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2023-12-31-accounts

Women's Royal Naval Service BenevolentTrust TRUSTEES ANNUALREPORr AND FINANCIAtSI4TEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

TrUST ¢¢￿ENTs OF THE FINANCIAL STATEMEPW& FOR THE YEAR 31 DECEIA8ER 2023 1 to 15 16to 18 19 21 23 to g)

in xcor￿e ￿ the ap￿atIe cl IrelaThJ IFRS 102} is￿3 on 16 2014 arKI nandal Rep)rtiThJ %aThrd apF4Kable In and Ird¥KI IFIiS 1021 Owrib¥ A£t 2022 aT¥J UK f￿al J knctre ￿ rt ak"e5frDrn l J￿￿¥Y 2015. awlr Mr5J CJw- 17 2023 MtsA fAtt- Remxrtyj 17 2023 Mrs V Re4yxtsI 17 Mty 2023 $ E Y￿- Re5wJwJ 19 W 2023 5 M lJrK1- Rebred 19 Juty 2023 Co￿￿Ko￿t C E Jjrthn LVO, Royal NMt- 4pF•)rt￿ 20 ju￿ 2023 5 5 L Rth"rèJ 29 Fdmuay 2024 tr R MBE. 29 F￿¥￿ 2024 Td.. 023 9￿7 1522 Ernil.. trth¥ETr￿t &)Il Ffl &Jx n115. Loth EC4P 4(• "lttay 20) F(M¥aAv￿U@. F￿￿7￿ IX114 7JP MrsAPB Mrs J A Cs*the

MrsVLeQ C•7dn J B 5rry>￿ Rwal Vxe LTha m￿NINt¢d by th• A55odathm of IVveM Wofflen of the Royal Naval Ser¥lces rth5 L RLtygJ 14 (kt 2023 M6s A iagrne- 14 Crt 2023 MtsO& A fXt Mr5BMF MrsJ¢) tsMHw tha"r'. CLmwYthe C E &Ndan LVO Rwal Pth- Rair&l 19A 2023 145 E Yea5- Re￿￿1 19 ￿ 2023 Mr5 V R&J*m

(22JarnMry 1923. 2025) F•nyiywl Ihe WRhS in fy¥ly 1942, initb as a trA5t orKI a5 a t>Jv Cath It wa5 to hdp C￿ and F4ct tt in fy c¥ts at g)Lkth%￿k Park durirwJ 6 rfkne- r>rw. In 1973 Fannylcird the a Trfft in 1979 ￿til 1986, a ￿￿ R•s¥￿ry vf11￿ OBE (R•s•e) (19 July 195Q- 19 2023) e the WPJ4S In I￿9 aTrJ s￿￿ Sn aknThnstrarNÈ trartI￿ atwntJTEtrt5 bthe J(xTry the is ￿¥Y {RN) Gr￿￿￿th b) 1981 3Thl VAS ro in rw rrw¥' in I￿. Qkn to QhEf Q¥fKer in 1987 Roste the WR￿$ Cfftws ts) rkNrty Cirth WRP6 ￿ LW. tre wa5 to albjw She left the RN in l¥JS aTrJ the irth ttwty fcr orseas F£&graJuates n M&J￿bJr9h Swar< i) She was a former thalr of the Nava Lad￿5 Ckn aTrJ charitab￿ Trust arvj a ftxm¥ TnL#eÈ of the ShIp￿tked MariTts' s￿1&Y, the Btitish Ex.SeN¢¢rn's As$￿]￿0n, (rK)w eiw¥, Veterans) the ￿al 14awy aTrJ Royal Mar1￿ Charlty. was a Trutsofthe ￿t￿.$ R￿1 se￿ Ea￿t￿tTru￿fv¢￿ 1991 tr 1937 * (h•r Irtym 2￿7 w)ti12011. In 2014, st then took on the rde of Thair cf the hugdy ￿￿Ces￿￿1 WFJ451tQ fryoject Grwp. whkh was sa up to èJurat4 cM)m￿rate ￿brnte rhe Cenrenary ef the formation of the Wrens in 2017. 9 a5 an Presid￿￿ (l the TrusL and the ASS￿3￿.￿ of Wrer6 and WonEn rrf the Royal Naval SeNces until deaih. She was o Freernan of the G?kj￿rt￿. Company aTrJ cl the ¢Jty of LorKkn.

19%) theTrwt VA5 grantèj a W Owi¥. It ￿ a IP4x I￿519). 1939 and tth 1st thy cl 1943. un￿￿￿)X￿￿. The lèjal de Yrt5 2023. hy￿ theti¥tsthn k¥rK¢%% %•ill a tWgEtdcl l Jar¥Jary 2024. Royal Naval SeTh￿e5 the (tsrl asa Trust •KI céthe ￿1 Nwal as The primwy obj.ects of the Trnst are trj wvvide rdief in (ase5 of dtstress the WRNS M￿b￿S of the Trust and anYJng the deperthnts of s4Kh persors aTrJ to acceFt and grft for￿￿ siwal OT lirrèJ obJ"￿t In gentral act(thrKt with the afv of the Trust. The Tntsts makn c&Ject￿ fcf 2023 wve ft. a%e55ed as reqU￿r¥j a m sulyect to fft pyiy,. To rewew all grants ￿ an ongtyn9 ba515; PUBUC BElIEF￿ ￿ATEmE11T The Trust cfvate5 the wrFoses a5 d2finèJ 2011.. The of tt05e In ne&$ ofyojth. ax ill ￿, rjsthrty. finanual hardship c tsth's•fvantax the th￿trnent of èJLKatts￿'. This benefft is delNtred thrO￿h regular charitatk t¥￿T ￿ants to rn￿berS of the WRNS and th•r dewklants. The Trustees cenfimi that tw have r￿￿ed to the Charity C£rfnrissnn's 9￿31 gukl>)ce puNiyed Tn Te5FeLt of th￿r public ben￿t stst*nwt, the Trusfs aims and ob)thves and in ￿anning lutyre xtswbe5 and setting the grant maknng ptyliry ft>r the vear. Exaryles c4 the dIffer￿e wr ha5 made lo the Iwes cl sthme of tyjr bè)ÉfitiaiÈs fwnd on pages lQ.12. % part of thelr overnll dutle5, Tnstee5 of the WRNS BT are required to consKlff risk Fart￿ involved In Sts runnln9. Three members of the Central Committeeare reSp(￿Siblefor carryin9 Out an annual intemal audit and re￿￿¥ of the ￿sk Register. The Qualty Assurance Group's IQAGI finth'r¥4s are then reportgj and discussal at Ihe next meetiw of the Central Cc¥nmittee.' thus. any percelved tX)tential problerns are highlighted and dea￿ viith as [￿Cessary.

The ￿sk Register covers all aspects of the charitvs operations. from invtstments io staff to g)vematKe. External influerKe5 such os changes in the wjitical and ec(rfwic dimate5 are uffiydered. All pot￿￿01 risks are assessed as having o'remote through to h￿JhIV wobable llkelihc￿', and thrtwh to extra￿ I rAtastroFthic impa(r, and the ow811 lfftl of risk is calculaled. In 2023 the r￿￿5 we: The Trustees and Stsff ha¥e produced a comprehensive ￿an to deal with the dthe teftwary c¢ pwnHnent loss of it5 kry Staff; campaigns to increase the number rf coseKffkers in area5 Tr)t 0￿￿Y co￿ed. or mr￿￿trabOns of Frfjt￿tial benefidaries e￿$￿ SWA h￿e recendy Implen￿tsd a numto c4 le9c￿al hjbs a mixkne of paid siaff vobJnte¥s, vihh has eased tl 20 Grants Expenditure 2023 r (haiitat4e Pa ts 9jb]￿ to rea I, tsTnL#ha5tsYeety￿ofknbleregu1 ￿ts, pad quartty and 3.fill 10.381 350 To he 15,520 6.162 2,610 5.104 LCl.288 tw ￿1r¥I to ￿rfv for Paision CreJ¢ ) c4d to fiTrJ £ Infimi tt> (k) ￿. Gerberal pJDenrtyGr￿ i aLrtlwng &foxJd Edu¢ation Funeral Experise5 Hou5ehdd Fud with day-t¢>day li￿n9 expens25, e.9.f the pwmwtofN15, dothlng or pthaps hjusehokl 9￿dS (%hen￿Se vnafforttswe aThJ are CW5e*v)Id &xJds IpH0tssth￿d Repairs . MedKal Aith Removal Expen5E5 Rent & oepo￿ls aTrJ the ¥Kx1 {s￿LI.. J have￿ n￿$t0 pty in fijl..

cla cw is cnxi b) the apF4KarfsdaWtrdty lrfw. Age Ran8e ot Benefitiies 2023 Cc¢rnr•tr are all fcrfmer mvntws of WRNS lirthing arrenty the RNI gve thor b"rr* aTrJ asststsr£e •Nineties E￿htleS •5￿￿nties (SWA) ROYJ Bnbth (tRBLI. Sixknes gNef[￿ wyyt a •Frf •FortTres rroy th te for ovwseas ¢Jrrt or 4 cr friaTrJ on (ks g) on

S 9Etting to th time ofyear th I gi¥e thank y•u... It It ¥rtasntfur BT l abl? to stay this retiremert l arn otwnalty ¥Yatdul to al and unThthankwu IGnd al￿)￿. c{￿r￿ and mgal 9Jtsdes fr f￿li￿ ttTnrfs firwKiI s¥pJtaid L 14ye3rs -. lsb4lle•lwa￿Vr￿trfvI￿¢r•1Itheh b)•tWehI￿Phe￿ts¥v￿•I￿￿&fft •m•d•t•dbymrfmity.- Frcrfn a 9xA The dau9ht£r and ￿.In.13%¥ of a f(XTrw a (WE aler her l(lY t•"fv. The Trnst VRS plpAsed to youllenwqhl Ih•¥e tud•yfortheffrstthReth ManyM￿￿$￿￿>￿PjnP4rymYVwfi_ myxOrt¥ls￿1thQ￿dml￿lo￿ ThÈ61yrokJ ofa frThr Wren, rth¥ re5¥knt in a cwe thWltvJ to SUFPJt b)th hLs tTh)ts tyualy fats in thefamty W uptott to w intr)ftl¥lyrEwe L4Sin9 ihe Lcol dirèl theTru wa5 tlea5ed te tryde a gart cl £1￿.0￿. to s&te pxewre the farfmtyvks Lth. We 4yDthJ tsE RNBT, Yts) agreed lu In earty 20￿. the Ttrust ￿1th [8￿.[1) rEW (D#50f£l.Th PIP v4a5 wt in Flao and as a result 6 n￿ntr￿ b) hdp ease prÈtyJfft rest •w•ltd•llvy. l•m Jv k•Dklry fonyardto the 1freed￿ It wDIAfveme. As• IVMlw•s•hv•ysoudto wurmyunlfonn.... (On having that xervio rEroynis¢d Thrn7) - towardsmelwsovwwhelmedme andttlss•nethlng whlth I wlll ccwjrrert bkl ts Att￿darKe lJhx¥aKe IA4} was (rA￿k￿l ty DYTr. W AA at the hwhw r cr6Jf( ants è1mkn￿atsJn t￿). During the per￿ Cove￿ ty this rryrt, the Trust dKI not ervjage with F¥ofe5sfjo￿l or ccmwdal part￿PatOr, n dld the Trust market to the pJNK. However. the Tn&ee5 ￿e of the FuTrJraisiTrJ Re9Jlators"CoJe of Fundraising pr￿ty￿" and Its key prfncI￿eS and expthi behwtxJr5. These laken irto the Trnst klannèj a vey small number of inltkiti¥es nJTh by tis staff Truts tthyarts the >e3r. l¥ cfynirts r&ev&J.

In 2023, tt Trugt fiwi&tyf. slbyw net m4 fknity in ￿ 1n5E4J￿t gain of E168k Icomp3rèJ to Invefvt l(ss (rf E482k a rt exttythJre rl £47 in 20221. grs, exp￿I￿re wa5 É16Th The thè FrtfokJ rtse to £3.867m to £3,73)n n 2022). tncome frcffi Iwe5 tcaoJ £16i ￿ largest t"r¥J a cl £llk 15 a tsrea5e on 2022 tr¢￿ ￿ £147L Trust ha5 bLw ￿tirEd offijrthw inthe rw 11 £93k￿ to te t￿￿1. have sgjesto reth but $￿Id ¥1 becom[￿j ￿1th1n 2024 or Lw. A5 ha5 ￿(ase n thelast s￿ tm) extynal grats tO9xd finarrtial outc ov Tr￿[ (xs to re7R5t arv may garts 2024 •xl. I tlwe 15 a thcrtfall ￿ yeu, %ill ccffitinLE to dtt14 In 2022. to £131k12022. É121kl a rThyk&5 irKre4srg interest rat& aWKb)r ISWJ on lear due to Alw tery hdd at H￿s Exc&￿rt ir$ 2023. as ro 14¥rtwrt T•N5' Hal in Loth in 2022. A&ira"c￿1ty. tyl (nsts Tr￿t thJ Trjt me capfd pJrchase5 (knbiThJ the y. fixoj a55é5 thesw O￿al as In 2022. Tre The Tr￿S mèrkL dlJe ha5 ri5w %Mth a g•n ￿E168k Lknr#J the (2022 as loss of £483kl. A rn1m￿r ofthang5 m tytttho 0jr￿t y afterthe TruAÉe5 • the r￿r￿￿all￿s ￿ded Bre￿￿ t1)Ip￿Tr. 2023. As e¥pLimèJ in ncts 15 tr the ?￿C￿rts. Tr rawiw1£93kl te rwrwj vthen ty ¥e in 2024ty (Ayal, theTrusiilwJ baly￿e$leetrV￿erf£4￿n l))22 £4.kn). in in bank bda É168k ￿ 38.6% tMrts theovual cosiclMrMr#J ￿TrLS[l£33￿Xl. The 4xxtral frrm aTrJ lèjaoes, th are a) I future Durir#J 2019. the Rith¥ wa5 w75 th aFwff• £3.7m wwkl ￿ rquired to meet

in f￿￿ irtvest ￿ks. A £IUk1£112k.. 20221 ￿ rJJn cn ThE#r￿ts VAS set kn 2023. armed f￿r￿ tn thss ￿Ey. the TvJ s able to sk f￿￿?1 a5%tirKe the test PC65èSe hdp thice aYallaNe. Naval childr￿,$ Charity Poppyxotlw Royal Air Frxces kn￿atiOn Royal Naval Tr￿$t Royl Naval orrws, (h&ity Seafarv5' Pthice & Infcrtbjn S￿dI￿5, Sakx5, Airmen ar¥1 Farn1￿5 Asgjaatbjn Amiy Charth¢S Roy& Bribth Leg The Royal Canadiafft Legion The Royal Mthres Ele￿ C(￿￿51￿ F￿Try TLYnu ck CÈrt RM Pouitaine The fami￿ of &ll Cadl T￿¢f LcThkn a gratdul forth*rsJFprt aoe5 I￿r￿j ts ￿r. Bd- Miss {Pbie) 35 2￿) 11,4 18 Ne￿rr￿- K4hlEen Jsjn IKthI} P￿k￿rd- Star• Wrflia ght- Mss P￿eb)Fe Phwna IPg¥ry) 218 15,927

tehJw'. Bthym. Mrs Nancy r￿ C 135 En9￿1- Mts tkyts Vtra ￿ Wdli•Ys l. m￿ 8izateth rtt Ttt¥in 270 175 25 15 207 397 25 59 310 so 175 105 Hakns. lsWulir P4)n rKJ . 1455 KalNe￿ (W) Mthck. Mrs Mlve. Mrs Rits ctt. ￿ Slirlty s￿itoe. Mrs >y I￿. Miss Ilmnel Wknn.Cdrth GiftAid th"m 2023 125 565 ChJr gratdLI th￿S p totr Grwp5 Lynts ￿. Cardff Carthgan Eth'nl￿r￿ & D&JKt F7eham 2t#J 850 194 Tolal The Trust k¥Jkkw la) it5 Ibl corlir¥mJ to the fA wm5 and axywt Nwdl CorNnwty tl4it the Tnjst ￿ sb"Il assist￿ rwa1. &¥wt frtyn tPose kthj abx is uuual and enablt% fwr io

ycfder(ltheTn&Ee5 2024 30101124 Irea£4 uajs 21 30101 l £L

17 May 2023 HEr Royd H￿￿ sa#1 th& the TnLst ￿sC fft the of w12021 fulw of 14hKh cwkl be any tharty. TheTr￿ cffnaLs had ￿rd on tr hyth distlbj inbj a prcoosal fc¢ the c¢ 1 fG memtV5 the nvAt4>50Iw r4￿nE0 mE a fuss andaskknl¥xl a pka th rwiErvR5 a%we£l￿v ctsformwkn th rrwy trR eX￿￿0￿j irnt￿t on ixJyne55. TreTw5ta5 fwa5 F<65tle h)J meagJtsto awJa)wre # ixsine55 tr) iwkirfe5 a fl4u￿cY to mh ts numtts Crvth19 W teen rer4xwJ ty thethalI￿￿or vie cost￿. cf se¥val rryuLw aTrJ the Trus ￿aL￿tr to L¥off L￿5 fEqwrino irw Cth Fbmmer saby that the Tn￿￿￿tr￿￿tirnE in 2022 r¥JreroJ 25. a snaR èJalnst 16 kn 2021. umlThJ aOKantsseekJThJ cwff 93ntsrAwntr￿l3S. ￿ WHY￿[{{￿24 kn 3)21. rffv#clRegJarCharrtable p￿￿tsI¥JMtr¢r￿l 39, a agar6t 52 iry 2021. Sth. at Cdr h•J to thrm the •Jknefthe dèaits t frNm¥ffyrunts in 2022. Miss bJr#J W teen a p￿t (knwntr of the Tnrt S50 s¥%vJ a5 OK cl Fhxe cCffjrt￿ frcTh 21K13 to 2011. I￿sS a5 of the (kn Crthmittee ftr io yws 2019. It te rm5S to the unttnwy death ofcth Rose OBE RN, had tse￿ Chaw dthe Tr￿ rmm 2C117 to 2011 •¥1 a Tr￿ iknettN In IF￿r￿, RJ"Ir￿￿ rttorded tha￿ to 12

JFrrfyter 1 £173,548. tirymding inNt51mvrt kts5e5 theTnJ5t cyrJJ"rrfJ of￿£th￿pa& ro rf£34k￿ 2021. Tr i￿￿trn￿t pJifdh) be￿ aff&tal ty wlatiiity in gktsl ￿￿￿kd5 a decr&i cl £4183k ￿ a rfD.72m ￿￿. t)th fr(*n £4.22m li 2021. Lt Cdr Pizli felt io tne TnL¢s to Lt ￿r￿j as aOaLse. Wth her L6ual light te of th￿kS was desthj tsj uThirmvJ5 13

17 May 2023 b)at she had te￿ ￿1th ￿ Tr￿tts the 11 yews. sKe leavnj 2011 Lknty. ftomJaMJary 2021 haj d￿lre0 tre Trvsvs Stra￿￿ WtrkirYJ ISDV+G) sd LV ID k%Aat fu￿ ha1 RNRMC", faolrtaDThJ ths ftxmi5¥vJ ttE exi5tuwJ RTrfft1 Owtw ￿ &trlJv45. Wth tVC6al u￿. A in t¢&$. TheTrtrt ￿AlkI ietsin i% th￿rty. rvrtv. dtsftn15 5TrLts ri￿fen￿l fCrI￿ Wtrer THAT, in 14crftrTrLtsYs Flyo (Th•tw. tt Bytrlkns¢ttTru >W in ihvr enbrety ontr£ tern 14

Cthe Jtrdan ttky) asw Tr￿ to y￿rty Ift ye51 aTed the kwJ5al or rgj (tr ml Istl sh￿￿ 74 in fawxr clthe rK at61airr& It Wa5 th a un￿lM￿￿¥¢￿e in f￿r of the pywjsal ha1 15

WOMEN'S ROYAL NAVAL SERV￿ BENEVOLENT Opinion Ihe year eThd 31 Dec￿￿r ￿r23 corrrAi￿ the Slaiement of Fro￿1￿ A(tths. Ihe Balan￿ Shee¢ the Cash Fhyw Ststement and nctss to Ihe f￿aTrial Stat￿ents. indLNJ1￿j a 9Jmmary of signfficant acLtsJnting pc4icies. The r8rKKts'rvJ framvArMk that has trttn ar¥Ath in tsr preparalK)n 15 a￿AlcatAe Iw and In cmjr Opinic￿ Ihe fina￿1￿ Statery￿[s.. . gNe a Iwe ￿ fair of the State of th? dwtys afvr5 as at 31 C(anb￿ 2023 8fKI of its ￿Kxynir resourcAs aThJ apF4icalIc￿ of resources. for ￿ year then enthd: aThJ 8asi$foropirw We (¥rylu(tsl our wxirrkn vffjlh InknatKThI StaThJwts on IUK) IISAS IUKII aTrJ a￿KatIe law. Our reSp￿￿￿tieS uTrJer Ih)se &aThJards are fijrther desc¥iW in the hJJditors' re¥K)nsib'ltss for thè aLMIit of Ih8 fina[Kx￿ stat￿T￿￿ of wr reKAyi We are Trleterklent of chaiity in acmrdaThx vthh the eiw W#rem￿ that are relevant to ow audit of the firw)csal ststwnents in thè UK indudiThJ the FRC'S Eth￿￿ St¥wJard. arnl have tulfiRpA Iwr othw elhi(%l ffjspthsibilits in aCc￿rdan￿ these requirwwts. We tdieve that ts a￿tht evid￿ we have Obtain￿ is gJff¥ient apKvowlate to wovide a ba%s forow cfrfrwon. Concluslons r•laOry to 901ry conwn In aUd￿.￿j the ffinancrdl stateNnts. Iwe LY)nckn￿ thal the t[￿te95. LW of th8 l))r￿￿ basi8 of ac4)M¢mg pyeparat1l￿ ol Ihe stat￿nents is awcwale. Based on thg vKxk have rJrml. ha¥e rK4 kyenlifth any Ma￿la1 urKertainfs relating to events or Cond￿ tha¢ indthjually crf coH&•. may (ast ￿Thficant on ￿ ctsiitys at¥lty to conlinue as a issue. I￿r respxywtiltie5 arKI ttE re5PKmyb'liOes of tr Inistees ryth res￿ to concem are descthd in the I￿ant sodicrts oftlis rep Olh•r Infrymatlon Ind￿ in Ihe hnnual Rerxrt other than the ffinanoal Staten￿lS our Repcrt of the lThlepen¢nt Auditors In rnrThCbC￿ ￿1th aLh4ii of lh8 stat￿ts, wr rp5kKwthIty is k) re•J thg otsr lnfcrntK￿ and, in dc4ng so. wnshjer whether inf(rnl)n is maten&ty in0￿siStent witr the fi￿ar￿al staten￿ntS or T kJH￿ed98 oLlained in the aLKIst LY Ott￿115& aFf￿5 to be materiaty Frisst8t8d. 11 we klentty su n7Oterial in0￿Sist￿￿4es ￿ apparent materiJ ffisState￿ts. ￿ are required to deteryThne vthether Ihis ￿VeS rise to a FnaterAI rnis5tatenEnt in lh8 finarK4a statements them5kn. If, t)aseJ on th8 Vrtjrk we have performed. condude Ihal th￿e 15 8 ￿$staternent of this cther infomTrkn. we are wuir&J to reW( Ihat fact. We have rv)thiThJ to Iwt in this rg3¥d. Matters on which we are required to rnprt by ex¢Wk)n We have nothing to reF(<( in res￿ of the fommng nwtters wtve the (Jwrfts IA¢ownts aThl Rwxts Regulatior6 2(KJS requres u5 to retmyi to yw rf. in our . Ihe InlomMtb)n gNen in the Repjl of the Trustees is in mat￿￿ iespect wth the thartial statements., or suff￿ent acb)unb"r¥J rec4Jrds have Th)t teen kept,. Page 16

REPORT OF THE 1K)EPENDEl￿AVDiToRs TO THE TRUSTEES OF WOldEN'S ROYAL PiAVAL SERVICE BENEVOLEKr TrUST R•sponslbllld•5 oftrust••s As explained rrKwe fully in the St8tempnt of Tn￿lee$. Re5rw6itrAthes. the tnjstees are resp￿￿trAe fu th8 prepafation of the fina￿al siatements give a Inje aTrJ fair View, intema cthitrol a$ Iru5tees deterrnine is I￿re&Sary to enable Ihe preparKJn of finwKaal s1atw￿ts that are free from material mIsstaten￿1, to fraud CK In pwriThJ the financial slatements, Ihe trustees are re¥MMde for as￿ThJ ￿ ctsnvs atylity lo have no reath5t￿ attwnatsve tlrt to do so. responslbllltles ftrthe wdlt of thèflnandal We have been atwnted as aLh#itcrfs uThYer 144 of the Cha[￿eS 20117￿￿ reFxi n ￿)Ndance Jr ot¥ectives are to otlain r&iSc￿￿ a$swa￿e aojt statements as a wlM)le are free fri)rn malerial rrMs5tsfvL due to tra￿1 or wrry. ￿ to issue a ReFK¥t of the lThJepeThJent Auditors that our ¢wThon. Rea$C¥￿ assuran￿ is a h￿Jh assLwarte, lyjt ts not a guaranteè that an udit c¥)n(hxted ui a(x¥xdarK Isk IUKI dew a rnthiat ffusstaterrEnl it exists. Mlsslaten￿ts can artse fr£•n fraLJ crf errcff aThJ we mat￿1a1 rf, lndN¥Ju￿ty LY in Ihe awwat8. thèy LtyJkJ r¢asorbaL4y ￿ ey4xlgd to vfflugncg Ihè ec¢m￿lC dKI5￿ of user5 tskw on the basis of these financ4 statern￿ts. IrWu￿rits$. ffjdLMJirMJ fra￿￿. are ¥thrre5 of Vith aThJ rewlalions. We de￿gn pr￿dureS in lir￿ %%?th w resF(¥)silrfies. (wAi)ed atthe. to dot•d matial rris5tatern￿ts in reSp￿t of irrewlaribes, fra￿Y. The extwt to our FTrxYure5 are capatle of de(ectiThJ irwu￿rities. I￿uding fraud. i% detai￿1 bekx. We obtained an un(rstanthJ of ts legej aTrJ in ￿1c Ihe conyany thrwgh rewew ofTnBtee Trwnutes. We have evaluated Man4￿1t irm)tives aTrJ oFpm￿￿$ for fra￿Ju￿ mani￿la11￿ of financi￿ Stalements managem￿1 override of cxffitrds and the aFpIKabon of revetwe r￿nitiOn at CJJ1￿ and consJ&rwJ Ihat ￿ pri￿4paI risk was ￿Latod to the pN)stirYJ of inappropfiate icAJm¥ entrie5 to resum befrye the year e￿1. We have addressed this by assessing pjumal enlries as part clow a4#1it ap[￿th. W• have 81so r818%rant KJ8nliW ￿ 8fKI rryJlaticffl5 Fthntial fra￿1 risks to al erIJager￿t leam wemters renu1￿ alert to ary I￿1[al￿￿$ of fra￿1 or n(m￿rn￿kancè vAth law5 and Wlat￿￿5 Ihrw3lMXrt ts 8LKfiI. Thwe arn inherent IIMrtati￿ in the Jdit prrrt1vres des(*￿1 atrThe. W? 8f8 likety to bec￿ aware of Instan￿ of non-c0ryl1ar￿ laws and wulaticffis that a￿ dc6dy ￿lated to events and transathns refieded in Ihe fina￿1 s&2iements. Aso, ￿ risk of not ￿e￿"n9 a Mat0￿ nNsStattsYn￿t due to fraud is hvJher than the risk of not detectry ￿ resukn'r#J frryn eTh￿, as fra￿j may inv(kn d￿lberate conceament by. A furlher description of ow resFth9ts1rt￿ for Ihe a￿￿rt of b)e fina￿￿ statemo)ts is loca￿ on the Finarrial Rerth"ng cour￿11.8 Webs￿ at w#W.trc.￿9.￿k1a￿11t0rye5w￿bliIE5. Thi5 desryticm frYm5 parl of our Rwt ofthe lTrJepWyknlA￿it￿s. P&Je 17

REPORT OF THE I1￿ENDENT AUDITORS TO THE TRUSTEES OF WOMENE ROYAL NAVAL sERv￿E BENEVOLENr Lkne of oui This rep)rt ￿ made • to the dwws tn&ees, as a txThty, in aLz(Yd￿ ¥ilh P•t 4 of lh• Charities (ALX)3unts and Reports) RegLlati¢xH 2(Th. Our a￿art th has been LWKIBrt￿ so that we rnitht stats to tr thanty's tnjstees m¥tlws ￿ arn rwwirvd to to tmm in ￿ audrtors. reF(1 4TrJ for ro oth•r purpoBe. To Ihe fvleBt extent I￿, ￿ do nrA awt or a55ume respcngblty to arrycTh other the chgnty aThJ the ¢hanV$ trust¢¢s OS o W. 0￿J￿ rrt for tr￿$ reFrf or for opnions ""Gibson Wfftitter tirnited statsjtory A￿JitOrS Larth H￿se Pa￿and¥ Busine￿ P Harnpshire P07 6XP Page 18

TRUST FOR THE YEAR E￿)ED 31 DECEMBER 2023 31.12.23 31.12.22 Totsl fiJThJs ftJFkJ INCOME AND ENDOWMEPItS FROM 34.333 181,075 Othertrdding 7,716 131.110 7.716 131.110 18,242 121,327 173.159 173.159 EXPENDITURE ON RaiwTh3 fijrth 61,696 CharStabl• aetfvStl•s Grantmakn'rvJ 269.011 272.293 249,9)4 337.315 340.597 311.fr)0 Net gansllk)sses) C￿ Nwesl 168.162 168,162 1482,698 NET INCOkEILYPENtXTUREI 132821 724 1473,654 RECONCIUATION OF FUNDS Total fijnds fcrfward 4.310.838 3282 4.314.120 4,787,774 TOTAL FUNDS CARRIED FORWARD 4.314,844 4.314,844 4.314,120 The Ib)t￿ frmi part0fth￿ finano81 statements P&Je 19

TrUST 31 DECEA￿ER 2023 31.12.23 31.12.22 TarrfJible assets Investr 13 14 2,025 3,867.039 2,025 3.731,809 3.869,(￿ 3,733.834 Debtors Cash at b 15 467.521 493,825 591.673 CRErxroRS Amunts frJllir¥J du& vAl¥n OM 16 148.0451 114.3871 NEf CURRENT ASSErs 445.780 580.286 LIABILMES 4.314,844 4.314.120 NEfASSETS 4,314,844 4.314,120 FUNDS Unrestnct8d ReslJKled fvnd5 18 4.314.844 4.310.838 TOTAL FUNDS 4,314.844 4.314.120 The finanaaf statements were aw0¥￿ and authtywl iwe bythè Board crf Trustees aTrJ authThed for ..3LI luly.21)14................... aThJ *Ere c•) its behall tyf. 30107 Iz4- 3010712Lk. slatmnts Page 20

TrUST 31.1223 31.12.22 Cash IIry*T from op•rnlfng •clMlb•s (X6.356) 1153,729) Net cash li operntiw a¢Yi¥ibe 1153.729) Purchase ol asset inbestrnenls {449,418) 1558.2341 572.045 1,481 119.846 Int•r8st 124.655 164.042 135.136 In the r•I￿￿n9 porfod alh and caJh at lh• brylnnlng ollhg VW>Qrtlng pwlod (42.314) (18,591) $28.426 Cash and calh •qulv•l•nts al th••nd 467.521

MOTES TO THE CASH FLOW STATEAIENT FOR THE YEAR ENDB) 31 DECWER 2023 RECONCILIATK)N OF IEr INCOMEI(EXPEIIDITURE) TO NEf CASH FL(YW FROII (PERATING 31.12.23 31.1222 N•t Incom￿{•*ponL1t￿￿¥) f•rth• Mp￿0￿ pwlod la• p•rth• r24 1473.6541 (168,1621 (6,4551 {124.655} 482.698 11,481) 1119,8461 140,1771 (1,4631 Ir￿a5￿j{d8uea$8l in cr&Jbt¥s {2￿.356) 1153.7291 ANALYSIS OF C+IAMGES IN NET FUNDS 1.1.23 Cgshfow At31.1223 N•t cuh at {42,314) 467.521 {42,314) 467.521 {42,314) 467.521

FOR THE YEAR ENDED 31 DECEIIIBER 2023 The fffwirJ81 of the thanty, is a bprnfft entity under FRS 102. b88n Ih tho FkMncial Repytirs StaThJard thè UK of Ireland IFRS 1￿2) leffKtr 1 Jarwary 2019y. FKwKial StaThJard 102 The FThnraal Rep￿ting StarvJard a￿￿able In the UK aThY of IrelanEf Ihe Charte5 Pd 2011. The f•W￿al slatements have the arn(￿tcan be meawrfrj rthbty. Ehmakns and estste h&8 been f￿￿Lled and the nOtitstb￿ has b88n madè. or vth) a dlstn"bub"on 15 rece￿1 from Ihg e*at•. R￿1p1 of a l•J¥, kn t•Me pwL 15 con3Klgral plcknabk amount can be measwed re1k9t￿Y and ts Trust has be￿ of the exethots ¥rt8ntion to a di5tribubon. FuThJrnlsl ￿n￿entIr￿1)m• Expenlrrturn Talk￿ty. The Trust Is Th)t regISte￿j for VAT emxdirwy all eXF￿￿￿e Is Shcfi￿ grc6s CrAts ofEa volun cThtinu9d...

TRUST FOR THE YEAR ENDED 31 DECEMBER 2023 caoon of su Exp•ndltyre costs ￿n￿Se al c(ts inthg the pu￿1¢ oc(tyJntst411ty of eharity 8nd ts cg)mplkqnce wilh r￿lation and gjod prth. The58 c¥sts iThlude rAJsts related trj stsbJtThy •Jdit aThJ l&Jat fees Gronts offer•J wtiK lo havo Th)t twn at tha dato •r• 0$ timatgd u￿1 lrfe. FLKlures fftbTh Conyt•r8qulpwrnt . 20% on c05t . 20% on ojst Inv¢•tm¢nt• The Investrn￿t has b8•n valLd 8t market valug at ts ts18nce 8h8et date. The SOFA ind￿leS the net gains and on in￿bnentS arlsing on r•valuall￿ at th• y￿r and on dtsposa& th• yaar. Rèall￿ g8in8 kwes on 88kn of imiestrnents are I￿18￿ as the differwKe bethen the sale w(Kee41s and Lyinlng Ma￿•t valuè. Unrnalis TaxatSon Fund accountlng Restrid•d can only bB used for parlbxlar restric￿ pur[￿$ ¥wthin the Ob￿ ol tho charity. Restric￿￿ ariBe then by th& thTh)r or ￿en bjnds Arn fatsèd for p•t¢ular Further exFAanatKffi of the nature Abwj pwp(e (rf •#th fimd i¥ Ind￿ in ts notes to financial stat•mants. Hlv• purtham and l•aslng cornmltm•nt• Rèntals ￿.￿ under operabn9 bease8 are c*8rged to the statem￿ of Fmndal kbvTrb•s on a stralght lkne basts ov8rthg Ihgloa charitys arw dwwl lo the Statem8nl of FwwKyal AdwTbes kn Ih8 ￿1#>￿ to th8y PwJe 24

31.12.23 31.12.22 15,927 3.565 162.382 5,753 IthdU￿ don8¢K￿5 12,CJ6 497 34,333 181,075 Miss Dots Emitykn Foxtc £11. The Twst ha6 been Th)tsfa1 of fiJrth8r 1&3Ao•g kn Ihtr r¢wi of £93.01s{2￿22.' £20,(￿0} for the 31.12.23 31.1222 Ganorgl fun￿￿1￿j 7.716 18.242 IIIVESTMEpif INCOME 31.12.ZJ 31.12.22 124.655 119,846 1,481 131.110 121,327 IIAISING FIJNDS 31.12.23 31.12.22 Gwal furthiBiry SuFwl ccts 6.741 39.442 nonwl...

NOTES TOnE FIMANCIAL sTAT￿ENTs. contlmmd FOR THE YEAR ENDED 31 DECEIABBI 21123 31.12.23 31.12.22 24.222 24.205 SuFWrt costs 28.862 28,050 81.696 CHARITABLE ACTMTIES COSTS Cosls (see Is99 Xo7) 8) note 91 Tolds 47.952 168,6XI 55.691 31.12.23 31.1222 47.951 TToyhy r￿1 47.952 GRApifs PAYABLE 31.12.23 31.1222 1f8.650 1n.548 31.12.23 31.1222 Inthuals 168,650 173.548 Pw26 CMtinU￿...

TrUST Tota 24.OW2 3.441 41.303 31486 4,640 55.691 1.199 14.38B rJ.981 92.817 ri 31.1123 31.1222 Tolal 17.5051 313 2.5)1 30.015 ,025 781 1.621 Pe￿￿$ R¢nt InsurwKo 1A81 153 221 14 137 12 14 178 1649 173 1.639 144 170 2.139 4,415 3,970 214 SuThJri8S 11Y2 2.731 240 283 oirhx equlpment Trrining 35 158 1,248 194 24.0¥2 3.441 41. 49.671 31.12.23 31.1222 aTrJ Total Total 1.547 221 non aLJrt work 2.176 6,216 10.142 Tnjstees meeting L￿1 and PTof8sth1 3.874 11.C7 10.567 1.199 14.388 23.981 27.208 (x)ntinu&J...

NOTES TO THE FINAIICIAL STATEMENTS. W￿ny•d FOR THE YEAR El￿ 31 OECEIIJBER 2023 During yaar nina 131.12Z2: ew) trustses Ere remlyJ5&J exp￿￿$ by th• Tr￿t for babBt. Jb6￿ence traI￿r￿j tclallThJ £2.M (31.1122.. £2.465). 11. STAFF COSTS 31.12.23 31.12.22 Wages aThJ sdars 97,349 1.523 1.7Z3 61.932 1.513 1.621 1CQ,595 65.066 31.12.rJ 31.1222 Chwtt8b SuFp)rt TolAI fitTrJ$ furk4 IMCOME AND ENDO11￿ FROII 155,328 25.747 181.075 Cxhertrading a¢ 18,242 121.327 18242 121,327 Total 294,897 25.747 EXPENDITURE ON Rak8irrfJ bjnds 61,696 61.696 GrantsmakK 249.9)4 289.135 311,FAIO Net w￿{kISses) on iibBstm (482.6981 {482.6981 (476.936) 1473,6541 Pago 28 c£ffltinugd...

FOR ThE YEAR ENDED 31 DECEIrn 2tr2J Restr¥A&l Total furk RECONCIUATIOM FUNDS Total funds Lwlt k¥wd 4.787.774 4,787,TT4 TOTAL FUNDS CARRED FORWARD 4.310.838 3282 4.314.120 13. Totsl8 At 1 2023 aThl DEPRECIATION At 1 JarMAry 2023 and 31 De(wber 2ty23 2,045 8.411 NEf BOOK VALUE At 31 C}￿11￿20T3 2.025 FIXEDASSEf INVEsfMEKrs inwslm•nts MARKET VALUE At l Januy 2023 +IA¢Jtws D4x)sa Reval￿1*￿$ 3.n1. 449.418 1482,3501 168.162 At 31 December2(123 3.867.039 MEf BOOK VALUE 3.867.039 3.731,809 31.12.23 31.12.22 Hekl wllhkn UK Hakl c￿￿16 UK 1.66T.260 2.199.779 1.758.631 1,973.178 3,887.039 3.n1.809 PwJo 29 L￿tinUed...

TRUST Hc4dirg Marketva￿e 147,279 £rJ2,996 J.gJO £222,212 £229.176 JPM US E¢wty Irvxxrn FuThJ K. Nst in¢¢mo Sthrrpts US Ewty IrKome m￿1￿$￿ Fthj L IrKfjmè GBP v￿ju¥￿ In￿sIn￿rt UK US Eqiity 15. DEvfoRS: AIKiup¥fs FALLWG DUE IMTHIN ONE YEAR 31.1123 31.1222 In th8 £Thl12022 £54.2151 kr￿￿￿199￿. 1& CREDrroRS: AMOUNTS FALLWIG DUE VIITHIM YE*Ji 31.1123 31.1222 258 47.787 14,179 14.387 17. 31.1223 31.12.22 TcAal funds fvTrJ nds 2,025 3067,039 493,825 (48.045) Investynents Currènt assets Current liablr￿•S 3.867.039 493.825 (48.0451 3,ni,809 ,673 (14,387) 4.314.844 4.314,844 4.314.120 1& MOVEMENT IN FUNDS At1.123 funds 31.12ZJ General bjnd 4.310.838 4,314,844 13.282) TOTAL FUNDS 4,314.13) 724 4,314.844 PwJg 30 Itin￿d...

Gerr81 furk1 1n.159 1337.3151 1￿,162 132821 13,282) TOTAL FUNDS 173.159 1340.597) 168.1V2 724 Net At1.122 furmts 31.1222 G￿￿41 fv 4.787.774 1476.938) 4.310 Prir Lty 3282 4.787.774 {4TJ.654} 4.314,120 li frJnd8 294.897 (289.1351 (482,6981 (476.936) prtc* Lego¢y 25.747 465) 3,282 TOTAL FUND8 I311.6￿) 1482.698) {473,654) prf￿ Ltya¢y P•Jg 31 0)ntin￿d...

FOR THE YEAR ENDED 31 DECEI￿1 2023 ULTNATE COIffliOLUNG PARTY Sirts 19 July 20rJ th? d￿rity 7Kd6 a of Royal Navy and Royal Marfnès Chality la regstergj Engla￿1 aThJ Wales. wist8r•J C¥Jrnpany number 6047294. r8gislgr8d rtharty nurtw 1117PJ4 aThJ ako a I￿e￿j charty in Srthd, tharty number SC0418981. wthith has the rfjght ol ￿t0 li ￿ rTwtirg5 of ts d￿rty. CLV'èS of the Roygl Navy aThJ Royal Marirw Chwity cuw4NJaknJ fina￿4a1 *At￿l￿ts can bo Ot¢atr￿J from Bulding 29. HMS Page 32