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2021-12-31-accounts

REGISTERED CHARITY NUMBER: 201486

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

FOR

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

Page
Report of the Trustees 1 to 5
Report of the Independent Auditors 6 to 9
Statement of Financial Activities 10
Balance Sheet 11
Notes to the Financial Statements 12 to 20
Detailed Statement of Financial Activities 21 to 22

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2021

The trustees present their report with the financial statements of the charity for the year ended 31 December 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

In making loans free of interest to young men and women, aged between 21 and 34, residing in Northampton. In making educational Grants to young men and women over the age of 16 and under the age of 25 years residing in Northampton.

Income: £300,000 to £350,000 (excluding loan repayments)

Public benefit

The Trustees have had regard to the Charity Commission guidance on public benefit. As per the charities activities above, the Trustees believe the public benefit in the charity's activities is clear.

Grantmaking policy

Subject to the constraints of the Scheme, the Trustees make grants to assist the education of young men and women in need of financial assistance.

In 2011 the Trustees agreed to make a grant to Northampton University of £100,000, for which the University received match funding from the Government of £50,000. This has meant that each year a new scholar is nominated and receives £1,500 per year for a three year course. The first student was nominated in 2013, and further students have been nominated in subsequent years. In 2021, the Trustees interviewed seven students to be considered for the Scholarship, following which one student was awarded the Scholarship; one student was awarded £1,000; and 5 were awarded £800.

During 2021, the Trustees made a grant of £30,000 to Moulton College.

The Trustees continue to look for other charities that would benefit, and agreed to make grants to various charities including, amongst others, Sport 4 Fitness and The Manna House.

During the course of 2021, the Trustees made grants totalling £285,650.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The Trustees remain committed to making grants to individuals and organisations where their funds will make a difference, and are pleased to have made grants totalling £285,650 throughout the year.

Loan Debtors

As at 31st December 2021, the balance of the sum due from borrowers paying their loans by way of instalments was £12,400.

FINANCIAL REVIEW

Financial position

No Distribution Meeting was held in 2021, but a cheque for £262,340 was received from the main Coventry Charity.

At the year end unrestricted reserves totalled £3,337,429 (2020: £3,129,031).

Loans given in 2021

There were no new loans made in 2021.

Page 1

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2021

FINANCIAL REVIEW

Investment policy and objectives

The Trustees rely on their financial consultants for advice in relation to the selection of investments. Cave & Sons continued to be the Trustees' financial advisers and produced quarterly statements of income and valuations which were circulated to the Trustees and discussed at their meetings.

The investment policy was reviewed in 2019. It was agreed that the Trustees would seek to achieve capital and income growth with an emphasis on an overall rate of return. This was achieved by a quarterly review of the portfolio by the financial advisers and the adoption of a low to medium risk investment policy. The financial advisors also attend one meeting a year to review the annual progress of the Charity's investments.

At the meeting of the Trustees held on 16th June 2008 it was agreed that MHA Caves Wealth should be given discretion to manage the Trustees' portfolio.

Reserves policy

Reserves are invested through the charity's Financial Consultants. The Trustees aim to maintain these reserves in real terms in order to generate income to make grants to beneficiaries. Loans repaid during the year will be invested in order to increase future income. Reserves may be drawn down on to make new loans which are not able to be met from current cash balances. This policy will be reviewed annually by the Finance Sub-Committee.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

The Trustees, with the consent of the Charity Commission, agreed to change the name of the charity to "Sir Thomas White's Northampton Charity" and the Scheme of 17 May 2010 refers.

Governing Instrument Main Scheme dated 30 July 1915

Indenture dated 26 July, 1552 and schemes of the Commissioners dated 21 May 1901, 30 July 1915, 20 July 1972, 16 July 2002, 17 May 2010 and 4 May 2016.

Beneficial Area - Northampton

The Trustees, with the consent of the Charity Commission, agreed to amend the Scheme to refer to "Northampton" rather than "the Borough of Northampton" to widen the area of benefit.

Special Resolution dated 20th July 2020.

Recruitment and appointment of new trustees

At the meeting of the Trustees held on 15th March 2021 Mr T J Hadland was appointed Chairman and Mr U Gravesande was appointed Deputy Chairman for the ensuing year. This was in accordance with the 1915 Scheme of the Northampton Municipal General Charities which had stated that the appointment of the Chairman and Deputy should take place at the first meeting of the year.

Following completion of the Special Resolution dated 20th July 2020 the Trustees agreed that they would appoint Trustees themselves so that Trustees with the skills needed by the Charity can be appointed by them rather than Northampton Borough Council.

Prior to their first meeting, Trustees are sent papers which include a history of the charity, copy Charity Scheme, accounts and various notes and copy forms that are used by the clerks. No formal training is given.

Page 2

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2021

STRUCTURE, GOVERNANCE AND MANAGEMENT Administration of the Charity

The day to day administration of the charity has been delegated to HCR Hewitsons.

All financial decisions are agreed by the Trustees at their meetings, and all cheques are signed by two Trustees.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

As the Charity is a loan making body, the Trustees consider the main area of risk relates to the non repayment of the loans.

Accordingly, the Trustees, in addition to requiring three sureties to guarantee the loan, also require that each borrower take out a life endowment policy and assign this to the Trustees as additional security for the repayment of the loan.

The Trustees also identified that the lack of notification of the change of address by the borrowers of himself and his sureties as an additional risk. To lessen the risk they have decided to send out mail shots periodically requiring the confirmation of addresses of all parties by the borrowers.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

201486

Principal address

c/o HCR Hewitsons Elgin House Billing Road Northampton NN1 5AU

Trustees

T J Hadland U Gravesande F H Wire W A Howes J Nightingale P L Ager J K M Bulteel J Conroy (resigned 11/10/21) A Simpson J March T Whenham M Wilkinson Cllr A King Cllr S Beardsworth Cllr D Stone Cllr J Lane D Kelk (resigned 11/10/21) A Perry

Page 3

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2021

REFERENCE AND ADMINISTRATIVE DETAILS Auditors

DNG Dove Naish LLP, Statutory Auditor Eagle House 28 Billing Road Northampton Northamptonshire NN1 5AJ

Financial Consultants:

MHA Caves Wealth Lockgates House Rushmills Bedford Road Northampton NN4 7YB

Clerks to the Trustees:

HCR Hewitsons Solicitors Elgin House, Billing Road, Northampton NN1 5AU

Bankers:

National Westminster Bank Plc 41 The Drapery Northampton

HM Revenue & Customs Number: X8076

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 4

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2021

Approved by order of the board of trustees on 10 October 2022 and signed on its behalf by:

Page 5

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SIR THOMAS WHITE'S NORTHAMPTON CHARITY

Opinion

We have audited the financial statements of Sir Thomas White's Northampton Charity (the 'charity') for the year ended 31 December 2021 which comprise the Statement of Financial Activities, the Balance Sheet and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

Page 6

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SIR THOMAS WHITE'S NORTHAMPTON CHARITY

Responsibilities of trustees

As explained more fully in the Statement of Trustees' Responsibilities, the trustees are responsible for the preparation of the financial statements which give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Page 7

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SIR THOMAS WHITE'S NORTHAMPTON CHARITY

Our responsibilities for the audit of the financial statements

We have been appointed as auditors under Section 145 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:

We assessed the susceptibility of the company's financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:

To address the risk of fraud through management bias and override of controls, we:

In response to the risk of irregularities and non-compliance with laws and regulations, we designed Procedures which included, but were not limited to:

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any.

Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors.

Page 8

REPORT OF THE INDEPENDENT AUDITORS TO THE TRUSTEES OF SIR THOMAS WHITE'S NORTHAMPTON CHARITY

Use of our report

This report is made solely to the charity's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's trustees as a body, for our audit work, for this report, or for the opinions we have formed.

DNG Dove Naish LLP, Statutory Auditor Eagle House 28 Billing Road Northampton Northamptonshire NN1 5AJ

Date: 27 October 2022

Page 9

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2021

Notes
INCOME AND ENDOWMENTS FROM
Charitable activities
Loans and grants to individuals and
institutions
Investment income
2
Total
EXPENDITURE ON
Raising funds
4
Charitable activities
5
Loans and grants to individuals and
institutions
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2021
Unrestricted
fund
£
262,340
96,868
359,208
9,247
357,994
367,241
216,430
208,397
3,129,032
3,337,429
2020
Total
funds
£
257,196
89,387
346,583
8,319
383,703
392,022
(95,162)
(140,601)
3,269,633
3,129,032

The notes form part of these financial statements

Page 10

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

BALANCE SHEET 31 DECEMBER 2021

Notes
FIXED ASSETS
Investments
12
CURRENT ASSETS
Debtors
13
Cash at bank
CREDITORS
Amounts falling due within one year
14
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
15
Unrestricted funds
TOTAL FUNDS
2021
Unrestricted
fund
£
2,807,387
237,517
347,393
584,910
(54,868)
530,042
3,337,429
3,337,429
3,337,429
3,337,429
2020
Total
funds
£
2,503,398
386,454
291,841
678,295
(52,661)
625,634
3,129,032
3,129,032
3,129,032
3,129,032

The financial statements were approved by the Board of Trustees and authorised for issue on 10 October 2022 and were signed on its behalf by:

The notes form part of these financial statements

Page 11

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

The presentation currency for the financial statements is Pound Sterling (£).

Going Concern

The financial statements have been prepared as a going concern. The Trustees have taken into account a period of 12 months post the approval of the financial statements date and confirmed their assessment that the charity is a going concern.

Significant Judgements & Estimates

The preparation of financial statements requires the use of certain critical accounting estimates. It also requires management to exercise its judgement in the process of applying the company accounting policies. The areas involving a higher degree of judgement or complexity, or areas where assumptions and estimates are significant to the financial statements are disclosed within the individual accounting policies below.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Financial instruments

Cash and cash equivalents in the balance sheet comprise cash at banks and in hand and short term deposits with an original maturity date of three months or less.

Page 12

continued...

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

1. ACCOUNTING POLICIES - continued

Financial instruments

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in the statement of financial activities.

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the entity after deducting all of its financial liabilities.

Where the contractual obligations of financial instruments are equivalent to a similar debt instrument, those financial instruments are classed as financial liabilities. Financial liabilities are presented as such in the balance sheet. Finance costs and gains or losses relating to financial liabilities are included in the statement of financial activities. Finance costs are calculated so as to produce a constant rate of return on the outstanding liability.

Loans

The loans are held at present value and are receivable as they fall due for repayment. A provision is made annually for all loans that are due for repayment prior to the current year, as well as 1% of all outstanding current loans. The provision is recognised in the Statement of Financial Activities.

2.
INVESTMENT INCOME
Dividends & interest received
Deposit account interest
3.
INCOME FROM CHARITABLE ACTIVITIES
Activity
Funds received from
Coventry
Loans and grants to individuals and
institutions
2021
£
96,605
263
96,868
2021
£
262,340
2020
£
88,879
508
89,387
2020
£
257,196

Page 13

continued...

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

4. RAISING FUNDS Investment management costs

Portfolio management
5.
CHARITABLE ACTIVITIES COSTS
Grant
funding of
Direct
activities
Costs (see
(see note
note 6)
7)
£
£
Loans and grants to individuals and
institutions
56,248
285,650
6.
DIRECT COSTS OF CHARITABLE ACTIVITIES
Clerks charges
FCA charge
Debt recovery
Data protection
Net change in provision for loans unlikely to be repaid
Distribution meeting
7.
GRANTS PAYABLE
Loans and grants to individuals and institutions
The total grants paid to institutions during the year was as follows:
Moulton College
Manna House
ABF Soldiers Charity
Sport 4 Fitness
Northampton Academy Grant
Screen Northants
SLC payment re Hannah Taylor
The Lowdown
C2C Social Action
Northampton School for Boys
2021
£
9,247
Support
costs (see
note 8)
£
16,096
2021
£
52,400
820
-
80
3,332
(384)
56,248
2021
£
285,650
2021
£
30,000
5,000
800
750
-
-
-
-
-
-
36,550
2020
£
8,319
Totals
£
357,994
2020
£
53,547
380
(510)
-
1,041
1,068
55,526
2020
£
311,468
2020
£
15,000
4,000
-
2,500
20,000
10,000
9,608
6,000
5,000
2,500
74,608

Page 14

continued...

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

7. GRANTS PAYABLE - continued

The total grants paid to individuals during the year was as follows:

Grants to individuals
SUPPORT COSTS
Management
£
Loans and grants to individuals and
institutions
110
Support costs, included in the above, are as follows:
Website costs
Bank charges
Auditors' remuneration - auditing of
accounts
Auditors' remuneration for non audit
work
Clerks charges
2021
£
249,100
Governance
Finance
costs
£
£
393
15,593
2021
Loans and
grants to
individuals
and
institutions
£
110
393
1,622
3,971
10,000
16,096
2020
£
236,860
Totals
£
16,096
2020
Total
activities
£
110
464
1,596
3,906
10,633
16,709

8. SUPPORT COSTS

Support costs, included in the above, are as follows:

9. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2021 nor for the year ended 31 December 2020.

Trustees' expenses

During the year no expenses were paid to trustees, for expenses paid for on behalf of the charity and then reimbursed (2020: £Nil).

Travel expenses of £Nil were paid by the charity on behalf of zero trustees to attend the distribution meeting (2020: £Nil).

Page 15

continued...

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

10. STAFF COSTS

There were no employees for the year ended 31 December 2021 nor the year ended 31 December 2020.

11. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Charitable activities
Loans and grants to individuals and
institutions
Investment income
Total
EXPENDITURE ON
Raising funds
Charitable activities
Loans and grants to individuals and
institutions
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
257,196
89,387
346,583
8,319
383,703
392,022
(95,162)
(140,601)
3,269,633
3,129,032

Page 16

continued...

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

12. FIXED ASSET INVESTMENTS

MARKET VALUE
At 1 January 2021
Additions
Disposals
Revaluations
At 31 December 2021
NET BOOK VALUE
At 31 December 2021
At 31 December 2020
There were no investment assets outside the UK.
Cost or valuation at 31 December 2021 is represented by:
Valuation in 2021
Cost
Listed
investments
£
2,503,398
363,614
(276,055)
216,430
2,807,387
2,807,387
2,503,398
Listed
investments
£
440,608
2,366,779
2,807,387

The historical cost of the investments at the year end was £2,366,779 (2020: £2,238,185).

Page 17

continued...

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

13. DEBTORS

Amounts falling due within one year:
Loans
Provision for loans unlikely
to be repaid
Other debtors
Accrued income
Amounts falling due after more than one year:
Loans
Provision for loans unlikely
to be repaid
Aggregate amounts
Loans
Sir Thomas White's Loan
Due for repayment
2015 and earlier (provided for as doubtful)
2016 (provided for as doubtful)
2020
2021
2022
2023
2024
2025
2027
2028
2029
Less:Provision for loans unlikely to be repaid
2021
£
12,192
(12,192)
-
10,861
10,861
228,945
(2,289)
237,517
2021
£
5,029
865
185
6,113
120,345
74,600
15,000
2,500
10,000
4,000
2,500
241,137
(14,482)
226,655

2020
£
13,872
(13,872)
725
-
725
389,625
(3,896)
386,454
2020
£
9,355
4,226
300
160,380
120,645
74,600
15,000
2,500
10,000
4,000
2,500
403,497
(19,581)
385,729

Loans that are due for repayment in 2021 and earlier are shown in the accounts as due in less than one year and any due after that date are shown as more than one year.

Page 18

continued...

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

14. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other creditors
Accruals
2021
£
49,070
5,798
54,868
2020
£
47,100
5,561
52,661

15. MOVEMENT IN FUNDS

Unrestricted funds
General fund
TOTAL FUNDS
At 1/1/21
£
3,129,032
3,129,032
Net
movement
in funds
£
208,397
208,397
At
31/12/21
£
3,337,429
3,337,429

Net movement in funds, included in the above are as follows:

Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
359,208
(367,241)
TOTAL FUNDS
359,208
(367,241)
Comparatives for movement in funds
At 1/1/20
£
Unrestricted funds
General fund
3,269,633
TOTAL FUNDS
3,269,633
Comparative net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
346,583
(392,022)
TOTAL FUNDS
346,583
(392,022)
Gains and
losses
£
216,430
216,430
Net
movement
in funds
£
(140,601)
(140,601)

Gains and
losses
£
(95,162)
(95,162)
Movement
in funds
£
208,397
208,397
At
31/12/20
£
3,129,032
3,129,032
Movement
in funds
£
(140,601)
(140,601)

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continued...

SIR THOMAS WHITE'S NORTHAMPTON CHARITY

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2021

16. GRANT COMMITMENTS

The following grant commitments exist and have been agreed at the year end, but are contingent on the projects either being fully financed and/or full detailed reports being received, prior to any amounts being paid out by the charity.

Moulton College 2021
£
30,000
30,000
2020
£
30,000
30,000

17. RELATED PARTY DISCLOSURES

During the year a grant of £500 was given to the grand daughter of one of the Trustees M Wilkinson. The grant was awarded under the same terms as all other grants in the year and the Trustee was not involved in the vote to award the grant due to his conflict of interest.

During the year a grant of £5,000 (£2021: £4,000) was awarded to Manna House Trust, a charity in which one of the Trustees John Nightingale is an employee.

There were no further related party transactions for the year ended 31 December 2021, nor the year ended 31 December 2020.

18. ULTIMATE CONTROLLING PARTY

The charity is under the control of its trustees as listed within the trustees report.

Page 20