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2023-12-31-accounts

PALMER AND SEABRIGHT CHARITY

REGISTERED NUMBER: 200692

ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

Folkes Worton LLP

15-17 Church Street Stourbridge West Midlands DY8 1LU

PALMER AND SEABRIGHT CHARITY

CONTENTS OF THE STATEMENTS OF ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2023

Page
Trustees' report 1
Independent examiners' report 2
Statement of financial activities 3
Balance sheet 4
Notes to the accounts 5-8

PALMER AND SEABRIGHT CHARITY

TRUSTEES' ANNUAL REPORT

FOR THE YEAR ENDED 31 DECEMBER 2023

The trustees present their report and the unaudited accounts for the year ended 31 December 2023.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered charity name Palmer and Seabright Charity Charity registration number 200692 Principal office c/o Wall James Chappell Solicitors 15-23 Hagley Road Stourbridge West Midlands DY8 1QW

THE TRUSTEES

The trustees who served the charity during the period were as follows:

Mrs Susannah Griffiths Clerk Ms Gaye Louisa Partridge Chairperson Mr Colin Banks Trustee Mr Nicolas Anthony Barlow Trustee Cllr Jackie Cowell Trustee Cllr Alan Hopwood Trustee

STRUCTURE, GOVERNANCE AND MANAGEMENT

This is covered by a separate document.

OBJECTIVES AND ACTIVITIES

This is covered by a separate document.

ACHIEVEMENTS AND PERFORMANCE

This is covered by a separate document.

FINANCIAL REVIEW

This is covered by a separate document.

TRUSTEES RESPONSIBILITIES IN RELATION TO THE FINANCIAL STATEMENTS

This is covered by a separate document.

Page 1

PALMER AND SEABRIGHT CHARITY

INDEPENDENT EXAMINERS' REPORT FOR THE YEAR ENDED 31 DECEMBER 2023

We report on the accounts for the period ended 31 December 2023 set out on pages 3 to 8.

Respective responsibilities of trustees and accountants

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under Section 144 of the Charities Act 2011 ("the Charities Act") and that an independent examination is required.

It is our responsibility to:

Basis of our report

Our examination was carried out in accordance with the general Directions given by The Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair' view and the report is limited to those matters set out in the statements below.

Independent examiners' statement

In connection with our examination, no material matters have come to our attention which give us cause to believe that, in any material respect:

We have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

……………………………… Folkes Worton LLP Chartered Accountants

15-17 Church Street Stourbridge West Midlands DY8 1LU

07 October 2024

Page 2

PALMER AND SEABRIGHT CHARITY

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2023

Notes
INCOMING RESOURCES
Activities for generating funds
2
Investment income
3
TOTAL INCOMING RESOURCES
RESOURCES EXPENDED
Charitable activity
4
Other direct costs
5
Governance costs
6
TOTAL RESOURCES EXPENDED
NET INCOME / (EXPENDITURE) BEFORE
INVESTMENT GAINS/(LOSSES)
Net gains/(losses) on investment assets
NET INCOME / (EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
13
TOTAL FUNDS CARRIED FORWARD
Unrestricted
Restricted
Total
income
income
Endowment
funds
funds
funds
funds
2023
£
£
£
£
36,234
-
-
36,234
18,375
-
-
18,375
Total
funds
2022
£
37,685
17,018
54,609
-
-
54,609
11,638
-
-
11,638
3,339
-
-
3,339
7,266
-
-
7,266
54,703
9,684
2,625
6,894
22,243
-
-
22,243
19,203
32,366
-
-
32,366
18,451
-
-
18,451
35,500
(37,423)
50,817
-
-
50,817
1,235,330
-
-
1,235,330
(1,923)
1,237,253
1,286,147
-
-
1,286,147
1,235,330

Page 3

PALMER AND SEABRIGHT CHARITY

BALANCE SHEET

FOR THE YEAR ENDED 31 DECEMBER 2023

Notes
FIXED ASSETS
Investment property
8
Investments
9
CURRENT ASSETS
Debtors
10
Cash at bank and in hand
11
CREDITORS
Amounts falling due within one year
12
NET CURRENT ASSETS
NET ASSETS
FUNDS OF THE CHARITY
Unrestricted funds
13
TOTAL FUNDS
£
£
654,519
582,285
1,236,804
10,978
50,494
61,472
12,129
49,343
1,286,147
1,286,147
1,286,147
2023
£
£
669,770
528,583
1,198,353
10,936
40,135
51,071
14,094
36,977
1,235,330
1,235,330
1,235,330
2022
£
£
669,770
528,583
1,198,353
10,936
40,135
51,071
14,094
36,977
1,235,330
1,235,330
1,235,330
2022
1,198,353
36,977
61,472
12,129
51,071
14,094
1,235,330
1,235,330
1,235,330

The financial statements on pages 3 to 4 were approved by the trustees on 7 October 2024 and signed on their behalf by:

……………………..

Mrs S. Griffiths (Clerk)

The notes on pages 5 to 8 form part of these financial statements.

Page 4

PALMER AND SEABRIGHT CHARITY

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2023

1 ACCOUNTING POLICIES

Basis of accounting

The financial statements have been prepared in accordance with the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective January 2015) - Charities SORP (FRS 102). Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

Fund accounting

All funds are treated as "unrestricted funds" which enables the charity to utilise them for any purpose within its constitution and which have not been designed for other purposes.

Restricted funds which are used in accordance with specific restrictions imposed by donors or which have been raised for a specific purpose. The costs of raising and administering such funds are charged against the specific fund.

All funds are shown under its appropriate heading within these financial statements.

Policy on reserves

We hold cash at the bank in current and deposit accounts. These funds are accessible for running the charity.

Income

All income resources are included within the statement of financial activities when the Charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Interest on funds held on deposit is included when received and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the bank.

Expenditure

All expenditure is accounted for on an accruals basis and has been included under expense categories that aggregate all costs for allocation to activities.

Governance costs are those incurred in connection with the administration of the charity and compliance with constitutional and statutory requirements.

Investment property

Investment properties are recorded at fair value at the statement of financial position date. The charity does not hold title to any other fixed assets.

Investments

Investments are recorded at fair value at the statement of financial position date.

2 INCOME FROM ACTIVITIES FOR GENERATING FUNDS

Property lettings Unrestricted
funds
£
36,234
Total
2023
£
36,234
Total
2022
£
37,685

Page 5

PALMER AND SEABRIGHT CHARITY

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2023

3 INVESTMENT INCOME

CCLA dividends
Black Rock dividends
COIF interest
Bank interest
Unrestricted
funds
£
7,288
10,749
43
295
Total
2023
£
7,288
10,749
43
295
Total
2022
£
7,351
9,635
-
32
18,375 18,375 17,018

4 CHARITABLE ACTIVITY EXPENDITURE

Grants payable
One-off grants and awards
Christmas bonus grants
Unrestricted
funds
£
6,998
3,240
1,400
Total
2023
£
6,998
3,240
1,400
Total
2022
£
7,084
1,300
1,300
11,638 11,638 9,684

5 OTHER DIRECT COSTS

Light and heat
Insurance
Bank charges
Rent arrears
Council tax
Property repairs
Stationery and postage
GOVERNANCE COSTS
Clerk's salary
Chairperson's expenses
Accountancy fees
Unrestricted
funds
£
-
2,203
65
600
435
-
36
Total
2023
£
-
2,203
65
600
435
-
36
Total
2022
£
159
1,911
73
-
-
480
2
3,339 3,339 2,625
Unrestricted
funds
£
5,700
300
1,266
Total
2023
£
5,700
300
1,266
Total
2022
£
5,700
-
1,194
7,266 7,266 6,894

6 GOVERNANCE COSTS

Page 6

PALMER AND SEABRIGHT CHARITY

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2023

7 TRUSTEE REMUNERATION

Trustees did not receive any remuneration or expenses during the year, other than those detailed in governance costs.

8 INVESTMENT PROPERTY

FAIR VALUE
At 1 January 2023
Estimated change in value
At 31 December 2023
COST
At 31 December 2023
9 INVESTMENTS
FAIR VALUE
At 1 January 2023
Additions
Net gain/(loss) on revaluation
At 31 December 2023
COST
At 1 January 2023
At 31 December 2023
10 DEBTORS
Debtors
CCLA
investments
£
246,705
-
21,956
Investment
property
£
669,770
(15,251)
Total
£
669,770
(15,251)
654,519 654,519
90,540 90,540
Black Rock
investments
£
281,878
20,000
11,746
Total
£
528,583
20,000
33,702
268,661 313,624 582,285
69,975 283,572 353,547
69,975 303,572 373,547
Unrestricted
funds
£
10,978
Total
2023
£
10,978
Total
2022
£
10,936

Page 7

PALMER AND SEABRIGHT CHARITY

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2023

11 CASH AT BANK AND IN HAND

CASH AT BANK AND IN HAND
HSBC current account
HSBC property account
COIF Fund deposit account
Unrestricted
funds
£
26,703
22,791
1,000
Total
2023
£
26,703
22,791
1,000
Total
2022
£
20,176
18,959
1,000
50,494 50,494 40,135

12 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Creditors
Accruals
Unrestricted
funds
£
10,759
1,370
Total
2023
£
10,759
1,370
Total
2022
£
12,814
1,280
12,129 12,129 14,094

13 CHARITY FUNDS

Material funds held and movements during the current reporting period

Fund names
Type
Capital fund
U
General fund
U
Fair value reserve
U
Total funds
Balance
brought
forward
£
96,223
384,840
754,267
Income
£
-
54,609
-
Expenditure
£
-
22,243
-
Transfers
£
-
-
-
Gains and
losses
£
-
-
18,451
Balance
carried
forward
£
96,223
417,206
772,718
1,235,330 54,609 22,243 - 18,451 1,286,147

Material funds held and movements during the previous reporting period

Fund names
Type
Capital fund
U
General fund
U
Fair value reserve
U
Total funds
Balance
brought
forward
£
96,223
349,340
791,690
Income
£
-
54,703
-
Expenditure
£
-
19,203
-
Transfers
£
-
-
-
Gains and
losses
£
-
-
(37,423)
Balance
carried
forward
£
96,223
384,840
754,267
1,237,253 54,703 19,203 - (37,423) 1,235,330

Page 8