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2024-12-31-accounts

Charity registration number 209925 (England and Wales)

EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY)

ALSO KNOWN AS THE DAVIDSON BEQUEST

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

File 1 of 2, Page 1 of 17. Encyro E-Sign ID: McNrG-SlN5wtPQk9 (2025-Oct-04 13:43:06 UTC)

EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Mr P Orpwood Ms E Bell Mr A Radford

Charity number (England and Wales) Principal address

209925

8 Priory Close Storrington Pulborough West Sussex RH20 4FQ

Independent examiner

West & Berry Limited Nile House Nile Street Brighton BN1 1HW

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST CONTENTS

Page
Trustees' report 1 - 2
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 14

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST TRUSTEES' REPORT

FOR THE YEAR ENDED 31 DECEMBER 2024

The trustees present their annual report and financial statements for the year ended 31 December 2024.

The Eva Clare Davidson Housing Charity (formerly Eva Clare Davidson's Charity) which is also known as The Davidson Bequest was established in 1946 under the will of the late Mrs Eva Clare Davidson and a subsequent Deed of Assent. A further substantial legacy was received under the will of the late Dr Daisy M Smith in 1983.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

The charity's objects are the provision of low cost housing for 'gentlewomen in reduced circumstances'. The charity owns two properties located in Storrington, West Sussex that provide ten self-contained flats. There have been no change in the objects or policies of the charity in the year ended 31 December 2024. The charity has no related or co-operating organisations.

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Achievements and performance

The trustees consider the performance of the charity to have been satisfactory. The maintenance and improvement of the properties and environment provided to beneficiaries remain a priority and improvements continue to be made.

Two more flats were refurbished this year and we continue our programs of updating and complying with the new legislation.

Financial review

The results for the year are set out in the Statement of Financial Activities. The charity's main source of income continues to be derived from rental income and the cost of repairs and maintenance of the properties is the charity's principal expense. The charity realised a deficit before any investment losses of £29,645 (2023: £9,593) in the year; there was a loss on disposal of investments of £Nil (2023: £2,677) and unrealised investment gains of £20,023 (2023: loss £1,725). The total net movement in funds in the year was £-6,622 (2023: £-13,995) and unrestricted funds stood at £617,710 at the year end (2023: £624,332).

Reserves policy

Reserves are held for the future maintenance and eventual extension of the properties. The reserves are not yet considered adequate to embark upon such an extension.

Investment policy

The charity's funds are mainly made up of investments. The investment policy is reviewed by the trustees at least once a year with investment advisors. The investment objective for a balance between income and growth with moderate risk has remained unchanged. The overall value of the investment portfolio decreased by disposals of £Nil and upwards revaluation of £20,026, compared to an decrease of £1,537 in 2023. The trustees are satisfied with the current investment strategy and are confident that the value of the portfolio will be enhanced in the long term. Further information is set out in the notes to the financial statements.

Risk policy

The trustees have given consideration to the major risks to which the charity is exposed and have considered the systems designed to mitigate exposure to such risks; in particular the regular trustees meetings with a careful review of the charity's funding and available resources to ensure sufficient monies are held for the charity's ongoing costs and general commitments.

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

Plans for future periods

The trustees policy is to continue to provide low cost housing for women in reduced circumstances at an affordable cost in a supportive and comfortable environment. Reserves are held for the future maintenance and eventual extension of the properties. The reserves are not yet considered adequate to embark on such an extension.

The trustees had started to look at building another block along the lines of the plans drawn up by the previous trustees in February 1998. Two outline planning applications were made, but refused by Horsham District Council. Both decisions were appealed and planning permission was still refused.

Both outline applications were rejected, (one for a single block of four flats and the other for two blocks each with four flats). The refusal however was based on grounds that could be accommodated by amendments to the final plans. The Inspector did not base her decision on the new National Planning Policy Framework which although published at the time had not come into law. The trustees have decided to fully pursue the proposed development of a single block of four small one bedroom flats as this has been the intention of the previous trustees since 1997. We feel now is the time to finally fully explore the possibility.

Structure, governance and management

The charity is a registered charity in England and Wales (charity number 209925) as constituted by its governing document, the Will of Eva Clare Davidson. The other name that the charity is known by is its working name, The Davidson Bequest.

The trustees who served during the year and up to the date of signature of the financial statements were: Mr P Orpwood

Ms E Bell Ms C Hill (Resigned 10 January 2025) Mr A Radford

The trustees may appoint new trustees as and when required and provide them with the appropriate induction and training to ensure that they are aware of the obligations of each trustee in law and the need to ensure proper accounting and investment of funds.

The trustees personally manage the affairs of the charity and take advice from professional advisors wherever appropriate. No staff are employed by the charity.

The trustees' report was approved by the Board of Trustees.

.............................. Mr P Orpwood Trustee

.............................. Mr A Radford Trustee

4 Oct 2025 Date: .............................................

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST STATEMENT OF TRUSTEES' RESPONSIBILITIES

FOR THE YEAR ENDED 31 DECEMBER 2024

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that year.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY)

I report to the trustees on my examination of the financial statements of Eva Clare Davidson Housing Charity (formerly Eva Clare Davidson's Charity) (the charity) for the year ended 31 December 2024.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011.

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared the financial statements in accordance with the relevant version of the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for the financial statements to provide a true and fair view in accordance with UK Generally Accepted Accounting Practice.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

M Westbury FCCA

West & Berry Limited

Nile House Nile Street Brighton BN1 1HW

4 Oct 2025 Dated: .........................

File 1 of 2, Page 7 of 17. Encyro E-Sign ID: McNrG-SlN5wtPQk9 (2025-Oct-04 13:43:06 UTC)

EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 DECEMBER 2024

Unrestricted Unrestricted
funds funds
2024 2023
Notes £ £
Income and endowments from:
Charitable activities 2 52,148 42,240
Investments 3 13,326 14,653
Other income 4 393 -
Total income 65,867 56,893
Expenditure on:
Charitable activities 5 89,624 65,586
Other expenditure 9 2,888 900
Total expenditure 92,512 66,486
Net gains/(losses) on investments 10 20,023 (4,402)
Net expenditure and movement in funds (6,622) (13,995)
Reconciliation of funds:
Fund balances at 1 January 2024 624,332 638,327
Fund balances at 31 December 2024 617,710 624,332

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST BALANCE SHEET

AS AT 31 DECEMBER 2024

Notes
Fixed assets
Tangible assets
12
Investments
13
Current assets
Debtors
15
Cash at bank and in hand
Creditors: amounts falling due within
one year
16
Net current assets
Total assets less current liabilities
The funds of the charity
Unrestricted funds
17
2024
£
35,283
252,270
287,553
(2,470)
£
2,000
330,627
332,627
285,083
617,710
617,710
617,710
2023
£
25,963
289,422
315,385
(3,654)
£
2,000
310,601
312,601
311,731
624,332
624,332
624,332

The notes on pages 7 to 14 form part of these financial statements.

4 Oct 2025

The financial statements were approved by the trustees on .........................

.............................. .............................. Mr P Orpwood Mr A Radford Trustee Trustee

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

1 Accounting policies

Charity information

Eva Clare Davidson Housing Charity is a charity registered in England and Wales (charity number 209925). The principal address is set out under the Legal and Administrative details page.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, modified to include the revaluation of certain financial instruments at fair value. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 DECEMBER 2024

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Items of a capital nature are reflected on the balance sheet if they can be used for more than one year and cost at least £1,000.

1.6 Tangible fixed assets

Tangible fixed assets represent the value of land and buildings acquired inclusive of all costs and fees and are initially measured at cost and subsequently measured at cost or net realisable value.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following basis:

Freehold land and buildings

no depreciation on land

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

The cost of buildings was fully depreciated as at 1st January 1999 and are still in use for direct charitable purposes. Subsequent expenditure of a capital nature incurred on improving the buildings is depreciated over 5 years by equal instalments.

The market value of the land and buildings is considered by the trustees to be substantial but no valuation has been commissioned, The properties are central to the charity's activities.

1.7 Fixed asset investments

Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year. Transaction costs are expensed as incurred.

1.8 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.9 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.10 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

(Continued)

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

2 Income from charitable activities

Unrestricted Unrestricted
funds funds
2024 2023
£ £
Charitable income
Charitable rental income 52,148 42,240
Income from investments
Unrestricted Unrestricted
funds funds
2024 2023
£ £
Income from listed investments 9,696 12,264
Interest receivable 3,630 2,389
13,326 14,653

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

4 Other income
Unrestricted Unrestricted
funds funds
2024 2023
£ £
Other income 393 -
5 Expenditure on charitable activities
Charitable Charitable
activities activities
2024 2023
£ £
Direct costs
Property repairs and maintenance 72,675 49,705
Council tax and water rates 4,051 2,554
Insurance 3,252 3,177
Garden maintenance 620 1,900
Electricity 1,636 1,562
Cleaning 545 190
Letting agents fees 3,000 3,000
Sundry expenses 265 -
86,044 62,088
Share of support and governance costs (see note 6)
Governance 3,580 3,498
89,624 65,586
Analysis by fund
Unrestricted funds 89,624 65,586
6 Support costs allocated to activities
2024 2023
£ £
Governance costs 3,580 3,498
Analysed between:
Charitable activities 3,580 3,498

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

6
Support costs allocated to activities
Governance costs comprise:
Legal and professional
Accountancy
(Continued)
2024
2023
£
£
1,980
1,986
1,600
1,512
3,580
3,498
(Continued)
2024
2023
£
£
1,980
1,986
1,600
1,512
3,580
3,498
3,498

Governance costs include payments to the independent examiners of £1,333 + VAT (2023: £1,200 +VAT) for accountancy fees.

7 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

One trustee was reimbursed £1,107 repairs & maintenance expenses incurred on behalf of the charity in the year (2023: none in the prior year).

8 Employees

The average monthly number of employees during the year was:

2024 2023
Number Number
Total - -

There were no employees whose annual remuneration was more than £60,000.

9 Other expenditure

Unrestricted Unrestricted
funds funds
2024 2023
£ £
Investment costs 2,888 900

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

10 Gains and losses on investments

Unrestricted Unrestricted
funds funds
2024 2023
Gains/(losses) arising on: £ £
Revaluation of investments 20,023 (1,725)
Sale of investments - (2,677)
20,023 (4,402)

11 Taxation

The charity is exempt from taxation on its activities, because all income is applied for charitable purposes.

12 Tangible fixed assets

Tangible fixed assets
Freehold land
and buildings
£
Cost
At 1 January 2024 148,204
At 31 December 2024 148,204
Depreciation and impairment
At 1 January 2024 146,204
At 31 December 2024 146,204
Carrying amount
At 31 December 2024 2,000
At 31 December 2023 2,000

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

13 Fixed asset investments

Cost or valuation
At 1 January 2024
Valuation changes
At 31 December 2024
Carrying amount
At 31 December 2024
At 31 December 2023
Investments at fair value comprise:
Listed on the London Stock Exchange
Open Ended Investment Company
Listed on the Channel Islands Securities exchange
Unlisted
investments
£
310,601
20,026
330,627
330,627
310,601
2024
2023
£
£
260,882
248,599
62,270
55,177
7,475
6,825
330,627
310,601
Unlisted
investments
£
310,601
20,026
330,627
330,627
310,601
2024
2023
£
£
260,882
248,599
62,270
55,177
7,475
6,825
330,627
310,601
330,627
330,627
310,601
2023
£
248,599
55,177
6,825
310,601

14 Bank balances

The bank balance includes COIF Charities Deposit Fund of £48,856 (2023: £46,745) held with CCLA Investment Management Limited.

15 Debtors

15
Debtors
Amounts falling due within one year:
Prepayments and accrued income
16
Creditors: amounts falling due within one year
Trade creditors
Other creditors
Accruals and deferred income
2024
£
35,283
2024
£
211
659
1,600
2,470
2023
£
25,963
2023
£
1,247
586
1,821
3,654

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EVA CLARE DAVIDSON HOUSING CHARITY (FORMERLY EVA CLARE DAVIDSON'S CHARITY) ALSO KNOWN AS THE DAVIDSON BEQUEST NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

17 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1
Building Repair
Reserve
General funds
Previous year:
At 1
Building Repair
Reserve
General funds
January
2024
Incoming
resources
Resources
expended
Transfers
Gains and
losses
At 31
December
2024
£
£
£
£
£
£
300,000
-
-
-
-
300,000
324,332
65,867
(92,512)
-
20,023
317,710
624,332
65,867
(92,512)
-
20,023
617,710
January
2023
Incoming
resources
Resources
expended
Transfers
Gains and
losses
At 31
December
2023
£
£
£
£
£
£
-
-
-
300,000
-
300,000
638,327
56,893
(66,486)
(300,000)
(4,402)
324,332
638,327
56,893
(66,486)
-
(4,402)
624,332

18 Fair value adjustments

Accumulated reserves include fair value adjustments totalling £222,132 (2023: £196,973).

19 Related party transactions

There were no disclosable related party transactions during the year (2022: none).

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