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2023-12-31-accounts

REGISTERED CHARITY NUMBER: 206587

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2023

FOR

THE ANDOVER CHARITIES

Hysons Audit Services Ltd, Statutory Auditor 14 London Street

Andover Hampshire SP10 2PA

THE ANDOVER CHARITIES

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

Page
Report of the Trustees 1 to 3
Statement of Trustees' Responsibilities 4
Report of the Independent Auditors 5 to 8
Statement of Financial Activities 9
Balance Sheet 10 to 11
Notes to the Financial Statements 12 to 22

THE ANDOVER CHARITIES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2023

The trustees present their report with the financial statements of the charity for the year ended 31 December 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

The trustees have also prepared the financial statements to comply with applicable law regulations of the Housing Corporation SORP 'Accounting by Registered Social Landlords 2006'.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Scheme defines two branches of the Charity:

a) The Almshouse Branch

To provide accommodation and benefit to alms people, as shown by the Property Fund.

b) The Poor's Branch

To provide benefit to the poor in the Parishes of Andover, Knights Enham and Smannell as shown by the Charity Fund.

The Trustees have considered the activities of The Andover Charities and its achievements in 2023 and its plans for 2024 against the public benefit guidance issued by the Charity Commission. They agreed that the public who benefit from the Charity's work are those who are beneficiaries of the Charity's various objectives and aims as noted above.

Grantmaking

Grants are made from the Charity Fund to qualifying individuals whom the Trustees consider merit assistance and within the terms of the Charity.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The Charity continued to raise funds and maintain the objectives as set out above. During the year, the Charity completed the refurbishment of the Acre Almshouses on Adelaide Road and began to rent the newly refurbished premises in early 2024. The Charity continued to make grants to appropriate beneficiaries.

Investment performance

The listed investments, which were held by the M&G Charity Multi Asset Fund, the Black Rock Charities UK Bond Fund and the COIF Charity Fund, showed an unrealised gain in the year of £17,648 (2022 - loss £26,028).

FINANCIAL REVIEW

Investment policy and objectives

Investments continued to be held in the M&G Charity Multi Asset Fund, the Black Rock Charities UK Bond Fund and the COIF Charity Fund for the purpose of generating income that can be granted to the appropriate beneficiaries.

Page 1

THE ANDOVER CHARITIES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2023

FINANCIAL REVIEW

Reserves policy

Reserves are held in order to provide adequate funds to maintain the housing stock in good repair and in order to fund future development. At the balance sheet date, the amount held in the unrestricted reserves was £227,824 (2022 - £287,582).

Financial performance

The Charity had a total deficit for the year of £39,488 (2022 - £6,641).

The deficit included unrealised gains on investments for the year of £17,648 (2022 - £26,028 loss).

FUTURE PLANS

The Charity intends to continue with the two main activities as described above.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Charity is an unincorporated Charity, constituted under a scheme dated 9 March 1962 and is a registered Charity, number 206587.

The Trust Scheme provides for a minimum of eleven Trustees, with six appointed by Test Valley Borough Council and four Co-optative Trustees who either reside or carry on business in or near the area of the Parish of Andover. The Ex-officio Trustee is the Vicar for the time being of Andover.

The Nominative Trustees may be, but not necessarily, a member of the Council and are appointed for a term of four years.

The Co-optative Trustees are appointed by the Board of Trustees and serve for five years, after which period they may put themselves forward for re-appointment.

At quarterly Trustees' meetings, the Trustees discuss the activities of the Charity, including investments, reserves and risk management policies and performance. The day to day administration of processing and handling of applications for housing before interview with the sub-committee of Trustees, is delegated to the Clerk and her Assistant. The full Trust body must confirm all house allocations.

The Clerk and her Assistant process grant applications before passing applications for over £75 to the Chairman or one other Trustee for approval. The Clerk and her Assistant are authorised by the Trustees to handle applications for grants up to £75.

Risk management

The Trustees have a duty to identify and review the risks to which the Charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

206587

Page 2

THE ANDOVER CHARITIES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2023

Principal address

c/o Citizens Advice Bureau Chantry House Chantry Way Andover Hampshire SP10 1LZ

Trustees

Councillor J Budzynski Mrs P Woolgrove Mr J Nulty Mrs J Turner Mr J T Barlow Reverend C Bradish Councillor T Burley Councillor D Coole (resigned 19.4.23) Councillor N Lodge Mr M Leech Mr S Hardstaff

Clerks to the Trustees

Mrs K Bird

Auditors

Hysons Audit Services Ltd, Statutory Auditor 14 London Street Andover Hampshire SP10 2PA

Bankers

Lloyds Bank plc 22 High Street Andover Hampshire SP10 1NW

Housing Corporation Number

A0648

Approved by order of the board of trustees on 8 October 2024 and signed on its behalf by:

Councillor N Lodge - Trustee

Page 3

THE ANDOVER CHARITIES

STATEMENT OF TRUSTEES' RESPONSIBILITIES FOR THE YEAR ENDED 31 DECEMBER 2023

The trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 4

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF THE ANDOVER CHARITIES

Opinion

We have audited the financial statements of The Andover Charities (the 'charity') for the year ended 31 December 2023 which comprise the Statement of Financial Activities, the Balance Sheet and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Page 5

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF THE ANDOVER CHARITIES

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Statement of Trustees' Responsibilities, the trustees are responsible for the preparation of the financial statements which give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Page 6

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF THE ANDOVER CHARITIES

Our responsibilities for the audit of the financial statements

We have been appointed as auditors under Section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:

We assessed the susceptibility of the charity’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:

To address the risk of fraud through management bias and override of controls, we:

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:

Page 7

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF THE ANDOVER CHARITIES

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any.

Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors.

Use of our report

This report is made solely to the charity's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Hysons Audit Services Ltd, Statutory Auditor 14 London Street Andover Hampshire SP10 2PA

1 November 2024

Page 8

THE ANDOVER CHARITIES

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2023

Unrestricted
fund
Notes
£
INCOME AND
ENDOWMENTS FROM
Donations and legacies
2
-
Charitable activities
4
Property Fund
71,162
Investment income
3
3,621
Total
74,783
EXPENDITURE ON
Charitable activities
5
Property Fund
103,539
Charity Fund
41,773
Total
145,312
Net gains/(losses) on
investments
367
NET
INCOME/(EXPENDITURE)
(70,162)
Transfers between funds 19
10,404
Net movement in funds
(59,758)
RECONCILIATION OF
FUNDS
Total funds brought
forward
287,582
TOTAL FUNDS CARRIED
FORWARD
227,824
Restricted
funds
£
-
-
2,370
2,370
-
-
-
3,635
6,005
(1,174)
4,831
69,043
73,874
Endowment
funds
£
-
-
11,023
11,023
-
-
-
13,646
24,669
(9,230)
15,439
292,221
307,660
2023
Total
funds
£
-
71,162
17,014
88,176
103,539
41,773
145,312
17,648
(39,488)
-
(39,488)
648,846
609,358
2022
Total
funds
£
19,300
72,283
12,744
104,327
54,564
30,376
84,940
(26,028)
(6,641)
-
(6,641)
655,487
648,846

The notes form part of these financial statements

Page 9

THE ANDOVER CHARITIES

BALANCE SHEET 31 DECEMBER 2023

2023
Unrestricted
Restricted
Endowment
Total
fund
funds
funds
funds
Notes
£
£
£
£
FIXED ASSETS
Tangible assets
11
199,639
-
-
199,639
Investments
12
-
67,925
260,698
328,623
199,639
67,925
260,698
528,262
CURRENT ASSETS
Debtors
13
3,037
-
-
3,037
Investments
14
54,069
3,278
46,962
104,309
Cash at bank
38,993
2,671
-
41,664
96,099
5,949
46,962
149,010
CREDITORS
Amounts falling due within
one year
15
(12,382)
-
-
(12,382)
NET CURRENT ASSETS
83,717
5,949
46,962
136,628
TOTAL ASSETS LESS
CURRENT LIABILITIES
283,356
73,874
307,660
664,890
CREDITORS
Amounts falling due after
more than one year
16
(55,532)
-
-
(55,532)
NET ASSETS
227,824
73,874
307,660
609,358
2022
Total
funds
£
70,005
311,233
381,238
2,522
98,972
236,366
337,860
(13,924)
323,936
705,174
(56,328)
648,846

The notes form part of these financial statements

Page 10

continued...

THE ANDOVER CHARITIES

BALANCE SHEET - continued 31 DECEMBER 2023

FUNDS
19
Unrestricted funds
Restricted funds
Endowment funds
TOTAL FUNDS
227,824
73,874
307,660
609,358
287,582
69,043
292,221
648,846

The financial statements were approved by the Board of Trustees and authorised for issue on 8 October 2024 and were signed on its behalf by:

Councillor N Lodge - Trustee

Mrs P Woolgrove - Trustee

The notes form part of these financial statements

Page 11

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

The financial statements have been prepared on a going concern basis.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Allocation and apportionment of costs

Costs are allocated specifically to the activity to which they relate wherever possible. Staff costs are apportioned between the two activities based on an estimation of the time spent on each activity. Auditors remuneration is apportioned 67% to the Property Fund and 33% to the Charity Fund.

Tangible fixed assets

The book cost is calculated as the net figure of the original costs less the social housing grant received at the time.

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property - 2% on cost

Social investments

The freehold properties are accounted for at cost less depreciation within tangible fixed assets as they are programme related investments because these assets are held specifically to contribute to the charity's charitable purpose.

Page 12

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

1. ACCOUNTING POLICIES - continued

Taxation

The Charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the Trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the Charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Investments

Investments are stated at market value as at the balance sheet date.

All gains and losses are taken to the statement of financial activities as they arise.

2. DONATIONS AND LEGACIES

Grants
Grants received, included in the above, are as follows:
Henry Smith's Charity
INVESTMENT INCOME
Fixed asset investment income
Deposit account interest
Current asset investment income
2023
£
-
2023
£
-
2023
£
11,464
1,412
4,138
17,014
2022
£
19,300
2022
£
19,300
2022
£
10,156
332
2,256
12,744

3. INVESTMENT INCOME

Page 13

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

4. INCOME FROM CHARITABLE ACTIVITIES

Maintenance contributions
Laundry contributions
5.
CHARITABLE ACTIVITIES COSTS
Grant
funding of
activities
Direct
(see note
Costs
6)
£
£
Property Fund
99,889
-
Charity Fund
4,855
35,120
104,744
35,120
6.
GRANTS PAYABLE
Charity Fund
The total grants paid to institutions during the year was as
follows:
Andover Baptist Church
St. Mary's Church
The Valley Church
Picket Twenty Church
2023
Property
Fund
£
71,162
-
71,162
Support
costs (see
note 7)
£
3,650
1,798
5,448
2023
£
35,120
2023
£
250
250
250
250
1,000
2023
Property
Fund
£
71,162
-
71,162
Support
costs (see
note 7)
£
3,650
1,798
5,448
2023
£
35,120
2023
£
250
250
250
250
1,000
2022
Total
activities
£
72,268
15
72,283
Totals
£
103,539
41,773
145,312
2022
£
24,586
2022
£
250
250
250
250
1,000
2022
Total
activities
£
72,268
15
72,283
Totals
£
103,539
41,773
145,312
2022
£
24,586
2022
£
250
250
250
250
1,000

Page 14

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

7. SUPPORT COSTS

SUPPORT COSTS
Governance
costs
£
Property Fund 3,650
Charity Fund 1,798
5,448

Support costs, included in the above, are as follows:

Governance costs

Governance costs
2023 2022
Property Charity Total Total
Fund Fund activities activities
£ £ £ £
Clerks' fees 1,006 495 1,501 1,406
Auditor's remuneration 2,443 1,204 3,647 3,360
Legal and professional fees 201 99 300 1,269
3,650 1,798 5,448 6,035
8. AUDITORS' REMUNERATION
2023 2022
£ £
Fees payable to the charity's auditors for the audit of the
charity's financial statements 3,647 3,360

9. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2023 nor for the year ended 31 December 2022.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2023 nor for the year ended 31 December 2022.

Page 15

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

10. STAFF COSTS

2023 2022
£ £
Clerks' fees 15,012 14,056

The Clerk is contracted on a part-time self employed basis and represents the whole of the Charity's staff.

No person included in staff costs received emoluments in excess of £60,000.

11. TANGIBLE FIXED ASSETS

COST
At 1 January 2023
Additions
At 31 December 2023
DEPRECIATION
At 1 January 2023
Charge for year
At 31 December 2023
NET BOOK VALUE
At 31 December 2023
At 31 December 2022
12.
FIXED ASSET INVESTMENTS
Shares
COIF Deposits/Other
2023
£
303,386
25,237
328,623
Freehold
property
£
129,644
132,227
261,871
59,639
2,593
62,232
199,639
70,005
2022
£
287,056
24,177
311,233

Page 16

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

12. FIXED ASSET INVESTMENTS - continued

Additional information as follows:

MARKET VALUE
At 1 January 2023
Revaluations
At 31 December 2023
NET BOOK VALUE
At 31 December 2023
At 31 December 2022
There were no investment assets outside the UK.
Investments (neither listed nor unlisted) were as follows:
Valuation brought forward
Additions
13.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Prepayments
2023
£
24,177
1,060
25,237
2023
£
3,037
Listed
investments
£
287,056
16,330
303,386
303,386
287,056
2022
£
23,943
234
24,177
2022
£
2,522

Page 17

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

14. CURRENT ASSET INVESTMENTS

CURRENT ASSET INVESTMENTS
Listed investments
Other
2023
£
51,260
53,049
104,309
2022
£
48,147
50,825
98,972

Additional information as follows:

Listed Listed
investments
£
MARKET VALUE
At 1 January 2023 48,147
Additions 1,793
Revaluations 1,320
At 31 December 2023 51,260
NET BOOK VALUE
At 31 December 2023 51,260
At 31 December 2022 48,147

There were no investment assets outside the UK.

Investments (neither listed nor unlisted) were as follows:

Investments (neither listed nor unlisted) were as follows:
2023 2022
£ £
Valuation brought forward 50,825 31,100
Additions 2,224 19,725
Withdrawals - -
53,049 50,825

Page 18

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

15. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2023
£
Bank loans and overdrafts (see note 17)
6,491
Trade creditors
295
Grants payable
1,000
Accrued expenses
4,596
12,382
16.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2023
£
Bank loans (see note 17)
55,532
17.
LOANS
An analysis of the maturity of loans is given below:
2023
£
Amounts falling due within one year on demand:
Mortgages
6,491
Amounts falling between one and two years:
Mortgages - 1-2 years
6,491
Amounts falling due between two and five years:
Mortgages - 2-5 years
19,473
Amounts falling due in more than five years:
Repayable by instalments:
Mortgages - >5yrs
29,568
18.
SECURED DEBTS
The following secured debts are included within creditors:
2023
£
Bank loans
62,023
2022
£
6,491
3,415
-
4,018
13,924
2022
£
56,328
2022
£
6,491
6,491
19,473
30,364
2022
£
62,819

Page 19

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

19. MOVEMENT IN FUNDS

Net
movement
At 1.1.23
in funds
£
£
Unrestricted funds
General fund
287,582
(70,162)
Restricted funds
Knights Enham and Smannell
Charities
44,866
4,946
Mrs Allderidge Legacy
3,914
171
Borsberry repairs and maintenence
20,263
888
69,043
6,005
Endowment funds
Designated reserve
266,698
23,134
T W Redman Legacy
25,523
1,535
292,221
24,669
TOTAL FUNDS
648,846
(39,488)
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
74,783
(145,312)
Restricted funds
Knights Enham and Smannell
Charities
1,311
-
Mrs Allderidge Legacy
171
-
Borsberry repairs and maintenence
888
-
2,370
-
Endowment funds
Designated reserve
9,924
-
T W Redman Legacy
1,099
-
11,023
-
TOTAL FUNDS
88,176
(145,312)
Transfers
between
funds
£
10,404
(1,174)
-
-
(1,174)
(8,132)
(1,098)
(9,230)
-
Gains and
losses
£
367
3,635
-
-
3,635
13,210
436
13,646
17,648
At
31.12.23
£
227,824
48,638
4,085
21,151
73,874
281,700
25,960
307,660
609,358
Movement
in funds
£
(70,162)
4,946
171
888
6,005
23,134
1,535
24,669
(39,488)

Page 20

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

19. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
Restricted funds
Knights Enham and Smannell
Charities
Mrs Allderidge Legacy
Borsberry repairs and maintenence
Endowment funds
Designated reserve
T W Redman Legacy
TOTAL FUNDS
At 1.1.22
£
270,317
50,370
3,876
20,067
74,313
284,513
26,344
310,857
655,487
Net
movement
in funds
£
7,343
(4,334)
38
196
(4,100)
(10,075)
191
(9,884)
(6,641)
Transfers
between
funds
£
9,922
(1,170)
-
-
(1,170)
(7,740)
(1,012)
(8,752)
-
At
31.12.22
£
287,582
44,866
3,914
20,263
69,043
266,698
25,523
292,221
648,846

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Knights Enham and Smannell
Charities
Mrs Allderidge Legacy
Borsberry repairs and maintenence
Endowment funds
Designated reserve
T W Redman Legacy
TOTAL FUNDS
Incoming
resources
£
92,425
1,201
38
196
1,435
9,455
1,012
10,467
104,327
Resources
expended
£
(84,565)
(375)
-
-
(375)
-
-
-
(84,940)
Gains and
losses
£
(517)
(5,160)
-
-
(5,160)
(19,530)
(821)
(20,351)
(26,028)
Movement
in funds
£
7,343
(4,334)
38
196
(4,100)
(10,075)
191
(9,884)
(6,641)

Page 21

continued...

THE ANDOVER CHARITIES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2023

19. MOVEMENT IN FUNDS - continued

Transfers between funds

A transfers totalling of £8,132 were made from the Designated and Restricted reserves to the General fund which represents the income received on the designated and restricted reserve investments.

A transfer of £1,098 was made from T W Redman Legacy to the General Fund which represents income received on the T W Redman Legacy investment.

20. RELATED PARTY DISCLOSURES

During the year, a grant of £250 (2022: £540) was made to St. Mary's Church, which is related to one of the Trustees.

21. RESTRICTED FUNDS

Knights Enham and Smannell Charities

The property of this Charity, made up of investments and a bank account, were taken over on 20 July 2006.

The Investments are a combination of permanent and expendable endowment funds for the purposes as outlined in the scheme dated 5 August 1960.

The bank account is an expendable endowment fund, the income from which is to be applied for the benefit of the poor in the Knights Enham and Smannell Parishes.

Mrs Allderidge Legacy

This is an expendable endowment fund arising from a legacy received from the late Mrs C A Allderidge in 1995.

Borsberry repairs and maintenance

This fund consists of the income received from the T W Redman Legacy and is restricted to be used for the repair and maintenance of the properties at Borsberry Close.

22. ENDOWMENT FUNDS

Designated Reserve

This is a permanent endowment fund for the purposes as outlined in the Scheme dated 9 March 1962.

T W Redman Legacy

This is a permanent endowment fund for the purpose of generating income to be transferred to the Borsberry repairs and maintenance fund.

Page 22