##
||Trustee name|Office (ifany)||Dates acted ifnot forwhole
year|Name ofperson (or body) entitled
to appoint trustee
ifan|
|---|---|---|---|---|---|
|1|Charles Whitbread|Co-optative|||Southill Estate|
|2|Stephen
Smith|ExOfficio||03-03-15—13-06-22|St Mary's Cardington|
|4|Alan Apling|Councillor||01.09.05|Cardington
Parish Council|
|5|Alan Nothard|Cardington|PC Rep|14.01.15|Cardington
Parish Council|
|6|Lesley Cole|Cople PC Rep||18.03.13|Cople Parish Council|
|7|David Small|Councillor||15.07.19|Cople Parish Council|
|8|Paul Goss|Councillor||09.11.20|Shortstown
Parish Council|
||William Wilson-|Councillor||08.06.15|Shortstown
Parish Council|
||Apperson|||||
|10|Phillippa
Martin-
Moran-Bryant|Borough Councillor||25.07.19|Bedford Borough Councillor|
|11|Angela Stimpson|Councillor||11.07.19|Cotton End Parish Council|
|12|Lesley Seymour|Councillor||11.07.19|Cotton End Parish Council|
|13|Rev Fr Paul Messam|ExOfficio||16-06-22|St Mary*s Cardington|
|14||||||
|15||||||
|16||||||
||Names ofthe trustees for the charity, if|||any, {forexample, any custodian trustees)||
||Name|||Oates acted if not for whole
ear||
||The Charity
is the custodian
ofeight|||L1(R)210.585.A/1||
||named
Charities as stated
in the||Scheme|||
##
|N|ames and addresses of|advise|rs
(Optional
information)|||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|T|e ofadviser|Name|Address|||||||||
|Name ofchief executive or names ofsenior staff members
(Optional
information)||||||||||||
||||I 0
1||~ 4||4|||||
|Description
ofthe charity*s trusts||||||||||||
|Type ofgoverning
document|||L1(R)210.585.A/1
Scheme including
appointment
ofTrustees||and vesting|||in|Official|||
||||Custodian
for Charities|||||||||
|How the charity is constituted||||||||||||
|Trustee selection methods|||Ex-Offlciy. Trustee (1)ReVd Stephen Smith, Vicar of
Cardington
replaced
by Rev'd Fr Paul Messam, Team||||St Mary's Church
Rector, Elstow|||||
||||Abbey 8 Elstow Team Ministry. Assistant|Area Dean of||||Bedford||||
||||Nominative
Trustees|||||||||
||||Bedford Borough Council (1)|||||||||
||||Cardington
Parish Council (2)|||||||||
||||Cople Parish Council (2)|||||||||
||||Eastcotts
Panfish
Council (2)|||||||||
||||Cotton End Parish Council (2)|||||||||
||||Co-optative Trustees —persons
residing||or carrying
on|||business|||in or|
||||near the area ofbenefit (2) Charles Whitbread|||||||||
||||First Co-o tative Trustee shall be entitled||to hold oNce|||for life||||
|Additional
governance
issues (Optional
information)||||||||||||
|You may choose to include|||The Charity is a member ofthe Almshouse||Association|||||||
|additional
information,
where||||||||||||
|ielevant,
about:||||||||||||
|~|policies and procedures|||||||||||
||adopted
forthe induction|and||||||||||
||training
oftrustees;|||||||||||
||the charity's
organisational
structure
and any wider
network
with which the charity
works;||Trustees are nominated
by local Parish Councils,
Cardington,
Cople,
Cotton End and Shortstown.
Trustee meetings
were held quarterly
in St
Mary's Church.|||||||||
|~|relationship
with any related||Member ofthe Almshouse
Association|||||||||
||parties;|||||||||||
|~|trustees'
consideration
of
major risks and the system
and procedures
to manage
them.||Annual
property
inspections
take place by Trustees
and Clerk
5year electrical inspections
are carried out by commercial
electricians.
Annual
inspection
ofsmoke alarms
by one nominated
Trustee and Clerk.
Battery replacements
are installed as and when necessary
(most are
connected to the electricity supply).|||||||||
|o I|r
~
0
0|||
|---|---|---|---|
|Summary ofthe main
achievements
ofthe charity
during the year|Two Southill Road properties
were refurbished,
including
walls plaster
skimmed,
redecoration
and floor coverings throughout.
The planned
extensions
were financially
prohibitive.|||
||Two properties
on The Green became vacant.
Work included|walls||
||plaster skimmed
and redecoration
throughout
and replacement|floor||
||coverings.|||
||Roof work at The Green tothe four properties
carried out.|||
||Routine Property
Maintenance.|||
||The Charity holds reserves as follows:—|||
|Briefstatement
ofthe
charity's
policy on reserves|Emergency
Repair Fund (ERM) Investments
relating to the charities.
listed
in the constitution.|||
||Cyclical Maintenance
Fund (CMF) in Virgin Savings Account|||
||Routine Maintenance
Fund (RMF) PSK held in Bank Account|||
||Business Reserves Account opened
with Nat West|||
|Details ofany funds materially
in deficit|Almshouse
Loan —repayments
are made twice a year, balance
outstanding
at year end 31 March 2023 - F39,375.00.|||
|Further financial
review details|(Optional
information)|||
|You may choose to include||||
|additional
information,
where||||
|relevant
about:||||
|~
the charity's
principal
sources offunds (including
any fundraising);|Weekly maintenance
contribution
(WMC) for the 8 properties.
The WMC
are reviewed
annually
using the services ofthe VOA to establish
equivalent
fair rent.|||
|~
how expenditure
has
supported
the key objectives
ofthe charity;|Key objectives —Annual
property
inspections
identify any maintenance
issues,
in addition to day to day issues.|||
|investment
policy and
objectives
including
any
ethical investment
pohcy
adopted.|Trustees invest F500per month
in M8G investments.
(7named
investments
as stated
in the Charity Schedule are increased
a monthly basis of850 per Charity,
in addition to8150per month tothe
Emergency
Repair
Fund).||on|
#
#
##
##
##
##
##
##
##
##
##
##
##
##
##
##
||||||
|---|---|---|---|---|
|2022||||2023|
||Income||||
|6,187.92|WMC 1 The Green|||3,832.77|
|5,711.26|WMC
2 The Green|||4,109.91|
|7,097.94|WMC
3The Green|||7,279.92|
|7,098.00|WMC
4The Green|||7,280.00|
|6,647.30|WWC
No 1 Jubilee Cottages|||6,759.96|
|4,944.31|WWC
No 2 Jubilee Cottages|||7,695.96|
|0|WMC
No 1 Southill Road|||4,864.35|
|251.84|WMC
No 2 Southill Road|||2,239.69|
|70.98|Interest Virgin|||11Q.06|
|7.5|TV Licence payment
received from No 2TG|||7.50|
|0|Pledge from Wixamtree|||5,000.00|
|23,005.70|Received final tragche ofloan|||1,994.30|
|0.QO|Transfer from Savings Account|||8,Q00.00|
|0.00|Bank Error &Council Tax refund|||1,524.07|
|0.00|WMC Error refund|||528.66|
|Q.QQ|Virgin Savings Account||||
|61,023.25||||61,227.15|
||Expenditure||||
||Transfer|||26,000.00|
|2,625.00|AA Loan repayments
June|and December||5,250.0Q|
|197|Almshouse
Assoc Membership|||206.00|
|120|Independent
Examiner|||126.00|
|1,171.89|Property
Insurance|||1,190.94|
|5,541.38|Clerk's Salary and PAYE|||9,552.22|
|378.81|Clerk's Mileage/Postage/Expenses|||670.77|
|200|Annual
Benevolence|||425.00|
|748.36|Plans & Land Reg fees No1% TG and SR|||0.00|
|1,556.35|Repairs and Maintenance|No 1 The Green||20,097.10|
|3,525.85|Repairs and Maintenance|No 2The Green||7,860.81|
|1,634.78|Repairs and Maintenance|No 3The Green||2,495.00|
|1,358.78|Repairs and Maintenance|No 4The Green||2,468.80|
|0|External Work at No 1-4The Green|||395.00|
|274|Repairs and Maintenance|No 1 Jubilee||124.99|
|13,005.96|Repairs and Maintenance|No 2Jubilee||1,209.00|
|6,141.61|Repairs and Maintenance|No 1 Southill Road||19,557.04|
|5,235.78|Repairs and Maintenance|No 2 Southill Road||19,486.10|
|671.66|Reimbursement
ofWMC|||528.66|
|150|Jubilee Car Park grass cutting|||220.00|
|6,0QO.OQ|Funds
to M&6 Investments|||6,0Q0.00|
|72|External
Payroll Services|||72.00|
||TV Licence paid on behalf|of No|4TG|7.50|
|50,616.71||||123,942.93|
|10,406.54|Income less expenditure||||
||Expenditure||exceeded Income|-62,715.78|
##
|||ASSETS|ASSETS|ASSETS|||||||
|---|---|---|---|---|---|---|---|---|---|---|
|Robinson|&||||||||||
|Hall Property
Rebuild
figures, April|||||||||Sum insured|Sum insured
to
June 2023|
|2017|||||||||||
|||Property - Fixed Assets|||||||||
|163,000.00||1 The Green|||||||213,616.00|236,900.00|
|161,0QO.|OO|2The Green|||||||21Q,994.00|233,992.00|
|166,000.00||3The Green|||||||217,548.00|241,260.00|
|177,000.QO||4The Green|||||||231,964.00|257,248.0Q|
|102,000.00||1 Jubilee Cottages|||||||133,674.00|148,244.00|
|102,000.00||2Jubilee Cottages|||||||133,674.00|148,244.00|
|94,000.00||1 Southill Road|||||||123,190.00|136,618.00|
|94,000.00||2 Southill Road|||||||123,910.00|136,618.00|
|||Land adjoining|||||||||
|||1-2Jubilee Cottages|||||||1.00|1.00|
|1,059,000.00|||||||Totals||1,388,571.00|1,539,125.00|
|||Non-current
Assets:-|||||||||
|Next
reinstatement||M8G Investments|as at||||||31-Mar-22|31-Mar-23|
|||National Association Almshouses|||||Common||investment||
||2023|Fund|||||||||
|||Shares
- Value|asat31||March ......||||2022|2023|
|||Thomas Forster Elder|||||||1,742.16|2,378.05|
|||Humphery
Harleston|||||||1,825.21|2,462.03|
|||Widows Charity|||||||1,757.28|2,393.34|
|||Rev Maurice Farrel|||||||1,650.27|2,285.13|
|||Thomas Forster the Younger|||||||1,720.76|2,356.41|
|||Samuel N/hitbread|||||||2,698.42|3,345.01|
|||Whitemans
Charity|||||||1,68551|2,320.77|
|||Emergency
Repair|Fund {Accumulation)||||||17,465.35|8,567.74|
||||||||||30,544.96|26,108.48|
|||Current assets:-|||||||||
|||Bank Current Account|||||||8,184.77|5,358.93|
|||Bank Reserve Account|||||||0|18,042.23|
|||Cyclical Maintenance||Fund|(Virgin a/c)||||62,956.29|13,066.35|
|||Current
Liabilities|||||||||
|||Almshouse
Assoc|Repayments||||Loan 1||-2,625.00|-2,625.QO|
|||Almshouse
Assoc|Repayments||||Loan 2||0|-1,312.50|
|||Non-Current
Liabilities|||||||||
|||Almshouse
Assoc|outstanding|||loan|||-17,062.50|-14,437.50|
|||Almshouse
Assoc|outstanding|||loan||2||-24,937.50|
|||TOTAL ASSETVALUE minus
Liabilities|||||||1,470,569.52|1,558388.49|
|||No 1 The Green|||||TOTALS|
|---|---|---|---|---|---|---|---|
|25-May-22|30|hot water cylinder||||1,080.00||
|27-May-22|31|Guttering||||12.5Q||
|27-May-22|21|House clearance||||72Q.QQ||
|8-Jun-22|36|Carpets||||721.34||
|9-Jun-22|40|Garden||||50.00||
|23-Jun-22|45|Plaster skim||||2,400.00||
|30-Jun-22|47|Electric||||30.19||
|5-Jul-22|49|Taking out toilet and|sink|||78.00||
|11-Jul-22|53|Replacement
front door||||641.25||
|13-Jul-22|54|Replacement
toilet||||552.00||
|18Jul-22|59|Carpets||||1,781.16||
|29-Jul-22|62|Replacement
bathroom||sink||240.00||
|1-Aug-22|65|Replacement
kitchen|units|||1,895.00||
|10-Aug-22|71|Electric||||19.30||
|24-Aug-22|72|Fitting Kitchen
units||||2,207.88||
|15-Aug-22|74|Painting
8 Decoration||||2,850.00||
|13-Aug-22|77|Garden||||25.00||
|22-Aug-22|80|Skirting and stair rail||||140.00||
|30-Aug-22|85|Smoke and heat detectors||||396.00||
|30-Aug-22|86|Light switches||||156.00||
|5-Sep-22|87|Shed and fencing||||327.82||
|7-Sep-22|92|Jobs in kitchen and bathroom|||8tiling|835.00||
|15-Sep-22|93|Electric||||14.73||
|21-Sep-22|99|Deep clean||||125.00||
|26-Sep|104|Electric||||6.80||
|30-Sap-22|109|Erecting offencing and||sheds||585.93||
|26-Oct-22|132|Wiring
removal ofstorage heaters||||1,032.00||
|||timer to towel rail||||||
|9-Dec-22|160|Outside Tap||||174.00||
|19-Dec-22|162|Replaced towel rail element||||126.00||
|28-Dec-22|170|Capping
ofChimney|pots|||555.00||
|12-Jan-23|173|Heater Battery replaced||||72.0Q||
|24-Mar-23|205|Properly
Valuation||||18.0Q||
|28-Feb-23|203|Replacement
bathroom||shower||229.20|20,097.10|
|||No 2The Green||||||
|7-Apr-22|4|Kitchen
units||||407.93||
|8-Apr-22|7|Faulty towel
rail element||||120.00||
|8-Apr-22|8|Replaced post||||140.00||
|13-Apr-22|9|Replacement
sink unit 8 worktops||||685.00||
|22-Apr-22|15|Electric||||14.88||
|25-Apr-22|17|Hot/water/cylinder
taps||and waste||1,293.60||
|9-May-22|25|Painting
8 Decorating||||2,260.00||
|12-May-22|27|Deep clean||||210.00||
|27-May-22|31|Guttering||||12.50||
|10-Jun-22|38|Electdc||||44.54||
|94un-22|40|Garden||||50.00||
|74ul-22|50|Electric||||11.78||
|11-Jul-22|53|Replacement
front door||||641.25||
|5-Aug-22|64|Electric||||10.26||
|4-Aug-22|70|Cooker||||334.00||
|17-'Aug-22|73|Connect cooker||||72.QQ||
|13-Aug-22|77|Garden||||25.00||
|19-Aug-22|79|Electric||||5.32||
|5-Sep-22|87|Sheds||||327.82||
|22-Sep-22|107|Free ofTap||||54.00||
|30-Sep-22|109|Erecting offencing and||sheds||585.93||
|28-Dec-22|170|Capping
ofChimney|pots|||555.00|7,860.81|
|||No 3The Green||||||
|---|---|---|---|---|---|---|---|
|11-Jul-22|53|Replacement
front door||||641.25||
|27-May-22|31|Relaying slabs||||25.00||
|5-Sep-22|87|Shed and fencing||||327.82||
|5-Sep-22|89|catches and hinge||||50.00||
|30-Sep-22|109|Erecting offencing and||sheds||585.93||
|29-Nov-23|156|Storage Heater repairs||||84.00||
|14-Dec-23|164|Install double socket||||168.00||
|28-Dec-22|170|Capping
of Chimney|pots|||555.QO||
|10-Mar-23|207|Replacement
post||||40.00||
|24-Mar-23|2Q5|Property
Valuation||||18.QO|2,495.00|
|||No 4The Green||||||
|11-Jul-22|53|Replacement
front door||||641.25||
|5-Sep-22|87|Shed and fencing||||327.82||
|5-Sep-22|89|New door lock and cupboard|||catch|80.00||
|30-Sep-22|1Q9|Erecting offencing and||sheds||585.93||
|5-Sep-22|90|Key||||26.00||
|28-Dec-22|170|Capping
ofChimney|poW|||555.0Q||
|3-Jan-23|172|Replacement
sink taps||||208.80||
|31-Jan-23|188|Replacement
bathroom||light|bulbs|4.00||
|10-Mar-23|207|Replacement
post||||40.00|2,468.80|
|||No 1 Jubilee Cottages||||||
|29-Jul-22|62|Replacement
ball valve||||71.99||
|2-Nov-22|137|Flowers||||35.00||
|24-Mar-23|2Q5|Property
Valuation||||18.00|124.99|
|||No 2Jubilee Cottages||||||
|31-May-22|26|Valuation
Office||||18.00||
|25-Apr-22|17|Blocked shower waste||||54.00||
|104un-22|39|Blocked sewer||||145.00||
|4-Nov-22|139|Replacement
bathroom||fan||132.00||
|25-Jan-23|186|Removal ofshed &erect replacement||||86Q.OQ|1,209.00|
|||No 1 Southill Road||||||
|1-Apr-22|1|Grass cutting||||20.00||
|8-Apr-22|5|Council Tax||||157.55||
|22-Apr-22|16|Electric||||9.47||
|25-Apr-22|18|Grass cutting||||20.00||
|25-Apr-22|19|Electric||||6.88||
|9-May-22|23|Council Tax||||162.00||
|31-May-22|32|Grass cutting||||20.00||
|7-Jun-22|33|Council Tax||||162.00||
|16-Jun-22|44|Electric||||23.38||
|30-Jun-22|46|Grass cutting||||20.00||
|8-Jul-22|51|Council Tax||||162.00||
|15-Jul-22|55|Electric||||11.22||
|2-Aug-22|63|Carpets||||891.12||
|8-Aug-22|67|Council Tax||||162.00||
|15-Aug-22|75|Electric||||12.17||
|18-Aug-22|81|House clearance and|skip|||250.00||
|23-Aug-22|82|External
lights||||96.00||
|30-Aug-22|83|Smoke and heat detectors||||612.00||
|2-Sep-22|88|Hedge cutting and clearance||||80.00||
|12-Sep-22|95|LoR insultation||||385.00||
|12-Sep-22|96|Council Tax||||407.56||
||||||||||TOTALS|
|---|---|---|---|---|---|---|---|---|---|
|22-Sep-22|97|Electric||||||12.83||
|20-Sep-22|98|Hot water cylinder||||||1,488.00||
|23-Sep-22|100|Chimney
plaster||||||3QQ.OO||
|23-Sep-22|103|Bricking up chimney||||&airing|cupb.|1QO.OQ||
|21-Sep-22|106|Black Rubbish||bin||||46.65||
|30-Sep-22|111|Grass cutting||||||20.00||
|5-Oct-22|113|Plastering
bedroom|||wall|||200.00||
|5-Oct-22|115|Council Tax||||||205.0Q||
|11-Oct-22|118|Odd jobs||||||40.00||
|14-Oct-22|120|Painter 8 Decorator||||||2,895.00||
|20-Oct-22|125|Pest control||||||72.00||
|19-Oct-22|126|Deep clean||||||220.00||
|16-Oct-22|127|Numbers
for dustbins||||||3.990||
|19-Oct-22|128|Odd jobs/door||handles||||275.00||
|26-Oct-22|129|Electric fittings||taking||down|rads|||
|||& re fit after decoration||||||990.00||
|26-Oct-22|130|Wiring and trunking|||on stairs|||336.00||
|22-Oct-22|131|Fencing and installing||||||2,657.50||
|26-Oct-22|133|switches,
spurs||8,timers ~||||528.00||
|2-Oct-22|136|Dropped
Kerb||Highways||||145.95||
|9-Nov-22|141|Skirting boards,||line||posts||142.50||
|16-Nov-22|143|Carpet||||||524.06||
|18-Nov-22|145|VOA||||||18.00||
|21-Nov-22|150|Lead flashings||||||960.00||
|22-Nov-22|151|Stair Cupboard||||||240.00||
|25-Nov-22|155|Cupboard
on Stairs||||||52.50||
|9-Dec-22|159|Basin Clicker||||||81.60||
|3-Jan-23|171|Replacement|toilet seat|||||103.20||
|12Jan-23|174|Painting
ofstair cupboard||||||225.00||
|12-Jan-23|175|Repainting
of|kitchen|||and lounge||920.00||
|12-Jan-23|176|Dropped
Kerb||Highways||||730.00||
|16-Jan-23|177|Blocked paving||to front||||850.00||
|18-Jan-23|180|Removal ofStorage||||heaters|K-D|312.00||
|18Jan-23|181|LStorage heater take down|||||and refit|192.00|19,557.04|
|||No 2Southill|Road|||||||
|1-Apr-22|2|Grass cutting||||||20.00||
|8-Apr-22|5|Council Tax||||||157.55||
|19-Apr-22|14|Electric||||||2.38||
|25-Apr-22|18|Grass cutting||||||20.00||
|5-May-22|20|Electric||||||2.29||
|10-May-22|24|Electric||||||12.16||
|9-May-22|22|Council Tax||||||162.00||
|31-May-22|32|Grass cutting||||||20.00||
|7-Jun-22|33|Council Tax||||||162.00||
|8-Jun-22|35|Electric||||||14.54||
|30-Jun-22|46|Grass cutting||||||20.00||
|8-Jul-22|48|Electdc||||||14.25||
|8Jul-22|52|Council Tax||||||162.00||
|28-Jul-22|60|Pest control||||||156.0Q||
|3-Aug-22|63|Carpets||||||1,377.93||
|4-Aug-22|66|Electric||||||13.80||
|8-Aug-22|68|Council Tax||||||162.00||
|18-Aug-22|81|House clearance and skip||||||390.00||
|23-Aug-22|82|External
lights||||||96.00||
|30-Aug-22|84|Smoke and heat detectors||||||612.00||
||||Charity Commission|Charity Commission|Charity Commission|Registration: 210585|Registration: 210585|||
|---|---|---|---|---|---|---|---|---|---|
|2-Sep-22|88|Hedge cutting and clearance|||||80.00|TOTALS||
|14-Sep-22|91|Electric|||||13.33|||
|12-Sep-22|94|Council Tax|||||162.00|||
|12-Sep-22|95|Loft insultation|||||385.00|||
|23-Sep-22|100|Chimney
plaster|||||300.00|||
|23-Sep-22|103|Clearance ofchimney||and brick up|||90.0Q|||
|23-Sep-22|108|Plastering
kitchen|walls||||320.00|||
|3-Oct-22|1Q9|Electric|||||10.15|||
|04-Oct|112|Kitchen fitting|||||1,800.00|||
|30-Sap-22|111|Grass cutting|||||20.00|||
|5-Oct-22|115|Council Tax|||||162.00|||
|11-Oct-22|118|Odd jobs|||||200.00|||
|11-Oct-22|119|Kitchen
Vinyl|||||395.00|||
|20-Oct-22|121|Kitchen
units incl. cooker|||||2,458.22|||
|20-Oct-22|125|Pest control|||||72.00|||
|19-Oct-22|128|2 doors and handles|||||672.00|||
|22-Oct-22|131|Fencing and installing|||||2,657.50|||
|4-Nov-22|140|Council Tax|||||162.00|||
|9-Nov-22|141|Skirting boards,
line posts|||||142.50|||
|16-Nov-22|144|Painting
&decoration|||||2,985.00|||
|16-Nov-22|149|Electrics various|||||672.00|||
|21-Nov-22|15Q|Lead flashings|||||960.00|||
|22-Nov-22|153|EPC|||||65.00|||
|28-Nov-22|154|Deep Cleaning|||||220.00|||
|25-Nov-22|155|Cupboard
on Stairs|||||52.50|||
|16-Jan-22|177|Blocked paving to front|||||85Q.OQ|||
|19-Oct-22|card|Bin numbers|||||3.0Q|||
|||||||||19,486.10||
|||The Green||||||||
|16-Jun-22|40A|Shrubs chopped|back|in communal|area||175.00|||
|18-Aug-22|81|Rubbish cleared|||||90.00|||
|31-Oct-22|135|Bench|||||130.00|395.00||
|||Jubilee Car Park||||||||
|1-Apr-22|1|Grass cutting JC|Car Park||||30.00|||
|25-Apr-22|18|Grass cutting JC|Car Park||||30.00|||
|31-May-22|32|Grass cutting|||||30.00|||
|30-Jun-22|46|Grass cutting JC|Car Park||||30.00|||
|30-Sep-22|111|Grass cutting JC|Car Park||||30.0Q|||
|31-Oct-22|135|Grass cutting JC|Car Park||||40.0Q|||
|21-Mar-23|210|Grass cutting JC|Car Park||||30.00|220.00||
||||||||||73,912.94|