21.656
40.636
21,656
40,636
21,231
24.388
Income frorn rents
62.292
62,292
45,619
4 ExpendI￿re on ¢h¥ritable a¢tl¥ltles
Total
2025
Totsl
2024
Rate5
11,981
631
6.144
1.067
1,723
269
Water rates
Li8h¢ heat and power
Insurance
1,112
618
Aepair5 and maintenance
Property management
Accountancy
Le8al and professional
Charity vouchers
Christmas hampers
Pensions payable
Pension society admin
4,380
3,258
1,332
11,749
13,168
858
2.160
1,272
13,168
5CM)
9,050
.375
804
58.583
36,340
2025
2024
Charitable activty
Charity vouthers
Pènsion payments and adrnin
35,561
13,168
9,854
13.993
13.168
9,179
58.583
36,340
5 Trustees rtmuneratlon and expenses
No trustees, nor any persons connected wlth them, have received any remuneratign from the charity durfn8
the year.
No trustees have received any reimbursed expenses or any other benefits from the charity during the year.
Pa8e 13

The Deptford St Paul Charlty
Notes to the Flnanclal Statements lor the Year Ended 31 March 2025 Icontinuedl
6 Taxatlon
The charity is a re8lStered charity and 15 therefore exempt from tayati¢Jn.
7 Fixed asset investmeftts
2025
2024
Investment properties
4,255,000
1,290,OCQ
Investment properties
Investment
propertles
Costor V*atitiii
At l April 2024
Revaluation
1,290.000
2,965,OC(I
At 31 March 2025
4.255.oc#)
Provlslon
At 31 March 2025
Net book valuè
At31 Marth 2025
4,255,000
At 31 Marth 2024
1,290,000
The charity owns seven freehold investment properties. Five properties were valued on 11 December 2024,
one on 21 February 2025, and one on 28 May 2025. by Prolect Surveying Services Ltd, an independent fim) of
¢hartered surveyors, on the basis of existing use value.
The trustees consider that the valuation dated 28 May 2025 provide5 reliable evidence of f3ir value at 31
March 2025 and therefore n¢ adjustment has been made for changes in value be￿een the valuation date and
the balan￿ sheet date.
The fair value ol investmenl properties at the balance sheet date was £4,255,OCiI12024'. £1,290,CQOl. The
revaluation resulted in an overall increase in value of £2?65,O¢XI whith has been recD8ni5ed in thè Statement
of Financial Artivities.
Page 14

The Deptford St Paul Charliy
Notes to the Flnancial Statements forthe Year Ended 31 March 2025 Icontlnued)
a Debtors
2025
2024
Prepayments
Other debtors
2,988
5,128
1,032
5,586
8,116
6.618
9 Cyr￿n1 asset Imfestments
2025
2024
Cash deposits
812,637
849,738
10 Cash and cash equiY4lents
2025
2024
Cash at bank
168,912
158.301
11 Credltors: amount5 falling due wlthln one year
202S
2024
Trade creditors
286
2,159
Attruals
2,136
10.845
2,445
12 Off-balance sheèt arrangements
Subsequent to the year end, in November 2025, the chariEy disposed of an investment property- This is a
noD-adjusting event under FR5 102 and the Ch?rities SORP, as the disposal occurred after the reporting date.
Accordingly, the transaction has not been reflected in these financial statements. The proceeds and any gain
arising will be recognised in the financial statements for the year endin8 31 March 2026.
The property was sold for proceeds ol approximately £627,000. which will expert to generate è gain of
£277,(￿.
Page 15

The Deptford 5t Paul Charity
Note5 to the Flnancial Statements for the Year Ended 31 March 2025 Icontinuedl
13 Funds
Other
recoonlsed
gainslllosses)
Balance al I
April 2024
IrKomin¥
rèsources
Rèsources
expended
Balancè at 31
March 2025
Uthrestrlrted funds
General
1,505,933
62,292
58,5831
2,965,CM)O
4,474,642
Endobyment fund5
Expendable
796,279
137,101
759,178
Total funds
2,302,212
62,292
158,5831
2.927.899
5,233,820
Other
Resources
recoKnised
exptndtd ialnslllosses}
B313ncè at
31 March
2024
Balance at I
Aprll 2023
Incomin8
resources
Unrestrlcted funds
General
1.496,654
45,619
136,3401
1,505,933
Endtswmentfunds
Expendable
730,184
66.095
796.279
Total funds
2,226,838
45,619
136,3401
66,095
2,302,212
The specific purpose5 for which the funds are to be applied are 35 follows..
Expendab￿ endowment fund - Gains and transfers represent balance held in CQA Investment.
Page 16

The Deptford St Paul Charlty
Notes to the Flnanclal Statements foi the Year Ended 31 March 2025 (contlnuedl
14 Analysls of net assets beh¥een funds
Current perlod net assets between funds
Unr•strlrted
General
Endowment
Expendable
Totsl funds
Fixed asset investments
4,255,OLK)
230,487
110,8451
4,255,000
989,665
110,8451
Current assets
759,178
Current liabilities
Total net assets
4,474,642
759,178
S,233,820
Previous period netassets between funds
Unrestrirted
General
EndoTMnent
Expendable
Total fvnds
Fixed asset investments
1,290,OC
218,378
12.4451
1,yJ),￿l
1,014,657
12,4451
Current assets
796.279
Current liabllltles
Totsl net assets
1.505.933
796,279
2,302,212
15 Related party transactlons
There were no related party transactions In the year.
Page 17