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2022-04-05-accounts

REGISTERED CHARITY NUMBER: 212268

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 5 April 2022

for

The George Henry Collins Charity

S A R Accountants Shire Barn Hewell Lane Tardebigge Worcestershire

The George Henry Collins Charity

Contents of the Financial Statements

for the Year Ended 5 April 2022

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 12
Detailed Statement of Financial Activities 13

The George Henry Collins Charity

Reference and Administrative Details for the Year Ended 5 April 2022

TRUSTEES S J Field - Chairman A R Collins P D Coggan Ms S L Botteley R A L Otto PRINCIPAL ADDRESS Shakespeare Martineau LLP No 1 Colmore Square Birmingham B4 6AA REGISTERED CHARITY NUMBER 212268 INDEPENDENT EXAMINER S A R Accountants Shire Barn Hewell Lane Tardebigge Worcestershire CLERK TO THE TRUSTEES Chrissy Norgrove Garrad Enterprises Limited The Estate Office, Wharf Cottage Newnham Bridge, Tenbury Wells Worcestershire WR15 8NY INVESTMENT ADVISORS EFG Harris Allday 33 Great Charles Street Birmingham B3 3JN

Page 1

The George Henry Collins Charity

Report of the Trustees for the Year Ended 5 April 2022

The trustees present their report with the financial statements of the charity for the year ended 5 April 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

Income to be applied by the Trustees in the payment of donations or subscriptions to such Charitable institution or institutions or to or for such other Charitable purposes as the Trustees or a majority of in point of number of the Trustees shall in their discretion from time to time think fit.

Public benefit

The Trustees confirm that they have referred to the information contained in the Charity Commissions' general guidance on public benefit when reviewing the Trust's objectives and activities and grant making policy. The objectives and activities, determined under the Trust Deed, are described elsewhere in this Report. The Trustees consider that by implementing the objectives of the Trust considerable public benefit will be achieved and many members of the public with particular needs will benefit.

FINANCIAL REVIEW

Financial position

The income of the Trust for the year ended 5th April 2022 amounted to £72,653 (2021: £85,568)

Administration and governance absorbed amounted to £8,073 representing 11% of income (2021: £7,928, 9% of income)

£96,500 (2021: £56,017) was distributed by way of charitable grants to institutions, a total of 66 grants (2021: 52 grants) were made during the year. One grant, awarded in 2019 amounting to £1,000, was returned during the year due closure of the charity.

Using their discretionary management powers, Trust's stockbrokers carried out changes to the Trust's investments during the year. Total return on investment for the year ended 5th April 2022 was 17.58% (2021: 14.86%). Portfolio management costs charged by the stockbroker during the year amounted to £8,336 (2021: £8,563).

At 5 April 2022 the value of the Trust's investments amounted to £2,340,229 compared with a market value of £2,131,255 at the previous year end.

Investment policy and objectives

There are no restrictions on the Trustees' power to invest. The Trustees seek to maintain a consistent investment strategy based on their view of the medium term economic situation, their desire to secure the capital value of the investment portfolio whilst maintaining the level of the Charity's income in real terms and the advice of their investment managers who produce regular reports for consideration by the Trustees.

The Charity's stock market investments are managed by EFG Harris Allday on a discretionary basis.

Reserves policy

It is the policy of the Charity to maintain unrestricted funds, the charity's undistributed income which are the free reserves of the Charity, at a level which provides sufficient funds to cover management and administration and support costs and to respond to emergency applications for grants which arise from time to time. At 5th April 2022 undistributed income amounted to £16,927 (2021: £21,623)

The Trustees are satisfied that the Balance Sheet as at 5 April 2022 discloses funds adequate to fulfil the obligations of the Trust.

Page 2

The George Henry Collins Charity

Report of the Trustees for the Year Ended 5 April 2022

FUTURE PLANS

The Trustees plan to continue with their present objectives as set out in the Report so that the charitable institutions to which grants are awarded can continue to benefit in real terms from the financial support that the Trust provides.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Trust is governed by a Deed of Settlement 23 March 1959. Under the terms of the Settlement the Trustees are required, subject to the payment of expenses, to apply the income of the Charity in the payment of donations or subscriptions to charitable institutions or to or for such charitable purposes as the Trustees shall determine. The Trustees have a policy of applying income for the relief of suffering from illness, infirmity, old age or loneliness.

Organisational structure

All matters of policy and management are determined by the Trustees who meet three times each year and at such other times as circumstances require. The Trustees are advised on investment matters by the Trust's investment advisers, EFG Harris Allday who have been given authority to manage the portfolio on a discretionary basis.

The charity does not employ staff and hence has no key management personnel. The day-to-day affairs of the charity are administered by Chrissy Norgrove of Garrad Enterprises Limited and the cost of this service is detailed on the Statement of Financial Activities.

Induction and training of new trustees

The Trustees have power to appoint new Trustees. Prospective Trustees are invited to meet fellow Trustees and, if appointed, are provided with information relating to the aims of the charity and are made aware of the responsibilities that Trusteeship involves. The Trustees take such action as they consider necessary to keep themselves informed of changes to charity law and governance.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

The Trustees have examined the major strategic, business and operational risks which the Charity faces and confirm that systems have been established to enable regular reports to be produced so that the necessary steps can be taken to lessen these risks.

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.......................................................................... S J Field - Trustee

Page 3

Independent Examiner's Report to the Trustees of The George Henry Collins Charity

Independent examiner's report to the trustees of The George Henry Collins Charity

I report to the charity trustees on my examination of the accounts of The George Henry Collins Charity (the Trust) for the year ended 5 April 2022.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Sally-Ann Reeves FCCA S A R Accountants Shire Barn Hewell Lane Tardebigge Worcestershire

Date: .............................................

Page 4

The George Henry Collins Charity

Statement of Financial Activities for the Year Ended 5 April 2022

Notes
INCOME AND ENDOWMENTS FROM
Investment income
2
EXPENDITURE ON
Raising funds
3
Charitable activities
Charitable activities
Total
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
5.4.22
Unrestricted
funds
£
72,653
8,336
103,573
111,909
215,536
176,280
2,182,783
2,359,063
5.4.21
Total
funds
£
85,568
8,563
63,945
72,508
444,520
457,580
1,725,203
2,182,783

The notes form part of these financial statements

Page 5

The George Henry Collins Charity

Balance Sheet

5 April 2022

Notes
FIXED ASSETS
Investments
8
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
10
Unrestricted funds
TOTAL FUNDS
5.4.22
Unrestricted
funds
£
2,340,229
20,624
(1,790)
18,834
2,359,063
2,359,063
2,359,063
2,359,063
5.4.21
Total
funds
£
2,131,255
53,318
(1,790)
51,528
2,182,783
2,182,783
2,182,783
2,182,783

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. S J Field - Trustee

............................................. A R Collins - Trustee

The notes form part of these financial statements

Page 6

The George Henry Collins Charity

Notes to the Financial Statements for the Year Ended 5 April 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Investment income is earned through holding assets for investment purposes such as shares. It includes dividends and interest. Where it is not practicable to identify investment management costs incurred with in a scheme with reasonable accuracy the investment income is reported net of these costs. It is included when the amount can be measured reliably. Interest income is recognised using the effective interest method and dividend income is recognised as the charity's right to receive payment is established.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants made by the Trustees are accounted for in the year in which they are paid.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Governance comprises all costs involving the public accountability of the Charity and its compliance with regulation and good practice. These costs include those related to independent examination.

Expenditure includes VAT which cannot be recovered and which is reported as part of the expenditure to which it relates.

Raising funds

Investment portfolio management costs are recognised as a separate heading in the Statement of Financial Activities for the years ended 5th April 2021 and 5th April 2020. In previous years it has not been practicable to identify these costs separately with reasonable accuracy but have been absorbed into realised/unrealised gains and losses.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 7

The George Henry Collins Charity

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

1. ACCOUNTING POLICIES - continued

Investments

Investments are a form of basic financial instrument and are initially recognized at their transaction value and subsequently measured at their fair value as at the balance sheet date using the closing quoted market price. The statement of financial activities includes the net gains and losses arising on revaluation and disposals throughout the year.

The Trust does not acquire put options, derivatives or other complex financial instructions. The main form of financial risk faced by the charity is that of volatility in equity markets and investment markets due to wider economic conditions, the attitude of investors to investment risk, and changes in sentiment concerning equities and within particular sectors or sub sectors.

Realised gains and losses

All gains and losses are taken to the Statement of Financial Activities as they arise.

Realised gains and losses on investments are calculated as the difference between sales proceeds and their opening carrying value of their purchase value if acquired subsequent to the first day of the financial year. Unrealised gains and losses are calculated as the difference between the fair value at the year end and their carrying value.

Investments are stated at market value as at the balance sheet date. The statement of financial activities includes the net gains and losses arising on the revaluation and disposals throughout the year.

Cash at bank and in hand

Cash at bank and in hand includes cash and short term highly liquid investments with short term maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Debtors and creditors receivable/payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

Going concern

The financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

2. INVESTMENT INCOME

Investment income
Deposit account interest
5.4.22
£
72,651
2
72,653
5.4.21
£
85,552
16
85,568

continued...

Page 8

The George Henry Collins Charity

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

3. RAISING FUNDS

Investment management costs

Investment management costs
5.4.22 5.4.21
£ £
Portfolio management 8,336 8,563
4. GRANTS PAYABLE
Charitable activities 5.4.22
£
95,500
5.4.21
£
56,017
The total grants paid to institutions during the year was as follows:
Grants paid to institutions 5.4.22
£
95,500
5.4.21
£
56,017
5. SUPPORT COSTS
Charitable activities Management
Finance
£
£
6,171
112
Governance
costs
£
1,790
Totals
£
8,073
Support costs, included in the above, are as follows:
Clerk's administration fees 5.4.22
Charitable
activities
£
5,990
5.4.21
Total
activities
£
5,990
WM Funders Network Membership 106 105
Room hire 75 -
Bank charges 112 43
Independent examiners fees 1,790 1,790
8,073 7,928

continued...

Page 9

The George Henry Collins Charity

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

6. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 5 April 2022 nor for the year ended 5 April 2021.

Trustees' expenses

There were no trustees' expenses paid for the year ended 5 April 2022 nor for the year ended 5 April 2021.

7. STAFF COSTS

The charity has no employees for the periods 2022 or 2021 other than Trustees, who did not receive any remuneration (2021 £NIL). No employees received remuneration amounting to more than £60,000 in either year.

8. FIXED ASSET INVESTMENTS

----- Start of picture text -----
||| |---|---| |Listed| |investments| |£| |MARKET VALUE| |At 6 April 2021|2,131,255| |Additions|857,656| |Disposals|(855,882)| |Revaluations|207,200| |At 5 April 2022|2,340,229| |NET BOOK VALUE| |At 5 April 2022|2,340,229| |At 5 April 2021|2,131,255| |There were no investment assets outside the UK.|

----- End of picture text -----

Cost or valuation at 5 April 2022 is represented by:

----- Start of picture text -----
||| |---|---| |Listed| |investments| |£| |Valuation in 2022|2,340,229|

----- End of picture text -----

continued...

Page 10

The George Henry Collins Charity

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

5.4.22 5.4.21
£ £
Other creditors 1,790 1,790
MOVEMENT IN FUNDS
Unrestricted funds
General fund
Capital Endowment Fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
72,653
Capital Endowment Fund
-
72,653
TOTAL FUNDS
72,653
Comparatives for movement in funds
Unrestricted funds
General fund
Capital Endowment Fund
TOTAL FUNDS
At 6.4.21
£
47,847
2,134,936
2,182,783
2,182,783
Resources
expended
£
(103,573)
(8,336)
(111,909)
(111,909)
At 6.4.20
£
26,224
1,698,979
1,725,203
1,725,203
Net
movement
in funds
£
(30,920)
207,200
176,280
176,280
Gains and
losses
£
-
215,536
215,536
215,536
Net
movement
in funds
£
21,623
435,957
457,580
457,580
At
5.4.22
£
16,927
2,342,136
2,359,063
2,359,063
Movement
in funds
£
(30,920)
207,200
176,280
176,280
At
5.4.21
£
47,847
2,134,936
2,182,783
2,182,783

10. MOVEMENT IN FUNDS

continued...

Page 11

The George Henry Collins Charity

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

10. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Capital Endowment Fund
TOTAL FUNDS
Incoming
resources
£
85,568
-
85,568
85,568
Resources
expended
£
(63,945)
(8,563)
(72,508)
(72,508)
Gains and
Movement
losses
in funds
£
£
-
21,623
444,520
435,957
444,520
457,580
444,520
457,580

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 5 April 2022.

Page 12

The George Henry Collins Charity

Detailed Statement of Financial Activities for the Year Ended 5 April 2022

Detailed Statement of Financial Activities
for the Year Ended 5 April 2022
5.4.22 5.4.21
£ £
INCOME AND ENDOWMENTS
Investment income
Investment income 72,651 85,552
Deposit account interest 2 16
72,653 85,568
Total incoming resources 72,653 85,568
EXPENDITURE
Investment management costs
Portfolio management 8,336 8,563
Charitable activities
Grants to institutions 95,500 56,017
Support costs
Management
Clerk's administration fees 5,990 5,990
WM Funders Network Membership 106 105
Room hire 75 -
Finance 6,171 6,095
Bank charges 112 43
Governance costs
Independent examiners fees 1,790 1,790
Total resources expended 111,909 72,508
Net (expenditure)/income before gains and
losses (39,256) 13,060
Realised recognised gains and losses
Realised gains/(losses) on fixed asset investments 72,147 67,820
Net income 32,891 80,880

This page does not form part of the statutory financial statements

Page 13