OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2024-12-31-accounts

ANIIIIAL REPORfAND FIIIAIICIAL STATEMEMTS FOR THE YEAR ENDED 31 DECEMBER 2024 ,.1) lshfwil '.r4rnif.li?'4 'J'.-¢ ) iy4iril..6H Ae,P. ) 11? fi-IYll&l?14 .6

RICHMOND CHURCH CHARrrY EsfATES Annual Report io 12 I￿￿rnc￿d thurth tharfts Estate knwjal RerKt 2024

RICHMOND CHURCH CHARITY EsfATES ANNUAL REpoirr amrftable The prfncipal Obi￿t cé the Charty is to ary wrtxes Lrf Pdrfish Churth1St Mary Mag&31enel including repalrs ts, Imwovements rf, or to lthe aThJ it5 wec6ncts, the malntenarte of the Servi￿ the￿in or thereth. l) Make the folkwlng llx&l an￿rty kn tLtsI to £12IKI: Rlchmond Church £7 The Vkarage of the Parith Chuth of RkhnKf#J £1 st lJhn the D￿ne Chuwth. R•thI￿)d St Mathias thurch. Rkthmoryl Hoty Trknlty Church, RithrTthJ Any funds avallat4e dISirf￿rtl0n are to be apF4A tcwds re￿￿1￿ cfy)n&ted wrth the Pa￿sh ¢JwJTth cl RthmoThJ, or the bultdir•J of a fuThJ fcf extr&thry rwalrs to the same, cr wry seT)us emwgerLy affecting the other thurthes named 7bM. £1 2) Wre ?￿nUal ful tr a¢￿ d tt CTrwlty. Fc4kAthg a Pastrwal Re(￿an￿&th In 1995. ftkl¥TKThI (St Magjaene) (￿￿ned wlh St ￿hn the Divlne and St Math"as to fom Rthond Team Mlnw. TeBm Is y￿1 In thls Rep)rt b) deTre Rkhmornl p￿tsh a)uKh excerk wlxre ¢)thuwb5e stated. The I￿arIty was eststl1￿Bj by ￿ kt 1828 altMx Its we ltsJ ts (l to a grnrt of lJ)d m&Je by Merton In 1375. Tial R•tyrn Apwo•th , apwoath, ena￿1r￿j the Tnjstees of ttE Chth to de(th wlhth part (rf%ry) rf the unarpl1￿ totsl rthrn fmm the a55ets of the Charity shall be disiributed. The effert (the (hder 15 that ￿ TnJ5tee5 dlThticffj to distribute any ￿ount up to ts total Val￿ of the mapp￿ rebjm In fvrthu￿ (hrlty, or to retsin the of the unled rettwn (1￿.. to me The TYustee5 have ￿et￿TrIned tlhx In the exerclse ofthls tr to te to mabtsln the The Tnthes the dLstrlxJtth rate cm a trknnlal ￿ In 2024 • Irfftase in the rote to 2.75% from 2.5%, uslThJ the of the Ir￿1r￿ awaje ￿ totsl fuThls of the O)arfty kn the audlted fina￿[al 5tatern￿ts in three wKedirrfJ I￿. was ar¢v4￿. The rth rnte Is aw4K314e fty dtstsitth'ons in each of the three fi￿n(la1 ythrs fnyn 31 Dec￿ 2024. Publk b¥￿fft Consid￿ that the Charws siatul obi&tives test oftervJ forthe put4ic Nrtt of the Trustees recefft any prNote benefit frrmn acbvit￿5 rfthe ￿ty. thnTh)nd Qwr(h Chaiities Rewt 2024

RICHMOND QIURCH CHARrrY EsfATES ANNUAL REPORT It isa pkagjreto retth agan thatthe Rkthnx)N1 thurth Cfvirty Ests 1a5tyddive￿￿ on rts keyoWli¥E ofprowthng fijnding for the fabn"c and repairt Rithnb)nd Pdrish ￿[￿Ch. The tot grant for 2024 was £ 465.200. an increase over the prewious year trfjthr with the first trarKhe of £500,(￿} b) 9JlVYt the Parsh R(KKns We were also pleased to grant £20.404 to Holy Trinty, RKhrThJThl for enwKy trAJthliry in wilh our d￿ritat￿e Obj￿￿VeS. We sold c of ￿r resldethl wcwues, 44 St Marfs for £1,075,LKKJ ￿xI £875,(m af that has teen reinvethj in our Our totsl Income rose to £465.gJ3 and eXF￿thJ￿ fell b to £96,316 as ￿￿r5 Ffoperty portfolio reduced. ￿ in the wemous year, a fall in woperty Ir￿￿e was offset tya rése In InNslrn• I￿(￿ne and interest recelvable due to higher dep)yt rntes. I￿orne frw inth￿ts r¢6e by so¥ne Il%, party refi￿tir￿j the all(￿0￿ funds wh￿￿a5 prc¢vty IrKonx fdl ty a simitsr arThJrt reft￿ti￿j the sale ￿ c￿e wom. Beraw { our &JopYcffi of a Totsl RettHft woach to di5irlt&rtK￿, a￿ atle to pay OLrt fmm wiial rf fwr ¢(knt4wJ irKome is ￿￿jffident Jr ¢lthuthJft tsrget t￿ 2.7S% of tctsl capknl, a ralsed fn)m the 15%. ExdudlrKJ signiknrt cash re5ens, that captsl is Sk betwn 65% investn￿, held In a variety of Investment fvTrJs and 35% re￿I￿ntral Fcyrty. reser￿ Ikwre Temalns hNJh pendir¥J further dlstrllyJtiMs. As we have stated before, 6t Is our intwi¢lM to sem dcwn the aThl In Investmwt furbts. We a￿ fiexiUe In wTrJit rrf I ternis crf asset allLKatlon In ter7￿ of fu￿ manaps. We are rthfy so derend• orb the urJeTperfoming UK stctk market as rnany Charit￿5. vlth thy 20% In UK equlfjes compJ to 50% in overseas equides, the rest in bonds, kYOFeTty and af(ematrves. Trustees have mJe the d&i5m to the b￿S of managln9 gdng fO￿ard by apwintiNJ ¢>re th5uet)w markw to tske ¢)vtr the manag&￿t of our assets folb)wlr¥J our e¥￿tyng Inthert g￿lnes. Thb5 S￿¥jIj a nwre SLsWnatle Iwtem stthvartshlp than cwr cuYw prxyce of selthg fun(ts Ou￿. A LW wlill take F4xe ￿ Mwth 2025 be•thThJ to apwnts The govemtdKe of tharths cfjrtjn￿ to be uThler STh $¢n￿rry, I SUM bdth we Temaln In a thls respect. Good governar￿e r4uires gocxl tsustees. l am delbht8J that Amanda PAlams JOI￿ as a trustee last year as we say farewell to Chars Sdlkn wm) has stct41 as a trustee. As e¥v, we cryrtlnue tt) t well seryed ty oui Oer Tony Cmby 15 dllwt kn hLs stewardshlp Lrf wr N¥tftlb. I we lo the fUttl￿ wtth g)me Net expendtture for the year was £778.99912023- £358,558 rt IrKml. Tre Is rewlt of ald￿lonal gwants Total Irtome for the year ofE465.S03 was totr IrKmse In distsilyJih)r6 on fin￿al assets IrK7&% wJ hddirrfjs folknysThJ ￿ sale of a from 1rNeSt￿ fuTrJs njse ty IOfft• to £294A64 (2023: £266.203) ahlthns to fv￿1 trddln9s folkyiNJ the sale of a proFety in 2024. Investmnts wRh a value greater 5% (rf the kYMtft4k) at 31 tcember 2024 were.. COIF Charlues Global Equty FuThJ JP Morgan Emerging Markets Ftmd M&G CharfboThl M&G Char6fuThl Neyrton Growth and IKome ￿jnd for Charils

RICHMOND CHURCH CHARrrY EsfATES ANNUAL REPORT Pr￿erty incon for the of £114,266 (2023.. E129,518) vos 11.8% due to the full Impxt of Income ffftgone on the proFerty sold in ANII 2024. Net Un￿liSed h)sses on imstnvts Mve £159.582 (2023 . £487,694 ur￿eall5￿l WTr). The ￿1n5 on the Investywt NtfOl￿ of £333,9L8 (2023 . E5II,694) •￿eaS￿l Inbstor cCfflfiden￿ folkn￿r￿ eleth.cms in the USA and expectaOon5 that interest rates wll fall in 2025. Thts was Offr￿ ty the vnwlls&l bss on the property Pcrftfdk) of É493,500 (2023 . £24,000). It is the result of an external vdualjon C￿d cArt at y eThJ in xc1ydar￿e with the stataj valuthn [￿¢cY of the Cash deposlls hekl In a mw market fund Int8est In￿me of £￿,373 (2023.. £5B.5291, was 3.7% kMEr th to the pa￿nent of addltyonal g￿ts of £520,404 bvhth had the effeLt of redtKirwJ the average fuTrJs hdd on dekTh)sIL In addltycffi, lrterest ratss 5t¥ted to fall in Q4 2024 whh afve￿e Grants made of É985,&)4 Include addrtiond grants of £520,404 comwgru £5Q),Crf)O to the PCC of Rithmnd teitYJ the flrst trand)e of the grant for the redeVe￿￿t of the tsish RC0￿8 £20,404 barrfj a grant for ￿ergerry tyJik4lrrfJ works to Hoty Trfnlty, &xdudirKJ anwts, th2 reg￿r gr￿ts gi￿ were {465.2￿ {2023.. £459,2￿}, Incmse ol 1,3%. FUTURE PLANS The Trust￿ alrn to malntsln the tsbrk cf the kNeS1￿ try Ca￿￿r￿j tyjt progrnmnRd ￿nt￿￿￿e and olh repalrs as requbred unbl vh)ole PTopertles tecome vXantV+t￿ be s(thl, and the prThls Invested Snto Investment fvnd5. IUSK MANAGEMENT likelihc)J and impact of thc6e rth ￿ng reali5ed, tr•Jethw the Mea9J￿5 In pke to manage M￿"gate SLth rlsks on an annual basis. The results ￿e recorded Rtsk Regster. The rlsks the h￿hest ￿e$S￿eTht (c￿51￿ng both Impatt and IlkellW} a￿ bekw. tcwher v411h mWNs'. Loss of key staff Theauk to the Truees Is the onty em[￿. A p¥￿Jure5 manual h45 been red. The aerk meets￿UlarILW[th lfft Chalm)an. The Charity ts In%￿ed In a di￿$111ed wjtfolb) of flnaTKLIl fijnds and reshjenlial irNestrent prrwtles In Rthmond. The C￿ty has an lThvestment Polky whth Is re11th￿j annual￿. The F￿￿￿0 is against the aThJ is rebalan￿0 l . The Owrlty hc4ds cash 8]ufvalent to annual fft awaTdgJ and slx )nths of ots exkwmlthre to ￿JId reakgng assets du￿ng a [erI￿j of $4Kkn ￿Nne In finanaal mark¢ts. funds are incr￿e generating and ' kl c￿ the reV￿Rd the Twstees annuall . The re5thibal investment wowtie5 are ￿ as Assur&J knrt￿d Tena￿leS or as Regulat8J t￿arKles. Management of the proFertits Is dele￿ to a kyopaty management w￿> a￿ reswrsllAe for tenar chan are made. The reSI￿￿al inVeSt￿t Wcwt￿5 are subject to r8Jular inspecbcms In accorda￿ wfth rwJul*(ry requirements. Management of ts proFertbes Is delejated to a proFaty Manag￿n￿lt ￿￿PanY who ae reS￿￿￿lts1e for Investmtht rfsk Suffldart cash to make grarrts Change5 to proraty terbant I￿hts ChaThJes to landlord requ￿T￿nts for prop

RICHMOND CHURCH CHARrfY ESTATES ANNUAL REPORT The R¢chmwKI Chaity Eslates s a regi5tued ct {Tr&) 2127n)). Tr plncipal g)vwnlrg are an PLt of Patlment of 1828. l￿rtS onty rf th ap¥ty, ￿ a ￿t￿rne dtsj 27 May 2CA)4. The Trk&ees have respjnslblty for al asperts rf the OriVs thternunlng the strategy and Chawman can serve an athJWknnal ￿ yews the of his cff her the seCr￿d term. Trustees wtll ￿ualty tre indNhluats with So￿￿ In¥(l¥w￿ wlth c17e d tr ￿l¢tS PCC fA aThJ have rdevant skjils a￿1 eXper￿n￿. Recrurtnnt is ty invitati￿. The fdl)wing Trustets Y•we In pjst for the pthl l 2024 to the dale of a￿￿la1 c these flnarK?al statements: A G Saundets- ltsmwi Mrs A Adams (from 17 W'l 2024) Smern Mrs A M Khan Ms R A Martin J C st51￿r (to S Iwll 2024) M•nagoment The day.tTrday operkn aNI Ar4strntkn cl tre {￿ty ts tyjt brf a salknj aerk to Tntstees. The aerk The Trustees are re¥￿￿tle for sethng the remu￿ dthe aerk to Ihe Tn&ee& The aerk L4 not a manter of the proceets In Invesiment ftmd& The awity r)t <e(fjy In stcth arbj thares but thrwgh a dtverslfled wJrtfdk of knvtstment funds mana3ed by several differert irNestrnert rNirwJers. The of the investM￿l pJrtfolK• is It Is the Charitys to nwntsin a cash balar￿e 8]u1valw￿ to at t st< n¥Jrrths ￿rest￿ expwthre I￿ILK11rg any dlstrltrxrtions due to the tentharls The wa5 Rlthrnc￿d c￿r(th Charldes Est* knThJal Rq)yt 2024

IUCHMOND CHURCH CHARrrY ESTATES ANNUAL REPORT TRusfEES A G Saunders- Chairn Mis A Adams S M Blown Nrs A M Khan Ms R A Martin CLERK TO THE TRiISTEES A E Demby PRINCIPAL ADDRESS 59 Church Ro￿￿ Richmond Sutrey TWIO 6LX REfjisfERED CNARrrY NUMBER 212770 AUDThORS Kreston Reeves LLP 2rrfJ Floor, 168 knredltth HvJh Street Lon¢kn EI 611A soucrroRS Moore Barlow LLP Frameworks 2 Sheen Road RSthmond Surrey Th19 IAW 8ANKERS Lloyds Bank pk 19-20 The Quajrant Richmond Surrey IW9 IBP PROPERTY MANAGERS HML LAM Ltd 11 The (s￿drart Rlchmond Surrey TW9 IBP AF4)ro¥ed by ordw of the PJaYd of Tntstees on l May 2025 aNI >Jned its Lhlf ty: A G Saunders.

RICHMOND CHURCH CHARrrY EsfATES TRusfEES' RESPONSIBILrrY srATEMENT FOR THE YEAR ENDED 31 DECEMBER 2024 The Triisrees a￿ for weparing the RerKrt of the Tnjstees the fi￿rt￿lI Ststa?￿ in accordan￿ wth apkgiraiAe law and Unite(l Kiwn NLrLNJntxKJ StsThJards (Unit8J Kfinfvn fA)eraly knqed AccountirKJ P￿ct￿e) induding FinJwKial ReF¥xb'ng StaK1wd 102 Tr RqJtirYJ 5kndMd awbcable In ￿ UK and RewbkcoflrdaThl' The law appl￿ble to chariU85 in EThJland W5. the Clkirit5 P£t 2011. Chffj Ikcojnts and Re￿￿5) ReJula￿S 2rM)8 aThJ the of the lJtst t1eed rLyi1￿5 the trL&ees to wepare finar￿1 thtewnts for eath flnandal year which gfve a true arKI tsr vmy of the statÈ of affairs of the tharity of tr incoming re￿￿J￿ and applicauon of reswrces, i￿ludI1¥4 the aThl exl￿MI￿ure, ( the cthty frr that ￿￿K1. In ￿epa￿r¥4 financial Statem￿ the trustees are required to otserve t￿ methcNJs and pn"nclkts SORP,, . rnake ￿d9n￿ts aTrJ esb"mate5 that are reascfflat4e and p¥utht' . state ￿ether aFylkalle accwntlNJ have tttn frAknve4 to mthal thp3thre5 arnl eXp￿1￿j in the finatKaal statawts: . prepare the fina￿1 statwnats ￿ tr gtJwwJ ba515 ￿lesS It15 Irkiptywk* to lthe charfty wlll c￿￿"nUe in bwlntr& The tsYstee5 are reskkJNble kee&NThJ proper I￿￿ni11¥J d￿dI￿ wtth reasonable acoJraq at.any tlrne the financial posltlon d the charity and to eTh3bSe tkni to er￿u￿ that the fitwda statements comply wlth the Charities Art 2011, the Charity {Accwrts and RekX)rtsl ￿ula￿￿5 2rTh and of the trLLSt deed. They are al d&ectlon of fraud aThJ othw ￿regUl￿110es.

IUCHMOND CHURCH CHARtrY EsfATES REPORT OF THE INDEPENDEpif AUDrroRS TO THE TRUStEES OF RICHMOND CHURCH CHARrrY EsfATES OplTrlon 31 tkcemtrr 2024 ¥¥hich comw the stth￿ of fin)dèl ￿t￿￿5, the Balrte Shrt the Cash Flry4V Statement and notes to the fin3n(ial statements, including a ￿rnMary cIsv￿lfiCant Thefinana rwbng fr￿&¥Ork that has been in their prepaiation ￿ aptArAible LwAf and Urited SI￿dards (Untsy ￿r￿J60M r￿￿rallY Attept&J Accr#JntlrKJ Pr&XKe), FM•xial RewMtiThJ garthd 102 Tr FITr￿￿31 RekYMtr¥J Standard aFfJlkable In the UK and Rewt4K ( ￿￿antt. In our owicn the flrkindd StateTh￿ts: glve a true aThJ fair vw4 of the stste Of￿ dwrtvs 8T￿5 as * 31 2024 and of Its ItK(xnlng regjjrw and appllrntion of resources, for then ￿K￿l. . have been prwty wepared In accorilm wth Untsj Kln9kn kce&￿I Acowntlng PractKe, ￿nd￿j[t￿j Flnanthal ReporUr¥J St•)dard 102 Tr Fin0￿jaI Rep)rtI￿ StJ¥J¥d 4kw1cab￿ in the UK arKI Rwitllc of Ire￿￿1 and have been prepared in ￿cordan￿ w41th the rV]￿rem￿ts of the Act 2011. We conducteil our audit In accordanee wlth Intemati￿1 5tsrn1•ts on AJJJitlrg (UK} {I&As (UK)) and aFty1Cab￿ law. l)Jr TeswnsltrAlides under tlw are furtPw dtsoitej In the reswjrslylibes fDr the audit of the financial statements sectkn of our reF#NL We are InthFthJent rA the duity in ax(Ydance w1th the ethkal req￿rements that are relevant to our audit of the statern￿ts In the UL Ind￿j￿ ts FRCS EthKal &andanl. aThJ we have fvffi11gY our other ethkal re5p)nSI￿1￿1fyS In wlth these rewSrements. We t1¥3t the ￿ •kknce we have Lthlned ConduJlon• velatlty to goITrJ In auditing the finand state1T￿ we hm ¢￿ILKIed IJ￿t ￿ Tr￿ the gJin9 Cor￿ ba d ￿t￿ntIng In the yeF0rakn dthe tlnandal SlateM￿ Is tha¥ IThJI￿d￿aIfy or cdlectrtyi WOY Cast sKJnifwt dwt cffj the tharws ats.lty to CcrtIn￿ as a going concern for a secthns of this repo Annual RepJ¢ other than the fina￿al siètewnts Rewt rfthe lrrf14Th￿ thereon. In conneLknn with our a￿￿1t of the fin￿￿& statem￿. ow bs to r￿d the rthEr inforn￿ aThJ. in doing so, cor6ider W1￿[her the other Inforrnatirm is materlalty irKOr6i5￿t wlth the financial statern￿ts or ￿r knowl&ge obtsined in the audit or cthenyise appears to misstataj. If Id￿ s￿h materi Im)sistetKaes or apparent materlal misst&emwts, we are ￿Ulled to detwnine there is a matsrial msstaiement in the finandal statements or a matenal M￿Stat￿nent of the other infc#Tna￿n. If. cffi W￿ hwe wfwmed, we condude that tsre 15 a motthal mts51￿ of this otr*r mf01￿￿ w￿ to rerANt Ihat f&L We have nothing to report In thls regard. Matt•rg on whlth w• arn rnqulved to rtport by •xcesth1 We have tTrthirrfJ to rewt In respect 0fts￿ matters where the (h¥tks PLt 2011 rwires ￿ to rq•xt to if. In wr O￿nI)n.. or SYff1a￿t accounting records have not kqt" IJT Richrnond thurch cha￿e$ Esiate RqYJt 2024

IUCHMOND CHURCII CHARrrY EsfATES REPORT OF THE INDEPENDENT AUDfTORS TO ThE TRUSTEES OF RICHMOND CHURCH CHARrrY ESTATES As eX￿ained mre fulty in the Trus￿ lju￿ are resp)n￿e fr)r the pwarthn of the financi￿ Stste[￿ a true * faw vi￿. a￿1 for s￿￿ irtsnal c(thl as ￿ tr￿tee5 d&ernils i% nKessary to enatrAe weparnkn rf finarKial Stater￿ts that a￿ free frcrfn mLSg2ta￿ whether due to fvaud or error. In weparing the fin￿(la1 st&eftwts, the I)￿ e resp)n9"ble for asw tt d￿rty5 ats.lity lo contsnue as a wlng Cc￿cem, dLscbsThJ, as ap￿trAe. matters rel&ed to gL4ng c¢mcem u4r4the gjlng Conc￿ basls of accountiThJ unless We h4ve aFp)lrted as ajdttor urmjer sth 144 ofthe Chwlues N£t 2011 aThl ￿￿K¥t In the Art and rekvarrt regulab(Th or eIr￿t tlwrwjtr. mIS&en￿t, whether due to fraud or eTrcff, and to isgje a ReFQrt of the Indepe￿￿ntA￿IItoIs that Irmjudes our ov"n￿. Reasonable aS9jrar￿e is a high of is rKta th an au(It condLthJ In accordan￿ ISAS (UK) wlll ahyay5 detect a materkil msstatement It exists. Mis&wI￿ts ￿ ￿se from fra￿fj or error and are consldered matell￿ if, indiwdually OT in the wjregatr, coubj r&150natty be extthl to Influer￿e econom ¢)f usets taken (ffi the basis of these finarKial statww IrregU￿ribes, SnckJthn9 fraLI, are rrstm cl rnTrc(xYWiarKe vthh IM and ￿￿￿t￿n$. We ￿￿￿ureS In Ilne wlth our res&m)￿li¥lltie5, Cth1￿1 atove. to detsrt materi mrsststements in rts(rt of irregutsrfU Indudlng fraud. The The obJectNes crf our audit are to thntyfy and assss tre rtsls of matw flnarb)al statern￿ts due fraud or wror,. to oixaln gjfflcknt aFvc¥xlate regwdtsYJ the assesJ vlsks of mat&kl rnwatement due to fra￿j or wrnv.. and to reskwKI appywatrly to ilThe rtsks. Based on our urbJerstsrKJlThJ oftr chlty * Irom, w41th the Trwtees aNI obr management las requlred by audlb'rKJ stsnd¥ds), ￿ kJenVfi&J that the p￿￿￿al rbsks of n￿<0M￿lIan￿ with laws and Tegulatr" rd&ed to heath and safety, antikn.tay and law. We ￿ld￿￿j the extent to wNth rx)n<ompliance mlght a matwkl efferton the flnanclal statanents. WeaLso ccffisbjered Liws arnl ￿ulat￿fts that have a direct impatt on weparatbn of the fiN4naal steftws such as the (￿be5 SORP (FRS 1021 Second Ethtion {rdeased Ortotw 20191, aTh1 other Teknnt (Jwrlty We cunmuntatej JerthtsJ laws and rÉguL4tron5 throUgh￿rt our team and remained 3￿rt to any iThJkations ￿ Trjn-coMF4o￿ througtrlxrt the autht. We evaluthl Trustees. a)d Man￿emen¥5 In￿nIVeS and opp)rtunéties for ManwIa￿ of the flnandal st*ements {Ind￿j1￿j ￿ risk of override of c￿cl5) aThJ detemilned that the ￿n0[￿ risks refated to bias in xC(￿nting est"mate5 and jLfvdgementsl regLdatsons [l￿￿dIr￿j ￿ aTrJ safdy) aThl fraLwJ,' . .and Valuati(￿ are owstatsd: aThl PerformiroJ analyb.ol pr￿&Jure5 to Njenbfy ￿ unusual or r￿￿ShIpS, I￿￿Ing relatej pty transact1￿, that may h1kate risks of ffjisstatw￿ due to fraÈKI,'

RIQIMOND CIIURCH CHARrrY EsfATES J'rr?U4F.'o H)Jll ' Inv,'")y REPORT OF THE INDEPENDEKf AUDITORS TO ThE TRiISTEES OF RICHMOND CHURCH CHARTfY EsfATES Mat￿al M￿late￿ In fi￿[￿1￿ slatal￿ts ￿ rnn-C(ln￿l￿ wrth regulabon. Thbs risk inC￿Se5 the [￿re that C(mplia￿e with a law or reguLon 15 re￿)Y￿J from the tr•￿(1￿)r6 in the finanaal ¥2tements. as we wll be bes5 likely to become aware of insta￿eS cl non-c{￿[l￿￿r￿￿ . atwj assessthe risks of material m15st&eTh￿ ￿the fir¥9￿1￿ whethw t0fra￿￿ or error, desvjn and perform a￿jIt wLKeduTes reskM)nth to th)5e rtsks, and c4Xain a￿lIt that Ls gjfflclent and apwwate to provlde a basLs for our ownbn. . Obtsln an 0flntema1c(￿tr￿ In wlertodesJn a￿lit pY0w￿resth￿rea[WprIate control. . Evaluate the approwlateness of aCctrJI￿1￿j ￿￿1￿leS and rf xrouitry &mate5 reLited dls¢losures made ty the Trustees. . thKlude on the appKoprktenes5 ofthe Trwt Ltse ofthe golng ccdw) basis of￿(￿F¥j aThJ. basej on the a¢yJlt evfjden￿ obtslned, whether a matert uncertslnty e¥lsts relknj tr) e￿ts c coTrJrth)ns that may cast nlncant thxsbt orb the ￿mesa￿lty to cOnUn￿aSa c£rfKem. tfwe Co￿￿￿￿that? material u￿9alntyex15ts, a￿ requir&1 to draw att￿tic￿ in our a￿1￿￿5 rwt to ts reed ¢th¥￿res in the fffl￿dal siaterne￿ c￿, dLsdc6ures a Inadequate, to M￿lfy our oplthi. (Jr ccffjdu5b3n5 we based M tre Jud￿ oLtalned up to the date of our audit(¢s ￿￿x)rt. However, future cff cond￿kn5 may ouse s(tsne to cease to CfM)tJnue as a wlThJ Co￿eM. whether the financlal stments reVe￿t the U1￿ tsar￿￿& ￿ thtnts in a manw that achieve5 faSr We ccvnmuntate wlth those wfth regaTdiTrJ, amwj Lts the pknn&J so¥e tsmlThJ of the audr( and S￿n￿cant audlt flThJlngsi InC￿jd6n9 any 5vwfftant in internal c(th that we ldents.fy durfng c￿r a￿41￿ of our report This reFNt rs made >JW to the truslees. as a t￿, In KrLYdm SectJri 144 (Jwrities kt 2011 and regukkn made uThJer Secycffi 154 of that has be￿ x) that we mhjht stste to the puw. To the fulkst extent wmtted by law. we thj nrt &ceptor ￿SUMe resp)r&"tx"lty to any￿￿ other than thE tharfty and the charty's trustees as a for (w bvorK for thls rep)IL OF4nths we have f0m￿J. IrtsL•) LLP Kre5ton Reeves LLP EllgUe to xt as In twThs rf Sth 1212 of the C(¥nw P£t 2Tr 2nd Flcor 168 Sho￿￿ Higth Street Lond EI 6RA 6 May 2025 Rithmond ￿Urth (JaritEs knrwl ReFK*t 2024

RICHMOND QIURCH CHARrrY EsfATES srATEMEiif OF FINANCIAL AcnvrrIES .. FOR THE YEAR ENDED 31 DECEMBER 2024 2024 2023 Totsl fvnds fvnd furts INCOME AND ENDOWMEKTS FR014 465.503 465,503 EXPEIIDrnIRI 014 Raisin9 funds 83.029 83,029 112,120 Dlstr6buUorts tts Rklth Team DistrlbuUon5 to Trlnlty, RkhmoTrl xed annual apkyokvlatkns 458.( 20,404 I.2￿) 16,287 1,21)0 12,066 16,287 J,316 1,084,920 583,386 333.918 1493,5(YJ) 333.918 (493.5￿} 511.694 (24,(K)O) NEf (EXPENDfTURE)IINCOME {985,E4N) 206,605 (778,999) 358,558 (778.999) 1778,999) 358,5S8 RECONCIUATION OF FUNDS 18,456,276 18.4%.276 18,097,918 TOTAL FUNDS CARRIED FORWARD 17 677 277 17 677 277 18 456 276 All acbmlies frcrfn c(xlrwlrrfJ ￿￿ts. -iO-

RICHMOND CHURCH CHARrfY EsfATES BALANCE SHEEr 31 DECEMBER 2024 2024 .' Totsl fvrthts 2023 fund funts Invegtments io li lo￿68.936 IOW,936 9,&50,018 16,n&436 1fy728,436 17,LW,018 CURRENT ASSETS 12 4.693 53,789 Cash at bank 957 1.376.958 CREDrroRS , AwK)unts fallln9 due wthln c￿e (13,248) (13,248) (8.700) 17.677277 17,677,277 18,456,276 NEf ASSETS 17 677 277 17 677 277 18 456 276 14 Unapplbed Totsl Rdum OrJinal Gwt 11,397,186 12.176,18S 6 280 091 17 677 277 18 456 276 18 456 276 The flnandal siements appwj P¢ard clTnees cn l Moy 2025 were shjned on Is be￿lF by: AGSau Irman RKhmond Owrth (Ywlues Est Awl RqKrt 2024 .11.

RICHMOND CHURCH CHARrrY EsfATES r- NOTES TO THE FIPIANCIAL sfATEMEKrs FOR THE YEAR ENDED 31 DECEMBER 2024 GENERAL INFORMATION The fv%grKial ststanents have tttn pwar8J in Kcordm the Flnancial RepKlrtl￿j StsTrJard applicatle In the UK and Reputlic of Irelayj (FRS 102). The Chrlty 15 a tenefft enuty wrr¥ws of FRS 102. The (harity also prepares rts filW￿al Stalen￿ in 7Mth tt knKV)ting and Rqx)rts'ng by char￿e$.. statemert of Recc¥nmend&J Practio apFIK3tr4e to t￿lieS prepariTr4 Kcounts kn KoirdarKe with the Fbnandal Rep)rt5ThJ Stsndard a￿katIe In the UK and Rewtlk ￿ Ireknj. The financkil g2temeN5 are pYepar8J cffl a concem basls, th a59jlr￿ that the wlll ccffltinue as a goi¥vJ Ix)rKEm for foreswtrAe fLrture. The Tru a)rsMkr&l ￿ ChariW5 f￿r￿aSts a￿1 promtions a period of 12 nw)nths from the ap(thal of the finarnal stemats aThJ have condutsj there is a reasonat4e ex￿￿tIOn thaithe Charlty has a1o]uate trj conu1￿e in OFwational eXIst￿ for the foreseeable fubjre. ulumate Is kwobable ￿ the •YthJnt to L recwlsoj ￿ be qL4inUned rea9xalAe a¢￿￿. Interest on hehl on der￿t 15 th1￿ recdvth tre arr￿urt can be meawr&J ￿lI)b￿ ty the Charlty. Ihls Is rrnlty LP)n of the lrterest pald or payable ty the bank Dmdwth ¥e rectsjnlsed exp¢ndltyre uatr￿l￿es ao rec(3nis&1 asexrmjthre as a5 there 15 a ￿1 or 0)nstr￿ obilgakn commlttirwj the Charfty tothat eyndth. ￿+5 wctht4ethat a tranthr decor￿￿ t￿WtI ￿ ￿uIr￿# In theanw)unt the oblytth be nwsuTed ￿l￿b￿. ExpuK1iiurt 15 Statej of irrKoverat4e VAT and 15 ￿COunted Cc6ts of 9eneratiNJ ir￿ude cost inirrejj in &Jn¥niat•Jn of the rertsl properues and collecuon of ntsl iFKome chanJed by the ￿agernent ojnpany. A (se*ryty p￿c￿t ofthe d¥k¥ fees fr)rb'me spent cffl aJminIstrat￿ alkd. &)venki￿e ccsts iTvththose incurrgj N) theg)wrortsofthe WKI it5a55ets and arpwmarily associat8J ¥￿th cornstitu￿1 and statsjtory rejuiremertk TW akn Fercent dlarge for the.derk's fets the Chttlty. Invesbment wop£trs a￿ mea9￿￿d i)itiaty After inttial r￿Ogni￿0n, lnve5tsn￿t tKOkvties are at thelrfairvalL. Fair value is bos8J on marketvaR. Extwna val￿S are obtainej ewy

RICHMOND CHURCH CHARrrY EsfATES NOTES TO ThE F114ANCIAL STATEME1￿5 FOR THE YEAR ENDED 31 DECEMBER 2024 Investments are a form of ba flnaKI insirumerrt ar1 are r•xrfJnLsed at their tranS￿l)n value aThl subwuentty n￿asur&￿ atthw'rfalr value as at the bala￿t tht date the market Gains and losses arising on revaluats"￿ and aFe taken to of Fnanrial kkntits. Fund aco)untl Enthwmert are UKe hekl aThl thIn￿e￿I ty the 11￿ fty the L￿efft of the th¥lty. The Enth)Wrr￿t fijnds are dlvkd the VBlue grft and ££￿¢ beifwj the unaFWieil trtal rettrn. The value of the cffiglnal gft must be maintaln&1,. however, exh year the Wdlue ￿ the trAal rtum to te is the Tntstees. The irKom reltrmrt tr) fuTrJ to fu￿1 as re(wlrgJ by the SORP and the amr4Jrt of tre ex￿dat￿ endoww)t apF4d thJrfThJ the yw Is [￿eSt￿tal as a trarsfv tetween fvrn1s L the fa￿ of the Stat￿￿nt of Ananoal Actfviuts in the ￿te5 to the ￿0)unts. IUDGEMEMTS ANO KEY SOURCES OV WIMATX014 VIKERTAINTY In opr4Icatyc￿ of the tha￿$ KCour￿￿j w4kles. tsTNstees are rèxlred b) make hJwents, estlmates arkl assumptims atrrfjut the aff￿unt rf assets aThJ lia￿th$ that are rKJl reajity ar4Jarent frun other sources. The estlmate5 assumptths are basaj on hlstoncal eXpw1e￿e aTrl Lts tdctcrfs that ¥e cThWdered to be relevant. Actual resuts mty dlffw from these estlms. a￿ recc¥Jnised in the in estimate is rewtsaJ Vlthere the mtsK)n aff￿ts that pertt￿, or In the Crltlcal Judgements calculed to r￿n1￿￿ woFety value kndke5. a5 the b ts faw value of Its inbstment prore￿ In rte 11. INVEsfMENT INCOME 2024 2023 114.266 294,864 129,518 266,203 DMderKts rffefvat4e -1>

RICHMOND CHURCH CHARrrY EsfATES NOTES TO THE FINANCIAL sfATEMEiirs FOR THE YEAR ENDED 31 DECEMBER 2024 2024 2023 16228 9.766 3.528 8,345 4￿86 14,616 10,425 2,520 7,856 4,803 977 aerks, feos Fyoperty iTsura￿e LIa￿.Ity ingjrance ttopeity Sa￿ ma￿ repair5 15,354 24 2024 2023 Gfant to RthncA)d Team Mtnisty Grant to Hdy Trirty, RkhmcKI Rxed annual grBnts 458,000 20,404 985.601 13.287 459,200 12,066 SUPPORT COSTS 2024 2023 dknrfs (knKkkliThJ VAT) Clerks, fees Foperty valuatKffl fee 9,241 3,576 470

RICHMOND CHURCH (>IARITY EsfATES MOTES TO THE FINANCIAL STATEMEpirs FOR THE YEAR EMDED 31 DECEMBER 2024 AUDITORS. REMU14ERATTON 2024 2023 Ext￿￿1 audit fee (rt(IVAT) TRiisfEES REMUNERATION AND OEIIEFIrs No Trustee any rWNjnw￿￿n fty svvice5 as a Tntstee fty tr￿ (2023: Enll). ) TnL8teÈ Ere ￿1￿ IN the {2023: £nll). io. Ust& MARKEfvALiIE At l January 2024 Fljrchases aluatkin 9,660,018 875,000 333 918 At 31 DKenY 2024 10 868 936 NET BOOK VALUt At 31 Dtternter 2024 10 868 936 At 311)&embw 2023 a￿ ststEd at the bld -1

RICHMOND CHURCH CHARrrY ESTATES NOTES TO THE FINANCIAL STATEMErirs FOR ThE YEAR ENDED 31 DECEMBER 2024 ii. FAIRVALUE At l January 2024 tY5rK)5al 7,428,000 (1,075,000) At 31 D8cents 2024 5 859 500 NET BOOK VALUE At 31 [￿nter 2024 5 859 500 At 31 Cwter 2023 The Kyopubes are SI￿￿n at thelr matrtv&l. ¥KI subi&t to tenandes app￿￿ats. The valuatic 0Scy is fv investmem w0p•t￿ trj be vakl ty a 9Jr¥ey five years. tnterventng valuattons a caloJLited ty rderwKe to rwised &Yyty lThkns. Tr n>Jst recalt extanal valuath)n was at 31 Decembtr 2024 by SRVO Fyopty Umlted, a Regi#tr&l VJW. The Chartty owrs a Interest hi ¢xoJpled by the Church Estate Alrykn. Sheen Ro&J, Rlchmnd owned by The RJthncfiJ ￿arIts. If ￿ of tt* ahn4YAtses cease to be u59J pernwnentsy as gjth. half the Wdlue of the lexdL#thng ts vlue added iry tro kyes￿￿e d the a1rnsfvj￿j trn payable to the Charity, unkn ￿ land b g)kl Jkl ￿ wcKeeds d Sa￿ are usal to punthase We￿￿eme￿ land for the pmvLsk cl a5m5h%w vlthln a retsjnth t5m2. 11 DEBTORS: AMoiIKfs FALUNG DUE wmiiN ONE YEAR 2024 2023 FuThts hdd try ￿lI1r￿j wls Rentsl and maintenaw dettots 1,0 976 976 13. 2024 2023

IUCHMOND CHURCH CHARrrY ESTATES NOTES TO THE FINA14CIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 I& PRIOR YEAR ￿ATEmENT OF FIIIAIICIAL ACnVITY fiJTrJs 2023 IMCOMt FROM tnvestmert Irome Yotsl 454.250 454,250 EXPENDrruRE (114 RAislng fv￿J5 111120 112,120 Chrlt•ble acilvlt Dlstrlbutths to RlchmoThJ Te•n MlThstry xed annual apwopril Other costs 458.W 458,(K)O 1,2C#) 12,OE6 12,C66 Tolal Net galns on Invesfftnts 459.2LKI 124.186 511.694 124,OCK)) $83,366 511,694 {24,CKQI NEf IPKOMEI{EXPENDrnIRE) (459,2rAI) 817,7 358,558 14et mov•m•nt In fund$ RECONCILIATION OF FUNDS 358.558 358,558 Totsl fvnds brwhtforn¥d 18 097 718 18 097 918 TOTAL FUNDS CARRIED FORWARD 18 456 276 18 456 276 RichmThl Chjrth thaTiUes Est* Rem 2024 .1