OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2022-09-30-accounts

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D Charity R•glstsatlon No.. 2DS177 R•gulatorof Soclal Hou8lng R¢gl$tratlon No: A0215 THE GLCAICESTER CHARMES TRUST ANNUAL REPORT AND FINAIKIAL STATEhEKrs FOR THE YEAR ENDED 30 SEPTEMBER %122

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARrriES TRUST FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 sEPTEA￿ER 2022 CONTENTS INFOWMON AND ADVISORS REPORT OF ThE TRUSTEES INDEPENDENT AUOITORS. REPORT TO THE MEMBERS 14 STATEMENT OF COMPREHENSIVE INCOME 17 STATEMENT OF FINANCIAL posrrioN 18 STATEMENT OF CHANGES IN RESERVES 19 CASH FLOWSTATEMEKr 20 NOTES TO THE FINANCIAL sTATEMEP￿s 22

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES TRUST INFORMATION AND ADVISORS FOR THE YEAR ENDEO 30 SEPTEMBER 2022 Rggl8tered Office and Prlnctpal Plxe ol B￿11) Montpelltèr House montp6l1￿r Gbucester GLI ILF Banke N8VIVest Bank klc 21 E8$tgat¢ Str6Bt GIowA8ter GL11NH Sdlcltors Tayntons LLP Clgrènc& Chambars 8-12 Clarence Strèèt Gloucester GL1 1DZ Lodders soli￿tOrs LLP Gl•nsanda House 1 Mclrtp￿1￿r Parade. Cheltenham GL60 1UA Audltor HaJewoods LLP [￿￿or HoLW9 Bayshill Road Choltenharn GL60 3Ar investment Managors Inv8s180 Wèal¢h & Inv8stsn¢nt 2 Gresharn Stre8t London EC2V 7QP Br￿In Dolph￿ Limrkd Tre Lyplatts Lan8down Fioad Chelt•nham GL50 2JA Reulsterod charlty Nurnbgr 205177 R•gulator olsoelal Houskng R•glstrallon Numb A0215

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENteD 30 SEFfEM8ER 2022 TRUSTEES. REPORT Th& Trust8&s pr8s8nt thair annu￿ rwt arKI Ihè S￿[￿1 stat￿n￿ts for yaar end￿1 30 Sapt￿bar 20￿. Alrn¥ and 014KVv Th8 ￿m8 ofth& Charity 8f•: Provlslon ofqudity shettsred at an airDr￿￿e c(st Extra care facilths lor fral AIm3￿U8e resiyenls Administer. effedively, ￿ Relel in Need bra￿ oftre Chity The teneficial￿S are dder pecyb In in the ￿nty of GIr￿r$I￿re. The t￿ficiary sekdion pdlcy 18 in aCco￿an¢6 with th& provtstons ofTh8 ￿￿M8, is thè g0wm1￿ dLKtKn8nt oftha Trnst Tha Trust also 8aparAtety thlnistérs thè fomiw Gbutxtor Dithd NursiNJ Charlty was unltéd wtth the Trust in 2008}. Thè 8im8 of GI￿rStar Dlstrkt NursiryJ Charity arè.. Thp olief of perEorE in n99d r88Kl8rit in th9 grga of who are (y)n¥8l¥wnC d￿abl￿d. or infinr by rel￿Vi￿ thèlr suffaring or a$si8tirJ I￿r recol The reliefol nurses vkn are In n1 arKI arè resldenl In the wea of benef¢ and The relièf of any nurs&8 Iwhts ar8 In 8KI who fom)èrty am￿0￿ by tha Gkm1￿stèr Dlstrf Nursing So(xety In excépbon81 ea80S th8 Trust8es may gr8nt refBf to W50rk% 01her%￿ s11g￿ vtho 8r& r89idènÉ OLrtsid8 thè $8 8rg3 but in the opinlon of the Trustees ought nevertheless tor sufvont reaw tr) lJp8ted as if re3i(nttherein orwho are IcKated tor the lime being that a￿. Our Stratgglc Alm¥ To growand b￿lea l&aJing 6lratsg￿ aTrJ lifl￿n￿al ￿Sir0, we, and SUPFQrtservices wovthrfordder ¢Jp To op8f8ie and further deveh)p 8￿ptiO￿￿ Akn18hcA￿ off8rir@ ad(5ts'on81 care ￿ SL4)tKWt to maintain kndependent livirrfJ, To en5uro hlgh quafrty in ￿￿￿tial nutsirKJ s￿[¥&11$￿￿j in (thonl'o., end of Wle., and p&lliativ8 ￿re To expand our d￿￿nba day ewe sa￿($ n wh mgthèt d8mand to supp)rt li￿ng Indope￿ethtty 88 w915 as our own ¥esiderrt8 To 5UPPOrt our local ccffim￿it1es through RefEI in Ne￿1 grant gmng To our own Intemd strangthg WKI ￿"1￿9 tts in¢xease our IM￿ &nsurfwJ our organLSa￿0nal 3￿¢￿1[8 ¢an delwor our strategic plan To pursue our othor otpct¥es ¥thiistmthtsinkng and tynptoving th8 finanU￿ ￿rity of th• Trust

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2022 R8f•r•n¢è and Athilnl8frntlv• Inlomiatlon Princi￿ Office.. Up to 16 January 2023. prinwl office was Cenbjry Hou3e, 100 London Ro&J, Gk)uc4ster GL13PL. 16 Ja)ugry 2023, the pdncWI office is Mtyttpekr H(￿, Montpdliw. Gk)ucoSter GL1 ILF. Mr S Ayland Mrs A Conder lappolnted 17 sept￿￿[ 2021) Mr Matln C￿1n3 Ichglr) Dr l Donald Mr T L Halnes Mrs C Hathf Mr Stsve H8ath Ivice Chairl Mr L Hensley Mr G Howall MrG LThbri¢ Mr G IreskJned 25 March 20221 Drj Lugg MTS J matt￿ lrespj￿d 20 May 20221 Ms D Mth"n IArs G Payn9 Miss P Tra ￿rM￿rta Mrcyts The day to day runrung ofthe TrLL8t affairs 15 manw by the Chief Exe£yJtive, m￿ Kathryn Lvts. H￿eWorK18 LLP prowides wdtt 8er¥Kes and related adV￿e to Ihe Trustee& Tayntons Sc41dtors L(NJ(kts so{￿rt(￿ FthKle W servhs arJ relaied to the Trus16e Natwest Ba￿[ Pb proth thanckl services to th8 T￿￿te&s. Invgstgc & Ir￿BStrnent provi in4wtsDenl servi(w toth& Trustaes. Breknln Dolphh kyovldo inve8kngllt SeTr1￿ to ts Tn￿lee$ fDrth& G1(yj￿￿r Dtstrlct NurswwJ Charfty funds. CustcMYian Trustee-The Offiaal Custodkin Mecathays LLP ad aa LarKI A￿ts fDrth8Tfttst structur•. Gov•man¢• and Manag•mont The Charity is an unincorporated Charity {regi8tration number 20517TI vAlh an unincorFxNated body of Tru8te8s. The governiNJ d0cW￿nt of IhE Charity Is The ￿me dat￿j 4 Ap￿1 1997 as amended by Scheme dated 16 Dècembar 1997 and dated 30 2001 with the Charity CthimissMJn. The Charity Is reglstered charty, an ￿mShouse charity, and a Re￿tered ProM(￿r IRPI. The Charity ￿ rgJister&J with th8 ReguL4tor Ofs￿￿ Hou￿￿ Carè Q(￿Sty C(xnmlssKffi (CQC> and L8 a m9nknrof￿AknSllh)￿ Assoaalon. The body ofTruste8s, when c£)mp, ccrfBists of 18 Trustees ofwhith niro arg r￿l￿a￿d Trustse8 and ninè c optob've Trustees. T1￿ LxHytstNg TrustEos are irMfi¥wJuals throLwJh reshjence. ots)JpaliDn. or employment or rt881 th$ City of ￿OuCester have a spe¢K91￿t orintorest in thÈ woth t>flh¥ Ch8nty. Ofth& nominatad Twstees S￿ should be appointed by the c￿j￿1 of the Cty of GIOU￿ter and ￿ by the Ccwnrnittg& of the Freemen of the City of Glou(wt8r. The Trust ha5 a Trustee ReLwtsllent and Se1￿￿n Policy and a Separate TfU8t88 Induthon Pdioywhith are reviewed evgrylwo y8a￿. 8T8 prowd8d with an infornation pad( w)on jolning the Trust whKh contains most r￿nt aLhJited finanual statements, the latest management account information. minut&s ofthè mostracant Gan•ra a short historyof Trus( th& Trust Schames, and a copy of CharilBs cornm15s￿n bo¢A(let CC3- The Essgnti81 Trustsg you Led to kn1￿, and a list of tt ygarfs forthcoming maèlngs. In additi"on, they are also Lssued any pol￿e$ with whKth IM need to compty. thè Codè ol Govamanea arKI th8 Terms of Referartè oflha varf(MJs sub-cixnmilte89. TTU8tees can b& by existiThJ TnJste8s rf they ￿ve the relevant sk115. knrhvledge and bad(ground that anatA& tham to m8èt an exi¥liry skils g3P (*) th8 BOS￿ of Trust

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARITIES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2W£2 During 202112022 The Board ofTrustees met to cary ¢xrt Ihe trJJsine85 ofth& Chwrty. Due to the lifong ol covKJ.19 rathdtons. most of our Boanl meetings wer• face to f￿. Gcfs Board has sevefal sub- ¢(Knmitt98s. Governawk and Risk M￿agernent (fon￿ Audit GoVgman￿), and P￿p8[ty Iwhl has acbpted thè ALhJti respon￿bilit￿$ ass¢)cd Trmth ALKlit & Governance Committee) and WeWare (staff and ResidentslwhiL comwse ofTruslees with a 5wiali5t or thll in a parftxJl8dy 1P￿Vant areA. These committsos meetapproximatsty 44tirnes peryear aTrJ ta(e foTrYar¢l r￿nmendatiCM5 tothe main meetings ofthe fijll Trustee Board. Emiloyeeg oflhe Chaiity rep￿t0 the man Board ofTrustees at the b￿rnon￿lY meetings or through a rnonthly infomi3lKfft pad( may rr ￿￿￿rnel￿kn for the con$Kler&tion arvj approval oy all Truste8& The day toéay ofth8 Trust is de￿ated tothe Chief Exeojbve syJort&l by a S￿l0r MaroJement Team. Trust afso operates an Pthsory Committee consts of the Chair, VKe Chair one other Trust88 to which th& Clu'ef ExeLlJtN9 i¥n r8fer ¥hO￿ a d￿￿On to L made urgenty. Tr6 Trusle&s 8r6 requSred uThJer ch811ty kgislabon aTrl Homes England lo rmepwe fnanc4al siatements that give a tNe and fair vivw ol the tharrty's Ferk)nDar￿ during arnl at er￿ ofth9 ffinarv41 ygar. Publle 8gn¢fit The Tmsfs makn chari18tle m is lo provfvk good qLMIty. affordable accommc4JatJon for objer peO￿e from the County of Cknucester3hw8 lo weel the variety of neerf3 vthh thi8 dignt group prp8ents. The Tru3t and rnanages 137 sheltered housing flats at lour hxations %Mthin Gh)ur8st8r. both Guild House Residential Home and Magda￿n Hausg Nur54ng a5 wdl a5 Ihe lQnbrDse Cbjb. Tr Trust the￿fore operates a cirde of care vthich 8UPPOrts 1ndN￿u813 Imng independenljy right thwh to tFkJ8è r8qulm9 Nursing eAr8. Ihè attammixlation and care pro￿l￿ed by the lkn and Homes is open to the oxnmunty of Gk)t¥X5tershire subject to meeling thg Tru5¢5 admission critaria. In ldibon. ts Trust also offers a tsjicaled day care facitsty, The ￿brOSe Club. The Club is opan to okter paople {r8sklÈrrb arml Mr￿r#s1d￿ntsI I￿n￿lI￿lti dèm8nO4 mwnory1038 or d&prèsS(C￿ and 8nxlaty. The Chjb is intandad to acec¥nmcxJate those vtho liw irtyThJenty and have no person￿ care requir&ments. It is Ihmty, ￿brant pLg(x ¥th8r8 ffi6ndshW ar8 m8de, gO￿j •atw) aTrJ wh8rath8re Is th& opp0rbm￿Y to di$￿Ver nfyw things to ¢k). Due to ts impa¢A of co￿-19. Ihe CAub was 4rnost restsrtgd fr¢yll 8(x8tth 85 3￿79 of our members had moved into residentkal care and some ￿Te slll fear￿1 ol rJ)ntrading covh>19. The above meets the public benefit criteria aThl falls Ylllhin Ihe Ch8riti89 AGt 20[￿ ¢haii1gblo purposo defined Ès 'relief of those in need by rsasons of yryjlh. a￿. ilkheath, disabillty. fironcial hardshy or other dlsadvantsg8'. PJI Tntssfs Charitab￿ 8GUvfib"es fo￿ on thredy inproWr￿ the lives ofolder people by provJiw a rarKJe ofhousing care optiorts. The Trusf s Rdi?f in Need athibes also deady rneetthe public bgrofitGIiteria and aTP avai￿19 to n0nknre&d￿ts, of any age, t4e(I to the requirements ofthe gove￿￿ In th& ￿rtheranc8 of these aims the Board. a8 tho Charrty T￿tyt￿. ho￿ complwd with tho in $.4 of tha Charit16s Aci 2006 tD have (bjg rEgArd to Charsty Ccmmission's publis￿ general and relevant Su￿SeCtor gu￿an￿ cMimiw opwakn oftht pubk requiromsnt undor th81 A The TnJst awardwj gr8nts to tr8 y￿yO of £59.089 to inthvkjuak in the y6ar the Re￿Qf ￿ Naed and Glwcesler District Nur&ng Charity schemes. There has boen a steatty n1¥n￿r of spplirAtions duriry the year whlth is stiii indicab'vè ofthe very difficult ￿rCuMstan￿ so many iThJI￿duals have found themsdve6 in. We Iwve cont'nued lo f￿loW a svAftér grant approv81 was 8pprovl by tha Boaftl and s•t up in 2020 to értsum ￿ ara abla to provbde irnmedlate support wherever poss*)b8.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLcA￿ESTER CHARMES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEITrER 2022 Rovlow ofachlevoments and I￿rf0M￿ne• for1ho year 11 must be T￿ted th dug to the Impact of the corcmirus pand￿n￿ we 8tiU h8d to eonb.nw to make to the way in which we cLJnduded our (ven￿Onal athl1￿ In the year. there wer8 nungrous drffitultias to Ovgrccffle and some of our planned prO1￿ts had to te pl8¢xd ￿ hold e3kw¥aly %•th8t8 Ihey invdved either of thg regulatJ 80rviw. We hav9 fwtyj new ways of to d881 wth th8 ong01r￿ rA)rrla￿nJS &tuaticffi and hav8 baèn innovative and A9￿ble in ourapprg8ches but have had to locL)wn our Home5 on 39ver￿ I￿81￿$ due to hawng 2 or more st&ff J resldents test posit'V8 fOrc0￿d. ThL8 has p￿Vant£d Lkq from 8chi&virvJ anything like ftjl oocupancy 8 we have not able to qcLYpt new ￿KIents when we have tr￿n c105ed. Thè raqulr6m8nt for all staff to be vaccinated did Th)t impact on ug too giealy r￿a(can9 the h)ss of ow existuu staff, IN)we￿r it dld impact on our &blllty to recrult new stsff and we have h￿1 a vary y6ar [￿r￿lI1n9 and retainiTrJ staff. We have become an A¢Cr￿lIted Lwing W90$ émployerWhth￿ tel￿Ve demo￿ our ￿mitm&￿ to paying our staff a tsir rgts of pay forthe work they do for v8. It 18 falr to say Ihat thL8 year has been aTh)thervery (￿all￿WI￿d ¢)np, and * are gralefijl and apFwative to our core of dedicated staff who have wtsr1(l hard thrtyJgh)ui to 8rtswe our residents have bg8n well loced after and support&J. W8 havo had a suc¢e3slul reuuitmenl over past months and now hsve vory few staff wdcanciès. W8 arè detemilnod to er￿ ￿ relain gryjd 8tsff PAYI mindlul of ￿ nwj for us to m8lntain staff wgllbeing. harl had yat more sionfftant thanges to our man8yer1￿ te•n8 during thè year wth the re5pJnabon of ona Registered Manager, a Deputy Manager and our He￿ of Operakns ComplianL8. In addition, our Finan Manager abo moved on to a rw role. Thrd r95ultgd li sc¥ne tharwJes witNn our exitir@ rllan4smèntt•am where itKliwduals have laken on addkthonal re¥￿r61b11Tbes to 8nsure businèss continuity. haye now ￿ru[ted 8 nèw Registered Manager and t>eputy Man4er lor our Nursiro Hr￿e and hav8 a part timè Ffinance Manager in post Ihe Head of Operats'ons and Ccmpli8llLX has teen spli and tsvo of tearn ha¥8 intin responsibilty for 1hesg wltal area5. Itemg brwht fr>rward from 201￿20- progr•M i•port S8cur8 planning pwmlssion to devdop H(MJse site tKJild an enha￿Ed sheltered houying 8chem9-OutWTh8'. Plannlng pem)i8sion on this devek)wentwas eV9ntual￿ secured In December2021. Tha Trust is rv)w lookiro to sel thg Site a d6velowl wrtvrrity. The Trust ¢ontlnue¥ to look for a buyer. I Cieate an additiongl flat at St Marks by m&Wng use of an urKler-uUlsed kJur@9 and kitchan. Outr￿me.. Thb has b88n plated on hokl du• trj othgr proJg¢ts bgln9 priorfti50d. Creot& a C(￿￿MpL¥ary cpen Fjan hwYdeldi￿rtg I krt￿ rocffl at St Marks in Ihe dmigtslrs communal aTea. Outcome: Thls has bgen plac•d on h)Id to th• rnasons Ilsted In 2 ab￿. Planned 2020r2021- progre•8 Mport In adcfition to our exten8ive pr￿raMMO of plann￿1 a￿1 Preventat￿ malntsn8n￿ and cydkAI maintenance, wg managed to complete I progress th8 folowing e4MW èxp￿ wc#ks in 2tr20r2021'. 8 flat Extension bh)d( to Brunswick Road- Plannlng pemib$ioD had to bè ag It oxplred In th• y8ar. Permlsslon was grantsd In JAnuary 2023 for 8 x 1 bgdYo¢)m ftats and 1 x 3 bgdroom ma150nott•. Tho Trust 411 now Conslderhow Imtto move fonvard wllh thls prol•cL contin￿ our programme of refvthlKn8nt and wgrJing of 8Jl axcmmcJation- ongolng.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARrriES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2022 P•rforniance Revlew have, ag aKvays. strNed to ensurewe haVeFwv￿Jedtr￿ hvJlwtstsn(latholcaTP and swrtfor¢)ur reshjents ith an emphasts on thelr ovor811 wdlLw"NJ. Unbrknt•, Ihe Trust had more vacant flats and lower In our shékrèd at￿￿￿(￿￿a￿0n during the year Ihan preY}￿JSty 6xp6rbnwl. which wa8 largely attributed k) our focus being required dsthere. namdy, to (YJMP￿1P our nwor proj to change The Yoth into what has ber¥￿0 No76, our superb coff86 ho￿. meant a d81ay in out works In flats wulrfng refurtiishnent During the year th6 Trust 81so purej￿$&d m¢￿tp￿rT HO￿ for ib Hewj Offi￿. The pre¥￿u8 buSldSng was longèrlarge enough to meetourrwls. MontpelEr H(rfJse, ¥thich had been unoccupied frJrsever81 yeaJ3. Twuired Complet￿ refijrbishment so that it would work èffioènty and 8if8cW lor ￿. The extsnsive prq'ect was mp￿ted in January 2023, arhy moved into our superbly app)inted tsfficag on 17th January. A large part of thg refvrbishment was (wned in ￿Jus8 ourabdtty to c4ryy out sorne pLqnned works in at&as. We exper￿ced syJnifMx￿y h¥J￿r th8n bihS¥te¢J vcids w) our NU￿Ing kbTh, Magdden HOLW and Tri our RasKlenl& Home, Guild House whh was mainly due to on-off dOsu￿ and not bwry abb to lrnit resldents at numerous kn"m&s throughout thè yéar. Thèrè wag also a cA)n3(aou5 decision madè to en$￿￿ staff resour￿$ were not b8lng unduly stratehÈd ￿1]$1 wruitment Vds uThler￿y. Magdalen Hou5B was sthll abl6 to otler occaslonal respite care when it was safa to do so. thr locxts lor th8 rwt yaar F6 to improve our re8i¢nt o¢caJpanGy rate in both hc#n8s. The promooon ofthe arda ol care offar6d by the TrUste{M￿rAS to t a keYlea￿Te ofour sem￿. We are athys locd(ing at ways In vthlch to ld morg irrto (Hjr c￿￿8 of Care and the (x)Mp￿tion of our Soci￿ enterws& prciect at The York, now knovm a3 No.7e, has enhan￿ it I￿￿. VI￿ havè had hug8ty posltive rèsponsès to the op8nlng 01 tha cofte shcp, hava a Sts￿y strèam of regldar 1x￿t￿eTr, many of Wh{￿ live localty in supported houslng or wuk In NHS. ajrrenlty Mornlay to Frtday 7.30am to 4.3(w. We are delighted to WO￿ wlh lo¢al ¥UPFAierB and make every effort to sustainaxlty and owgr8èn uèdèntLg1s. We were very appreck4thvp of hjrther Grants vthKh ￿ r8¢ewJ from GI￿J￿￿[ShIr8 County Councl., lh& havè helped us $upport our 8tsfft¢am. enha￿￿ re8idgnl ar￿ frddlllate safe vlsib for relalves. R80ruitmenl and retenlion ha￿ been eX￿p￿SIY (thfkU￿ Thi Guikl Hcwe and Magdalen House during the year,. ho￿ver, wa hava managed to maintain 8 COT8 Slaff team. Regrettabty. we hava, had to rely upon the shJntft¢ant Ugé of Agéncy staff to maintain safe staffing18vel& As aPèiays. th& slaff team hav8 (k>n9 a wonderful lob in rAri for and meeting the needs ofour rèsidents aThJ membèrs w8 8r8 eXtrem￿Y appreck8l.ve oflh8 d8dKatw am cc#nmibMent th&y cKJnt'nuè to g￿& undw thè m(t diffithtt of rirgJnstaKes. As previousty mentioned. we have 8hown our cornmitment to them by beccrfning an A￿e￿lled Wag8 8mptyÈr. Our most rètrsnt stxff suN8y indkales that the Tnjsts efforts to 8ft8r staff havè bè8n well rewyed. The Magdabn House Team have SU￿$s￿lY ccmplJ tho Gokj Stan(18r(l Franéwork tr8lning kjr 8nd-of4f8 car8. an achi8vament 01￿1Cl) wa ar8 èxt{￿ pro￿1. IAÈ are uilising ai the learning gained lo date to ensure we offor tho vary bost stsThJards Ofe￿d4￿41fe care. We have made use of tho 0s¥x)rtunrti￿Wh8re ttwe ha¥e been va￿1 roC￿S at Guild House and MèJdalen Hovs lo reftJth'3h them to indude r￿W floorrvJ. LED IghtiTrJ uJyJrlas and rgd8(x)rabon stt tFw ready to be occupied when a resldentMshe8 to movè i). Cktr Kimbroae Club has had a dt[fiC￿ltY8artr#). m￿n￿r$h￿ numlx5 Wgre restrktslto fffts9n formuth oflhe y￿r and the conlnued to Wgar ma3k8 t)rov&Y to be w clMkngiThJ ¥then cc#Miunicating with mernber¥ Iwe ￿eM￿lia. Hrye¥er, the staff team ha￿ c(ped admir8bfy atKI, d&spitè us having to start the Club again from scratch. the memtersh¥J has t￿11 w) and our excelknl reputation means regular referrals to tha seTr1￿. We have not progres￿1 our progranmm of b￿r￿j 8•varerws olthg TrvBI p￿dir9 GCT as there have been other far g￿attrr priotiti8s naÈdir¥J to 8thr8S88d W8 have ￿nIinUed to develop tnyove upon the raroe of qualitalivg arL(I quantilat've infoMati￿ prov*Jed to ourTrustees to in ttp goVgrngr￿ and to provkle t1￿ assurances that lh8 Trust is klpl rnanag8d.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARITIES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2022 In financAal tern￿ the Trust ha3 not had a sucwstul ye8rin (pdèralIlèm￿ ofth8 o￿tha] aCi'v￿eS. Alklitionaly, rfOrMan￿ of its investrnents has been sigiwfKanty power than in tha pre￿0￿5 y8ar. The Twsl wll be rwlewing ts)v8strnént man￿&M￿l servths in 21x23 a￿1 every effortwll be In￿le to imwova L)o>Jpanw and revenue 3trewn& We have 1xx￿p1tIèd o(Fr Valu& for (VFMI metrics for knctsj$k￿ in th8 ao>Junt8 as we arg r¥w rB4ulred to do and ther8 ar8 no ￿n1￿m8 notsl. 11 Is Ihè intèntion of tha Trust tr) conunue to rg%rfaw Ihe use ￿ Chvnwship of its nor￿0)10 8¥sots m In& with our strategic plan and we tr￿k1 angther fvl Board Ststegy Day in Jun8 2022 whlch was exlremely useful and hèlpd us focus on the prioiitses lor the next 12 months and trey¢nl. On8 of rnain docisfions to come oul of the day W&5 the dadslon to sdl Mlll Farm, one of our nowore assets to rthas8 fvnds forop8rxtional proj8eis service dgveloprnenl. A considerable ￿OUnt of th￿ wll 89t fr)r tha refuth"shment and wgrade ol both Gulld House and MagdaleTh House. ￿ have an extensi￿ 3wimary of txoied and propwty d&v6lopment plans will be PTh)riVsed thr￿g￿the year. The Trustcondu¢ted several key miews through￿1 tsyearlnC￿1rQ the SiK4nonthly raviow of its Risk Summary aNJ th? ￿tra¥Par￿&.￿g ath.on plan5 to mrtwe risks wi certam areas. The Strategic Plan has bs6n ￿￿W•d aThJ fvjrther Lydated pArti￿LadY (xjnsidèring tha aV￿ts of yèar. Tho Heaj ol Operations arKI ts com￿18n ManwJer are wort(ing th Ihe operational Managers to do￿7￿1 InoRvkJu81 bJsiress plans lor nexl 12 months whlch align with ts o¥ef8rething GCT plarL In temis ol rts non4yHe a33ets, the TnEt has Continwl tr) (JseLv w(th our Land Awt lo marfKet and 8dl Mill Fam) In lots. Thi8 has been a successfvl xtNity aTrJ all the k)ts are 8okl arnl (X)vt￿ts exthanged. The overall efferl of the sale rn88n8 we wll gerterak 8woxknately £3 milllon for GCT to use for the continuwJ (kn91ownont of our core 8aryKe6 a￿( an anountto 8et asKle forthe luttwg. Futyre Plans We are Iniendlro to th) the foll0v￿ng this year. in &Jdibon to sc¥ng of thg Th)t Ab￿ to Fwgress previously.. We plan to ftrthgr dg¥elop. imF4emenl. arKI ern1￿d our ini118tfves for staff to syjort ourwDrk on luthardevdorrfng a poslbve wowace (Jjliure. Therg will be further work tarried out tts ensurè OUT quafty and audrt sy3tems are effeclwe and proviiyo assuran￿ to the Board of TNstees that the manwent ofthtr organtsation is being competendy and 8ffid&n￿Y (rri8d (yjt th an upda￿￿ sulk of manag￿nt infcrfmalion tools. Wg havg fvrther refineil the suste of information provKkd to the Boarf so that it ￿nSISts of essential qualitative and qualltitslwo infomiath)n forthwn to meet their govwnaThx obfyats)ns gffgctiv81y. aw plannlYJ a major rewew aThJ fevBion of our IM Audit syst￿thrOugh(Art th& c￿anisation. will IR irnplemenl'ng the (arvJg5 Trqtirwj in OUT slaff tr8hyirKJ Fryrammes to ensure they enabb us to equip staff with the r￿ceSsary sknlls and kno%￿jg9 to m8èt our rèsidants eare and support needs. 11 Carry out fijrther work d8veloping aThJ wnplwnen￿rO detslgd bwln05s k4ans for ead) of our areas ol OperatiL￿ whi¢ al￿ny￿tti overaH strateglo plans of the Trust. We wll comklete phas&l refvrbishmentwogrammes forGuikl House, Hcmjso and ourshgltered e(nm(Kl8llon to Impmw tr￿n 8ThJ ensure they Bre ftrture proof&Y. Creation of a be¥)oke IT pbn to ThprDve thg gffiwntry and effective[￿5 ol GCTS intemal and èxtamal systems Wo wll c(*Klud 8 fvrther r6vl8w of no￿￿9 assèts to eroure tw are ftjlty ubli5ed to bontrfft GCT'S core adwiliè8. A QuinqueThMal Irtspecuon of our li8kd tr￿￿11r￿ B planned in April 21r23. th8 recommèndat￿ olwhich ill b8 Ix)nsidér8d by the Boarf. MarfiebTrJ and PR adivikn'es incTra8ed lo prcrnoteGCTin orrjwto Wnprts￿ ras#Jentlm&mt£r5hip numtws Wa wll our grant gmng scheme a vi8W to ertsuring it is moTg aLf85￿ble to thLtse who meet the ￿tsrfa and ￿11 derive b￿fit from IL GCT is currenly revie%￿g its g0Vemar￿ structrjre,. bg dts8fy scnjtlnlsod on th8 Stralegy Day In 2023

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2022 Rl¥k$ The Trustees havo conSKb￿1 the firrdrKial and cwational to whkh th& Is 6xposad and have introdtyxd FKJlries and managgment $lmdur88 to mrfpaatg them. Thg b￿g&St rBk to U5 is maintaining occupantry coupkd vjfith thètso Cap C¢xnpIan￿ ra]uKement ofthe Care Act2014 whith is du6to b8 implèmantad in Ort(tsT 2023. Our finanogl wnrDIs designed to minwnise tho r￿k of fra￿1 or other k>$￿ and are rggulath r￿8Wed Bnd updated. TheTni8thas appropriate iwurdrKrA)verwJeforthg ￿tiV￿5 in whN ills invdved. The TnJsYs reseNes poliey allow5 the Trust to continue operatiTrJ for several y&ars with a I￿lI￿j if Trugtaès dscldè this i4 warr8nled. This 1$ partrularty the cas8 in the cr68tion of s6rvk%s wll tskg se¥eral years to break even. Risk management is ￿be￿￿1 kn all areas of the Tru5fs Owdtiorts as a key aotivty that is to be continually rwgwed 8ThJ a83gS8ed. Th¢ Trust has ¥ dgtsi18d Key Risk Reg¥ster which is regulady Lydgted by th8 CEO arKI managemènt tèam in junction with Ihe relevant sUt￿COMmittee and re￿1d by Ihe G0vema￿e and Risk Manag&rnenl Comrnittee Iformerfy known as Audit 8nd (knvemancel on a stX-rn￿thty ba￿S as well as ty each ￿di￿dUs1 commtttèè whèr8 they review the risks speaficaly assocLd 7hlth thg remf( ofthal wnmrttee. InY¢$lmgnt ptsll¢y and objectlvos The inv6strnent p￿icY prow¢Je3 for a broad4Jased portfofio of toth thancial and propety Investmwts to provido kKomeforthè Rd￿f-1rl-NÈ8d branches, and securrty tsfendokn￿ Thls is parbcularfy ￿&Van1when Truslge8 are looking al the potenty'al costofthe maicK devel)pmenl pToje¢tsbvh￿h they ha￿ comissoned. The importanca of keèping thè at 8 la¥el which is suffio'enttCfvnd the tubjre upkeep and developnent tsf Trust pr(yerties eontinves to be a major cO￿deratIon for Th[5. Tr Tnwt to rnaxYnHe thg Incrxne on knporarily inves￿{ Testricted fvnds. Th8 Chaiity CornMiSS¥)n Sthwne dabj 4 1997 emptrértrs th& Trust66S to m8kg $Lh arrangem￿ts Js th think fil for any irr￿lMents of the Chty to bè I￿1 try 8 CnfF¥xÈts tx>dy wthich is inw￿rated in England aTrJ Wales as the Trustees, nomin6&. Clear investsnerrt dire(on is provKled to the Investrn8trt Manag8￿ at the 8nnu8J m88lnu.' ho￿￿¥&r, th8 Trustees have not fdt it nectssary or appropriate to gve specik nstructions regardiTrJ the exient that socAal. environmenw. or athical c(m$1(rati￿s are laken into ￿)yJn( in relation to th8 r&an￿n Ènd raalls8tion of nvfj3trnents. T￿￿1 ts Invgknt man&Jwr￿tOptrJnS durirKJ 2017 d￿ad mt to mak8 any ch8ThJas al that tkng. The Inv98brenl m￿g￿l are to t rovIe￿y In 2023. R•8•rves pollcy Under Ihe Houslng SORP 2014 des￿Jnated frJThls are Th) k￿n￿lIted and must r8VOrt to nomial un￿trIcted re8eryes. The unrestrithd resefves of th• Trust Ihareth kndLKI8 Iho$8 deSWt￿j as eittier Cyclic Maintsnanc Fund ICMFI or ExlraL*thn8ry Ryir Fund {ERF) reser￿& The TrusteeB ate satisfied thatthe r&serves arg c(Thrllensurate the of operatK)ns. Mosllhe Trusfs fixed assets are ￿ld trftharin wr hwsing or￿Ve$1ment propertss therefore the level ofres8rv8s is comm8nsur8t& with the contingency required to ￿$uffj the ongoing busi￿ of TrusL DetalL¥ of Ihe18V818 01 r&servgs 8t the yearend. and th&pc4ic4es attxhed to rg59TVe. can bg in rN)las 14 to16 ofthese finanrjal state￿￿￿ts. Key Val￿fOr Money Motr1¢8 In April 2018 the Rewktor of Sc¥ial HDW"rKJ hos intr0j￿￿ a of 8mall regist￿1 sodal IKJusing landonls to Ind￿je their Vdug formow (VFMI ffletrirA ￿ their ann￿￿ ffina￿al statemenls. Bdow a￿ the seven ffiel￿S the Tnjst Fgufg8 aro in P￿Tr#s Sterfing.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES Trusf RepoRT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEIIBER 2022 Motrlc 1- Relnve•tmenl % matn'c look8 at tre in￿trnen in properties as a Ferrent￿ ofthe Val￿ oflhe total properties hehy (fHP- Total HousiThJ Proporti&sl. Tn8 r8inwstsnènl athbes devdoKKn6nt andlor wu￿tIon of prop&rb&s and malor m8ininan¢È works ¢8rri&1 (xrt in ¢xJr exisUNJ prLwUÉs (1.8. ¢1 h83b.ng upgWl￿, w kitchèns and bathroom8 instsllabow etc). 2021122 2020121 Developm8nt Of New Pwp&tle8 (THP) Newty bulld a￿U[red ￿NP} INork8 to Fjisting (tHPI 85.237 384,11D Dmded by: Housry Properttes at ba￿ 2,635.642 2.625.755 Outcomo 16% Motrlc 2- Naw Supply D•llvw•d % New metric sets out the ￿￿ter of S￿la1 and r￿l￿al housi￿ units that have been a￿Uired or d&vd0￿j ln Iha yaar as a oftotal soaal hcyJsiYJ unlis non-soclal houslng units own6d 8130 Septfjrnber2022. 2021122 2020121 so￿￿1 HO￿￿￿ Unib Totsl HouwrKJ Uryts Develrwl or Nvty Built Units uired lTrYear Diwded by TO￿ Soc4al Hwsing Unils lino Shared Ownershi OutCOrnO 137 137 0% b. Non-sotial Housing UThts Totsl Non-SrA>al Uni15 tleveloped or Builiunits Acqulred In-year ((X￿￿}. (fotsl no￿￿L￿OI rBntsl housi units own6d. non-s￿￿81 18888hold unit8 0%s1tt1, rw outr sale units develo edora Divid8d by Total and NOr￿soda1 Housing Untts Ovmed (Period Endl. ITotsl 8wial housing units o%b7￿1. tol31 rvJ social t9nt4 Ikw8itvJ unrts owred. Social leas9h0￿ unts owned non40cial tho1￿k1 owned ènd Outcome 0%

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTE11￿ 2022 Mgtrlc 3- Gearfw % Thls Me￿ a58es¥es I￿v of the a88èts ar8 madé up of dèbt aml th& dagroa ol deFeThJence on debt finance. 2021r22 2020121 Total ol: Short.Temi Lo￿S 4.037 LonT8m Loans 374.848 379,147 Less Cash aThJ Cash Ewivalents 11.331,8101 11.579.509) Dlvldod ty: Housing Propgrties at nei vabje 2.635,$42 2.625.755 Out¢om• M•trle 4- Earnlnga Befor• Int•r¢si Ta& Am¢tl8#tlon. Iuor Indudad IEBrrDA MRI) Interest Covar % Th8 EBITDA MRI interest cover m9asur8 is a key ThSeAltir Ikiuldty 8tKI In￿tr￿an1 fxpgity. It seeks to measure the ol sU￿lUS that a registered promder generates txxnpared to intw8st payabbè. 2021122 2020124 OF*rnttng Suwus 94,243 293.749 Less G8in l Oossl on dIspu￿ offfixed 8ss6ts IhousirYJ Le88 Amortised GoverryDenl gwl Plus Interest receivable Les8 Capitalised major Kyrs expendrture for Plus Total depreaation charge for period (85,235} 176.170 1384,1191 147,803 Dlvldod by.. Intere9t c￿rt￿se￿ Plus Interest paYa￿e aTrJ cos 42,735 42.73S Outcomo 433% 134% 10-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARITIES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2022 Metrfc 5- Headllne Soclal Hou81rvJ Cost P•r Unlt 20xr22 2020121 Total tsf: Managemont Costs 150.201 72.911 Se￿ice Chargè Costs 622.710 554,564 Routin8 maint8n0￿• Costs 38,255 P￿9nn￿ MwnknarKe Costs lo9,￿5 113,491 Bad Detr 670 3,201 DeprecAtion of h￿s￿￿3 prO￿rt￿$ 176.170 147,803 Othèr Sw'¥1 HOu￿￿j Costs 6,214 Dlvldgd by: Total Social HousirvJ Units (hThJ arKI Manyd attt Pariod End 137 137 Outcomg 137 6.836 M&trle 6- Operathig maT￿n % Th8 Owalng margtn d8morstrats5 ts pr0fftth￿ty of as88ts hefGf8 exceptio￿1 g￿nseS ar6 ¢￿sIdered. The Assodation's ￿eratIng margin sh)ws that ts organ4atbJn uses its resouw •ffi(y9nty. Thg $o¢lal houslng lettings 0xc1￿j9$ the housing grant amortIsatic￿. 2021122 2020121 Sockal Houwro Leth'ngs 24% b. Ovewll 3% 11

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEAIBER 2022 M•trfc 7- Return on Capllal Employ•d (ROCE) % Thks metric ccrfnpares the operating surFlus to totsl ass¢ts18¥s ¢urrgnt fj*)libo8 arKI is a c<¥nm¢n moaswo In the commeraal s•clor to assèss thè affi(iÈnt nV8stsn8nt of ¢aW rescMJrc8s. Th8 ROCE metric WOU￿ supprit rpgptwgd prowders a wide range olcatyal it)¥EsbKenl wogramm￿. 2021122 2020R1 0￿rati￿ Surplu3 I (Defili￿ IK Gainl (Lossl on L1SF￿$￿ of Fixed A￿ts (H￿jslng Propwti•s1 94,243 293,749 Dlvkled by: Totd Assèts lès8 CuryBnt LtHblibgS 23.289,548 23,809,250 Ouieom• Comm•rttsry W8 ar• o)nscAous of our 0bllg8tt0￿ to wovkJ8 fv)r money in the 8ervKes we provide. a8 ￿denl￿d metrfcs in(aLxled In the￿ financaal ststwnents. The rnetri￿ above aro apphcable to the hknshoLtse actimies ol arity, and th8refor8 th8 inlorrnation prowrIed relates soldy to th6 Almshouth5 wh8re rel6vanL Thp AMshO￿￿￿ a￿lUSt ong part, al￿Tt a Very inwrtanl or￿, ofthe overall care actiwties ofthe charity. Unlike m05t pmMd8r8 ofsocial housing, the charity d￿e$ most of its InctsnÈ from acbwties. As 8 resul it is difficuh to benchmalk the metrics as U)E acbths ofth8 th¥riiy grp ￿￿tiVelY uniq￿. The tnjstgos do, howevgr, ConsKIert￿ metrics to be ￿Tthin tsir 04wtab.oro otKI show a very posth oullook for the Aknshou89 a¢tivib68 and the chwty as awh¢Y 12-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARIIIES TRUST REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2022 8TATEMEprf OF TRUSTEES, RESPONSIBLITIES Registored s￿41 Housin9 Legislation and the Ch8rttlBS Ad 1993 require the Twstees to prepare financial statements for each finan￿￿ yèar which gisp a ￿ and fair Wi￿ of the stats of th8 Charfty's affalrs and of its Incume aNJ expeThJrtuTr for￿ p&ritxl. In preparing those ffinandal statements. th6 Tnjsteès aro wuITpd to... Select witabkg accoundThJ pclkSè$ 8rKI them o)￿stenty. m8kèj￿￿eMents aTrJ esUmakn that are reas￿&￿1& prLKknt Stats vth0￿r appI￿abl9 UK a¢r￿Un￿rg Sta￿la￿ ￿ the Statemènt of Recommen￿ Practice have Lwn follo￿d. 8ubied to any material departures rkdo$￿1 gy4)￿l￿d in lh8 finarrial 3tatements. p￿pare tha fillancial 3tatsrnenl8 cfi th& g￿ng ccfflc8m baslg unkn tt (g In4ipfDprth to preswTr8 that the Charity will (Xjnbnue in business. Tho Trusteas rosp￿Sib￿ for keeFrfro aczlxmdro records rtsdLW with reason￿)￿ a¢￿[aCY al any ttma th8 financaal posibon of the Chanty and to enabb to e￿Ure that the financial statements compty wth the Stheme oflhe Charity Commissiongrs dated 4 Arrril 1997 by which the char￿ was consttht&l, Serfon I to the Housing Act 2006. Ragulation 4 oflhe Charits Ac(turts allyj Reports Regulon5 1995, thg Ststsrnenl ol Rè￿Mmandéd Pra¢bco - Accounting by Regislered Landlords a￿1 the Aco)untry Requirements for Rggistered Social Lar￿10rdS Gen&r81 D&tamin8tion 2￿6. Try are aLso ￿SPonsible for takirrfJ reasfx)ablp stsp to safeguard th8 ass6ts ofthe c￿￿lty and lo wevent and thkctfraL￿￿ otrw illegul8nlig9. Au￿tOrS H8lewoods a8 ￿￿1]10[5 duiing the year. Approvod and authorfgod for188u• by thg Tru81808 on...22..(J3...aa%3 Mr Martln Colllns- Chal ve Heath- Vlce Chalrnian 13-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHA￿￿Es TrUST NANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEPIBER 2022 INDEPENDENT AUDITOR8. REPC%IT TO THE MEMBERS Oplnlon W8 have aud(tod the finwal ststemants Of￿ GI0￿$ter Chari(igs TnJstfortr yearendgl 30 septh￿r 2022 which cornpdse the Stat￿￿Trt ofFinarrial A¢b¥itieg. thè BaL8n￿ SW the Cash Ftow Statement and Ihe rdated notes. Tho financwl repotting fr8mthvort( thal has appled in their prewauon is applicabl8 law 8nd Unlted lfjngdorn Accounting Standardl, irt1￿1r$ F￿And8[ RewAtng StaThYard 102 The Fin8ncAal Repoiknw Standard applic0￿& in the UK and Republic of IrelaThY Iurdted Ganarajly Accepted Awounting PtHd"cel. Oplnlon on financlal statement8 In our Cyr￿on the finanrAal stat￿nants". gNe a tNe and fair wew ol Ihg ststs ot ￿ d)artVs affaws a5 al 30 s8PteM￿r 2022 and of its inrnming resources and application ol resources. inrknling rb income and eXpeThy[￿re. forth$ yèar than endod., Practi￿., 8nd have been prep￿￿ in ￿y￿art6 with the r8quirnmnts of the Charibe5 Act 2011. the Housing and Reg8n9ratK)n Act 2008 aThJ Actourtiro Prfv8ta ROg￿tered Provbjers of Socpl Housing 2019. Ba819 foroplnlon We conducted our aL¥Jil in acCorda￿e vthh Intemational Slandards A￿j[ting IUIQ IISAS (UK)) and appkabl6 law. Our responsbTI b88 undèr standards aré thjtIh￿ descnbed in the Auditorfs responsibillbes for the audTt olthe f n¥nt¥d Sta￿entS section of ￿r rem indepaiKIGnt ol the charity in accord8n(x ￿1￿ thè ethlcal requirem￿ that ar8 rèlèvant to ow audrt of the ffinancial sta￿eNts in Ihè UK, inthding the FRC'8 Elhi¢g1 Standard, and have fulfilléd our othor 8thi¢%l r&sP)n￿blIties in arJ))rthn¢xvAth these rg]uirements. We believo that the audit evh1èn￿ we have Obt￿ned 13 arKI 8r4xcw to provwje a ba¥1¥ for Durtylnlon. Concluslons rglJtlng to golng eoneèm Wè h8V8 nothlng to in re$l￿t otthe rnattw¥ in rela￿ th8 ISA5 (UK) wulro us to report to yoj where: the b￿stee$. use of lh8 golng Con1￿ ba8iB of8C(X)￿￿ng in the pYep&aOon of the th8￿181 statemènts 18 not 8pprW8tè'. or the trust￿ ho￿ not disdod In the finam¥al 8taterrwts any ￿￿8n11￿ rnatsrlal urrrtainli95 Ihgt may sts•Jnitsntdttubt aboutthè thantys 8bilty tOc￿n11￿Ue to thptthe goiw cx)ncam basis ofaccounlin9 for a pe￿￿ of at hvelv8rrKJnlh5 frvrn th8 dat•Wh￿ the financial 51ateTneJts aTg aUthons&l forlssue. Oth•r Infommtlijn The tN3tee5 are r85ponstlè frjrthè ott*r infomiation. The other infDm8tioneomprises the infomi8lKJn Indud•d in the Report ofthe Trustees. otr￿rthan the finanaal $t8tsmènts ouraudrtorfs reportth9w)n. Ow oplnk)n on the fina￿81 statanènts dog9 not (x)vw tha othw 1nf0miat￿Jn arnl, exiwt bj oxtent Oth￿￿¥1s8 eyplKity ststad in ¢yJr reFM)rt. we do ￿t expre&8 any tr)mi trfassuranc• cthduwon thereon. 14-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOIKESTER CHARMES TRUST FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2022 INDEPENDENT AuD￿oR8. REPORT TO THE IAEMBERS In a)nnecon ￿1th our audi( of financ￿ 8l•trnts, our is to r8gd the other information aKI. in doing so, considèr ththèthÈr th8 other infcrfrnation ss mateTialty TnconsBtent wth thg finanaal statements or our knowl￿108 obtai￿1 in the a￿lIt or Oth￿}se OPFears to te materialiv misstsled. If wè iLntify guth m81orial Inconsistenoes or apparnl matorial misstalèmènts, wè 8rè wuir8d to d&18m1r￿ whether ther8 18 a material mlsstatèmgnt In fina￿?a1 ststemenls or a material misstatement of Ihe other informth"on. If, based on wo we have ￿rf￿rned, ￿ conthdg thatthere is a maiwi&l mtsstat￿ènt ofltrds 0th8r ithm18ti￿.' wuirÈd tr> report thatfact We have r1)thi￿j to report In this regard Oplnlon on othèr mattern prBB¢rlbed th• CharfU•¥ Act 2011 In our opinion basgj on tha WO￿ Und￿taken in of the infomiatKJn given in the Report olthe Tr￿leeS forthe financial pericd forknlth th8 fin8ndal statsrnents are preparnd is c¥)nsi%tentvAth ts finanual statemants. thè Rewrt olthe Truslees has been pyepargy Èn aFfJlkablg kg8J wulr•m6nts. Matt•rs on Ththlch ￿ ar• r•qulr•d tr• report IYJ extWon In the Ilghl of ￿r knovAedge and uThJ8fStandlrJ of th8 tharfty and Ms on￿ror￿n8nl (thlnal In th8 ¢ur58 of Ihg audi¢ ha￿ not klentir￿￿ m8teri81 rllisstst￿nwts in tho Repo¥t ofthe TNstees. We have Tr)thiro to report kn raspectof IM ftlbxiNJ m8Uèrs whara tha Chafib8$ Act 2011 rpquires to roport to you rf. in OLW oplnkn-. quate accounting records have r¥)tbean keptorrebjms akn4uats forouraudit ha¥ notbaan ￿￿Vad from bra￿h&S not ¥isii8d by u8.. or e finandal statemenls are in ¥Jre￿￿ent accounb"rYJ rnct)rds a￿1 r6bJm8.' or we not wc¥Ned all ofthe ￿frXrnaknn WKI 9xw8r￿tsOns we require for ow •Jdit. R￿Pe￿ re8ponslAlltl•s of Truste As èxplaiwl more tulty in the Trustees, RespowbthiEs Slatemerrt setouton Foge 13, the Trustses arg re¥p)nsilAe for the preparalion of finartial statèmants aThJ k Lw"ng satsfi8d th they giVO a twe and fair vi￿, and for such interTh￿ control as thè dir8ctors d8termin8 ￿ts85ary to en& th8 r*epar8￿.0D offfinanaal statsmenis that arè frèè frtyn material rnisstaternenL whether due to traud orermr. In prepariNJ tha ftnanual ststhents. the ￿$tseS are resFM)nstt)le fvjr assessing the char5Vs ablltyto cononue as a going COn￿m, di8cbsing, as ap[l￿able, matters rdaled to ¢onc£rn and using the goivJ conoèm basis of accounting unless the dlr8ctors •ither InI￿d to IKiuhJat6 th& thaiity to t￿• 4J8r8tions, or have no realBIic altematwe but to dts so. 15-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLCXJCESTER CHARrriES TRUST FINANCLIL STATEMETrifs FOR THE YEAR ENDED 30 SEPTEMBER 2022 INDEPENDENT AUDITORS, REPORT TO THE MEMBERS AudltoV rnsponslblilles lor the audl of the flnanclal statwvents rd)jeciNes are to cl)tsin re￿￿able assurarts #b￿￿Wh￿fh￿th8 finarrial slAtaM￿ts8S awhole free from Mate￿￿1 ￿lS5t￿l￿n&￿t whBth8r duè to frA￿j or error, and to r3sue an a￿1[10￿5 rerxirt that indude8 our opira￿L Reasonable assurance v6 a high level of 8ssurxneA. lyjt is rnt 8 guar8ntaè that an Conducted in accordance with ISAS IUKI ￿1[ always deteGt a maienal mbSStatThnt exi8ts. Misslaternents can ariga fra￿j Or orr(K a￿1 arèe0nsldÈ￿d rnatarialil, in￿dUal￿ or in the agg￿ate, tkey coukl reasonabty bg exwded to influgnc the economic decis￿rts of users taken ￿ the basB of finanu81 staièments. A furthèr d•scriplon of our rosponsibilitias for thè aLMXrt of thè slatements is located C￿ the Financ￿1 Reporting Council's websit0 81 wy￿.fr¢.org.uk1auditolSre$P)n5Ib1IFtses. des¢¥iptiL)n torn￿ p8rt of (Mjr 8(￿￿0¢S raport Extort to thl¢h the audltwJs ¢onld•rnd eapat40 of d•trellng kn•guFarfll••, Includkng fraud lo the limitatv)ns olan thar8 15 9m unaw)Kld)te iiskthatmaierialmmtatements the ffina￿al 8tatements may not te deterted, even lh¢A￿ thg 8wlil w propaty pl8nn8d aml p8rfomd in wrdance ¥￿h the ISA'S IUKI. In idanti￿Tra a￿1 8888gs#w Asks of Makn1￿ mis4tsiemenl in resFeL of tra￿￿, indudin5 irreguLqrili9s and l￿- M￿lance Y￿th lawB r￿JulatiN￿. our prO￿lr•S the foHcwing.' (A)tsined an undgr3tsrKliThJ ofthe bJal reguktory franeworks typkable to the crfflpany finaTrial stst8ments or that had a ￿nd￿llental affact ¢)n lh8 ￿npanY'S ¢4)erations. Wa dotemiined that the rnosl signifieAnt aThJ wUlat￿r￿ induded UK GMP, UK Companies Act2(￿ and taxatim laws. undetstrxNJ how th6 company ts comFtyirffJ Yath those legal and wulatNy framewort8 by mir¥J inquiries 0fm￿agemen( those r88wroitrAg for ar comF4i8nca pr<Mxdure& We assesses the suseeptrmlity ofthe 0)mpan￿S fina￿¥81 ststern to mateJi81 rnis¥tal8men( Ind￿fiNJ how fra￿1 rnight ocixjr. Audlt proca(Jrgs perfC￿ed by the engag￿ent te￿ indudY.' l¢knllfylrrfJ aThJ assesslro the deS￿n effe(1￿￿ of rM)ntroh manag8m8nt h&% In pla￿ to prévant datèet fr8ud'. Umbrstsnding how (argad wth gOWnan￿ co1￿[dered and address&J the potential for override of controls or other iwprcyriate iTrfluenrn over ts fin8VKA31 ￿pOI￿re procè99. D8tsi￿d an&￿S1$ of loumah posted thtwJh lthe actounting SYS￿ du￿ the year to 31 A￿U8t 2022 has b88n und&rtak8n.' Understanding the CODlrd8 in pl￿ lo prevent detecfraud. Rellance was not placed on contro15 for the enbrety of the a￿￿11, inste8d tsking 8 subslontsvg tth.ng apwoth. hLv•thw ¢))ntrols were In pla￿ to Ch￿￿91￿£ as￿mptionS ￿lU￿￿nts mad& byMan￿nI In its spJnific8nt aLroundw estimates. UB9 of our rewt Thls report Is m solely lo the t*arWs tnjstees. as a bcmty. in accordance Section 154 of the CharltlÈs Ara 2011. ourv￿rk has been undertaken 80 that￿ rn￿h1 slats to Ch￿Ity'S trustees Ihose maiters we are lequired to stste to them In an 8uditors' rqx)rt and for no othr To the extent peDrittecS by law, we do not a¢￿p1 or 8ssuTh reStx)n3i￿.lity to anycn9 olh8r Ih8n the tthanty and its INSt￿ as a body, for our aLKlit work, thi3 report, or ts th8 ownions we have forrned. 22/3/2023 st•phttn￿ Hayrn•n Isbnlor SI#￿tOry Audltr) For and on ￿half of Hath￿ LLP Statutory Audltorn ndsor Howo Bay5hill Ro¥d Chettenha Gloucestershlrè GL50 3AT 16-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D The GLOUCESTER CHARITIE8 TRUST STATEMENT OF COMPREfrENSIVE INCOME FOR THE YEAR ENDED 30 SEPTEMBER 2022 2022 2021 TURNOVER 4.654.453 4,420,2￿1 COVID Ineorn• 108,819 154.468 Op9ratiNJ CLxts 4 417 795 OPERATING IDEFicrrysuRPLUS I142.￿} 166.963 SU￿1￿5 dL%poso1 oltanwble fixed a88ets 172.252 9.973 lDeficitywW￿ on di¥)05al of asset Investm6nts 9).414 IDEFICIrySURPLUS ON ORDINARY ACTIVITIES BEFORE INVESTM￿ INCOIAE AND INTEREST {61.02BI 232.254 Interg¥t r￿￿￿)ie and other Incc4M& 154,259 144,483 Intsrest payale aNI similariaryes 47.818 49,416 SURPLUS ON ORDINARY ACTMTIES BEFORE CHANGES IN mARI￿T¥AL￿E OF INVESTMENTS 45.413 327,321 Movemont in tslrYaTrJe of invesbn8nts 745 138 EFicrrysuRPLUS FOR THE YEAR 1511.5851 1,072.459 Unrealised surplus on rèvaluati(￿ of in%p$1mnl property 1.772,702 TOTAL COMPREHENSIVE INCOWE FOR THE YEAR 511.585 2 845 161 flnaNyl Statements 8pwod WKI 8tthoiised for is$￿ by thè Tn￿e88 on 22.03.2022 Mr Martln Coifm5 Chalmian ofTnMtae$ The Glouetster CharllJe8 Tru61 chaIm￿ll olTru8tèos The Gloueestsr charit1￿ Trust The Trusvs r6yJlts wholly to continung ac*Mb&s. Thg th on pages 22 to 35f￿n part Oftl￿e financ411 statements. -17_

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARftlES TRUST STATEMENT OF FINANCIAL POSITION FOR THE YEAR ENDED 30 SEPTEMBER 2022 2022 2021 FIXED ASSETS Housing propeites Extr8 ¢8re facdibes and l*ad offi¢ Invesbnent prop8rU8s Oth•r assets 2.835,642 4.181.044 10.058,394 319755 2,625,755 3,2C6,473 10,229,167 Tangible ￿8ets InV￿trnents 17,194,836 5,227.899 22,422.535 16,451,7S3 6.071856 22,523.609 CiIRREKf ASSEf8 Slock Dèbto Cash at bgnk and in haThJ 1.635 192,414 1 331.810 1.525,8S9 10 153.131 1579 509 1,732,840 CREDrroRS: amounts fol￿g due within one year 11 678,84 NET CURRENT ASSETS TOTAL ASSEfs LESS CURREiif UABILMES 23.269.548 23 809 250 CREDITORS.. amwnb f811iThJ due afbr more than L 12 1885 ($3 FINANCING AND RESERVES Restricted reseNes Unwtrtrtgd funds EndO￿tnam1 fund 14 1.166.756 18.175.923 1,168,944 18.$16,090 2 189 123 21.924.157 23 809 250 15 21.412,573 23 269 548 Thesg fInanTh￿ slataments were wovgj grvj au11￿ for 22. by thts Trusta89 on ....... Mr Marbn Collins ChAlrnian ol Tru¥tg0 Tho GIouco8t•r ¢harftio¥ Tnrtt Sta¥8 è Chainnan of Trust8es Thè GlouC￿￿T Charili05 Tnmt The not&% on pag9$ 22 to 35 fum part ofthè88 fin￿$>91 statsment 18-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D wzw

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARITIES TRUST CASH FLOW STATEMENT FOR THE YEAR ENDED 30 8EPTEII8ER 2022 2022 2021 Not u¥h gonoratod from opor•tlng •¢tivltlo¥ {notg11 Cosh fl¢)w from In¥￿tIng aclh7t¢lo• Purchase of inv8Stmont S6oJriUas 379.540 490,216 11.D18.50n 1,215.252 11.448.640} 522.252 1708,1151 681,882 1828,3971 15,886 Sale and maturity of inveslmwtt securltles Purchase of l￿gIb￿ fwj assets Sales proceeds from dwal oftsrrtjth fixed assets Interesttecoived 638,944 Cash flow from financlnq aGtMII98 154.259 147,818) 144,483 149,41SI 3,619 S1,448 Inter881 paid R4)aymont of LLYrowlng8 102.404 Nèt chanp In cash and cash èqulvalents (nots I Cash and eash èquIva￿ntr at begknning ofywr Cash and cash equlvalents atend of year {247.699} 157,2801 1636 789 1,331810 1 579 509 2022 2021 I} ANALYSIS OF CASH FLOWS Cash Ilow from oporallno a¢tfvltlo8 Surplu8 for the year before revaluath)n of In￿s￿￿ Adlu$tments for nonwcaoh Itoms: DeFYedation oft8nglbb Ilxgd assets In¢reaso in debtc¥s Inu8asa In uadltorg 45,413 327,321 355,557 139,2831 231,386 11,63SI 1172,2521 ,414 345.810 120,1521 31.414 I￿￿ease in stoc* Surphjs on sde of tangible fixed assets Deficit l {Surplusl on sakn of fixed asset inveslments AdA￿lments for Inv￿tIng orlthanclng a¢tiv5tlo¥: Go¥eMrnentgrants utiliwl in Ihe year Intarest payablg Diwdends received 19,973} 165,318} 123,6191 47,818 1154,2591 379,540 P3.fj19) 49.416 1144,483) 490.216 Nel caBh general￿ yrakn'ng actP4ib85 Th8 notas on paggs 22 to 35 lomi wtofthese finarbid statsmen

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D TrIE GLOUCESTER CHARMES Trusr CASH FLOW STATEMENT FOR THE YEAR ENDED 30 SEPTEMBER 2022 11) ANALYStS OF NEf DEBT At 1 Octobgr 2021 Cash flow Non448h mov•m•nt Total 2022 Cash 8t b•* and in hand 1.579.51Tr3 1247.6991 1,331.810 Dobt duo within c¥)¥ y¢8r D¢bt due In moro orts year 14.03n {379.147) 4.037 14.4991 4,499 14.4991 1374,6481 Nèt dèbt I1￿325 21-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARITIES TRUST NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEM8ER 2022 ACCOUNllNG POUCIES 3asl8 of Preparatlon The finana81 statsmnts ha¥• baen Fxepared in acts)rdar￿e wilh applicat4e Accojntiw Standard$ in th6 Unit8d Kirodorn indLKling Finan(xat Rew)rtiw Sts[￿ard IFRS 1021 and thè Houslno SORP 2014.. Statsment of Recom￿￿nd0d Practi￿ for Rèwter&l Soc4al Housing ProvYern arKI wrth tha Act￿nIng Dirécuon for Pdv8ta R8graterad PrOvi￿ts ofSc¢id HcoJsitvJ 2019. Bul8 ola¢c¢)untlng These finanoal statements ha¥e been prepared uwrvj Ihe IvstoThxl cost Cgnvenuon wt knr. whore disck)sed in th&se aCC￿nting polhx. ￿rt￿n iiems that are sh)wn at fair Ydlue. Th8 presentational ujrrancy oltha financial statemerts i8 Pound5 Sterthng. roundgj to thg r198r85t P¢MJnd. I￿11g the Cu￿r￿ ollhè prynary wxjnomk en￿r£¥￿eTht in whlth the Tnjst operate5. Tumov•r Turnover repTe8ents mwntenan¢x o)ntri>utsons, nur¥ing ho¥ng t￿, r6sknl£al h)me fe6s and commardal rant48cniabk. Golng conc•rn Aftermaklng enquiri68, thebitstee5 have a re8sond)le expectation1hatlhe charity has adequate re8ourrx¥ to cJJntinue its acaivrb8s ts Ihe fore3eeabl8 frrture. ALu¥dir¥Jy. they continug to adopt the g￿ng cts￿rn bas￿ in preparing the financial Sta￿entS as oulined ￿ the Stat￿￿ent of Twste88 Respons￿lI1t￿. Crffl¢al accountkngJudgw>1￿ and key Sour￿ Ofesllmaljl￿ un¢èrt4lnty In the applicatlon of tl Trusys aco)untiThJ pcdiw. the members are required to mè ludgèmsnts. tirnatss arKI a55umpts"o￿ aboutthe carrying amounts of assets and liabilitks that are not readi￿ 8PP8r8nt frorn other swrces. These estimatss and a8¥oo8ted assumpbons S￿ ba￿1 M hksto￿al exper1er￿e and other factors that are ¢>)nsidered to be relevanL A¢￿al results rnay differ from thes8 éstim8t68. Thèsè é8OmAtè8 and urKkrlyltvJ aÈsumption$ ara on an on-gcrfng b8si& Re￿lOr￿ to acc￿nIng eslimatss are reo)gni89J in the perMJJ in vthith ts 88tirn8 is revis￿1 rfthe revlsfon 8ff8(ts onlythatp8riod or in Ihe period of the rewsi)n aThJ ftrbjre Feric4Js if tr￿ revis1￿ aff￿Cts both current and fLtbJre periods. Flxed assets and depreclatkTrn Tangibh fix8d asseis are ststgd at cost less ))jM￿ated depreLYali)n. with the 8XWJtion of invostment prcperties whlth 8ro shthvn al cyen maJ*etvthe. Depreciatr￿ r& charggd on a straight Ine over tho expecled 8Cc￿ClniC useful Ives of the a35ets al the foknring ratss per annum.. Freeho￿ housin9 prvpgrt RefiJrbi8hments Office aMI fflln Motor vehic￿3 Nurslng Homa and Day Centre ￿￿ent See 5%-12.5% 20% 2S% 10%-20%

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARtriES TRUST NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2022 ACCOUNTING POLICIES (contlnugd) HO￿l￿j prop• The Trust accounts lor its gxpèThJibTr ¢J) I¥)￿"￿ Ey￿1ti6S usw accounting. Undèr component a￿Ount￿￿. in to Ihe sIn￿lUre, the hou8iThJ Pro￿ty Is dI￿ded into thth%e major Comp￿￿rtS which 8re ConSi(k￿ to have s￿lants"alty difkrent Usetul econcAn￿ Fves as follo￿.. Nlaln Fabrfc Roof ndow3 thor3 BathrO(￿S ElÈctrfcs 1LK) Y￿1$ 50 y&a 20 yea 10 y&ars 20 ygars 20 years 15 years 10 yo8Y5 H•a1iThJ As rnquired by FRS 102, the Trust has rgvvKd u¥efil fves of Its t¥JJsing prop8rbÈs and dgprgdatss Ihe property ac£ordiroty. The TDJSt witalises work lo F￿￿•b95 Thi¢ in an wI￿a￿e In the nel renlal Ineoma, i¥KhJdiw 8 ￿due￿on In Mantsnar￿e o)sts, or r8sults in Significw￿ 8Xt8nsknn to Iha uséful o￿nomIC lrfe of the property. rè property components with a separate Klenlifith Irf9 8r8 YÈplacéd. nth¥ comF)nents are cApital￿ed wth new lifè and th6 c&J L))mwents, ifany. are wrilten off. HousiNJ prcwties in the couTre ofcon5knKaN)n are staW at c￿1 and not deprec4at8d. Soclal Houslng GrJntand Oth•rCpltl GM are d&vdopmenis have bgen financ&Y wmlyorparty bySo(i81 H(xtsing Grdfrt'SHG' Ifomierfy°HAG'I, thè grants è racognIs￿ in income over the wful life ol the ￿)￿lI¥J PrO￿ty structurè and, where appl￿b￿. its indivKlu81 c(Mnponenb (6xd￿11ng land) underth& B(tnJab rncKleL SHG * HAG is under certawi c4rcumstan￿. primarity 5310 of a Foperty bul ￿11 nomalty be rgslri¢W to ¥ThwJs ofsth. ttth& is k)￿rth￿ the initial ￿an1 received. Government Grdnt Govemmenl grants bgsed on thg ￿t¥U81 model ￿ are meastwed al th8 talr valu& ol tha ass81 or receNablè. Gr¥rrts TrlaliNJ tr) org ro(tyrwsed in ino)me over the pgriod in which tho ielated ¢osts are Twnised. Capltsllsallon of kntsrn6t Intsre5t on rnortg8gè loarn fin￿C4￿j n￿d@Vek￿ments i8 cEyitalis&J up to the date ofpraLal eompleEbn ol the SCh￿ne. L•a6ed a•8•ts Leases In vA¥ch 8thstanlaNy al Iha risks and T8w8rds of arè ralained by thelessorar8 clas3lffed as Dpgrating leases. Payments made uThkr oyatirrfJ bea5es are tharged to profri orloss on a straight-line basis o¥er the wiryl ofthe ièasa. InYèstr•nts Investmenls are stated at markètVal￿ and are th& vthaIic￿ reports reC8(￿d from thè Invastrnwt Managers. Cash and cash •qulvalents Cash and cash equivalenls CCI￿pIllO cash on haTrJ and arKI olTrr Ilquhj investments that arg tP8dily (xwwerliqa to a amountof cash and are subjecttr> 8n i￿19n1fiCaTrt risk of changa In vaue.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARrriES TRUST NOTES TO THE FINANCIAL STATEMENTS {conllnued) FOR THE YEAR ENDED 30 SEPTEMBER 2022 Accoup¥llNG POUCIES {conlInu￿} Tr4d• d•btorn Trade d8btors are ￿nOUnts ¢Je from uJstOrnef9 lortha r8nid ofHO￿l￿j Trad8 d8blor8 are rerngnised initialty at tho trans#)n They subsaqwthi m6asured gt noitised cost usiro the effective Intefvst meYNKI. provwn for impainnent A p￿)￿slOA for npwtment Dftro(b debtors is estsblished vthen there is (￿tec￿¥8 e¥￿ence that the charitywll not be ab to colknt amwnts due aryyJrding to the oNJlnal tamts Of￿ ￿¢￿abl&s. Trndo Crgdltors Trade c￿lItOrS are cdlgth.ong to pay gwjs or8eTrice8 that have Iken ao]uired in the 0￿Inary wurse of bu8in&38 frrmn $￿vI.el￿. Aco)urts payable ar6dassthd as hablllUGs Ifthe charity does Mt have an unconditional righ( atthe end oflh8 pericKI. todefersettknentoflhe c¥editor for al1ga3ttsYgFwe months gfter Ihg reports.ng ¢J8ts. If there 15 an ￿￿nditic￿￿ IwJhl lo d&fer settlement lor al ￿8t rnonths after tre repoitiro dth, they are presented as rK>rHxJrTvnt li8bilrtps. Trade ￿editoT8 are recognis&J inthdty at th6 transa(on 8fMI m•ur￿j 8t amothed cost usiro ￿ effeth¥e Inierest meth¢KI. Taxatlon Tru51 is of ch8rit8bb st•ttJs KI therBfore exempt fmm taxation. Irre0Werab￿ VAT ￿ exFendi￿re is indud&l as part olth8 cxjsl ol (he itern of e>peThthure to which Ihe VAT relates. P•Mlon Costs The Charity werate8 a der￿j ￿nIn￿jI&0n Fen5ilM) SCI￿ne. CL¥rtribu1￿r￿ C￿rged tolhe incoma aTrJ 8>p￿dIthre accounts as tw becane pay8bJo in a¢¢ord#n¢ ¥rith th& rubs ofthg sch￿•. Legacy Income Legacy income is reoJgnW In the and e¥tw)dthrB a£yxyJnt on a receN8bl8 t48iS. Restrlcted reserves Th￿0 grè datal￿d in nits 14 tr)Ihè finakaal 8talwnents. Endowment Funds Thes& de￿ltsd In nots 15 tothg ffinaTrial 8taThenl& Flnanclal Instruments The Im51 8nter8 ￿t9 bawc finanual in5fnJThnt transa¢JiJns that r8sult in the rec¥)gnition of finaMial as88ts and fhqbilibes 8uch as other rec￿th a￿1 payth. and Inveslments In non-puttabl8 ordinary shares. Financi￿ instrwnents daS$￿￿j and acwuwrtgd fuf to the 8ub¥tarnx of the ￿rrtraCl￿al affangamert as financkql 8ss8ts Qr ffinarthl li•biltb88. Debt Instruments like b)ans and othw wiv)l&s * pay)b are initi81ty rneaJurod at ys$8nt Wa￿ of thè luturè pwiènts and srt)3equenty at ￿Or￿s￿l cost uslro the eftecfve Interest methcY. Debt in5tNments Ihat gre payabbe or recAvabla wthin orTr6 year, typ￿￿llY trade pay81￿8$ or reeeivth. ara measured, initialty aThJ subs6qu&nty. 8t ￿nd￿r￿￿nted amomt ofc8sh or other consNYer8tion 8xpect8d to be paid or re(tved. Fknwever, rf the arrarJ￿ts of a short-term Instrument consltuie a firrar￿Ing transaction, like the payment of a lrnd& dèbt d8fwrl LyoNI Thom￿ bu$in8S8 t8tmg or fina￿ at a rata of Int8régt that is neA a markèt rate or in iase of an outsvJhl shorkterm loan not at market rate, the thancial as38t orliability v6 Theasijred. initialty and stwwity. atthg Yo￿ty￿b￿S of future payThents dIsco¢￿ted at a mat*et rate of interest for a simlwdèbt uistrum8nL Inve51rnents in rwttable CrfdI￿ry shares ¥•m8a9ur•J atcost￿$S knpalftnantfor dl otharltlvostsm￿. -24-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER cHAR￿lEs TRUST NOTES TO THE FINANCIAL STATEMENTS leonllthuèdl FOR THE YEAR ENDED 30 SEPTEh1BER 2022 ACCOUNnNG POUCIES (con￿nUd) Flmnclal In8trum•nt8 {conthiu•dl Financlgl assels that a￿ mèasured at cst anorf1s￿ cosl a￿ assessed at end ol &J¢h reporfdng period lor obiedive evidence of impaWw￿nt If ¢)bF(vg 9VK19n￿ of Impamnt * found, an knpayment los$1s recognLsed in wofit orloss. For financial assets measured al 8mrytiswl c(wt, the impairffl8nt ID551s moasurod as tha dtfferencE beiween an asse¥s carryirJ value and the Presgnt valuè of èsiimatèd cash flo¥￿ discountsd althe assefs Origin effedwg intgrgstth. 11 a asset has a Variab￿ Inte￿$t rdte, the dSscount rate for measuriThJ any impaimnt loss is the current 8ffècbvé int6rst r8to d6tannin•d undar the contrart FDI financial p55ets rv8asur8d al CLK%t less ￿￿palm)en[ the impaiment103s 15 rn8a9Uted 39 th8 differen￿ b8tsv88n an assèys rarrytng afYKMmt8nd Lwt&sb"male. is an approxwnation, oftt anyyjnt that ￿ tTUStwould receive forthe a33et rf it￿Ere to be ¥okl Èt tha r@￿ting dat8. Financwl assetsa￿l liabilthes arg off¥etaThl th8 Mt•nountrnccgnls8d in theslatementolfinanc￿l posilkjn when there is an enfo￿the rightto set off the amounts 8MI tr*r8 is an intsntion to s&tU8 on nèt b8$k4 orto r8ali8e th8 ass8t and s8td& ts lithkty shmultaneO￿ly. Ateach reporbr¥J dats asse15 not carried at tsw valug. as prO￿rtY, plwl emd equlpment arè revlawed to dètemilne th&r• ￿ an i￿liCatiOn thal an a38el may bg irllpair8d. If thère is an inthcation of possibb itnpairm8nt. ￿ re(xiverable anount of any asset or group of relakny assets, which the higher of value in use and the fair ¥￿ue1￿$S ¢))sts to sell. B estimat￿1 &)d compared with Its amounL If Ihe recovernb￿ amount Is kn¥6r, the Cary￿g amount ofthe asset 13 ti> il¥ rgwvgiab amount and w impaYTn0nl lo¥$ irm&liatety In profitor k)5S. Ifan inpalmient loss ￿ SLWuenty revers&d. ts caryry am¢JMtOf￿ 888Ot or group of rdatsd awts 18 increasgd ts) thg revi¥ed 9gtimate of ts rw)v8rth 8mounL b(rt not to exc8ed the anounl that woukl have been dete￿Ined had no impalm￿ k)ss bw re￿ni$•d for the asset or group of related assets in prky A reversal ofan inpawment bss is recogni￿1 Inm￿J￿￿tèty tn the reported surplu9 ordoficft.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES TRUST NOTES TO THE FINANCIAL STATEMENTS l¢ontlnuodl FOR ThE YEAR ENDED 30 SEPTEMBER 2022 PARTICULARS OF TURNOVER, OPERATING COSTS AND OPERATIMG SIffiPLUS Turnov•r Op•Tating Costs 0￿ratIng SurplusllDenclt) ial housww lètllngs lxèè notè 3) 1,209,CK11 11,114.758} Grant irKome 23.619 23,619 ActlvlU¢s oU*rthan socfal houjlng In¥estment propeity lettings Charilable giving Admlnistralon eAisL5 mbr￿clUb Extra-c8￿ fatylity oth￿ incthi• 329,894 329,894 159.089) 1215,0251 122,9&51 1372,8671 79 344 {59.089) (215,025} I204,￿1) 13,235,208) 77.19 4906138 181.878 2.862,341 156,541 4 763 272 Total 2021 Turnover Opgrallng Costs Opgratlng surplU￿￿Defl¢Ftj Soclal houskvJ lEMfin￿ {so9 ll(rte 3} 1,230,188 {936.4391 293,749 Grant incom8 22.583 Actlvltles otherthan soclal hou81 Investrnent propth bltir Charft8bb 01￿ Ath)inistrat•)n cc6ts Kinbroso Club Extra-care facility othgr incomg Total 226,038 183,956) 1224.131) 177,035) {152.354) 152069 183,9561 {224.1311 {196,3701 12,976.8991 119.335 2.824,545 152,C69 4 674 758 4 417.795 All inccffle B geneTated the UThbJ lQ"nfv.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARITies TRUST NOTES TO THE FINANCLAL STATEMEIITS Ici>ntlnuodl F¢)R THE YEAR ENDED 20 SEPTEIABER 2022 PARTICULARS OF TURNOVER AND OPERATING EXPENtxruRE FROM SOCIAL HOUSING LE￿ING8 Supported houslng Ilncludlng hou81ng for oldor peop￿) 2022 2021 In¢om• 654.047 529.116 640.236 551.667 12,753 25,532 1.230,188 S6Mct charge Inctme Govemment grants laken to Incom& Ofher grants Tumow frcm s¢xlal hous1￿ ￿lJir￿S 25,838 1,200,￿1 Opgratlng expondltrjvg manageM￿t SaMc* charg& costs Rouline rnaintsn￿ 150,201 622,710 SS.642 109.365 670 176,170 72,911 554,584 38,255 113.491 3.201 147,803 6.214 938.439 Planned Maintenar￿￿ Bad debt¥ Depreciation ofhwsiTrJ wwbes 0th9r ¢y)sts 1.114,758 Okwatir¥J 80do1 h(xtslny LotUThJ5 Voil Iosa88 94,243 5e.953 293,749 51.885 During the year eThJed 30 S8plember 2022. ￿ Charity IAvn&J 137 units of ￿al hous1r￿ acwmmodatic under t)￿ management (2021- 13n. Theaveragewethly maintenanceconffv)ulion Dnsoci81 IKNJsing ar£om￿On was£93.95 f2021.£92.57). There ￿re no general n￿13 hoLNiru or oftwcaiwm forthe social ￿tting$.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARtriES TRUST NOTES TO THE FINANCIAL STATEMENTS Iconffinued FOR THE YEAR ENDED 30 SEPTEMBER 2022 EMPLOYEES 2022 2021 Av8rag8 Mmlr 0f￿)kry￿exPrPS￿I in ftdl I¥￿eqUIva￿nts 123 121 Emth)yee3 costs duling the year Wpgg3 and ￿la119$ s￿8[ s8￿rItY ￿sts Other [￿S1On wsts 2,729,429 204,548 62.902 2,552,360 175,273 80,080 2787713 Ernduments tr) ChlefExe￿tiy9 Offi The CEO is an ordinary member of th8 TnJ5t Group Pers(q￿l Pension Sckne there are ￿ 8rAcial tsrrns The o)ntiibution mad8 ty the Trust is 8% of ￿>$$ salary, CEO pays 3% indiwdual conffibubon. whi¢ i¥ the ¥ame as 41 ottw mwrt)9T3 of Ihe P8wwon PKhem& Thg CEO has no other pen￿0￿ agreementto whrth thè Tr￿t makes a ccthtio The gbovg rgpreaents Ihe erndwnents of Ihg hbJPwt paKI offiw. The Tnth, who con8tibJlp managing booy of the trust, rewved no rernur￿ra1iDn thereftom. employee of the IN61 was p8kJ behveen £90,￿0 £100,000 and nilpad tthfftn £80,(￿81K1 ￿).000(202l-￿1 pavj belween £90,OCKI and e1CQ.IXq). p8id b9knwi £80.CiIO arml £90.rMxJi. The Trust h&s ￿ offKers otherthan the TNskes and the Ch￿f EXe￿J1 AUDITORE REMUNERATION 2022 2021 ReM￿erat￿)n payab￿ lo the a￿litc￿ Vahje Add￿] Tax was as fo4ows'. For audlt se￿1

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARITIES TRUST NofES TO THE FINANCIAL STATEMENTS {¢ontlnugd) FOR THE YEAR ENDED 30 SEvfEMBER 2022 INTEREST RECEIVABLE APL) OTHER INCOME 2022 2021 Inv•skn•nt Incom• DMd8nd In￿M￿ 154,259 144.483 IiItEREST PAYABLE 2022 2021 Int•rn8t paYats￿ and Sknllar ¢harge• Housiro ￿pOratIon low1888 notè 131 Bgnk charges PaYa￿e 42,316 42.735 47.818

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D 7J• woo

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CHARMES TRUST NOTES TO THE FINANCIAL STATEMEKfs Iconlkwod FOR THE YEAR ENDED 30 SEPTEMBER 2022 INVESTMENTS Total Al 1 Cktober 2021 Addit￿8 Di¥wI8 Changè in marf(dWuè At JO Sgptsmb•r 2Q22 6.071.856 1.018,507 11.305,666) 556,998 5 227 899 30 Septembor2022 4.189.260 30 Septembor2021 3,970.105 All In￿trn￿ arè qutstthd. No iNIMth81 investrn8nt mak88 up mcts than 5% oflhè lotsl In￿b￿onIp￿1Io. 10 DEBTORS 2022 2021 Trade debtOf5 Otherdebtots and 101,059 91,355 92,420 80.711 192414 153131 11 CREtxroRS~ dug TNlthln one year 2022 21)21 Trade cr&to Other creditor8 and accma15 D&fèrr8d Incomè- So(aa H(winy grarts Hou8wig knans (nots 131 371.653 279.Q76 23,619 175,266 244.071 23,819 4,037 446.999 678,847 12 CREDITORS- duè aftèr morè than y 2022 20 Defaffed inrAXn8- Sott81 H￿￿ng grants Hwsiny loarffj {rKAe 131 1,482,327 374.848 1.505,948 379,147 1.885.093 1.856,975 -31-

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER CTrL4RrriES TRUST NOTES TO THE FINANCIAL STATEMEpifs Iconllnued) FOR THE YEAR ENDED 30 SEPTEMBER 2022 13 HOUSING LOANS Borrowngs ir￿lUded in cr&Yitor5 due Iwlhin a￿1 alter mtyo than as fOlkr￿.. 2022 2021 Loan sacured by mortgagè on St Margarets Property repay*)fe try gqu annua ir￿ta1rn￿ts over eAJ yoars 8t8n intgt8St r810 of 14.75%, repaymerts c(Mme￿￿j in 1978 39,101 39,886 Loan 6￿ured by mortgage on St Philp8 Cwt Pirwty F?paYab￿ equal annual Trist￿ments o¥er60 years atan inteT881 of11.37%. repaymgrt crKfirnencgd in 1983 77.828 78,780 Loan secured by mortgage on St Marks Prcwty repayawg by arwal annua inslalments over yeats #t￿ inter&st rate of 10.25 73,243 Loan secured by Mortga￿ on St Barthokjmerts Propety repayable by equal annual in8taknents 0¥gr 60 y8ars at an intarègt rate of 10.5%, I89.￿1 191,475 Total securgd bo￿o￿ng5 Loans arg ropayable a$ follry•rn: Due wthin one year Note 11 4.499 4,037 Duo aft•r mor• than on• y•ar. Betr￿en ¢)ne and Ihw) year3 Betr￿ and five years Aftar more 5 yaars 5,ffd8 19,841 349,779 4.037 16.146 Nots12 374.648 379 147 Not611 & 12 379 147 363.184

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOUCESTER cHAR￿lEs TRUST NOTES TO THE FINANCIAL STATEMENTS {conlknued) FOR THE YEAR ENDED 30 SEPTEMBER 2022 14 REsTR￿TED RESERVES Glouce8tsr Dlstrlct Nurnlng Charkty R•lW In Nggd brnneh Totsl Al 1 Ortober 2021 Transbr (to) l from profrt and h)ss reseNe tlirect sxpendilu 566.461 I25.0￿)) 622.483 33.2L 1.188,944 18,1761 119.5681 (lo.7￿) (30.3641 At 30 SOpt•m￿r2022 521. 644,893 1.166.758 The Relpfin Need rasefve is m&Jeupofthe R￿￿1n Need Branc inv8sknents andtho accwnulatad surplus of incctho genorateil by th68è In￿stmanIS over Relièf in Néad èxp8ndlbJrè. Th8 re8eNe mgy bg aprAiwl only for thè purpo8Q Sgt out inthg consts￿￿O￿al of the Charity. The Gla￿eSter Distdct NwslNJ Charlty r8seNe 15 m1& LP of $urplus of in¢ixro OV8r expendlture g9llOrted by investrTtents. 15 ENDOWIIENT FUNDS Aat30 Septembor 2022 A#at 1 October 2021 Exp•nd•ble EndoThrt Gloucestsr Rel￿f in Sickness End0￿ment Pèmiangnt EndowTronl GIOU￿ter RelKf in Sickness EndobtrThent Fund Nwses Werare Fund Imeder Rest Home Repair FuTrJ Endowed Land 505.969 183,467 72,246 183,674 1.184,CQC 20B.287 82,144 208.723 1,184,CQ) 2,069,894 2.189 123 EX￿ndabl• EndohMn¢nt An extendable eMlchwnent fund Is a luThJ that must be In￿tsd to prthlwe Incm)e. Cwdkng on the conditions attached lo th8 endowrn8n( Ihe InBtee8 ￿￿1 8 ￿81 rth%Erto caybwt all or part of il into an Ineome fv￿1 whith be An expendablg endowmènt dNf&rs tr￿) an fund in thatlhèts Is no aetud r8quir8m8nl ID spond th principal for the purposes of tl charity un19ss or until the trustees de￿de to. Howaver, inca)ma genorated frorn exwdaS18 an¢S)wmant differont from 1Th)￿ne genera￿1 from t￿man￿ntendo￿n&nt and sI￿ukI bè spent for thg purpose8 of tre charity within a re&4on*)1g of r￿lpL

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE CLOUCESTeR CHARITIES TRUST NOTES TO THE FINANCIAL STATEMENTS {eontlnued> FOR ThE YEAR ENDED 30 SEPTEMBER 2022 ENtxY•YmEI￿ FUNDS leononuod) Permanent EndowTrwnt Permanent end0%￿ne￿I is property ol ts charity land. b￿￿￿¥j8, cash or iiv88tmgntsl Ythi¢h lh9 tN8tees may not 8pend ay if it were irKxYne. 11 must rkmi•Mty. smtyneg to ￿ us•J n fijrfharing th& cknariiys wrws8s, scffletimes lo produc8 ￿ incorne for Ihe dwity. The trt¥t8es fxnnol noftnd￿ ynd peMIar￿ eThJ(Mmenl wthout authority. Thè tanns of the eTryth￿8nt may permit asseis within th8 hJThJ to be sohl and reinve8ted or may providg that 8(wno or 811 of (ho assets e retard IndefiThtety. Purptssgs of èrtdo￿ntfun The GIouc8Ster Relief in S[cr￿Ss Charity If0￿78￿ part of the Ge￿r￿ and WelfaTE Furvjl gnd thè G￿J¢e5ter Rallef ki $￿k￿S9 Endovmient Fund If0m￿rtY 14 CkrernE Street) were a5tabl￿hed to rtlwg C&898 ofper30r￿ in need in the arga Of￿ Cty o[GI¢￿￿Ster￿￿j P¥￿h￿S imndlatsly adloinlng thereto tho are sicx convalescent. disabkd. hanthic or infimi. The Nurses Weware Fund {formoty part of the arKI ￿710[9 Fundl wa$ &sta)w￿￿ to provld& Income for the rellef of nurses who are in need ￿ who are reshlent as above aTh1 of retired nutsès who e in need 8nd were fr)￿n￿rIY emth9d by Glou[t￿ Dlstiicl Nutsing Socw. The￿eel￿ Rest Home Repair FUThjc￿￿bjneS the permanentendowTnenb known asthgWnè8br L8ga(¥ 8nd th$ M&ntanarth. TI￿e werè frJunded by the wll ol vio￿t Eva and ￿rofi￿ted thg prcywty 15, H8athll8 Road, Gkxth8t8r, and a eapital sum kncx>ma ofwhich ts used to be uwj to meet the objeds of Charity. The property was scld durwu 2000 pmcè8ds End¢Aved land is hekl to ge￿ Inv86tsn￿tt ir*xffi 16 UNRESTRICTED FUNDS Invo8lm•nt Propgrty 0thgT 2022 As At 1 Ociober Surpkns for year Revaluation ol invesknents Revaluation ra$&￿ on dispos8ts Nettran3ferto endoyffjd fur41 Nettransferto resirfthd funds 1.246.414 6.245.933 11,(63,743 98.3641 18,546,1 198.364) 1413,2201 (413,220) (290.e561 113,413 29J,658 5,816 {8,1781 119.229 22.188 At 30 S•pt•mbor 6,245.933 11243675 18175923

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D THE GLOIKESTER CHARMES TRUST NOTES TO THE FIKANCIAL STATEMENTS l¢ontlnued) FOR THE YEAR ENDED 30 SEFfEMBER 2022 17 GUARATrrrEES AND OTHER FI4ANCIAL COIWTM Th8 total offfijlura mlnlmum pay￿￿ts 2022 2021 Not latsr than year 31,020 37,312 Latsr than (Th y6ar8rn1 not1otsrth8n fve 29.11S 8Ql,135 60.135 97.447 Thg 4m(NJnt of noTrcarthllth cyeratiig te886 payments recognlgwj as an •yp8nse during the y98r w88 £20,84412tr21- £21.￿271. 18 LEGAL STATUS The Tntst ts g RggiSter8d CharTty 2C151771 u￿r the Charili&s Act 2011 was eonstittrtad by way ofa Scheme ol the Ch￿ty Commi8shThrs dated 4 W 1997. The Tw H al30 a RegistsTBd Swal Landlord Inurnber A021£1 uThJersectknn S oftt HtyJsvLg A¥wati(Mw 1985. 19 UNITING ]XRECTICIN A Unit1￿ Direction w&9 Issul by the charlty t￿[$￿)n ui for Gloucester Distdct NuTsir¥J Charity and thè Gloutsstsr Charitie8 TrusL The effeL* of this UThting Direots"on was that the entib"85 are rggistarod under a cy)mrnon ￿l$trat￿)n numb￿ arKI Irustèas ara r8quirwJ to prepar8 a sirob s8t of fina￿[al Btatsments for tha 8mdgam8tsd tharity. TAXATION The trust i¥ a RgJi5ts￿d Cl• exempt from UK laxa11￿ ￿ its than￿￿6 8Cfvlt￿s, no tax811on thw9fote arises in Te5FeCtol i10￿e. NofrwJusllNG EVENfs AFTER IHE FINANCIAL PERIOD Folowing the yeareThJ, Mill Fam has been sokl for4 lotsl Lw¥thration of £2.873,000.

Docusign EnvÈlope ID." 54BEOB3&A1Atk494GBEF4ABEE800C6C9D