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2020-12-31-accounts

REGISTERED CHARITY NUMBER: 211732

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

FOR

IPSWICH FOUNDATION STREET CHARITY

IPSWICH FOUNDATION STREET CHARITY

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Statement of Financial Position 5
Notes to the Financial Statements 6 to 11
Detailed Statement of Financial Activities 12

IPSWICH FOUNDATION STREET CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The main object of the charity is to provide independent and sheltered accommodation for retired people.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The Charity's detailed statement of financial activities, page 12, shows a gross income of £247,520 (2019 £252,896) and gross expenditure of £242,393 (2019 £276,869), resulting in a surplus of £5,127 compared with a deficit of £23,973 in 2019.

The charity's investments showed an increase in value from the previous year of £89,221 compared with an increase in the value of £314,495 in 2019.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

211732

Principal address

Tooley's Court Foundation Street Ipswich Suffolk IP4 1BE

Trustees

N Haines C A R Dodds D W Ringrose A R Grant Mrs R Dodds Mrs D Pearce D Knights T Pound Mrs J Banthorpe Mrs A C Tenwick Mrs M Young

Page 1

IPSWICH FOUNDATION STREET CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner

Mrs S L Fayers FCA ICAEW Ballams Chartered Accountants Crane Court 302 London Road Ipswich Suffolk IP2 0AJ

Approved by order of the board of trustees on 28 May 2021 and signed on its behalf by:

A R Grant - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF IPSWICH FOUNDATION STREET CHARITY

Independent examiner's report to the trustees of Ipswich Foundation Street Charity

I report to the charity trustees on my examination of the accounts of Ipswich Foundation Street Charity (the Trust) for the year ended 31 December 2020.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mrs S L Fayers FCA ICAEW Ballams Chartered Accountants Crane Court 302 London Road Ipswich Suffolk IP2 0AJ

7 June 2021

Page 3

IPSWICH FOUNDATION STREET CHARITY

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Charitable activities
Contributions from residents
Hire of visitors room
Investment income
2
Total
EXPENDITURE ON
Charitable activities
Costs of Running Sheltered Housing
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2020
Unrestricted
funds
£
10
234,860
165
12,485
247,520
242,393
89,220
94,347
1,924,602
2,018,949
2019
Total
funds
£
115
239,552
700
12,529
252,896
276,869
314,495
290,522
1,634,080
1,924,602

The notes form part of these financial statements

Page 4

IPSWICH FOUNDATION STREET CHARITY

STATEMENT OF FINANCIAL POSITION

31 DECEMBER 2020

Notes
FIXED ASSETS
Investments
6
CURRENT ASSETS
Debtors
7
Cash at bank
CREDITORS
Amounts falling due within one year
8
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
9
Unrestricted funds
TOTAL FUNDS
2020
Unrestricted
funds
£
1,968,570
216
55,661
55,877
(5,498)
50,379
2,018,949
2,018,949
2,018,949
2,018,949
2019
Total
funds
£
1,879,349
190
53,061
53,251
(7,998)
45,253
1,924,602
1,924,602
1,924,602
1,924,602

The financial statements were approved by the Board of Trustees and authorised for issue on 28 May 2021 and were signed on its behalf by:

A R Grant - Trustee

N Haines - Trustee

The notes form part of these financial statements

Page 5

IPSWICH FOUNDATION STREET CHARITY

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Page 6

continued...

IPSWICH FOUNDATION STREET CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

2. INVESTMENT INCOME

Interest received
Income from Investments
2020
£
32
12,453
12,485
2019
£
115
12,414
12,529

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for the year ended 31 December 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2020 nor for the year ended 31 December 2019.

4. STAFF COSTS

The average monthly number of employees during the year was as follows:

5.

2020
Administrator
1
Repairs and Maintenance
1
Warden
1
Catering
1
4
No employees received emoluments in excess of £60,000.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
INCOME AND ENDOWMENTS FROM
Donations and legacies
Charitable activities
Contributions from residents
Hire of visitors room
Investment income
Total
2019
1
1
1
-
3
Unrestricted
funds
£
115
239,552
700
12,529
252,896

EXPENDITURE ON

continued...

Page 7

IPSWICH FOUNDATION STREET CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

Charitable activities
Costs of Running Sheltered Housing
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED
FORWARD
6.
FIXED ASSET INVESTMENTS
MARKET VALUE
At 1 January 2020
Revaluations
At 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
Unrestricted
funds
£
276,869
314,495
290,522
1,634,080
1,924,602
Listed
investments
£
1,879,349
89,221
1,968,570
1,968,570
1,879,349

There were no investment assets outside the UK.

continued...

Page 8

IPSWICH FOUNDATION STREET CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other debtors
8.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
9.
MOVEMENT IN FUNDS
At 1.1.20
£
Unrestricted funds
General fund
1,060,001
Cyclical Repair Fund
272,322
Extraordinary Repair Fund
592,279
1,924,602
TOTAL FUNDS
1,924,602
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
247,520
(242,393)
Cyclical Repair Fund
-
-
Extraordinary Repair Fund
-
-
247,520
(242,393)
TOTAL FUNDS
247,520
(242,393)
2020
£
216
2020
£
5,498
Net
movement
in funds
£
97,855
15,340
(18,848)
94,347
94,347
Gains and
losses
£
92,728
15,340
(18,848)
89,220
89,220
2019
£
190
2019
£
7,998
At
31.12.20
£
1,157,856
287,662
573,431
2,018,949
2,018,949
Movement
in funds
£
97,855
15,340
(18,848)
94,347
94,347

continued...

Page 9

IPSWICH FOUNDATION STREET CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

9. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
Cyclical Repair Fund
Extraordinary Repair Fund
TOTAL FUNDS
At 1.1.19
£
897,091
236,068
500,921
1,634,080
1,634,080
Net
movement
in funds
£
162,909
36,254
91,359
290,522
290,522
At
31.12.19
£
1,060,000
272,322
592,280
1,924,602
1,924,602

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Cyclical Repair Fund
Extraordinary Repair Fund
TOTAL FUNDS
Incoming
resources
£
252,895
-
1
252,896
252,896
Resources
expended
£
(276,869)
-
-
(276,869)
(276,869)
Gains and
Movement
losses
in funds
£
£
186,883
162,909
36,254
36,254
91,358
91,359
314,495
290,522
314,495
290,522

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Cyclical Repair Fund
Extraordinary Repair Fund
TOTAL FUNDS
At 1.1.19
£
897,091
236,068
500,921
1,634,080
1,634,080
Net
movement
in funds
£
260,764
51,594
72,511
384,869
384,869
At
31.12.20
£
1,157,855
287,662
573,432
2,018,949
2,018,949

continued...

Page 10

IPSWICH FOUNDATION STREET CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

9. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Cyclical Repair Fund
Extraordinary Repair Fund
TOTAL FUNDS
Incoming
resources
£
500,415
-
1
500,416
500,416
Resources
expended
£
(519,262)
-
-
(519,262)
(519,262)
Gains and
Movement
losses
in funds
£
£
279,611
260,764
51,594
51,594
72,510
72,511
403,715
384,869
403,715
384,869

10. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2020.

11. FREEHOLD PROPERTY

The freehold property was gifted to the Charity when founded, and is currently insured for £6,055,696

Page 11

IPSWICH FOUNDATION STREET CHARITY

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Investment income
Interest received
Income from Investments
Charitable activities
Rents Received
Hire of visitors room
Residents Contributions toward Electricity
Total incoming resources
EXPENDITURE
Charitable activities
Wages
Rates and water
Insurance
Light and heat
Telephone
Postage and stationery
Alarm System
Chaplain Honorarium
Cleaning
Garden & Miscellaneous
Repairs and renewals
Total resources expended
Net income/(expenditure)
2020
£
10
32
12,453
12,485
229,831
165
5,029
235,025
247,520
85,726
4,255
10,429
31,831
1,220
378
5,096
-
8,028
5,592
89,838
242,393
242,393
5,127
2019
£
115
115
12,414
12,529
234,605
700
4,947
240,252
252,896
88,796
3,569
10,526
30,683
1,153
417
3,932
157
3,366
2,095
132,175
276,869
276,869
(23,973)

This page does not form part of the statutory financial statements

Page 12