Trustees’ Annual Report for the period
From 1[st] July 2024 to 30[th] June 2025
Charity name: Charity of Mary Parminter
Charity registration number: 210057
Objectives and Activities
| SORP reference |
||
|---|---|---|
| Summary of the purposes of the charity as set out in its governing document |
Para 1.17 |
The objects of the charity are: a. The relief of poverty by the provision of housing for beneficiaries, and b. Such charitable purposes for the benefit of the residents as the trustees decide. c. The maintenance of the endowed chapel served by a chaplain and a manse to serve as a residence for the chaplain or for other purposes determined by the trustees. |
| Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts. |
Para 1.17 and 1.19 |
The charity provides and maintains six almshouses as accommodation for single women. Although almshouses are not currently categorised as social housing, in practice they provide accommodation that is significantly more affordable than market prices i.e. at a level lower than the Local Housing Allowance. The charity pays for all repairs and improvements to the almshouses and has begun to make them more energy efficient by installing air source heat pumps this year. The chaplain has oversight over the properties, exercises pastoral care to the almswomen and leads worship in the Chapel. The chapel and manse are Grade 1 listed buildings and therefore require specialist maintenance and repairs which accounts for the consistently high expenditure on these assets. Historic England and East Devon County Council Conservation Officer recommended that the charity sought expert advice from an accredited conservation surveyor and David George RICS & IHBC was retained. Surveys of the entire site have been completed and a comprehensive listed building consent application has been submitted. Negotiations with the authorities are in progress to find an acceptable solution to replacing the leaking roof and render. |
1
| The chapel windows have been repaired this year with most having to be almost completely replaced in a bespoke manner. This has been extremely labour intensive and has required specialist skills thus necessitating further expenditure of £26,730 this year. Planned routine maintenance on the almshouses has been carried out and loft insulation renewed in preparation for the air source heat pumps installed in five out of six of the almshouses in July. This accounts for the large expenditure taken from the general account. It was necessary to reinstall the water tanks in each property in order to qualify for the BUS grant which halved the cost of purchase and installation. The sixth almshouse is integrated within the chapel building and will also receive an ASHP once the chapel roof and render have been repaired. New EPCs will be commissioned once all possible energy saving measures have been put in place. |
||
|---|---|---|
| Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit |
Para 1.18 |
The trustees have had regard to public benefit. |
Achievements and Performance
| SORP reference |
||
|---|---|---|
| Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole. |
Para 1.20 |
Some of the beneficiaries receive government benefits and would not be able to afford accommodation in East Devon. Some have family members in the area and so being able to live nearby is very important for mutual support. Since all the residents are capable of independent living, they each actively contribute to the life of the local community. As well as having its own congregation, which is active in the community, self-supporting, and gives financial support to national and local charities on a regular basis, the Grade 1 listed chapel attracts significant interest from visitors due to its association with the National Trust property ‘A La Ronde’. The meadow in which it stands is being managed with close attention to maintaining biodiversity and environmental impact. One of our trustees has particular responsibility for the meadow and has specialist knowledge in this area. It is a quiet, and picturesque space used daily by both members of the public and community groups. |
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Financial Review
| Financial Review | ||
|---|---|---|
| Review of the charity’s financial position at the end of the period |
Para 1.21 |
The Trustees maintain two separate funds for administrative purposes, both of which are unrestricted. The General Fund which may under the Scheme be applied as appropriate “in furthering the objects of the charity”, and the Housing Fund (designated) which is used for the maintenance and repair of the residential properties. Capital investments are managed by the investment management company CCLA. (Churches, Charities and Local Authorities) The General Fund relates to the provision of the Chapel building for worship and the Manse for the resident Chaplain, along with the payment of an honorarium to the Chaplain. There is an ERF (Extraordinary Repair Fund) for the Chapel and Manse which at 30.06.2025 had a market value of £33,464 and a Cyclical Repair Fund for planned maintenance and repairs with a market value of £17,497. Total repairs and maintenance costs amounted to £73,239. The Housing Fund relates solely to the provision of almshouse accommodation and is required to be self- supporting and non-profitmaking. The Housing Fund has an ERF which at 30.06.2025 had a market value of £100,000 and a Maintenance and Administration Fund with a market value of £30,000. Total expenditure on maintenance and repairs was £21,974. Separate funds are generated by the members of the Chapel congregation for the running costs of the chapel and its worship, and for the related expenses of the Chaplain. The Chapel accounts are attached as an appendix to the Charity accounts. |
| Statement explaining the policy for holding reserves stating why they are held |
Para 1.22 |
The Charity recognises the need for investment income to meet the regular excess of costs over weekly maintenance contributions (WMC income) and has resolved to maintain reserves amounting to £140,000 invested with CCLA to generate this income. In addition, there is a need to have readily available funds or investments convertible into cash to cover day to day expenditure, especially if WMC income is reduced because almshouses become vacant. To mitigate this risk, free reserves of £35,000 (equivalent to the WMC generated by full occupancy for one year) would be required to allow the charity to operate for at least 12 months. without income from WMC so this amount is invested in an easy access account with CCLA. There are no restricted funds but the current reserves policy has designated £100,000 for the replacement of the chapel roof and associated repairs. |
3
Structure, Governance and Management
| Description of charity’s trusts: |
||
|---|---|---|
| Type of governing document | Para 1.25 | The Charity is controlled by a Charity Commission Scheme dated 24 January 2012 (ref 851/1112) amended May 2017 and is Registered Charity No. 210057. The Incorporation of the Trustees of the Charity of Mary Parminter was sealed on 28th October 1993. The Charity was founded under a Trust Deed of 1813 by Jane and Mary Parminter |
| How is the charity constituted? |
Para 1.25 | The Incorporation of the Trustees of the Charity of Mary Parminter was sealed on 28th October 1993. |
| Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees |
Para 1.25 | The governing document states that there should be no more than eight and no less than five trustees with a preference for two to be ministers of the United Reformed Church or the Congregational denominations and the majority of the remaining trustees to be active members of a Protestant denomination. The appointment of a trustee is made by the trustees at an ordinary meeting or special meeting called for the purpose. |
Additional information
| Policies and procedures adopted for the induction and training of trustees |
Para 1.51 | As described in the Trustee Induction Policy: Trustees are provided with: • The charity’s governing document • A copy of the charity’s Annual Report and accounts • A copy of the current year’s budget • A copy of the charity’s minutes of recent meetings • The Charities Commission’s guidance on ‘The Essential Trustee’ • A precis of the charity’s history • List of fellow trustees with their present duties within the charity. • Copy of any current policies. • Other charity specific documentation. The Almshouse Association provides training workshops, courses and online training in which trustees are encouraged to participate at the expense of the charity. |
|---|---|---|
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| The charity’s organisational structure and any wider network with which the charity works |
Para 1.51 | The charity is administered by seven trustees assisted by a volunteer who acts as both clerk and treasurer. The chaplain is appointed by the trustees and reports to them at each trustee meeting. The chaplain receives remuneration in the form of an honorarium and expenses which are reviewed annually. |
| Relationship with any related parties |
Para 1.51 | The Charity is a member of the Almshouses Association and the management of the properties is in keeping with the guidelines issued by the Association using their operational policy templates. |
Reference and Administrative details
| Charity name | Charity of Mary Parminter |
|---|---|
| Registered charity number | 210057 |
| Charity’s principal address | Point in View Summer Lane Exmouth Devon EX8 5BD |
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Names of the charity trustees who manage the charity
| 1 2 3 4 5 6 |
Trustee name | Office (if any) | Dates acted if not for whole year |
Name of person (or body) entitled to appoint trustee(if any) |
|---|---|---|---|---|
| Iain Robert McDonald | Chair | All trustees appointed by board of trustees |
||
| David Ley | ||||
| Janine Atkinson | ||||
| Jenny French-Batten | ||||
| Lisa Wright | ||||
| Jayne Taylor |
Names and addresses of advisers
| Type of adviser | Name | Address |
|---|---|---|
| Independent Examiner | Dr Ian Harrison | 21 Barton Close, Exton, Exeter, Devon EX3 0PE |
Declarations
Signature Full name Iain Robert McDonald Position Chair Date 21st October 2025
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THE CHARITY OF MARY PARMINTER
REGISTERED CHARITY NO. 210057
ACCOUNTS
FOR THE YEAR ENDED
30 JUNE 2025
0
INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF THE CHARITY OF MARY PARMINTER REG. CHARITY NO: 210057
Report on the accounts of the charity for the year ended 30[th] June 2025 as set out on pages 4 - 11
Respective responsibilities of the trustees and the examiner
The charity’s trustees are responsible for the preparation of the Accounts in accordance with the Charities Act 2011. The trustees consider that an audit is not required under section 144(2) of the Act and that an independent examination is needed. The independent examiner has the responsibility to state whether particular matters have come to their attention.
Basis of independent examiner’s report
The examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently an audit opinion is not expressed.
Independent examiner’s statement
In connection with my examination, no matter has come to my attention
-
which gives me reasonable cause to believe that in any material respect the requirements
-
a. to keep accounting records in accordance with the 2011 Act; and
-
b. to prepare accounts which accord with the accounting policies and to comply with the accounting requirements of the 2011 Act have not been met: or
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to which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached
NAME:
Dr. Ian Harrison
DATE: 16[th] October 2025
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SIGNIFICANT INFORMATION
The Charity was founded under a Trust Deed of 1813 by Jane and Mary Parminter then living at A La Ronde in order that its income be applied to:
-
a. paying the stipend and expenses of the Chaplain
-
b. the benefit of the residents of the Charity in such a manner as the Trustees think fit.
The Charity is regulated by the Charity Commissioners Scheme dated 24 January 2012, amended 31 January 2017. Registered Number 210057.
Officers for the year 1[st] July 2024 – 30[th] June 2025
Chair: Revd. Iain McDonald 5 Trews Weir Court, Exeter, EX2 4JS Clerk & Treasurer: Mrs. Andrea McAdam19 Phillipps Avenue, Exmouth EX8 3HZ Trustees: Mr Robert Jones 52 Brixington Lane, Exmouth EX8 4JG David Ley 85 Green Close, Exmouth EX8 3QA Revd. Janine Atkinson 24 Halsdon Avenue, Exmouth, EX8 3DL Jenny French-Batten 2 Warneford Gardens, Exmouth, EX8 4EN Lisa Wright Flat 1, 20 Morton Road, Exmouth, EX8 1AZ Revd. Jayne Taylor 6 Hill Close, Exeter, EX4 6HJ Chaplain: Revd. M. Nicholls The Manse, Point-in-View, Summer Lane, Exmouth EX8 5BD The Correspondent: Mrs. Andrea McAdam19 Phillipps Avenue, Exmouth EX8 3HZ Bankers: Nat. West Bank PLC 94 High Street, Honiton, Devon. EX14 1JL Independent Examiner: Dr Ian Harrison 21 Barton Close, Exton, Exeter, Devon EX3 0PE Solicitor: WBW Solicitors 9 Southernhay West, Exeter, Devon EX1 1JG Situation: Point-in-View, Summer Lane, Exmouth EX8 5BD Telephone: Chaplain 01395 260178 The Correspondent: 07975919248
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Trustees’ responsibility for the Accounts
Charity Law requires the Trustees to prepare Statements of Account for each financial year which represent the state of affairs of the Charity and of its incoming resources and application of resources for that period.
In preparing those Financial Statements, the Trustees are required to:
-
Select suitable accounting policies and apply them consistently.
-
Make judgements and estimates that are reasonable and prudent.
-
Prepare the Financial Statements on the going concern basis, unless it is inappropriate to presume t hat the Charity will continue in operation.
-
To value assets and liabilities in accordance with the Statement of Recommended Practice Accounting by Charities (SORP)
The Trustees are responsible for keeping proper accounting records, which are sufficient to show and explain the Charity’s transactions and to disclose with reasonable accuracy at any time the financial position of the Association, and to enable them to ensure that any statements of account comply with the requirements for the Statement of Recommended Practice - Accounting and Reporting by Charities (SORP) FRS 102 and the Charities (Accounts and Reports) regulations 2008.
They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities
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| THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
|---|---|---|---|---|---|---|
| STATEMENT OF ASSETS AND LIABILITIES AT 30 JUNE 2025 | ||||||
| 2025 | 2024 | |||||
| Note | £ | £ | ||||
| Freeholdproperty | 4 | 14,848 | 14,848 | |||
| Investments | 5 | 180,961 | 291,700 | |||
| Cash at Bank and in Hand | 44,111 | 8,384 | ||||
| 239,920 | 314,932 | |||||
| Represented byIncome funds | ||||||
| Designated | 152,410 | (a) | 184,131 | |||
| Unrestricted | 87,511 | (b) | 130,801 | |||
| 239,920 | 314,932 | |||||
| Note(a) | ||||||
| Housing Fund | _130,000 _ | seep10 | ||||
| Freeholdproperty | _14,848 _ | seep9 | ||||
| Cash at Bank | _7,562 _ | |||||
| 152,410 | ||||||
| Note(b) | ||||||
| General Fund | _50,961 _ | seep10 | ||||
| Cash at Bank | 36,550 | |||||
| 87,511 | ||||||
| NOTES | ||||||
| 1. There were no known contingent liabilities at 30th June 2025 | ||||||
| 2. There were no capital commitments at 30th June 2025 | ||||||
| These Financial Statements were approved bythe Trustees on 21st October 2025 | ||||||
| and signed on their behalf by: | ||||||
| Chair: Iain R McDonald | ||||||
| Trustee: | ||||||
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| THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
|---|---|---|---|---|---|---|---|---|---|
| RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED 30TH JUNE 2025 | |||||||||
| Note | General Fund |
Housing Fund |
Total | 2024 | |||||
| Receipts | £ | £ | |||||||
| Dividend & Interest | 2 | 11,353 | 11,353 | 12,056 | |||||
| Wayleave BT Phoneline | 37 | 37 | 37 | ||||||
| Refund of duplicatepayment | 19 | ||||||||
| Legacy | 5,000 | ||||||||
| Residents' Maintenance Charge | 36,643 | 36,643 | 38,292 | ||||||
| Sale of Investments | 110,000 | 110,000 | 25,000 | ||||||
| Transfer from General | 0 | 0 | 1,000 | ||||||
| Transfer from Housing | 5,000 | 5,000 | 21,000 | ||||||
| 131,409 | 36,643 | 163,033 | 97,386 | ||||||
| Payments | |||||||||
| Management Costs | 3 | 96,889 | 31,670 | 128,558 | 74,848 | ||||
| Transfer to Housing | 0 | 0 | 1,000 | ||||||
| Transfer to General | 5,000 | 5,000 | 21,000 | ||||||
| 96,889 | 36,670 | 133,558 | 96,848 | ||||||
| Surplus(Deficit) | 34,520 | -27 | 29,475 | 538 | |||||
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THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025
1. ACCOUNTING POLICIES
Basis of Accounting. The statement of accounts has been prepared in accordance with the Statement of Recommended Practice - Accounting and Reporting by Charities 2005 and the Charities (Accounts and Reports) regulations 2008.
The Accounts are prepared on a receipt and payment basis under section 133 of the Charities Act 2011.
An examination is carried out under section 145(1) of the Charities Act 2011, but section 144(1) (audit) of the Charities Act 2011 does not apply.
Gifts in Kind. The Charity receives the benefit of work carried out by volunteers and receives the use of facility and equipment without charge; no value is placed on these items.
Taxation. As a registered Charity, the Association benefits from Rates relief and is generally exempt from Income Tax and Capital Gains Tax, but not from VAT. Irrecoverable VAT is included in the cost of those items to which it relates.
Investments. Investments are stated at market value.
2. INVESTMENT INCOME (DIVIDENDS AND INTEREST)
| 2025 | 2024 | |
|---|---|---|
| £ | £ | |
| CCLA COIF Charity Funds | ||
| Property Fund | 7,181 | 7,043 |
| Ethical Fund | 4171 | 5,013 |
| Total 11,352 | 12,056 |
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| THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
|---|---|---|---|
| NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025 | |||
| 3. MANAGEMENT AND ADMINISTRATION COSTS | 2025 | 2024 | |
| GENERAL FUND | £ | £ | |
| Maintenance Chapel and Manse(see schedulep8) | 73,239 | 37,413 | |
| Administration and Sundry | 9,781 | 10,794 | |
| Chaplain honorarium and expenses | 7,164 | 5,658 | |
| Council Tax | 2,975 | 2,839 | |
| Manse heatingsubsidy | 1,800 | 1,890 | |
| Gardening | 1,165 | 1,270 | |
| Transfer to Housingfund | - | 1,000 | |
| Telephone/Broadband | 360 | 360 | |
| Trustee Expenses | 110 | 313 | |
| Christmasgifts to residents(see below) | 300 | ||
| Water Rates | 295 | 93 | |
| Total | 96,889 | 61,930 | |
| HOUSING FUND | |||
| Transfer to General Fund | 5,000 | 21,000 | |
| Maintenance: Cottages | 21,975 | 9,286 | |
| Insurance | 3,155 | 2,984 | |
| Garden | 3,382 | 1,570 | |
| Subscriptions | 419 | 48 | |
| Sundries | 1,989 | 30 | |
| Capital expenditure(ventilation system and refurbishment) | 500 | - | |
| Christmasgifts to residents | 250 | ||
| Total | 36,670 | 34,918 |
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| THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
|---|---|
| NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025 | |
| MANAGEMENT AND ADMINISTRATION COSTS - BREAKDOWN OF MAINTENANCE & REPAIRS |
2025 |
| £ | |
| CHAPEL, MANSE AND GROUNDS(FROM GENERAL FUND) | |
| ASHP INSTALLATION IN 1,2,3,6 AND 7 | 42,410 |
| CHAPEL WINDOW PROJECT YEAR 2 | 26,730 |
| ELECTRICAL WORK | 1,234 |
| CHAPEL AND NO.4 LEAK REPAIR | 652 |
| MANSE ELECTRICAL WORK | 512 |
| CHAPEL DRAINAGE | 502 |
| MANSE ASHP SERVICE AND INSPECTION | 270 |
| WASTE REMOVAL | 264 |
| CHAPEL WALLS AND ROOF | 251 |
| TOILET REPAIRS | 175 |
| MANSE DRAINAGE | 92 |
| MANSE BATHROOM | 88 |
| TWO PORTABLE HEATERS FOR SITE | 59 |
| Total | 73,239 |
| ALMSHOUSES(FROM HOUSING FUND) | |
| DRAINAGE REPAIR | 3,896 |
| FIRE DOOR INSTALLATION NO.4 | 3,027 |
| LOFT INSULATION 1.2.3.6.7 | 2,398 |
| DRAIN SURVEY | 2,112 |
| WINDOW AND GUTTER CLEANING | 1,898 |
| REFURBISH NO1 FOR NEW RESIDENT | 1,869 |
| ELECTRICAL WORK NO.4 & NO.6 | 1,688 |
| FENCE REPAIRS | 932 |
| RE-LAY PAVING SLABS NO.7 | 758 |
| MISCELLANEOUS | 633 |
| CHAPEL WINDOW FINAL PAYMENT | 542 |
| SECURITY LIGHTING | 512 |
| COOKER NO.6 | 457 |
| JOHN MARSHALL CONSULTANCY FEES | 455 |
| REPLACE HEATING SWITCHES NO.2 | 416 |
| SEPTIC TANK EMPTYING | 380 |
| Total | 21,974 |
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THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025
| 4. | TANGIBLE FIXED ASSETS Cost Balance on 1 July 2024 Balance on 30 June 2025 Housing Association Grant Balance on 1 July 2024 Balance on 30 June 2025 Net Book Value on 30 June 2024 Net Book Value on 30 June 2025 |
Freehold Land and Buildings |
|---|---|---|
£ 29,747 -------- 29,747 _ 14,899 --------- 14,899 ___ 14,848 ===== 14,848 ===== |
Cottages 1,2 and 3 were built in 1969 at a cost of £9,092 and were financed partly from internal funding and partly from an interest free loan from the Charity’s General Fund out of a gift from the Devon and Cornwall Congregational Union.
Cottage 4 was part of the original endowment and created by the amalgamation of original almshouses 4 & 5.
Cottages 6 and 7 were built in 1978 at a cost of £20,655 and were financed by a loan from East Devon District Council (now repaid) and partly from a grant of £14,899 from the Department of the Environment and partly from an interest free loan from the Charity’s General Trust Fund out of a gift from the Devon and Cornwall Congregational Union.
Note: The Charity has no legal right to dispose of the properties other than by transfer to another charity at the nominal book value, representing original costs less the Housing Association Grant (which might have to be repaid). Any proposal for sale must be in consultation with the Charity Commission with the expectation that sale proceeds are used for the re-provision of almshouses.
9
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THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025
5. INVESTMENTS
No. of
Shares Share price 2025 2024
p £ £
COIF Charity Property Fund
COIF Charity Property Fund 125,676.13 103.37 130,005
COIF Charity Property Fund 125,676.13 106.12 133,464
Allocated to:
General Extraordinary Repair Fund 33,464 30,005
Housing Extraordinary Repair Fund 100,000 100,000
133,464 130,005
COIF Ethical Investment Fund
COIF Ethical Investment Fund 52,245.83 309.49 161,695
COIF Ethical Investment Fund 16,008.32 296.70 47,497
Allocated to:
General Cyclical Repair Fund 17,497 100,000
Housing Cyclical Repair Fund 30,000 61,695
47,497 161,695
TOTAL 180,961 291,700
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THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025
SUMMARY OF FUNDS
2025 2024
£ £
Investments
General Fund (Extraordinary Repair Fund) 33,464 30,005
General Fund (Cyclical Maintenance Fund) 17,497 100,000
Housing Fund (Extraordinary Repair Fund 100,000 100,000
Housing Fund (Cyclical Maintenance Fund) 30,000 61,695
180,961 291,700
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APPENDIX
| APPENDIX | APPENDIX | APPENDIX | APPENDIX | APPENDIX |
|---|---|---|---|---|
| POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | ||||
| STATEMENT OF ASSETS AND LIABILITIES AT 30/06/2025 | ||||
| TSB Current Account | ||||
| Bank balance as at 30.06.2025 | £4,314.23 | Bank balance as at 30.06.2024 | £13,540.84 | |
| Less cheques notpresented | £0.00 | Less cheques notpresented | £0.00 | |
| £4,314.23 | £13,540.84 | |||
| COIF Deposit Account CO3072543-001 | ||||
| 2024/2025 | 2023/2024 | |||
| Balance c/f | £4,265.31 | Balance c/f | £4,036.60 | |
| Interest | £202.52 | Interest | £228.71 | |
| Transfer out to Managed Fund | ||||
| £4,467.83 | £4,265.31 | |||
| COIF Managed Fund CO3072544-001 | ||||
| 2024/2025 | 2023/2024 | |||
| Initial investment 9 Jan 2014 | £20,000.00 | Initial investment 9 Jan 2014 | £20,000.00 | |
| Balance c/f | £56,027.95 | Balance c/f | £50,382.10 | |
| Transfer in from Deposit Acct | ||||
| Interest | ||||
| Value 30 June 2024 | £54,999.37 | Value 30 June 2023 | £56,027.95 | |
| GAIN/LOSS | -£1,028.58 | £5,645.85 | ||
| NOTE: These accounts areprepared on the 'Receipts & Payments' basis | and complywith the appropriate legal requirements. | |||
| Signed: A. McAdam |
Treasurer | |||
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POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025
RECEIPTS AND PAYMENTS ACCOUNT
RECEIPTS
2024/2025 2023/2024
Weekly Offerings inc CAF £9,054 £9,826
HMRC Gift Aid Tax Refund 2023/2024 £474 £2,082
Visitors boxes and donations £203 £143
£9,732 £12,051
SPECIAL EVENTS
Weddings £100 £300
Concert/Craft fair £480
£100 £780
IN MEMORIAM
-
Legacy Eve Midgly £1,025
£0 £1,025
MISCELLANEOUS
Jesus Christ Superstar Trip reimbursement £215
Reimbursement of Christmas meal £220
TOTAL RECEIPTS £10,267 £13,856
Cash balance 30/06/2024 £13,541 £14,441
Cash balance 30/06/2025 £4,314 £13,541
- -
Net receipts for 2024/2025 £9,227 £900
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POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 RECEIPTS AND PAYMENTS ACCOUNT
| POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 |
|---|---|---|---|---|
| RECEIPTS AND PAYMENTS ACCOUNT | ||||
| PAYMENTS | ||||
| 2024/2025 | 2023/2024 | |||
| MINISTRY | ||||
| Chaplain honorarium | £650 | £1,659 | ||
| Chaplain's expenses | £1,133 | |||
| £1,783 | £1,659 | |||
| MISSION & CHARITIES | ||||
| Embrace the Middle East | £2,050 | £2,800 | ||
| Exmouth Food Bank | £2,005 | £500 | ||
| Open Door Exmouth | £2,000 | £1,500 | ||
| Esteem Team | £1,000 | £870 | ||
| Christian Aid | £751 | |||
| Chaplain's discretionary fund | £400 | |||
| Exmouth Coastal Churches Christmas Encounter | £50 | |||
| Small Pilgrim Places | £15 | £15 | ||
| URC Ministry & Mission | £100 | |||
| Traidcraft | £67 | |||
| £8,271 | £5,852 | |||
| MAINTENANCE & REPAIR | ||||
| Tent maintenance | £2,160 | £1,800 | ||
| Electricity Bulb/Octopus energy | £2,151 | £1,482 | ||
| Cleaning | £1,300 | £1,300 | ||
| Gardening | £576 | £455 | ||
| Organ | £174 | £168 | ||
| Window cleaning | £40 | |||
| £6,402 | £5,206 | |||
| MISCELLANEOUS | ||||
| Defibrillator purchase and installation | £712 | |||
| Cuckoo (J F) (Broadband) | £420 | £420 | ||
| Jesus Christ Superstar trip (reimbursed) | £237 | |||
| Exmouth Pride Event | £223 | |||
| Jenny French-Batten-Secretarial | £223 | £377 | ||
| Harvest Lunch | £220 | |||
| Christmas meal | £210 | |||
| Trudi Cotton Coffee | £196 | |||
| Bible Society Course books | £187 | |||
| Catering | £176 | £367 | ||
| CCLI (Music Licence) | £97 | £93 | ||
| Wheelbarrow | £86 | |||
| Retirement gift to trustee | £51 | |||
| Parish UK subscription | £19 | |||
| Sundries | £8 | |||
| Chapel Away Day | £610 | |||
| Printing | £120 | |||
| Fundfiler | £85 | |||
| £3,038 | £2,099 | |||
| TOTAL PAYMENTS | £19,494 | £14,816 | ||
14
THE CHARITY OF MARY PARMINTER
REGISTERED CHARITY NO. 210057
ACCOUNTS
FOR THE YEAR ENDED
30 JUNE 2025
0
INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF THE CHARITY OF MARY PARMINTER REG. CHARITY NO: 210057
Report on the accounts of the charity for the year ended 30[th] June 2025 as set out on pages 4 - 11
Respective responsibilities of the trustees and the examiner
The charity’s trustees are responsible for the preparation of the Accounts in accordance with the Charities Act 2011. The trustees consider that an audit is not required under section 144(2) of the Act and that an independent examination is needed. The independent examiner has the responsibility to state whether particular matters have come to their attention.
Basis of independent examiner’s report
The examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently an audit opinion is not expressed.
Independent examiner’s statement
In connection with my examination, no matter has come to my attention
-
which gives me reasonable cause to believe that in any material respect the requirements
-
a. to keep accounting records in accordance with the 2011 Act; and
-
b. to prepare accounts which accord with the accounting policies and to comply with the accounting requirements of the 2011 Act have not been met: or
-
to which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached
NAME:
Dr. Ian Harrison
DATE: 16[th] October 2025
1
SIGNIFICANT INFORMATION
The Charity was founded under a Trust Deed of 1813 by Jane and Mary Parminter then living at A La Ronde in order that its income be applied to:
-
a. paying the stipend and expenses of the Chaplain
-
b. the benefit of the residents of the Charity in such a manner as the Trustees think fit.
The Charity is regulated by the Charity Commissioners Scheme dated 24 January 2012, amended 31 January 2017. Registered Number 210057.
Officers for the year 1[st] July 2024 – 30[th] June 2025
Chair: Revd. Iain McDonald 5 Trews Weir Court, Exeter, EX2 4JS Clerk & Treasurer: Mrs. Andrea McAdam19 Phillipps Avenue, Exmouth EX8 3HZ Trustees: Mr Robert Jones 52 Brixington Lane, Exmouth EX8 4JG David Ley 85 Green Close, Exmouth EX8 3QA Revd. Janine Atkinson 24 Halsdon Avenue, Exmouth, EX8 3DL Jenny French-Batten 2 Warneford Gardens, Exmouth, EX8 4EN Lisa Wright Flat 1, 20 Morton Road, Exmouth, EX8 1AZ Revd. Jayne Taylor 6 Hill Close, Exeter, EX4 6HJ Chaplain: Revd. M. Nicholls The Manse, Point-in-View, Summer Lane, Exmouth EX8 5BD The Correspondent: Mrs. Andrea McAdam19 Phillipps Avenue, Exmouth EX8 3HZ Bankers: Nat. West Bank PLC 94 High Street, Honiton, Devon. EX14 1JL Independent Examiner: Dr Ian Harrison 21 Barton Close, Exton, Exeter, Devon EX3 0PE Solicitor: WBW Solicitors 9 Southernhay West, Exeter, Devon EX1 1JG Situation: Point-in-View, Summer Lane, Exmouth EX8 5BD Telephone: Chaplain 01395 260178 The Correspondent: 07975919248
2
Trustees’ responsibility for the Accounts
Charity Law requires the Trustees to prepare Statements of Account for each financial year which represent the state of affairs of the Charity and of its incoming resources and application of resources for that period.
In preparing those Financial Statements, the Trustees are required to:
-
Select suitable accounting policies and apply them consistently.
-
Make judgements and estimates that are reasonable and prudent.
-
Prepare the Financial Statements on the going concern basis, unless it is inappropriate to presume t hat the Charity will continue in operation.
-
To value assets and liabilities in accordance with the Statement of Recommended Practice Accounting by Charities (SORP)
The Trustees are responsible for keeping proper accounting records, which are sufficient to show and explain the Charity’s transactions and to disclose with reasonable accuracy at any time the financial position of the Association, and to enable them to ensure that any statements of account comply with the requirements for the Statement of Recommended Practice - Accounting and Reporting by Charities (SORP) FRS 102 and the Charities (Accounts and Reports) regulations 2008.
They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities
3
| THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
|---|---|---|---|---|---|---|
| STATEMENT OF ASSETS AND LIABILITIES AT 30 JUNE 2025 | ||||||
| 2025 | 2024 | |||||
| Note | £ | £ | ||||
| Freeholdproperty | 4 | 14,848 | 14,848 | |||
| Investments | 5 | 180,961 | 291,700 | |||
| Cash at Bank and in Hand | 44,111 | 8,384 | ||||
| 239,920 | 314,932 | |||||
| Represented byIncome funds | ||||||
| Designated | 152,410 | (a) | 184,131 | |||
| Unrestricted | 87,511 | (b) | 130,801 | |||
| 239,920 | 314,932 | |||||
| Note(a) | ||||||
| Housing Fund | _130,000 _ | seep10 | ||||
| Freeholdproperty | _14,848 _ | seep9 | ||||
| Cash at Bank | _7,562 _ | |||||
| 152,410 | ||||||
| Note(b) | ||||||
| General Fund | _50,961 _ | seep10 | ||||
| Cash at Bank | 36,550 | |||||
| 87,511 | ||||||
| NOTES | ||||||
| 1. There were no known contingent liabilities at 30th June 2025 | ||||||
| 2. There were no capital commitments at 30th June 2025 | ||||||
| These Financial Statements were approved bythe Trustees on 21st October 2025 | ||||||
| and signed on their behalf by: | ||||||
| Chair: Iain R McDonald | ||||||
| Trustee: | ||||||
4
| THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
|---|---|---|---|---|---|---|---|---|---|
| RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED 30TH JUNE 2025 | |||||||||
| Note | General Fund |
Housing Fund |
Total | 2024 | |||||
| Receipts | £ | £ | |||||||
| Dividend & Interest | 2 | 11,353 | 11,353 | 12,056 | |||||
| Wayleave BT Phoneline | 37 | 37 | 37 | ||||||
| Refund of duplicatepayment | 19 | ||||||||
| Legacy | 5,000 | ||||||||
| Residents' Maintenance Charge | 36,643 | 36,643 | 38,292 | ||||||
| Sale of Investments | 110,000 | 110,000 | 25,000 | ||||||
| Transfer from General | 0 | 0 | 1,000 | ||||||
| Transfer from Housing | 5,000 | 5,000 | 21,000 | ||||||
| 131,409 | 36,643 | 163,033 | 97,386 | ||||||
| Payments | |||||||||
| Management Costs | 3 | 96,889 | 31,670 | 128,558 | 74,848 | ||||
| Transfer to Housing | 0 | 0 | 1,000 | ||||||
| Transfer to General | 5,000 | 5,000 | 21,000 | ||||||
| 96,889 | 36,670 | 133,558 | 96,848 | ||||||
| Surplus(Deficit) | 34,520 | -27 | 29,475 | 538 | |||||
5
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025
1. ACCOUNTING POLICIES
Basis of Accounting. The statement of accounts has been prepared in accordance with the Statement of Recommended Practice - Accounting and Reporting by Charities 2005 and the Charities (Accounts and Reports) regulations 2008.
The Accounts are prepared on a receipt and payment basis under section 133 of the Charities Act 2011.
An examination is carried out under section 145(1) of the Charities Act 2011, but section 144(1) (audit) of the Charities Act 2011 does not apply.
Gifts in Kind. The Charity receives the benefit of work carried out by volunteers and receives the use of facility and equipment without charge; no value is placed on these items.
Taxation. As a registered Charity, the Association benefits from Rates relief and is generally exempt from Income Tax and Capital Gains Tax, but not from VAT. Irrecoverable VAT is included in the cost of those items to which it relates.
Investments. Investments are stated at market value.
2. INVESTMENT INCOME (DIVIDENDS AND INTEREST)
| 2025 | 2024 | |
|---|---|---|
| £ | £ | |
| CCLA COIF Charity Funds | ||
| Property Fund | 7,181 | 7,043 |
| Ethical Fund | 4171 | 5,013 |
| Total 11,352 | 12,056 |
6
| THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
|---|---|---|---|
| NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025 | |||
| 3. MANAGEMENT AND ADMINISTRATION COSTS | 2025 | 2024 | |
| GENERAL FUND | £ | £ | |
| Maintenance Chapel and Manse(see schedulep8) | 73,239 | 37,413 | |
| Administration and Sundry | 9,781 | 10,794 | |
| Chaplain honorarium and expenses | 7,164 | 5,658 | |
| Council Tax | 2,975 | 2,839 | |
| Manse heatingsubsidy | 1,800 | 1,890 | |
| Gardening | 1,165 | 1,270 | |
| Transfer to Housingfund | - | 1,000 | |
| Telephone/Broadband | 360 | 360 | |
| Trustee Expenses | 110 | 313 | |
| Christmasgifts to residents(see below) | 300 | ||
| Water Rates | 295 | 93 | |
| Total | 96,889 | 61,930 | |
| HOUSING FUND | |||
| Transfer to General Fund | 5,000 | 21,000 | |
| Maintenance: Cottages | 21,975 | 9,286 | |
| Insurance | 3,155 | 2,984 | |
| Garden | 3,382 | 1,570 | |
| Subscriptions | 419 | 48 | |
| Sundries | 1,989 | 30 | |
| Capital expenditure(ventilation system and refurbishment) | 500 | - | |
| Christmasgifts to residents | 250 | ||
| Total | 36,670 | 34,918 |
7
| THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER | THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER |
|---|---|
| NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025 | |
| MANAGEMENT AND ADMINISTRATION COSTS - BREAKDOWN OF MAINTENANCE & REPAIRS |
2025 |
| £ | |
| CHAPEL, MANSE AND GROUNDS(FROM GENERAL FUND) | |
| ASHP INSTALLATION IN 1,2,3,6 AND 7 | 42,410 |
| CHAPEL WINDOW PROJECT YEAR 2 | 26,730 |
| ELECTRICAL WORK | 1,234 |
| CHAPEL AND NO.4 LEAK REPAIR | 652 |
| MANSE ELECTRICAL WORK | 512 |
| CHAPEL DRAINAGE | 502 |
| MANSE ASHP SERVICE AND INSPECTION | 270 |
| WASTE REMOVAL | 264 |
| CHAPEL WALLS AND ROOF | 251 |
| TOILET REPAIRS | 175 |
| MANSE DRAINAGE | 92 |
| MANSE BATHROOM | 88 |
| TWO PORTABLE HEATERS FOR SITE | 59 |
| Total | 73,239 |
| ALMSHOUSES(FROM HOUSING FUND) | |
| DRAINAGE REPAIR | 3,896 |
| FIRE DOOR INSTALLATION NO.4 | 3,027 |
| LOFT INSULATION 1.2.3.6.7 | 2,398 |
| DRAIN SURVEY | 2,112 |
| WINDOW AND GUTTER CLEANING | 1,898 |
| REFURBISH NO1 FOR NEW RESIDENT | 1,869 |
| ELECTRICAL WORK NO.4 & NO.6 | 1,688 |
| FENCE REPAIRS | 932 |
| RE-LAY PAVING SLABS NO.7 | 758 |
| MISCELLANEOUS | 633 |
| CHAPEL WINDOW FINAL PAYMENT | 542 |
| SECURITY LIGHTING | 512 |
| COOKER NO.6 | 457 |
| JOHN MARSHALL CONSULTANCY FEES | 455 |
| REPLACE HEATING SWITCHES NO.2 | 416 |
| SEPTIC TANK EMPTYING | 380 |
| Total | 21,974 |
8
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025
| 4. | TANGIBLE FIXED ASSETS Cost Balance on 1 July 2024 Balance on 30 June 2025 Housing Association Grant Balance on 1 July 2024 Balance on 30 June 2025 Net Book Value on 30 June 2024 Net Book Value on 30 June 2025 |
Freehold Land and Buildings |
|---|---|---|
£ 29,747 -------- 29,747 _ 14,899 --------- 14,899 ___ 14,848 ===== 14,848 ===== |
Cottages 1,2 and 3 were built in 1969 at a cost of £9,092 and were financed partly from internal funding and partly from an interest free loan from the Charity’s General Fund out of a gift from the Devon and Cornwall Congregational Union.
Cottage 4 was part of the original endowment and created by the amalgamation of original almshouses 4 & 5.
Cottages 6 and 7 were built in 1978 at a cost of £20,655 and were financed by a loan from East Devon District Council (now repaid) and partly from a grant of £14,899 from the Department of the Environment and partly from an interest free loan from the Charity’s General Trust Fund out of a gift from the Devon and Cornwall Congregational Union.
Note: The Charity has no legal right to dispose of the properties other than by transfer to another charity at the nominal book value, representing original costs less the Housing Association Grant (which might have to be repaid). Any proposal for sale must be in consultation with the Charity Commission with the expectation that sale proceeds are used for the re-provision of almshouses.
9
----- Start of picture text -----
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025
5. INVESTMENTS
No. of
Shares Share price 2025 2024
p £ £
COIF Charity Property Fund
COIF Charity Property Fund 125,676.13 103.37 130,005
COIF Charity Property Fund 125,676.13 106.12 133,464
Allocated to:
General Extraordinary Repair Fund 33,464 30,005
Housing Extraordinary Repair Fund 100,000 100,000
133,464 130,005
COIF Ethical Investment Fund
COIF Ethical Investment Fund 52,245.83 309.49 161,695
COIF Ethical Investment Fund 16,008.32 296.70 47,497
Allocated to:
General Cyclical Repair Fund 17,497 100,000
Housing Cyclical Repair Fund 30,000 61,695
47,497 161,695
TOTAL 180,961 291,700
----- End of picture text -----
10
----- Start of picture text -----
THE INCORPORATED TRUSTEES OF THE CHARITY OF MARY PARMINTER
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025
SUMMARY OF FUNDS
2025 2024
£ £
Investments
General Fund (Extraordinary Repair Fund) 33,464 30,005
General Fund (Cyclical Maintenance Fund) 17,497 100,000
Housing Fund (Extraordinary Repair Fund 100,000 100,000
Housing Fund (Cyclical Maintenance Fund) 30,000 61,695
180,961 291,700
----- End of picture text -----
11
APPENDIX
| APPENDIX | APPENDIX | APPENDIX | APPENDIX | APPENDIX |
|---|---|---|---|---|
| POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | ||||
| STATEMENT OF ASSETS AND LIABILITIES AT 30/06/2025 | ||||
| TSB Current Account | ||||
| Bank balance as at 30.06.2025 | £4,314.23 | Bank balance as at 30.06.2024 | £13,540.84 | |
| Less cheques notpresented | £0.00 | Less cheques notpresented | £0.00 | |
| £4,314.23 | £13,540.84 | |||
| COIF Deposit Account CO3072543-001 | ||||
| 2024/2025 | 2023/2024 | |||
| Balance c/f | £4,265.31 | Balance c/f | £4,036.60 | |
| Interest | £202.52 | Interest | £228.71 | |
| Transfer out to Managed Fund | ||||
| £4,467.83 | £4,265.31 | |||
| COIF Managed Fund CO3072544-001 | ||||
| 2024/2025 | 2023/2024 | |||
| Initial investment 9 Jan 2014 | £20,000.00 | Initial investment 9 Jan 2014 | £20,000.00 | |
| Balance c/f | £56,027.95 | Balance c/f | £50,382.10 | |
| Transfer in from Deposit Acct | ||||
| Interest | ||||
| Value 30 June 2024 | £54,999.37 | Value 30 June 2023 | £56,027.95 | |
| GAIN/LOSS | -£1,028.58 | £5,645.85 | ||
| NOTE: These accounts areprepared on the 'Receipts & Payments' basis | and complywith the appropriate legal requirements. | |||
| Signed: A. McAdam |
Treasurer | |||
12
----- Start of picture text -----
POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025
RECEIPTS AND PAYMENTS ACCOUNT
RECEIPTS
2024/2025 2023/2024
Weekly Offerings inc CAF £9,054 £9,826
HMRC Gift Aid Tax Refund 2023/2024 £474 £2,082
Visitors boxes and donations £203 £143
£9,732 £12,051
SPECIAL EVENTS
Weddings £100 £300
Concert/Craft fair £480
£100 £780
IN MEMORIAM
-
Legacy Eve Midgly £1,025
£0 £1,025
MISCELLANEOUS
Jesus Christ Superstar Trip reimbursement £215
Reimbursement of Christmas meal £220
TOTAL RECEIPTS £10,267 £13,856
Cash balance 30/06/2024 £13,541 £14,441
Cash balance 30/06/2025 £4,314 £13,541
- -
Net receipts for 2024/2025 £9,227 £900
----- End of picture text -----
13
POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 RECEIPTS AND PAYMENTS ACCOUNT
| POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 | POINT IN VIEW CHAPEL ACCOUNTS FOR YEAR ENDING 30/6/2025 |
|---|---|---|---|---|
| RECEIPTS AND PAYMENTS ACCOUNT | ||||
| PAYMENTS | ||||
| 2024/2025 | 2023/2024 | |||
| MINISTRY | ||||
| Chaplain honorarium | £650 | £1,659 | ||
| Chaplain's expenses | £1,133 | |||
| £1,783 | £1,659 | |||
| MISSION & CHARITIES | ||||
| Embrace the Middle East | £2,050 | £2,800 | ||
| Exmouth Food Bank | £2,005 | £500 | ||
| Open Door Exmouth | £2,000 | £1,500 | ||
| Esteem Team | £1,000 | £870 | ||
| Christian Aid | £751 | |||
| Chaplain's discretionary fund | £400 | |||
| Exmouth Coastal Churches Christmas Encounter | £50 | |||
| Small Pilgrim Places | £15 | £15 | ||
| URC Ministry & Mission | £100 | |||
| Traidcraft | £67 | |||
| £8,271 | £5,852 | |||
| MAINTENANCE & REPAIR | ||||
| Tent maintenance | £2,160 | £1,800 | ||
| Electricity Bulb/Octopus energy | £2,151 | £1,482 | ||
| Cleaning | £1,300 | £1,300 | ||
| Gardening | £576 | £455 | ||
| Organ | £174 | £168 | ||
| Window cleaning | £40 | |||
| £6,402 | £5,206 | |||
| MISCELLANEOUS | ||||
| Defibrillator purchase and installation | £712 | |||
| Cuckoo (J F) (Broadband) | £420 | £420 | ||
| Jesus Christ Superstar trip (reimbursed) | £237 | |||
| Exmouth Pride Event | £223 | |||
| Jenny French-Batten-Secretarial | £223 | £377 | ||
| Harvest Lunch | £220 | |||
| Christmas meal | £210 | |||
| Trudi Cotton Coffee | £196 | |||
| Bible Society Course books | £187 | |||
| Catering | £176 | £367 | ||
| CCLI (Music Licence) | £97 | £93 | ||
| Wheelbarrow | £86 | |||
| Retirement gift to trustee | £51 | |||
| Parish UK subscription | £19 | |||
| Sundries | £8 | |||
| Chapel Away Day | £610 | |||
| Printing | £120 | |||
| Fundfiler | £85 | |||
| £3,038 | £2,099 | |||
| TOTAL PAYMENTS | £19,494 | £14,816 | ||
14