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2020-12-31-accounts

THE ROBERT COCKS ALMSHOUSE TRUST FOR THE YEAR END 31st December 2020

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Name Position Address 1 Address 2 Address 3 Address 4 Postcode Start Date
Chairman
Canon S Wright Trustee and Chair The Rectory Church Hill Banham Norfolk NR16 2HN 01/01/2017
Secretary
Mrs S Charvonia Trustee and Secretary Albermarle House The Green Old Buckenham Norfolk NR17 1SW 01/07/2017
Treasurer
Mr C Talbot Trustee and Treasurer The Cottage The Green Old Buckenham Norfolk NR17 1RR 01/01/2017
Trustees
Trustee 1 Trustee XX XX XX XX XX 19/03/2012
Mr M Hall Trustee Field House Fen Road Old Buckenham Norfolk NR17 1NP 13/05/2013
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THE ROBERT COCKS ALMHOUSES TRUST, OLD BUCKENHAM

INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2020

INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2020
2020 2019
£ £
INCOME
Interest on Investments 3,182 3,182
Bank Deposit Interest 0 0
Resident Receipts 46,750 42,887
Miscellaneous Income/Donations 40 0
TOTAL INCOME 49,972 46,069
EXPENDITURE
Repairs and Maintenance
Rates and Water Charges
Light & Heat
Insurance Premium
Life line
Fire Extinguishers
Association Fees
Accountancy Fees
TV Licensing
Christmas box & Honoraium to Almspeople
Sundry Expenses
Written off
7,756
469
6,388
942
1,103
662
361
0
30
500
190
33,698
674
5,862
1,360
1,280
388
0
0
15
500
262
TOTAL EXPENDITURE 18,400 44,039
NET INCOME/EXPENDITURE FOR THE YEAR 31,573 2,030

THE ROBERT COCKS ALMHOUSES TRUST, OLD BUCKENHAM

BALANCE SHEET

FOR THE YEAR ENDED 31 DECEMBER 2020
INVESTMENTS
Income Shares (see note 1)
Shares at Cost
Prior Year unrealised revaluation
Current Year unrealised revaluation
Market Value at 31 December
CURRENT ASSETS
Cash and Bank Balances
Community Account - 70095591
General Account - 20272795
Heating Account - 40272833
Scottish Widows Bank - 50488771078
Virgin Money Charity Deposit Acc - 15035y-24422
TOTAL CURRENT ASSETS
CURRENT LIABILITIES
Creditors and Provisions
TOTAL CURRENT LIABILITIES
NET ASSETS
2020
2019
£
£
34,141
34,141
48,028
38,235
-6,138
9,793
76,031
82,169
62,059
37,109
6,953
2,343
4,925
2,913
0
0
2
2
73,939
42,366
0
0
149,970
124,535

FUNDS OF THE CHARITY CONSISTS OF

Capital Fund (represented by investments)

Balance brought forward 1 January
Add transfer from income account
Add unrealised Investment Revaluation
Balance carried forward at 31 December
Income Account
Balance brought forward at 1 January
Surplus / (Deficit) in year
Transfer to Capital Fund
Balance carried forward at 31December
TOTAL FUNDS
82,169
72,376
0
0
-6,138
9,793
76,031
82,169
42,365
40,335
31,573
2,030
0
0
73,938
42,365
149,969
124,534

THE ROBERT COCKS ALMHOUSES TRUST, OLD BUCKENHAM NOTES TO THE ACCOUNTS FOR THEYEAR ENDED 31 DECEMBER 2020 1 The Tnjst owns freehold propety, in the name of the Official Custodian for Charities, comprising land and a terrace of ten, one bedroomed Almshouses at Old Buckenham Norfolk. This asset is not recognised on the balance sheet. The current insurance value of the freehold ro is recorded as bein £881 804 2 Investments held in the name of the Qffical Trustee for Charities.. As at 31 December 2020 90.925 income shares in M&G Charity Multi Asset Fund (market value £76,031) As at 31 De¢ember 2019 90,925 income shares in National Association of Almshouses common inveslment fund (market value £82.1691 During 2020, there have been no changes to the number of shares we hold in the M&G Charity Multi Asset Fund. Markets have been volatile this year, falling heavily when the pandemic hit all share values hard in March 2020. They gradually started to recover but still closed down on the year to 31 December. Dividend payments have remained strong and we continue to consider this portfolio a suitable haven for our capital. 3 Trustees took the decision tr) postpone improvements to the properties during the Pandemic, and as a result the amount of liquid cash in our Accounts has grown significantly during the year. As we approach the end of the year we intend to investigate the cost of replacing Ihe roof on our Grade 2 Listed Propety. This was shown to be a necessary repair within a 5 year period in our Maintenance plan dated November 2017. Although the Pandemic did cause us some additional work. with 2 residents shielding, we have been lucky that there were no changes I vacant units during the year and all residents We￿ able to keep up to date with payment of MMC. In addition, our village rallied to ensure all residents needing help and assistance, received that help from a local coordinator. We did take the opportunity lo review the provider for fire safety in all Almshouses and found that some advice given previously was suspect. and there were some cost savings to be made on regular servicing. As a consequence we have changed our Provider. 4 The accounts have been prepared on a receipts and payments basis effective from 2012. This is in accordance with the charity commision guidance which states.. "If your charity has a gross income of £250,000 or less and is not a company then you may be able to prepare recei ts and ments accounts that rovide a sim le and flexible basis for accounts aration" We approve these accounts and confimi thay we have made available all relevant record5 and inforniation for their preparation Mrs Terri Hammond CIMA Honora Inde endent Examiner Mr Chris Talbot Trustee & Treasurer Canon S Wright Trustee and Chair