Ford Street & Maynard Almshotsse Charlty
Charity P40. 202643
Reglrtered Housln8 As%xSation No. A3536
Annual Report and Flnanclal Ststements
For the year ended
31 March 2024

Ford Street & Maynard Almshouse Charlty
Year ended 31 March 2024
Contents
Page
Legal and Administrative details
Trustees, Report
Statement of Trustees, Responsibilities
Independent Examinerfs Report
Statement of Financial Actlvities
Balance Sheet
Statement of cash flows
io
Notes to the Accounts
11-18
The followln8 does not fomi part of the finandal Statements
Detailed Profit and Loss Account
19

Ford Street & Maynard Almshouse Charity
Year ended 31 Mawch 2024
Legal and Adminlstratlve detslls
Charlty reglstered number
202643
Houslng Assoclatlon reglstered number
A3536
Prlnclpal Operatlng Address
I Cherry Court, Lamerton, Tavistock. PL19 8fL
Independent Èxamlner
Helen Alcock, Dennathorne Accountancy SeTrll(es. Dennathorne, Down Road
Tavi5tock. PL19 9AG
Bankers
TSB Bank Plc, Bedford Square. Tavistock, PL19 OAG
Trustees
The Trustees who sep4ed durlng the year and since the year end were as follows..
Mr H knith Ichairl
Mr D 8alment
Cllr L Crawford - Tavistock Town Council representstive Iresi8ned May 20231
Mrs J Kilburn
Mrw Lane
Mr A Pitcher
Mrs S Rasdall
Cllr K Royston- Gulworthy Parish Council representatNe
Mr Rsale
Cllr M Ewings-Tavistock Town Council representstive
Mr G Shillabeer
Clerk to the Trustees
Mrs K Woodward

Ford Street & Maynard Almshouse a)arity
Trustees. Report
The Trustees present their annual report together with the financial statements of the charity for the
year ended 31 March 2024 and have gNen ￿Eard to the Charity Commission guidance on public
benefrt as far as permitted by the Trust Deed for the Charty which was sealed on I September 1997
and as amended on 24 O¢tober2019.
Objectlves and Alms:
To provide decent hornes for people in need. Applicants for accommodation must be resident in the
parishes of either Tavistock, Gulworthy, Lamerton. Mary Tavy. Peter Tavy or Whitchurch at the time
of application.
Revlew of the Year.
The Charity has achieved full occupancy through Ihe year with the exception of one month at the
beginnin8 of the year.
There has been conslderable expendlture on malntenance of the properties includin8 paintin8 of the
external woodwork and eradication of mould and damp revealed from the damp and mould survey.
Considerable work was required to bring the void apartment up to standard.
The Welfare Committee have gNen confidential reports at each Trustee meetin8.
All policies were ￿VIeWed and brought up to date where necessary during the year.
Future Strategy
The 10 Year Strategy. The Trustees a￿ looking at a 10 Year Strategy to upgrade the present
accommodation and possible increase in the number of units. Avalon reported on the project and
their ideos have been taken to Pre-Planning, West Devon to gau8e response of Local Planners and
Council. Architects have been interviewed and one selected to work alongside Avalon.
Revlew of Nnanclal Posltlon:
The accounts are prepared on a Cash basis.
Due to the considerably increased expenditure on maiDlenance and expenditure on the 10 Year
Strategy the accounts show a small deficit for the year. There was a considerable increase in in the
value of the investments. The defictt is well cOVe￿d by the reserve5.
The WMC was increased by 7.7% for the year 2023124
The trustees set an investment polic¥ to produ￿ the best financial return within an acceptable level
of risk in order to maintain easily a£￿$Sed reserves to cover the costs of changeover of occupancy of
3 of the flats. The balance of the reserves to be held in medium or long tem investments for
financing unexpected lar8e-scale repairs to the Grade 2 Listed buildings. The Charity rese￿e$ should
be held in cash or near cash investments denominated in sterling. The Charitys cash balance5 will be
deposited with institutions with a minimum rating of A- or invested in 3 dNersified money market
fund. Deposits will be spread by counterparty. subjett to a maximurn exposure of 75% of the total
cash balance ter iDStitution.

Resebves Pol.
The Emergency Repair Fund reserve was maintained at £50.(KX) and the Cydical Maintenance Fund
at £5,2￿ in line with the Almhouse Association policy.
The Safeguarding policy is based on the Almshouse Association advice and reviewed annually.
Safeguarding officers have been appointed.
Structure Govemance and Management:
2 Trustees, one representing Tavistock Town Council and one representin8 Gulworthy Parish Council
are nominated by the respective Counols. The other 8 Trustees a￿ drawn from the local
communlty bringing relevant skills in either Finance, Maintenance or Welfare. A Resident's
representative has been appointed who attends Trustee meetings.
The three sub committees. Flnance. Maintenance and Weffare. work ratbnallslng information to ald
effective decision making.
The Almshouse Assoclatlon 'Standards of Managemeny whlch cover. Governance, Admlnlstration,
Health & Safety, Financial Management, Residents, Land & Buildings policies and procedures are
followed and revIev￿d annually.
Major Rlsks:
The risk summary assessment is revtwed at the quarterly meetings and identtfies the risk likelihood
and rlsk impact in the areas of Governance and Mana8ement, Compliance. Residents and Property.
Admlnlstratlve Infomiatlon
The charity is a member of the Almshouse Association. which Is a natlonal awciation which
provldes support, advlce and guldance on a broad range of general and specific issues, to over 1600
independent Almshouse member charitles that provide around 35,LKKI dwelllngs across the United
Klngdom.
Approved by the Board on 13 August 2024 and signed on tts behalf by
Mr H Smlth
Mr W Lane
Chairman of Trustees
Trustee

Ford Street & Maynard Almshouse Charlty
ststement of Trustee5' Responsibilltles
Year ended 31 March 2024
The trustees are required to prepare financial statements for each financial year. which give a true
and fair view of the state of affairs a￿1 of the surplus or deficit of the charity for that period. In
preparlng those financial 5tstements. the trustees are required to:_
Select sultsble accountin8 policies and then app￿ them consistentty-
Make judgements and estimates that are reasonable and prudent,.
State whether applicable accounting 5tsndards have been followed, subject to any material
departures disclosed and explained in the financial Statements: and
Prepare the financial statements on a going conorn basi5 unless it is inappropriate to
presume that the charity will continue.
The trustees are responsible for keeping proper accounting records. which disclose with reasonable
accuracy at any time the financial position of the charity. They are atso responsible for safeguarding
the assets and liabilities of the charity ond hence for taking reasonable steps for the prevention and
detertlon of fraud and other irregularities.

Ford Street & Maynard Almshouse Charity
Independent Examlnerfs Report to the Tntstees of Ford Street & Maynard Almshouse Charity
Year ended 31 March 2024
Respective responsibillties of trustees and examiner
As the charity's trustees you are responsible for the preparatlon of the accounts,. you consider that
the audit requirement of section 144121 of the Charities Act 2011 (the 2011 Act) does not app￿.
It is my responsibility to:
Examine the accounts under section 145 of the 2011 Act;
To follow the procedures laid down In the General Directions given by the Charity
Commissioner under section 1451Sllbl of the 2011 Act- and
To state whether particular matters have come to my attention.
8as3s of independent examlDerfs report
My examination was carried out in accordance with the General Dlrectlons gfven by the Charltv
Commissioners. An examination includes a review of ihe accountin8 records kept by the charity and
a comparison of the accounts presented with those records. It also includes consideration of anv
unusual items or disclosures in the accounts and seekin8 explanations from you as trustees
concerning such matters. The procedures undertaken do not provide all the evidence that would be
required in an audit, and consequently no opinion is gNen as to whether the accounts present a
"true and fair view" and the report is limited to those matters set out in the statement below.
Independent examlnerfs statement
In connection with rnyexamination. no matter has come to my attention:
l. Which gives me reasonable cause to believe that in any material respect the requirements
a. To keep accounting records In accordance with section 130 of the 2011 Att: and
b. To prepare accounts which accord with the accounting records and to comply with
the accountin8 requlrements of the 2011 Act.
Have not been met- or
2. To which, in my opinion, attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
H FAlcock
Dennathorne Accountancy Services
Dennathorne
Down Road
Tavistock
PL19 9AG
th
13 August 2024

Ford Street & Maynard Almshouse Charity
Statement of Hnanclal Activitles (induding Income & Expenditure Account)
Year ended 31 March 2024
Notes
2024
2023
Income from:
Charitable activities
Investments
other
52.575
671
7.152
60,398
49,124
675
7,152
56,951
Expendlture on:
Charitable activities
177,2021
145.2921
Net gainlllossl on movement of
investments
15.516
{4,0851
Net {deficit)Ilncome and net movement
In fvndsfortheyear
11,288)
7,574
Reconclllatlon of funds
Total funds brought forward
18
306,273
298,699
Total funds carrled foThvard
304.985
306,273
All income and expenditure derNe from continuin8 artivities and are unrestrirted funds.
The statement of financial activities includes all gains and losses recognised durlng the year.
The notes on pages 11 to 18 form part of these financial Statements.

Ford Street & Maynard Almshouse tharity
Balan￿ Sheet
Year ended 31 March 2024
Notes
2024
2023
Flxed a55ets
Tangible assets
Investments
324.438
136,997
461,435
330,652
121,481
452,133
io
Current assets
Debtors
Cash and cash equlvalents
li
1,936
16.334
18,270
(10,2211
983
35,717
Credltors: Amounts falling due within one
year
Net Current Assets
12
110,9091
8.049
25,791
TOTAL ASSETS LESS CURRENT LIABiimES
477,924
CREDITORS: Amounts falling due after
more than one year
13
1164,499)
1171,6511
Total Net Assets
304.985
306,273
CAp￿AL AND RESEIIVES
Unre5trirted funds
General reserves
Desi8nated resep4es
18
18
99.039
205,9é16
101,946
204.327
Total Charlty Funds
306,273
The financial statements were approved and authori5ed for Issue by the Board on 13 Au8USt 2024
and signed on their behalf bv-'
CllrHSmlth
Chair of Trustees
Mr
Lone
Trustee
The notes on pages 11 to 18 form part of these financial ststements.

Ford Street & Maynard Almshouse tharity
ststement of Cash Flows
Year ended ai March 2024
2024
2023
Net cash generated froml(used In)
operatin8 actlvities Isee below)
(20.054)
10,755
Cash flows from Investlng artfvltles
Interest received
DNidend income
Purchase of investments
Net cash flows from Inveslln8 artlvltles
io
665
665
675
671
Net Increasel(decrease) in cash and cash
equivalents
Cash and cash equivalents at l April
Cash and cash equivalents at 31 March
(19,383)
11,430
35,717
16,334
24,287
35,717
2023
Cash flo¥￿ from operatln8 activltles
Surplu5llDeficitl for the year
Adjustments to cash flows from non-cash
items
Depreciation of tangible fixed assets
Financial instrument net {gainslllosses
throu8h profit and10ss
Investment Income
7,574
(7.1521
(1,288)
{7,152)
6,213
(15,516)
6,440
4,085
{6751
10,272
(671
118,414)
Worklng capltal adjustments:
{Increaselldecrease in debtors
Increaselldecreasel in creditors
Net cash generated froml(used in)
operatlng activitles
(953)
(687)
(20,054)
{43}
526
10,755
io

4ts11..
Ford Street & Maynard Almshouse Charity
Notes to the Accounts
Year ended 31 March 2024
i. stst￿ of cl￿rity
The charity is re8lStered with the Charity Commission as a Charty within the meanin8 of the
Charities Art, and as a Re8iStered Social Landlord.
2. Accountinz poliues
Statement of ￿mplIanCe
Ford Street & Maynard Almshouse Charity Meets the definition of a public benefit
entity under FRS 102.
The financial Statements have been prepared in accordance wlth Accounting and
Reporting by Charities: Statement of Recommended Prattice applicable to charities
preparin8 their accounts In accordan￿ with the Financial Reportin8 Standard
applicable in the UK and Republic of Ireland {FRS 1021 (effective l January 20151-
(Charities SORP IFRS 10211. the Financial Reporting Stsndard applicable in the UK and
Republic of Ireland IFRS 1021 and the Housing SORP 2014: Statement of
Recommended Practice for Registered Socia5 Housing Providers and comply with the
Accounting Direction for Private Re8iStered Provlders of Soclal Housin8 2015.
b. Surnmary of slgnlficant accfjuntlng pollcles and key accountln8 estlmatss
The principal accounting policies applied in the preparation of these financh?I
statements are set out below. These policies have been consistently applied to all
the years presented. unless otherwise stated.
Basls of preparatlon
The flnancial statements are prepared on a going concern basis, under the historical
cost convention. as modified by certain assets measured at fair value through the
income statement.
The preparation of financial statements in conformity with FRS 102 required the use
of certain critical accounting estlmates. It also required management to exercise its
judgement in the prO￿$S of applyin8 the charitys accounting policies. The areas
invofving a higher de8ree of judgement or complexity, or areas where assumptions
and estimates are slgnificant to the financial statements are distbsed in note 3.
d. Income
Income 15 derived from one class of business comprising weekly maintenance
contributions reoivable from housing accommodation.
Income is reco8nised on a straight line basis over the period to which it relates. net
of voids.
è. Interest rereivable and other income
Interest re￿Nable is recognised using the effectNe interest rate method.
Other income consists of dividend income. which is recognised when the right to
receNe payment is established, and the release of the social housing association
grant ISHGI. whith is recognised on a systematic basis over the experted life of the
asset.
f. Tangible assets
Tangible assets are ststed at cost less accumulated depreciation and accumulated
impairment losse5. Cost indudes the original purchase price. and costs directly
attributsble to bringing the asset to its working condition for its intended use.
li

Ford Street & Maynard Almshouse tharity
Note5 to the Accounts- continued
Year ended 31 March 2024
Land and buildin85
Land and buildings includes freehold residential properties. Land and buildings are
stated at cost. less accumulated depreciation and impairment losses.
i. Cost includes. irrespectNe of the source of finance, costs of acquisition,
development expenditure. interest on mortgage and other loan financing up
to the appropriate relevant date Isee below).
ii. Interest on mortgage or other loans financin8 development is capitalised up
,to the relevant date of the interim SHG applicationlsee note 2 jl. Interest on
advances after the interim SHG application is capitalised up to the relevant
date of the final SHG application. 80th interim and final relevant dates are
determined in accordan￿ with the Homes and Community Agency circulars
as issued from time to time. Interest not capitalised at elther the interim or
final relevant dates is charged to the Income and expenditure account.
iii. All invoices and architecys certificates relating to capitsl expenditure are
included in the financial ststements at net value after ￿tentIOnS provided
that the dates of issue or valuation are prior to the year end.
Flxtures and equlpment
Fixtures and equipment are ststed at cost less accumulated dep￿CIatIOn and
accumulated impairment bsses.
Oepreciation
Depreciation is charged so as to write off the cost of assets less residual value, other
than land, over their estimated useful lives. a5 follows:
Asset class:
Depreciation method and rate..
Land and buildings
2% straight line Ibuildings only)
Fixtures, ffttlngs and equipment25% reducing balance
Investments
Fixed asset investments are included in the financial statements at market value at
the balance sheet date. The surplus or deficit on revaluation is transferred to the
statement of incorne.
h. Impalrment of fixed assets
Every year a review of fixed assets is carried out to ensure that their value as shown
in the balance sheet is a fair value. which is deemed to be the lower of cost or value
in use.
Cash and cash equivalents
Cash and cash equivalent5 comprise cash in hand. deposits held with banks, and
other short-temi highly liquid investments that are readily convertible to a known
amount of cash and are subject to an insignificant risk of change in value.
12

Ford Street & Maynard Almshouse tharlty
Notes to the Accounts- continued
Yearended 31 March 2024
Sodal Houslng Grants (SHG)
SHGS are made by the Homes and Communities 4gency {HCAI and are utilised to
reduce the amount ofmortgage loans approved for SHG to the amount whlch it is
estimated can be serviced by the net annual income of the scheme. The amount of
SHG is calculated on the qualifyin8 Costs of the Scheme in accordance with
Instructions Issued from time to time by the Housing Corporation. The grants are
made direct to the lending aUth)rity and are reflected in the societ(s financial
statement onty when made and the relevant mortgage loan is reduced.
The grant is recognised in income over the experted useful life of the houslng
property structure under the accruals model.
k. Flnanclal Instruments
The charity has chosen to adopt sections 11 and 12 of FRS 102 In ￿SpeCt of financial
instruments.
Flnanclal assets
Basic financial assets. including trade and other debtors, cash and bank balances, are
Inltialty ￿cognIsed at transactlon prlce, unless the arrangement constitutes a
financing transaction, Whe￿ the transattion Is measured at present value of the
future recelpts discounted at a market rate of interest.
Such assets are subsequentty carried at amortised cost using the effective interest
method.
At the end of each reporting period financial assets a￿ assessed to ensure that they
reflect a fair value. Fair value is assessed to be cost or value in use. Any reduction in
value is recognised through the income statement.
Other financial assets. including investments in equity instruments. which are not
subsidiaries. associates orjoint ventures, are Initialty measured at fair value. which is
normalw the transaction pri￿.
Such assets are subsequently carried at fair value and the changes in fair value are
recognlsed In the income statement, except that investments in equity instruments
that a￿ not publicly traded and whose fair values cannot be measured reliably a
measured at cost less impairment.
Financial assets ore no longer recognised when {al the contractual rights to the cash
flows from the asset expire or are settled, or Ibl substantially all the risks and
rewards of the ownership of the asset are transferred to another party.
Financial Ilabilities
Basic financial liabilities. including trade and other creditors. are initlally recognised
at transaction price, unless the arrangement constitutes a financing transaction,
where the debt instrument is measured at present value of the fLrture payments
discounted at the market rate of interest.
Debt instruments are subsequently (3rried at amortised cost. using the effective
interest rate method.
Accounts payable are classified as current liabilitie5 rf payment 15 due within one
year or less. If not, they are presented as non-current liabilities.
13

Ford Street & Maynard Almshouse Charlty
Notes to the Accounts- continued
Year ended 31 March 2024
Financial liabilities a￿ derecognised when the liability is extinguished. that is when
the contractual obligation is discharged, cancelled or expires.
ReseThes
Reserves have been split by the Trustee5 between a number of designated reserves
and the general reserve. These reserves are as follows..
General re5er¥e
Thi5 reserve is available for use at the discretion of the Trustees in furtherance of
the general objectives of the charity and which have not been desi8nated for other
purposes.
Cycllcal malntenance reseThe
The reserve is Set aside out of general reserve to meet the charity's obligation to
provide, on a continuln8 basis. for the repalrs and maintenance of it5 property based
on a planned cyclical maintenance programme.
Emergency repair fund
This reserve is set aside out of the 8eneral reserve to fund any large emergency
repair costs.
Capitsl reserve
This reserve represents the property elernent of net assets, which the Trustees
believe is not to be part of the funds available for the management of the charity. An
amount is released to general funds each year to cover the deprecation charge and
release of the SHG deferred income.
3. Crltlcal accountlng ludgements and esllmat60Tr uncertalnty
Estimates and judgements are continually evaluated and are based on hlstorical experlence
and other factors, including expectations of future events that are believed to be reasonable
under the circumstances.
CritKal accountlng estlmates and assumptlons
The charity makes estimates and assumptions conceming the future. The resulting
accounting estimates will. by definition. seldom equal the related actual results. The
estimates and assumption5 that have 3 significant risk of causing a material adjustment to
the carrying amounts of assets and liabilities within the next financial year are addressed
below.
Useful economic lives of tangible assets
The annual depreciation charge for tangible assets is sensitive to the changes in the
estimated useful economic lives and residual values of the assets. The useful economic lives
and residual values are re-a55essed annually. They are amended when ne￿SSary to reflect
current estimates, based on technological advancement. future investments, economic
utilisation and the physical condition of the assets.
14

Ford Street & Maynard Almshouse Charlty
Notes to the ￿coUnts- continued
Year ended 31 March Z024
4. Charitable artivities Income
2024
2023
Weekty maintenance contributions
Voids
52.920
13451
52,575
49,352
12281
49,124
5. Income from Investments
2024
2023
Inte￿$t on bank deposits
CCLA dividendlinterest income
io
665
675
665
6. Other Inc(xne
2024
2023
Soclal Houslng grant released
7,152
7,152
7. Analysls of expendlture on dlrert charltable actlvltles
2024
2023
Dlrert costs
Administrative costs
50,729
23,473
77,202
31,301
13,991
45,292
Included within the above costs a￿ the following
governance costs:
2024
2023
Accountancy and independent examination
Clerk
750
6.716
7,466
750
6,271
7.021
Trustees, ￿mUneratIon
Trustees of an Almshouse Charity are considered to hold the offi
as a Director and accordingly their employments are subject to
disclosure in the financial statements. No emolument5 were paid
to the Trustees during the year12023: £nil}.
During the year no trustees were reimbursed for expenses12023:
£nill
15

Ford Street & Maynard Almshouse Charity
Notes to the kcounts- contlnued
Year ended 31 March 2024
8. Net income forthe year
Is stated after charging:
2024
2023
Depreciatlon of tangible fixed assets
Independent examinerfs remuneration- current
examiner
6.213
750
6,440
750
7,190
9. Tangible flxed assets
Land and
bulldlng
Flrtures and
Flttlnzs
Total
Cost
At l April 2023 and 31 March 2024
464,582
66.216
530.798
Accumulated depreciation
At l April 2023
Depreciation charge for year
At 31 March 2024
136,652
5,533
142,185
63A94
2￿,146
6,213
206,359
64,174
Net Book Value5
At 31 March 2024
At 31 March 2023
322.397
327,930
2,042
2,722
324,439
330,652
10. Investments
Listed
investments
T¢>tsl
At l April 2023
Additions
Revaluation
121,481
121,481
15,516
136,997
15,156
136,997
11. Debtors
2024
2023
Other debtors
Prepayrnents
953
983
983
1,936
983
16

Ford Street & Maynard Almshouse Charity
Notes to the Accounts- Continued
Year ended 31 Mawrh 2024
12. Credltors: Amounts tJlling due within one year
2024
2023
Maintenance fees recelved in advan
Accruals
Defer￿d income
2,019
1,050
7,152
10,221
2.707
1,050
7,152
10,909
13. Credltors: Amounts falllng due after more than one year
2024
2023
Deferred income
164,499
164.499
171,651
171,651
14. Deferred income
Deferred income consists of a Social Housing Grant which was used to purchase the
properties. This grant is released in Ilne wlth the property depreciation Method.
2024
2023
Balance as at l April 2023
Amount released in the year
Balance as at 31 March 2024
178,803
7,1521
171,651
185,955
17,1521
178.803
IS. Tax status
The charitv is exempt from taxation on any surplus arisin8 provided that it is used for
charitable purposes.
16. Contingent Ilabllities
In certain circumstances Social Housing Grants would become repayable, maxlmum
exposu￿ is £321,84412023= £321,8441.
17. Related party tran5artions
There were no related party tronsactions during the year {2023- £nill.
17

Ford Street & Maynard Almshouse tharity
Notes to the Accounts. contlnued
Year ended 31 March 2024
18. Re￿rVeS
Cyclical
malntenance
Emergency
Capital
repalr fund reseThe
Unre5trirted
general
Total
At l Aprll 2022
Surplus for year
Rounding
Depreciation
Release of SHG deferred
income
Transfers between funds
At l April 2023
Deficit for year
Roundin8
Depreciation
Release of SHG deferred
income
At 31 March 2024
5.2
50,LMXI
147,508
95,991
7,574
298,699
7,574
15,5331
7.152
5,533
17,152
149.127
{1,288)
{1,2881
(5,533)
7,152
5,533
17,152)
5,21N)
50,1
150,746
99,039
305,985
18

Ford Street & Maynard Almshouse Charity
Detailed Profit and Loss Ac(ount
Year ended 31 March 2024
2024
2023
Income
Weekly maintenance contributions
Interest ￿(eIved
Dividend income
Release of social housing grant
52.575
49,124
io
665
7,152
56.951
665
7.152
60,398
Expenditure
Property costs
Heating and lighting
Insurance
Repairs and renewals
Cleanlng
Depreciation of buildlngs
149
ZAOS
41.922
720
5,533
50,729
153
2,049
22,966
600
5,533
31,301
Admlnlstratlve expenses
Clerk
Clerys expenses
Television licence
Sundry expenses
Accountancy
Other professional fees
Gardener
Advertisin8
Almshouse Association subscription
24 hour alarni
Depreciation of sundry equipment
6,716
430
23
158
750
14.643
1,389
6,271
420
27
109
750
2,395
1,440
476
1208
589
1,083
907
13,991
26,473
Total Expendltu
Movement in fair value of investments
177,202}
15,516
145,2921
14,0851
Surplusl(Deficit) for the year
11,288)
7,574
19