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2025-12-31-accounts

REGIsfERED CHARrrY NUMBER: 212770 RICHMOND CHURCH CH￿ ESTATE5 FOR THE YEAR ENDED 31 DE￿MBER 2025

IUCHMOND CHURCH CHARrrY EsfATES CONTENTS Pag¢ Annual R•p Chrftsbl• Objgrtlw Total R•turn and ￿b￿C Benefft Rlsk Manag•m•nt Admlnlstradv• D•tslls TruJteu' Re¥pon￿bIlIty St•t•m•nt Riport of the Independent Audltm stat•m•nt of Flnandjl Artl¥ltle• io B•l•n¢• Sh•et li Ilot•s to th• Flnnthl Ststwnwts 12 'thrrthid Chjrch (tsrit*s Estate Repjrt 2025

RICHMOND CHURCH CHARITY EsfATES ANNUAL REPORT The Tnjstees pyesent ts"r rep)rt wfth the 5tsta1￿nts of the Chanty for the year ethl 31 0￿efflber 2025 Chafltable otsJedl¥•6 The prirKip41 ¢Ject of the Charity ￿ to apply its ict¥ne for any rdhxJs pjrrrfjses of Rth[￿)nd Partsh Churth {St Mary m￿dakne1 [￿U01n9 to. cl, or JJdrt￿r￿ to the chu￿ and f￿ and the maintenarKe of the 5ervKes th￿in or connected therwth. The Trusw are requi￿ to: 11 Make the followknj flx&J anrwl apyowlJlth4 artThyJnUry in tt4al io £1.200: Rlchmnd Parish (hurth The Vicarage of the Parksh Chyrth of Rkhmcffjd St John the Divine Churth. ￿￿m0￿j St Matthias Church, RKhrn Holy Trinity Churth, RKhrrv)nd £7C £100 £200 £100 £ic Any fund5 availat4e for distritrArtknn are to be apr1￿ towards any relbjkws wrp)seg ts)ftn￿ted the Parfsh a)urth of RIthI￿TrI. or the bulkliry of a fuTh# ektr¥ydlnary repalrs to the sarre, or any seths effjerwcy affec¥ng the other churche5 named above. 21 Prepare amual flnandal statemts In full tll￿￿e$ of the OwTr. Followlng a PastDral Re￿ganiSa￿On in 1935. Pichmond Parfsh thurttj (St Mary M&Jda￿ne) comblnJ with St John the Dniine and St Matthias to form RkhrTr)ThJ Team Minislry. RKhrnoThJ Te￿ Mifisty is used in this Annual Rew)rt to denote RlthmoTrJ Partsh Churth exce0 Wh￿ cthern¥ise st)tsJ. The Charty was eststllshed by an Att of Wlwnent ol 1828 t b￿￿ed to date to a grant of land m&Je by Merton Priory in 1375. Total R•tum Approach By an Order datsd 15 December 2CQ9 tt Cfvirlty Cthnmlskn Con5w￿ to the ￿)rity adowng the Total Rebjrn pproach, enabling the Trustees of Charity to (lec￿ whKh part (if any) of the unapklied totsl ￿tUrn from the assets of the Charity shall te dWSbuted. The effect of the (der is thaitl Trustees have dSscretion to th5tribute any amount up to the total value of the unapplied total ￿l￿rn In fUr0￿e of the objec)"￿ of Chanty. or to Trtain the whde ol the unawled total rettJm11.e., to rnake rn dBtri1￿knj. The Trustees have determined that, in the exwtise of thts the widiThJ princiF4e to be ctsewj 15 to rnalntsin purchaslry kY)wer ol the p￿r￿t eThJOwm￿t. The Trustees re￿£￿ the d￿rIt￿jU0n r rm a trIenn￿ t4. In 2024 an irKrease In tM rate to 2.75% from 2.5%, usiw the exThJ of the ￿n9 a¥va9e of tota furnts of the Charity for the audite(J financial statements in the th￿e Im￿￿41ety precediNJ years, w35 appro¥d. The r￿￿ rate is applicaye for distribut￿n$ sn e&h of the three lha￿81 years fvom 31 fecemter 2024. Publlc ben•fft The Trustees confirni that they hove referred to tt guidar￿e on P￿efft issued by the Charity Comrn1s51on aTh c￿$￿er that tke Charlvs stated obJeLtrts rr ￿ test rf L"TrJ ts the wblc t￿fiL Nrme of the Trustees r￿1Ve aTry private le￿rrt frorn the acbwties of the Qrty. Richmond Church Charths Estate Annu￿ Rewyt 2025

RICHMOND CHURCH CHARrrY ESTATES ANNUAL REPORT ACIIIEVEMENT AND PERFORMANCE ActlvStles dyrln9 the wr on￿ again Richmond Church Cfrarity Estates has delfvtred on tt5 key objectyve of prowdlrs funding for the fabric and Iir of fv'chmond Parlth Church. The annual grant for 2025 was £ 513.1c￿. an Inc￿Se of 7.1% over 2024. In addit￿￿, the second tra￿he of £5(M),(X)o to suppxjrt the Partsh RacKns woiett was made as wdl as a grant £12,￿0 tr> Holy Trfnlty, Richrnond for ernergerry rrKfirvJ worK in line with our charitstAe objths. A grant of £50,000 for the rep14cement of the bells at St Mar Magdalene wag èpwoved tArt Th)t ￿3￿1 unbl after the year end. In (ktoter one of our resldentlal propertie5. 46 St Mary's Grove, was wt up for Sa￿ * an offer has &Cept￿. The sale Is exretted to complete Ourlrs the quarter of 2026 vthen ￿ tyoteets wll be rdrfye#eJ with iJx¥etb)Mry inve5b￿￿t mèriagus. Our total IncLyre intreased to £489.976 and ex[￿dItUre fdl to £57,388 as fewer ￿paIrS we requi￿1 on our L￿Ferty portfollo were offset by management fees paid todwetsonaryfuThl managets for fv first tr.me as described more fully bdow. whi￿ Investtnent Inco￿ rose dtse to the fiAI year imw of ￿ve5)Ments made in 2024, Interest ￿e1Vable fdl due to lower avera9e amounts hdd on dew and fallirKJ rate5 lor Lhe amwnt that We￿ helo on dew5rt. Income from Investments rose èy 5, pa￿Y reffetting the irKreasgJ of fvnds while yoretty i￿ome also increased when property let on a Tr)minal ￿nt to h)u5e the Chik1ren aThY YtyJth Worker for AKhrn￿d Team Ministry end￿ early and the property was then let at market rent. Because of wr ￿tkn) of a Total Retum approach to db5tnt￿tknns. we can pay out from captsl ff our comknned Incomè i¥ lrwff￿ent ro meet dthibub'on target of 2.75% of ￿ CaP￿tal. Excluding SIgn￿cant cash reswves, ca￿ts1 ts U￿haT￿ for 2025 approx+mately 65% Investsnents, had in Investment funds wlth allocatkns acrr6s Investn￿r dasses and gwraphically as detemiined by our disuett)nary investment manager5, and 35% res￿nt￿l property. The cash re5erve5 f￿U￿ h￿h pendiThJ fvrther dlsirfbub"ons. The mlx wlll charye next year follovling the prootsty sale exFdained a￿ve and 6 in line ¥ith weviou51y stat•J Intention to sdl down over the wcperty Forrfo1￿ &id ￿nIest In fvrxts. We are fiexiL In Pur￿lt of thLs Ixw-temi tsrget. Jrlng the flrst Iwarter of the year Tn&ees at¢xsinted ￿veth￿t Cazer¥Jve Captal and Sjrasin & Partners to manap the In￿tment p)rrfdk) a rnr￿ sustalnaNe 1cfig.tern stewareshlp of our Investments. The value of ihe reco￿&y strongty last year deswt ge￿e(OrKY￿￿ getrpc4itKal turbJnce. The go¥emonce of dw1￿ cc¥)tln￿s to be under 50W f£nffjny, tKrt I stsll we ￿MaIn In a F4xe In this re5pecL Gwd govemance requires trustees. Ajan Sauntss stepp•l &Jwn as Chairnian at (¥Jr November meeting, Ind we thank hlm for hig investment tXFerU5e whth has $￿e1 ug durtng his thalfmanship. We also said goodbye to Amanda Adams and wth her well a￿1 wekeme Emma Menthth. Ks e￿. we c¢niinue to te wll 5ewl ty our Oert Tony Demby is dllvjent In hts stewardship d (xw yJrtfc4wJ. I t¢lve we can Contin￿ to vwi the future wrth seme confvaerrte. F114ANCIAL REVIEW Net eXp￿dI￿Jre lor the year was É16.019 12024 - £778,999 net w￿l￿re). The ￿￿ease Is the resur( of hher Totsl incorne for the year of £489,97612024. É465,5031 r￿r￿p to Increased rertjnd IrKome fr￿ finarKki1 invesbnen Is)come from In¥￿trI￿ts Inueased try 5.1% to £309.86612024'. £294,864) due to I￿ fvll yew irnm of investments made In the prevkxjs lnveStsn￿ts with a value grets than 5% ofthe F#Jtft4b) at 31 C￿ernber 2025 were.. CaZen0￿ Multi-Nsset Fund Sarasin EnLk)wrrEnts Fund ProtErty irthne ft¥ the ￿ of E144,r￿112o24.. £114.2661 irrfxea￿l ty 26.0% f(4khwng the retrjrn of a ￿ let at a rvnin rwt aTrJ whth wa5 stheynuy rlet at the pyevailing open mwket ra7L Churth Charrtks Estate Annual RerAyt 2025

RICHMOND CHURCH CMARrrY EsfATES ANNUAL REPORT Net unrealised 9air6 c¥) investments %%ve £628,862 12024 - £159.582 unwlised lossl. Tl gains on the investment pOrrf￿￿ of E636,062 {2024- £333.9181 indude ner wlised yins of £35.671 as part of the FWSS tsf transferring assets to the discretionary fund manager5. An unrealised loss ￿ the IKottrty pJrtfolio of £5.50012024 - E493,5QO unrealised k)5sI. In OCto￿r 2026 a resiricted terkincy pryrty te(a￿ vacanL The put up for saÈ. The agreed sale price resuked In an urAift In value of the oroFerty thot offset the red￿￿ ifi value of the ots PYOFerties in the p)rtfolK). The wopetty was 9)kJ at rts carrwNJ vlue in March 2026 Cash deposits he￿ in a rrorw market fuThJ generated interest irmr of £36,10912024.. É56,3731. wa5 36% lower due to payment of additbxal grants of £512,000 12024- £520,404) which the effKt of ￿￿cIn9 the averdge funds hdd on depo&L Interest irK¢￿ was fvIrt￿r thrsdy ty the (onb'rwèJ in interest rates the pr. Grants made of £1,060,200 12024 - É985.6041 ind￿e &SJitiLwI grants of £512.(K#) ccmprisiw £500,(￿ 12024 . £500,WOI to St Mary Magdalene for the second of the grant for the red￿￿0pnpnt of Pansh Rooms and £12,OW 12024 - £20,404) fu emergency repair works to Hdy Tnnty, Rthmcfid and the apwoval of a grant of £SO,000 for the tse1￿ at St Mary M4dalÈne whKh was paid after the year eThJ. EXd￿Ilrtg the amwnts, the grants were £498,20012024.' £465,2C(11, an irKre• d 7.1%. FUTURE PLANS The Trustees aim to maintain the fKic of the irNestr￿t prcfvties ty carrylThJ ¢yJt ￿￿rnMrned maintenarKe and oiher repairs as required until wlK)le properts becc¥me vxant when VAII r￿nalty te 9￿d aThJ the y￿eedS Invested wlth the discretionary Investmenr man4ets. RISK MANAGEMENT The Tw$1&5 consider, evalue. and reC￿d the major riss ro the CWty15 exp%ed, the Ilkelihood ana Impact ￿ those dsks teir%J realised, t(Wher the rneagJ￿ in plKe to mjnjge aTh1 mltyte such rlsks on n annual basis. The resuks are recorded in the R&3tster. The riss bwih the l'ghe5t J55e$5rr￿t Iconsltring both Impact and Ilkellhoc¢1) are slwi Lkn. toget￿ aThl m￿gationS.. Dqscrl lon L05s of key stjff Attb¢>n The Clerk to the TrusteEs 15 thewtyemplwee. A w￿&ureS manual has been red. The aerk meets T ularf the Chair. The Ch•ity Is Invested in inve51Tnent fuTrJs and residenttèl investment prcFth RKhnTh)TrJ. The rnana9ern￿t of Investment assets ts dekgated to fft dixreknary inthwt m￿agers. The Charity has an Investsnent Pc4ry wNth is annual￿. The PNifolio Ferf0rfr￿r￿e Ls monthred inst the benchmark set in the In¥estsYnt Pc41 The Charity Kcurnulate5 cash from distriLxJti￿s m&ae Dn fG ifNestment rKTrtfdio during wr to ￿sure that (( has SuffiC￿t cash available by the ¢Jate of tr awafd of the to the anwal grants to meet the 0￿19atIOn ènd, SIK rTh￿h9 of other expenttrtu￿ to awfyd wlisirrtJ assets during a Feriod of sudden thdir ¢n finarKlal rrorkets. A 12-mnih cash flow forecast Is wlewed at each Trustee meeti to ensts￿ that sUffiC￿t (ash will be awailable. The regdentia5 investmenr k¥OWties are let as ASSU￿ Shothold Tenancles or as Regulated tenarKies. Managern￿l of ￿ proFerties is dde9ated to a prcyrty management c(xmpany who are rew&trle for wigng the tenanLry reements Y4In l islatNe changes_are rn•Je. The re5identsa investrnent propertes are subject to regular Ins[￿1￿5 In acCorth￿e with regulatory wuirement& Mana9ernwt of pror￿￿e$ Is delegated tO•a property rnana9eft￿ ct¥Mp￿Y are re5rA)ng￿e for with Irwestment risk Sufficient cash to rnake grants Changes to pyopty tert￿t rb3hts Charw to ￿[Ktrd requIrer￿ts fDr prcperty srRucniRE, GOVERNANCE AND MANAGEMENT Structure The Richmond thurch Esrates is a rwered alarty (No 212770}. The ￿￿paI governirwj dtxuments a￿ an Att of Parfiament d 1828. parts On￿ ofwhich sbii aFpy. and a tharity CDMiss¥)n Sdme do￿ 27 May 2004. Richmond Churth (hants Esiate Annual Repjrt 2025

RICHMOND CHURCH CHARtTY EsfATES ANNUAL REPORT GoverMnc• The Trustees have ultimate reSp￿ts"1ty fw all asgects of ￿ (harrtls WLYk. In ￿tt￿UL)r. detLYmining the YJategy. dire¢ton and, monitortng pYogres5 in relakn to strategic ob]"ecb"ves a￿1 rts pufuman￿. The Charity's c￿$b￿rtE￿ that ￿ numlw of Tru￿% be nor Tr￿e than s￿, nor le55 than three. The Trustees rneet at least twice a year. Tnjstees can serye for a rnaxirnum of two c￿secUtiVe terms of four years eath. The Chair can serve an additk)nal two ythrs teyond the eThJ of his or sec￿1 temi. Trust&s ￿11 Usual￿ be Indfvlduals wrth sofne invofvernent wlth St Mary Ma￿ene chwch, and hjve rvant skills and ex￿en￿. RecruibYEnt is by Invitstion. I￿￿.[￿j Trusl£es In fO#for the r￿r￿j i ￿Truary 2025 tts the dats rl approval of t15e financlil &atert￿ts". A G Saunder5- Chairman (to 9 tcemtor 20251 Mrs A Adants- Chair (from 9 Cecemtw 2025, 17 January 20261 S M Brown Mrs A M Khan Ms R A MaFln - Chalr (from 26 Jjnuary 2026) Dr E L me￿1th (from 19 January 20261 Manayment The cky.ro.day Operatr￿ aTh1 admlnKstraJM c4 ChJrliV Is carTled by J salard auk to the Trustees. The aerk has delegaled aUt￿ty fcrf OFerationa financi and Investm￿r m?rwgernwt mattern. The Twstees are ￿￿tAe Ifx setting the rwnunwakn ol rhe to tt Trustees. The atrk Is not • memter of eoard. No Trustees rKeive any ￿Munerab￿ fry Sfft. In¥egtment polk¥ The p)Ilcy Is to sdl the pJrLfc4b of re￿￿tya1 k¥CWty IN Athl￿￿ as wh)le ¢yor0￿e$ become vacant and to invest the proceeds In Snvestment funds. The CK4nty t)es invest dirertly In stocks shares tr￿t thrw9h funds managed élxretionary 5n¥￿tr￿ent manw. The Ferfcffj)brte of the knve5trrwrt revkn1 at eath trustee meetlng, ar¥J the Invesrwnt wty Is revwed •nnuty. It Is the Charity's rdKy to maintain a cash balarKe to •t * six months urffestricted eXFendItu￿ and to accumulate Olstributi¢)ns from inve5tmwts to rneet the ￿nUal grnnts m•Je b) the tenefid￿"e$. The Fdlcy was achleved. ADMINISTrATf¥E DETAILS TRUSTEES SMBmwn MtsAMKhan M5 R A Marbr• Dr E L Meredlth CLERK TO ThE TRUSTEES AEDemty PRINCIPAL ADDRESS 59 Church Road Rkhrr￿d Surrey TWIO 61X REGISTERED CHARrrY r4VMBER 212770 chr[￿1nd (urch tharbt*s Estate Amual Rep)rt 2025

RICHMOND CHURCH CHARrrY ESTATES ANNUAL REPORT AUDThORS Kreston Reeves A￿lf( LLP 2M FIo(x, 168 Shoredrtth High Street London EI 6RA soucrroRS Mwre Barfow LLP Framewor 2 Sheen Road Rrhmond Surrey TW9 IAW BANKERS Lloyd5 Bank pt 19-20 The lJJ*1rant RKhmoTh Surrey TW9 18P DISCREfioNARY INVEsfMENT MANAGERS Cazenove Capital l Lor￿On Wall Aace London EC2Y SAU Sarasin & Partners LLP 50 Georye Street London WIU 7DY PROPERTY MANAGERS HML LAM Ltd 9-11 The Quadrant RKhrnond Surrey TW9 IBP AppTove(l ty order ofthe 8c•rd of Tnthes 23 2026 ¢Jn ts beh￿ ty.. kl,,L Ms RA Martln- Chalr Rrhrnond Church (Tharibes Estste Annual RekX¥t 2025

RICHMOND CHURCH CHARrrY EsfATES TRU￿EEs, RESPONSIBILtrY STATEMENT FOR THEYEAR ENDED 31 DECEMBER 2025 The Trustee5 are responsIb￿ for preparirrtj the Repx¥t of the Truths and the finanaal statements in accordan￿ wrth apjicable law and Unrted Kingdom Acctsunb"rKJ StsThJards {Unted Ktwom (t￿rallY Accepted Accounty'ng Prath￿) ir￿lUding Finanoal RepNbng Stsndard 102 Tr financial RepJb'rrfJ Stsndard in the UK and Republicof Irdand. The L4w app1Kab￿ to charibes in ErvJi4nd and wa￿5, the ljaiities kt 2011, Charity IAcc(MJnts t3rKI RekDttsl Regulations 2008 and the provisi￿$ of the trust deed wuires trustees to prepare financial staterneTrts for each financial year ¥yhich give a true and fair of the state of affairs of charity arKI of the irthning re50urce5 and application of resou￿$, Includlng the intorne and e¥FeThJrture. of the thanty that In wepariThJ those finaroal statements, the trustees are required to se Sutsb￿ accountsThJ Oiaes aThJ then ap￿Y them constsw; obseNe the meth(xls and pnnaFdes in the Charty g)RP,' make judgements and esb'rnates that are reasonable and pru(knrt; state whether appli(able accounting staThJards have teen subjttt to any rnatertal departu￿ dixlosed aTrJ explained in the financ￿1 statements. prepa￿ finJrKkil staternents ￿ the gC4rrfJ basis unkss f( is iroppyowiate to that the charty ￿11 contrnue in bu&ness. The trustees are res￿)S￿e for keeiirKJ proFer accountlng rectyds whKh dI￿O$e with rtastsnob￿ accuracy at any time the flnanclal position of the chanty and to enat4e them to ensure th)t the finanoal ststements Com￿Y wth the Charltks t 2011. the Charity (Accounts and Rew)rts} ReguLations 2008 aThJ the provisk*S of the trust deed. They are also sponsible for safeguardir4J the assets of the thanty and for tsknr¥J oasonable steps fcy prevenb.on and detectkjn of fraud and other irwuL4rth5. "chrTh)nd Churth CharitE5 Esiate Annual Rem 2025

RICHMOND CHURCH CHARTfY EsfATES STATEMEKf OF FINANCIAL AcfIvITIES FOR THE YEAR ENDED 31 DECEMBER 2025 2025 Total funds 2024 Totsl fiJnds Unrestrictèj Endowment fund fund5 INCOME AND ÈNDOWMEPITS FROM Investwt Inc Total 489,976 489,976 465,503 ExpeNDrnIAE ON Ra151ng funds 57.388 63,029 Charltabl• a¢tlvltl• Grants to St Mary Magdaler￿, RithTrv Grants LO Hdy Trinity, RKhrrwd Flxed annual gr￿ts Other costs 1.047,0 1,047,C 12.Tr)0 1,200 17,269 20,404 1,2(M) 16,287 17,269 Total I,C60.2(KJ 74,657 1,134,857 I,￿4,920 Net galrL5 on InvestMts 6Y.362 15.5001 333,918 1493,5001 (s,5￿) 14EI INCOMEI(EXPENDTTURE) 11,rAAI,2fXJI 1,1)44,18l 116.019) 1778,9991 TrMf•M b•tw•¢n fvnth Is Net rnovernent In lund• 116,019) (16,0191 In8,9991 RE(ONaL￿￿ON OF FUNLVJ Totsl fvnds IMghtforw•rd 17.677.277 17,6n,277 18,456.279 TOTAL FUNDS CARRIED FORWARD 17 661258 l7 661258 17 677 277 IJI actiwt*s den've from cont5Ning ac¥th. 'chrrnnd (thurch C￿nths E51ate Re[￿ 2025 .1

RICHMOND CHURCH CHARrrY ESTATES BALANCE SHEET 31 DECEMBER 2025 2025 Total funds 2024 Total funds Unrestrirted Endowment fund funds FIXED ASSETS Investments Investments Investment ￿rty io li 11,144,412 11,IH,412 4 859 ory) 10,868.936 5 859 500 16.Tr)3.412 16,003,412 16.728,436 CURRENT ASSETS Debtors Assets held for sale Cash at bank 12 11,073 995,CXX) 11,073 995.0 4,693 957 396 1,724,842 1,724,842 962,OB9 CReornRS Amunts falllng ¢Jue wthin ￿e year 13 166,936) 166,996) 113,2481 NET CURRENT ASSETS TOTAL ASSETS LESS CURRE•4T UA6ILmES 17,661,258 17,66L,2S8 17,677,277 NET ASSErs 17 6612S8 17 661258 17 677 277 FUNDS Endowrnent funds.. Unapjied Totsi Return Orfginal Gift 14 11,381,167 11,397,186 17 661258 17 677 277 TOTAL FU14DS 17 661258 17 677 277 The flnanckil statements £re apy0￿d by fv Bc4rd of Truees on 26 A￿.1 2026 and %stre *ned ￿ ts t¢ha￿ by.. Ms RA Martin - Chair RKhmond Churth O)anb"es Estate Annual Repjt 2025 .11.

RICHMOND CHURCH CHARrrY EsfATES NOTES TO THE FINANCIAL sfATEMENTS FOR THE YEAR ENDED 310ECEMBER 2025 GENERAL INFORMATION R￿hr￿nd Church Charrty Eaate5 is a chanty wistergj wrth the ¢Jarty Cc¥nmi5s¥Jn. AccouriTING POiICIES B?￿$ of pr•p•ln9 the finandal siatem•nts The finanoal statements have teen wepJr&J In ac£ordantt Mth the Finarrial RewttThJ Standard applitaile in the UK and lieputAK of Ireland IFRS 102). The Charty is a trerefft entty for the purwJ5es of FRS 102. The Chanty also yepares its finanoal statennts in accordan￿ Accountyng and Rep)rting by char￿"eS.. ststement of RecoM￿r￿jed prath"￿ to thant￿ wepariNJ ttir Kcounts in accordance with the Financial RepJtng Standard aOKatle in the UK arKJ Rewblr of IrelaThJ. Golng Con¢ern The finanaal statements are grepar8J on a g)Ing ¢0￿M ba￿5, whtch assumes that the Charty vlll contr'nue as gcing concem for the foreseeab￿ future. The Trustees have C(￿S￿red the tharity's forecasts ano projections for a perkjd of 12 months from thè approval of the finandal siaternents have condLthd there is a ￿aSOnable ex￿ctatIon that the Charty has&Jequ rv$)Ur￿ to continue in O￿li￿al eXtSten￿ for the foreseeable future. The Ctrarlty thereth ¢c￿rtUes to adoFt t￿ gx4ro cown bas15 in wepring finaKial ststernents. Income l inc¢yne 15 reccgnlsed In the Staternert rf Rnandal the tharfty has legal tnyyernent to the funtss, u￿lMate recpt Is pr¢batAe and the amount to be recc4nised can te quan)'ld wth ￿sonab￿ accuracy. 11 Incorne ftorn investsnent woFertJes Is acC￿nted fcy when T￿1VatIe 111 Inccme from investments is ￿￿nted for when rKtyvable. Interest on fvnds held on deposf( is Induded fecewatAe and the amount can te rneasured rellatAy by the Charity; thls Is nornal￿ up)) no1Jfic￿Jn of the irterest paid w payat4e by the b•nk. Th'vthnds a￿ rec￿nised On￿ the divldend has been dedared and nC￿ficètth has been T￿Ned of the due. EX￿ndI￿re LIabilit￿S are recojnlsed as ex[endth￿ asscLffj as theo is a legal or construthve ctligèyon commltOr4J the Charlty tothat expendff(u￿, it is probable that a transferof econc¥nK Ixnefits wll be requlred in setvernent and the amount of the 0￿￿t￿)n can te measured relbaty. EXpendrtu￿ is stated induswe of lrrecovera￿e VAT and Is accounted for on an actruals bas￿ and has been dasyfd under he&JirrfJs that agjregate all cost ￿lated to the category. Costs of werat6ThJ furnls Ind￿Je adrnlnL%trakn aTrJ wental Income fees charged ty the PYOFeity manager and fees charged by the di5crebonary Investmert manw. A tharge of seventy pe￿nt of the crk's fees for Ume nt on adminlstratK)n has also been allc(ated. Charttable ath¥￿e5 Ind￿je ￿ ftx&J annual grnnts rnade to the churctss toJether wfth grants made to St Mary Magdalene, RKhrnond and Holy Trinty, RKhmond frtyn the Una￿￿j tcknl ￿￿rn. G)Vernan￿ costs indLK1e iwrr&J in the ¢))vemarKe Charty and ts assets and a￿ plmat1Wass￿Ièted with constitutkjnal and statutory requirements. also inctypJate a thity Frcent thaffje for the C￿rk'S fees and other profesg'onal fee5. Grants payable a￿ payments made to third partks in the ftJrtherarKe of the Ctsntab￿ objects ofthe O)arity. Investment prO￿rtIeS a￿ mea9Jred 1nrtla1￿ at thwr cost. After inrtial reccpjn￿C￿, InveSts)￿nt proFert￿5 a Ind￿ed at their fail value. Fair value is based on market value. Externa5 professi(ywl valuab.￿5 are obtsined every five years. InteNeniThJ valuatitsnsare caloJL3ted ty refere￿￿tr) recc¥Jnised prok*rty Wdlue Indi￿5. Gains and losse5 arisiNJ ￿ revaluaticfi and disp￿￿1 a￿ taken to the Statement rf ￿nancial Acb"vths. 1￿chmOnd Church O)aritE5 Esiate Annual Retxwt 2025 .12.

RICHMOND CHURCH CHARrrY EsfATES NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025 ACCOUIITING POLICIES- ￿ntinUed Flxed Amet Iii¥esirnents Investments are a f¢)rrn of basK financsal instrument arnl are recojnised at their trarE3c￿On value and 9Jbsequendy measured at their fair value è5 at the balance sheet date using the ctsing Quoted market prre. Gai and losses an9Tha ￿ revaI￿atIon and disw5al are taken to the state￿nE ol Finano& ktNths. The Trust does not acquire wt optsMs, derWa￿ u dher comr4ex fift8￿101 instru￿nts. Fund accountln9 Fund5 are classified ttween urwe#JtsJ and eTrkn¥nnt fuThh. ihvestr￿￿Uktsère fv[￿S )¥altst4e lor ?￿V ￿1n Charftys tharltsble rtlthes. Erttsbvmert Ire th9se on tNSt Jjmlnlstered by iht Chaiity for benefft ￿ ihe (harlty. The En¢owment funds a￿ diwided betr￿en Kro￿￿￿being the value of the onginal gift and ￿n￿a￿e toin9 the unapFld total return. The value of the oNJinJl gift rnu5t te mointained,. however, each year the value of the unaOied toW retum to be 15 de£wJed ￿ the Trustee The inctyne and expenses rthani to the eThSywment fvnd are tharged to tw fvnd as requifftd by the SORP aNI amount of the eXpeThla￿e endoW￿rtt èpJled dunr¥J the year Is presented as a transfer ttheen funds on face of the Ststeffnt of AcDwts and in notes to the acc(¥Jnts. )UOGEMEI4TS AND KEY SIWRCES OF ESTIMATION UNCERTAIIITY In the appllcatlon of the Charity's ¥cc￿ntiry FdKs, the Tnjstees a￿ reouired to make lud9ments, ￿rnates and assumptions atout the carryiThJ amount of assets aThJ lia￿¢￿1e5 that I￿ not re•Jily apparent from other sources. The ￿￿MateS and aswJrnptbns are based orb hlstorical e¥raence fartors that are cong¢Jered to be levant. ktthil results may differ from tlwe e5bmJ The es¥mates and urthrfw'ng assumW"￿j are orw'vj bags. RevF5ions to accountin9 esUmates are rectynised in the perioa in which the esb"rnate o mised wh￿e the affects ￿lY that Feriod, or In the ￿￿rx1 of the rev￿ and future wrlod5 %there the thrrent and fvture FerkKts. cr1￿£•1 Jud9ernents The Trusiees use Valuat￿ perf(￿￿ ifM1ep￿￿ ￿￿e[S every flfth year, Intvenlro valuations are cakulated by reference to recwnlsed property valL* indices, a5 the bag5 for fair Val￿ of rts investment yoperties. Further details, Indudirg the vlue aNI key a￿mPt￿￿5 used f¢¥ the f•r Val￿ Mea￿re￿￿t, are gwen in note 11. INVEsfMENT INCOME 2025 2024 Renrs receFvat4e tiwdends retrivatlt Interesr r￿e•VatIe 144,001 309,866 114,266 294,864 RichmoTh1 Church Charities Estate Ann￿ RerM)rt 2025 .13.

RICHMOND CHURCH CHARrrY EsfATES NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DÈCEM8ER 1025 RA1S114G FUNOS 2025 2024 Repairs and maintw Property mar>ager￿E fees Pro￿rtY v&uatiw and intr0￿Ct￿)n fee5 aerks, fee5 Property In￿ra￿e Lkibllrty insurarKe other e%pen&"ture Property sale costs Major rewirs 13,872 11.387 4.861 7.647 4.663 1,149 Iso 16,228 9.?66 3,528 8.345 4,586 15,354 24,238 2025 2024 ant to St Mary Mtydakne. RldbmThl ant to Hdy Trinity, fv'chrr¥>KI xed annual qrants 1,047,OCQ 964,OCQ 20,404 1,060,2C¥J 17.269 985,6Ql 16,287 SUPPORT COSTS 2025 2024 Auditor's ￿mUnerat￿)n l¢ndLKkrvJ VAn 14.4 3,277 9,241 3.576 3.000 470 Property Valuati￿ fee Cts expenditure 'chrry)nd c￿rCh Ch3ribes Eskte Annual Rwjrt 2025 -1+

IUCHMOND CHURCH CHARrrY EsfATES NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025 AUDITORS, REmuNERA￿oN 202S 2024 External Jdlt fee I￿1 of VAn TRUSTEES. REMUNERATION AND BENEFrrs No Trustee received any ￿MUneratIon for 5ervKes as a Tnjstee for the ￿rI2024.. Énlll. No Tr￿ expense5 were pa#1 for the ye4r12024: WI. 10. FIXED ASSET INVEsfMENTS Usted InveS￿ents MARKEf VALIJE At l January 2025 Purchase5 DSsposals Cash at fund manage 10,868,936 lQ,517,236 (11,372,276) 496,154 At 31 D￿rnter 2025 11 144 412 NET BOOK VALUE At 31 December 2025 11 144412 At 31 Ccernt• 2024 10 868 936 Rithrnorxy Church Charibe5 Est*e Nnnual RekKYt 2025 .1

RICHMOND CHURCH CHARrrY EsfATES NOTES TO THE FINANCIAL sfATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025 11. INVEST14ENT PROPERTY FAIR VALUE At l January 2025 Revaluai Transfer to CUr￿t assets 5,859.500 15,5001 995 0001 At 31 Ccember 2025 4 859 CKJO NEf BOOK VALUE At 31 Ccemtff 2025 4 859 000 At 31 Cwmb¥ 2024 5 859 $00 Thè proFertSes are shown at market value. and ￿b]ett to ex•￿i￿ tenancies Whe￿ approwate. The valuatson Icy is for Inve5mnt yoperties t¢ te by a qualified surveyor every five years. Interveniry Wal￿￿On5 a takulated by reference to r&tsJnised kryerty ¥¥ue indices. The rnL r￿ent extemal Valua￿On was at 31 D￿ernber 2024 by SRVO Umfted, a Regthred Valuer. The Chartty owns4 rthvsk)nary lrterest in Yesenty￿(uPletl o￿TCh Estate ￿m5￿￿￿eS, Sheen Road, R￿hn￿d and 0￿￿ by The RkhmoThJ Charit￿. 11 any ofthe almsho￿ ceJ5e to be L$8J rermanently as 5urh, half the value of the land lexduding the value a&Jed ty the preswKe of the alrnshwsesl t￿oMe5 payab￿ to the Chjrty, unless ihe land is and the are uswl to wrthase rer4&ennt land for the provI￿on of almshouses wthSn a reasonat4e tirre. In Cttcter 202S of the invtstrn*t tryerves was M up for s¥¢ and an offw has been atoptsj. The s completKfi ￿•￿e tn March 2026. The wcfwty ￿ therefore been tranrferred to affrent assets. 12. DEBTORS: Amoupifs FALUNG DUE WMIIN ONE YEAR 2025 2024 Funds he￿ by letknrq ajents Renral and Maintena￿ delkn 976 13. CReDThoRS: APIOU14TS FALLING DUE VItTHIN ONE YEAR 2025 2024 lknnt p3yatrAÈ Accrued experse5 so,r F0"thTh￿Thj Church charr1￿5 Estste N￿nual Rer(rt 2025 .1fr

RICHMOND CHURCH CHARrrY EsfATES NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025 14. MOVEMENf IN FUNDS a) An•tysls ol Mt assets by l￿d At 31 D¢¢wnbw 2025 IrKoming re9Jurces Resources expended Gains and losses Movement in funds G￿eral luThJ 11.C60.2CQ) {1,[￿0,1CyJl End¢)wmnt lunds expendatAe e￿o¥￿rent Permanent 489,976 (74,6571 628,862 1,044,181 TOTAL FUNDS 1 134 8571 At 31 D•c•mb•r 2024 IncomirvJ Re50Lbr G)ins and Movement in funds General fund 1985.6041 1985,6041 EndOWn￿nI fvnds Expendable endo¥vment PerffMirnt e￿o￿lm￿t 465,503 199,316) 1159,5821 206,605 TOTAL FUNDS {1084 920) 159 5821 b) Summary offund rno¥em¢nts Net Transf*s At 2025 in funds funds 2025 r￿neral fund 11,c￿,2[￿l) 1.060,2C#) Endowffl•nt funds Expendalle ￿00￿ment Pwmanert eThJowrnent 11.397,186 1,044,181 11.060,2001 11.431,167 6 280 091 17 677 277 17 661 258 TOTAL FUNDS 17 677 277 ￿16 0191 17 661258 thrrond lThurch Charfdes Esiate Annual Rekxrt 2025 .17-

RICHMOND CHURCH CHARrrY EsfATES NOTES TO THE FINANCIAL sfATtMENTS FOR THE YEAR ENDED 31 DECEMBER 2025 I& MOVEMENT IN FU14DS- contlnued b) Summary of fund movements (contlnued) Net Trnn5fer5 At l January moveffnt tset￿ funos 31 Decernb 2024 ITh funts 2024 Unrestrfcted funds General funo 1985.6041 Endowment funth Expendable endowment 12,176,185 206,60S 1985,604) 11,397,186 18 4S6 276 17 677 277 TOTAL FUt40S 17 677 277 ¢) DeKrlpdon alfun Unrestricted funds Endowmont fund• p2Dda￿￿- ReKvesents any anb)unt ab>e the pmrent endowment set out In an Oreer da￿￿ 15 Decerntyer 2009, the CW CtffjrrI59on coroented to the Charity •JopYn9 the Total R￿M from assets of the ￿arIty. The bJlarKe, the UnaOd Total Rebjrn. can be retain&J or dIstrit￿￿￿ a5 the Trustees see Perma￿￿. By an Order ded IS Decernber 2tM]9. the Charity C(MnMis￿0n consented to the Charty S)Ftlry the Total Retum approach for In￿S1J￿ents. eff￿t ofthe ¢>der 55 that an amtyjnt of £6,280,091 wos set a51de as the value of the OrwJin41 r￿ft and must te reiained as pennarent en¢tyv￿nt. IS. RELATeD PAATY DISCLOSURES JrlThJ grants totalling [998,1￿l2024.. É965.ICA)I paKI and £50,(*K) {2024. £nlll were pa¥a￿e to Rj'chmond Tearn Ministy, a Aegrter&J Charity (No. 11300181. Ms RA Marknn. Trustee. wa5 a nEmter of the Partthial thurch of RKhmond Tearn Ministry throu9h(yJr the year. SM Brown, TrLStee, was a r1￿7ber of the Parochial Clwrth C￿n01 ol Rj'chmond Tearn Minlstsy until 18 May 2025. 16. POST BALAt4Ct SHEET EVENT In March 2026 the Sa￿ of the WOF•ty red&Srf￿ as an asset h&J for sak crynFAe￿ at value. Rich[r￿d Church charit￿ Estate Ann￿ RekK)rt 2025 .18.

RICHMOND CHURCH CHARrrY ESTATES NOTES TO THE FINANCIAL sfATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025 17. PRIOR YEAR STATEMEIIT OF FINANCIAL Acrivrry Unre¢ncted EThatrwment Total fvnds ftJTrts fuThls 2024 INCOME FROM Investment incoN Totsl 465,503 465,5D3 EXPENDITLIAE 014 Rai￿ng funds 83,029 83,029 Charltbl• •tUvltlts Grants to St Mary Ma9dakne, Rkh￿l Granrs to Holy Trinity, Sknchmond Fixed annual grnnts CRher cosrs 20.404 1.2Q) 20,404 1,200 16,287 16,287 Tot•1 Net galn5 on In￿[￿Trts Net losses on investwit sYororts 985.f 99,316 333,918 1493,SQJl I,W,920 333,918 1493,5001 NET INCOMEIIEXPE14DtruRE) Transfers between fvnds {985,6041 206,605 1778,9991 N•t movem•nt In fvnd• RECONCIUAT1014 OF FUNDS 177B,9991 1778,9991 Total fundi brnu9ht forw•rtl 18 456 276 18 4S6 276 TOTAL FUNDS CARRIED FORWARD 17 677 277 17 677 277 R￿hrn0nd Church char￿e$ Esiate Annual Rewrt 2025 -1

RICHMOND CHURCH CHARrrY EsfATES REPORT OF THE INDEPENDENT AUDrroRS TO THE niusTEES OF RICHMOND CHURCH CHARITY EsfATES Opinion We have audit￿ the financial statements of Chjrch Chanty Ests (the O)arrtll for the year erKJed 31 Oecemtr 2025 whth cornprise the Stment of Finwial AthTtses, the Balar￿e Stteet arKI ftotes to the financlai 5taternents, indthjing a summary of yJnifKant accounting pdw. The financia reportiry framework that has iEen applied in their preparation is appltat4e and United King1om kCOunD￿ Standards Iunited Kingdom GeLralty Accepted Accounting Practcel, IncI￿1ng fv"nano¥ RepLYbng Stsndard 102 Tr ￿na￿l Rewrting Standard applicable in the UK and Reputdlc of Ireland,. The financol stater￿ts have been wepar&J in ttCorth￿e wrth Accountin9 and RewrtiNJ by Charitie5 preparlng thdr accounts in accordarKe with the FinarKwl Rep)rtlw stsndarés a￿Ka￿e In ￿ UK and Re￿J￿￿ of Ireland IFRS 1021 in preferen￿ to the Acccwntsro and Rwtyng by Charibe5'. Statement of Reccnmw¥Jed Prxfj"ce on l April 2C¥)5 which Ss referred to in the extant ￿ulab￿S tten wrthjrawn. has been in order for the xcwnts to wothde a true aTrJ fJr Yew In acCOrtsr￿ ￿th the General￿ kcepted Accountyry Facice effeLfjve for Tewtiw rwKx1s twinTrirs on or after l January 2015. In our oplnlw the flTha￿al statements.. gNe a true and fair (4 the state clthe thw6tys affalrs as at 31 DK•)tr 2025 and Its IrKomlng resour￿ and appllcation of resour￿. for the year then ended., have been woperty prewred in xcordance with United Kingthrn c￿nerallY kcerrted AccryJnti￿ Practice, IrKludiry Finanoal Re￿rtir￿a Stsnéard 102 The Finanoa Rel￿rtIng Stsndard JFpllcJtle in the UK and Republlc of Ire14nd'; have been prepared in KcordarKe re9jirr￿ts of the Act 2011. D•$l$ eor opSnSon We conducted oJr audbt In t£cerdano wlth Inter￿ThI Stafvjwds on ALhirong IUKI {IS45 IUKI) aTrJ L4w. Ow responitsiitses under thc6e Sta￿ardS are fvrther descrrited kn the ￿lte¢s. reswn51tj.lths ts the audit of the finarKi statemenls seCt￿)n of tsjr rekK¥t. We are indeFent of the thèrity in accordJrt with ts ethlcal requIr￿￿nts that art relevant to audtt ol tr flnandl staterrthts In the UK. InclJdlThJ the FRCS Ethiol Stsndèfd. and we hswe fulfilled ow ether ethlcal re5pon51kn"Iities in acCorda￿e wiih thtse reouirements. We bel￿ that the èudf( ￿der￿e we have obtained suirK￿nt and aFprowFate to ￿de a Ws for ow Condyslonj reljllng to golng conc•m In audkn'ng the fina￿la1 statemenrs, we haNt concluded that the use of tr p)NvJ cmtem Ws of Kcountin9 In the preparatlon of the ftnarKMIl starements s apwO￿at•. aased on the work we have perforrrd, we ha¥e Th)t thtified ￿n￿rtaIn￿e$ relatitYJ to Lwents ef condbtksn5 that, Individualty or tdlectively, may rast ggryficant th)U￿ on the thanty's atx.lity to continue as a going cYJrKem for Ferlod of at least ty¥e￿e rTh)nihs from when the statements are is9Je. Our and the resp)r￿bilit￿ cl Trustees v•th reswrt to gry'r¥J corKem a￿ In the re￿Tht sectyons of thls rewt othtr Informalk>n The trustees are re$For￿￿tle fty the other in1c￿￿t￿. Tr thr InfcmatiM £0mw5e5 infomiation in the Annual Reprt other than the finarKhil siatemLYts aTrJ ReF#Ni of Ihe Inder¥Jent Authtors thereon. Our wnion on ts fin￿￿￿1 St￿nts ttes Thxco¥tr ts ther iThforMatic￿ and, exLeotD the extent otknise exFAKftJy In connecuon wth our audit of the finanoal ststements, our.respJn%trilty is to ￿81 the otrr informatien and, in ddng so, consider b1hett￿r the c￿r inf0M￿t￿)n is maienally incoFSiStent with the financial $￿te￿Ents or our knowledge obtained In rhe audit or otherwLse appears to te materially misstated. If we ￿entsfy gjth rnaterial Inconsistenoes or apparent material rnisstsrements, we are required to detem)Ine whether there is a material misstaternent in the financK41 statetnents or a material rnisstatement of the cther Inforrnati￿. Jf, based M the W￿rk we ￿ve performed. we condude that there is a materi2J missraten*nt of th￿ ¢Jther in1WnK4t￿. &e rel￿red to rewjrt that facL We have nothiTrJ to tN)rt in this regard. Rithrwnd Church Charitses Estate Annual Re￿ 2025

RICHMOND CHURCH CHARITY EsfATES REPORT OF THE INDEPENDENT AUDThORS TO THE TRUSTEES OF RICHMOND CHURCH CHARrrf ESTATES Matteys on whkh wé are requlred to report by exceptkn We tsve nothing to report In r¢5Fect of tr f(Ak)ww¥J matters Whe￿ the Prt 2011 wulres us to rewrt to you W, in OUT o￿nien.. the informatym gw In the Rewrt ofthe Trustees in any material re$Fert￿th the fina￿￿1 5taternents,' suffiC￿rt accountln9 records have not ken kept., the financial ststements are not In agreernent wrth the xtryjrtiw rths and thms,. or we have not all the arbj expl￿1￿$ we ￿quITe for wr •Jrt Responslblllues of trustees As eX￿￿bined more fully in the Trustees, R&Fonyts"lths Ststem￿l. the trustee5 we fesp)Thgt4e for thè preparath)n of the financial statements whKh give a t￿ and fair view, and fcK gJ(h thtem& control as the tnjstees deterrnIr￿ is necessary to enat4e the p￿parat￿fft of fina￿ statetyents that we free from fthiknal mi5stsfrmert whether due to fraud or etTOr. In weparing the flrnaMal 5taterneThts. the trustees are rwn5Ie for asses4NJ the dwtys to conbnue a5 a going oncern, disclogng, as applica￿e. rnatters rdated to goir¢ ccffjcem and ugrvj the goiNJ bags of ￿CoUn￿ng unless the trustees either inteTrJ to Iv4uidate the charity or to cease operatkns, or have Th) rel￿ Iternaknve t¥Jt to do 50. Our rt9ponslbllltles lor the •udlt of the fin•nclal rt•tomthts We have been appoinw as auditor under 5ecrion 144 of the Charites Act 2011 and In xcordan¢e wth the Act and relevant re9ulauons made ¢y having effert thereuTr1er. Our objectives are to obtain ￿a$or￿￿e asyJrarKe ab)ut ¥¥tthrthe finanad 5tatementsasa whde are free from materi mlsststemwt, whètherdue to fra￿1 or err¢J, and to issue a Rewrt of ift Inderndent Audittys that Ir￿ludeS t￿r gpinion. Reasonabk assurance ￿ a hSgh ￿ of as9Jrante, but is a 9uarantee that an c￿duCt￿j In actorrlance ISA5 IUKI will a￿ayS detett a materw misstarement when it eth. MostateM￿ts (an adse from fra￿1 or error and are consktered materkl K, 1rn11vldualty or kn the aggregate. they mukl rea9)naW be exFert& to knfluence the decigons of users tsken on the ba50 of these fmarKiaf sratement Irreg￿a￿ts.es, frthhl. are in#arKes cl wth fegukkn￿. We de5vJn k￿cedureS in line with our ￿p￿SIbl1tS, outlined atw, to detect matsrrol msstennts in rw of irregularib¢s, Indudrrtj fraud. The extent to whth our wttedures Jre capatAe of detectiNJ irreguk4rrtw kndU￿ng fraud 15 detJiloJ tdow.. The objectlves ofour a￿￿￿( are to ￿ and assess the rfsks of mètrrial m￿attr￿t ofthe flnand& statements due ts) fraud or error., to sufficient apwowate audit ev￿ re9ardirvJ the assessgj n5ks of material msstatement due to fraud er error.. and to respmd apwowk41ely to those rtsk Based on tsjr understandlng of the and the sedor as a whole. and twh étscUS5i￿ Vlith the Trustees and other management las by audltyr¥J stsrthrdsl, we thntsr￿d that the wncl￿1 risks of witti laws and regulatsons rdated to health and safety, anti-bribw emFA¢tyftnt law. We cons#lwed the eIt￿t to rnn- 0mrjlan￿ might have a rnaterlal effert on the fina￿1￿ statements. We so considered tIK)5e lavls and wuLatK)ns that have a Olrect impact Cm the WeporavK￿ of ￿ finarKi¥ 5taterrthts as the Charibe5 9)RP IFRS 1021 SeC￿d EditlL (released Ortoter 20191, and other rdevant chanty legislati￿. We cc¥nmunicatsJ dentif￿d ￿w5 arsd regulatior thrcughrAJt our team and remainedalertto any Inorationsof ￿n<0￿￿￿k1r￿e througfK)Uttheaudit. We evaluated Trustees, ènd managemenys I￿ent￿e5 and Op￿rtunitieS for fra￿lUlent maniwlation of the statements lincludirg the risk of override of controls) aThl determined that ts pri￿1paI risks related to management bias in accountyng esty"rnates and Judgement area5 of the financial staiiyyients SLKh as the valuaDc¥i of Inveknt proFtrs. Audit prLKedure5 Ferform&1 by the eroagement team thd￿ed.. 0￿cUSSIonS Wrth Managem￿talKI a5sessmentof or s• In#rnsof r￿-C￿￿?￿e wf(h laws and ulatiors (irKluding heakn and safety) èthj frdud.. A55es5W￿t of K1entyfied fraud rtsk faLtor5: and chall￿gIng a5wmpty.ons ar￿ Judgements made ty management in its signfficant aCcOunty￿ estsmaie5.' and Obtainir4 tru5tees'valuation for the inveSD￿t (YLyrties wsgng the assum￿.0￿5 used to ensu￿ the luattons a￿ Th)t ovtrstatd,. and Perfommg anatyty£•l prK&ures to wjenbfy any unLwI ￿ uwttteil rdabonthw, I￿￿UdIng rekted party tran5act)ns, that may ithte rtsks of material misstatw*rt ¢kn to fr￿d,. 'th[[￿ Church (h)ribes E5tste Rewrt 2025

RICHMOND CHURCH CHARrrY EsfATES REPORT OF THE INDEPENDEP4T AUD￿oRs TO THE TRUSTEES OF IUCHMOND CHURCH CHAM EsfATES Confirmthn of rdated pa￿e$ with managemeThL rev1￿4 of tran￿￿on9 throughout the pentsj to identify any previouly undisclosed tra￿clic￿S with r￿a￿j partie5 r￿Side the nom)al cwrse of ￿sineSs. and Reètsiry minutes of ffleeting5 of tts)se (hw wrth ￿)Vern￿e. Because of the inherwst Ilmtstths of an audrt. thwe 6 a r6k that wè wll not detect all irwulanties, nduding those leading to material Mlsstste￿nt Sn the finar￿1 #atements ¢> rth-CL¥llFdla￿¢ w￿3￿on. This risk irueases the mtre that compllan wth a law or regulation is r￿0￿£￿ from the e￿nts and transth<s refiecbj in the financial ststèments, as we will te ￿95 likely to become aware of In5tarw of non-compliance. As part of an audr( in aCCordar￿e whth ISAS ILIK). we exerctse wofessknml I￿ aThJ mathtaln professirfft scepb'd5m thrwjhout the a￿1rf(. We also.. Identify and assess the risks ofrnaterkil m￿st0￿Ment Oft￿ strt￿￿. vthether Llue to fraud ¢x error. d¢5igTr an¢ perfcm audtt wrxedures re¥￿l￿fve to thc6e riss. oLam audit &paerte that 1$ 5uffioert and approprwte to owde a bays for our o￿nion. ottsin an undtrstarkling of internal contrc4 ￿knrtto theaud+tln o￿t0 deswaudit th￿a￿approPria sn the clrcumstanw, tr¥Jt not the wtpose of exkyesg'ng an OF4nw ￿ the effethveness of the stheme's 5nternal control. . Evaluats the apy0whatet￿ of kx4ths used and the reJ9)TrJtr￿ of &mate5 aTrl rdated dlsdosure5 made by the Tfustees. Conclude on the èPPToprièteness ofthe TNaee5'use 9cANJ ￿ern l)JsLs of accounbNJ èTh1, baY on the audlt e￿￿ence ottalned, whether a Mater￿ u￿ertainty extsts to events or condthns that may tast ￿gnificant doubt on the scheme's )iltyto continue as a goirrfJ ccfKem. If we condude that a material uncertainty exi%ts. we are reguired to draw attentien In our audrtor's ferKrt to the relatsd d￿re$ in the finartlal err¢nts or, If gxh disdosure5 are Inadequate, to mojfy wr Our cc¥)dusN)ns are bJ5ed cn the audit ewdence obtained up to the date of our a￿lIOr'S ￿port. Pfowever, fij￿re events fx coThlitions may cause the scheme to Cease to contynue as a going COn￿rn. Evaluats the overall t￿tab"On, 5trucbj￿ aThJ content of the fina￿￿ Stat￿ents, ind￿d￿j the disdosures, ènd whet￿r the finaKla statÈYnents ￿t￿e￿t the urthrfying transactiLYts arh1 e¥tnt5 in é mannw that achie¥es fair presentation. We cornrnunlcate wth those tharged with govemarKe re9ardiro. amorvJ other matters, the ￿attned X0￿ tlmltY4 01 the audit and signfficant audii finding5, Includirg any defioenoes in intwnal ccfitrcl that we IdenDfy during eur a￿+t. UM ofour f•p￿t Thls reFfjrt is made soldy to the thrtrfs trust&S. a5 a IKxly, in ￿terdance with Part 4 of the Charities (Accwnts a Rewrtsl Regulaticns 2008. Our ￿￿rf( work hos undertaken so that m¥ht stste to the charlvs tNstee5 those mattets we are ￿V￿red ro state to thern ITh an A￿￿￿015, ￿￿rt for no other purpose. To the f￿lest eXt￿t permitted by law, we do not accept or assurrt rtsp)nsits"ity ro anyor* thr than the and ts trustees, as a b)ty, for our a￿lt work, for th¢s reFo¢ or for the wnK)r& hm forffed. Kre5ton Reeves Audit LLP Eli9ible to as an awjitor in terms of ￿ts"on 1212 (rfthe CompanRs Art 21)J6 2rd 168 Shoreditch Hvjh Street Lon(k)n EI 6RA Date.. 30 April 2026 chM￿d Church char￿e$ Esrare Re￿￿t 2025