Kington St Michael
United Charities
(REGISTRATION NUMBER 201283)
ANNUAL REPORT AND
ACCOUNTS FOR THE
YEAR ENDING
31 DECEMBER 2024

Kington St Michael United Charities
Charity No 201283
Trustses, Annual Report for the pariod 1st January to 31st Decombgr 2024
al
Laundry Cottage
84a Kington St Michael
Chippenham
Wiltshire
SN14 6JA
2) Trustees
The names of the Trustees serving when this report was approved are as follows.
Mr Gerry Gamble (Chaiman)
Mrs Barbara Fenner
Mrs Lin'da'Reynolds
Mr Michael Lees
Mr Adam Allen
ov•rnanee
The charity is currently unincorporated.
A trust deed was sealed by the order of the Board of the Charity Commission on
1st October 1957.
Kington St Michael United Charities is required to have one Trustee from the
following bodies and two Co-opted Trustees.
Kington St Michael Parish Council (Mr Gerry Gamble)
Kington St Michael Parochial Church Council (Mrs Barbara Fenner)
Kington Langley Parish Council (Mrs Linda Reynolds)
Kington Langley Parochial Church Council (Vacancy)
Co-opted Twstee (Mr Michael Lees)
Co-opted Trust￿ (Mr Adam Allen)
Co-opted TTUSte& (Mr John Hall - deceased February 2025)

octives and activities
The purpose of the Charity is to provide housing for the elderly and needy from
within the county of Wiltshire. The main activty of the Charity is to maintain the
eight almshouses to a high standard.
The Charity also offers allotments to members of the public in the village and also
from the surrounding area.
No. 20121 Kington St. Michael. a previous almshouse, continues to be let out at a
commercial rent
Re
airs and maintenance
Routine maintenance continues to be carried out in all the almshouses.
Educational
rants
The Charity has in the past offered educational grants but no grants were avRrded
in 2024.
Public benefit
The Trustees confimi that they have had regard to the guidance issued by the
Charity Commission on public benefrt.
5) Financial Review
The charity was in a reasonably healthy financial position as at 31 December 2024
as, at this date, £77.319 was held In cash funds.
Whilst there is no wriiten reseNes policy. the charity must always have funds
available for significant repairs to its properties. The majority of the properties were
built in the 1600s and are the￿fOre expensive to maintain.
The charty's main source of income is a maintenance charge paid by the
residents. In 2024 the charity received £47,240 from this Source, (2023 - £44,600),
which YRS 73.2% of total income (2023 - 73.79A). Maintenance charge income
increased as there was a vacancy in 2023.
As noted in section 4, 20r21 Kington St Michael is let at a commercial rent. In 2024,
rentsl income of £15.461 was re￿}Ved (2023 - £14.776).
Other income is derived from allotment rental £694 (2023 - £632) and dividends
and interest £269 {2023 - £246).
The Charity Bank provided a loan facility to pay for VK)rks on 20121 Kington St
Michael, works on other properties and to repay the previous loan from Lloyds
Bank. As a result a legal charge was placed on 20121 Kington St Michael in favour

of the Charity Bank. The balan￿ on the loan account as at 3lDe￿Mber 2024 was
£268,494. The property was last valued at around £525,000.
The Charity is considered to be a going concern as it is expected to operate as
normal for the foreseeable future wrth forecast income and existing balances being
sufficient to cover known liabilities.
Declarations
The Trustees declare that they have approved the Annual Report
above.
Signed on behalf of the charity's trustees.
Signature
Full name
Position
Date

Report to the Trustees of Kington St Michael United Charities
(Charity number 201283)
On accounts for the year ended 31 December 2024 as set out
on pages 5-6
Responsibilities and basis of report
I report to the trustees on my examination of the accounts of the above charty (Yhe Trust")
for the year ended 310ecember 2024.
As the charity's trustees, you are responsible for the preparation of the accounts in
accordance with the requirements of the Charities Act 2011 ("the Acr).
I report in respect of my examination of the Trust's accounts carried out under section 145
of the 2011 Act and in carrying out My examination, I have followed all the applicable
Directions given by the Chanty Commission under section 145(5)(b) of the Act.
Indepondent •xamin•r'6 Statom•nt
I have completed my examination. I confirm that no material matters have come to my
attention in connection wrth the examination which gives me cause to believe that in, any
material respect:
the accounting records were not kept in accordan￿ with section 130 of the Charrties
Acl., or
the accounts did not accord with those records.
I confimi that there are no other matters to which your attention should be drawn to enable
a proper understanding of the accounts to be reached.
Signed
Date
Kevin Henderson
7 Kyneton Way
Kington St Michael
Wiltshire
SN14 6RF

CHARITY COMMISSION
FOR ENGLAND AND WALES
Kington St Michael United Charities
201283
Receipts and payments a¢¢ounts
01Jan-24
For the
riod fiom
314)ec-24
Section A Receipts and payments
Unrestricted
lunds
Restricted
funds
Endowmont
funds
Total funds
L•sty••r
loth• n•4r•Kt
to th• nmthtt
A1 R•¢ei
47240
4724D
Al￿111￿.Thi ItK>)mo
632
2•7
207
ifflerosi
Ronl br20KSM
Ilherwme
l)A61
17
ISAfyI
470
14771J
222
Sub tot41(Gross In¢ome for ARJ
A2 Asset ond Inv•stment gal•s.
s•• tabl•).
6￿478
27,1
Sub tota
273Ql
rotal recwpts
04,541
61.541
A3P4
m•nts
SYJ
nsL¥￿t0
Z.502
LthiliiiiK'ru¥l
2,562
,283
1A72
18.055
1.OBO
1.9?J
19,181
21*05
28JJU
1,090
1.r4z
1.B7l
1¢,lJ3S
W.]Tiir
1.923
353
hp.r
5Jg
Stsb totaiZ
49273
49.273
79.367
A4 Assat and Investment
u¥chases
$88 tabl•
LO￿ Iyymeni
B,321
7,P5
Sub total
57.602
86,912
N•t olr•ewpts/(payments)
A6 Transfer5 botw•tsn funds
AG ¢a5h funds last y•ar•nd
Cash funds this year end
Q9J9
70,380
77,319
70J8
77,319
85,611
70.380

Section B Statement of assets and liabilities at the end of the perlod
unl￿trict•d
funds
to n•4r•stt
Restri¢t¢d
funds
to n•41•￿¢
Éndowm•nt
lunds
Categorle5
Dota115
B1 Cash lunds
UoydsBarl¢
76,053
IF
rotal cash funds
77A19
Unrnstrt¢t•d
funds
lunds
Dotalls
b) nèareste
Fund
Curr•Trt Y41
etsils
COIF InGornoUn#s
Co#{opknD
83 Investm•nt ass•ts
M&GINAACIFI IS•KLyies
41249
M&GINA4CIF)T
163
FuThd to
ass•tb•lon
Genernl
cuN•ni¥*l
Detill-,
84 As*•ts r•taln•d l¢r th•
charity's gwn use
F￿n0 lo
Amourtd¥v
onjl
Whgn ¢Juo
Dot.iil
re￿
B6 Llabllltles
k LoBn
c*noi
•4
Slungd by one ortt¥otyus*os
I Iho truslooG
SwJnalu
Prfnt Name
Oate of
roval
Gerard Malac
Gamble