2024-12-31-accounts

BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2024

Trustees’ Annual Report

&

Receipts and Payments Accounts for the year ended 31 December 2024

BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2024

CONTENTS

CONTENTS
Legal and administra�ve informa�on	3
Chairman’s Foreword	4
Trustees' annual report	5
Independent examiner's report	12
Receipts and payments accounts	14
Statement of assets and liabili�es	15

BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Reference and administra�ve details

Charity Name:	Bri�sh Herpetological Society
Registered Charity Number:	205666
Principal Correspondence address:	The Bri�sh Herpetological Society
	11, Strathmore Place
	Montrose, Angus
	DD10 8LQ
	United Kingdom
Trustees	Dr Gerardo Garcia (President)
	Mark Hollowell (Chair)
	Michael Henry Wise (Treasurer)
	Trevor Andrew Rose (Secretary)
	Dr Simon Townson (Head of Interna�onal Conserva�on &
	Cap�ve Breeding Projects)
	Dr Steven Allain (UK Conserva�on Ofcer) Jennie Shea (Educa�on and YH Ofcer) Dr Christopher Gleed-Owen (Research Ofcer) Paul Eversfeld (Mee�ngs organiser)
	Dr Richard Hodges (Herpetological Bulle�n Editor)
	Suzanne Simpson (Na�erJack Editor)
	Stephen Copley
	Dr. Marcio Pie (Herpetological Journal Editor- Resigned 2024)
	Catherine Whatley (June 2024)
	Maria Filippou (June 2024)
	Katherine Mitchell (Communica�ons Ofcer)
	Vince Goodall
	Dr Kevin Arbuckle (June 2024)
	Prof Jelka Crnobrnja-Isailovic (June 2024)
	Anna Maria-White (Sept 2024)
	Erin Rickman-Hills (Nov 2024)
Bankers	Na�onal Westminster Bank PLC,
	Leytonstone Branch,
	694 High Road,
	Leytonstone, E11 4TZ
Independent examiner	Charles Ssempijja, FCA
	NfP Accountants Ltd
	3rdFloor, 86-90 Paul Street, London EC2A 4NE

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Foreword

I am very pleased to report that 2024 has been another year of successfully increasing the Society’s reach - through growing a�endances at its mee�ngs, conferences and in its online presence. The la�er has become increasingly important in expanding our messaging, dissemina�ng scien�fic updates and repor�ng on cri�cal research findings. This includes making available all volumes and edi�ons of the historic Bri�sh Journal of Herpetology. More than 70 edi�ons produced between 1949 and 1985 are now available as open access on our website following a major effort to scan and upload them.

The enhancements to our IT have enabled us to analyse trends across our online pla�orms more effec�vely, assis�ng us in shaping our planning ac�vity. Via our publica�ons, our mee�ngs and conferences, our partnerships with other organisa�ons and en��es in the herpetological field, and our increasing influence and outreach, the Society con�nues to punch above its weight.

Our publica�ons – the Herpetological Journal, the Herpetological Bulle�n and the Na�erjack (our periodic newsle�er) – con�nued to be produced. BHS periodicals provide authors from within the herpetological field (both in the UK and abroad) with the opportunity to have their papers, submissions and manuscripts peer-reviewed. As a voluntary led organisa�on, this cri�cal pathway could not be achieved without the dedicated �me, effort and diligence of all our editors and associate editors.

Our annual conference in March represen�ng the Amphibian Care and Breeding (held at Drayton Manor Resort) has become firmly established as a major, interna�onal event with speakers and delegates from Europe and the U.S. as well as the UK. Without the organisa�onal support, credibility and IT pla�orms provided by the Society, this event could not happen.

The Society con�nued its heathland protec�on sponsorship, gran�ng an addi�onal £10,000 to enable the ARC to purchase another 26 acres of the Blackmoor SSSI in Hampshire (adding to the 50 acres of important heathland already secured), thereby significantly increasing the protec�on provided. This funding was made possible by the substan�al legacy of the late Michael Warburg. We are also grateful for the legacy funds received from the estate of Ronald Ward-Howle�, a long-standing member of the BHS who listed herpetology as his main interest. We cannot overstate how very grateful we are for the legacies gi�ed to the Society which enable us to con�nue our important work. This includes £1,800 for six grants awarded in the year to a variety of research-oriented student projects con�nuing the Society’s aim of suppor�ng the work of young herpetologists.

At our AGM in June this year (repor�ng our 2024 opera�ng performance), at the pres�gious Manchester Museum, I was delighted to award the BHS Fellowship of the Society and Honorary Life Membership to Jan Clemons for her 30-year warriorship of UK Conserva�on. Many congratula�ons Jan and thank you for your unrelen�ng efforts.

basis to ensuring the Society remains valid and relevant and also to our partners, sponsors and supporters without whom the Society simply could not carry out its important work.

Mark Hollowell - Chair

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

December 2024. The reference and administra�ve informa�on set out on page 3 forms part of this report. The Trustees have taken advantage of the smaller chari�es’ exemp�on under Sec�on 133 of the Chari�es Act 2011, and have prepared these accounts on a Receipts and Payments basis. Consequently, the chari�es repor�ng guidance and requirements under “Accoun�ng and repor�ng by chari�es: Statement of Recommended Prac�ce (SORP)” are applied to only the Trustees’ Annual Report.

Objec�ves and Ac�vi�es

Summary of the objec�ves of the charity set out in its governing document:

research, cap�ve breeding and husbandry, conserva�on and fieldwork and educa�on.

Publica�ons

The society produces and distributes regular herpetological publica�ons to its members, who include both individuals and ins�tu�ons in the UK and overseas. Membership is open to all and membership fees are modest. The society’s publica�ons also benefit the herpetological community at large by providing a pla�orm for the publica�on of high-quality scien�fic research and dissemina�ng new ideas and prac�ces.

Mee�ngs and Events

mee�ngs aimed at the lay enthusiast. The society also a�ends non-herpetological events with a view to educa�ng the public about herpetofauna.

Grants

rep�le and amphibian habitats, conserva�on-related cap�ve breeding ac�vi�es, and the educa�on of the public.

Herpetological Library

The Society owns a varied collec�on of herpetological books which provide useful reference informa�on for herpetologists and other zoologists.

The Society’s Council of Trustees have borne in mind the Charity Commission’s guidance on public benefit while planning the Society’s ac�vi�es for the year. The Trustees consider that the Society’s ac�vi�es benefit the herpetological community in par�cular by providing services to it, and that they benefit the general public both by protec�ng Bri�sh and other herpetofauna and by funding and facilita�ng scien�fic research.

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Policy on grant making

Grants made by the Society must be approved by the Council of Trustees, a�er due considera�on of each applica�on’s merits. Progress in achieving the objec�ves of these grants is monitored by an allocated member of the Council of Trustees and reported to Council.

Contribu�on made by volunteers

The Society is run by unpaid volunteers (the Council of Trustees). Volunteers who are not members of the Council of Trustees also contribute to the Society’s ac�vi�es, including its conserva�on ac�vi�es, the maintenance and running of the library, and a�endance at events. Volunteers are en�tled to claim expenses incurred in the course of these ac�vi�es, subject to pre-approval by Council for substan�al items. The Treasurer and Secretary are each en�tled to claim an honorarium of £250 per annum, to compensate for the space taken up in their homes by the Society’s records; the Treasurer and Secretary waived their honoraria this year. The Na�erjack Editor also received an honorarium of £150 during the year, to reflect the hard work involved in producing the Na�erJack.

Achievements and Performance

made a difference to the circumstances of its beneficiaries and wider benefits to society as a whole.

• Key to the con�nuing involvement of our members, individuals, families and ins�tu�ons has been the publica�on of our scien�fic journals, the Herpetological Journal and the Herpetological Bulle�n, and the Na�erjack (our periodic newsle�er). During 2024 a combined 12 edi�ons were published and distributed across our extensive membership

• A major piece of work – scanning and uploading 70 edi�ons of the Bri�sh Journal of Herpetology (the forerunner of the current BHS Herpetological Journal) originally published by the Society between 1949 -1985 was completed, to make them available on the website as Open Access.

• teams resulted in another very successful conference on Rep�le and Amphibian Care and Breeding at Drayton Manor Resort. This conference has now become firmly established as a major, domes�c and interna�onal event with speakers and delegates coming from Europe and the U.S. as well as the UK. Conceived in part as a forum to bring the private and professional keeping communi�es together, the conference provides a unique pla�orm and forum for (typically 165+ a�endees) sharing experiences, techniques and ideas in the sphere of herp�le cap�ve care over 2 days.

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

• The Society saw a 50% increase in membership of Young Herpetologists (under 18) during the year – corresponding with our increased Social Media presence and reach to a younger audience. This membership cohort is strategically important for the con�nuance and growth of the Society and in promo�ng its aims.

• Our conserva�on work was also represented by the con�nuing promo�on of our amphibian ladders – developed by our own Society Secretary as a solu�on to avoid the needless deaths of countless amphibians in drains and similar traps. The applica�on of this small piece of equipment na�onally and even interna�onally, con�nues to make inroads protec�ng breeding colonies on the move and where drainage and other infrastructure introduc�ons encroach on amphibian territories.

• The Society’s important conserva�on work (assisted by legacy funding) enabled a further purchase of 26 acres of the Blackmoor SSSI in Hampshire as part of the heathland protec�on sponsorship by ARC to add to the 50 acres of important heathland already secured. This ac�on significantly increases the protec�on of this important site.

• son (the Society’s Head of Conserva�on and Cap�ve Breeding Projects) was very well received. These popular reports - including a record of our annual Autumn mee�ng in Amersham alongside updates on our Interna�onal Conserva�on ac�vi�es and projects will now become a con�nuing feature of our work.

• The BHS Research Commi�ee approved six student research grants in the 21st year of its opera�on. With grants of circa £300 – this ini�a�ve set up by the Society’s Research Officer Dr Chris Gleed-Owen to help early-career herpetologists from around the word, opens to applica�ons from students in June and December each year. BHS priori�ses projects in developing countries, and par�cularly ones working with endangered species. During the year £1,800 of grants were awarded to projects including: the ecology of the Voiceless Reed Frog (newly discovered species in Tanzania), a freshwater turtle habitat study in Nepal and a popula�on assessment of chameleons on Mount Lefo in Cameroon. Corporate sponsorship to support this important work is welcomed.

• The Society supported major events to encourage knowledge sharing and learning opportunities, including the ARC-BHS joint scien�fic mee�ng, Venom Day, the BHS/AHH annual confer-

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

ence, the European Congress of Herpetology, and the BHS and Thames & Chiltern Herpetological Group Joint Mee�ng.

• A member survey carried out in-year which provided insigh�ul results for driving our future priori�es. 67% of respondents stated that they saw the Society’s main objec�ve as “producing scien�fic publica�ons about herpetology” and almost half of respondents agreed joint objec�ves of “organising herpetological interest mee�ngs and conferences, funding research about husbandry of cap�ve rep�les, prac�cal conserva�on events and campaigning”.

• During the year the Society teamed up with “Tailored Branding” to give BHS members and supporters access to a range of branded clothing items, ensuring they represent and show their support for the Society during fieldwork, events, whatever they are doing and wherever they are going.

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Financial Review

Financial summary

In total the Society secured £39,678 (prior year: £32,433) of funding in the year, ending the year with total funds of £180,559 (prior year: £189,773), which is above its reserve requirement. Of the total funds at year end, £38,835 (prior year: £48,835) was restricted and £141,724 (prior year: £140,938) was unrestricted. The Trustees consider that the excess of current reserves over requirement is acceptable in order to eliminate concerns about the Society’s ability to con�nue its ac�vi�es in the short and medium term. The Trustees con�nue to monitor the Society’s membership subscrip�ons to ensure its long-term viability given the changing pa�erns of membership. This included a membership survey during the year with reports to Council. Different strategies con�nue to be employed and membership stabilised in 2024

Reserves and reserves policy

The Trustees consider that the Society’s current level of reserves is adequate, as its unrestricted funds are sufficient for a minimum of two years’ non-discre�onary expenditure (i.e. Memberships). The Society’s policy is to hold sufficient unrestricted reserves to meet some 2 years of non-discre�onary reserves. The Trustees consider that this is sufficient to enable the Society to discharge its obliga�ons in the event of unexpected difficul�es.

Going concern

The trustees consider that there are no material uncertain�es about the charity's ability to con�nue as a going concern.

Principal funding sources

The Society’s principal source of funds is the subscrip�on fees paid by its membership. These are supplemented by bequests/legacies and income from ac�vi�es such as the sale of amphibian ladders and herpetological books. (All proceeds assist with advancing the Society’s aims)

Investment policy

The Society’s current policy is to hold the bulk of its funds in cash. The Council of Trustees has reviewed this policy and considered it prudent to con�nue at present, bearing in mind the significant uncertainty currently affec�ng both the UK and the global economy and the poten�al that it may need to release substan�al funds for conserva�on land purchases in the near future.

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Risk Management

unsustainable level; the Trustees believe the risk is largely from the threat of long-term societal changes. The ma�er of membership recruitment remains a key priority for Trustees

The trustees are con�nuing to mi�gate this risk by developing other sources of income such as amphibian ladder sales, book sales, events income, and open access publishing fees. Addi�onally, ac�ve efforts to expand the Society’s online footprint and engagement across all spheres of ac�vity with the objec�ve of encouraging and building membership have significantly increased during 2024.

The Society also holds insurance libel and slander claims, however the Trustees believe the risk of such an event is very low.

falsehoods in its scien�fic publica�ons. This risk is addressed by means of the peer review process, which seeks to ensure that the society only publishes material of acceptable quality.

The second key reputa�onal risk facing the Charity is the danger of inadvertently promo�ng bad prac�se, in terms of either conserva�on or animal welfare. This risk is addressed by the exper�se of the Society’s board of Trustees, which includes eminent herpetologists, and by the society’s funding model, whereby funds are raised directly from the public, thus ensuring it is not beholden to commercial or other concerns.

Structure, Governance and Management

Descrip�on of the charity’s trusts:

Type of governing document: Cons�tu�on dated March 2015 How the charity is cons�tuted: Registered charity (unincorporated) Trustee selec�on methods: Trustees may be temporarily co-opted by Council. All appointments are confirmed by a vote of the Society’s members at the AGM. Related par�es: The trustees and their close connec�ons are considered to be the only related par�es of the charity.

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charity No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Recruitment, appointment and induc�on of new trustees

Trustees are elected and co-opted under the terms of the Cons�tu�on. Regular reviews are held to iden�fy any exper�se gaps within the Board of Trustees and appointments are made where required to strengthen the Board of Trustees, subject to all Trustees’ approval. When it is necessary to appoint new Trustees, due to either a Trustee stepping down or a gap of exper�se in the Board being iden�fied, recruitment begins through the networks of the Board and staff. Applicants’ details are reviewed by Trustees, and selected applicants invited to observe a mee�ng and to a�end an interview with the Chair of Trustees with at least one other Trustee. Upon a successful interview, the successful applicant is invited join the Trustee Board.

The charity provides new Trustees with informa�on about the charity, including the content of the Cons�tu�on and Rules. They are also directed to guidance on their legal obliga�ons under charity law and the Charity Commission guidance on public benefit, and informa�on updates are circulated to Trustees regularly.

Declara�ons

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Michael Henry Wise Posi�on (e.g. Secretary, Treasurer Chair, etc.) Date 27/10/2025

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charitable Incorporated Organisation No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Report to the trustees/ Charity Name members of Bri�sh Herpetological Society On accounts for the year 31 December Charity no (if any) 205666 ended 2024 Set out on pages 13-14 (remember to include the page numbers of addi�onal sheets)

Respec�ve The charity's trustees are responsible for the prepara�on of the accounts. The responsibili�es of charity’s trustees consider that an audit is not required for this year under sec�on trustees and examiner 144 of the Chari�es Act 2011 (“the Chari�es Act”) and that an independent examina�on is needed.

It is my responsibility to:

• examine the accounts under sec�on 145 of the Chari�es Act,

• to follow the procedures laid down in the general Direc�ons given by the Charity Commission (under sec�on 145(5)(b) of the Chari�es Act, and

• to state whether par�cular ma�ers have come to my a�en�on.

Basis of independent My examina�on was carried out in accordance with general Direc�ons given by examiner’s statement the Charity Commission. An examina�on includes a review of the accoun�ng records kept by the charity and a comparison of the accounts presented with those records. It also includes considera�on of any unusual items or disclosures in the accounts, and seeking explana�ons from the trustees concerning any such ma�ers. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those ma�ers set out in the statement below.

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charitable Incorporated Organisation No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Independent In connec�on with my examina�on, no ma�er has come to my a�en�on (other examiner's statement than that disclosed below)

1. which gives me reasonable cause to believe that in, any material respect, the requirements:

2. to keep accoun�ng records in accordance with sec�on 130 of the Chari�es Act; and

3. to prepare accounts which accord with the accoun�ng records and comply with the accoun�ng requirements of the Chari�es Act

4. have not been met; or

5. to which, in my opinion, a�en�on should be drawn in order to enable a proper understanding of the accounts to be reached.

Sec�on B Disclosure

Only complete if the examiner needs to highlight material problems.(E.g. accoun�ng records have not been kept in accordance with s132 of the Chari�es’ Act 2011 and those accounts do not comply with the requirements of the 2008 Regula�ons se�ng out the form and content of charity accounts; any material expenditure or ac�on which appears not to be in accordance with the trusts of the charity; any failure to be provided with informa�on and explana�ons by any past or present trustee, officer or employee; and any material consistency between the accounts and the trustees’ annual report.)

Give here brief details of N/A any items that the examiner wishes to disclose .

Signed:

Date: 28 October 2025

Name: Charles Ssempijja

Relevant professional FCA, ICAEW qualifica�on(s) or body (if any):

Address: 3[rd] Floor, 86-90 Paul Street, EC2A 4NE

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charitable Incorporated Organisation No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

	Charity Name	Charity Name	Charity Name	Charity Name	Charity Name	No (if any)	No (if any)		CC16a
	British Herpetological Society					205666
	Receipts andpayments accounts
	For the period from		Period start date		To		Period end date
			01/01/2024				31/12/2024
Section A Receipts and payments
	Unrestricted funds		Restricted funds		Endowment funds		Total funds		Last year
	to the nearest £		to the nearest £		to the nearest £		to the nearest £		to the nearest £
A1 Receipts
Amphibian ladders	-		-		-		-		10
Books	108		-		-		108		128
Conservation	-		-		-		-		-
Events	14,862		-		-		14,862		10,392
Finance	1,114		-		-		1,114		1,306
Legacies	-		-		-		-		508
Memberships	23,405		-		-		23,405		20,089
Open Access publishing fees	189		-		-		189		-
Sub total(Gross income for AR)	39,678		-		-		39,678		32,433
A2 Asset and investment sales, (see table).
	-		-		-		-
	-		-		-		-		-
Sub total	-		-		-		-		-
**Total receipts **	39,678		-		-		39,678		32,433
A3 Payments
Admin	954		-		-		954		2,838
Advocacy	300		-		-		300		500
Amphibian ladders	-		-		-		-		30
Books	11		-		-		11		12
Conservationgrants	-		10,000		-		10,000		4,018
Events	14,295		-		-		14,295		14,955
IT	3,423		-		-		3,423		2,102
Memberships expenditure	18,109		-		-		18,109		15,952
Research	1,800		-		-		1,800		3,000
**Sub total **	38,892		10,000		-		48,892		43,408
A4 Asset and investment purchases, (see table)
	-		-		-		-
	-		-		-		-
**Sub total **	-		-		-		-		-
**Total payments **	38,892		10,000		-		48,892		43,408
Net of receipts/(payments)	786		(10,000)		-		(9,214)		(10,975)
A5 Transfers between funds	-		-		-		-		-
A6 Cash funds lastyear end	140,938		48,835		-		189,773		200,748
Cash funds thisyear end	141,724		38,835		-		180,559		189,773

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BRITISH HERPETOLOGICAL SOCIETY

(Registered Charitable Incorporated Organisation No. 205666)

TRUSTEES ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

	Charity Name	Charity Name	Charity Name	Charity Name	Charity Name	No (ifany)	No (ifany)		CC16a
	British Herpetological Society					205666
	Receipts andpayments accounts
	For the period from		Period start date		To	Period end date
			01/01/2024			31/12/2024

Section B Statement of assets and liabilities at the end of the period

Categories	Details		Unrestricted funds		Restricted funds		Endowment funds
			to nearest £		to nearest £		to nearest £
B1 Cash funds	CAF cash Ed Comm		2,114		-		-
	CAF cash main		1,233		-
	CAF gold main		70,463		-
	Ed Comm Santander		1,735		-
	Membership cards petty cash		30
	Nat West main		11,683		38,835
	Paypal		53,363		-
	Treasurer's petty cash		41		-
	Secretary petty cash		76		-
	Ed Comm petty cash		985		-
	Total cash funds		141,724		38,835		-
	(agree balances with receipts and payments account(s))		OK				OK
			Unrestricted funds		Restricted funds		Endowment funds
	Details		to nearest £		to nearest £		to nearest £
B2 Other monetary assets	Gift Aid claims outstanding:		6,083		-		-
	Details		Fund to which asset belongs		Cost (optional)		Current value (optional)
B3 Investment assets	Santander shares		Land Fund (restricted)		-		2,081
	Details		Fund to which asset belongs		Cost (optional)		Current value (optional)
B4 Assets retained for the charity’s own use			General (unrestricted)		-		-
	Details		Fund to which liability relates		Amount due (optional)		When due (optional)
B5 Liabilities	Independent Examiner's fee		General (unrestricted)		600		Less than 1 year

Signed by one or two Signature Print Name Date of trustees on behalf of all approval the trustees MH Wise 27/10/2025

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