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2022-12-31-accounts

Page
Report ofthe Corporate Trustee 1-13
Statement on internal control systems 14
Corporate Trustees'
responsibilities
statement 15
16-18
Independent Audito(s report
Statement of comprehensive income (induding income and expenditure account) 19
Statement offinancial position 20
Statement of changes in equity and reserves 21
Statement ofcash flows 22
23-32

Residents
Satisfaction
Survey 2022 2021
Satisfaction with overall service 100% 100%
Satisfaction with the overall
quality
ofyour home
100% 100%
Satisfaction offeeling safe living
in your almshouse
100% 99%
Satisfaction that your weekly maintenance contribution provides value for 97% 96%
mone
Satisfaction
that your utility contribution
charge provides
value for money 97% 97%
Satisfaction with repairs
and maintenance
100% 96'/
Satisfaction that Tiverton Almshouse
Trust
listen to your views and acts 95% 96%
u
on them

Note 2022 2021
F
Turnover 2 782,317 759,795
Less: Operating
costs
4 1,022,481 765,498
Operating
deficit
5 (240,164) (5,703)
Income from fixed asset Investments 33,558 29,334
Interest receivable and similar income 9 6,563 71,171
Interest payable
and similar charges
10 (15,031) (10,762)
Unrealised/realised gains and losses on investments 12 (314,433) 453,485
Revaluation
of investment
properties (10,000)
Surplus
on ordinary
activities for the year before tax
(529,507) 527,525
Tax on surplus
on
ordinary activities
Surplus )(deficit) for the year after tax (529,507) 527,525
Total comprehensive
income for the year
(529,507) 527,525

2022 2021
Notes 6
Fixed assets
Tangible fixed assets
Investment
properties
Other fixed assets
Investments
11
11
11
12
4,144,378
2,856,676
428,019
3,491,472
4,040,000
2,856,676
428,163
3,797,008
10,920,545 11,121,847
Current assets
Debtors 13 57,532 51,375
Cash at bank and in hand 727,460 1,023,993
784,992 1,075,368
Creditors: amounts falling due within 14 169 119 104,630
one year
Net current assets 615,873 970,738
Total assets less current liabilities 11536418 12,092,585
Creditors: amounts falling due after 15 519,511 546,171
more than one year 11,016,907 11,646,414
Capital and reserves
Permanent
endowment
18 8,710,634 8,794,548
Expendable
endowment
Income and Expenditure
reserves 18
17
888,707
1,417,566
11,016,601
993,611
1,758,255
11,641!,414

Permanent Expendable Other
Endowment Endowment Reserves Total 2021
F E f 6 F
At 31 December 2021 8,794,548 993,611 1,758,255 11,546,414 11,018,889
Surplus
for year before
gains (215,074) (215,074) 84,040
and losses from investments
Unrealised/realised
gains and
(83,914) (104,904) (125,615) (314,433) 453,485
losses on investments
Revaluation
oftangible
fixed (10,000)
assets
Total comprehensive
income
(83,914 (104,904) (340,689) (529,507) 527,525
Transfers
At 31 December 2022 8,710,634 888,707 1,417,566 11,016,907 11,546,414

2022 2021
Note 8
Net cash flow from operating activities 23 (96,590) 52,102
Cash flow from investing
activities
Rents received
from investment
properties
Payments
to acquire tangible
Proceeds from investments
fixed assets (185,305)
244,989
(6,289)
26,464
Purchase
ofinvestments
(229,499)
Interest received 6,383 6,171
Dividends
received
33,558 29,334
Net cash flow from investing activities (129,874) 55,680
Cash flow from financing
activities
Repayment
oflong-term
loans
Net cash flow from financing
activities
(45,681)
(45,681)
(43,007)
(43,007)
Net Increase
I (decrease)
In
cash and cash equivalents (272,145) 64,775
Cash and cash equivalents as at 1 January 2022 1,056,272 991,497
Cash and cash equivalents as at 31 December 2022 784127 , 1856272, .
Cash and cash equivalents
Cash at bank and
in hand
consist of: 727,460 1,023,993
Cash held as part of investment
porffolio
56,667 32,279
784,127 1,556,272

2022 2021
Rents receivable excluding service charges 448,679 427,262
Service charges receivable 104,808 99,507
Rent and service charge losses from voids (6,250) (3,789)
Guest room income 1,950
Social Housing Turnover 549,187 522,980
Investment property Income 233,130 236,815
782317, 759,795
3.
UNITS
IN MANAGEMENT
2022 2021
Social housing for older people 84 83
Warden
accommodation
2 3
86 88
4.
OPERATING
COSTS
Support
Costs
f
Social
Housing
Investment
Properties
f
Total 2022 Total
2021
f
Estate management costs:
Wages and salaries 28,579 50,000 78,579 101,160
Estate costs
Repairs and maintenance 294,529 22, 105 316,634 234,643
Professional
fees
18,413 64,241 82,654 54,683
Utilitie s 90,718 43,500 134,218 106,871
Insurance 9,157 16,789 25,946 25,150
Sundry expenses 8,514 5,198 13,712 9,158
Waste 42 7,062 7,104 6,762
Cleaning 4,823 2,454 7,277 6,923
Administrative costs
Wages and salaries 209,003 209,003 163,583
Staff costs 2,688 2,688 90
Office running costs 31,884 31,884 25,512
Audit services 4,158 4,158 3,780
Accountancy services 10,238 10,238 8,324
COVID19 expenses 307 307 2,078
Plinsurance 578 578 578
Subscriptions 5,684 5,684 3,042
Bank charges 894 894 908
Depreciation 3,071 3,071 2,104
Profit/loss
on
disposal 78,000 78,000
Investment
mgm't fees
9,852 9,852 10,149
356,399 461,795 204,287 1,022,481 765,498
Apportionment (356,399) 225,602 130,797
687,397 335,084 1,022,481 765,498

5. OPERATING DEFICIT
2022 2021
f f
Operating
deficit is stated after
Operating
leases - other assets
charging: 1,524 1,524
6. AUDITORS'
REMUNERATION
2022f 2021
f
Audit services 4,158 3,780
4,158 3780,
7. BOARD OF DIRECTORS OF THE CORPORATE TRUSTEE AND KEY MANAGEMENT
PERSONNEL REMUNERATION
2022f 2021f
The aggregate
emoluments
payable to key
management
personnel
excluding
employer
78,579 70,540
pension
contributions

MPLOYEE INFORM ATION
2022 2021
The average
number
of persons employed during the year
expressed In full time equivalents (16 hours or more per
week) was:
Office staff
Wardens, cleaners and handyman
10
Staff costs (for the above persons)
Wages and salaries
Employer's
National
Insurance
Contributions
Other pension costs
254,137
19,057
14,388
267, 582
233,130
17,800
13,813
264,743

9. INTEREST RECEIVABLE AND SIMILAR INCOME RECEIVABLE AND SIMILAR INCOME RECEIVABLE AND SIMILAR INCOME RECEIVABLE AND SIMILAR INCOME
2022 2021
f f.
Interest received 6,383 6,171
Miscellaneous Income 180 65,000
6,563 71,171
10. INTEREST PAYABLE AND SIMILAR CHARGES
2022 2021
Mortgage interest 15,031 10,762
15,031 10,782
11. TANGIBLE FIXED ASSETS
Housing
Properties
f
Investment
Properties
Freehold
Property
f
Computer
Equipment
Total
COST OR VALUATION
At 1 January 2022 4,040,000 2,856,676 425,000 15,264 7,336,940
Additions
Disposals
182,378
~78,0001
2,927 185,305
~78,000
At 31 December 2022 4,144,378 2,856,676 425,000 18,191 7,444,245
DEPRECIATION
At 1 January 2022 12,101 12,101
Charge for year 3,071 3,071
At 31 December 2022 15,172 15,172
NET BOOK VALUE
At 31 December 2022 4,144,378 2,856,676 425,000 3,019 7,429,073
At 31 December 2021 4,040,000 2,856,676 425,000 3,163 7,324,839

Expenditure
on works to existing
Expenditure
on works to existing
2020 2019
properties
Amounts charged to income and 228,879 238,598
expenditure account

Valuation
is represented
by:
Valuation
is represented
by:
2022
F
2021f
Historical cost 296,927 296,927
Revaluation 2,559,749 2,559,749
2,856,676 2856676, ,
Revaluation: 2022
f
2021f
Balance as at 31 December 2021 2,559,749 2,566,487
Net ofadditions
Revaluation
Balance as at
and transfers
31 December 2022
2559749, 3,262
~70.000
2,559,749

2022
f
2021f
MARKET VALUE OF LISTED INVESTMENTS
At 31 December 2021 3,797,008 3,359,604
Additions 229,499
Disposal proceeds (244,989) (26,464)
Realised gains/(losses) (2,336) 9,332
Unrealised
gains/(losses)
~0372,097 444,153
At 31 December 2022 3,467,085 3,786,625
Cash held as part of investment portfolio (movement) 24,387 10,383
3,491,472 37970,06,
Historical cost 2,603,782 2,592,324
EBTORS —ALL RECEIVABLE WITHIN ONE YEAR
2022 2021
f
Trade debtors
Social housing rent arrears 528 1,655
Social housing utility arrears
Other 5,575 1,824
6,103 3,479
Prepayments and accrued income 43,110 41,985
Other debtors 8,319 5,911
57,532 51,375
REDITORS - AMOUNTS FALLING DUE WITHIN ONE YEAR
2022 2021f
Mortgages 29,404 33,395
Trade creditors and rents paid in advance 95,283 20,531
Other creditors and accruals 44,432 50,704
169,119 104,630
REDITORS - AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2022 2021
f F
Mortgages 519,511 546,171

2022 2021
Analysis
of maturity
of debt:
f F
Less than one year or on demand
Between one and two years
Between two and five years
Afier five years
29,404
30,440
97,916
391,155
548,915
33,395
33,948
105,297
406,926
572,566
The mortgages
mature
in July
2037.
Capital
is repayable
in monthly
instalments,
which commenced
loans
in calculated
based on SONIA and include
an Adjustment
in August 2004. Interest
Spread.
for both
The mortgages
are secured
on certain freehold housing and investment
properties.
17. INCOME AND EXPENDITURE RESERVES
Surplus
2021
f
for yearf Revaluation
f
Transferred
f
Utilised
f.
2022
f
Programme
ofworks fund
Extraordinary
repair fund
Cyclical maintenance
fund
Routine works
20,814
42,833
63,400
47,433
992,799
200,095
60,527
(20,814)
(225,129)
(194,983)
(56,729)
810,503
68,512
51,231
Other 1,583,775 (215,074) (125,615) (1,253,421)
497,655
487,320
1,758,255 (147,558( (125,6 5( 1,417,566

2022 2021
6 f
Surplus
/ (deficit) for
the year (529,507) 527,525
Mortgage
interest
paid
15,031 10,762
Interest received (6,383) (6,171)
Dividends
received
(33,558) (29,334)
Depreciation/impairment oftangible
fixed assets
3,071 2,104
Realised (gain)
/ loss on disposal of investments
2,336 (9,332)
Profit/loss
on disposal
of tangible
fixed assets
78,000
Unrealised
(gains)
/ loss on investments
312,097 (444,153)
Revaluation
on tangible
fixed assets
10,000
(Increase)
/ decrease
Increase
/ (decrease)
in trade and other debtors
in trade and other creditors
(6,157)
68,480
(2,141)
~i7, 158
Net cash flow from operating
activities
(96,590) 52,152

LYSIS OF CHANGES
IN NET
DEBT
2021 Cashgows Non-cash
changes
2022
f
Long-term borrowings 546,171 (26,660) 519,511
Short-term borrowings 33,395 (30,651) 26,660 29,404
Total liabilities
Cash and cash equivalents
579,566
~7, 666,2 72
(30,651)
272,145
548,915
~7%127,
Total (476,706) 241,494 (235,212)

Page
Report ofthe Corporate Trustee 1-13
Statement on internal control systems 14
Corporate Trustees'
responsibilities
statement 15
16-18
Independent Audito(s report
Statement of comprehensive income (induding income and expenditure account) 19
Statement offinancial position 20
Statement of changes in equity and reserves 21
Statement ofcash flows 22
23-32

Residents
Satisfaction
Survey 2022 2021
Satisfaction with overall service 100% 100%
Satisfaction with the overall
quality
ofyour home
100% 100%
Satisfaction offeeling safe living
in your almshouse
100% 99%
Satisfaction that your weekly maintenance contribution provides value for 97% 96%
mone
Satisfaction
that your utility contribution
charge provides
value for money 97% 97%
Satisfaction with repairs
and maintenance
100% 96'/
Satisfaction that Tiverton Almshouse
Trust
listen to your views and acts 95% 96%
u
on them

Note 2022 2021
F
Turnover 2 782,317 759,795
Less: Operating
costs
4 1,022,481 765,498
Operating
deficit
5 (240,164) (5,703)
Income from fixed asset Investments 33,558 29,334
Interest receivable and similar income 9 6,563 71,171
Interest payable
and similar charges
10 (15,031) (10,762)
Unrealised/realised gains and losses on investments 12 (314,433) 453,485
Revaluation
of investment
properties (10,000)
Surplus
on ordinary
activities for the year before tax
(529,507) 527,525
Tax on surplus
on
ordinary activities
Surplus )(deficit) for the year after tax (529,507) 527,525
Total comprehensive
income for the year
(529,507) 527,525

2022 2021
Notes 6
Fixed assets
Tangible fixed assets
Investment
properties
Other fixed assets
Investments
11
11
11
12
4,144,378
2,856,676
428,019
3,491,472
4,040,000
2,856,676
428,163
3,797,008
10,920,545 11,121,847
Current assets
Debtors 13 57,532 51,375
Cash at bank and in hand 727,460 1,023,993
784,992 1,075,368
Creditors: amounts falling due within 14 169 119 104,630
one year
Net current assets 615,873 970,738
Total assets less current liabilities 11536418 12,092,585
Creditors: amounts falling due after 15 519,511 546,171
more than one year 11,016,907 11,646414
Capital and reserves
Permanent
endowment
18 8,710,634 8,794,548
Expendable
endowment
Income and Expenditure
reserves 18
17
888,707
1,417,566
11,016,601
993,611
1,758,255
11,641!,414

Permanent Expendable Other
Endowment Endowment Reserves Total 2021
F E f 6 F
At 31 December 2021 8,794,548 993,611 1,758,255 11,546,414 11,018,889
Surplus
for year before
gains (215,074) (215,074) 84,040
and losses from investments
Unrealised/realised
gains and
(83,914) (104,904) (125,615) (314,433) 453,485
losses on investments
Revaluation
oftangible
fixed (10,000)
assets
Total comprehensive
income
(83,914 (104,904) (340,689) (529,507) 527,525
Transfers
At 31 December 2022 8,710,634 888,707 1,417,566 11,016,907 11,546,414

2022 2021
Note 8
Net cash flow from operating activities 23 (96,590) 52,102
Cash flow from investing
activities
Rents received
from investment
properties
Payments
to acquire tangible
Proceeds from investments
fixed assets (185,305)
244,989
(6,289)
26,464
Purchase
ofinvestments
(229,499)
Interest received 6,383 6,171
Dividends
received
33,558 29,334
Net cash flow from investing activities (129,874) 55,680
Cash flow from financing
activities
Repayment
oflong-term
loans
Net cash flow from financing
activities
(45,681)
(45,681)
(43,007)
(43,007)
Net Increase
I (decrease)
In
cash and cash equivalents (272,145) 64,775
Cash and cash equivalents as at 1 January 2022 1,056,272 991,497
Cash and cash equivalents as at 31 December 2022 784127 , 1856272, .
Cash and cash equivalents
Cash at bank and
in hand
consist of: 727,460 1,023,993
Cash held as part of investment
porffolio
56,667 32,279
784,127 1,556,272

2022 2021
Rents receivable excluding service charges 448,679 427,262
Service charges receivable 104,808 99,507
Rent and service charge losses from voids (6,250) (3,789)
Guest room income 1,950
Social Housing Turnover 549,187 522,980
Investment property Income 233,130 236,815
782317, 759,795
3.
UNITS
IN MANAGEMENT
2022 2021
Social housing for older people 84 83
Warden
accommodation
2 3
86 88
4.
OPERATING
COSTS
Support
Costs
f
Social
Housing
Investment
Properties
f
Total 2022 Total
2021
f
Estate management costs:
Wages and salaries 28,579 50,000 78,579 101,160
Estate costs
Repairs and maintenance 294,529 22, 105 316,634 234,643
Professional
fees
18,413 64,241 82,654 54,683
Utilitie s 90,718 43,500 134,218 106,871
Insurance 9,157 16,789 25,946 25,150
Sundry expenses 8,514 5,198 13,712 9,158
Waste 42 7,062 7,104 6,762
Cleaning 4,823 2,454 7,277 6,923
Administrative costs
Wages and salaries 209,003 209,003 163,583
Staff costs 2,688 2,688 90
Office running costs 31,884 31,884 25,512
Audit services 4,158 4,158 3,780
Accountancy services 10,238 10,238 8,324
COVID19 expenses 307 307 2,078
Plinsurance 578 578 578
Subscriptions 5,684 5,684 3,042
Bank charges 894 894 908
Depreciation 3,071 3,071 2,104
Profit/loss
on
disposal 78,000 78,000
Investment
mgm't fees
9,852 9,852 10,149
356,399 461,795 204,287 1,022,481 765,498
Apportionment (356,399) 225,602 130,797
687,397 335,084 1,022,481 765,498

5. OPERATING DEFICIT
2022 2021
f f
Operating
deficit is stated after
Operating
leases - other assets
charging: 1,524 1,524
6. AUDITORS'
REMUNERATION
2022f 2021
f
Audit services 4,158 3,780
4,158 3780,
7. BOARD OF DIRECTORS OF THE CORPORATE TRUSTEE AND KEY MANAGEMENT
PERSONNEL REMUNERATION
2022f 2021f
The aggregate
emoluments
payable to key
management
personnel
excluding
employer
78,579 70,540
pension
contributions

MPLOYEE INFORM ATION
2022 2021
The average
number
of persons employed during the year
expressed In full time equivalents (16 hours or more per
week) was:
Office staff
Wardens, cleaners and handyman
10
Staff costs (for the above persons)
Wages and salaries
Employer's
National
Insurance
Contributions
Other pension costs
254,137
19,057
14,388
267, 582
233,130
17,800
13,813
264,743

9. INTEREST RECEIVABLE AND SIMILAR INCOME RECEIVABLE AND SIMILAR INCOME RECEIVABLE AND SIMILAR INCOME RECEIVABLE AND SIMILAR INCOME
2022 2021
f f.
Interest received 6,383 6,171
Miscellaneous Income 180 65,000
6,563 71,171
10. INTEREST PAYABLE AND SIMILAR CHARGES
2022 2021
Mortgage interest 15,031 10,762
15,031 10,782
11. TANGIBLE FIXED ASSETS
Housing
Properties
f
Investment
Properties
Freehold
Property
f
Computer
Equipment
Total
COST OR VALUATION
At 1 January 2022 4,040,000 2,856,676 425,000 15,264 7,336,940
Additions
Disposals
182,378
~78,0001
2,927 185,305
~78,000
At 31 December 2022 4,144,378 2,856,676 425,000 18,191 7,444,245
DEPRECIATION
At 1 January 2022 12,101 12,101
Charge for year 3,071 3,071
At 31 December 2022 15,172 15,172
NET BOOK VALUE
At 31 December 2022 4,144,378 2,856,676 425,000 3,019 7,429,073
At 31 December 2021 4,040,000 2,856,676 425,000 3,163 7,324,839

Expenditure
on works to existing
Expenditure
on works to existing
2020 2019
properties
Amounts charged to income and 228,879 238,598
expenditure account

Valuation
is represented
by:
Valuation
is represented
by:
2022
F
2021f
Historical cost 296,927 296,927
Revaluation 2,559,749 2,559,749
2,856,676 2856676, ,
Revaluation: 2022
f
2021f
Balance as at 31 December 2021 2,559,749 2,566,487
Net ofadditions
Revaluation
Balance as at
and transfers
31 December 2022
2559749, 3,262
~70.000
2,559,749

2022
f
2021f
MARKET VALUE OF LISTED INVESTMENTS
At 31 December 2021 3,797,008 3,359,604
Additions 229,499
Disposal proceeds (244,989) (26,464)
Realised gains/(losses) (2,336) 9,332
Unrealised
gains/(losses)
~0372,097 444,153
At 31 December 2022 3,467,085 3,786,625
Cash held as part of investment portfolio (movement) 24,387 10,383
3,491,472 37970,06,
Historical cost 2,603,782 2,592,324
EBTORS —ALL RECEIVABLE WITHIN ONE YEAR
2022 2021
f
Trade debtors
Social housing rent arrears 528 1,655
Social housing utility arrears
Other 5,575 1,824
6,103 3,479
Prepayments and accrued income 43,110 41,985
Other debtors 8,319 5,911
57,532 51,375
REDITORS - AMOUNTS FALLING DUE WITHIN ONE YEAR
2022 2021f
Mortgages 29,404 33,395
Trade creditors and rents paid in advance 95,283 20,531
Other creditors and accruals 44,432 50,704
169,119 104,630
REDITORS - AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2022 2021
f F
Mortgages 519,511 546,171

2022 2021
Analysis
of maturity
of debt:
f F
Less than one year or on demand
Between one and two years
Between two and five years
Afier five years
29,404
30,440
97,916
391,155
548,915
33,395
33,948
105,297
406,926
572,566
The mortgages
mature
in July
2037.
Capital
is repayable
in monthly
instalments,
which commenced
loans
in calculated
based on SONIA and include
an Adjustment
in August 2004. Interest
Spread.
for both
The mortgages
are secured
on certain freehold housing and investment
properties.
17. INCOME AND EXPENDITURE RESERVES
Surplus
2021
f
for yearf Revaluation
f
Transferred
f
Utilised
f.
2022
f
Programme
ofworks fund
Extraordinary
repair fund
Cyclical maintenance
fund
Routine works
20,814
42,833
63,400
47,433
992,799
200,095
60,527
(20,814)
(225,129)
(194,983)
(56,729)
810,503
68,512
51,231
Other 1,583,775 (215,074) (125,615) (1,253,421)
497,655
487,320
1,758,255 (147,558( (125,6 5( 1,417,566

2022 2021
6 f
Surplus
/ (deficit) for
the year (529,507) 527,525
Mortgage
interest
paid
15,031 10,762
Interest received (6,383) (6,171)
Dividends
received
(33,558) (29,334)
Depreciation/impairment oftangible
fixed assets
3,071 2,104
Realised (gain)
/ loss on disposal of investments
2,336 (9,332)
Profit/loss
on disposal
of tangible
fixed assets
78,000
Unrealised
(gains)
/ loss on investments
312,097 (444,153)
Revaluation
on tangible
fixed assets
10,000
(Increase)
/ decrease
Increase
/ (decrease)
in trade and other debtors
in trade and other creditors
(6,157)
68,480
(2,141)
~i7, 158
Net cash flow from operating
activities
(96,590) 52,152

LYSIS OF CHANGES
IN NET
DEBT
2021 Cashgows Non-cash
changes
2022
f
Long-term borrowings 546,171 (26,660) 519,511
Short-term borrowings 33,395 (30,651) 26,660 29,404
Total liabilities
Cash and cash equivalents
579,566
~7, 666,2 72
(30,651)
272,145
548,915
~7%127,
Total (476,706) 241,494 (235,212)

Tiverton Almhouse
Accounts
and audit
adjustments
T ru st
Profit &Loss Balance B/forward
Account Sheet reserves Profit
Dr/(Cr)
E
Dr I(Cr)
8
Dr/(Cr)f effect
E
Accounts adjustments
1 Fixed asset disposal
Loss on disposal
78,000 (78,000) (78,000)
Dispose of original cost of
windows
2 Depreciation
(BS)
Depreciation
expense
(9,119) 9,119 9,119
Remove depreciation of
windows
3 Bank
Interest income
(1,315) 1,315 1,315
Shawbrooks interest not posted
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