## **Trustees’ Annual Report for the period** ## **From 1/1/2024 Period start date To 31/12/2024 Period end date** ## **Charity name: Cottenham Charities** ## **Charity registration number: 200586** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The charity owns and manages seven
Almshouses and Land for Allotment use in
the Parish of Cottenham, Cambridgeshire.
To provide Almshouse accommodation to
those on low income in the Parish of
Cottenham.
Relief in need to individual persons and
apprentices residing in the Parish of
Cottenham| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|Maintenance and provision of the
Almshouses for accommodation.
Grants to inhabitants of the Parish on low
income by means of Christmas Vouchers
and other grants as needed for Apprentices
and Relief in Need.
Benefit from the charity is available to
anyone in the Parish, or connected with the
Parish, who can demonstrate they are
necessitous according to the Charity
Scheme approved by the Charity
Commission.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|The trustees have full regard to the
guidance issued by the Charity
Commission on public benefit.
The application of income is restricted as
stated in the Governing Document sealed
11thFebruary 1970.| **Additional information (optional)** You may choose to include further statements where relevant about: SORP reference Policy on grant making Para 1.38 |Policy on social investment
including program related
investment|Para 1.38|| |---|---|---| |Contribution made by
volunteers|Para 1.38|All trustees are volunteers| |Other||| ## **Achievements and Performance** ||SORP reference||| |---|---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20||The charity provides seven self-contained
dwellings for local people and these have
been fully occupied throughout 2024. The
dwellings are regularly maintained and
every effort is made to provide good quality
accommodation.
A total of £11,386 was gifted by the charity
to those in need who live in the Parish.
_John Moreton Almshouse Charity_
Small charitable gifts were given to
residents of the Parish as needed.
£15,000 was added to the Emergency
Repair Fund invested in a COIF Charities
Accumulation Fund
The debt to the John Moreton Endowment
fund was reduced to £78,000.
_Cottenham United Charities_
Cash grants were made to 128
parishioners on low income at Christmas.
This was in conjunction with the Fitzwilliam
Charity which contributed to the awards.| **Additional information (optional)** You may choose to include further statements where relevant about: |Achievements against
objectives set|Para 1.41|| |---|---|---| |Performance of fundraising
activities against objectives
set|Para 1.41|The charity does not need to raise funds by
donation due to endowments and other
income.| |Investment performance
against objectives|Para 1.41|| |Other||| ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|The financial position of the charity is
stable. The charity achieved a surplus of| |---|---|---| |||£12,694 for the year and this has been
added to retained reserves brought forward| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|Reserves are held for ongoing
maintenance and unforeseen costs relating
to the properties.
The cash reserves will be held at a level to
cover debt repayments and necessary
repairs and expenses for one year should
there be no income from Weekly
Maintenance Contributions. A sum of
money is transferred annually into an
Emergency Repair Fund invested with a
COIF Charities Investment Fund.| |Amount of reserves held|Para 1.22|Cash balance at year end was £71,144| |Reasons for holding zero
reserves|Para 1.22|N/A| |Details of fund materially in
deficit|Para 1.24|The debt in the John Moreton Endowment
Fund is as agreed with the Charity
Commission, presently £78,000| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|None| |**Additional information (optional)**
You may choose to include further statements|**Additional information (optional)**
You may choose to include further statements|where relevant about:| |---|---|---| |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|The charity’s income is derived from the
investments in the endowment funds,
Weekly Maintenance Contributions
received from Almshouse residents and
rental income from the Allotments.| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|The charity’s investment funds are placed
in COIF Charity Investment and Deposit
accounts.| |A description of the principal
risks facing the charity|Para 1.46|Severe damage to the Almshouses
preventing occupation| |Other||| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document|Para 1.25|Trust Deed| |How is the charity
constituted?|Para 1.25|Unincorporated Charity| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Nine Trustees composed of the Rector of
Cottenham All Saints’ Church, three
nominated by the Parish Council and five
co-optative by resolution of the Trustees.| **Additional information (optional)** You may choose to include further statements where relevant about: |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|| |---|---|---| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|The charity is a member of the Almshouse
Association.
The charity is a member of the Cambridge
& South Cambs Charities Network chaired
by the Cambridge Housing Association
which meets monthly.| |Relationship with any
related parties|Para 1.51|| |Other||| ## **Reference and Administrative details** |Charity name|Cottenham Charities| |---|---| |Other name the charity uses|John Moreton Almshouse Charity
Cottenham United Charities| |Registered charity number|200586| |Charity’s principal address|21A Corbett Street
Cottenham
CAMBRIDGE
CB24 8QX| **Names of the charity trustees who manage the charity** ||**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body)**
**entitled to appoint trustee (if**
**any)**| |---|---|---|---|---| |1|Malcom Dee|Chairman||Trustee Resolution| |2|Robert Turner|Secretary||Trustee Resolution| |3|Sue Hooks|Treasurer||Trustee Resolution| |4|Robert Lee|Trustee||Parish Council| |5|David Munns|Trustee||Trustee Resolution| |6|Christine Ward|Trustee||Parish Council| |7|Beth Price|Trustee||Parish Council| |8|Martin Graves|Trustee||Trustee Resolution| |9|Reverend Lynda
Davies|Ex- Officio||Charity Scheme appointee| |10||||| |11||||| |12||||| |13||||| |14||||| |15||||| |16||||| |17||||| |18||||| |19||||| |20||||| – Corporate trustees names of the directors at the date the report was approved **Director name** Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** ## **Funds held as custodian trustees on behalf of others** Description of the assets None held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** **Type of Name Address adviser** **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** |**Signature(s)**
**Full name(s)**
**Position (eg Secretary,**
**Chair, etc)**|Malcolm Dee|Robert Turner| |---|---|---| ||Malcolm Dee|Robert Turner| ||

Chairman|Secretary| |||| |**Date**|04/10/2025|04/10/2025| ## **Cottenham Charities** ## **200586** **Receipts and payments accounts For the period** 01/01/2024 31/12/2024 **To from** **CC16a** ## **Section A Receipts and payments** |**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**1,713**
**46,508**
**5,150**
**53,371**
**-**
**53,371**
**2,074**
**5,883**
**20**
**285**
**11,386**
**19,647**
**6,000**
**15,000**
**21,000**
**40,647**
**12,724**
**57,550**
**70,274**|**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**30**
**30**
**-**
**-**
**-**
**30**
**- 30**
**900**
**870**|**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Total funds**
**to the nearest £**
**1,713**
**46,508**
**5,150**
**-**
**-**
**-**
**-**
**-**
**53,371**
**-**|**Total funds**
**to the nearest £**
**1,713**
**46,508**
**5,150**
**-**
**-**
**-**
**-**
**-**
**53,371**
**-**|**Last year**
**to the nearest £**| |---|---|---|---|---|---|---| |Allotment Rents|**1,713**|||||**1,666**| |WeeklyMaintenance Contributions|**46,508**|||||**43,288**| |Investment Income|**5,150**|||||**4,543**| |Bank Interest||||||**-**| |Donations||||||**50**| |Loan repayments||||||**-**| |||||||**-**| |||||||**-**| |**_Sub total_**_(Gross income for AR)_|**53,371**|||||**49,547**| |||||||| |**A2 Asset and investment sales,**
**(see table).**||||||| |||||||| |||||||| |**_Sub total_**|**-**|||||**-**| |**_Total receipts_ **
**A3 Payments**||||||| |||||**53,371**||**49,547**| |||||**2,074**
**-**
**5,883**
**20**
**285**
**11,386**
**30**
**-**
**19,677**
**6,000**
**15,000**
**21,000**
**40,677**
**12,694**
**-**
**58,450**
**71,144**||| |Expenses and Fees|**2,074**|||||**1,922**| |Renovations||||||**-**| |Repairs and Maintenance|**5,883**|||||**12,538**| |Bank Charges|**20**|||||**-**| |Utilities|**285**|||||**286**| |Charitable Gifts|**11,386**|||||**8,748**| |Allotment Deposit Refund||||||**-**| |||||||**-**| |**_Sub total_ **|**19,647**|||||**23,494**| |||||||| |**A4 Asset and investment**
**purchases, (see table)**||||||| |Capital Loan Repayments|**6,000**|||||**6,000**| |Investment into ER Fund|**15,000**|||||**10,000**| |**_Sub total_ **|**21,000**|||||**16,000**| |**_Total payments_ **
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**||||||| |||||||**39,494**| |||||||| ||**12,724**|**- 30**|**-**|**12,694**||**10,053**| |||||**-**||**-**| ||**57,550**|**900**|**-**|**58,450**||**48,397**| ||**70,274**|**870**|**-**|**71,144**||**58,450**| 05/10/2025 CCXX R1 accounts (SS) 1 ## **Section B Statement of assets and liabilities at the end of the period** |**Categories**
**B5 Liabilities**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B3 Investment assets**
**B4 Assets retained for the**
**charity’s own use**|**Details**
John Moreton Current
John Moreton CCLA Deposit
United Charity Current
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**
**Details**
CCLA COIF Income Fund
CCLA COIF Income Fund
CCLA COIF Accumulation Fund
**Details**
JM Almshouses & Land attached
UC 4 acres allotment land
**Details**
JM Endowment
Robert Turner
Signature
Malcolm Dee|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**45,745**
**-**
**22,667**
**-**
**1,863**
**870**
**70,274**
**870**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
JM Endowment
**-**
UC Endowment
**-**
ER Fund
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
John Moreton
**-**
United Charity
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
JM Endowment
78,000
Robert Turner
Print Name
Malcolm Dee|**Endowment**
**funds**
**to nearest £**| |---|---|---|---| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||OK| ||||**Endowment**
**funds**
**to nearest £**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**Current value**
**(optional)**| ||||90,056| ||||58,952| ||||220,261| ||||-| ||||-| ||||**Current value**
**(optional)**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**When due**
**(optional)**| ||||**01 January 2038**| ||||Date of
approval| ||Malcolm Dee|Malcolm Dee|04/10/2025| ||Robert Turner|Robert Turner|04/10/2025| 05/10/2025 CCXX R2 accounts (SS) 2 CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of On accounts for the year ended 31 De￿mber 2024 Charity no (if any) 200586 Sot out on pag I report lo the trustees on my examination of the ￿OUnts ofthe atthfe charty {Ihe Trusfi for the year ended 3111212024. Rospon8lbllllles and As the charity trustees ofthe Trusl, you are ￿PonSible for the preparation basls of report of the accounts in accordance with the requirements of the Charities Act 2011 {'the Acr). I re￿rt in respect of my examy0t￿n of the Trusfs &counts carried out under sectw)n 145 of the 2011 Aci and in carrying out my examination, I have folk>wed the appI￿able Directions gi¥en by the Charty Commission under secth)n 1495)(b) of the Acl. I have c(Thpleted my examination. I confinn thal no material matters have coff￿ to my attention (other than that disdosed below ') in connecti¢)n with the examination whth gives me cause to believe that in, any material respect.. accounting records not kept n ac￿rdanCe wrth section 130 of the Act or the accounts do not wth the ￿OuntIng ￿ordS Independent oxaminerfs ststsment I have no concems and have come across no other matters in COnnect￿n ryth the examinalk￿ to which attention shoukl be drawn in order to enable proper undernlanding of the ￿ount$ to be ￿ached. . Please delete the words in the brackets rfthey do not apply. Signod: Date: .1().25 Nam•: 60tr)SWoOTFI A QA, Relevant professional qualificalion{s) or body (if anyl: qib WLLLkn Address: 14P4 CLOS£ Lofvj GSTAKI TofvJ CAM 61Lif>& IER October 2018