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2023-12-31-accounts

Charity registration number: 201084

Bridport Charities

Annual Report and Financial Statements for the Year Ended 31 December 2023

Bridport Charities

Contents (continued)

Reference and Administrative Details 1
Trustees' Report 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 14

Bridport Charities

Reference and Administrative Details

Trustees Mr L Gatehouse, Chairman Mr K Bodycombe Reverend D Smith Mrs L Hedworth Mrs C Murless Mr R Harris Miss E England Mrs G Massey Miss S Brown Mr A Wheatley Mr I Bark Mr D Bolwell Senior Management / Leadership Mrs J Seogultze, Clerk to the Trustees Team Mrs S Waters, Treasurer Charity Registration Number 201084 Principal Office 10 South Street Bridport Dorset DT6 3NJ Independent Examiner Simon Dorrington-Ward FCA Chartered Accountant 10 South Street Bridport Dorset DT6 3NJ

Page 1

Bridport Charities

Trustees' Report

The trustees present the annual report together with the financial statements of the charity for the year ended 31 December 2023.

Objectives and activities

Objects and aims

The object of the charity is the provision of housing for the elderly of Bridport and the surrounding area.

The Trustees aim to provide such satisfactory and safe housing at reasonable cost.

Public benefit

Providing housing for the elderly of Bridport

The Trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.

Financial review

Policy on reserves

The Trustees policy is to hold sufficient reserves to cover anticipated future repair and enhancements to both of the properties.

Investment policy and objectives

The Trustees operate a low risk approach to investments, with investments being held in a portfolio of a managed discretionary funds.

Structure, governance and management

Nature of governing document

The Charity is governed by its Trust Deed and is registered with the Charity Commissioners (No 201084) and is a member of the National Association of Almshouses and the Independent Housing Ombudsman Scheme.

Recruitment and appointment of trustees

The Trustees manage the activity of the Charity and seek to follow good practice as recommended by the Charity Commission. New Trustees are appointed, with due consideration to the mix of skills required to provide the effective governance for the Charity by the existing Trustees.

Induction and training of trustees

The Trustees are actively seeking suitable new Trustees. The Trustees have developed an induction plan for all new Trustees to cover all aspects of their responsibilities.

Arrangements for setting key management personnel remuneration

No Trustee received any remuneration The Secretary and Treasurer receive remuneration as set by the Trustees.

Organisational structure

The Charity address for correspondence purposes is: The Clerk to The Trustees, Delta, Allngton Park, Bridport, Dorset, DT6 5DD.

The Trustees have met regularly in the year to carry out their responsibilities for the management of the Charity's aims.

Page 2

Bridport Charities

Trustees' Report (continued)

Major risks and management of those risks

General risks to the Charity

The Trustees consider risks at their regular meetings and take appropriate action to manage emerging risks. The Trustees consider variability of investment values to constitute the Charity's major financial risk. this is mitigated by retaining a large proportion of the investments with expert managers with a risk level set at 'upper moderately low/lower moderate' while the balance is held in cash based accounts. No other significant risks have been identified.

Statement of Trustees' Responsibilities

The trustees are responsible for preparing the trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.

The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008, and the provisions of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

The annual report was approved by the trustees of the charity on 4 June 2024 and signed on its behalf by:

......................................... Mr L Gatehouse Trustee

Page 3

Bridport Charities

Independent Examiner's Report to the trustees of Bridport Charities

I report to the trustees on my examination of the accounts of Bridport Charities for the year ended 31 December 2023.

Responsibilities and basis of report

As the charity trustees of Bridport Charities you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Bridport Charities's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of Bridport Charities as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

...................................... Simon Dorrington-Ward FCA Chartered Accountant M W Burrough & Co

10 South Street Bridport Dorset DT6 3NJ

4 June 2024

Page 4

Bridport Charities

Statement of Financial Activities for the Year Ended 31 December 2023

Note
Income and Endowments from:
Investment income
2
Other income
3
Total income
Expenditure on:
Charitable activities
Total expenditure
Other recognised gains and losses
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
13
Note
Income and Endowments from:
Investment income
2
Other income
3
Total income
Expenditure on:
Charitable activities
Total expenditure
Gains/losses on investment assets
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
13
Unrestricted
£
7,123
50,477
57,600
(77,573)
(77,573)
10,189
(9,784)
319,942
310,158
Unrestricted
£
7,009
48,601
55,610
(119,686)
(119,686)
(27,236)
(91,312)
411,252
319,940
Restricted
£
3,331
-
3,331
(1,000)
(1,000)
8,884
11,215
154,910
166,125
Restricted
£
3,412
-
3,412
(500)
(500)
(13,214)
(10,302)
165,213
154,911
Total
2023
£
10,454
50,477
60,931
(78,573)
(78,573)
19,073
1,431
474,852
476,283
Total
2022
£
10,421
48,601
59,022
(120,186)
(120,186)
(40,450)
(101,614)
576,465
474,851

All of the charity's activities derive from continuing operations during the above two periods.

The notes on pages 7 to 14 form an integral part of these financial statements. Page 5

Bridport Charities

(Registration number: 201084) Balance Sheet as at 31 December 2023

Note
Fixed assets
Tangible assets
8
Investments
9
Current assets
Investments
10
Cash at bank and in hand
11
Creditors: Amounts falling due within one year
12
Net current assets
Net assets
Funds of the charity:
Restricted income funds
Restricted funds
Unrestricted income funds
Unrestricted funds
Total funds
13
2023
£
77,049
333,725
410,774
24,573
44,597
69,170
(3,661)
65,509
476,283
166,125
310,158
476,283
2022
£
79,347
336,062
415,409
22,163
42,716
64,879
(5,437)
59,442
474,851
154,911
319,940
474,851

The financial statements on pages 5 to 14 were approved by the trustees, and authorised for issue on 4 June 2024 and signed on their behalf by:

......................................... Mr L Gatehouse Trustee

......................................... Mr R Harris Trustee

The notes on pages 7 to 14 form an integral part of these financial statements. Page 6

Bridport Charities

Notes to the Financial Statements for the Year Ended 31 December 2023

1 Accounting policies

Statement of compliance

The financial statements have been prepared in accordance with the second edition of the Charities Statement of Recommended Practice issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Basis of preparation

Bridport Charities meets the definition of a public benefit entity under FRS 102. The accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

Going concern

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

Income and endowments

Investment income

Dividends are recognised once the dividend has been declared and notification has been received of the dividend due.

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

Charitable activities

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs

These include the costs attributable to the charity’s compliance with constitutional and statutory requirements, including audit, strategic management and trustees meetings and reimbursed expenses.

Taxation

The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Tangible fixed assets

Individual fixed assets costing £1000.00 or more are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Page 7

Bridport Charities

Notes to the Financial Statements for the Year Ended 31 December 2023 (continued)

Depreciation and amortisation

Depreciation is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows:

Asset class

Freehold property improvements

Depreciation method and rate over 50years

Fixed asset investments

Fixed asset investments, other than programme related investments, are included at market value at the balance sheet date. Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the Statement of Financial Activities in the period of disposal.

Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the Statement of Financial Activities based on the market value at the year end.

Current asset investments

Current asset investments are included at the lower of cost and net realisable value / market value.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade creditors

are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Fund structure

Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.

Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.

2 Investment income

Interest receivable and similar income;
Interest receivable on bank deposits
Other income from fixed asset investments
Other investment income
Total for 2023
Total for 2022
Unrestricted
funds
General
£
76
7,047
-
7,123
7,009
Restricted
funds
£
1
3,058
272
3,331
3,412
Total
funds
£
77
10,105
272
10,454
10,421

Page 8

Bridport Charities

Notes to the Financial Statements for the Year Ended 31 December 2023 (continued)

3 Other income

Rental income
Rental income
Total for 2023
Total for 2022
Unrestricted
funds
General
£
50,477
Total
2023
£
50,477
Unrestricted
funds
General
£
50,477
50,477
48,601
Total
2022
£
48,601
Total
funds
£
50,477
50,477
48,601

Page 9

Bridport Charities

Notes to the Financial Statements for the Year Ended 31 December 2023 (continued)

4 Expenditure on charitable activities

Note
General
Governance costs
5
Total for 2023
Total for 2022
Unrestricted
funds
General
£
64,993
12,580
77,573
119,686
Restricted
funds
£
1,000
-
1,000
500
Total
funds
£
65,993
12,580
78,573
120,186

5 Analysis of governance and support costs

Governance costs

Independent examiner fees
Examination of the financial statements
Other governance costs
Total for 2023
Total for 2022
Unrestricted
funds
General
£
1,470
11,110
12,580
10,950
Total
funds
£
1,470
11,110
12,580
10,950

6 Trustees remuneration and expenses

No trustees, nor any persons connected with them, have received any remuneration from the charity during the year.

No trustees have received any reimbursed expenses or any other benefits from the charity during the year.

7 Independent examiner's remuneration

Examination of the financial statements 2023
£
1,470
2022
£
1,250

Page 10

Bridport Charities

Notes to the Financial Statements for the Year Ended 31 December 2023 (continued)

8 Tangible fixed assets

Cost
At 1 January 2023
At 31 December 2023
Depreciation
At 1 January 2023
Charge for the year
At 31 December 2023
Net book value
At 31 December 2023
At 31 December 2022
Land and
buildings
£
128,325
128,325
48,978
2,298
51,276
77,049
79,347
Total
£
128,325
128,325
48,978
2,298
51,276
77,049
79,347

9 Fixed asset investments

Other investments

Cost or Valuation
At 1 January 2023
Revaluation
Disposals
At 31 December 2023
Net book value
At 31 December 2023
At 31 December 2022
Listed
investments
£
336,062
17,663
(20,000)
333,725
333,725
336,062
Total
£
336,062
17,663
(20,000)
333,725
333,725
336,062

Page 11

Bridport Charities

Notes to the Financial Statements for the Year Ended 31 December 2023 (continued)

10 Current asset investments

10 Current asset investments
Listed other shares
11 Cash and cash equivalents
Cash on hand
Cash at bank
Short-term deposits
Other cash and cash equivalents
12 Creditors: amounts falling due within one year
Trade creditors
Accruals
2023
£
24,573
2023
£
38
35,433
126
9,000
44,597
2023
£
2,261
1,400
3,661
2022
£
22,163
2022
£
73
33,518
125
9,000
42,716
2022
£
2,987
2,450
5,437

Page 12

Bridport Charities

Notes to the Financial Statements for the Year Ended 31 December 2023 (continued)

13 Funds

Unrestricted funds
General
General Funds
Restricted funds
8 Acre and Malt House
Relief In Sickness
Relief In Need
Drill Hall
Total funds
Unrestricted funds
General
General Funds
Restricted funds
8 Acre and Malt House
Relief In Sickness
Relief In Need
Drill Hall
Total funds
Balance at 1
January
2023
£
319,942
139,486
2,652
1,470
11,302
154,910
474,852
Balance at 1
January
2022
£
411,252
149,891
2,643
1,461
11,218
165,213
576,465
Incoming
resources
£
57,600
2,885
54
49
343
3,331
60,931
Incoming
resources
£
55,610
3,181
50
45
136
3,412
59,022
Resources
expended
£
(77,573)
(1,000)
-
-
-
(1,000)
(78,573)
Resources
expended
£
(119,686)
(500)
-
-
-
(500)
(120,186)
Other
recognised
gains/(losses)
£
10,189
8,815
21
20
28
8,884
19,073
Other
recognised
gains/(losses)
£
(27,236)
(13,085)
(40)
(37)
(52)
(13,214)
(40,450)
Balance at
31
December
2023
£
310,158
150,186
2,727
1,539
11,673
166,125
476,283
Balance at
31
December
2022
£
319,940
139,487
2,653
1,469
11,302
154,911
474,851

Page 13

Bridport Charities

Notes to the Financial Statements for the Year Ended 31 December 2023 (continued)

14 Analysis of net assets between funds

14 Analysis of net assets between funds
Tangible fixed assets
Fixed asset investments
Current assets
Current liabilities
Total net assets
Tangible fixed assets
Fixed asset investments
Current assets
Current liabilities
Total net assets
Unrestricted
funds
General
£
77,049
218,591
27,099
(3,661)
319,078
Unrestricted
funds
General
£
79,347
224,812
21,218
(5,437)
319,940
Restricted
funds
£
-
115,134
42,071
-
157,205
Restricted
funds
£
-
111,250
43,661
-
154,911
Total funds at
31 December
2023
£
77,049
333,725
69,170
(3,661)
476,283
Total funds at
31 December
2022
£
79,347
336,062
64,879
(5,437)
474,851

15 Related party transactions

There were no related party transactions in the year.

Page 14