2022-12-31-accounts

TRUSTEES		D James Treasurer	D James Treasurer
		J Hanison Past President
		K Head President
		M Crows Past	President
		J Snelling Vice	President
		B Phoenix
		TRayner Secretary
		R Poulton (appointed 28.11.22)
PRINCIPAL ADDRESS		76 Long Brandocks
		Writtle
		Chelmsford
		Essex
		CM1 3JP
REGISTERED	CHARITY	212022
NUMBER
INDEPENDENT	EXAMINER	Knox Cropperl	LP
		Chartered Accountants
		65 Leadenhall	Street
		London
		EC3A 2AD
ADVISERS		Brewin Dolphin
		12 Smithfield Street
		London
		EC1A9BD
		Barclays Bank	Pic
		Newham Business Centre
		737 Barking Road
		London
		E139PL

				2022	2021
				Unrestricted	Total
				fund	funds
			Notes		6
INCOME AND ENDOWMENTS		FROM
Donations and legacies			2	17,689	21,614
Investment income				36,996	39,653
Total				54,685	61,267
EXPENDITURE ON
Raising funds				7,480	8,349
Charitable activities
Grants Payable				61,654	60,031
Total				69,134	68,380
Net gains/(losses)	on investments			~221,896)	292.467
NET INCOME/(EXPENDITURE)				(236,345)	195,354
RECONCILIATION	OF FUNDS
Total funds brought	forward			1,705,583	1,510,229
TOTAL FUNDS CARRIED FORWARD				1,469,238	1,705,583

		2022	2021
		Total	Total
		funds	funds
	Notes
FIXEDASSETS
Investments	10	1,453,420	1,692,068
CURRENT ASSETS
Debtors		8,075	8,006
Cash at bank		12,475	10,749
		20,550	18,755
CREDITORS
Amounts falling due within one year	12	(4,732)	(5,240)
NET CURRENT ASSETS		15,818	13,515
TOTAL ASSETSLESSCURRENT
LIABILITIES		1,469,238	1,705,583
NET ASSETS		1,469,238	1 705583
FUNDS	13
Unrestdicted funds		1,469,238	1,705,583
TOTAL FUNDS		1,469,238	1,705,583

4.	RAISING FUNDS	RAISING FUNDS	RAISING FUNDS
	Investment		management	costs
							2022	2021
							6	8
	Investment		management	costs			7,480	8,349
5.	CHARITABLE ACTIVITIES COSTS
					Grant
					funding	of
					activities		Support
					(see note		costs (see
					6)		note 7)	Totals
					E		8	F
	Grants Payable				43,097		18,557	61,654
	GRANTS	PAYABLE
							2022 f	2021 E
	Grants Payable						43,097	43,692
	The total grants paid to individuals				during the year was as follows:
							2022	2021
							8
	Pensions	paid					43,097	43,592
	Temporary		relief					100
							43,097	43,692
7.	SUPPORT		COSTS
							Governance
					Management		costs	Totals
								E
	Grants Payable				15,677		2,880	18,557

Support cost	Support cost	s, included	in th	e above,	are as follows:
Management
						2022	2021
						Grants	Total
						Payable	activities
						8	E
Insurance						397	393
Website						941	410
Visitors retainer						6,600	6,600
Visitors expenses						3,242	1,808
Secretary's expenses						4,497	~4008
						15,677	13,219
Governance		costs
						2022	2021
						Grants	Total
						Payable	activities
						8	8
Auditors'	remuneration						3,120
Auditors'	remuneration		for non audit
work						2,880
						~2880	3,120
AUDITORS'		REMUNERATION
						2022 6	2021 f
Fees payable		to the charity's		auditors	for the audit ofthe charity's
financial	statements						3,120
Independent		Examiner's	fee			2,880

2022	2021
6
1,424,271	1,627,285
29,149	64,783
1,453,420	1,692,068

Additional in	format	ion	as f	ollows:
								Listed
								investments
								f
MARKET VALUE
At 1 January	2022							1,627,285
Additions								416,725
Disposals Revaluations								(397,842) ~228,897)
At 31 December 2022								1,424,271
NET BOOK	VALUE
At 31 December 2022								1,424,271
At 31 December 2021								1,627,285
There were	no investment			assets outside the UK.
Cost or valuation		at	31 December 2022 is represented		by:
								Listed
								investments
								8
Valuation in	2022							8,424 278
Investments	(neither		listed	nor unlisted) were as follows:
						2022		2021
						6		6
Brokers - Income		Account					596	268
Brokers - Capital		Account				28,553		64,515
						29,149		64,783

11.	DEBTORS:ANIOUNTS	DEBTORS:ANIOUNTS	FALLING DUE WITHIN ONE YEAR	FALLING DUE WITHIN ONE YEAR
	Other debtors
	Prepayments	and accrued		income
12.	CREDITORS:	AMOUNTS		FALLING DUE WITHIN ONE YEAR
	Other creditors
13.	MOVEMENT	IN FUNDS

DEBTORS:A		NIOUNTS F	ALLING DUE WITHIN ONE YEAR
				2022	2021
					5
Other debtors				7,760	7,440
Prepayments		and accrued	income	315	566
				8,075	8,006
CREDITORS:		AMOUNTS	FALLING DUE WITHIN ONE YEAR
				2022	2021
				8
Other creditors				4732	5,240
MOVEMENT		IN FUNDS
				Net
				movement	At
			At 1.1.22	in funds	31.12.22
				E	5
Unrestricted	funds
General fund			1,705,583	(236,345)	1,469,238
TOTALFUNDS			1,705,583	(236,345)	1,469,238

Net mov	ement	in funds, included	in the above are as follows	:
			Incoming	Resources	Gains and	Movement
			resources f	expended 5	losses E	in funds E
Unrestricted		funds
General	fund			(69,134)	(221,896)	(236,345)
TOTAL	FUNDS			(69,134)	(221,896)	(236,345)

Comparatives	for movement in funds
			Net
			movement	At
		At 1.1.21	in funds	31.12.21
			E
Unrestricted	funds
General fund		1,510,229	195,354	1,705,583
TOTALFUNDS		1,510,229	195,354	1,705,583

Comparative	net movement in fun	ds, included in the above	are as follows:
		Incoming	Resources	Gains and	Movement
		resources	expended	losses	in funds
		6	F	E	6
Unrestricted	funds
General fund		61,267	(68,380)	202,467	195,354
TOTALFUNDS		61,267	(68,380)	202,467	195,354

				2022 f	2021 E
INCOME AND ENDOWMENTS
Donations and legacies
Donations				17,509	21,500
Gift aid				180	114
				17,689	21,614
Investment income
Income from listed investments				36,996	39,653
Total incoming resources				54,685	61,267
EXPENDITURE
Investment management			costs
Investment management		costs		7,480	8,349
Charitable activities
Grants tc individuals				43,097	43,692
Support costs
Management
Insurance				397	393
Website				941	410
Visitors retainer				6,600	6,600
Visitors expenses				3,242	1,806
Secretary's expenses				4,497	4,008
				15,677	13,219
Governance costs
Auditors' remuneration					3,120
Auditors' remuneration		for	non audit work	2,880
				2,880	3,120
Total resources expended				69,134	68,380
Net expenditure before		gains and losses		(14,449)	(7,113)
Realised recognised	gains and losses
Realised gains/(losses)	on		fixed asset
investments				(221,896)	202,467
Net (expenditure)/income				(2~36345)	195,354

	BUILDERS' BENEVOLENT INSTITUTION	BUILDERS' BENEVOLENT INSTITUTION	BUILDERS' BENEVOLENT INSTITUTION
			l~lCh
Donor				Amount I
Members ofthe National		Federation of Builders		7,760
Worshipful	Company of	Masons		250
Norfolk Jt	Committee Architects,		QS, Bldrs	1,469
W M Birch	it Sons			50
Eastern Builders Federation				2,250
Dudley 8Geoffrey Cox		Charitable	Foundation	5,000
Sub Total				16,779

MEMBER SUBSCRIPTIONS
Member
James Hardson	10
David James	20
Ken Head	50
Margaret Crowe	100
Tim Rayner	10
Brian Phoenix	10
Dennis Williams	500
John Snelling	30
Sub Total	730
Gift Aid	180
Total	617,689