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2022-04-05-accounts

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

Charity number: 207173

THE TALISMAN CHARITABLE TRUST

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2022

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

CONTENTS

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 6
Independent examiner's report 7 - 8
Statement of financial activities 9
Balance sheet 10
Notes to the financial statements 11 - 19

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 5 APRIL 2022

Trustees P R Denman, Chief Executive
Dr F M-C Denman
N J W Caine
Charity registered
number
207173
Principal office
Lower Ground Floor
354 Kennington Road
London
SEI1 4LD
Accountants
M Hewett FCA DChA
Peters Elworthy & Moore
Chartered Accountants
Salisbury House
Station Road
Cambridge
CB1 2LA
Bankers
NatWest
23 Market Street
Cambridge
CB2 3PU
Solicitors
Withers
16 Old Bailey
London
EC4M 7EG
Investment Managers
Quilter Cheviot Limited
1 Undershaft
London
EC3A 8BB

Page 1

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 5 APRIL 2022

The Trustees present their annual report together with the financial statements of The Talisman Charitable Trust for the year ended 5 April 2022. The Trustees confirm that the Annual Report and financial statements of the Charity comply with the current statutory requirements, the requirements of the Charity's governing document and the provisions of the Statement of Recommended Practice (SORP), applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (second edition of the Charities SORP (FRS102) October 2019, effective 1 January 2019).

OBJECTIVES AND ACTIVITIES FOR THE PUBLIC BENEFIT

a. Policies and objectives

The Trustees have regard to the terms of the Trust Deed and the wishes of the Settlor and the amending scheme made in August 2000. Accordingly the objects of the Charity are to assist:

a) Individuals of small means whom they consider to be deserving and may be described as "going short"; and

In general, the Trustees have set the main aims of the Charity as assisting individuals of small means and charitable organisations with the needs of or in the relief of poverty, education, health, housing, and disablement or disability.

The objectives for the year are shaped by these aims with a view to distributing the Charity's income in full after expenses (taking one year with another). The Trustees may, in certain circumstances, consider it prudent to distribute the income received over a longer period. Such circumstances might include the receipt of an exceptionally large company dividend, which the Trustees may prefer to distribute over a number of years in order to manage better the distribution of income to their beneficiaries.

b. Public benefit

The Trustees confirm that they have referred to the Charity Commission's guidance on Public Benefit when reviewing the Charity's aims and objectives, in planning future activities and setting the grant making policy for the year.

c. Grant making policy

Applications for grants are considered from both individuals and organisations whether made directly or supported in writing by an organisation or a social worker. The Trustees may make grants to organisations with similar aims.

Details of how to apply for grants and the information required are available from the Chief Executive.

d. Investment policy

The Trustees make all investment decisions after full consultation with, and approval from, their investment advisers who are instructed to invest in a portfolio to obtain an income sufficient to meet the Charity's grant making objectives whilst ensuring the Charity's long term security (taken in its widest sense and including, for example, protection against inflation).

The Trustees may purchase any investments and/or property as they, in their absolute discretion, think fit.

Page 2

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2022

ACHIEVEMENTS AND PERFORMANCE

a. Grant making performance

During the year 1,204 (2021: 1,116) applications for assistance were received and the Trustees made grants totalling £212,402 (2021: £160,630) to 274 individuals and 2 charitable organisation (2021: 235 individuals and 2 charitable organisations).

Total grants made represent 106% (2021: 74%) of incoming resources less administration costs.

At the year end no contingent grants were outstanding (2021: nil).

b. Investment performance

When setting investment performance objectives in relation to quoted investments, the Trustees use total return as the basis of investment performance. During the year, the benchmark used as a comparison was changed from the average of the FTSE All Share Index and the FTSE World ex UK Index, to MSCI PIMFA Private Investor Growth. Following consultation with their investment advisers, the Trustees set a target rate of return for the year of 5%. The total investment return for 2022 was an increase of 7.1% (2021: 47.8%) and compares with an increase in the benchmark of 10.2% (2021: 31.8%).

FINANCIAL REVIEW

a. Review

Total income during the year was £231,093 (2021: £234,716) and after taking into account payment of net grants to beneficiaries of £199,677 (2021: £153,510), investment management costs of £6,000 (2021: £6,000), support costs of £14,520 (2021: £12,803), governance costs of £9,883 (2021: £9,001) and net gains on investments of £1,228,341 (2021: net gains of £6,462,829), there was net income of £1,229,353 (2021: net income of £6,516,231).

The market value of quoted investments at the year end was £20,982,595 (2021: £19,483,523).

Page 3

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2022

b. Reserves policy

The Charity is reliant on income from its investments.

Taking one year with another, the Trustees’ intention is to distribute the Charity’s income in full after expenses. The Trustees consider it prudent to maintain a target level of free reserves in unrestricted funds, which is no lower than 10% and no greater than 80% of the total net income, prior to deducting costs relating to charitable activities, as shown in the Statement of Financial Activities of the preceding year's annual accounts. The Trustees consider that this level will provide sufficient funds to respond to applications for grants and to cover the Charity's expenses.

The Trustees may, in certain circumstances, consider it prudent to distribute the income received over a longer period. Such circumstances might include the receipt of an exceptionally large company dividend, which the Trustees may prefer to distribute over a number of years in order to manage better the distribution of income to their beneficiaries.

The actual level of free reserves (excluding investments) at 5 April 2022 was £120,936 (2021: £119,924) which falls within the Trustees’ specified parameters for 2021/2022 of £20,691 and £165,530.

The Reserves Policy is consistent with the Trustees' "long term security" approach to investing, its grant making policy, and with the duty to apply the income of the charity within a reasonable time. In addition, it allows for any variation in dividend receipts over the year.

STRUCTURE, GOVERNANCE AND MANAGEMENT

a. Constitution

The Charity is an unincorporated trust, constituted under a trust deed dated 4 August 1936 and a scheme made by the Charity Commissioner dated 22 August 2000 and is a registered charity, number 207173. The Charity was established by an initial gift from Baron Frederic Alfred d'Erlanger in 1936. The Charity does not actively fundraise and seeks to continue its work through the careful stewardship of its existing resources.

b. Methods of appointment or election of Trustees

There is an annual re-evaluation of Trustees who serve until such time as they resign. The Board of Trustees appoints new Trustees and the induction process for any newly appointed Trustee comprises meeting with the Board and Chief Executive who explain the Charity’s policies concerning investments, grant making and the powers and responsibilities of the Trustees.

The Trust Deed does not provide for the appointment of a minimum or maximum number of Trustees. However, the present Trustees' policy is that there should never be less than two or more than five Trustees.

All Trustees are regularly provided with relevant newsletters and technical subscriptions and are notified of changes in governance etc. published on the Charity Commission's website which they are encouraged to visit.

The Trustees meet quarterly and agree the broad strategy and areas of activity for the Charity, including consideration of grant making, investment, reserves and risk management policies and performance.

Page 4

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2022

STRUCTURE, GOVERNANCE AND MANAGEMENT (CONTINUED)

c. Organisational structure and decision-making policies

The day to day administration of grants and the processing and handling of applications prior to consideration by the Trustees is delegated to the Chief Executive. The Chief Executive provides his time and expertise on a voluntary basis and deals with all day to day matters, except for investment management advice and professional fees which are outsourced. The Chief Executive monitors information relating to grants and makes recommendations to the Board of Trustees who make all decisions.

The Trustees operate a Privacy Policy, the full details of which can be accessed at www.talismancharity.org.

There were no employees in the current or preceding year.

PLANS FOR FUTURE PERIODS AND COVID-19

The Trustees consider that the Covid-19 pandemic remains a cause of concern and the Trustees will continue to respond to these applications but will additionally consider local Covid-19 appeals.

The Trustees are also aware of additional factors affecting the global economy and political stability. The war between Russia and the Ukraine has caused worldwide uncertainty about many things but of particular note are problems concerning the availability of gas and electricity supplies which in turn will affect economic production. Additionally, the UK is facing increasing costs across a wide spectrum of goods, caused mainly by the huge rise in the cost of energy and is facing the prospect of double-digit inflation.

The Trustees consider that the above problems will have a detrimental effect on the UK economy resulting in a very substantial increase in Government debt. This will significantly increase hardship and need, leading to increased numbers of applications for assistance.

The Trustees are aware that, for a period, these factors may affect the level of dividends that companies pay, and in turn, this will impact on the dividend income receivable by the Trust. Based on the estimated dividend yield of the Trust’s investment portfolio the income for the year ended 5 April 2023 is anticipated to be in the region of £230,000.

Thus, whilst maintaining the above stated policies and objectives, the Trustees expect to have approximately £200,000 available for charitable grant making for the year to 5 April 2023. This represents 90% of available reserves and anticipated net income receipts for the year to 5 April 2023.

The Trustees will closely monitor the receipt of dividend income during the year under review and may increase or decrease the level of grant making accordingly.

a.GOING CONCERN AND COVID-19

The Trustees have reviewed the financial position of the Charity, including the potential impact of Covid-19, and have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. Accordingly, the financial statements continue to be prepared on the going concern basis.

Page 5

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2022

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on their behalf by:

P R Denman Secretary and Chief Executive

Date: 28 September 2022

Page 6

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 5 APRIL 2022

Independent examiner's report to the Trustees of The Talisman Charitable Trust ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 5 April 2022.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Page 7

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2022

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

Dated: 28 September 2022

Signed: Dated: Mr M Hewett FCA DChA

Peters Elworthy & Moore

Chartered Accountants

Cambridge

Page 8

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5 APRIL 2022

Note
INCOME FROM:
Investments
2
TOTAL INCOME
EXPENDITURE ON:
Raising funds
3
Charitable activities
4
TOTAL EXPENDITURE
NET INCOME BEFORE NET GAINS ON
INVESTMENTS
Net gains on investments
7
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
Net movement in funds
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
2022
£
231,093
231,093
6,000
224,081
230,081
1,012
1,228,341
1,229,353
21,050,980
1,229,353
22,280,333
Total
funds
2022
£
231,093
231,093
6,000
224,081
230,081
1,012
1,228,341
1,229,353
21,050,980
1,229,353
22,280,333
Total
funds
2021
£
234,716
234,716
6,000
175,314
181,314
53,402
6,462,829
6,516,231
14,534,749
6,516,231
21,050,980

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 11 to 19 form part of these financial statements.

Page 9

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

BALANCE SHEET AS AT 5 APRIL 2022

Note
FIXED ASSETS
Tangible assets
6
Investments
7
CURRENT ASSETS
Debtors
8
Cash at bank and in hand
Creditors: amounts falling due within one
year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
TOTAL NET ASSETS
CHARITY FUNDS
Unrestricted funds
TOTAL FUNDS
46,160
90,576
136,736
(15,800)
2022
£
415,095
21,744,302
22,159,397
120,936
22,280,333
22,280,333
22,280,333
22,280,333
44,579
90,314
134,893
(14,969)
2021
£
415,095
20,515,961
20,931,056
119,924
21,050,980
21,050,980
21,050,980
21,050,980

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

P R Denman Dr F M-C Denman Trustee and Chief Executive Trustee Date: 28 September 2022 28 September 2022

The notes on pages 11 to 19 form part of these financial statements.

Page 10

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

1. ACCOUNTING POLICIES

1.1 BASIS OF PREPARATION OF FINANCIAL STATEMENTS

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The Talisman Charitable Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

There were no significant estimates or judgements made by management in preparing these financial statements, except the valuation of investments as calculated by Quilter Cheviot Limited.

1.2 GOING CONCERN

The Trustees have reviewed the financial position of the Charity, including the potential impact of Covid-19, and have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. Accordingly, the financial statements continue to be prepared on the going concern basis.

1.3 FUND ACCOUNTING

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

1.4 INCOME RECOGNITION

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income from funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the bank.

The payment of reportable overseas income can be subject to delays of up to 12 months and therefore the Charity may not have been advised about this income before the signing of the accounts. For this reason reportable overseas income is recognised when received.

Dividends are recognised once the dividend has been declared and notification has been received of the dividend due. Ex dividends that have been notified to the charity but not yet received by 5 April are included as debtors.

Page 11

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

1. ACCOUNTING POLICIES (CONTINUED)

1.5 EXPENDITURE

Expenditure is accounted for on an accruals basis and has been included under expense categories that aggregate all costs for allocation to activities. Where costs cannot be directly attributed to particular activities they have been allocated on a basis consistent with the use of the resources.

Costs of raising funds consist of management fees charged by Quilter Cheviot Limited.

Charitable activities include grants payable and support costs including governance costs.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

Support costs have been allocated between governance and other support costs. Governance costs comprise all costs involving the public accountability of the charity and its compliance with regulation and good practice. These costs include costs relating to the Independent Examination and legal fees.

Additions to office equipment are accounted for and written off in the year of purchase.

All resources expended are inclusive of irrecoverable VAT.

1.6 GAINS AND LOSSES

All gains and losses are taken to the Statement of Financial Activities as they arise. Realised gains and losses on investments are calculated as the difference between sales proceeds and their opening carrying value or purchase date if acquired subsequent to the first day of the financial year. Unrealised gains and losses are calculated as the difference between the fair value at the year end and their carrying value. Realised and unrealised gains and losses are combined in the Statement of Financial Activities.

1.7 TANGIBLE FIXED ASSETS AND DEPRECIATION

Freehold property is stated at cost. No depreciation has been charged because the Trustees estimate that the residual value of the property is at least equal to the cost included within these financial statements.

Part of the property is let on a long and short term lease, however the costs attributable to this portion cannot be accurately determined and so all of the cost is included as a tangible fixed asset.

1.8 INVESTMENTS

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance Sheet date, unless fair value cannot be measured reliably in which case it is measured at cost less impairment.

Page 12

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

1. ACCOUNTING POLICIES (CONTINUED)

1.9 DEBTORS

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.10 CASH AT BANK AND IN HAND

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.11 CREDITORS

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

1.12 FINANCIAL INSTRUMENTS

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2. INVESTMENT INCOME

Unrestricted
funds
2022
£
Income from property
370
UK investment funds
226,956
Overseas sources
3,767
231,093
TOTAL 2021
234,716
Total
funds
2022
£
370
226,956
3,767
231,093
234,716
Total
funds
2021
£
370
226,037
8,309
234,716

Page 13

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

3. INVESTMENT MANAGEMENT COSTS

Unrestricted
funds
2022
£
Investment management costs
6,000
TOTAL 2021
6,000
Total
funds
2022
£
6,000
6,000
Total
funds
2021
£
6,000

4. ANALYSIS OF EXPENDITURE BY ACTIVITIES

Charitable activities
TOTAL 2021
Grant
funding of
activities
2022
£
199,677
153,510
Support
costs
2022
£
24,404
21,804
Total
funds
2022
£
224,081
175,314
Total
funds
2021
£
175,314

Page 14

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

4. ANALYSIS OF EXPENDITURE BY ACTIVITIES (CONTINUED)

ANALYSIS OF SUPPORT COSTS

Support and
governance
2022
£
Accountancy fees (governance)
7,800
Data Protection - annual fee (governance)
35
Independent examiners fees (governance)
2,048
Computer software
298
Covid-19 (Office sanatisation & face masks)
-
Covid-19 (expenses incurred by Trustee working from home)
168
Office cleaning
-
Office equipment
256
Office equipment - maintenance
198
Office expenses
1,350
Postage & courier services
526
Property insurance
318
Office visitors parking permits
238
Property roof repairs – part provision not required
-
Property utility expenses
8,933
Stationery
629
Subscriptions
430
Telephone
950
Travel and parking
227
24,404
TOTAL 2021
21,804
Total
funds
2022
£
7,800
35
2,048
298
-
168
-
256
198
1,350
526
318
238
-
8,933
629
430
950
227
24,404
21,804
Total
funds
2021
£
7,200
35
1,766
280
350
315
80
1,288
-
907
685
228
-
(1,029)
7,320
1,177
215
927
60
21,804

Governance costs as shown above totalled £9,883 in 2021/22 and £9,001 in 2020/21

Page 15

DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

5. ANALYSIS OF GRANTS

Grants to
Institutions
2022
Grants to
Individuals
2022
£
£
Grants
1,368
198,309
TOTAL 2021
3,000
150,510
GRANTS TO INSTITUTIONS
Exeter Community Transport Association
Field Lane
Cambridge Cyrenians
Cheltenham YMCA
All grant payments were made from unrestricted funds in 2021 and 2022.
Total
funds
2022
£
199,677
153,510
2022
£
-
-
1,000
368
1,368
Total
funds
2021
£
153,510
2021
£
1,000
2,000
-
-
3,000

GRANTS TO INDIVIDUALS

Number of
Grants
2022
£
Child poverty 16 6,410
Diablement or disability 25 26,556
Educational 10 13,282
Health needs 7 4,179
Housing 159 117,739
Small means 59 30,143
276 198,309

All grant payments were made from unrestricted funds in 2022 and 2021

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DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

6. TANGIBLE FIXED ASSETS

COST OR VALUATION
At 6 April 2021
At 5 April 2022
NET BOOK VALUE
At 5 April 2022
At 5 April 2021
Freehold
property
£
415,095
415,095
415,095
415,095

7. FIXED ASSET INVESTMENTS

COST OR VALUATION
At 6 April 2021
Additions
Disposals (proceeds £94,667)
Unrealised gains/(losses)
Cash movement
AT 5 APRIL 2022
Listed
investments
£
19,483,523
365,398
(99,112)
1,232,786
-
20,982,595
Cash at
broker
£
1,032,438
-
-
-
(270,731)
761,707
Total
£
20,515,961
365,398
(99,112)
1,232,786
(270,731)
21,744,302

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DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

7. FIXED ASSET INVESTMENTS (CONTINUED)

All investments are carried at their fair value. Investment in equities and fixed interest securities are all traded in quoted public markets, primarily the London Stock Exchange. Holdings in common investment funds, unit trusts and open-ended investment companies are at the bid price. The basis of fair value for quoted investments is equivalent to the market value, using the bid price. Asset sales and purchases are recognised at the date of trade at cost (that is their transaction value).

When considering the Charity’s investment policy, the Trustees take the advice of Quilter Cheviot Limited. The Charity operates an investment policy that includes provision for a degree of diversification of holdings within different investment trusts and unit trust investments. The Charity has invested in a number of these investments in order to better protect the Charity’s exposure to volatility in the market and seek low risk investments wherever possible.

The Charity does not make use of derivatives and similar complex financial instruments as it takes the view that investments are held for their longer term growth and annual income.

The Charity has no material investment holdings in markets subject to exchange controls or trading restrictions.

8. DEBTORS

DUE WITHIN ONE YEAR
Other debtors
Prepayments and accrued income
2022
£
42,287
3,873
46,160
2021
£
40,366
4,213
44,579

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2022 2021
£ £
Accruals 15,800 14,969

10. KEY MANAGEMENT PERSONNEL, TRUSTEES' REMUNERATION AND EXPENSES

The Charity considers its key managment personnel to be the Trustees. The Trustees all give their time and expertise without any form of remuneration or other benefit in kind (2021: £nil).

During the year ended 5 April 2022, travel and parking expenses were reimbursed to two Trustees of £226 (2021: one Trustee £60). There were no Trustees' expenses settled directly to a third party.

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DocuSign Envelope ID: 676D981F-2A69-4408-8D28-22DA73F39337

THE TALISMAN CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2022

11. RELATED PARTY TRANSACTIONS

There were no related party transactions during the current or prior year

Page 19