Kington St Michael
United Charities
(REGISTRATION NUMBER 201283)
ANNUAL REPORT AND
ACCOUNTS FOR THE
YEAR ENDING
31" DECEMBER 2021

Kington St Michael United Charities
Charity No 201283
Trustees Annual Report for the period 1st January to 3151 December 2021
1) Princi
al Offica
Laundry Cottage
84a Kington St Michad
Chippenham
Wiltshire
SN14 6JA
2) Trustees
The names of the Trustees serving when this report was approved are as follows:
Mr Gery Gamble (Chainnan)
Mrs Barbara Fenner
Mrs Linda Reynolds
Mrs Julia Roach {previously Hall)
Mr Adam Allen
Mr John Hall
In June 2021 Mrs Betty Bird resigned after 27 years as a Trustee and 50 years as
a member of Kington Langley Parish Council.
Mrs Linda Reynolds was appoinled as a Trustee in August 2021.
3) Governance
The Charity is currently unincorporated.
A trust deed was sealed by the order of the Board of the Charity Commission on
1st October 1957.
Kington St Michael United Charities is required to have one Trustee from the
following bodies and two C(Fopted Trustees.
Kington St Michael Parish Council (Mr Gery Gamble)
Kington St Mithael Parochial Church Council (Mrs Bart)ara Fenner)
Kington Langley Parish Council (Mrs Linda Reynolds)
Kington Langley Parochial Church Council (Mrs Julia Roach)
Co-opted Trustee (Mr Adam Allen)
Co-opted Trustee (Mr John Hall)

4) Ob'ectives and activities
The purpose of the Charity is to provide housing for the elderly and needy. The
main activity of the Charity is to maintsin the nine Almshouses to a high standard.
The Charity also offers allotments to members of the public in the village and also
from the surrounding area.
In 2021 two new Residents were appointed to the Lytes Almshouses.
Re
airs and maintenance
A Quinquennial Survey of all nine Almshouses was caffied out in the autumn of
2018. The majority of the No 2 priorities in the Lyte Atmshouses were completed in
2021 and are continuing.
The Lytes Almshouses, No 69 to 74, were decorated extemally during 2021 and, in
addits'on, a new kitchen was fitted at 74.
The Quinquennial Report of 2018 also noted a range of necessary but non urgent
repairs and renovations for the cottages at 82182A KSM.
During the course of 2021. sur4eyors were appointed and a programme of V￿rk
wa5 prepared and costed by them which then went out to tender. We had great
difficu5ty in finding builders to submit tenders for the project due. in the main, to the
backlog of work they had from the period of Covid19 "Lockdown". Reluctantly we
had to defer our planned start date to 2022 as none of them could give a start date
for the works before the spring of 2022.
Once tenders were received it was clear that the cost of buildings works both in
building materials and labour had significantly increased. We carried out a review
of the planned works to reduc£ costs and now have a revised scheme of works that
can be commenced in the summer of 2022.
Educational
rants
The Charity has in the past offered educational grants but no grants were awarded
in 2021.
Public benefit
The Trustees confirni that they have had regard to the guidance issued by the
Charity Commission on public benefit.
5) Financial Review
The charity was in a reasonably healthy financial position as at 31 December 2021
as, at this date. £67.461 was held in cash funds. However. as noted above.
considerable vffjrk is required on 82182A Kington St Michael, which will put a strain
on existing funds.

Whilst there is no written reserves policy. the charity must always have funds
available for signtficant repairs to its properties. The majority of the properties were
built in the 1600s and are therefore expensive to maintain.
The charity's main source of income is a Maintenan￿ charge paid by the
residents. In 2021 the charity received £47.199 from this sour￿. which was 96.6 /0
of total income (2020 - £51.680}. Maintenance charge income was down due to
vacancies. Other income is derived from allotment rental £628 {2020 - £623) and
dividends and interest £205 {2020 - £237). The main reason for the reduction in
dividends and interest is that £32,000 was withdrawn from the COIF Deposit Fund
in 2020 to pay for works on 20121 Kington St Michael.
The Chaiity Bank provided a loan facilty of £200.000 in 2020 to pay for works on
20121 Kington Sl Michael, works on other properties and to repay the previous loan
from Lloyds Bank. In May 2020, £138,305 was drawn down, to be repaid over 20
years, and as at 31 December 2021. the balance was £130.217. Further drawings
from the loan facility will be made in 2022 to pay for works on 82182A Kington St
Michael.
A legal charge has been placed on 20121 Kington St Michael in favour of the
Charity Bank.
Declarations
Tha trust••s déclare that they have approved the trusteès. report above.
Slgned on behalf of the charitys trustees
Slgnature
Full name
Posltlon
Date
Isq D7lioZ

Report to the Trustees of Kington St Michael United Charities
(Charity number 201283)
On accounts for the year ended 31st December 2021 as set out
on pages 5
Responsibilities and bas15 of report
I report to the trustees on my exarnination of the accounts of the above charity (°the Trust")
for the year ended 3151 December 2021.
As the charitys trustees, you are responsible for the preparation of the accounts in
accordance with the requirements of the Charibes Act 2011 (Wie Act").
I report in respect of my examination of the Trust's accounts carried out under section 145
of the 2011 Act and in carying out my examination, I have followed all the applicable
Directions given by the Charity Commission under section 145(5){b) of the Act.
Independent examSnerfs statement
I have completed my examination. I confinn that no material matters have come to my
attention in connection with the examination which gives me cause to believe that in, any
material respect:
the accounting records were not kept in accordance with section 130 of the Charities
Act; or
The accounts did not accord wilh those records.
I have no concerns and have come across no other matters in connection with the
examination to which attention should be drawn in this report in order to enable a proper
understanding of the accounts to be reached.
Signed
Date 13 s.lj IOLL
Kevin Henderson
7 Kyneton Way
Kington St Michael
Chippenham
Wilts
SN14 6RF

CHARITY COMMISSION
FOR ENGLAND AND WALES
Kington St Mlchael United Charities
201283
Receipts and payments accounts
For the
rlod from
01-Jan-21
31-Dec-21
Section A Receipts and payments
fvnds
nds
funds
Total funds
Last yèar
to th• to thtr nw•ii£ tDth• h••r••t e to thD n•w•4t£
A1 Retelpts
Mainlenanetr charg
Alolmenl incom
vid6n¢5
47,199
628
47,199
5t,680
623
200
37
331
205
other Incom8
815
815
Sub total(Gross income forAR)
2 Asmt and Inw*tment salm,
I￿ tablo).
P4ew lobn Charil Bank
4B.847
51872
138,230
Sub total
138.230
46,847
191,102
A3Pa
Audit and accounti
G8rdoni
Insurancé
Loan intwtsi
Numbei 20r21 dowt
Nurnbpr 20121 bu￿dI
Prof•ssional s8NIc&s
RepaiF5 and m￿￿lenar￿Q
S￿1*r1*s #nd wa ts
Water
L08n 8ppli¢atioD1è68
Loan commlbmenl tse¥
69 Klngton Sl MIthB
Other
25f*
115
IOQ1
J81
2,0ts1
2.898
7,134
117.067
9,675
2P,759
1,080
1.723
8.867
20,53
20,539
1.423
1,275
1,275
Sub tot￿
42.80
176.617
A4 Ass•t and Invostm•nt
purehase¥.
saè tablg
Loan rgpasrynenl
329
4329
39.817
Sub lotal
4529
5.329
39.817
48.132
48.132
216,433
Ngt of receipts/(payments)
AS Transfers betw•en funds
A6 Cash funds last y•ar •nd
Cash funds thls year end
71
715
25,332
66.746
67.461
6Q746
67A61
92.078
66,7*$6

Section B Statement of assets and liabilities at the end of the period
Unrestricted
funds
Restricted
fund$
to nwest£
Endowment
funds
to ty•ar•Bt£
Categodès
Deta115
B1 Cash lunds
Total cash fvnds
67.461
UnTestrl¢ted
fvnds
Restrld•d
fund
to neuesl£
Endowmant
funds
Details
to
B2 Other monetary ass•ts
ury•ntv•lu•
Delairs
CoBt
83 Inv￿tment 8¥80ts
7,508
AI&G (WCFl1￿L>trB
39.997
M&G (WCFI T WI￿6
Fw¥d l• wN¢h
¢urr•nE￿I￿*
Detall%
L8tsJ arKI
84 ABsets rotalned for th•
Chart￿8 own uso
Ivhen du•
tional
Detail
ional
85 Liabilities
IN217
Slgned by on8 cf ¢nJ81ees on b8haW
of 811 the trustees
&gnature
Print Name
Date of
roval
Gerard Ma
Garn￿e
1310112022
Ad74A Alle¥¥