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2021-12-31-accounts

REGISTERED CHARITY NUMBER: 202033

Report of the Trustees and Financial Statements for the Year Ended 31st December 2021

for

Queen Elizabeth Almshouses Trading as Six Masters' Charities

The Richards Sandy Partnership Thorneloe House 25 Barbourne Road Worcester Worcestershire WR1 1RU

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Contents of the Financial Statements for the Year Ended 31st December 2021

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 13
Detailed Statement of Financial Activities 14

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Report of the Trustees for the Year Ended 31st December 2021

The trustees present their report with the financial statements of the charity for the year ended 31st December 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The principal objective of the charity is to provide accommodation for the poor persons who are inhabitants of the City of Worcester. Two blocks of Almshouses, known as Queen Elizabeth Almshouses of The Tything, Worcester and Leas Almshouses of Infirmary Walk, Worcester are in the long standing ownership of the Charity.

Potential residents of Queen Elizabeth's Almshouse Charity must be existing residents of the City of Worcester. Potential residents of Leas Almshouses must be over the age of 60 with preference given to women. Maintenance contributions are charged by the trustees on the residents. The trustees are obliged to repair and insure the properties and establish and maintain an Extraordinary Repair Fund.

Any surplus income after payment of the costs of the above and of appropriate administration and management charges is to be applied for the benefit of the residents in the Almshouses of the Charity and, subject thereto, for the relief in need for charitable purposes for the general benefit of persons resident in or resorting to the City of Worcester who are in conditions of need, hardship or distress and for relief of the aged and impotent, for improved conditions of life and for the advancement of education for the inhabitants of Worcester.

Public benefit

The trustees confirm that they complied with the duty in section 17(5) of the Charities Act 2011 to have due regard to guidance published by the Charity Commission on public benefit when reviewing the charity's aims and objectives and in planning future activities.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The charity operates both Queen Elizabeth's Almshouses and Lea's Almshouses almshouses, both of which are located in Worcester.

Alongside these almshouses, the charity generates funds to support disadvantaged people in the Worcester area.

FINANCIAL REVIEW

Financial position

Incoming resources for the year consisted of maintenance charges from residents and investment income. These amounted to £109,509 (2020 - £127,475) in total.

Direct charitable expenditure consisted mainly of building repairs and charitable grants. This amounted to £87,867 (2020 - £84,137).

Following a change in how the listed investments held by the endowment fund are managed, the charity incurred investment management fees of £3,447 (2020 - £nil), paid out of realised gains from the sale of listed investments.

Net unrestricted income amounted to £21,642 (2020 - £43,338). After transferring £45,000 (2020 - £2,000) from total unrestricted funds to the extraordinary repair restricted fund, including £30,000 (2020 - £nil) from the designated repair fund, total unrestricted funds held at the year end was £88,842 (2020 - £112,200).

The needs of the residents have been monitored by the trustees on a regular basis. The trustees will continue to seek to improve the quality of life of the residents in the Almshouses and support those individuals and charities, providing support to the people of Worcester.

Investment policy and objectives

The investment powers of the charity are governed by the Trustee Act 2000.

The trustees seek to maximise long term income without exposing capital to undue risk and the majority of the investment shall be in UK Gilts and Equities.

Page 1

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Report of the Trustees for the Year Ended 31st December 2021

FINANCIAL REVIEW (continued)

Reserves policy

At the year end the charity had funds as follows:

General unrestricted funds
Designated repair fund
Extraordinary repair fund
Endowment funds - capital held in buildings and investments
2021
£
88,842
-
81,534
1,750,842
1,921,218
2020
£
82,200
30,000
36,534
1,601,767
1,750,501

The Trustees aim to hold general unrestricted funds (excluding the designated repair fund) at a level approximately equivalent of one year's running costs for the provision of accommodation, in order to safeguard its activities against either unforeseen additional costs or a sudden drop in income.

At the year end the level of free reserves was approximately equivalent of two year's accommodation running costs. The trustees intend to distribute the surplus funds held to various local charities within the next financial year.

The purpose of endowment fund, restricted funds and designated funds can be found in the notes to the accounts.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

The full name of the charity is Queen Elizabeth Almshouses, registered under number 202033, and has a working name of Six Masters' Charities. The charity is governed by 1843 Royal Charter as amended by supplemental order of 11 February 1983, together with scheme of 10 November 1982 and constitutes an unincorporated charity.

On 22 January 1999, the Charity Commission, by direction under Section 96(6) of the Charities Act 1993, permitted Leas Almshouses, a charity constituted on 20 July 1977, with a registered number of 202035 to be registered under the same number as Queen Elizabeth Almshouses.

Recruitment and appointment of new trustees

The Board of Trustees appoint new trustees when positions become vacant.

Decision making

Decisions are made by the trustees in general meeting and execution of those decisions is delegated to the Clerk.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed, with particular attention to residents' health and safety, and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

202033

Principal address

c/o Hallmark Whatley Hulme 16 The Tything Worcester WR1 1HD

Trustees

I L Carmichael Dr R Ingles I J C Smith W B Stallard D Sutcliffe V Wiltshire

Page 2

Qu••n Ellzabèth Almshous•$ TTding as Six Masters. Charltl•s Rèport ofth• Trusts•s forthe Year End•d 31st Décèmbèr 2021 REFERENCE AND ADMINISTRATIVE D￿AlL8 {contlnued) Independent Examlner Robert Richards FCA CTA FCCA . The Rithards Sandy Partnership Thomeloe Housg 25 8Brl)ouma Road Worcèstér orc&sternhl WR1 1RU Chr Andrew Duncan 15 & 16TheTything Worcester WR1 1HD Investment Manag•rs EFG Harris Ald8y 33 Great Charles Streèt Birniingham B3 &IN Approved ty Order of Ihe boord of trust8•s on ....................................... . and sgn8d on its b8haW by.. W g StallaTd- Tru8teg

Ind•p•nd•nt Examin#fs R8POrt to the Tru•t••s of Queen Ell2ab•lh Almshous•$ IndÈp•ndènt èxaminè￿$ rèport to the trustees of Qu••n Ellzab•th ￿M$hOuse$ I raport to thé ¢harity trustees on my examination of the 8ccouiils of aueen Eltsabeth Alm8hou8es {the Trust) forth• yéar èrtd8d 31st December 2021. R•sponslbllitiè$ and b￿1 of r•port As thè chartty frust¢8s of the Trvst you are responsibla frm th• prèparation ol tho a￿ounts in accordance vhth Ihe requirements ofthe Charities Act 2011 Ilh9 Acr). I report in ￿SpeCt of my examinatlon of thè TnJsV$ aco)unts carried out under SOCtk￿ 145 of tho Ad ar￿ in ca￿￿'ng out my axamin8tKTrn I have followed all epplicatle Dlrectiong by the Charity Commission under seGt1C￿ 14515llbl of lh• .Ind•pond•nt •xxmlngrf8 sternont I havg completed my 8xamin8tion. I confirm Ihat no mataria m8tt8r5 havg ¢x)mg lo my attention in corinecticffl wlth the ° examtnation gwin9 ma cgu89 to believe that in any material reSp￿t. accounting records were not kèpt In rèspÉd of the TnL4t as requir&J by soction 130 of th• Ad" or the Occ￿nts do nolsttord wilh those records,. or the acC￿nts ao nol coEnply wilh the appli￿ble requlrements conceming thè fom) ond ¢ontonl of acwunts set out in the Charities {Accounts Rèports) Rggulathons 2008 otherlhan any requirem￿tthat the aixounts give a tNe nd fair view which Is not a m8tt8r con$d¥￿￿ as part L)f an Independent Bxamination. I have no wncoms and have com8 ocross no other mattèrs in ¢Cmn$ctiC￿ with th8 examination to vthich att8nlon should drawn in this report in Order tg enat49 a propgr understandlng of th6 accwnts to t¢ rgaGhed. Robert Ri¢har<ls FCA CTA FCCA Tho ￿chardS Sandy Partnership Thorndo8 House 25 88rboumg Road Wnreester Worcestershire WR1 1RU

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Statement of Financial Activities for the Year Ended 31st December 2021

Notes
INCOME AND ENDOWMENTS FROM
Charitable activities
3
Provision of accommodation
Investment income
2
Total
EXPENDITURE ON
Raising funds
Investment management costs
4
Charitable activities
5
Provision of accommodation
Relief of poverty and hardship
and general benefit of the
inhabitants of Worcester
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
Transfers between funds
16
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds

£
68,110
41,399
109,509
-
-
47,867
40,000
87,867
-
21,642
(45,000)
(23,358)
112,200
88,842
Restricted
funds
£
-
-
-
-
-
-
-
-
-
-
45,000
45,000
36,534
81,534
Endowment
funds
£
-
-
-
3,447
3,447
-
-
3,447
152,522
149,075
-
149,075
1,601,767
1,750,842
2021
Total
funds
£
68,110
41,399
109,509
3,447
3,447
47,867
40,000
91,314
152,522
170,717
-
170,717
1,750,501
1,921,218
2020
Total
funds
£
61,375
66,100
127,475
-
-
43,637
40,500
84,137
(122,511)
(79,173)
-
(79,173)
1,829,674
1,750,501

The notes form part of these financial statements

Page 5

Quo•n Ellzaboth Almshou6•S Trading ￿ Six M￿tern. Charfll•s Balance Sh•ot 31st Decemb•r 2021 2021 Total funds 2020 Total funds Unrestricted Restricted lund ftjnds Endowment funds Notes FIXED ASSETS Tangible 858ets Investfftents 12 13 500.000 soo.000 1 246 596 500.000 1 101767 1,748,596 1,746.596 1.601.767 CURRENT ASSETS ' Debtors Cash at bank 14 3.012 112.315 3.012 198.095 48,941 110.Jf74 4.246 115.327 81.534 4,248 201,107 159,515 CREDITORS Amounts falling du8 Within or ye8r 15 (26A85} 126N85) 110.7811 NET CURRE￿ ￿SET8 81534 ￿246 148.734 TOTAL ASSETS LESS CURRENT LIA8ILThIES 88.842 81,534 1,750.842 1,921.218 1,750.501 NET ASSETS 1750 842 1 921218 1750 501 FUNDS Unreslriclod funds.. Gener81 unrestricted fund Deslgnoted r6paSr fvnd 16 88,842 82,200 88.8Q 112.200 RÈgtrtct8d fiJnd$'. Extraordinary rgpair fvnd Endowm•nt funds.. Capitsl held In buildlngs and Investsnants 81,534 36.534 1.750 1 601767 TOTAL FUNDS 1.921218 Thefinandal statèmèntswerè Èpproved by the Board ofTrustees and authorfsed for issuè on ..... ond were signad on tts kxh8W by. W B Stallard- Trustge

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Notes to the Financial Statements for the Year Ended 31st December 2021

1. ACCOUNTING POLICIES

BASIS OF PREPARING THE FINANCIAL STATEMENTS

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

These financial statements are prepared in Sterling, which is the functional currency of the charity. All monetary amounts are rounded to the nearest £1.

INCOME

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Maintenance charges received from residents of the almshouses is recognised in line with the periods to which it relates.

Listed investment income is recognised in the income statement when they are declared.

EXPENDITURE

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants payable are charged to expenditure when the offer is conveyed to the recipient, unless the offer is conditional in which case such grants are charged to expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

TANGIBLE FIXED ASSETS - FREEHOLD PROPERTY

Freehold property relates to almshouses held primarily for the provision of social benefits in accordance with the objectives of the charity.

Freehold property is measured at cost less any provisions for depreciation or impairment.

On first time adoption of FRS 102 and Charities SORP (FRS 102) the charity applied the first time adoption exemption to measure freehold property using a past valuation as deemed cost. The past valuation was performed by the trustees when the freehold property was first brought into the accounts on 1 January 2002 following a previous change in accounting standard applied.

The trustees consider that the freehold land has an indefinitely long useful life and that a provision for depreciation therefore is not appropriate. The freehold buildings are subject to a programme of repairs designed to maintain these assets to a high standard. Accordingly, the trustees consider that the lives of these assets are so long and the residual values are so high that any depreciation would not be material.

TAXATION

The charity is exempt from tax on its charitable activities.

FUND ACCOUNTING

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

The Endowment funds creates income which is used for the charities unrestricted activities.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Page 7

continued...

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

1. ACCOUNTING POLICIES - continued

FINANCIAL INSTRUMENTS

The charity has elected to apply the provisions of Section 11' Basic Financial Instruments' and Section 12 'Other Financial Instruments Issues' of FRS 102 to all of its financial instruments.

Financial instruments are recognised when the charity becomes party to contractual provisions of the instrument.

Financial assets are offset, with the net amounts presented in the accounts where there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic Financial Assets

Basic financial assets, which include trade and other receivables and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Basic Financial Liabilities

Basic financial liabilities, including trade and other payables, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of future receipts, discounted at a market rate of interest. Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade payables are obligations to pay for goods or services that have been acquired in the ordinary course of the operations from suppliers. Accounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade payables are recognised initially at transaction cost.

LISTED INVESTMENTS

Listed investments are stated in the financial statements at their open market value at the balance sheet date. Unrealised and realised gains and losses are included in the Statement of Financial Activities.

2. INVESTMENT INCOME

Listed investment income
Bank interest
3.
INCOME FROM CHARITABLE ACTIVITIES
Maintenance charges
4.
INVESTMENT MANAGEMENT COSTS
Investment manager fees
2021
£
41,386
13
41,399
2021
£
68,110
2021
£
3,447
2020
£
66,068
32
66,100
2020
£
61,375
2020
£
-

Page 8

continued...

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

5. CHARITABLE ACTIVITIES COSTS

5.
CHARITABLE ACTIVITIES COSTS
5.
CHARITABLE ACTIVITIES COSTS
Grant
Direct
funding of
Support
costs (see
activities
costs (see
note 6)
(see note 7)
note 8)
£
£
£
Provision of accommodation
30,085
-
17,782
Relief of poverty and hardship and
general benefit of the inhabitants of
Worcester
-
40,000
-
30,085
40,000
17,782
6.
DIRECT COSTS OF CHARITABLE ACTIVITIES
2021
£
Council tax and water
3,108
Insurance
2,705
Light and heat
15,352
Cleaning
1,526
Postage and stationery
110
Gifts to residents
1,050
Building repairs and modernisation
5,894
TV licence
83
Subscriptions
236
Website
21
30,085
7.
GRANTS PAYABLE
2021
£
Relief of poverty and hardship and general benefit of the inhabitants of
Worcester
40,000
The total grants paid to institutions during the year was as follows:
2021
£
Acorns Children's Hospice Trust
7,500
The Armchair Trust
2,000
Fort Royal Community Primary School
2,000
Hereford & Worcester Army Cadet Force Charitable Trust
1,000
Maggs Day Centre
3,000
Museum of Royal Worcester (The Dyson Perrins Museum Trust)
2,000
The Myriad Centre Limited
2,000
Onside Independent Advocacy
2,000
Perdiswell Young People's Leisure Centre
2,000
St Paul's Hostel
3,000
St Richards Hospice Foundation
7,500
Sight Concern (Worcester Association For The Blind)
1,000
Worcester Food Bank (P.C.C. Of The Ecclesiastical Parish Of St Nicholas &
All Saint's Worcester)
5,000
40,000
Totals
£
47,867
40,000
87,867
2020
£
4,491
2,575
11,700
2,060
277
975
3,722
60
236
320
26,416
2020
£
40,500
2020
£
7,000
2,500
4,000
1,000
3,000
-
2,000
1,000
2,000
3,000
7,000
2,000
6,000
40,500
2021
£
40,000
2021
£
7,500
2,000
2,000
1,000
3,000
2,000
2,000
2,000
2,000
3,000
7,500
1,000
5,000
40,000

Page 9

continued...

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

8. SUPPORT COSTS

Support costs, included in the above, are as follows:

Bank charges
Independent examiner fees - independent exam
Independent examiner fees - other services
Clerk's fees
2021
£
220
1,542
420
15,600
17,782
2020
£
151
1,470
-
15,600
17,221

9. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31st December 2021 nor for the year ended 31st December 2020.

TRUSTEES' EXPENSES

There were no trustees' expenses paid for the year ended 31st December 2021 nor for the year ended 31st December 2020.

10. STAFF COSTS

There were no staff employed in either the current or prior year.

11. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Charitable activities
Provision of accommodation
Investment income
Total
EXPENDITURE ON
Charitable activities
Provision of accommodation
Relief of poverty and hardship and general
benefit of the inhabitants of Worcester
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
Transfers between funds
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
£
61,375
66,100
127,475
43,637
40,500
84,137
-
43,338
(2,000)
41,338
70,862
112,200
Restricted
funds
£
-
-
-
-
-
-
-
-
2,000
2,000
34,534
36,534
Endowment
funds
£
-
-
-
-
-
-
(122,511)
(122,511)
-
(122,511)
1,724,278
1,601,767
Total
funds
£
61,375
66,100
127,475
43,637
40,500
84,137
(122,511)
(79,173)
-
(79,173)
1,829,674
1,750,501

Page 10

continued...

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Notes to the Financial Statements - continued

for the Year Ended 31st December 2021

12. TANGIBLE FIXED ASSETS

COST
At 1st January 2021 and
31st December 2021
NET BOOK VALUE
At 31st December 2021
At 31st December 2020
Freehold
property
£
500,000
500,000
500,000

The freehold property was brought into the accounts on 1 January 2002 using a valuation made by the trustees as its deemed historical cost.

13. FIXED ASSET INVESTMENTS

MARKET VALUE
At 1st January 2021
Additions
Disposals
Revaluations
At 31st December 2021
NET BOOK VALUE
At 31st December 2021
At 31st December 2020
Listed
investments
£
1,101,767
835,548
(843,241)
152,522
1,246,596
1,246,596
1,101,767

14. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Maintenance charge debtors
Accrued income
Prepayments
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Grants payable
Receipts in advance
Accrued expenses
2021
£
1,569
-
1,443
3,012
2021
£
20,000
1,394
5,091
26,485
2020
£
1,687
45,828
1,426
48,941
2020
£
7,000
600
3,181
10,781

15. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Receipts in advance relates to maintenance charges received from residents of the almshouses in advance of the period to which they relate.

Page 11

continued...

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

16. MOVEMENT IN FUNDS

Unrestricted funds
General unrestricted fund
Designated repair fund
Restricted funds
Extraordinary repair fund
Endowment funds
Capital held in buildings and investments
TOTAL FUNDS
Net movement in funds, included in the above ar
Unrestricted funds
General unrestricted fund
Endowment funds
Capital held in buildings and investments
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General unrestricted fund
Designated repair fund
Restricted funds
Extraordinary repair fund
Endowment funds
Capital held in buildings and investments
TOTAL FUNDS
At 1.1.21
£
82,200
30,000
112,200
36,534
1,601,767
1,750,501
Net
movement
in funds
£
21,642
-
21,642
-
149,075
170,717
Transfers
between
funds
£
(15,000)
(30,000)
(45,000)
45,000
-
-
At
31.12.21
£
88,842
-
88,842
81,534
1,750,842
1,921,218
Movement
in funds
£
21,642
149,075
170,717
At
31.12.20
£
82,200
30,000
112,200
36,534
1,601,767
1,750,501
e a Resources
expended
£
(87,867)
(3,447)
(91,314)
Net
movement
in funds
£
43,338
-
43,338
-
(122,511)
(79,173)
Gains and
losses
£
-
152,522
152,522
Transfers
between
funds
£
28,000
(30,000)
(2,000)
2,000
-
-

Page 12

continued...

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Notes to the Financial Statements - continued for the Year Ended 31st December 2021

16. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General unrestricted fund
Endowment funds
Capital held in buildings and investments
TOTAL FUNDS
Incoming
resources
£
127,475
-
127,475
Resources
expended
£
(84,137)
-
(84,137)
Gains and
Movement
losses
in funds
£
£
-
43,338
(122,511)
(122,511)
(122,511)
(79,173)

PURPOSE OF EACH FUND

The unrestricted general funds are used for the day to day running of the charity and the provision of grants in accordance with the trust deed. The balance represents accumulated funds available for future expenditure.

The designated repair fund represents funds designated to provide for future repairs to the charity's almshouses. The charity holds residential freehold properties that require regular improvements and renovations every few years.

The restricted extraordinary repair funds are a requirement of the charity's governing document for the purpose of providing for the extraordinary repair, improvement or rebuilding of the almshouses belonging to the charity. Transfers are made into the extraordinary repair funds each year, which is a requirement of the trust deed.

The endowment funds arose on the formation of the charity. The purpose of the endowment funds is to provide income to achieve the general objectives of the charity. The capital of the endowment cannot be expended.

TRANSFERS BETWEEN FUNDS

The trust deed requires that a transfer is made into the extraordinary repair fund each year from unrestricted funds of at least £780. This year an amount of £15,000 has been transferred into the extraordinary repair fund.

£30,000 previously held in the designated repair fund has also been transferred to the extraordinary repair fund.

17. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st December 2021.

This page does not form part of the statutory financial statements

Page 13

Queen Elizabeth Almshouses Trading as Six Masters' Charities

Detailed Statement of Financial Activities for the Year Ended 31st December 2021

INCOME
Investment income
Listed investment income
Bank interest
Charitable activities
Maintenance charges
Total incoming resources
EXPENDITURE
Investment management costs
Investment manager fees
Charitable activities
Council tax and water
Insurance
Light and heat
Cleaning
Postage and stationery
Gifts to residents
Building repairs and modernisation
TV licence
Subscriptions
Website
Grants to institutions
Support costs
Bank charges
Independent examiner fees - independent exam
Independent examiner fees - other services
Clerk's fees
Total resources expended
Net income
2021
£
41,386
13
41,399
68,110
109,509
3,447
3,447
3,108
2,705
15,352
1,526
110
1,050
5,894
83
236
21
40,000
70,085
220
1,542
420
15,600
17,562
91,314
18,195
2020
£
66,068
32
66,100
61,375
127,475
-
-
4,491
2,575
11,700
2,060
277
975
3,722
60
236
320
40,500
66,916
151
1,470
-
15,600
17,070
84,137
43,338

This page does not form part of the statutory financial statements

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