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||||
|---|---|---|
|Other Co−optative Trustees|Mr W T Cade||
||Mrs D M Tingey|(resigned 19 August 2021)|
||Mrs M Chapman||
||Mrs S Tingey|(appointed 19 August 2021)|
|_Nominative_ Trustees|Mr A Johnston||
||Mr A J Lavender||
||Mrs P Taylor||
||Mr H Edwards||
|Clerk to the Trustees|Mrs C Johnson||
|Principal Address|Jones Court||
||Great Whyte||
||Ramsey||
||Huntingdon||
||Cambridgeshire||
||PE26 1HW||
|Principal Bankers|Barclays Bank _plc_||
||Market Hill||
||Huntingdon||
||Cambridgeshire||
|Independent Examiner|J D Cater FCA||
||Whitings LLP||
||Chartered Accountants,|Business Advisers|
||and Registered Auditors||
||108 High Street||
||Ramsey||
||Cambridgeshire||
||PE26 lBS||
|Solicitors|Serjeant & Son||
||3−5 Great Whyte||
||Ramsey||
||Cambridgeshire||
||PE26 1HE||





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|||||**2021**|||**2020**|
|---|---|---|---|---|---|---|---|
||||**Unrestricted**|**Restricted**|**Endowment**|**Total**||
||||**Funds**|**Funds**|**Funds**|**Funds**||
|||||**(Jones Court)**||||
||**Note**|||||||
|**Income and Endowments from:**||||||||
|Charitable activities|**2**||10,575|218,914||229,489|217,064|
|Investments|**3**||18,084|27||18,111|19,454|
|Donations and legacies|**4**||**−**|||5|−|
|**Total Income**|||28,664|218,941||247,605|236,518|
|**Expenditure on:**||||||||
|**Charitable activities:**||||||||
|Costs of activities in furtherance of|the|||||||
|objects of the Charity|**5**||12,170|188,407||200,577|187,800|
|Govemance costs|**6**|**V**|1,682|11,765||13,447|13,314|
|Raising funds|**7**||3,225|||3,225|5,417|
|**Total Expenditure**|||17,077|200,172||217,249|206,531|
|**Net Income before Unrealised Gains**|||11,587|18,769||30,356|29,987|
|Unrealised Gains on||||||||
|Investment Assets|**11**||5,959||26,704|32,663|32,663|
|**Net Income**|||17,546|18,769|26,704|63,019|62,650|
|Transfers between Funds||||||||
|**Net Movement in Funds**|||17,546|18,769|26,704|63,019|62,650|
|**Reconciliation of Funds:**||||||||
|Fund balances brought forward||||||||
|at 1 January 2020|||266,062|372,857|134,721|773,640|773,640|
|**Fund balances carried forward at**||||||||
|**31 December 2021**|||283,608|391,626|161,425|836,659|836,290|





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|||**2021**|**2020**|
|---|---|---|---|
||**Note**|||
|**Fixed Assets**||||
|Tangible Fixed Assets|**10**|335,349|341,810|
|Investments|**11**|506,198|490,121|
|||841,547|831,931|
|**Current Assets**||||
|Debtors & prepayments|**12**|1,698|1,698|
|National Savings Income Bonds||2,000|2,000|
|Cash at Bank and in Hand||335,577|306,945|
|||339,275|310,643|
|Creditors: Amounts falling due||||
|within one year|**13 & 18**|27,258|12,721|
|Net Current **Assets**||312,017|297,922|
|**Total assets less current liabilities**||1,153,564|1,129,853|
|Creditors: Amounts falling due||||
|after more than one year|**14**|(274,193)|(293,563)|
|Net **Assets**|**15**|879,371|836,290|
|**FUNDS**||||
|**Endowment Fund**||188,129|161,425|
|**Restricted Reserves**|**16**|||
|Jones Court Ordinary Fund||52,844|63,199|
|Jones Court Extension Fund||124,138|126,327|
|Jones Court Cyclical Maintenance Fund||239,943|204,905|
|**Unrestricted Reserves**||||
|Relief in Need & Almshouse General Fund||189,733|178,372|
|Almshouse Cyclical Maint. Fund (Desg'd)||29,786|35,221|
|Almshouse Extraordinary Repair Fund (Desg'd)||78,462|66,841|
|||903,035|836,290|





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|||**2021**||**2020**|
|---|---|---|---|---|
||**£**|**£**|**£**|**£**|
||**General**|**Restricted**|**Totals**|**Total**|
||**Fund**|**Fund**|**Funds**|**Funds**|
|Contributions from Tenants|10,575|218,854|229,429|216,896|
|Letting of Guest room||60|60|168|
|Miscellaneous||0|0|0|
||10,575|218,914|229,489|217,064|



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|||**2021**||**2020**|
|---|---|---|---|---|
||**£**|**£**|**£**|**£**|
||**General**|**Restricted**|**Totals**|**Total**|
||**Fund**|**Fund**|**Funds**|**Funds**|
|Endowment land rents|1,870||1,870|2,075|
|Investment property rent|15,275||15,275|14,700|
|Dividends on investments|922||922|904|
|Interest received|17|27|44|1,775|
||18,084|27|18,111|19,454|



## 

|||||**2021**|||**2020,**||
|---|---|---|---|---|---|---|---|---|
|||**£**||**£**|**£**||**£**||
|||**General**||**Restricted**|**Totals**||**Total**||
|||**Fund**||**Fund**|**Funds**||**Funds**||
|Donations|received||5|||5||0|



## 

|||**2021**||**2020**|
|---|---|---|---|---|
||**£**|**£**|**£**|**£**|
||**General**|**Restricted**|**Totals**|**Total**|
||**Fund**|**Fund**|**Funds**|**Funds**|
|Employee costs (note 8)||37,059|37,059|34,780|
|Repairs and Maintenance|4,552|30,558|35,110|29,929|
|Cleaning||4,517|4,517|2,932|
|Insurance|863|5,486|6,349|6,005|
|Cyclical repairs||31,564|31,564|31,694|
|Garden maintenance||8,085|8,085|8,085|
|Heating & lighting||33,361|33,361|24,125|
|Water rates|269|5,157|5,426|5,826|
|Interest on loan from Housing Corporation||17,077|17,077|17,218|
|Bank loan fees & interest|5,103||5,103|5,558|
|Sundry expenses|136|1,838|1,974|7,512|
|Payment re Jones Court|179|0|179|0|
|Proportion of Clerk's remuneration|1,068|5,694|6,762|6,266|
|Depreciation of Jones Court||1,468|1,468|1,327|
|Depreciation of extension to Jones Court||2,189|2,189|2,189|
|Depreciation of fumiture & fittings||4,354|4,354|4,354|
||12,170|188,407|200,577|187,800|





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|||**2021**||**2020**|
|---|---|---|---|---|
||**£**|**£**|**£**|**£**|
||**General**|**Restricted**|**Totals**|**Total**|
||**Fund**|**Fund**|**Funds**|**Funds**|
|Proportion of Clerk's remuneration|1,068|5,694|6,762|6,266|
|Telephone||1,909|1,909|1,757|
|Postage, printing, stationery & adverts||1,023|1,023|1,242|
|Council tax paid on units|47|110|157|949|
|Accountancy & Audit|567|3,029|3,596|3,100|
||1,682|11,765|13,447|13,314|



## 

|**ITURE**|**ON RAI**|**SING FUNDS**|||||
|---|---|---|---|---|---|---|
|||||**2021**||**2020**|
||||**£**|**£**|**£**|**f**|
||||**General**|**Restricted**|**Totals**|**Total**|
||||**Fund**|**Fund**|**Funds**|**Funds**|
|Rental|property|costs|3,225||3,225|5,417|



## 

||**2021**|**2020**|
|---|---|---|
|Salaries and wages|34,830|32,551|
|CRB checks||0|
|National Insurance|1576|1576|
|Pension scheme|653|653|
||37,059|34,780|



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|**10. TANGIBLE FIXED ASSETS**||||
|---|---|---|---|
||**Freehold**|**Fixtures**||
||**Land and**|**and**||
||**Buildings**|**Fittings**|**Total**|
|**Cost**||||
|at 1 January 2021|1,591,646|21,778|1,613,424|
|Additions||666|666|
|Fully depreciated assets written off|||0|
|at 31 December 2021|1,591,646|22,444|1,614,090|
|Less: Housing Association Grant|(1,196,568)||(1,196,568)|
|Net cost at 31 December 2021|395,078|22,444|417,522|
|**Depreciation**||||
|**a l l** January 2021|61,365|13,681|75,046|
|Charge for the year|3,656|3,471|7,127|
|Depreciation written off|||0|
|at 31 December 2021|65,021|17,152|82,173|
|**Net book value**||||
|**at 31 December 2021**|330,057|5,292|335,349|
|a131 December 2020|333,713|8,097|341,810|





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|**11. FIXED ASSET INVESTMENTS**|||
|---|---|---|
||**2021**|**2020**|
|**Listed Investments**|||
|Market value 1 January 2020|||
|COIF −Income shares (Endowment Fund)|31,409|29,521|
|Accumulation Shares (General Fund)|66,842|60,884|
||98,251|90,405|
|Net unrealised investment gains (losses)|16,077|7,846|
|**Market value 31 December 2020**|114,328|98,251|
|**Freehold Investment Property**|||
|House at 99 Great Whyte, Ramsey −at valuation 31 December 2019|160,000|160,000|
|House at 97 Great Whyte, Ramsey −cost 29 October 2018|153,633|153,633|
||313,633|313,633|
|**Tenanted Land held for investment**|||
|Market value 1 January 2020|||
|3.475 acres land, Stocking Fen, Ramsey|10,425|10,425|
|4.104 acres land, Ramsey Forty Foot|12,312|12,312|
|5.500 acres land, Ramsey Forty Foot|16,500|16,500|
|6.000 acres land, The Hollow, Ramsey|39,000|39,000|
||78,237|78,237|
|Net unrealised investment gains (losses)|0|0|
|**Market value 31 December 2020**|78,237|78,237|
||506,198|490,121|
|**12. DEBTORS**|||
||**2021**|**2020**|
|||**£**|
|Amounts due to restricted fund (creditor in the General Fund)|1,697|1,697|
|**13. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**|||
||**2021**|**2020**|
|Trade Creditors & Bank Loans|27,258|12,721|



## 



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||**Tangible**||**Other Net**|**Long Term**||
|---|---|---|---|---|---|
||**Fixed Assets**|**Invsts.**|**Curr. Assets**|**Liabilities**|**Total**|
|**Endowment Fund**|37,000|126,881|2,000||165,881|
|**Restricted Funds**||||||
|Jones Court −General|174,211||42,117|(163,484)|52,844|
|Jones Court −_New_Building|124,138||||124,138|
|Jones Court −CMF|||239,943||239,943|
||335,349|126,881|284,060|(163,484)|582,806|
|**Unrestricted Funds**||379,317|27,957|(110,709)|296,565|
||335,349|506,198|312,017|(274,193)|879,371|



## 

||||||**Transfers**||||
|---|---|---|---|---|---|---|---|---|
||||**Balance**||**between**||**Balance**|**Balance**|
||||**01.01.21**|**Income**|**Funds**|**Expenditure**|**31.12.21**|**31.12.20**|
|Jones|Court|−General|63,198|218,917|(35,014)|(197,983)|49,118|63,198|
|Jones|Court|−New Building|126,327|||(2,189)|124,138|126,327|
|Jones|Court|−CMF|204,905|24|35,014||239,943|204,905|
||||394,430|218,941|−|(200,172)|413,199|394,430|



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