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THE CRAFT BAKERS BENEVOLENT AND EDUCATION FUND
Report and Accounts
Year Ended
31st December 2024
BAS Accountant8 Ltd
Chartered Management Accountants

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THE CRAFT BAKERS BENEVOLENT AND EDUCATION FUND
Contents
Pag•
Annual report
Receipts and payments account
Slalement of assets and liabilities
Independent Examiner'i report

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THE CRAFT BAKERS BENEVOLENT AND EDUCATION FUND
Annual Report forthe year ended
31 December 2024
The Craft Bakers Benevolent and Education Fund, 21 Baldock Street, Ware, Herts, SG12 9DH, 15
registered the Charity Commissioners (No. 2066911 and constituted by Deed of Trust.
The Charity is administered by four trustees..
S. Ryder
D. Carr
C Grant
K Dear
The oblecl of the charty ig 10 855iBI fomier CBA rnembers by w8y of quarterfy grants 8nd to Prowde
equipment Such a8 wheelchairs. showerlbalh rai18, 8tair lift8 any help required vthich wll bring
relieflassislance lo the beneficiary.
object of the charity Is to Provide Support lor..
SbJdenl8lApprenl1ce$￿lalnees worklng tOW8rds a career In the baking industry. Young p•ople already
working in Ihe industry that are looking lo fvrther Ihelr career in bakery skill8,
8upervi$oryhnanagement. semlnars, training work8hop8 and any further help required lo support
careèr in the baking industry.
Support sludenlslapprenllce8ltralnings lo att￿d educallonal viAitB.
Support CBA member8 and their educational needs through weblnar8. knovledge b88e. and any
further help required to for the CBA lo support th• profe88ional craft baker.
Durlng the year the Fund has continued to 8UPPOrt it8 beneficlArles by way of qu•rt•dy grants, etc.
S Rydor
Chaimian
S Ryd8V
301May12025 18.'12'.07
For and on beham of the Manjgement Commlttee
M8y 2025

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THE CRAFT BAKERS BENEVOLENT AND EDUCATION FUND
Accounts for the year ended
31 December 2024
2024
2023
RKelpt8 and paymonts account
Income recelptl
Gran1$ and donations
Canaccord
45,000
30,000
Investment Income
Income fund distributions
Incom& lund reinvested
88nk interest
104,419
(104,4191
21
24,010
{24,0101
22
21
22
Trtrtal r•colpts
45,021
30,022
Dlr•¢t •x￿ndItsjrn
Grants aulhorised
Gift8 8nd ex-gralia payThenls
Xmas Grfts
7,400
470
8,000
1,788
10,120
12,218
Other •xp•ndltu
VidatsBreath Easy
Marketing
Travel costs
Education
IAemb8rship CommunSbake$ l FOF
Oonalions
Legal fees
Accountancy fees
Adminiglrallve salary
Bank charges
Totsl payments
1,800
8.180
7,417
9,059
510
500
3.267
20,000
81
48.987
20.000
71
48.930
Net r•c•lptsllpiymontsl In >•ir
(3,96n
{18.908)
Change in debtors
Change in creditors
7,681
(ILK))
12.2501
Bank balances as at 31 Decernber 2023
B•nk b•l•nu• •t 310•c•mb•r 2024
7,151
5.434
18.478
7.151

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THE CRAFT BAKERS 8ENEVOLENT AND EDUCATION FUND
Accounts for the year ended 31 December 2024
St•l•m•nt of a•*ets and Ilabllitles
2024
2023
Bank depo8lt account
Deblorj
Prepayments
5,434
741
12,750
18,925
7,151
741
12,750
20,642
UABILITIES
Fortu8 and other accNali
3,250
1,000
C8n4ccord Genuty Fun
Other unquoted share5
Plant and Equipment
892,598
350
871,524
350
892,949
871,877

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Ind•p8nd•nt Examlnevs R•portt0th•Truot￿J 01
THE CRAFf BAKERS BENÈVOLENT AND EDUCATION FUND
We reporton the accounts for Ihe tntsl for the ￿ar ended 31 D8cemb8r2024, *Athich are set out on paps I to 3.
R••p•cUv• r••pon$lbllltlu of thetrust•e& and •xamln•r
A8 the Charity's trustees you arE responsi￿e for lh• prep8ratson of Ihe ar£&unis. you consider thal the audrfL requlr6menl ol
Section 43 121 of the Charflle8 Ad 1993 (the Act) does not appty. ft 1$ our responBlbS1ty to slate. on the basis of yocadurè8
Speufied in the Gènar81 Dir¢¢ii¢fi$ given bythe Chanty Ccmmi88ionofs under Section 4317llbl olthe Act, whéther particular
m•tt•rs hav• came lo our*ttenbon.
B••1• of ￿￿e￿ndent •xamln8rf¥ report
Our examination was carrled vul in accordance *ith the Ganeral Diredons gl¥•n ty the charity commis1￿er$. An
examinalian indudts q review of the llccounliry record? k•pt by the ch4rfty •nd * ¢omparison of the accounls presented
Ilh those recorls. 11 also indudes consideration of any unusal I14m6 ar di5cknsur•s in the Accounts and Be&klng
•xpl&nAlions frcth you 0$ uu$te¢s ¢oncwning any such mattern. The prooedures undertwken do not •xpr•3s any audit
O￿nI)n on Ih•viewgiven bylhv aGMunM.
Ind•p•nd•hi •x•mln•¢• Jt•tsm•nl
In conn•dbn *ith our Oxami￿110n, no matt•r h•% cfyme to our al￿ntIOn.
whlch glvel ui ￿lOn1b1• cauia to belth that In •ny M•te￿Il mpoctthe requtremont
- lo k••p •ce4unllng r•cord• In ¥¢GOrd•n￿ ￿th MClSon 41 afth• Act and
- lo prepare accounlltwhlth •c￿rd *ilh the Ac¢tyJnling recoth and lo compty
with Iho accounllng raqulr¢m•nt• olth• Aci
h4ve nol been rn￿, or
to whlth, in ouroplnion, thnlion should be drawn in orderlo •nal>le • prcyor
underslandng olthe accounis to b• reached
T C Pgrtn8rEhlp
311May12D25 08.11fj9
May 2025
AS Accounl•nls Ltd
Ch4rt•red Management Account•nt•
Unit 7, The Forum
I¢knie￿ Way
Tnng
Herts
HP23 4JY

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