\REGISTERED CHARITY NUMBER: 211106
Report of the Trustees and
Unaudited Financial Statements for the Year Ended 31 December 2024
for
Sandbach Almshouse Charity
Marshall Accountancy Ltd St Marv's House Crewe Road Alsager Stoke-On-Trent
|Sandbach AlmshouseCharity||
|---|---|
|ST7 2EW||
|Contents ofthe Financial Statements for||
|the Year Ended 31 December 2024||
|Reference and Administraåve Details|1|
|Report of the Trustees||
|Independent Examiner's Report|5|
|Statement of financial Activities|6|
|Statement of mnancial Posiåon|7|
|Notes to the Finanöal Statements||
|Detailed Statement of Financial Activities||
## Sandbach Almshouse Charity
|ndbach AlmshouseCharity|ndbach AlmshouseCharity|ndbach AlmshouseCharity||
|---|---|---|---|
|Reference and Administrative Details for the Year Ended 31||||
|December 2024||||
|TRUSTEES|Mrs J M Mackenzie Chair of|||
||Trustees|||
||R G Hovey Vice Chairperson|||
||Mrs P Minshull|||
||E Lea|||
||Mrs P Cotton|||
||G P Jones (resigned 30/6/2024)|||
||Mrs A Nevitt|||
||Mrs S Broad|||
||T Wheatcron||)|
||D Poole (appointed X/6/2024) S|||
||Hollinshead|(resigned||
||31/3/2024)|||
||Mrs P Bamett|||
|PRINCIPAL ADDRESS||||
||I I Charlesworth Court|||
||Sandbach|||
||Cheshire cwll|||
||ILB|||
||211106|||
|REGISTERED CHARITY||||
|NUMBER||||
|INDEPENDENT EXAMINER|Marshall Accountancy|Ltd||
||St Mary's House|||
||Crewe Road|||
||Alsager|||
||Stoke-On-Trent|||
||ST7 2EW|||
||I|||
Page
## Sandbach Almshouse Charity
## Report of the Trustees for the Year Ended 31 December 2024
## Introduction
The Trustees present their report and the unaudited financial statements for the year ended 3 1 December 2024.
## OBJECTIVES AND ACTIVITIES
## Objectives and aims
The purpose of the Charity is to provide low cost accommodation for the older persons of the ancient Parish of Sandbach.
Inhabitants of a wide. rural area within the townships of the parish of Sandbach are eligible to apply to participate in the benefits of this Charity, within the jurisdiction of the Charity Commission.
The included, as well as Sandbach town are Arclid, Betchton, Blackden, Bradwall, Cotton, Cranage, Goosfrcy, Hassall, Holmes Chapel, Lees, Twemlow and Wheetock.
The Trustees confinn they have referred to guidance contained in the Charity Commission's general guidance on public benefit when rcvievving the Charity's aims and objectives.
## Significant activities
The activities of the Charily centre on providing well maintained property and grounds for lhe occupants of the 29 propenies-
Having a warden on site also gives the Charity a sense ofproviding a close at hand friendly face for the beneficiaries.
With the consideration that the occupiers must be over 60 years of age, we feel that this in itself gives a real benefit and a way to counteract somc ofthe loneliness that some e!derly people feel.
## Public benefit
Due to the policy that bebeficiaries must be at least 60 years of age, be in need, hardship or distress and of modest financial means, the Charity feels it provides a vital selNice to the most vulnerable members of our local community.
## ACHIEVEMENT AND PERFORMANCE
## Charitable activities
This charity has existed töv over three hundred years and the Clerk and Trustees administer the 29 properties, which consist offlats and houses, for occupation, situated at The Hill and Charlesworth Coun, in Sandbach.
There is a Resident Warden who acts as a good ncighbour and friends to all the other occupiers.
As W'ell as monitoring the maintenance and upkeep of the 29 propcrties over the years, the Clerk and Trustees have had the area landscaped, provided additional car parking and footpaths, planted [rees and bushcs, laid out lawns and provided small plots/allotmcnts for cultivation by those occupiers who enjoy gardening.
A communal lounge/meeting room is available ror the residents to meet and socialise with each other and with the local communitv-
## Fundraising activities
The Charity raises tunds by collecting a weekly maintenance charge from the 29 properties.
The weekly maintenance charge then goes towards the routine, cyclical and extraordinary maintenance that is required to keep the properties and grounds in good condition.
## for
2024
## FINANCIAL REVIEW
## Financial position
During the year the Charity received total income of El 22,114 and, expended El 21,884 on charitable activities resulting in net income of E230..
This figure 'When adjusted for an unrealised gain on investment held of €24,627 has resulted in a positive movement in funds for the year of E24,857.
Invesments in Official Charities Fund were valued at €523,1 72 and further investment is made annually in order to provide a fund for any major improvements and maintenance work on the properties that may be required in the future.
Page 2
Sandbach Almshouse Charity
Report of the Trustees the Year Ended 31 December
## STRUCTURE, GOVERNANCE AND
## Governing document
Sandbach Almshouse Charity, I l Charlesworth Court, Sandbach, Cheshire, CWII I LB is registered with the Charity Commission (No 21 1 106).
The Charity is constituted and governed by a Trust Deed dated 4th August 1967.
## Recruitment and appointment of new trustees
Eight Tlustecs arc nominated by Town and Parish Councils within the ancient Parish of Sandbach.
Five Trustees are co-opted from within the ancient Parish or Sandbach.
## Organisational structure
The Chmty is managed by a committee of 13 members. 8 nominated members and 5 co-operative members who are elected by other Tmstees.
Management of the Charity's tunds was delegated to the Clerk of the Trustees, Mrs Nicola Clarke.
Investment by the Clerk is in accordance with guidelines prescribed by the Trustees.
Decision making
Clerk deals with the day to day running of the properties.
Trustees meetings are usually held four times per year to dea.l with major issues.
## TRUSTEES' RESPONSIBILITY STATEMENT
The statement of recommended practice , "Accounting and Reporting by Charities" and the Charily's Commission require the Trustees to make available an Annual Report for cach financial year, showing a true and fair view of the financial transactions of Sandbach Almshouse Charity during the financial year and or the disposition al the end of the financial year, ofthe assets and liabilities.
In preparing the financial statements, the Trustees are required to; -
select suitable accounting policies and apply them consistently;
- make judgements and estimates that are reasonable and prudent;
- state whether applicable accounting standards and statements of recommended practice have been (01 lowed, subject to any material departures disclosed and explained in the financial statements; and
- prepare the financial statements on the going concern basis unless it is inappropriate to presume that this basis applies.
The Trustees under Trust Law are responsible for ensuring proper accounting records are kept which disclose, with reasonable accuracy at any onc time, the financial position or the Charity' and enable them to ensure that the financial statements comply with the Trust Deed dated 4th August 1967 and the Charities Act 201 1. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
Approved by order of the board of trustees on
Mrs I M Mackenzie - Trustee of. aoa5 and siyred on its behalf by:
-TRagtee-
Page 3
Report the Trustees Independent Examiner's to of Sandbach Almshouse Charity
## Independent examiner's report to the trustees of Sandbach Almshouse Charity
I report to the charity trustees on my examination of the accounts of Sandbach Almshouse Charity (the Trust) for the year ended 31 December 2024.
## Responsibilities and basis of report
As the charity fi-ustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 201 1 (the Act').
I report in respect of my examination of the Trust's accounts canied out under Section 145 of the Act and in carrying out my examination I have followed all applicable Dirccüons given by the Charity Commission under Section 145(5)(b) of
## Independent examiner's statement
I have completed my examination. I confirm thal no material matters have come to my attention in connection with the exammation giving me cause to believe that in any material respect:
- l . accounting records were not kept in respect of (he Trust as required by Section 130 ofthe Act; or
2. the accounts do not accord with those records: or
3. the accounts do not comply with the applicable requirements concerning the fonn and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding ofthe accounts to be reached.
Emma Marshal]- Birks
The Institute of Chartered Accountants in England and Wales
Marshall Accountancy Ltd St Mary's House Crewe Road Alsager Stoke-OnTrent ST7 2EW
Date:
Statement of Financial Activities the Year Ended 31 December
|||2024|2023|
|---|---|---|---|
|||Unrestricted|Total|
|||funds|funds|
||||as restated|
|INCOME AND ENDOWMENTS FROM|Notes|||
|Other trading activities|2|121,411||
|Investment income|3|703|626|
|Total||122,114|115,790|
Page 4
||Sandbach AlmshouseCharity|||
|---|---|---|---|
|EXPENDITURE ON||||
|Charitable activities||||
|General||121,884|126,514|
|Net gains on investments||24.627|54,547|
|NET INCOME||24,857|43,823|
|RECONCILIATION OF FUNDS||||
|Total funds brought forward||||
|As previously reported||661,555|899,638|
|Prior year adjustment|6|281,905||
|As restated||943,460|899,638|
|TOTAL FUNDS CARRIED FORWARD||968,317|943 ,461|
|CONTINUING OPERATIONS||||
|All income and expenditure has arisen|from continuing activities.|||
||The notes form part of these financial statements|||
|---|---|---|---|
||Statement of Financial Position|||
||31 December 2024|||
|||2024|2023|
|||Unrestricted|Total funds|
|||funds|as restated|
||Notes|||
|FIXED ASSETS||||
|Tangible assets|7|461,602|473,616|
|CURRENT ASSETS||||
|Debtors|8||2,258|
|Investments|9|523,172|498,545|
Page 5
## Sandbach Almshouse Charity
|for||2024||
|---|---|---|---|
|||551,943|521,494|
|CREDITORS||||
|Amounts falling due within one year|10|(14,645)|(20,783)|
|NET CURRENT ASSETS||537,298|500,711|
|TOTAL ASSETS LESS CURRENT||||
|LIABILITIES||998,900|974,327|
|CREDITORS||||
|Amounts falling due after more than one year|11|(30,583 )|(30,866)|
|NET ASSETS||968,317|943,461|
|FUNDS|13|||
|Unrestricted åmds||968,317|943,461|
|TOTAL FUNDS||968,317|943,461|
|Cash at bank||26,356|20,691|
|The financial statements|were approved by die Board of Trustees and were signed on its behalf|||
|by:||||
L-a.ck.e...ée.-e I M Mackenzie - Trustee
## zeucree
The notes form part of these financial statements
and authorised for issue on
Page 6
Sandbach Almshouse Charity
for 2024 Notes to the Financial Statements the Year Ended 31 December
## ACCOUNTING POLICIES
## Basis of preparing the financial statements
The financial statements of the charity, which is a public benefit entity under FRS 1 02, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Repolting by Charities: Statement of Recor•nmended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of [reland (FRS 102) (effective 1 January 201 Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 201 L The financial statements have been prepared under the historical cost convention.
## Income
Al] income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.
## Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
## Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life:
## Housing Properties
Structure - Straight line over 100 years Windows - Straight line over 30 years Gas Boilers - Straight line over 30 years
## Communal Meeting Room
Structure - Straight line over 100 years Windows and extemal doors - Straight line over 30 years Gas Boilers - Straight line over 30 years
## Other Property Improvements
Landscaping and Car Parks - Straight line over 10 years Sheds and allotments - Straight line over 20 years Warden control system - Straight line over 10 years
Computer Equipment - Straight line over 3 years
## Taxation
The charity is exempt from tax on its charitable activities.
## Fund accounting
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
2. OTHER TRADING ACTIVITIES
continued..
Page 7
## Sandbach Almshouse Charity
Notes to the Financial Statements - continued for the Year Ended 31 December 2024
|||2024|2023 as|
|---|---|---|---|
||||restated|
||Grants|1,524||
||Income - charitable activities|119,887|1 15,164|
|||121,411|115,164|
|3.|INVESTMENT INCOME|||
|||2024|2023 as|
||||restated|
|||330||
||Deposit account interest||253|
||Custodian for Charinco Shares|373|373|
|||703|626|
## 4. TRUSTEES' REMUNERATION AND BENEFITS
There were no frustees' remuneration or other benefits for the year ended 31 December 2024 nor for the year ended 31 December 2023.
Trustees' expenses
There were no trustees' expenses paid for Lhe year ended 31 December 2024 nor for the year ended
31 December 2023.
## 5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
U n r e s t r i c t e d f u n d s a s r e s
continued..
Page 8
## Sandbach Almshouse Charity
Notes to the Financial Statements - continued for the Year Ended 31 December 2024
||Notes totheFinancial Statements-continued
for theYear Ended31December 2024||||
|---|---|---|---|---|
||||t||
||||a||
||||t||
||||e||
||||d||
||INCOME AND ENDOWMENTS FROM||||
||Other trading activities|||115,164|
||Investment income|||626|
||Total|||115,790|
||EXPENDITURE ON||||
||Charitable activities||||
||General|||126,514|
||Net gains on invesünents|||54,547|
||NET INCOME|||43,823|
||RECONCILIATION OF FUNDS||||
||Total fimds brought forward|||899,638|
|5.|COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued||||
|||U|||
|||n|||
|||r|||
|||e|||
|||s|||
|||t|||
|||r|||
|||i|||
|||c|||
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|||e|||
|||d|||
|||f|||
|||u|||
|||n|||
|||d|||
|||s|||
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continued.
Sandbach Almshouse Charity
Notes to the Financial Statements - continued for the Year Ended 31 December 2024 TOTAL FUNDS CARRIED FORWARD
943 ,461
## 6. PRIOR YEAR ADJUSTMENT
The charity had previously not changed accounting policies in line with the Adoption of Sorp (FRS 102). As a result of now adopting those accounting policies, the Social Housing Grant has been recognised as income through the Statement of Financial Activities rather than a reduction in the value of properties. Depreciation has now been charged on the total cost of the properties. The following figures have been restated as a results:
## At the start of comparative period
|At the start of comparative period|||
|---|---|---|
|Funds previously reported at 1 January 2023
Recognition of Social Housing Grant as Income
Change in Accumulated depreciation b/fwd
(374,718
)Revised funds reported at I January
899 638
At the end of the comparative period
Funds previously repotted at 31 December 2023
Recognition of Social Housing Grant as Income
Change in Accumulated depreciation b/fwd
Change in Depreciation charge
Revised funds reported at 31 December 2023
Net income previously reported in comparative period
Net income as previously reported
Change in Depreciation charge Net
income as restated|61 1.100
663,256
2023
661 ,556
6639256
(374,718)
943 461
50,456
(6.633)
43.823||
||||
|||43.823|
## TANGIBLE FIXED ASSETS
|7.|||Communal|Other|||
|---|---|---|---|---|---|---|
|||Housing|Meeting|Property|Computer||
|||Properties|Room|Improvements|Equipment|Totals|
||COST||||||
||At 1 January 2024 Additions|828,018|95,373|30.493||953,884|
||||||441|441|
||At 3 1 December 2024|828,018|95,373|30,493|4-4 1|954,325|
||DEPRECIATION||||||
||At I January 2024|4-49,004|13,673|17,592||480,269|
||Charge for year|11,211|1,243|||12 454|
||At 3] December 2024|460,215|14,916|17.592||492,723|
||NET BOOK VALUE||||||
||At 31 December 2024|367,803|80,457|12,901|441|461,602|
||At 31 December 2023|379,014|81,700|12,901||473,615|
continued..
Page 10
## Sandbach Almshouse Charity
Notes to the Financial Statements - continued for the Year Ended 31 December 2024
Included in cost or valuation of land and buildings is freehold land of El 2,902 which is not depreciated.
continued.
## Sandbach Almshouse Charity
Notes to the Financial Statements - continued for the Year Ended 31 December 2024
8. DEBTORS; A[M] OUNTS FALLING DUE WITHIN ONE YEAR
|||2024|2023 as|
|---|---|---|---|
||||restated|
|Trade|debtors|501|392|
|Other|debtors|144||
|Prepayments and accrued income||1,770|1,722|
|||2,415|2,258|
## 9. CURRENT ASSET NVESTMENTS
I-westment$
||2024|2023|
|---|---|---|
|Cost or valuation|523,172|498,545|
|Additions at cost|3,000|3,000|
|Carrying value of disposals|||
|Net unrealised (loss)/gain on|54.547|(44.816)|
|revaluation of investments|||
|Market value at 31 December 2024|498,545|440,998|
|Unlisted Investrnents|||
At I January 2024 and 31 December 2024 shares were held in Co-op Housing Services (North West) at a historic cost of fl and a market value of Enil.
All investments are carried at their fair value. Investment in equities and fixed interest securities are all traded in quoted public markets, primarily the London Stock Exchange.
Holdings in common investment funds, unit u•usts and open-ended investment companies are at the bid price. 'Ille basis of fair value for quoted investments is equivalent to the market value, using the bid price. Asset sales and purchases are recognised at the date oftrade at cost (that is their transaction value).
The charity is not reliant on investment income to meet its charitable objectives.
Page
continued...
## Sandbach Almshouse Charity
Notes to the Financial Statements - continued for the Year Ended 31 December 2024
## I l
||||I l|I l|||
|---|---|---|---|---|---|---|
||10.
CREDITORS: AMOUNTS FALLING DUE||WITHIN ONE YEAR||||
||||||2024|2023|
|||||||as restated|
||Trade creditors||||168||
||Other creditors||||14,477|20,783|
||||||14,645|20.783|
|11.|CREDITORS: AMOUNTS FALLNG DUE AFTER MORE THAN ONE YEAR||||||
||||||2024||
|||||||2023|
|||||||as restated|
|12.|Other creditors||||30,583|30,866|
||LOANS||||||
||An analysis of the maturity ofthe loans is given below||||||
||||2024|2023|||
||||424||303||
||Amounts falling due benveen one and two years:||||||
||Amounts fal ling due between
years:|two and five|1,131||1,106||
||Amounts täiling due in more than five years:||29,028||29,457||
|13.|MOVEMENT m FUNDS||||||
||||Prior|Net|Transfers||
||||vear|movement|between||
|||At 1/1/24|adjustment|in funds|funds|31/12/24|
||Unrestricted funds||||||
||General fund|403,296|281,905|51,297|(69,716)|666,782|
||Routine maintenance fund|108,845||(11,218)|(67,993 )|29,634|
||Cyclical maintenance|116,059||(15,222)|(68,058)|32,779|
||Extraordinary maintenance||||||
||fund|33,355|||205,767|239,122|
|||661,555|281,905|24,857||968,317|
||TOTAL FUNDS|661 ,555|281,905|24,857||968,317|
||13.
IN FUNDS - continued||||||
||Net movement in funds, included in the above are as follows:||||||
||||Incoming|Resources|Gains and|Movement|
continued..
Page 13
## Sandbach Almshouse Charity
Notes to the Financial Statements - continued for the Year Ended 31 December 2024
||resources|expended|losses|in funds|
|---|---|---|---|---|
|Unrestricted funds|||||
|General fund|122,1 14|(95,444 )|24,627||
|Routine maintenance fund|||||
|Cyclical maintenance||(15,222)||(15,222)|
||122,1 14|(121,884)|24,627|24,857|
|TOTAL FIJTNDS||(121,884)|24,627|24,857|
Comparatives for movement in funds
|Comparatives for movement in funds|||||
|---|---|---|---|---|
||||Transfers||
|||movement|between||
||At 1/1/23|in funds|funds|31/12/23|
|Unrestricted funds|||||
|General fund|639,163|71,830|(45,791 )|685,202|
|Routine maintenance fund|99,942|(9,802)|18,705|108,845|
|Cyclical maintenance|107,178|(18,205)|27,086|116,059|
|Extraordinary maintenance filtld|33,355|||33,355|
||899,638|||943,461|
|TOTAL FUNDS|899,638|43,823||943,461|
|Comparative net movement in funds, included in the above are as||föllows:|||
||Incoming|Resources|Gains and|Movement|
||resources|expended|losses|in funds|
|Unrestricted funds|||||
|General fund|1 15,790|(98,507 )|54,547||
|Routine maintenance fund||(9,802)||(9,802)|
|Cyclical maintenance||(18,205)||(18,205)|
||115,790|(126514)|54,547|43.823|
|TOTAL FUNDS||(126,514 )|54,547|43,823|
All funds are unrestricted
a) The routine maintenance fund provides 'Or thosc items of routine maintenance and repair of almshouses belonging to the Charity.
continued..
Page 14
## Sandbach Almshouse Charity
Notes to the Financial Statements - continued for the Year Ended 31 December 2024
b) The cyclical mainlenancc fund provides for those items of ordinary maintenance and repair of almshouses belonging to the Charity which reoccur at infrequent intervals.
continued..
Page 15
## Sandbach Almshouse Charity
## Notes to the Financial Statements - continued
for the Year Ended 31 December 2024
## 13. MOVEMENT IN FUNDS -
- c) The extraordinary maintenance fumd provides for extraor,dinary repair, or rebuilding of the almshouses belonging to the Charity.
- d)The investment revaluation reserve provides for the revaluation of the investments.
e) The income and expenditure account relates to funds which can be spent for any purpose of the Charity.
## 14. RELATED PARTY DISCLOSURES
There were no related party transacåons for the year ended 3 1 December 2024.
Page 16
## Sandbach Almshouse Charity
## Detailed Statement of Financial Activities for the Year Ended 31 December 2024
||2024|2023 as|
|---|---|---|
|||restated|
|INCOME AND ENDOWMENTS|||
|Other trading activities|||
|Grants|1524||
|Income - charitable activities|119,887|115,164|
||121,411|115,164|
|Investment income|||
|Deposit account interest|330|253|
|Custodian for Charinco Shares|373|373|
||703|626|
|Total incoming resources|122,114|115,790|
|EXPENDITURE|||
|Charitable activities|||
|Wardens salary|26,743|26,956|
|Pension - Warden|445||
|Communal TV licence|83|90|
|Routine maintenance|1 1,218|9,802|
|Rates and water|1,360|9,419|
|Light and heat|2,784|1,551|
|Cyclical maintenance|15,222|18,205|
|Warden control (intercom)|3,827|2,217|
|Telephone (warden)||846|
|Gardening|7,926|7,911|
|Window cleaner|257|122|
|Depreciation of tangible fixed assets|12,674|13,353|
|Mortgage interest|3.129|3.049|
||95,668|93,521|
|Support costs|||
|Management|||
|Fees - clerk|15,140|19,596|
|Pensions - Clerk|267||
|Surveyors reports etc|2,243|5.792|
|Insurance|3,492|3,181|
|Subscriptions|1,600|994|
|Postage and stationery|500||
|Accountancy fees|2,134|2,708|
|Sundries|580|722|
|Training|260||
||26,216|32,993|
Page
||Sandbach AlmshouseCharity||
|---|---|---|
|Total resources expended|121,884|126,514|
|Net income/(expenditure) before gains and|||
|losses|230|(10,724)|
||ms page does not form part of the statutory financial statements||
||Detailed Statement of Financial Activities||
||for the Year Ended 31 December 2024||
||2024|2023 as|
|||restated|
|Realised recognised gains and losses|||
|Realised gains/losses c a inve|24,627|54,547|
|Net income|24,857|43,823|
Page 18
Sandbach Almshouse Charity
24,857 43,823
This page does not form part ofthe statutory financial statements
Net income
This page does not form part of the statutory finamial statements
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SandbachAlmshouse Charity
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