TRusfEFS* ANNUAL REPORT
AccouNtS
YEAR ENDED JI- DECEMBER 2025

for the year ended 31# December 2025
Tru8te¢s' 8miual report
Independent exalljiller's report on the accoullts
Receipts and payments account
Notes to receipts and Pa￿nellts account
Statem¢nt of &ss¢ts and liabilities

THE ROCHFORD CHARITIES
TRUSTEES, ANNUAL BEPORT
for the year ended 31st December 2025
Legg1 ¥4nd adDiinfistrative iDforniation
Charity nm¢
The charity is known by th¢ name The Rochford Charities and was previously known as Lord Ryche's
Almshouses.
Ch￿7ty Commission registsrednumber
1204913
Ch4rity'sprindpdl address
The &ddress used for all Co￿￿￿)nd¢￿ec is that of the Honordry ClerL Mts S Fa
I I l Alexandra Road
Greatwakering
Southend on Sea
Essex
SS3 OGX
Governing docwNen¢
The cE￿ity is govmied by the regulations set out in the ChaTity CommissioDets' Scbeme of 1922 as amended in 1979.
1985 and 2001 which is bascd on the Will of Lord Ry¢he of R￿hf0rd maik in 1571.
Charity's objects
The Charity owns six a]mshouses for the and benefit of l(KaL needy alld agal tenants.
l. Trustees and governanee
Tr#slees
The current trustees. and those who acted during the year covered by this report are as follows: _
MrCJaark
- Tn￿te¢
- Vi¢e£haiTma
Mrs F &]uier
- TDJstee
- Tn￿¢¢ (resigned Jan 2025) M5 C Tabor
- Trustee (&ppointed Jan 2025)
- Trustee (appointed April 2025)
Mr J H Howard
Mr D J Cottis
Mr J R A Jackson
Mr J P Smwthy
Mr R Whittingbam - TTUStee
Unless stated otheTWiS¢. all th¢ members acted thr￿￿bout the year ended 31. Decemb¢r 2025.
Pagell

TRUSTEES. ANTr4UAL REPORT
for the y¢ar eodtsj 31#December 2if25
2. Actlvities and acbievements
Principal adtvitses
The prAllcÉpal actiwty of the tnlst is the wovision of long-term housing for six ICUL needy and aged persons.
Fuijding strqte
Costs arc fundcd by investment inc4)me al￿ amonthty cOntri￿tiOn from each teDaDL
Maintenance
Maintsnance of. and repaits to. the AllltslAQUS¢S 15 arranged by the Truste￿ Costs include exterior window cleaning
and gardening.
Ach1￿Ments in 21125
This ye&r saw the introduction of a line of new garthn shed8 as well as Teinforcement WO￿ on the 1950s back wall of
tILe gard¢n.
3. Policies
Reserves
Tbe tn￿, policy is to n)ainlain illcome tbaft eitkr exc¢e& or matchas th¢ ￿)Sts incl￿ed ID the orKrntion of
the clwity.
As at 31st De¢eJnbcr 2025. reserves tot8ll¢d £266481 (2024: £256051).
4. Slgnature and dec1¥4rntion
I declare, in my Capacity of chaTity tnLStee. that:
The truste&8 have apE￿0Ved the Report set out ab)v
The trustees have compliedwith their duty as per section 4 of the 2(M)6 Act to have due regard to guidance on
public benefit published by the c4)MMi￿oI￿ and
The tru8tees have authoriwj me to sign it on theirbehalf.
J P Smoothy- Trnstee & Treasurer
For and on beJ)alf of th¢ Tn￿eeS of Th¢ R(Khford ajaritics
Page12

THE ROCHFORD CHAIUTIES
INDEPENDEwf EXAMtNER'S REPORT ON THE AccoirKrs
Report to the trustees of The RochfoTd Charities on the Receipts and Payments Accounts for the yeaT
eDded 31 December 2025. set out on pagcs 4 to 6.
Re5pecdve responsibilitiu of trnstees and examioer
The charity's trnstees arc responsible for the preparation of the accounts. The ¢hariWs lrnstee5 consider
that an audit is not required for tkns pcriod and that an indep¢ndcnt examination is needed (undeT section
144 of the ChaTities A¢t 2011 (th¢ Charities Act)).
It is my responsibility to:
examine the a￿Oll￿ts (under section 145 of the chariti￿ Act)"
follow tlke procethjres laid down in the general Directions given bythe CbaTity Conllnission
(under section 145(5)(b) of the Cbarities Act)" aDd
state whether particular matters have come to my attention.
B￿1$ of illdependent e￿mIller's stalenient
My ¢￿amInation was caTri¢d out in accoTdallce with genera] Directions given by the Charity
Commission. An examination includes a review of the accounting Tecords kept by the cbaTity and a
comparison of the accounts presented with those re￿rds. It also in¢ludrs considcration of any unusual
items or disclosurcs in the accounts and seeking explanatlODS from th¢ trustees concen)ing any such
matters. The procedures undertaken do not provide all the evidence that would be rcquired in an audiL
and consequently no Opinion is given os to wbether the accounts present a 'truc and fairf view the
report is limAted to those matt¢rs set out in th¢ statement below.
Independent examiner's statement
In connection with my exan)in￿O￿ no matter has come to my attentiori
(l) which gives m¢ reasonable cawse to belI￿e that in any matcriai respect the requir￿1]ents.
to ke￿ accoullting re¢ords in accordance with section 130 of th¢ ChaTities Act. and
to prepare accounts which accord with the accounting records and comply with the
a¢counting requir¢D*ots of the Clwiti¢s Act
have not becn meL or
(2) to which, in my OPiDiOD. attentioD should be drawn in ￿der to enable J proper wideTStanding of
the accounts to be reached.
2q JuDe 21f26
David Stapleton Bsc FCA
Howard & St4ileton
26-28 West Street
Rochford
Essex, SS4 IAJ
Page 13

forthe yc8r ended 31 D￿llber 2025
2025
2024
Uwe5tricted Restricted Unr¢stricted
Funds
Fwids
Ft4nd%
Resfftcted
FuRd
Notes
Receipts
Donations. Icgacies and other
similar receipts
Operating activities
to furtber charity's objects
to genernte fimds
Grants received
3350
3450
43000
334
Other recetpts
terest aod divid¢nds
47220
50978
46684
Payments
Payments for generating fimds
Cliaritsblc payments:
grants paid
charitable activites
support costs
manAgement and administration
12776
3401
24371
8562
1399
27480
oth￿ paymwtts
37441
Non-cash movements
Profit on disposal of iy)vestrnents
Transfer betwe¢0 fiwds
44667
(44667)
44667
Net Receiptsl(Psyments)
For period
Surplus fimds brought fornTd
As at 31 Dccember 2025
53910
202141
(44667)
44667
10430
2561151
256051
266481
The notes (In page S form part of these accounts
Page14

for the Ye￿ ended 31 December 2025
2025
2024
Unrestrirted ResÉricted U￿r￿tricted Restiieted
Funds
Funds
Donatlons, legacies and other
similar re¢eipts
Donations
restrictsd
UDrestriLtrJ
Legactes
Gift Aid tax refim(is
3450
3350
3450
3350
2. Gr*nts reteived
Roehford District Council
3. Other receipts
Residents, contributions
47220
43000
47220
430(10
4. Interest and divldends
Deposit accoutit inter&qt
334
308
334
S. Support ￿sts
Utilities
1378
1399
1214
1292
6066
Maintenanc£
Council tsx
12776
8562
7. Assets
The trustees do not hold auy &8sets aside fro
{1) cash a¢¢umu18ted and held in the bank.
(2) thc freehold18nd and buildings comprising the six al￿boUseS with a current V8lue of £1250,IM)O, the
cost of which is indetenninable.
8. Transfer between funds
In 2024, the trustees received confirn￿tioD from the CbaTity Bank that the loaD and corrwonding a88et did llot
n¢ed to be list¢d &8 Testricted funds and couldlK moved to wjrestricted funds. A full trnn5fcr took pl￿e in 2024
alld from 2026 onwards only UDrestricted funds will be showD in the fll]ancial statements.
Pagels

STATEMEwf OF ASSETS A14D LIABIIITIES
&8 at 31 Decemt*r 2025
2025
Unrestri¢ted Restricted
Fwids
2024
Unrestricfed
Fund¥
RoYtrict£d
Fu￿t
Totsl
Total
Assets
Almshouses costs
Casb fimds..
534677
534677
179276
355401
2401
4427
22407
4427
22407
Deposit ￿Ullt
Assets retained for the
charity's own use
Transf¢rbetween fimds
355401
(355401)
561511
561511
Liabilities
Charity bank loan
305460
305460
298963
Transferbctween funds
305460
(305400)
298963
298963
305460
305460
Signed on behalf of the tTUStees
J H Howard- Tnlstee and Chainnan
Page16