Kington St Michael
United Charities
(REGISTRATION NUMBER 201283)
ANNUAL REPORT AND
ACCOUNTS FOR THE
YEAR ENDING
31 DECEMBER 2023

Klngton St Michael Unlted Charltles
Charlty No 201283
Trustees. Annual Report for the perlod 1st January to 31st December 2023
1) Prlncl al Office
Laundry Cottage
84a Kington St Michael
Chippenham
Wiltshire
SN14 6JA
The names of the Trustees serrfing when this re￿rt was approved are as follows:
Mr Gery Gamble (Chairman)
Mrs Barbara Fenner
Mrs Linda Reynolds
Mr Michael Lees
Mr Adam Allen
Mr John Hall
The charity is currently unincorporated.
A trust deed was sealed by the order of the Board of the Charity Commission on
1 st October 1957.
Kington St Michael United Charities is required to have one Trustee from the
following t)odies and two Co-opted Trustees.
Kington St Michael Parish Council (Mr Gerry Gamble}
Kington St Michael Parcthial Church Council (Mrs Barbara Fenner)
Kington Langley Parish Council (Mrs Linda Reynolds )
lQngton Langley Parochial Church Council (Mr Michael Lees)
CTropted Trustee (Mr Adam Allen)
c(￿Opted Trustee (Mr John Hall)

4) Ob'ectives and activities
The purpose of the Charity is to provide housing for the elderty and needy from
within the county of Wiltshire. The main activity of the Charity is to maintain the
eight Almshouses lo a high standard.
The Charty also offers allotments lo members of the public in the village and also
from the surrounding area.
A new Resident moved into the only vacant Almshouse, No 71, in February 2023.
A new Trustee was appointed in March 2023. making a total of six Trustees.
No. 20 Kington St. Michael. a previous Ahnshouse, continues to be let out at a
commercial rent.
Re
airs and maintenance
The bathroom at No 82a Kington SL Michael, was completely refurbished in August
2023.
Routine maintenance continues to be carried out in all the Almshouses.
Educational
rants
The Charity has in the past offered education81 grants but no grants were awarded
in 2023.
The Trustees confinn that they have had regard to the guidance issued by the
Charity Commission on public benefiL
5) Flnanclal Rovi•w
The charity was in a reasonably heallhy financial posib'on as at 31 December 2023
as, at this date, £70.380 was held in Ggsh funds, although of these cash funds,
£27,204 was drawn down from the Charity Bank on 12 Decernber 2023.
Whilst there is no written reserves Fdicy, the tharity must always have funds
available for significant repairs to its properties. The majority of the properties were
built in the 1600s and are therefore expensive to mainlain.
The charity's main source of income is a maintenance charge paid by the
residents. In 2023 the charity received £44,600 from this source, (2022 - £51,133),
which was 73.70A of total income (2022 - 95.50A). maintenan￿ charge income
reduced due to a vacancy in 2023 and because one property (20121 Kington St
Michael) was let at a commercial rent from November 2022. This also explains the
reductK>n in the proportion of income relating to the maintenance charge.
As noted above, 20121 Kington St Michael is let at a ¢X)mmercial renL In 2023,
rental income of £14.776 was received.

Other income is derived from allotment rental £632 {2022 - £631) and dividends
and interest £246 (2022 - £216).
The Charity Bank provided a loan facility of £200.000 in 2020 to pay for works on
20121 Kington St Michael. works on other properties and to repay the previous loan
from Lloyds Bank. In May 2020, £138,305 was drawn down. to be repaid over 20
years. Further drawngs from the loan facility of £132,721 were made in 2022 to
pay for works on 82182A Kington St Michael. The balance on the loan account as
at 31 De￿rnber 2023 was £276,822. The propety has been valued at around
£525.000.
A legal charge has been placed on 20121 Kington St Michael in favour of the
Charity Bank.
The Charity is considered to be a going concem as it is expected to operate as
nonnal for the foreseeable futu￿ with forecast income and existing balan￿S being
sufficient to (x)ver known liabilities.
Declarations
The Trustees declare that they have approved the Annual Report
above.
Signed on behalf of the charltys trustees.
Signaturn
Full name
Position
Date
05-ot-261+

Report to the Trustees of Kington St Michael United Charities
(Charity number 201283)
On accounts for the year ended 31 December 2023 as set out
on pages 54
Responslbllltles and basls of report
I report to the trustees on my examination of the accounts of the above charity {Ihe Trusr)
for the year ended 31 December 2023.
As the charity's trustees. you are responsible for the preparation of the acix)unts in
accordance with the requirements of the Charib'es Act 2011 (llhe ACV).
I report in respect of my examination of the Trust's accounls carried out under section 145
of the 2011 Act and in carrying out my examination. I have followed all the applicable
Directions given by the Charity Commission under section 145{5)(b) of the Act.
Independent examinerfs statement
I have completed my examination. I have identified a matter of concern that gives me
reasonable cause to believe that appropriate intemal controls were not in place leading to
a material loss of charitable funds.
The charity received an invoice from a supplier but with payment details for someone other
than the supplier. Despite this, a payment of £3,341 was made. A third party had managed
to a¢￿sS the original email containing the legitimate invoice, amend the payment details
and resend it. The Treasurer confinned to the Chairn)an that payment had been made, at
which point it became dear that the charity had been the victim of fraud.
A new control has been agreed whereby the supplier will be contscted to confirm any
change of bank details or Whe￿ payment is requested lo be made to a third party.
I confirm that no other material matters have come to my attention in connection with the
examination which gives me cause to believe that in, any material respect:
the accounting records were not kept in accordanc£ wrth section 130 of the Charities
Act; or
the accounts did not accord with those records.
I confirm that there are no other matters to which your attention should be drawn to enable
a proper understsnding of the accounts to be reached.
Dats
i? Z32
Kevin Henderson
7 Kyneton Way
Kington St Michael
Wiltshire
SN14 6RF

CHARITY COMMISSION
FOR ENGiAND AND WALES
Kington St Wichael United Charities
201283
Rtteipts and payments accounts
For the
nod from
ol￿an-23
To
31-Dec-23
Section A Receipts and payments
Unrestricted
lun(18
Re5tritted
Endowment
Total fund6
L*1¢ y••r
A1 Recel
151.133
631
23•
Renl foi 20 KSII
14TM
14776
1,701
Sub total(Gro&s Income forAR)
A2 A•••t•nd Inv••lm•nt ￿19¥.
(see tablo).
05.726
lJ2.M3
b tot•
2T
186J88
319
2.311
6.701
10,056
141,146
19.1
Rqpwr4 rndrien#n
1.742
1.742
1,234
117
79.38
170.162
purchas•s,
6.076
Sub totsl
78
•6Jf2
18423
N•t 01rw￿{paym•nts)
76
1150
A6 Cash funds la81year end
Cash funds this year end
69.611
$9￿11
67.461
69.611

Section B Statement of assets and liabilities at the end of the period
Uftrestrictèd
Restrict£d
funds
*n•Ar•gt£
Endowment
Categorlg9
Details
) n•arw•t£
B1 Cash fund8
6*A77
COIFt*rfl"
Total cash funds
Endowment
funds
to n•4fKt£
Dgtails
CthY•rtv•b•
tyetalls
83 Inv•8lm•nt a••ots
7241
OIW4ty) h•xL>
42*16
&G IWCF)
¢wrwrtyNI
Dots118
84 A￿e(S retaln8d forth•
charlty'• o¥m u
Dcrai5s
BS Uabllltlos
Sq￿j trus*e¥rm of
l the ￿￿te84
Dat8 of
roval
SvJn¥bJrE
Pfirrt Na
6erard MalaclyGamble