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2021-04-05-accounts

S C & M E Morland's Charitable Trust Charity Registration No. 201645

Trustees' report and accounts For the year ended 5 April 2021

S C & M E Morland's Charitable Trust

Contents

Page
Legal and administrative information 1
Trustees' report 2 - 3
Statement of trustees' responsibilities 4
Accountants' report 5
Independent examiner's report 6
Statement of financial activities 7
Balance sheet 8
Cash flow statement 9
Notes to the accounts 10 - 12

S C & M E Morland's Charitable Trust

Legal and administrative information

Trustees David Boyd
Victoria Morland
Rebecca Morland
Rachel Boyd
Date of settlement 18 April 1957
Charity number 201645
Principal address 14 Fairmont Terrace
Sherborne
Dorset
DT9 3JS
Accountants Smith & Williamson LLP
Portwall Place
Portwall Lane
Bristol
BS1 6NA
Independent examiner Philip Evans FCA
PJE Chartered Accountants
2 Oakfield Road
Clifton
Bristol
BS8 2AL
Bankers CAF Bank Ltd
25 Kings Hill Avenue
West Malling
Kent
ME19 4JQ
Investment advisors Smith & Williamson Investment Management Limited
25 Moorgate
London
EC2R 6AY

Trustees' report For the year ended 5 April 2021

S C & M E Morland's Charitable Trust

The trustees present their report and accounts for the year ended 5 April 2021. The accounts have been prepared in accordance with the accounting policies set out in note 1 and comply with the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) published on 16 July 2014.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a Deed of Settlement dated 18 April 1957 (as amended 10 February 1981), and constitutes an unincorporated charity.

Trustees

The trustees who served during the year were: David Boyd Victoria Morland Rebecca Morland Rachel Boyd

The power of appointing new trustees is vested in the majority of the trustees.

Risk management

The trustees have a duty to identify and review risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. The trustees have assessed such risks and are satisfied that systems are in place to mitigate their exposure to major risks.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Deed of Settlement allows for the pursuit of general charitable purposes at the discretion of the trustees. It provides that the trustees may apply both trust income and capital for such charitable purposes as they decide.

The trustees may apply funds to further the charitable objects of any organisation or to make grants to individuals to advance education or relieve poverty.

The trustees' usual policy is to invest the trust capital, and to use the income arising from these investments to make direct grants and donations to organisations which either directly or indirectly are involved in charitable work both in the UK and overseas.

Public benefit

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the charity's aims and objectives and setting its grantmaking policies.

ACHIEVEMENTS AND PERFORMANCE

The trustees do not usually consider unsolicited applications unless they meet the criteria of the charity. all grants are considered by the trustees at their meetings. The trust generally makes grants to charities it has supported on a long term basis but each year this list is reviewed and new charities may be added. The trust normally only makes grants to registered charities and not to individuals. During the year 26 (2020: 26) grants totalling £40,500 (2020: £39,500) were made to a wide range of charities both in the UK and overseas. The grant payment represents a distribution of 137% of income (2020: 106%).

Trustees' report For the year ended 5 April 2021

S C & M E Morland's Charitable Trust

FINANCIAL REVIEW

Grantmaking

The trust's net expenditure for the year before revaluations and disposals were £23,956 (2020: £14,311 outgoings). Gains on investment revaluations and disposals during the year totalled £269,242 (2020: losses £124,667). 76% (2020: 77%) of the trust's outgoings were for charitable activities.

Reserves policy

All reserves are unrestricted and used at the discretion of trustees. As at the 5 April 2021 the trust's reserves totalled £1,233,229 (2020: £987,943). £1,232,450 (2020: £984,388) are held as investments to generate income for distribution as grants in future years.

At present the trust has no ongoing projects or financial commitments and the reserves reported should enable the trustees, if they so decide, to continue making grants at a similar level for the foreseeable future our of income rather than capital.

Investment powers and policy

The trustees' investment powers allow them to invest as they think fit in any form of investment authorised by law for the investment of trust monies or in the stocks and shares of any nature of any company incorporated in the United Kingdom of Great Britiain and Northern Ireland or on deposit with any bank, insurance company or building society.

The portfolio of investments is management by the investment advisors on a discretionary basis although in most cases changes to the portfolio will be discussed in advance with the trustees. The portfolio is managed on the basis of a balance between income and capital appreciation subject to a medium degree of risk and subject to ethical investment criteria. The trustees regularly review investment performance and their ethical investment criteria.

On behalf of the board of trustees

..............................

David Boyd

Trustee Dated: ........................................

S C & M E Morland's Charitable Trust

Statement of trustees' responsibilities

The trustees are responsible for preparing the Trustees' Report and the accounts in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare accounts for each financial year which give a true and fair view of the state of affairs of the charity and of the income resources and application of resources of the charity for that year.

In preparing these accounts, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the accounts comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

S C & M E Morland's Charitable Trust

Accountants' report to the on the unaudited accounts

Accountants' report to the trustees on preparation of the unaudited statutory accounts of S C & M E Morland's Charitable Trust for the year ended 5 April 2021

In order to assist you to fulfil your duties under the Charities Act 2011, we have prepared for the trustees' approval the accounts of S C & M E Morland's Charitable Trust for the year ended 5 April 2021, which comprise the Statement of Financial Activities, the Balance Sheet and the related notes on pages 10 to 12 from the charity's accounting records and from information and explanations you have given us.

We are subject to the ethical and other professional requirements of the Institute of Chartered Accountants in England and Wales (ICAEW), which are detailed at icaew.com/regulations.

This report is made solely to the trustees of S C & M E Morland's Charitable Trust, as a body, in accordance with the terms of our engagement letter dated 20 January 2016. Our work has been undertaken solely to prepare for your approval, the accounts of S C & M E Morland's Charitable Trust and state those matters that we have agreed to state to the trustees of S C & M E Morland's Charitable Trust, as a body, in this report in accordance with AAF 03/10 as detailed at icaew.com/compilation. To the fullest extent permitted by law, we do not accept or assume any responsibility to anyone other than S C & M E Morland's Charitable Trust and its trustees, as a body, for our work or for this report.

It is your duty to ensure that the S C & M E Morland's Charitable Trust has kept adequate accounting records and to prepare statutory accounts that give a true and fair view of the assets, liabilities, financial position and incoming resources, including the income and expenditure of S C & M E Morland's Charitable Trust. You consider that S C & M E Morland's Charitable Trust is exempt from the statutory audit requirement for the year ended 5 April 2021.

We have not verified the accurancy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory accounts.

Smith & Williamson LLP

Accountants Portwall Place Portwall Lane Bristol BS1 6NA

Dated: .........................

S C & M E Morland's Charitable Trust

Independent examiner's report To the Trustees of S C & M E Morland's Charitable Trust

I report on the accounts of the charity for the year ended 5 April 2021, which are set out on pages 7 to 12.

Respective reponsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for the period under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

Basis of independent examiners' report

My examination was carried our in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparision of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

Philip Evans FCA PJE Chartered Accountants 2 Oakfield Road

Clifton Bristol BS8 2AL

Dated: .........................

S C & M E Morland's Charitable Trust

Statement of financial activities For the year ended 5 April 2021

Unrestricted Unrestricted
funds funds
Total Total
2021 2020
Notes Page £ £
Income and endowments
Investment income and interest receivable 1 29,595 37,231
Deposit interest 14 85
Total income 29,609 37,316
Expenditure
Costs of generating funds
Investment manager's fees (10,257) (9,888)
Charitable expenditure
Grants payable 2 (40,500) (39,500)
Governance costs
Accountancy fees - Smith & Williamson (2,160) (1,638)
Independent examiner fees (579) (541)
Bank charges (69) (60)
Total expenditure (53,565) (51,627)
Realised and unrealised gains/(losses) on 4
investment assets 269,242 (124,667)
Net movement in funds 245,286 (138,978)
Fund balances at 6 April 2020 987,943 1,126,921
Fund balances at 5 April 2021 8 1,233,229 987,943

S C & M E Morland's Charitable Trust

Balance sheet As at 5 April 2021

Notes Page
Fixed assets
Investments
4
Current assets
Debtors
5
Cash at bank and in hand
Liabilities
Creditors:
amounts
falling
due
within one year
6
Total assets less current liabilities
Income funds
Unrestricted funds
7
£
976
34,275
35,251
(34,472)
2021
£
1,232,450
779
1,233,229
1,233,229
1,233,229
£
1,480
8,242
9,722
(6,167)
2020
£
984,388
3,555
987,943
987,943
987,943

The accounts were approved by the trustees on ......................... and were signed on their behalf by:

..............................

David Boyd Trustee

S C & M E Morland's Charitable Trust

Cash flow statement For the year ended 5 April 2021

Notes
£
Net cash inflow from operating activities
7
Cashflows from investing activities:
Proceeds from the sale of investments
185,436
Purchase of investments
(201,515)
Net cash provided by/(used in) investing
activities
Change in cash and cash equivalents in the year
Cash and cash equivalents brought forward
Cash and cash equivalents carried forward
2021
£
4,853
(16,079)
(11,226)
62,357
51,131
£
158,000
(94,193)
2020
£
(15,322)
63,807
48,485
13,872
62,357

S C & M E Morland's Charitable Trust

Notes to the accounts for the year ended 5 April 2021

1 Accounting policies

1.1 Basis of preparation

These accounts have been prepared under the historical cost convention and in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) issued on 16 July 2014 and the Charities Act 2011.

The charity constitues a public benefit entity as defined by FRS102.

1.2 Incoming resources

Income is recognised in the period in which the trust is entitled to receipt and the amount can be measured with reasonable certainty.

Investment income is credited to income on an accruals basis.

1.3 Resources expended

Resources expended are accounted for in the period in which they are incurred. The irrecoverable element of VAT is included within the item of expense to which it relates.

Where an item of expenditure falls directly within one cost category, it is attributed to that category only. Where expenditure involves more than one category it is apportioned on a reasonable and justifiable basis.

1.4 Investments

Investments are shown at their market value at the balance sheet date. All investments held are quoted on a recognised stock exchange.

Realised and unrealised gains and losses on investments are included in the statement of financial activities in the period in which they arise.

1.5 Donations

Grants payable are charged in the period when the offer is conveyed to the recipient except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attached are fulfilled. Grants offered subject to conditions which have not been met at the period end are noted as a commitment but not accrued as expenditure.

S C & M E Morland's Charitable Trust

Notes to the accounts for the year ended 5 April 2021

2 Grants payable

26 (2020: 26) grants were made in the year to a wide range of charitable organsations operating in both the UK and overseas. No grants were made to individuals.

Grants in excess of £1,000
Britain Yearly Meeting
The Mix/Gap Arts
Lifeline Options Birmingham
Leo Baeck College
Masorti Judaism
Fair Frome
Mendip YMCA
YMCA Brunel Group
Other grants of £1,000 or less
Write-off brought forward grant creditor
2021
£
10,000
3,000
2,000
2,000
2,000
1,500
-
1,500
18,500
-
40,500
2020
£
10,000
3,000
2,000
2,000
2,000
1,500
1,500
-
18,500
(1,000)
39,500

3 Trustee remuneration

The trustees do not receive remuneration from the charity.

4 Quoted investments

Quoted investments
Cash on deposit
Quoted investments
Market value at 6 April 2020
Additions
Disposal proceeds
Gains/(losses) in the year
Market value at 5 April 2021
2021
£
1,215,593
16,857
1,232,450
2021
£
930,272
201,515
(185,436)
269,242
1,215,593
2020
£
930,272
54,116
984,388
2020
£
1,118,746
94,193
(151,955)
(130,712)
930,272

The above investments comprise fixed interest securities and equities. There were no investments which individually represent in excess of 10% of the total market value in the year ended 5 April 2021.

S C & M E Morland's Charitable Trust

Notes to the accounts for the year ended 5 April 2021

5
Debtors
2021
£
Income tax recoverable
976
Dividends receivable
-
976
6
Creditors: amounts falling due within one year
2021
£
Investment management fees
2,646
Accountancy fees - Smith & Williamson LLP
3,660
Independent examiner fees
1,116
Grant creditors
27,000
Due to CAF - Donation received in error
50
34,472
7
Reconciliation of net income/(expenditure) to net cash flow from operating activities
2021
£
Net income/(expenditure)
245,286
Realised and unrealised (gains)/losses on investments
(269,242)
Increase/(decrease) in creditors
28,305
(Increase)/decrease in debtors
504
4,853
2020
£
976
504
1,480
2020
£
2,129
2,958
1,080
-
-
6,167
2020
£
(138,978)
124,667
(507)
(504)
(15,322)