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2025-03-31-accounts

REGISTERED CHARITY NUMBER: 212644

Report of the Trustees and

Unaudited Financial Statements

for the Year Ended 31st March 2025

for

Chigwell Riding Trust for Special Needs

Cooper Paul Abacus House 14-18 Forest Road Loughton Essex IG10 1DX

Chigwell Riding Trust for Special Needs

Contents of the Financial Statements for the Year Ended 31st March 2025

Page
Report of the trustee 1 to 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Cash flow statement 7
Notes to the cash flow statement 8
Notes to the financial statements 9 to 16
Detailed statement of financial activities 17 to 18

Chigwell Riding Trust for Special Needs

Report of the Trustee for the Year Ended 31st March 2025

The trustees present their report with the financial statements of the charity for the year ended 31st March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Objectives and activities

Charitable objectives

The objects of the charity are to offer opportunities for therapy, achievement and enjoyment to its community of riders and volunteers through working with horses and ponies.

Reserves policy

The charity depends upon investment income in addition to donations to meet annual expenditure. Consequently, a high level of funds are invested in equities and treasury stocks to provide regular income streams to assist with short-term provision of service and to provide capital growth to guarantee security in the longer term.

Public benefit during 2024/2025

In setting the objectives and planning the activities, the Trustee's Directors have given careful consideration to the Charity Commission's general guidance on public benefit. As one of the leading specialised riding centres in the country, Chigwell Riding Trust not only benefits people with special needs but also the entire community, giving opportunities for volunteering, school participation and practical experience for children and adults working with people and animals. To raise both funds and public awareness, events were held throughout the year. The manager, Deborah Hall MBE, visited many local schools and organisations. A great contribution was made by our volunteers. Without this contribution of time, energy and expertise, Chigwell Riding Trust would not have been able to achieve so much.

Social investments

The trustee is responsible for preparing the Trustee's Annual Report and the financial statements in accordance with applicable law and United Kingdom Generally Accepted Accounting Standards. Law applicable to charities in England and Wales requires the trustee to prepare financial statements for each financial year which give a true and fair view of the charity and of the incoming resources and application of resources of the charity for that year. In preparing these financial statements the trustee is required to:

The trustee is responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable it to ensure that the financial statements comply with the Charities Act 2011.

It is also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 1

Chigwell Riding Trust for Special Needs

Report of the Trustee for the Year Ended 31st March 2025

Objectives and activities

Investment powers, policy and performance

The investment powers are governed by the Trust Deed, which permits the charity's funds to be applied at absolute discretion of the Trustee. As at the date of the Balance Sheet, there were £9,053 (2024 - £23,553) restricted funds held by the charity.

Structure, governance and management Status

The Trust was founded in 1958 and the governing document is the scheme of commissioners dated 29th January 1993, as amended on 9th February 2000. The Trust is a charity and is registered with the Charity Commission under charity number 212644.

Reference and administrative details Registered Charity number

212644

Principal address

Grange Farm Lane Chigwell Essex IG7 6FB

Trustee’s directors

Dr. J Thomas Mrs F Maskell J Woodcock N Lingfield R Pohl E J Padfield Mrs S Crone

Independent Examiner

Colin Corrigan Cooper Paul Abacus House 14-18 Forest Road Loughton Essex IG10 1DX

Bankers

HSBS Bank plc 74 High Street Barkingside Ilford Essex IG10 2DN

Page 2

Chigwell Riding Trust for Special Needs

Report of the Trustee for the Year Ended 31st March 2025

Reference and administrative details

Investment managers Brewin Dolphin Securities Ltd 12 Smithfield Street London EC1A 9BD

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

................................................................. Mrs F Maskell - Trustee

Page 3

Independent Examiner's Report to the Trustees of Chigwell Riding Trust for Special Needs

Independent examiner's report to the trustees of Chigwell Riding Trust for Special Needs

I report to the charity trustees on my examination of the accounts of Chigwell Riding Trust for Special Needs (the Trust) for the year ended 31st March 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Colin Corrigan The Institute of Chartered Accountants in England and Wales

Cooper Paul Abacus House 14-18 Forest Road Loughton Essex IG10 1DX

Date: .............................................

Page 4

Chigwell Riding Trust for Special Needs

Statement of Financial Activities for the Year Ended 31st March 2025

Notes
Income and endowments from
Donations and legacies
2
Other trading activities
3
Investment income
4
Total
Expenditure on
Raising funds
5
Charitable activities
6
Charitable
Other
Total
NET INCOME/(EXPENDITURE)
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Unrestricted
Restricted
fund
fund
£
£
290,190
5,000
202,099
-
59,639
-
551,928
5,000
70,819
14,500
242,323
-
13,827
5,000
326,969
19,500
224,959
(14,500)
2,845,038
23,553
3,069,997
9,053
2025
Total
funds
£
295,190
202,099
59,639
556,928
85,319
242,323
18,827
346,469
210,459
2,868,591
3,079,050
2024
Total
funds
£
65,498
121,316
53,884
240,698
77,438
211,911
(87,469)
201,880
38,818
2,829,773
2,868,591

The notes form part of these financial statements

Page 5

Chigwell Riding Trust for Special Needs

Balance Sheet 31st March 2025

Notes
Fixed assets
Tangible assets
10
Current assets
Stocks
11
Debtors
12
Investments
13
Cash at bank and in hand
Creditors
Amounts falling due within one year
14
Net current assets
Total assets less current liabilities
NET ASSETS
Funds
15
Unrestricted funds
Restricted funds
Total funds
Unrestricted
Restricted
fund
fund
£
£
498,307
-
34,350
-
21,795
-
2,228,617
-
310,057
9,053
2,594,819
9,053
(23,129)
-
2,571,690
9,053
3,069,997
9,053
3,069,997
9,053
2025
Total
funds
£
498,307
34,350
21,795
2,228,617
319,110
2,603,872
(23,129)
2,580,743
3,079,050
3,079,050
3,069,997
9,053
3,079,050
2024
Total
funds
£
506,064
24,350
21,678
2,210,761
155,647
2,412,436
(49,909)
2,362,527
2,868,591
2,868,591
2,845,038
23,553
2,868,591

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. J Woodcock - Trustee

The notes form part of these financial statements

Page 6

Chigwell Riding Trust for Special Needs

Cash Flow Statement for the Year Ended 31st March 2025

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash provided by/(used in) operating activities
Cash flows from investing activities
Profit / (loss) on investments
Interest received
Net cash provided by investing activities
Change in cash and cash equivalents
in the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end
of the reporting period
2025
£
129,697
129,697
30,072
3,694
33,766
163,463
155,647
319,110
2024
£
(214,418)
(214,418)
143,649
2,576
146,225
(68,193)
223,840
155,647

The notes form part of these financial statements

Page 7

Chigwell Riding Trust for Special Needs

Notes to the Cash Flow Statement for the Year Ended 31st March 2025

1. Reconciliation of net income to net cash flow from operating activities

2.

Net income for the reporting period (as per the Statement of
financial activities)
Adjustments for:
Depreciation charges
Profit on sale / value of investments
Interest received
(Increase)/decrease in stocks
Increase in debtors
Decrease in creditors
Net cash provided by/(used in) operations
Analysis of changes in net funds
At 1/4/24
£
Net cash
Cash at bank and in hand
155,647
155,647
Liquid resources
Deposits included in cash
-
Current asset investments
2,210,761
2,210,761
Total
2,366,408
2025
£
210,459
7,757
(30,072)
(3,694)
(10,000)
(117)
(44,636)
129,697
Cash flow
£
163,463
163,463
-
17,856
17,856
181,319
2024
£
38,818
10,312
(143,649)
(2,576)
10,100
(5,588)
(121,835)
(214,418)
At 31/3/25
£
319,110
319,110
-
2,228,617
2,228,617
2,547,727

The notes form part of these financial statements

Page 8

Chigwell Riding Trust for Special Needs

Notes to the Financial Statements for the Year Ended 31st March 2025

1. Accounting policies

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Long leasehold - Not to be provided until last 50 yrs of lease Plant and machinery - 15% on reducing balance Fixtures and fittings - 15 % on reducing balance Motor vehicles - 25% on reducing balance Computer equipment - 25% on cost

Stocks

Stocks, comprising of horses, hay, bedding and feed, is valued at the lowest of cost or net realisable value.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Page 9

Chigwell Riding Trust for Special Needs

Notes to the Financial Statements - continued for the Year Ended 31st March 2025

1. Accounting policies - continued

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2. Donations and legacies

2.
Donations and legacies
Gifts
Donations
3.
Other trading activities
Fundraising events
Riding fees - individuals
Riding fees - school
Rental income
Other income
4.
Investment income
Investments income
Deposit account interest
2025
£
1,268
293,922
295,190
2025
£
68,106
93,638
35,589
3,738
1,028
202,099
2025
£
55,945
3,694
59,639
2024
£
2,893
62,605
65,498
2024
£
4,699
82,525
26,923
7,052
117
121,316
2024
£
51,308
2,576
53,884

Page 10

Chigwell Riding Trust for Special Needs

Notes to the Financial Statements - continued for the Year Ended 31st March 2025

5. Raising funds

Raising donations and legacies

Support costs
Other trading activities
Purchases
Licensing & permits
Staff training
Staff welfare
Fundraising events cost
Aggregate amounts
6.
Charitable activities costs
Charitable
7.
Support costs
Charitable
2025
£
-
2025
£
54,214
36
900
466
29,703
85,319
85,319
Support
Direct
costs (see
Costs
note 7)
£
£
223,414
18,909
Governance
Finance
costs
£
£
229
18,680
2024
£
17,671
2024
£
53,130
852
2,666
651
2,468
59,767
77,438
Totals
£
242,323
Totals
£
18,909

Page 11

Chigwell Riding Trust for Special Needs

Notes to the Financial Statements - continued for the Year Ended 31st March 2025

8. Trustees' remuneration and benefits

There were no trustees' remuneration or other benefits for the year ended 31st March 2025 nor for the year ended 31st March 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31st March 2025 nor for the year ended 31st March 2024.

9. Staff costs

The average monthly number of employees was 7 (2024: - 7).

No employee received emoluments in excess of £60,000.

10. Tangible fixed assets

Cost
At 1st April 2024 and 31st March 2025
Depreciation
At 1st April 2024
Charge for year
At 31st March 2025
Net book value
At 31st March 2025
At 31st March 2024
Long
leasehold
£
501,829
42,413
-
42,413
459,416
459,416
Plant and
machinery
£
38,079
35,445
395
35,840
2,239
2,634
Fixtures
and
fittings
£
126,138
89,722
5,462
95,184
30,954
36,416

Page 12

Chigwell Riding Trust for Special Needs

Notes to the Financial Statements - continued for the Year Ended 31st March 2025

10.
Tangible fixed assets - continued
Cost
At 1st April 2024 and 31st March 2025
Depreciation
At 1st April 2024
Charge for year
At 31st March 2025
Net book value
At 31st March 2025
At 31st March 2024
11.
Stocks
Stocks
12.
Debtors: amounts falling due within one year
Trade debtors
Prepayments
13.
Current asset investments
Unlisted investments
Motor
vehicles
£
49,841
42,243
1,900
44,143
5,698
7,598
Computer

equipment
Totals
£
£
14,940
730,827
14,940
224,763
-
7,757
14,940
232,520
-
498,307
-
506,064
2025
2024
£
£
34,350
24,350
2025
2024
£
£
13,649
13,774
8,146
7,904
21,795
21,678
2025
2024
£
£
2,228,617
2,210,761

Page 13

Chigwell Riding Trust for Special Needs

Notes to the Financial Statements - continued for the Year Ended 31st March 2025

14.
Creditors: amounts falling due within one year
Other creditors
15.
Movement in funds
At 1/4/24
£
Unrestricted funds
General fund
2,845,038
Restricted funds
Restricted fund
23,553
TOTAL FUNDS
2,868,591
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
551,928
Restricted funds
Restricted fund
5,000
TOTAL FUNDS
556,928
Comparatives for movement in funds
At 1/4/23
£
Unrestricted funds
General fund
2,829,773
Restricted funds
Restricted fund
-
TOTAL FUNDS
2,829,773
2025
£
23,129
Net
movement
in funds
£
224,959
(14,500)
210,459
Resources
expended
£
(326,969)
(19,500)
(346,469)
Net
movement
in funds
£
15,265
23,553
38,818
2024
£
49,909

At

31/3/25
£
3,069,997
9,053
3,079,050
Movement

in funds
£
224,959
(14,500)
210,459

At

31/3/24
£
2,845,038
23,553
2,868,591


Page 14

Chigwell Riding Trust for Special Needs

Notes to the Financial Statements - continued for the Year Ended 31st March 2025

15. Movement in funds - continued

Comparative net movement in funds, included in the above are as follows:

Incoming
resources
£
Unrestricted funds
General fund
216,598
Restricted funds
Restricted fund
24,100
TOTAL FUNDS
240,698
A current year 12 months and prior year 12 months combined position is
At 1/4/23
£
Unrestricted funds
General fund
2,829,773
Restricted funds
Restricted fund
-
TOTAL FUNDS
2,829,773


as
Resources
expended
£
(201,333)
(547)
(201,880)
follows:
Net
movement
in funds
£
240,224
9,053
249,277
Movement

in funds
£
15,265
23,553
38,818

At

31/3/25
£
3,069,997
9,053
3,079,050

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Restricted fund
TOTAL FUNDS
Incoming
resources
£
768,526
29,100
797,626
Resources Movement
expended
in funds
£
£
(528,302)
240,224
(20,047)
9,053
(548,349)
249,277

Page 15

Chigwell Riding Trust for Special Needs

Notes to the Financial Statements - continued for the Year Ended 31st March 2025

16. Related party disclosures

There were no related party transactions for the year ended 31st March 2025.

Page 16

Chigwell Riding Trust for Special Needs

Detailed Statement of Financial Activities
for the Year Ended 31st March 2025
Income and endowments
Donations and legacies
Gifts
Donations
Other trading activities
Fundraising events
Riding fees - individuals
Riding fees - school
Rental income
Other income
Investment income
Investments income
Deposit account interest
Total incoming resources
Expenditure
Other trading activities
Purchases
Licensing & permits
Staff training
Staff welfare
Fundraising events cost
Charitable activities
Wages
Pensions
Rates and water
Insurance
Light and heat
Carried forward
2025
£
1,268
293,922
295,190
68,106
93,638
35,589
3,738
1,028
202,099
55,945
3,694
59,639
556,928
54,214
36
900
466
29,703
85,319
202,478
6,973
9,297
11,371
(11,447)
218,672
2024
£
2,893
62,605
65,498
4,699
82,525
26,923
7,052
117
121,316
51,308
2,576
53,884
240,698
53,130
852
2,666
651
2,468
59,767
187,168
6,058
10,425
12,070
(8,180)
207,541

This page does not form part of the statutory financial statements

Page 17

Chigwell Riding Trust for Special Needs

Detailed Statement of Financial Activities
for the Year Ended 31st March 2025
Charitable activities
Brought forward
Telephone
Postage and stationery
Other
Miscellaneous expenses
Building & maintenance
Motor and travelling
Depreciation of plant and machinery
Depreciation of fixtures and fittings
Depreciation of motor vehicles
Depreciation of computer equipment
Loss on sale of tangible fixed assets
Support costs
Finance
Bank charges
Governance costs
Accountancy and legal fees
Investment management fees
Total resources expended
Net income
2025
£
218,672
4,064
678
223,414
5,489
33,708
1,945
395
5,462
1,900
-
(30,072)
18,827
229
4,016
14,664
18,680
346,469
2024
£
207,541
3,433
577
211,551
5,036
38,310
2,522
464
6,426
2,532
890
(143,649)
(87,469)
360
3,938
13,733
17,671
201,880
38,818
210,459

This page does not form part of the statutory financial statements

Page 18